HomeMy WebLinkAboutResolution - 2922 - Contract - RS Wilkinson & Associates Inc - Property Insurance, Varous Buildings - 09/22/1988I!
Resolution #2922
September 22, 1988
Item #28
HW:da
RESOLUTION
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF LUBBOCK:
THAT the Mayor of the City of Lubbock BE and is hereby authorized and
directed to execute for and on behalf of the City of Lubbock a contract by
and between the City of Lubbock and R.S. Wilkinson & Associates, Inc. for
Property Insurance for Various Buildings and Contents, attached herewith,
which shall be spread upon the minutes of the Council and as spread upon the
minutes of this Council shall constitute and be a part of this Resolution as
if fully copied herein in detail.
Passed by the City Council this 22nd day of September , 1988.
c •
• '/ 4
B.C. MCMI , MAYOR
ATTEST:
nettb Boyd, City Secretary
APPROVED AS TO CONTEN .
Gcrne Ek , Pu chasing Manager
APPROVED AS TO FORM:
arold Wil ard, ssistant Cit Attorney
r
rl
MPANY POLICY SYMBOL A NUMBER
MBOLRST
R 141106
f?26Pfer
TEXAS STANDARD POLICY
RENEWAL • New PRODUCER •
OF NUMBER CODE NO. 5600007 EXECUTIVE OFFICE:
ISD WILLIAM STREET
NEW YORK, N. Y. 10038
THIS POLICY IS ISSUED BY THE COMPANY (A STOCK COMPANY) INDICATED BY X BEFORE THE COMPANY NAME BELOW
ROYAL INSURANCE COMPANYOF AMERICA SAFEGUARD INSURANCE COMPANY
(AN ILLINOIS STOCK COMPANY) (A CONNECTICUT STOCK COMPANY)
ROYAL INDEMNITY COMPANY AMERICAN AND FOREIGN INSURANCE COMPANY
(A DELAWARE STOCK COMPANY) (A DELAWARE STOCK COMPANY)
F 7 ..t.e
INSURM'S City of Lubbock - P*f+q
-A�DRESS m ° P.O. Box 2000.
AD
RP
ZIP Lubbock, Texas 79457
CODE Royal
L Ir
9/30/88 9/30/91
Inception (Mo. Day Yr.) Expiration (Mo. Day Yr.) Y.art
AT 12:01 A.M. STANDARD TIME AT THE LOCATION OF PROPERTY
IN CONSIDERATION OF THE STIPULATIONS AND CONDITIONS HEREIN OR ADDED HERETO which are made a part of this policy, and of the premiums
provided, the company does insure the insured named above and legal representatives against direct loss resulting from any of the PERILS (listed below) WHICH
HAVE A PREMIUM INSERTED OPPOSITE THERETO (Column 6) and only on the property described and located as provided hereon.
COVERAGE
PERILS
LAPPS CABLES
TOTAL
INSURANCE
TERM
RATE
PREMIUM
INSURANCE
waived
ANALYSIS
Normal sl 63, 854. C
F
FIRE and Lightning s198,612,000
.0275
F.R- %
E
EXTENDED COVERAGE—Windstorm, Hurricane, Hail, Explosion, Riot, Civil
Incl
Incl.
Commotion, Smoke, Aircraft, and Land Vehicles.
•
X
EXPLOSION
$
NO.STORIES—TYPEOFROOF — CONSTRUCTION
Z
$
Tenant
RENTS or Rental Value Not to exceed $ a Month .
C
TOTAL PREMIUM S "' 1 0 %j
ITEM
AMOUNTOF
DESCRIPTION OF PROPERTY
RATE
NO.
INSURANCE
See definitions of Building. Household Goods. Stock. Furniture. Fixtures, and, or Machinery, and Contents
ANALYSIS
See schedule attached
Basis
Roof
the building
Flue C
NO.STORIES—TYPEOFROOF — CONSTRUCTION
Z
Tenant
C
Texas
LOCATION STREET — — ADDITION — — TOWN
I-- FILE OCCUPANCY
Exposure _
Key Rate
Total
Exper- %
COMPLAINT N01TCE_Should any dispute arise about yourremium or about a claim that you have filed,
P, contact the agent or write to the company that issued the policy. If the roble
you may also*'
P
write the State Board of Insurance, Department C, 1 110 San .Jacinto, Austin,
Texas 78786, This notice of.
m is not resolved "
complaint procedure is for information only and does not become a art or
P condition of this policy.
CN-I—COMPLAINT NOTICE—EFFECTIVE SEPTEMBER 1, 1984
12188 N-
ENDORSEMENTS
SECTION IV BASIC CONDITION'S
It Concealment, This entire policy shall be void if, whether 72 Requirements in The insured shall give immediate notice to
2 fraud. before or after a loss, the insured has wil- 73 use loss occurs. this Company of any loss, protect the prop -
3 fully concealed or misrepresented any ma- 74 erty from further damage, separate the dam -
4 terial tact or circumstance concerning this insurance, or the 75 aged and undamaged personal property, and furnish a com-
5 subject thereof, or the interest of the insured therein, or in 76 plete inventory of all property insured by this policy showing
6 case of any fraud or false swearing by the insured relating 77 in detail all costs. The insured, as often as may be reasonably
7 thereto. 78 required, shall exhibit to any person designated by this Com-
b Excepted This policy shall not cover accounts, more 79 pany all that remains of any property herein described, and
9
property. xcy
y. 80 submit to examinations under oath by any person named by
currency, securities, deeds, or evidences of 81 this Company, and subscribe the same; and, as often as may
10 debt; nor, unless specifically named hereon, 82 be reasonably required, shall produce for examination all books
11 cloth awnings, records and books of records (except for their 83 of account, bills, invoices, and other vouchers, or certified
12 physical value in blank), manuscripts, bullion. animals, motor 84 copies thereof if originals be lost, at such reasonable time and
13 vehicles, or aircraft. 85 place as may be designated by this Company or its representa-
14 Hazards not This Company shall not be liable for loss 86 tive, and shall permit extracts and copies thereof to be made.
15 included. by fire or other Perils insured against in 87 Within ninety-one days after the loss, unless such time is
16 this policy caused, directly or indirectly, 88 extended in writing, the insured shall render to this Company
17 by: (a) enemy attack by armed forces, including action taken 89 a proof of loss signed and sworn to by the insured Such proof
18 by military, naval, or air forces in resisting an actual or an 90 of loss shall reveal to the best knowledge and belief of the
19 immediatefy impending enemy attack; (b) invasion; (c) in- 91 insured the following: the time and cause of the loss; the in -
20 surrection; (d) rebellion; (e) revolution; (f) civil war; (g) 92 terest of the insured and all others in the property, including
21 usurped power; (h) order of any civil authority except acts 93 any encumbrances thereon; all contracts of insurance, whether
22 of destruction at the time of and for the purpose of pre- 94 valid or not, covering such property; the actual cash value of
23 venting the spread of fire, provided that such fire did not 95 each item of property and the amount of loss thereto; and by
24 originate from any of the hazards excluded by this policy; 96 whom and for what purposes the building was occupied at the
25 (i) neglect of the insured to use all reasonable means to save 97 time of loss. No provision, stipulation, or forfeiture of this
26 and preserve the property at and after a loss, or when the 98 policy shall be waived by any requirement, act, or proceeding
27 property is endangered by fire in neighboring premises; (j) 99 of this Company relating to investigation, appraisal, or ad -
28 nor shall this Company be liable for loss by theft; (k) nor for 100 justment of any loss.
29 any electrical injury or disturbances to electrical appliances, 101 Appraisal. In case the insured and this Company shall
30 devices, or wiring resulting from artificial causes. 102 fail to agree as to the actual cash value or
31 Conditions Unless otherwise provided in writing added 103 the amount of loss, then, on the written demand of either,
P g 104 each shall select a competent and disinterested appraiser and
32 suspending or hereto, this Company shall not be liable 105 notify the other of the appraiser selected within twenty days
33 restricting for loss occstgingda,:-b,: .geidc �ppJieabje GC; 106 of such demand. The appraisers shall first select a competent
34 insurance. only to Coverage F=Fire): ' 107 and disinterested umpire; and failing for fifteen days to agree
35 (a) while the hazard is increased by any 108 upon such umpire, then, on request of the insured or this
36 means within the knowledge and control of the insured, pro- 109 Company, such umpire shall be selected by a judge of a dis-
37 vided such increase in hazard is not usual and incidental to the 110 trict court of a judicial district where the loss occurred. The
38 occupancy.ashereon.d cribed; or III appraisers—shall then appraise the loss, stating separately,
39 (by while a described-b0ilding, "whechef int-er"ed foto occupan�y ' 112 actual` cash value and loss to each item; and, failigto agreed
40 by owner or tenant, is vacant beyond a period of thirty con- 113 shall submit their differences only to the umpire. An award in
41 secutive days; or 114 writing, so itemized, of any two when filed with this Company,
42 (c) as a result of explosion or riot, unless fire ensue, and in 115 shall determine the amount of actual cash value and loss. Each
43 that event for loss by fire only; or 116 appraiser shall be paid by the party selecting him and the
44
45 (d) foollowing a change in ownership of the insured prop- 117 expenses of appraisal and umpire shall be paid b 118 ey the parties
ert46 (e) while any other stipulation or condition of this policy is 119 Coc
ma ' � pt" -
47 being violated. Company's !t shall 6e optional with this Com ny to
120 options. take all, or any part, of the propert at' he
48 Changes or Changes in this policy may be made and 121t I aggreed ori apprpised value, aria -also to
49 additions. Perils added hereon only by written en- 122 pair j rebuild, ,deo replact the property destroyed or damaged
50 dorsement properly executed by an author-C,with ocher of like kind and quality within a reasonable :Elbe'
51 ized agent of this Company and attached hereto; but no pro- on giving notice of its intention so to do within thirty dabs
52 vision may be waived except such as by the terms of this 125 after the receipt of the proof of loss herein required.
53 policy is subject to change. 126 Abandonment. There can be no abandonment to this Com -
127 pany of any property.
54 Cancellation The insured may cancel this policy by no- 128 When lou The amount of loss for which this Com -
55 of policy. tice to this Company; upon surrender of 129 payable• pany may be liable shall be payable sixty
56 the policy this Company shall refund the 130 days after proof of loss, as herein provided,
57 short rate unearned paid premium. This Company may cancel 131 is received by this Company and ascertainment of the loss is
58 this policy by giving the insured five days written notice; such 132 made either by agreement between the insured and this Com -
59 notice shall state that the pro rata unearned paid premium, if 133 pany expressed in writing or by the filing with this Company
60 not tendered, will be refunded on demand. 134 of an award as herein provided.
135 Suit. No suit or action on this policy for the
61 Pro rataThis Coitipany\gnhkh not be liable- for a 136 recover
b- y of any claim shall be sustainable
62 liabilitii.� - greater prdporti of any loss than the 137 in any court of law or equity unless all the requirements of
63 amount hereby insured shall bear to the 138 this policy shall have been complied with, and unless com-
64 whole insurance covering the property against the Peril in- 139 menced within two years and one day next after cause of
65 volved, whether collectible or not; except if any article or 140 action accrues.
