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HomeMy WebLinkAboutOrdinance - 2010-O0073 - $41,000,000 Tax And Waterworks System Revenue Surplus - 09/16/2010Ordinance No. 2010-00073 ORDINANCE relating to $41,000,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 201 OC Adopted: September 16, 2010 508413v.3 LUB200nI018 TABLE OF CONTENTS ARTICLE I DEFINITIONS AND OTHER PRELIMINARY MATTERS Section l.l. Definitions ..................... ,,, ....... ,, ...... ,,, .................. ,, ............................................ , .... 1 Section 1.2. Findings ....................... , .. , ............. ,, ... ,, .................................................................... 5 Section IJ. Table of Contents, Titles, and Headings .................................................................. 5 Section 1.4. Interpretation ........ , ................. ,, ................ ,, ... , ......................................................... 5 ARTICLE U SECURITY FOR THE CERTIFICATES; INTEREST AND SINKING FUND; PRIOR LIEN, PREVIOUSLY ISSUED M'D ADDITIONAL OBLIGATIONS Section 2.1. Section 2.2. Section 2.3. Section 2.4. Section 2.5. Payment of the Certificates ...................................................................................... S Interest and Sinking Fund ........................................................................................ 7 Deposits to Interest and Sinking Fund ..................................................................... 7 Issuance of Prior Lien and Additionol Obligations ................................................. S Certificates Subordinate to Prior Lien Obligations, Covenants and Agreements .......... , ........................................................ ,,, ........................................ 8 Section 2.6. Pledge of Revenues ...................................... , ........ , ...... ,, ... , ............ , ..................... ,,, 8 Section 2.7. System Fund ............................................................................................................ 9 ARTICLE ill AUTHORIZATION; GENERAL TERMS AND PROVISIONS REGARDING THE CERTIFICATES Section 3.L Section 3.2. Section 3 .3 . Section 3.4. Section 3.5. Section 3 .6. Section 3.7. Section 3.8. Section 3.9. Section 3.10. Section 3 .l 1. Section 3.12. Authoriz3tion .............................. , ................................................................. , .......... 9 Date, Denomination.. Maturities; and Interest ...................................... , .. , .............. 10 Mediwn, Method, nnd Place of Payment .............................................................. IO Execution and Registration ofCertificate, ............................................................ 11 Ownership .............................................................................................................. 12 Registration,. Transfer, and Exchange ...................... , .... , ............... , ... , .......... ,, ........ 12 Cancellation ............................ , ....................... , .............................................. , ....... 13 Temporary Certificates .......................................................................................... 13 Replacement Certificates ....................................................................................... 14 Book-Entry-Only System ...................................................................................... 15 Successor Securities Deposilory; Transfer Outside Book-Entry-Only System ..... [6 Payments to Cede & Co ......................................................................................... 16 508'1lJd LUB200n!Ol8 Section 4.1. Section 4.2. Section 4.3. Section 4.4. Section 4.5. Section 4.6. Section 4. 7. Section 4.8. Section 4.9. Section 5, l, Section 5.2. Section 5.3. Section 5.4. Secti•n 5.5. Section 5.6. Section5.7. ARTICLEN REDEMPTION OF CERTlflCATES BEFOREMATIJR!lY Redemption. ............... , ........................................ ,., .. ,.,,, .... ,, ................................... 16 Optional Redemption. ............................................................................................ 16 No Mandatory Sinking Fund Redemption ............................................................. 17 Partial Redemption ................................................................................................ 17 Notice of Redemption lo Owners .......................................................................... 17 Payment Upon Redcmption. ................. ,,, ....... ,,.,., .. ,., .. ,, ................... ,,.,,,, .............. 18 Effect ofRedemption ............................................................................................. 18 Conditional Notice of Redemption. ....................................................................... 18 Lapse ofPaymenl ................................................................................................. 19 ARTICLEV PAYING AGENT/REGISTRAR Appoinlment oflnitinl Paying Agent/Registrnr ..................................................... 19 Qualifications .............................................. , .......................................................... 19 Mainteining Paying Agent/Registrar ..................................................................... 19 Termination. ........ ,., ........................... ,, .................................................................. 19 Notice of Change to Ownm ................................................................................. 