HomeMy WebLinkAboutResolution - 2020-R0295 - Excess Liability Insurance PolicyResolution No. 2020-RO295
Item No. 7.13
September 8, 2020
RESOLUTION
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF LUBBOCK:
THAT the City Manager of the City of Lubbock is hereby authorized and directed
to purchase for and on behalf of the City of Lubbock, excess liability insurance coverage
from Old Republic Union Insurance Company, for which the premium amount shall not
exceed $777,157.51; and
THAT the City Manager may execute any routine documents and forms associated
with said insurance coverage.
Passed by the City Council this September 8, 2020
DANIEL M. POPE, MAYOR
ATT ST: (�
Rebec a Garza, City Secretary
APPROVED AS TO CONTENT:
D. Blu Ko elich, Chief Financial Officer
APPROVED AS TO FORM:
;i� �
e a oel , Deli ty City Attorney
vw/RES.Risk Mgmt-Old Republic Union
September 2, 2020
Excess Liability
Insurance Company: Old Republic Union Insurance Company
Policy Term: 8/1/2020 to 8/1/2021
Coverage: Provides additional liability limits that are in excess of the limits
provided on specified underlying liability policies.
Annual Premium: $777,157.51
LIMITS OF INSURANCE — excess of Gemini Insurance Company
AUTOMOBILE LIABILITY:
AUTOMOBILE LIABILITY PER ACCIDENT: $7.000,000
GENERAL LIABILITY:
GENERAL LIABILITY PER OCCURRENCE: $7,000.000
GENERAL LIABILITY ANNUAL AGGREGATE: $14,000,000
LAW ENFORCEMENT LIABILITY
LAW ENFORCEMENT LIABILITY PER OCCURRENCE: INCLUDED IN
GENERAL LIABILITY
LAW ENFORCEMENT LIABILITY ANNUAL AGGREGATE: $7.000,000 -
INCLUDED IN
GENERAL LIABILITY
'ERRORS AND OMISSIONS LIABILITY:
ERRORS AND OMISSIONS LIABILITY PER CLAIM:
$7,000.000
ERRORS AND OMISSIONS LIABILITY ANNUAL AGGREGATE:
$7,000,000
EMPLOYMENT PRACTICES RETROACTIVE DATE:
10101/2020
SEXUAL HARASSMENT LIABILITY RETROACTIVE DATE:
IW1/2020
ERRORS AND OMISSIONS LIABILITY RETROACTIVE DATE:
la'01/2020
SEXUAL ABUSE LIABILITY:
SEXUAL ABUSE LIABILITY PER OCCURRENCE:
NOT COVERED
SEXUAL ABUSE LIABILITY ANNUAL AGGREGATE:
NOT COVERED
i
EMPLOYEE BENEFITS LIABILITY:
EMPLOYEE BENEFITS LIABILITY PER CLAIM:
$7,000,000
EMPLOYEE BENEFITS LIABILITY ANNUAL AGGREGATE:
$7.000,000
EMPLOYEE BENEFITS LIABILITY RETROACTIVE DATE:
10101/2020
EMPLOYER'S LIABILITY:
EMPLOYER'S LIABILITY PER ACCIDENT OR DISEASE:
NOT COVERED
EMPLOYER'S LIABILITY ANNUAL AGGREGATE:
NOT COVERED
01 155
d
AUTOMOBILE LIABILITY:
AUTOMOBILE LIABILITY PER ACCIDENT:
`,_GENERAL LIABILITY:
GENERAL LIABILITY PER OCCURRENCE:
GENERAL LIABILITY ANNUAL AGGREGATE:
LAW ENFORCEMENT LIABILITY
LAW ENFORCEMENT LIABILITY PER OCCURRENCE:
LAW ENFORCEMENT LIABILITY ANNUAL AGGREGATE:
ERRORS AND OMISSIONS LIABILITY:
ERRORS AND OMISSIONS LIABILITY PER CLAIM:
ERRORS AND OMISSIONS LIABILITY ANNUAL AGGREGATE:
SEXUAL ABUSE LIABILITY:
SEXUAL ABUSE LIABILITY PER OCCURRENCE:
SEXUAL ABUSE LIABILITY ANNUAL AGGREGATE:
.000.000
$3.000,000
$3,000,000
INCLUDED IN
GENERAL LIABILITY
INCLUDED IN
GENERAL LIABILITY
.000.000
$3.000.000
NOT COVERED
NOT COVERED
EMPLOYEE BENEFITS LIABILITY:
EMPLOYEE BENEFITS LIABILITY PER CLAIM: $3,000,000
EMPLOYEE BENEFITS LIABILITY ANNUAL AGGREGATE: $3,000.000
EMPLOYER'S LIABILITY:
EMPLOYER'S LIABILITY PER ACCIDENT OR DISEASE: NOT COVERED
EMPLOYER'S LIABILITY ANNUAL AGGREGATE: NOT COVERED
Allocated Loss
Adjustment
Expenses: Outside the Underlying Limits and Outside the Limits of Insurance.