66 piece; of •Aerlsonay prgperty, covered`. hereunder by a general 141 Subrogation. This Company may require from the in -
67 item C.e., one covering several ariicles), is insured specifi- 142 sured an assignment of all right of recov-
68 Cally *(w.it�hout` eri excess .provision) under this, or any other 143 ery against any party for loss to the extent that payment
69 policy,- then;such general.. Item shall apply as excess over the 144 therefor is made by this Company. The insured may not, ex -
70 spe6ftc insurance and pay only for any actual loss sustained 145 cept it be in writing executed prior to the loss, waive his right
71 over the amount of specific insurance. 146 of recovery from any party.
If insurance under this policy be made by a mutual or any other company having special regulations lawfully applicable to its organization, membership, by-laws, policy-
holders. or policies or contracts of insurance which would in any manner exempt such company from any condition (3) oft his policy or which would affect or change any condition (s)
of this policy whether such exemption(s) or change(s) relate to premium payment, assessments, or any other performance hereunder, such special regulations which are lawfully
applicable are printed hereon or attached hereto as endorsements.
Article 6.13 - Policy a Liquidated Demand. A fire insurance policy, in case of a total loss by fire of property insured, shall be held and
considered a liquidated demand against the company for the full amount of such policy. The provisions of this Article shall not apply to personal
property.
In Witness Whereof, this Company has executed and attested these presents; but this policy shall not be valid unless
countersigned by an authorized Agent of this Company.
Assistant Corporate Secretary President
PAGE 3
SECTION I
DEFINITIONS
BUILDING—Insurance on a building shall include everything which is legally apart of
the building, except machinery which is not used solely in the service of the building.
It shall also include, if not otherwise insured, materials in and adjacent to the building
for making alterations, extensions, and repairs thereto (not to exceed 10% of the insur-
ance hereunder on the building), and the following property belonging to the insured as
building landlord but not as tenant or occupant: maintenance equipment and supplies;
floor coverings, window shades, and furnishings of corridors and stairs; and refriger-
ators and stoves.
Dwellind Extension—At the option of the insured, insurance on a dwelling may be
extended as excess insurance to the fences, drives, walks, yard fixtures, private garages,
servants' houses, and, if used solely in connection with the occupancy thereof, other'
outbuildings on the premises of the dwelling, to the extent of their respective actual
values, but the aggregate of such extension shall not exceed 10 of the amount of
insurance on such dwelling. In the application of this Dwelling Extension, boarding,
rooming, fraternity, and sorority houses, and apartment buildings (containing not more
than eight separate apartments) may be considered as dwellings.
HOUSEHOLD GOODS—Insurance on household goods shall include all personal
property, usual to a residence, of the insured and his family.
Household Goods Extension—At the option of the insured, up to 10% of the insurance
written specifically on "Household Goods" in a residence may be applied as excess
insurance as follows: (a) on household goods of the insured elsewhere on the premises
and when temporarily removed to any other location in the United States of America,
Canada, and Mexico, and, (b) while on the premises on household goods of servants and
on household goods of others in the custody of the insured.
SECTION II
»
EXCESS INSURANCE—Excess insurance provided herein shall not apply until all
other insurance which would attach in the absence of this insurance is exhausted.
STOCK—Insurance on stock shall include all stocks of merchandise (finished, in pro-
cess,. or unfinished) including packaging materials, and, provided the insured is legally
liable therefor, property sold but not delivered, held in trust, or on consignment, or for
storage, or for repairs. Unless specifically provided hereon, this policy does not cover
customers goods in laundries, cleaning, or pressing establishments.
FURNITURE, FIXTURES, AND, OR MACHINERY—Insurance on furniture, fixtures,
and, or machinery shall include all contents not included as 'Building" or "Stock" and
shall also include, provided the insured is not the owner of the building, the insured's
interest in improvements and betterments made to the building if not specifically
insured under this or any other policy.
CONTENTS—Insurance on "Contents" shall include all property included above in
"Stock," "Furniture, Fixtures, and, or Machinery." "Household Goods." and, if not
otherwise insured, personal property of the employees, officers, or partners; any loss to
such personal property shall, at the option of this Company, be adjusted with and
payable to the insured.
PLATFORM CLAUSE—Insurance on stock, furniture, fixtures, or machinery shall
cover while such property is contained in additions and extensions adjoining and com-
municating with the building and while on platforms, sidewalks, alleys, and yards
immediately adjacent, including while in railroad cars or other vehicles within 100
feet of the described building.
SPECIAL CONDITIONS
Removal Clause—Within the specified limits, this policy shall cover expense and
damage occasioned by removal from the premises endangered by the Perils insured
against in this policy, and pro rata for five days at each place to which any of the
property shall necessarily be removed for preservation.
Unearned Premium Clause—If a loss is paid under this policy, this insurance shall
indemnify the insured for loss of the pro rata unearned premium on the amount of such
loss payment. This Company, however, may elect by written notice within sixty days
after date of loss to reinstate this policy in the amount of such loss and, in consideration
of such reinstatement, make no payment to the insured as provided by this clause.
Pro Rata Distribution Clause—(Not applicable to those Items to which the 90% or
100% Coinsurance Clause is applied nor to the "Dwelling Extension" or "Household
Goods Extension.") If any Item of insurance covers on a building or structure and
contents, or on more than one building, structure, or place, or the contents thereof, the.
amount of insurance under each such Item shall attach on each building, structure, or
place, or the contents thereof in that proportion which the value of each said building,
structure, or place, or the contents thereof shall bear to the value of all of the property
covered by such Item.
Coinsurance Clause—When it is indicated that coinsurance applies to the insurance
under any Peril on any Item described herein, the insured shall maintain contributing
and collectible insurance under each such Peril upon the respective Item of not less than
the specified percentage of the actual cash value thereof; and, failing so to do, the
insured shall be an insurer to the extent of such deficit and bear such proportionate part
of loss on each such Item.
In the application of this Coinsurance Clause, the value of foundations of buildings
which are below the surface of the lowest basement floor or, where there is no basement,
which are below the surface of the ground, shall be disregarded.
If the aggregate claim for loss is both less than $10,000 and less than 5% of the total
amount of insurance upon the property described hereon, no special inventory or
appraisement of the undamaged property shall be required. This provision, however,
shall not waive any of the requirements of the coinsurance clause.
SECTION III SPECIFIC COVERAGE CONDITIONS
Conditions Applicable Only to Extended Coverade: Insurance provided under this
Coverage shall not be cumulative of but shall extend the coverage under Coverage F
(Fire) to include direct loss by windstorm, hurricane, hail, explosion, riot, civil commo-
tion, smoke, aircraft, and land vehicles.
This Company shall not be liable for a greater proportion of any loss from any Peril
included in this Coverage than the amount of insurance under Coverage F (Fire) of this
policy bears to the whole amount of fire insurance covering the property.
The following conditions apply whether the Perils are insured separatelyor
under Extended Coverage.
Glass Clauses As to glass insured hereunder, this insurance shall apply as excess
insurance.
Conditions Applicable Only to Windstorm, Hurricane, and Had: Unless specifically
named hereon, this Company shall not be liable for loss to metal smokestacks (except
when securely fastened to walls of a masonry building), radio or television towers and
antennas, windmills, wind chargers, outside erected signs, or greenhouses, nor for loss
caused by (a) blizzard or change in temperature, nor (b) by snow storm, tidal wave,
high water, or overflow, whether driven by wind or not; nor for any loss caused by rain,
whether driven by wind or not, unless the wind or hail shall first make an opening in the
walls or roof of the described building, and shall then be liable only for loss to the
interior of the building, or the insured property therein, caused immediately by rain
entering the building through such openings.
Unless specifically provided hereon the "Dwelling Extension" shall not apply to
structures extending wholly or partially over water.
Conditions Applicable Only to Explosions This Company shall not be liable for loss by
explosion, rupture, or bursting of steam boilers, steam pipes, steam turbines; steam
engines, or flywheels, when such objects are owned, operated, or controlled by the
insured. This Company shall not be liable under this Coverage for damage caused by
ensuing fire.
Conditions Applicable Only to Riot and Civil Commotions Loss by riot or civil com-
motion shall include direct loss from pillage and looting when such pillage and looting
occurs during and at the immediate place of a riot or civil commotion, and shall also
include direct loss or damage by acts of striking employees of the owner or tenant of
the described building while occupied by said striking employees. This Company shall
not be liable under this Coverage for 1053 resulting from ensuing fire or from change
in temperature.
Conditions Applicable Only to Smoke: Lass by smoke shall be limited to loss caused
by a sudden, unusual, and faulty operation of any heating, disposal or cooking unit,
only when such unit is connected to a chimney by a smoke pipe, and while in or on the
premises described herein, excluding, however, smoke from fireplaces or industrial
apparatus.
Conditions Applicable Only to Damade by Aircraft and Land Vehicles: Lass by air-
craft shall include direct loss by falling aircraft, or objects falling therefrom, but this
Company shall not be liable for loss caused by any vehicle or aircraft (except falling
aircraft) owned or operated by the insured, or by any tenant of the described premises,
or by any agent, employee, or member of the household of either.
Conditions Applicable Only to Rents or Rental Values Insurance provided by this
Coverage shall indemnify the insured for direct loss of rents and, or rental value of the
building described herein provided such loss results from the Perils insured against
herein. Total liability hereunder shall not exceed the amount specified under "Total
Insurance" (Column 4); nor shall the liability each month exceed the amount specified
on Page I of this policy or a proportionate part for less than a month.
The term "Rents and, or Rental Value" shall mean the rental value less such charges
and expenses as do not necessarily continue.
It is hereby provided that if said premises or any part thereof shall be rendered
untenantable by any of the Perils insured against, this Company shall thereupon
become liable for the rental value of such untenantable portions. Lass shall be com-
puted from the date of loss until such time as the building could, with reasonable dili-
gence and dispatch, be rendered again tenantable, although the period may extend
beyond the expiration of this policy; except if only a portion of the building is rendered
untenantable, the number of months for which this Company is liable shall not exceed
the number of months for which this Company would have been liable in the event the
entire building had been rendered untenantable. If the insured occupies any portion
of the building. a fair rental value of the portion so occupied shall be considered as
a part of the rental value insured.
If this insurance covers on rents or rental value of more than one building, the
monthly liability and the total liability shall apply to each building in the same pro-
portion that the rent or rental value of each building bears to the total rent or rental
value of all buildings.
MORTGAGE CLAUSE (Without Contribution)
This policy, as to the interest of the mortgagee only therein, shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by
any foreclosure or other proceedings or notice of sale relating to the property nor by any change in the title or ownership of the property, :tor by the occupation of the premises
for purposes more hazardous than are permitted by this policy; PROVIDED that the mortgagee shall notify this Company of any change of ownership or increase of hazard which
shall come to the knowledge of said mortgagee, and unless permitted by this policy, it shall be noted hereon; and PROVIDED further that upon failure of the insured to render proof
of loss, such mortgagee, upon notice, shall render proof of loss in the form herein specified within ninety-one days thereafter and shall be subject to the provisions hereof relating to ap-
praisal and time of payment and of bringing suit.
Failure ufx,n the part ut the mortgagee tocomply with any of the foregoingobligations shell render the insurance under this policy null and void as to the interest of the mortgagee.
This ix)iicy may he cancelleJ as to the interest of any murtggogee nursed hereon by giving such mortgagee ten days written Haute
I (this (:,ntlmny shall clmrn that nu habrhty exist,% as to tF,e stun µrµ,n nr owner, 1t .hill, to the rsten[ tit vavmmit ul lo+s tit the mortgagee. be suhn,aated to all the rrwrt-
µaµcl+ �.!ot+„1 . rr), L.ut rich. wt , n{•rn wtµ n,..rt N.rµed+ nµht to >ue, ..r ,t "++y {•ay •A it,, „'"{,taro Jeli a,tJ t-it+ve all +t•uannunt 0tere„1 and .4 the nr.rtµaae.
i,,e .. r.f ,, .•.rt µr Hee ' .,,+11 Iw • i..ar„cJ t.. ,. r. a„ ,,..•„µarae ..r +'"Hee
MAr.la M
CANCELLED FLAT ( ) SHORT RATE ( ) PRO RATA ( ) DATE
REASON
Rewritten Under No
TEXAS STANDARD POLICY
YEAR
MONTH
DAY
COVERAGE
RETURN PREMIUM
ACTUAL
NORMAL
ORIGINAL PREMIUM
DATE CANCELLED
F
INCEPTION
E
-
TIME IN FORCE
X
•
UNEARNED
%
•
R
-
TOTAL
TEXAS STANDARD POLICY
REPLACEMENT
COST
BUILDING ADDRESS BUILDING
1.
Municipal Square
915
Texas Ave
$ 6,300,000
1, 1-2B SFR;EC-WR
City
10-10
9. City Hall
2.
Main Frame Computer
915
Texas Ave
10.Warehouse/Radio/
801 Municipal Dr
& Peripheral Equip.
1,890,000**
2,466,000
Electric
3.
Mahon Library
1306
9th St
4,600,000
1B -SFR, EC -WR
11.Digester
4.
Mahon Library -Books
1306
9th St
12.Generator
5.
Lubbock Memorial
1501
6th St
25,000,000*
814 Texas
Civic Center
0-10-701
405,000
1&25 FR: EC -HC
1,2,&3B-SFR,EC-WR
14.Transit Building
6.
Civic Center Heating
1501
6th St
802,000
& Cooling Building
*Building includes sets in theatre and
7.
Auditorium/Coliseum
699
Brownfld.Rd
15;000,000
1B-5&2 SFR; EC -HC
City
30-10
forklifts.
CONTENTS TOTAL
$ 750,000*** $ 7,050,000
2,200,000 2,200,000
950,000*** 5,550,000
1,350,000 1,350,000
1,250,000* 26,250,000
***
300,000 1,102,000
1,750,000* 16,750,000
**
***
8. Auditorium/Coliseum
300,000
300,000
Scoreboard
9. City Hall
1625 13th St
6,777,000
1,100,000***
7,877,000
10.Warehouse/Radio/
801 Municipal Dr
576,000
1,890,000**
2,466,000
Electric
City 80-80
***
1-2&2HT
11.Digester
E 34th -Cemetery
2,600,000
2,600,000
12.Generator
E 34th -Cemetery
1,000,000
11000,000
13.City Hall Annex
814 Texas
380,000
25,000
405,000
1&25 FR: EC -HC
14.Transit Building
801 Texas
1,600,000
400,000****
2,000,000
1 -HTB
*Building includes sets in theatre and
auditorium that
are semi -permanently
attached, carpet
and graphics.
**Contents include
forklifts.
***Contents include
microcomputers and
inventory.
****Contents include
buses and vehicles
inside building
for maintenance or stg.
r
15.Godeke Library
6601
Quaker
665,000
120,000
785,000
1SFR; EC -WR
City
40-40
16.Health Center
1902
Texas
1•,900,000
350,000
2,250,000
1 -SFR; EC -HC
TEX
10-1902
17.Public Works Office
600
Municipal Dr.
417,000
151,000
568,000
1 -SFR; EC -HC
City
80-50
18.Public Works Shop
600
Municipal Dr.
235,000
91,000
326,000
1 -SFR; EC -HC
19.Municipal Garage -new
324
Municipal Dr.
1,250,000
700,000****1,950,000
1=25FR; EC -HC
City
80-95
1=2 -HT
20.Water Treatment
6031
Guava
338,000
276,000
614,000
Chemical Building
City
100-380
1,2&2-4 SFR; SWR
21.Water Treatmemnt Lab
6007
Guava
209.000
339,000
548,000
Control Building
2 -SFR; SWR
22.Senior Citizens Ctr.
2009
19th St
615,000
77,000
692,000
INC -HTB; WR
City
40-10
23.Clapp Shop,Pool &
44th
& Ave U
532,000
28,000
560,000
Partyhouse
24.Woods Community Ctr.
Zenith
& Erskine
453,000
27,000
480,000
& Pool
25.Maxey Community Ct.
30th
& Oxford
511,000
51,000
562,000
Pool & Shop
26.Parkshop
1912
Erskine
678,000
35,000
713,000
Pendly Building
27.Hunter Bldgs
773,000
61,000
834,000
3 Bldgs Close
Together
28.Mackenzie Park Shop
Mackenzie Park
649,000
59,000
708,000
29.S.E.Water
E 37th & Guava
200,000
300,000
500,000
Reclamation Plant
30.Digester #8
E 37th & Guava
1,500,000
31.Digester #9
E 37th & Guava
11500,000
11500,000
32.Central Fire Stat.
18th
& Ave K
417,000
15,000
432,000
33.Fire Administration
6th & Ave K
450,000
15,000
465,000
Office
1 -SFR; HC
34.Airport Fire Station
Airport
680,000
10,000
690,000
35.Airport Terminal
Airport
1,950,000
11950,000
(old) 1B,2&3 SFR;
EC -WR
36.Airport Terminal
N Quirt Ave
26,774,000
2,000,000
28,774,000
(new) 1,2,2=3,3B
& FM 2641
SFR,EC-WR
REG5-1000
37.Airport Maintenance
Airport
2,750,000
200,000
2,950,000
Facility
38.Weather Bureau/Cafe
Airport
473,000
473,000
INC-HT;SWR
LUB 10-109
39.Airport Parking
Airport
1,875,000
1,875,000
Garage
REG 5-10700
40.Police Academy
615 Municipal Dr
325,000
75,000
400,000
41.Holly Ave Plant
7006 Slaton
Rd
2,000,000
20,000,000
22,000,000
Stat #1 & 2
City 70-230
1&3 ICM; EC -WR
42.Holly #1 Step Up
7006 Slaton
Rd
450,000
450,000
Transformer 13,800v
to 60,OOOv
FR -WR
43.Holly #2 Step Up
7006 Slaton
Road
450,000
450,000
Transformer 13,800v
to 60,OOOv
FR -WR
44.Interconnect Trans-
7006 Slaton
Rd
840,000
840,000
former FR -WR
45.Holly #2 Outdoor
7006 Slaton
Rd
7,000,000
7,000,000
Type Steam Gener-
City 70-242
ator (connected to
Main Bldg) FR -WR
46.Holly #1.Outdoor
7006 Slaton
Rd
7,000,000
7,000,000
Type Steam Gener-
City 70-240
ator (Connected to
Main Bldg) FR -WR
47.Main Bldg for
7006
Slaton Rd
Turbine GT #2
City
70-560
ICM; WR
48.Main Bldg for
7006
Slaton Rd
Turbine GT #3
City
70-550
INC -IC
49.Main Bldg for
7006
Slaton Rd
Turbine GT #2
City
70-545
11CM
50.Cooling Tower-
7006
Slaton Rd
Holly #1
51.Cooling Tower-
7006
Slaton Rd
Holly #2
52.Plant #2 Bldg
Municipal Dr
1-3B-FR;WR
53 -Cooling Towers-
Municipal Dr
Plant #2 -Units
#6
& 7 (connected)
54.West Interie
11th
& M.L.
Transformer
TOTAL VALUE OF
INSURANCE
500,000 9,000,000
175,000 91000,000
240,000
750,000
750,000
981,000
750,000
840,000
5,000,000
2.887,000
$135,480,000 $63,132,000 $198,612,000
• FO$M NO. 79-C VANDALISM AND MALICIOUS MISCHIEF ENDORSEMENT
Effective
November 15, 1985 (For use only with Extended Coverage or Explosion, Riot and Civil Commotion)
Attached to and forming part of Policy No. RST 141106 of the Royal Indemnity Insurance Company
of , issued at its , Ck Texas Agency.
Dated — 9/30188 R • • t Inc . , Agents.
Name of Insured - City of Lubbock
Rate for Van. and Mal. Mis. End. incl • Expiration of Policy 9/30/91
This endorsement applies to Item(s) No.(s) schedule
Fill in the following four spaces only when this Endorsement is not attached to policy at the time the Policy is written.
Location of insured property
Street
Texas, File No
Percentage Co -Insurance applicable to the Peril of Fire with Extended Coverage or the Peril of Explosion including Riot and
Civil Commotion, as the case may be.
1. In consideration of $ incl premium, and subject to the provisions of this policy and this endorsement, the liability
of this Company hereunder for loss or damage resulting from the peril of Riot and Civil Commotion is hereby extended to include
loss caused by damage to or destruction of the property described by Vandalism and 'Malicious Mischief, including direct structural
damage to the building(s) covered hereunder resulting from burglary; provided, however, such damage resulting from burglary or at-
tempted burglary shall not include, nor shall this company be liable for, the value or replacement of any property, real or personal,
including integral structural parts, permanent fixtures and/or contents of the insured building(s) which are wrongfully and unlaw-
fully removed from the premises.
2. The term "Vandalism and Malicious Mischief" as used herein is restricted to and includes only willful or malicious physical
injury to or destruction of the described property.
3. When this endorsement is attached to a policy covering direct loss to the described property, this Company shall not be liable
under this endorsement for any loss:
(a) to glass (other than glass building blocks) constituting a part of the building;
(b) by explosion, rupture or bursting of steam boilers, steam pipes, steam turbines, steam engines or flywheels, owned, operated
or controlled by the Insured or located in the building(s) described in this policy;
(c) from depreciation, delay, deterioration or loss of market, nor unless specifically endorsed hereon in writing for any loss
resulting from change in temperature or humidity; nor from any other consequential or indirect loss of any kind.
4. When this endorsement is attached to a policy covering Business Interruption, Extra Expense, additional Living Expense, Rents,
Leasehold Interest, Profits and Commissions, or Consequential Loss, this Company shall not be liable under this endorsement for any
loss due to damage to the described property when such damage results from any of the causes listed in subdivisions (b) or (c) of
paragraph No. 3 above.
5. This company shall not be liable for loss or damage resulting from the peril of Vandalism and Malicious Mischief occurring
while the described building is vacant beyond a period of thirty days, whether or not such period commenced prior to the inception
date of this endorsement.