Cancellation: See Endorsement IL 02 75 11 13 — Texas Changes — Cancellation and
Nonrenewal Provisions for Casualty Lines and Commercial Package Policies.
Claims
Adminlstmtor: Claims to be handled by the City of Lubbock. The Claims Administrator may not
be changed without prior written approval from Old Republic Specialty Insurance
Underwriters.
Information Required Prior to Inception:
1) Completed and signed Old Republic Specialty Insurance Underwriters New Business
Supplemental Application.
2) Completed Producer Appointment Information.
3) A copy of the surplus lines license with the full broker name, agency, address, and Ilcense
number.
4) Name, address, small and telephone number of claims contact for the Claims Administrator.
5) Signed Terrorism Select/Reject Form. (required If bound)
6) Quotation Is subject to additional details on the 7/23/2019 Auto Accident and what
changes the City has made to prevent the same type of occurrence from happening
again.
USI
FORMS AND ENDORSEMENTS ATTACHING TO THE POLICY
FORM NUMBER
FORM NAME
J-05 (01/16)
Signature Page
CX DS 0109 08
Commercial Excess Liability Declarations
CX 00 01 0413
Commercial Excess Liability Coverage Form
IL 00 17 1198
Common Policy Conditions
AR XS 20 00 03 20
Claim Notice
j AR XS 20 01 0919
Service of Process
AR XS 20 06 0919
Asbestos Exclusion
'AR XS 20 11 0919
Lead Contamination Exclusion
AR XS 2016 09 19
War Exclusion
AR XS 20 21 0919
Electromagnetic or Ionizing Radiation Exclusion
AR XS 20 30 0919
Earth or Land Movement Exclusion
AR XS 20 33 0919
Water Contamination Exclusion
AR XS 20 4611 19
Nuclear, Biological. Chemical or Radiological Exclusion
AR XS 20 39 0919
Specific Dam Exclusion — John T. Montford Dam
CP 01 42 03 12
Texas Changes
CX 21 Of 09 08
Nuclear Energy Uabiilty Exclusion Endorsement (Broad Form)
CX 21 03 04 13
Total Pollution Exclusion with a Hostile Fire Exception
CX 21 1104 13
Exclusion — Abuse or Molestation
'CX 21 13 04 13
Exclusion — Fungi or Bacteria
CX 21 16 04 13
Exclusion — Silica or Silica -Related Dust
j CX 21 17 04 13
Exclusion — Communicable Disease
CX 21 43 05 14
Exclusion — Access or Disclosure of Confidential or Personal Information
! CX 21 7106 15
Exclusion — Unmanned Aircraft
CX 27 00 12 19
Underlying Claims -Made Coverage
IL 01 71 09 07
Texas Changes — Loss Payment
IL 02 75 11 13
Texas Changes — Cancellation and Nonrenewal Provisions for Casualty
Unes and Commercial Package Policies
Terrorism Endorsements
Excluded coverage or other coverages sought may be available: please discuss with USI
Other exclusions and policy limitations may apply. Please refer to the actual policies for specific terms,
conditions, limitations, exclusions and sublimity that will govern In the event of a loss.
USI