If this policy be divided into two or more items, the provisions of ,this endorsement shall apply to each item separately.
Prescribed by the State Board of Insurance
Form No. 79-C, Vandalism and Malicious Mischief Endorsement, Effective November 15, 1985
FORM NO. 65 LARGE DEDUCTIBLE ENDORSEMENT
Effective
October 1. 1981
Attached to and forming part of Policy No. = „141106...of Company
of... ..... .........»........... ..........».._.......... ....._............».__.., issued at its ................. »».., Texas, Agency.
Dated...... .41.30188._»»..........»»_ ..................... ............».............»».»......... ».., Agents.
This deductible endorsement is applicable to:
❑ PROPERTY DAMAGE COVERAGE ❑ TIME ELEMENT COVERAGE
(An x should be inserted in the applicable block to indicate the coverage to which this deductible applies or in both blocks if a deductible
is applicable to both coverages)
The Deductible CIause appearing in the form(s) attached to th-.s policy is hereby deleted and the following substituted therefor:
1. Each claim for loss or damage (separately occurring) shall be adjusted separately and from each such adjusted claim the sum of
$.... z5Qs.QOQ.... _....... shall be deducted.
2. The deductible specified above shall apply separately to each:
J y Occurrence: The term "Occurrence" shall be held to mean a single incident or event. When, however, the term "Occurrence" shall
apply to loss or losses from windstorm if insured hereunder, it shall be held to mean a period of 48 consecutive hours.
❑ Location: The term "Location" insofar as such property is insured hereunder, shall be held to mean:
(a) Each building, including contents thereof, to the extent they are insured hereunder, or
;(b) A number of buildings including their contents, in a single group, and designated as a single location in this
policy, or
(c) Any other basis mutually agreed upon if specifically indicated hereunder.
In the case of a policy written to cover more than one location subject to a deductible such locations will be desig-
nated in the policy.
❑ Item: The term "Item" shall be held to mean the individual descriptions of the property insured and designated by the
terms "Item 111, "Item 2", etc. on the policy.
fr NOTE: It is a condition of this policy that in addition to the application of the deductible as stated in number 2 above, if this en-
dorsement is applicable to both property damage coverage and time element coverage, this deductible shall apply separately
to each coverage unless this deductible is on an Occurrence basis. If this deductible is on an Occurrence basis, only one de-
ductible shall apply to both property damage coverage and time element coverage.
3. It is a condition of this policy that the deductible amount specified shall be solely at the risk of the insured, and shall not be covered
under any other policy of insurance, except as provided in Paragraph 4.
d. Other insurance is permitted during the term of this policy, as follows:
(a) Insurance written upon the same property, perils, terms, conditions and provisions contained in this policy including this de.
ductible endorsement [$... ........... _.... ....... other insurance at inception of this policy] ; or
(b) Insurance specifically disclosed as follows, or by endorsement attached:
Amount or Property Covered—Location Deductible
Limit of Liability
$--- »..»----- »--------- _»...»........»»....»......................................_............ .......... ....... ....... »..».. »....»................_....... �.................»._...........
$..._.._......».............._......_...._............».........._..................._........»............................. ................ ........... $.......».»».»....»»...........
If there is any other insurance (whether collectible or not) except as permitted above, the full deductible amount applicable under
this deductible endorsement shall apply to the amount of the loss apportioned to this policy and to such other insurance as permitted
above.
b. It is a condition of this policy that any coinsurance, contribution, average or distribution clause, which may be a part hereof, shall
apply to the full value of the property insured, without reduction for the amount of the deductible specified herein, and that such
deductible shall apply after any penalty has been assessed by the application of such coinsurance, contribution, average or distribu-
tion clause.
6. In the event of any recovery and/or salvage on a loss which has been or is being or is about to be paid hereunder, such recovery
and/or salvage shall accrue entirely to the benefit of this company under this policy until the sum paid by them has been made
up.
Prescribed by the State Board of Insurance.
FORM NO. 65—DEDUCTIBLE ENDORSEMENT—Effective October 1, 1981
FORM NO. 164 REPLACEMENT COST ENDORSEMENT—FORM NO. 1
Effective (Without Deduction for Depreciation)
October 1, 1982
Attached to and forming part of Policy No... RST .141.106. of the........... Epyc2l .Indemnity Insurance Company
of......_....»..._ ..... .............. ......................................... ........... issued ai its....................... I' _ _..� ,Texas, Agency.
Dated.. 930/88.._.. _._.. .___._.._.._........_....�......................_... .........._ ' Inc Agents.
This Endorsement applies only to Item(s) No(s) _
schedule
....._.__................._...__..»..._..._........_.........._ . .._............................... _......... ..... ........ ...... .. .. ...._.....___ _ .._ _.of this Policy.
1. In consideration of the premium of the Policy to which this endorsement is attached and subject to all the terms, conditions and
stipulations stated herein and in the Policy to which this Endorsement is attached, including riders and endorsements thereon, not in conflicl
herewith, the insurance under this Policy applicable to property described under the items) indicated above is hereby extended to covet
such item(s) for their replacement cost without deduction for depreciation. The provisions of this Policy applicable only to such
item(s) are amended to substitute the term "replacement cost" for the term "actual cash value" wherever it appears in this Policy.
This Policy does not cover the following property on a replacement cost basis:
(a) Stock (raw, in process or finished) or merchandise, including materials and supplies in connection therewith;
(b) Property of others;
(c) Household furniture or residential contents;
(d) Books of account, abstracts, manuscripts, drawings, card index systems and other records (including film, tape, disc, drum, cell
and other magnetic recording or storage media);
(e) Paintings, etchings, pictures, tapestries, statuary, marbles, bronzes, antique furniture, rare books, antique silver, porcelains, rare
glassware and bric-a-brac or other articles of art, rarity or antiquity; or
(f) Carpeting, cloth awnins, window or wall air conditioning units, domestic appliances and outdoor equipment, all whether perma-
nently attached to the tuilding structure or not.
2. Coinsurance Clause—It is a condition of this Policy, and the basis upon which the rate of premium is fixed, that the Insured shall
at all times maintain insurance on each item(s), the replacement cost of which is covered by this policy, of not less than per
cent ( %) of (a) the. replacement cost (without deduction for depreciation) of that part of said property which is specifically described
as covered on a replacement cost basis and (b) the actual cash value of that part of said property which is covered on an actual cash
value basis at the time of loss.
In the application of this Coinsurance Clause, the replacement cost of foundations of buildings which are below the surface of the
lowest basement floor or, where there is no basement, which are below the surface of the ground, shall be disregarded.
This Coinsurance Clause supersedes and replaces the coinsurance clause, if any, otherwise applicable to such item(s).
8. This Company's liability for loss under this Policy, including this Endorsement, shall not exceed the smallest of the following
sinbunts (a), (b) or (c):
(a) The amount of this Policy;
(b) The replacement cost of item(s), or any part thereof, identical with item(s) described herein and insured hereunder for replace-
ment cost (without deduction for depreciation) on the same premises and intended for the same occupancy and use;
(c) The amount actually, and necessarily expended in repairing or replacinK the item(s) described herein and insured hereunder for
replacement cost (wihout deduction for depreciation), or any part thereof, on the same premises, and intended for the same occu-
pancy and use.
4. Insured's Election—The Insured may elect first to make claim under this Policy in accordance with its terms and conditions, dis-
regarding this Endorsement, except that the Coinsurance Clause contained herein shall apply to all claims under such item(s), and the
Insured may make further claim for any additional liability brought about by this Endorsement in accordance with its terms, conditions
and limitations.
6. This Company Shall Not Be Liable For—
(a) Any loss occasioned by the enforcement of any state or municipal law or ordinance regulating the construction or repair of
buildings, unless such liability has been specifically assumed under this Policy.
(b) Any loss under this Endorsement unless and until the damaged property is actually repaired or replaced on the same premises
with due diligence and dispatch, and, in any event, unless repair or replacement is completed within two (2) years after the
destruction or damage, or within such further time as the Company may during the two (2) years, in writing allow.
6. Apportionment Clause—This Company shall not be liable for a greater proportion of any loss than the amount of this Policy apply-
ing to the insured item(s) bears to the total insurance on such insured item(s), whether or not such other insurance covers in the same
manner and to the same extent as this Policy as extended by endorsement, and whether such other insurance is collectible or not.
7. If this Policy is divided into two (2) or more items, the foregoing apply separately to each item to which this Endorsement applies.
Prescribed by The State Board of Insurance
Attached to and forming part of Policy No. RST 141.106 »-------........ of the....»...».»»»».Roal Indemnity ----. Insurance Company
Of .--»....................».
...» ..»..».»».». issued at its .»......».....................ej;ci
....».. �.»»....»»»»... ........ Texas, Agency:
Dated .-9/30/88 _ .....».._..»...........»...»._ - -Inc ....»..... Agents
;t. FORM NO. 31 MANDATORY CONSEQUENTIAL LOSS ENDORSEMENT
Effective (For attachment to all Texas Standard Policies)
June 1, 1969
This Company shall not be liable for loss directly or indirectly caused by or resulting from any utility failure including
but not limited to power, heating or cooling failures, unless such failure results from physical damage to power, heating
or cooling equipment situated on the premises where the property covered is located, caused by the perils) insured against.
Nothing in the above shall change or alter in any manner other applicable provisions of Riot and Civil Commotion or Vandalism and
Malicious Mischief insurance when provided under this policy.
FORM NO. 60 DEBRIS REMOVAL CLAUSE
Effective
September 15, 1953 (For Other Than Reporting Form Policy)
It is a condition of this policy that this insurance covers expenses incurred in the removal of all debris of the property insured
hereunder which may be occasioned by loss caused by any of the perils insured against in this policy. However, the total liability undez
this policy shall not exceed the amount named herein, nor such proportion of such expense as the amount of insurance hereunder bears
to the total amount of all insurance, whether such insurance includes this clause or not. In no event shall this policy cover against loss
occasioned by the enforcement of any state or municipal law or ordinance which necessitates the demolition of any portion of the in-
sured building which has not suffered damage by any of the perils insured against in this policy unless such liability is specifically
assumed elsewhere in the policy. Cost of removal of debris shall not be considered in the determination of actual cash value when
applying any Coinsurance, Average or Reduced Rate Contribution Clause attached to this policy.
FORM NO. 70 MANDATORY EFFECTIVE TIME ENDORSEMENT
Effective
May 1, 1978
For attachment to all Texas Standard Policies, Texas Standard Farm Policies, Texas Standard Homeowners Policies, Texas Standan
Farm and Ranch Owners Policies Texas Multi -Peril Policies, Commercial Property Policies and Merchant's Property Policies.
The time of inception and the time of expiration of this policy and of any schedule or endorsement attached shall be 12:01
^' A.M. standard time.
To the extent that coverage in this policy replaced coverage in other policies terminating noon standard time on the in-
ception date of this policy, coverage under this policy shall not become effective until such other coverage has terminated.
FORM NO. 134 CANCELLATION AND/OR NON -RENEWAL ENDORSEMENT—MANDATORY
Effective
August 1, 1980
It is understood and agreed that any provision relating to written notice of cancellation or non -renewal with respect to the mort-
gagee applies only to the mortgagee specifically named in the policy and the company is not required to give written notice of
cancellation or non -renewal to any successor or assignee of the mortgagee specifically named in the policy.
This endorsement must he attached to all Texas Standard Policies, Texas Standard Farm Policies, Texas Standard Homeowners Policies, Texa
Standard Farm and Ranch Owners Policies and Texas Multi -Peril Policies.
FORM NO. 135 MANDATORY NUCLEAR ENDORSEMENT
Effective (For attachmcnt to all Texas Standard Policies)
January 1, 1959
NUCLEAR CLAUSE (Applicable to the perils of fire and lightning): The word "fire" in this policy or endorsement attache(
thereto is not intended to and does not embrace nuclear reaction or nuclear radiation or radio active contamination, all whether con•
trolled or uncontrolled, and loss by nuclear reaction or nuclear radiation or radio active contamination is not intended to be and is
not insured against by this policy or said endorsements, whether such loss be direct or indirect, proximate or remote or be in whop
or in part caused by, contributed to, or aggravated by "fire" or any other peril insured against by this policy or said endorsements
however, subject to the foregoing and all provisions of this policy, direct loss by "fire" resulting from nuclear reaction or nuclear
radiation or radio active contamination is insured against by this policy.
NUCLEAR EXCLUSION CLAUSE (Applicable to all perils insured against under this policy except the perils of fire and light
ring which are otherwise provided for in the Nuclear Clause above) :
Loss by nuclear reaction or nuclear radiation or radio active contamination, all whether controlled or uncontrolled, or due to an;
act or condition incident to any of the foregoing, is not insured against by thispolicy, whether such loss be direct or indirect, proxi
mate or remote, or be in whole or in part caused by, contributed to, or aggravated by any of the perils insured against by this policy
and nuclear reaction or nuclear radiation or radio active contamination, all whether controlled or uncontrolled, is not "explosion" o:
"smoke."
Prescribed by The State Board of Insurance.
1~'ORM NO. 133 MULTI-PURPOSE
Effective MANDATORY ENDORSEMENT
July 1, 1987
(For Use With the Texas Standard Policy, Texas Standard Farm Policy, Texas Standard Homeowners Policy, Texas Standard Farm and Ranch
Owners Policy, Texas Standard Combination Farm and Ranch Owners Policy, Texas Commercial Multi -Peril Policy, Texas Commercial Property
Policy, Texas Townhouse Policy and Electronic Equipment Protection Policy)
Attached to and forming a part of Policy No. RST 1 41 1 O6 of the Royal Tnd _mn i ' . T Insurance Company
of issued at itsLaep�todk, Texas Agency.
Date 9 130 188 , Agents.
A. NOTICE OF CANCELLATION—MORTGAGE CLAUSE:
It is hereby understood and agreed that the Notice of Cancellation as contained in the Mortgage Clause of the above policies is amended as fol-
lows: "This policy may be cancelled as to the interest of any mortgagee named hereon by giving such mortgagee thirty days written notice,
except in the event cancellation is for non-payment of premium and then this policy may be cancelled as to the interest of any mortgagee named
hereon by giving such mortgagee fourteen days written notice:'
B. NOTICE OF CANCELLATION—CANCELLATION PROVISION:
It is hereby understood and agreed that the Notice of Cancellation as contained in the Cancellation Provision of the above policies is amended
to provide the insured thirty (30) days written notice of cancellation, except in the event cancellation is for non-payment of premium, then the
above policies are amended to provide the insured fourteen (14) days written notice of cancellation.
C. ACTUAL CASH VALUE: (Applicable to those policies listed below),
TEXAS STANDARD POLICY—It is hereby understood and agreed that the words "property with material of like kind and quality" appearing
on page 1 of the policy provisions and stipulations is deleted and the following wording is substituted therefor:
"the property with material of like kind and quality, with proper deduction for depreciation "
TEXAS COMMERCIAL MULTI -PERIL POLICY—It is understood and agreed that the words "actual cash value of the property at the time
of loss" and "the property with material of like kind and quality" appearing on Declarations page I of the policy provisions and stipulations is
deleted and the following wording is substituted therefor:
"actual cash value of the property at the time of loss, ascertained with proper deduction for depreciation" and "the property with material
of like kind and quality, with proper deduction for depreciation."
TEXAS COMMERCIAL PROPERTY POLICY: It is understood and agreed that paragraph F., All Other Property—under the policy provisions,
page 3, VIII. Valuations, is deleted and the following paragraph is substituted therefor:
"All Other Property—The actual cash value of theproperty at the time any loss or damage occurs and the loss or damage shall be ascer-
tained or estimated according to such actual cash value with proper deduction for depreciation, however caused, and shall in no event
exceed what it would cost to repair or replace the same with material of like kind and quality, with proper deduction for depreciation:"
TEXAS TOWNHOUSE POLICY: It is understood and agreed that the words "the property with material of like kind and quality" appearing
on Declarations page 1 in the policy provisions and stipulations is deleted and the following wording is substituted therefor:
"the property with material of like kind and quality, with proper deduction for depreciation."
All other terms and conditions of the policy to which this endorsement is attached remain unchanged.
Prescribed by the State Board of Insurance
Form No. 133—Multi-Purpose Mandatory Endorsement—Effective July 1, 1987. .
� A
_
Y1
4 f '� l'R 1 ! ?,
4
'
' Y
,`` d
.• l
1~'ORM NO. 133 MULTI-PURPOSE
Effective MANDATORY ENDORSEMENT
July 1, 1987
(For Use With the Texas Standard Policy, Texas Standard Farm Policy, Texas Standard Homeowners Policy, Texas Standard Farm and Ranch
Owners Policy, Texas Standard Combination Farm and Ranch Owners Policy, Texas Commercial Multi -Peril Policy, Texas Commercial Property
Policy, Texas Townhouse Policy and Electronic Equipment Protection Policy)
Attached to and forming a part of Policy No. RST 1 41 1 O6 of the Royal Tnd _mn i ' . T Insurance Company
of issued at itsLaep�todk, Texas Agency.
Date 9 130 188 , Agents.
A. NOTICE OF CANCELLATION—MORTGAGE CLAUSE:
It is hereby understood and agreed that the Notice of Cancellation as contained in the Mortgage Clause of the above policies is amended as fol-
lows: "This policy may be cancelled as to the interest of any mortgagee named hereon by giving such mortgagee thirty days written notice,
except in the event cancellation is for non-payment of premium and then this policy may be cancelled as to the interest of any mortgagee named
hereon by giving such mortgagee fourteen days written notice:'
B. NOTICE OF CANCELLATION—CANCELLATION PROVISION:
It is hereby understood and agreed that the Notice of Cancellation as contained in the Cancellation Provision of the above policies is amended
to provide the insured thirty (30) days written notice of cancellation, except in the event cancellation is for non-payment of premium, then the
above policies are amended to provide the insured fourteen (14) days written notice of cancellation.
C. ACTUAL CASH VALUE: (Applicable to those policies listed below),
TEXAS STANDARD POLICY—It is hereby understood and agreed that the words "property with material of like kind and quality" appearing
on page 1 of the policy provisions and stipulations is deleted and the following wording is substituted therefor:
"the property with material of like kind and quality, with proper deduction for depreciation "
TEXAS COMMERCIAL MULTI -PERIL POLICY—It is understood and agreed that the words "actual cash value of the property at the time
of loss" and "the property with material of like kind and quality" appearing on Declarations page I of the policy provisions and stipulations is
deleted and the following wording is substituted therefor:
"actual cash value of the property at the time of loss, ascertained with proper deduction for depreciation" and "the property with material
of like kind and quality, with proper deduction for depreciation."
TEXAS COMMERCIAL PROPERTY POLICY: It is understood and agreed that paragraph F., All Other Property—under the policy provisions,
page 3, VIII. Valuations, is deleted and the following paragraph is substituted therefor:
"All Other Property—The actual cash value of theproperty at the time any loss or damage occurs and the loss or damage shall be ascer-
tained or estimated according to such actual cash value with proper deduction for depreciation, however caused, and shall in no event
exceed what it would cost to repair or replace the same with material of like kind and quality, with proper deduction for depreciation:"
TEXAS TOWNHOUSE POLICY: It is understood and agreed that the words "the property with material of like kind and quality" appearing
on Declarations page 1 in the policy provisions and stipulations is deleted and the following wording is substituted therefor:
"the property with material of like kind and quality, with proper deduction for depreciation."
All other terms and conditions of the policy to which this endorsement is attached remain unchanged.
Prescribed by the State Board of Insurance
Form No. 133—Multi-Purpose Mandatory Endorsement—Effective July 1, 1987. .
FORM NO. 221 EXTENSIONS OF COVERAGE ENDORSEMENT—MANDATORY
Effective
September 1, 1987
Attached to and forming part of Policy No RST 141106 of the Royal Indemnity insurance Company
of , issued at it bock
Texas, Agency.
Dates 9/30/88 it . , Inc.
,Agents.
The provisions of the Extensions of Coverage do not apply to insurance provided under any of the following:
a. The Office Contents Form
b. All Builders Risk Forms and Endorsements
C. All Time Element Forms and Endorsements
In consideration of the premium charged and subject to all the terms, conditions and stipulations stated herein and in the policy
to which this endorsement is attached not in conflict herewith, these EXTENSIONS OF COVERAGE are added to this policy.
The liability of the Company for loss in any one occurrence, including under these Extensions of Coverage, shall not exceed the
amount(s) of insurance shown for the item(s) described on the first page of this policy.
When there is contributing insurance, the company shall not be liable for more than its pro rata share of the limits set forth in
the following Extensions of Coverage.
The provisions of the Extensions of Coverage do not increase the amounts of insurance shown for the items described on the first
page of this policy.
The value of property covered under these Extensions of Coverage shall not be considered in the determination of actual cash
value when applying the Coinsurance Clause.
A. Newly Acquired Property:
1. The insured may apply up to 10%, but not exceeding $25,000, of the amount of insurance specified for Building(s) to cover
direct loss in any one occurrence by a peril insured against to the following described property:
a. New additions, new buildings and new structures when constructed on the described premises and intended for similar
occupancy. This coverage shall cease 30 days from the date construction begins or on the date the values of new construc-
tion are reported to the Company, or on the expiration date of the policy, whichever first occurs.
b. Buildings acquired by the insured at any location elsewhere than at the described premises, within the territorial limits
of this policy and used by the insured for similar occupancies or warehouse purposes. This coverage shall cease 30 days
from the date of such acquisition or on the date values of the buildings are reported to the Company, or on the expiration
date of the policy, whichever first occurs.
2. The insured may apply up to lOr , but not exceeding $10,000, of the amount of insurance specified for Stock and Furniture
and Fixtures, or Contents to cover direct loss in any one occurrence by a peril insured against to such property at any lo-
cation (except fairs and exhibitions) acquired by the insured, elsewhere than at the described premises, within the territorial
limits of this policy. This coverage shall cease 30 days from the date of such acquisition or on the date values at such loca-
tions are reported to the Company, or on the expiration date of the policy, whichever occurs first.
Additional premium shall be due and payable for values so reported from the date construction begins or the property is
acquired.
B. Off -Premises: The insured may apply up to 27r, but not exceeding $5,000, of the sum of the amounts of insurance specified for
Building(s) and personal property items (Contents or Stock and Furniture and Fixtures) at a described location to cover direct loss in
any one occurrence by a peril insured against to such property (other than merchandise or stock) while removed from such location for
purposes of cleaning, repairing, reconstruction or restoration. This Extension of Coverage shall not apply to property in transit, nor
to any property on any premises owned, leased, operated or controlled by the insured.
C. Personal Effects: The insured may apply up to $500 of the amount of insurance specified for Contents or the sum of Furniture
and Fixtures and Stock to cover direct loss in any one occurrence by a peril insured against to personal effects while located on the
described premises, belonging to the insured, officers, partners or employees thereof, and limited to $100 on personal effects owned by
any one individual. This Extension of Coverage does not apply if the loss is covered by any other insurance, whether collectible or not,
or which would have been covered by such other insurance, in the absence of this policy. At the option of the Company, loss under this
Extension of Coverage may be adjusted with and payable to the insured.
Prescribed by the State Board of Insurance
Form No. 221—Extensions of Coverage Endorsement—Mandatory—Effective September 1, 1987
L861 11 aaquialdag aetlaa;;a—Aaolepuvw—luauaasaopua a8eaae0Q ;o suotsua;xa-1ZZ •0!4 uuod
eausansuI;o pasoll a;slS aq; Aq Pagtaasaad
err ;.j
•ssol axil ;o exut; axil IT Alaadoad Bons
antes gsea jun;oe aq; AqIAattod st% ut Qat;toads) ajgsatjdds_a2e;uaaaad aausansut-oa aq; 2utsIdt;jntu Aq paanpoad �unou(e ag;
;o ssaoxa ut ao o; jenba gt apetu sl gla xialtiM ao aanlana;s-$utpjtnq axil o; ajgsatjdds aausansut ;o 3unou:s ajogm aq; ssajun •Z
•ssoj Bans aa;;s auit; algeuoseaa a uitilim pa;ajduioa sl ;uauaaarldaa ao mudaa ssajun 'luaea ou ut 'pus `xiolsd
-sip pus aoua21jtp anp gllea sasitxxaad aures aql uo Paaeidaa ao paaledat Ajlunlas st A;,xadoad paSruasp aq; ltlun Pus ssajun •1
:a2vmoQ;o uotsua;xa slxil aapun ajqutj aq;ou ttetis AurduxoZ) aqy
lou ao aanlona;s Sulpttnq axil o; pagoe;lg A�;uausuuad aaglagen its ';uauxdlnba coop -Ino pus soaustldde allsauxop 'saauoll
'St;adaso Sutpnlxa nq 'apnapanoaanlanas Sutpjnq o; Aluo ajqullde aqjaaSeaanoD
-tpuoa-ate 's$utunte gloja g
•(uolletoaadap ao;
uotlonpap lnoglten) luauxaasjdaa ao atsdaa ;o lsoa jjn; axil aanoa o; popua;xa st Aoljod slq; ;o a8saanoa eql '000'1$ uugl ssat st luatueaejd
•ai to atsdaa ;o lsoa lin; aql uaxien 'Aattod stq; aapun paaaeoa aan;ant;s Sutptlnq r o; ssot;o Juana eq; ul :;soC);uauxaaetdag •Q
ssoj alotuaa ao je.1uanbasuoa aaglo Aus •t
•paanpaa st aSeaaeoo ;o uolsualxa stxil aapun ajgsAud astmaaq;o asuadxa ga;xa
tufo; axil gatgM Aq lunouxe axil paaoxa isoa ssaoxa gans ttegs luae.a ou ut asuadxa ealxa ;o ;unouxe tglol axil Suxanpaa ;o asod
-and aq; ao; pa unoui Ajlagssaaau uollgaolsaa a0 luauxaoet as 'atsdaa tions ;o ;soa jeuuou aql ;o ssaaxa ul lsoa ;daoxa 'lsutu2v
paansut jtaad a Aq pa2utuvp uaaq ansq ;eq; spaoaaa aaglo pus 18uxssaooad e;ep aluoalaaja ao; elpatu aSeaols ao Sutpaooaa atlau
.Seux aaxi;o pus ltea 'uxnap 'asap 'ode; 'uxjt; 'suialsAs xaput Paso 's2utengap 'sloealsgs 'slduasnueut ';unoaas ;o s3looq aaolsaa ao
aasjdaa o; Aasssaaau asuadxa aaglo ao tiaasasaa ;o lsoa axil ao 'Alaadoad paquosap aql ;o Aus Sutauldaa to Suuiudaa ;o lsoa aq; Z
•awoaut ;o ssoj •j
:ao; aSgaaeoC) ;o uotsualxH stq; aapun e1gelj aq lou jjsgs Auleduxoo aql
•pa8sutsp uaaq ansq ss ;oaaagl Alaadoad jeuosaad ao sSul
-Pllnq plus ;o lard tions aarldaa ao 'pjtngaa 'atsdaa of galedsip pus eaua21lip anp ;o astaaaxa aql q;tm paalnbaa aq pjnoen ss 'Aotjod slti; ;o
not;gatdxa ;o alsp aql Aq pa;luxlj lou pus assuxrp ;o alrp ati; q;len Sutauauxuxoa 'atut; ;o pouad lsgl susaut ,uot4saolsa.1 ;o pouad„
•aapunaaaq ssot Aug ;o luaux;snips axil ut not;eaaptsuoo olui ua3lul aq jlegs 'stxolleaado jsuuou ;o not;duinsaa axil as;jv suleuxaa gocg,a
'otlsunsaa;o pouad axil Sutanp asn Aasaoduaal aol paute;go Alaadotd ;o anjee, aSee.jss Aud paaamao ssoj ou peq potaad auras axil
uSul
-anp uoileaado atjl lanpuoa o; paaanaut uaaq ansq Ajleuxaou pjnom l8gl;soa lglo; aq; aeoge pus nano uxnlxxltxopuoa ao ssautsnq s,paansut
axil ;o doilsaado aq; of algeaSasxia uot;gaolsaa ;o pouad axil Sulanp paaanaut ;soa jglol axil ;o ssaaxa axil sueaux „asuadxa salxa„
•suot;eaoj paquasap axil ;g palgnits Alaadoad jruosaad ao 92utpltnq axil of lsulg2v paansut juad r Aq aSe
-uxgp Sutmojjo; Aja;slpautuxt tuntuluxopuoo ao ssouisnq s,paansut aq; ;o uotleaado leuuou aql ajquallasad ss Ajaeau ss anul;uoo of aapao
ut paansut aql Aq paaanaut asuadxa salxa Aasssaaau axil aanoa of (saanlma pus aan;ttuna pus �tao;S ao slualuoo) stuall A;aadoad lsuos
-aad pug (s)Sutpjung ao; pal;toads aauux
sansut ;o slunoe axil ;o urns aql ;o 00011$ � do Ajdds Asut paansut aql :asuadxa salxd '3
•;oaaagl sugap Sutnouaaa ao; paaanaut asuadxa Sulpnja
•ul 'lurid ao gnags 'aaal auo Aug uo 093$ usgl aaoux aol ajgstl aq lou jjsxis Aueduzop aqy •utaaaq lsutu2u paansut aag sllaad gans lualxa
axil of Aluo lnq ';;eaaats ao uotloutuxoo jleta 'lou 'uoisoj xa 'Suiulg2!1 'aal; ;o sjlaad aql Aq aaua un000 auo Aug ut ssoj laaaxp ;sutgSg uoil
-gaol paquasap aql IT s;urld out sgnags 'saaal aanoa of (saanlxta pug aanituand pug ijaolS ao s;ualuoo) suaall Alaadoad jeuosaad pus
(s)Sulpjtng ao; pal;loads aausansut ;o slunouar aql ;o urns aql ;o 000`1$ of an A1dds Arun paansut aqy :shield pus sgnagS 'saaay •3
suoilsaol paquasap ;o zagtunu axil ;o ssajFvZaa 'aeoqu patiaads lluall aq; paaaxa lou Hers a8eaae.op ;o uolsualxH stgl aapun aouaa
-anaao auo Aus ut olgsArd lunouas 18;o; aqy •spaoaaa pus saadsd ajgsnjrn gans aaolsea ao aastdaa 'aanpoadaa o; paansut axil Aq paaana
s; -ul Atugssaaau asuadxa aaglo pus gsasaa ;o lsoo axil Ajuo saaeoa aSgaae00 ;o uoxsua;xH slay su0lleaoj paquasap is paansut aql ;o
aa
A;.aadoad aql tjr 'spaoaaa aaq;o Pus 'Sutssaooad slap oluoaloala to; supaut aSraols ao tutpaoaaa atjau2vuL aaglo pug 11aa 'uanap 'asap 'adel
`ium 'sura;sSs xapui para 'sSutmsap 'simulsgs 'sldlaasnu ut ';unoaas ;o s)looq ;o Sutlstsuoa spaooaa pug saadsd ajgsnjrn 04 Amjod stgl
;o Alaadoad lrumad ;o taa;l Aug aapun lsulsSs paansut toad s Aq eauaunoao sup AAI ut 9901 ;aaalP aanoa o; 31304S pug saanlxl,d pus
san4luan3 ;o tans aql ao slualuo0 ao; palgaads aausansut;o lunoum aql ;0 005$ of do Ajddr Astu paansut aqy :saadsd algsnlsA 'Q
EXCESS OF LOSS
AGREEMENT OF INDEMNITY
(To be attached to a Texas Fire Policy)
In consideration of the stipulations and conditions herein
and those not inconsistent herewith in the policy to which this
is attached, and of the payment of the premium provided, this
Company agrees to indemnity the Insured for 100% of any amounts
which the Insured may be entitled to recover under the
circumstances defined herein.
Article I - Retention
A. The Company shall be liable in respect of each and every
loss occurrence irrespective of the number and kinds of risks
involved, for 100% of the excess over and above an initial net
loss to the Insured of $250.L00Q.I_ in each and every loss
7-7
occurrence, subject to the limits
set forth in Article V.
B. It is warranted by the Insured that in respect of each
and every loss occurrence,its initial net loss retention of
$250,_00Q_ shall be retained at its own risk and not insured in
any way.
Article II - Definitions
A. The term "initial net loss" as used herein means the
ultimate net loss by perils insured against after deducting any
salvage and recoveries from any source other than this Agreement.
B. The term "Loss occurrence" as used herein, means the
total loss by perils insured against arising out of a single
event.
Article III - Perils
A. Except as otherwise provided, this Agreement applies to:
B. For the purposes of this Agreement, loss by certain of.
the perils listed is defined and limited as follows:
Article IV - Property Covered
A. This Agreement applies to Blanket buildings and contents
as per schedule of values attached hereto.
B. This Agreement does not apply to ----- r ------- r -------
�(-
Article V - Limits of Recovery
In consideration of a reduction in premium, the total limit
of recovery hereunder shall not exceed 100% of an amount of
$250.LOUa, less than the least of the following;
1. '11'38t61:c::OC�C�_C�Q
2. the actual cash value of the property at the time of the
loss;
3. the amount which it would cost to repair or replace the
property with material of like kind and quality within a
reasonable time such loss, without allowance for any increased
cost of repair or construction by reason of any ordinance or law
regulating construction or repair, and without compensation for
loss resulting from interruption of business or manufacture'
4. the interest of the Insured.
Article VI - Salvage and recoveries
When, in connection with any loss hereunder, any salvage or
recovery is received subsequent to the payment of such loss, the
loss shall be figured on the basis on which it would have been
settled had the amount of salvage or recovery been known at the
time the loss was originally determined. Any amounts thus found
to be due either party from the other shall be paid promptly.
Article VII - Cancellation
This agreement may be cancelled by either party giving the
other 60 days advance written notice.
Article VIII - Conflicting Terms
The terms of this Agreement supersede those of the basis
policy to which it is attached.
The Insured hereby requests that this Agreement of Indemnity
be attached to Policy No. RST -14-11 of the Royal Indemnity
Company and agrees to all the terms and conditions herein.
ATTEST:
Local Recording Agent
R. S. Wilkinson & Associates, Inc.
L k Teras
INSURED
Hy-� ----
INSTALLMENT CONTRACT- OC
AND PREMIUM NOTE Royal U Insurance
NOTE NUMBER (COMPANY USE ONLY) 3725 Black Burn Avenue Dallas, Texas 75219
RST 141106
This note when signed by the insured constitutes an agreement to pay the unpaid balance of premiums on the Insurance
the companies, as scheduled below, hereinafter called the Companies.
AGENCY NUMBER
low
or policies issued by and of
NAME OF INSURED MAILING ADDRESS OF INSURED (NO. & STREET) CITY, STATE, ZIP CODE .
City of Lubbock P.O. Box 2000 Lubbock, Texas 79457
NAME OF AGENT MAILING ADDRESS OF AGENT (NO. & STREET) CITY, STATE, ZIP CODE
R.S.Wilkinson & Assoc. Inc. P.O. Box 89 Lubbock, Texas 79408
NAME OF MORTGAGEE MAILING ADDRESS OF MORTGAGEE (NO. &STREE CITY, STATE, ZIP CODE
nil
As herein provided, for value received, the undersigned (whether one or more) promise to pay to the order of the herein named Insurance Company or
Companies at their office in Dallas, Texas, the amount of note Indicated below.
The first installment Is payable on the date shown below, all subsequent payments are due on the same day of the month of applicable payment plan until
paid in full. The finance charge begins to accrue as of the earliest effective date shown below.
SCHEDULE OF POLICIES
COMPANY USE
TYPE Co.MO.
POLICY NUMBER
(PLEASE SHOW PREFIX)
COMPANY
KIND OF POLICY
(FIRE, FARM, AUTO, ETC.)
PREMIUM
EFFECTIVE DATE
TERM IN
MONTHS
Cash Price
Downpayment
RST 141106
Royal Indemnity
Fire
$1630854.00
9/30/88
36
Financed((1-2)
RATE
nance Charge–(1 +4)
$163, 854.00
54v618.00
$109g236.00
,, ia
waved
inlen .ar.
2
$1639854.00
simple per
1. Total Premium
2. Less: Cash
3. Unpaid Balance of Cash
4. FINANCE
5. The ANNUAL
6. Total of Pay-
7. Deferred Payment Price
Cash Price
Downpayment
Price (The Amount
CHARGE
PERCEN
PERCENTAGE
ments (3 + 4)
(Cash Price Plus Fi-
CITY. STATE. ZIP CODE
Financed((1-2)
RATE
nance Charge–(1 +4)
$163, 854.00
54v618.00
$109g236.00
,, ia
waved
inlen .ar.
2
$1639854.00
simple per
PAYMENT PLAN
DATEISTPAYMENT
AMOUNT OF EACH
MAIL INITALLAIF.NT
INSURED'S LOAN NO. IF
FOR COMPANY USE ONLY
:NUMBER
IOF PAY-
: PA
I D MONTHLY 2QOrR. I
3 AMM. 4 AMM,- 1 2
MO. DAY YR.
9 130 89
IN TA
54, 618.00
NOTICES TO a
—
I.LIRINSUNED
2 GAGEE 2 ❑OTHER
NOTICES ARE SENT TO
MORTGAGEE
GROUP INT. P T s s REIN. No.
SORT PATE O A w r
R X A
C T.
OTHER NAME
OTHER ADDRESS NUMBER a STREET
CITY. STATE. ZIP CODE
If any installment of this note is not paid within ten (10) days after its maturity, the entire balance of this note shall immediately become due and payable
without notice. In the event of acceleration any unearned interest will be rebated to the undersigned.
In the event the undersigned fails to pay any installment of this note within ten 110) days after the date as set forth above, it is understood and agreed
that the undersigned hereby delegates unto the holder of this note full power and authority to cancel the policy(s) on his behalf in accordance with the pro rata
cancellation provisions of the policy(s). It is further understood and agreed that the holder of this note will send cancellation notice by ordinary mail to the under-
signed at the address shown above should it become necessary to exercise the powers to cancel such policy(s) hereby delegated.
The Companies may credit the balance due on this Installment Premium Note in the event the Companies are indebted to the undersigned either for loss
under the policy(s) or for return premiums to the extent of the unpaid balance of this note, (plus earned interest).
NOTICE TO INSURED: You are entitled to a copy of the contract you sign. You have the right to pay In advance the unpaid balance of this note and obtain a
partial refund of the finance charge based on the "Actuarial Method". City of Lubbock
X X
SIGNATURE TITLE SIGNATURE TITLE
AGENT'S AGREEMENT
1 (we) hereby agree to refund any commission advanced to me (us) on any part of the amount of this note which may not be paid as herein provided and/or any
amount of return premium which may be paid or returned to the Insured.
Agent's Signature
F747RR
I 4 �'. �"'I ► �� a I x M $ ' ' x ' u s ISSUE DATE f.MMIDONY) m
1 z+ _ .♦ .'?I.. �:.;�'. a7i, 7 9/27/88
THIS BINDER IS A TEMPORARY INSURANCE CONTRACT, SUBJECT TO THE CONDITIONS SHOWN ON THE REVERSE SIDE OF THIS FORM.
PRODUCER
nil
COMPANY
BINDER NO.
R. S. Wilkinson & Assoc., Inc.
P.O. Box 89
PRODUCTS-COMP/OPS AGGREGATE $
Royal Indemnity Compp_n
RST141106
FIRE DAMAGE (ANY ONE FIRE) $
DATE EFFECTIVE TIME
DATE EXPIRATION TIME
Lubbock, Texas 79408
ALL VEHICLES SCHEDULED VEHICLES
9/30/88
12.01
X
AM
MED. PAY $
0 1
X ,2:D, AM
NOON
AUTO PHYSICAL DAMAGE
COLLISION OED:
OTC DED:
ALL VEHICLES Lj SCHEDULED VEHICLES
PM
ACV
STATED AMOUNT
OTHER
$ F
DER IS ISSUED TO EXTEND COVERAGE IN THE ABOVE NAMED
=CNPANYPER EXPIRING POLICY NO.!
CODE SUB -CODE DESCRIPTION OF OPERATIONSIVEHICLES/PROPERTY (INCLUDING LOCATION)
INSURED Buildings & Contents per schedule
City of Lubbock attached.
Lubbock, Texas
TYPE OF INSURANCE
F PROPERTY
CAUSES OF LOSS
BASIC= BROAD =SPECIAL
COVERAGES/FORMS
ire, Extended Coverage, Vandalism &
alicious Mischief
N-1; 133;221;31;60;70;134;135;164 &$1'98,
b5
AMOUNT DEDUCTIBLE COINSURANCE
612, 00$�50, 000
nil
GENERAL LIABILITY
COMMERCIAL GENERAL LIABILITY
CuuS MADE I OCCURRENM
OWNER'S & CONTRACTORS
PROTECTIVE
1
RETRO DATE FOR CLAIMS MADE:
GENERAL AGGREGATE S
PRODUCTS-COMP/OPS AGGREGATE $
PERSONAL 6 ADVERTISING INJURY S
EACH OCCURRENCE S
FIRE DAMAGE (ANY ONE FIRE) $
MEDICAL EXPENSE (ANY ONE PERSON) S
AUTOMOBILE
LIABILITY
NON/OWNED
HIRED
GARAGE
ALL VEHICLES SCHEDULED VEHICLES
CSL $
a
BI PERSlACCIO $
PD S
MED. PAY $
PIP $
UM Is
AUTO PHYSICAL DAMAGE
COLLISION OED:
OTC DED:
ALL VEHICLES Lj SCHEDULED VEHICLES
ACV
STATED AMOUNT
OTHER
$ F
EXCESS LIABILITYEACH
UMBRELLA FORM
OTHER THAN UMBRELLA FORM
RETRO DATE FOR CL.AIMS.MADE:
OCCURRENCE
AGGREGATE
SELF-INSURED
RETENTION
i
WORKER'S COMPENSATION
AND
EMPLOYERS' LIABILITY
STATUTORY
$ (EACH ACCIDENT)
$ WISEASE-POLICY LIMIT)
$ (DISEASE -EACH EMPLOYEE)
6YtG1AL GUNUIIIUNS/MtJIHIL; IIUNS/UIHtH GUVtHAUtS
This policy is issued for a three year period, the three year premium of
$163,854.00 is payable annually in the amount of $54,618.00, first payment
due at inception, and annually thereafter on anniversary date.
]City of Lubbock
jLubbock, Texas
MORTGAGEE
LOSS PAYEE
LOAN#
ADDITIONAL INSURED
R.S.Wilkinson & Assoc., Inc.
COMPLAINT NOTICE—Should any dispute arise about your premium or about a claim that you have filed,
contact the agent or write to the company that issued the policy. If the problem is not resolved, you may also
write the State Board of Insurance, Department C, 1110 San Jacinto, Austin, Texas 78786. This notice of
complaint procedure is for information only and does not become a part or condition of this policy.
CN -1 -COMPLAINT NOTICE -EFFECTIVE SEPTEMBER 1. 1984
FORM NO. 133 MULTI-PURPOSE
Effective MANDATORY ENDORSEMENT
July 1, 1987
(For Use With the Texas Standard Policy, Texas Standard Farm Policy, Texas Standard Homeowners Policy, Texas Standard Farm and Ranch
Owners Policy, Texas Standard Combination Farm and Ranch Owners Policy, Texas Commercial Multi -Peril Policy, Texas Commercial Property
Policy, Texas Townhouse Policy and Electronic Equipment Protection Policy)
Attached to and forming a part of Policy No. of the Insurance Company
Of issued at its , Texas Agency.
Date , Agents.
A. NOTICE OF CANCELLATION—MORTGAGE CLAUSE:
It is hereby understood and agreed that the Notice of Cancellation as contained in the Mortgage Clause of the above policies is amended as fol-
lows: `"This policy may be cancelled as to the interest of any mortgagee named hereon by giving such mortgagee thirty days written notice,
except in the event cancellation is for non-payment of premium and then this policy may be cancelled as to the interest of any.mortgagee named
hereon by giving such mortgagee fourteen days written notice."
B. NOTICE OF CANCELLATION—CANCELLATION PROVISION:
It is hereby understood and agreed that the Notice of Cancellation as contained in the Cancellation Provision of the above policies is amended
to provide the insured thirty (30) days written notice of cancellation, except in the event cancellation is for non-payment of premium, then the
above policies are amended to provide the insured fourteen (14) days written notice of cancellation.
C. ACTUAL CASH VALUE: (Applicable to those policies listed below).
TEXAS STANDARD POLICY—It is hereby understood and agreed that the words "property with material of like kind and quality" appearing
on page 1 of the policy provisions and stipulations is deleted and the following wording is substituted therefor:
"the property with material of like kind and quality, with proper deduction for depreciation."
TEXAS COMMERCIAL MULTI -PERIL POLICY—It is understood and agreed that the words "actual cash value of the property at the time
of loss" and "the property with material of like kind and quality" appearing on Declarations page 1 of the policy provisions and stipulations is
deleted and the following wording is substituted therefor:
"actual cash value of the property at the time of loss, ascertained with proper deduction for depreciation" and "the property with material
of like'kind and quality, with proper deduction for depreciation."
TEXAS COMMERCIAL PROPERTY POLICY: It is understood and agreed that paragraph F., All Other Property—under the policy provisions,
page 3, VIII. Valuations, is deleted and the following paragraph is substituted therefor:
"All Other Property—The actual cash value of the property at the time any loss or damage occurs and the loss or damage shall be ascer-
tained or estimated according to such actual cash value with proper deduction for depreciation, however caused, and shall in no event
exceed what it would cost to repair or replace the same with material of like kind and quality, with proper deduction for depreciation."
TEXAS TOWNHOUSE POLICY: It is understood and agreed that the words "the property with material of like kind and quality" appearing
on Declarations page 1 in the policy provisions and stipulations is deleted and the following wording is substituted therefor:
"the property with material of like kind and quality, with proper deduction for depreciation."
All other terms and conditions of the policy to which this endorsement is attached remain unchanged.
Prescribed by the State Board of Insurance
Form No. 133—Multi-Purpose Mandatory Endorsement—Effective July 1, 1987.
Dated
The provisions of the Extensions of Coverage do not apply to insurance provided under any of the following:
a. The Office Contents Form
b. All Builders Risk Forms and Endorsements
c. All Time Element Forms and Endorsements
Agents.
In consideration of the premium charged and subject to all the terms, conditions and stipulations stated herein and in the policy
to which this endorsement is attached not in conflict herewith, these EXTENSIONS OF COVERAGE are added to this policy.
The liability of the Company for loss in any one occurrence, including under these Extensions of Coverage, shall not exceed the
amount (s) of insurance shown for the item (a) described on the first page of this policy.
When there is contributing insurance, the company shall not be liable for more than its pro rata share of the limits set forth in
the following Extensions of Coverage.
The provisions of the Extensions of Coverage do not increase the amounts of insurance shown for the items described on the first
page of this policy.
The value of property covered under these Extensions of Coverage shall not be considered in the determination of actual cash
value when applying the Coinsurance Clause.
A. Newly Acquired Property:
1. The insured may apply up to 10%, but not exceeding $25,000, of the amount of insurance specified for Building(s) to cover
direct loss in any one occurrence by a peril insured against to the following described property:
a. New additions, new buildings and new structures when constructed on the described premises and intended for similar
occupancy. This coverage shall cease 30 days from the date construction begins or on the date the values of new construc-
tion are reported to the Company, or on the expiration date of the policy, whichever first occurs.
b. Buildings acquired by the insured at any location elsewhere than at the described premises, within the territorial limits
of this policy and used by the insured for similar occupancies or warehouse purposes. This coverage shall cease 30 days
from the date of such acquisition or on the date values of the buildings are reported to the Company, or on the expiration
date of the policy, whichever first occurs.
2. The insured may apply up to W',, but not exceeding $10,000, of the amount of insurance specified for Stock and Furniture
and Fixtures, or Contents to cover direct loss in any one occurrence by a peril insured against to such property at any lo-
cation (except fairs and exhibitions) acquired by the insured, elsewhere than at the described premises, within the territorial
limits of this policy. This coverage shall cease 30 days from the date of such acquisition or on the date values at such loca-
tions are reported to the Company, or on the expiration date of the policy, whichever occurs first.
Additional premium shall be due and payable for values so reported from the date construction begins or the property is
acquired.
B. Off -Premises: The insured may apply up to 27r, but not exceeding $5,000, of the sum of the amounts of insurance specified for
Building(s) and personal property items (Contents or Stock and Furniture and Fixtures) at a described location to cover direct loss in
any one occurrence by a peril insured against to such property (other than merchandise or stock) while removed from such location for
purposes of cleaning, repairing, reconstruction or restoration. This Extension of Coverage shall not apply to property in transit, nor
to any property on any premises owned, leased, operated or controlled by the insured.
C. Personal Effects: The insured may apply up to $500 of the amount of insurance specified for Contents or the sum of Furniture
and Fixtures and Stock to cover direct loss in any one occurrence by a peril insured against to personal effects while located on the
described premises, belonging to the insured, officers, partners or employees thereof, and limited to $100 on personal effects owned by
any one individual. This Extension of Coverage does not apply if the loss is covered by any other insurance, whether collectible or not,
or which would have been covered by such other insurance, in the absence of this policy. At the option of the Company, loss under this
Extension of Coverage may be adjusted with and payable to the insured.
Prescribed by the State Board of Insurance
Form No. 221—Extensions of Coverage Endorsement—Mandatory—Effective September 1. 1987
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FORM NO. 221
EXTENSIONS OF COVERAGE ENDORSEMENT MANDATORY
Effective
September 1, 1987
Attached to and forming part of Policy No. of the Insurance Company
Of
, issued at its Texas, Agency.
Dated
The provisions of the Extensions of Coverage do not apply to insurance provided under any of the following:
a. The Office Contents Form
b. All Builders Risk Forms and Endorsements
c. All Time Element Forms and Endorsements
Agents.
In consideration of the premium charged and subject to all the terms, conditions and stipulations stated herein and in the policy
to which this endorsement is attached not in conflict herewith, these EXTENSIONS OF COVERAGE are added to this policy.
The liability of the Company for loss in any one occurrence, including under these Extensions of Coverage, shall not exceed the
amount (s) of insurance shown for the item (a) described on the first page of this policy.
When there is contributing insurance, the company shall not be liable for more than its pro rata share of the limits set forth in
the following Extensions of Coverage.
The provisions of the Extensions of Coverage do not increase the amounts of insurance shown for the items described on the first
page of this policy.
The value of property covered under these Extensions of Coverage shall not be considered in the determination of actual cash
value when applying the Coinsurance Clause.
A. Newly Acquired Property:
1. The insured may apply up to 10%, but not exceeding $25,000, of the amount of insurance specified for Building(s) to cover
direct loss in any one occurrence by a peril insured against to the following described property:
a. New additions, new buildings and new structures when constructed on the described premises and intended for similar
occupancy. This coverage shall cease 30 days from the date construction begins or on the date the values of new construc-
tion are reported to the Company, or on the expiration date of the policy, whichever first occurs.
b. Buildings acquired by the insured at any location elsewhere than at the described premises, within the territorial limits
of this policy and used by the insured for similar occupancies or warehouse purposes. This coverage shall cease 30 days
from the date of such acquisition or on the date values of the buildings are reported to the Company, or on the expiration
date of the policy, whichever first occurs.
2. The insured may apply up to W',, but not exceeding $10,000, of the amount of insurance specified for Stock and Furniture
and Fixtures, or Contents to cover direct loss in any one occurrence by a peril insured against to such property at any lo-
cation (except fairs and exhibitions) acquired by the insured, elsewhere than at the described premises, within the territorial
limits of this policy. This coverage shall cease 30 days from the date of such acquisition or on the date values at such loca-
tions are reported to the Company, or on the expiration date of the policy, whichever occurs first.
Additional premium shall be due and payable for values so reported from the date construction begins or the property is
acquired.
B. Off -Premises: The insured may apply up to 27r, but not exceeding $5,000, of the sum of the amounts of insurance specified for
Building(s) and personal property items (Contents or Stock and Furniture and Fixtures) at a described location to cover direct loss in
any one occurrence by a peril insured against to such property (other than merchandise or stock) while removed from such location for
purposes of cleaning, repairing, reconstruction or restoration. This Extension of Coverage shall not apply to property in transit, nor
to any property on any premises owned, leased, operated or controlled by the insured.
C. Personal Effects: The insured may apply up to $500 of the amount of insurance specified for Contents or the sum of Furniture
and Fixtures and Stock to cover direct loss in any one occurrence by a peril insured against to personal effects while located on the
described premises, belonging to the insured, officers, partners or employees thereof, and limited to $100 on personal effects owned by
any one individual. This Extension of Coverage does not apply if the loss is covered by any other insurance, whether collectible or not,
or which would have been covered by such other insurance, in the absence of this policy. At the option of the Company, loss under this
Extension of Coverage may be adjusted with and payable to the insured.
Prescribed by the State Board of Insurance
Form No. 221—Extensions of Coverage Endorsement—Mandatory—Effective September 1. 1987
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_
T; ; E CITY OF LUBBOCK
P.O. ROX N00 }a': 11111 SMLEF
LUBBOCK. 11:\AS 7915'
(1%46) -o'-!t41I
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101.88 RST14ill
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TVA
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RVFLRt:\CE NO.
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P003 33089
5461800 ; 00 5461800
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THE CITY OF LUBBOCN
P.O. BOX 2(9)(1 162.5 13Th STRELT
LUBBOCK. TEXAS 79457
(806) 762-6411 VOID tlt IMNS A}TCR ('111h K WOL
FIFTY-FOUR THOUSAND SIX HUNDRED EIGHTEEN DOLLARS NO CENTS
7L2942
072942
PAY rOTIM ORDER OF 1) -T1 C(t(K AV();At
10/03/S8 ***********54,618.00
R. S. WILKINSON & ASSOCIATES
BOX 89
LUBBOCK TX 79408
11'07294211' 1:L113225831: 008 779311'
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INSURANCE
P. O. BOX 89 • LUBBOCK, TEXAS 79408 • 806/763-4651
City of Lubbock
Lubbock, Texas
10/i ass
DATEOFPOLICY POUCYNO. DESCRIPTION 11 CHARGE II CREDIT BALANCE
II
3/30/88-91
RST141108
Buildings & Contents
coverage - total schedule
$1989612,000
3 year premium -$163 854.00
payable annually - 4540618.
first.payment due 9/30/88
$54,618.(
,618.(
OUR BOOKS ARE CLOSED ON THE 25TH OF
EACH MONTH. CHARGES AND CREDITS MADE
AFTER CLOSING DATE MAY APPEAR ON YOUR
NEXTSTATEMENT THANKS.