19 Agreement to Perform Duties and Functions. , ...................................................... 20 Delivery ofRerords to Successor .......................................................................... 20 ARTICLE VI FORM OF 1HE CERTiflCA TES Section 6.1. Form Generally ...................................................................................................... 20 Section 6.2, Fann of the Certificates .... , ... , ................ ,, .... ,,,, .... ,. ...... ,. ........................................ 20 Section 6.3. CUS!P Regi,tralion. .............................................................................................. 26 Section 6.4. Legnl Opinion ........................................................................................................ 26 Section 6.5. Bond Insurance ...................................................................................................... 26 ARTICLE VII SALE AND DELIVERY OF CERTIFICATES; DEPOSIT OF PROCEEDS Section 7.1. Section 7 .2. Section 7.3. Section 7.4. Section 7.5. Sale ofCenificates; Applicntion ............................................................................ 26 Control and Delivery ofCenificates ..................................................................... 26 Project Fwid ........................................................................................................... 27 Deposit of Procceds ............................................................................................... 27 Approval of Escrow Agreement ............................................................................ 27 ij :li0841JYJ, LUBl00/7!018 AR TI CLE VIII INVESTMENTS Section 8.1. lnvestinents ............................................................................................................ 27 Section 8.2. lnvestnlent Income ................................................................................................ 28 Section 9.1. Section 9.2. Section 9 .3. ARTICLE IX PARTICULAR REPRESENTATIONS AND COVENANTS Pa)'JD.ent of the Certificates .................................................................................... 28 Other Representations and Covenants ................................................................... 28 Provisions Concerning Federal Income Tax Exclusion ........................................ 28 ARTICLEX DEFAULT AND REMEDIES Section IO.I. Events ofDefault ................................................................................................... 30 Section 10.2. Remedies for Default. ............................................................................................ 31 Section I 0.3. Remedies Not Exclusive ........................................................................................ 31 ARTICLE XI DISCHARGE Section 11.1. Discharge ............................................................................................................... 31 ARTICLE XII CONTINUING DISCLOSURE UNDERTAKING Section 12.1. Annual Reports ...................................................................................................... 32 Section 12.2. Material Event Notices .......................................................................................... 32 Section 12.3. Limitations, Disclaimers and Amendments ........................................................... 33 ARTICLE XIII AMENDMENTS; ATTORNEY GENERAL MODIFICATION Section 13.1. Amendments .......................................................................................................... 34 Section 13.2. Attorney General Modification ............................................................................. 35 iii ~08413v.3 LUB200nt018 ARTICLEXN SPECIAL PROVISIONS REL.A TING TO THE TEXAS WATER DEVEWPMENT BOARD Section 14. L Application of Article XIV .................................................................................... 3 5 Section 14.2. Covenant to Abide "ith Rul« ............................................................................... 35 Section 14.3. Tax Covenant. ........................................................................................................ 35 Section 14.4. Final Accounting ................................................................................................... 35 Section 14.5. Annual Audit Reports ............................................................................................ 35 Section 14.6. Maintenance and Operation-Insurance: ............................................................... 36 Section 14. 7. Environmental Indemnification ............................................................................. 36 ARTICLE XV EFFECTNE IMMEDIATELY Section 15.1. Effective Immediately ........................................................................................... 36 Exhibit A -Description of Annual Disclosure of Financial lnfonnatioo .................................... A-I iv 50&413\-.J LUBlOOntOU~ AN ORDINANCE PROVIDING FOR THE ISSUANCE OF CITY OF Ll:BBOCK, TEXAS, TAX AND WATER WORKS SYSTEM SURPLUS REVB.lJE CERTIFICATES OF OBLIGATION, SERIES 20IOC; APPROVING A PAYING AGENT/REGISTRAR AGREEMENT; PRESCRIBING 1HE FORM OF SAID CERTIFICATES; LEVYING A TAX AND PLEDGING SURPLUS WATERWORKS SYSTEM REVENUES IN PAYMENT TIIEREOF AND ENACTING OTHER PROVISIONS RELATING THERETO WHEREAS, under the pro,i,ioru of Subchapter C, Chapter 271, Texns Local Government Code, as amended~ the City of Lubbock, Texas (the "City''), after giving proper notice, is authorized to issue and sell for cash its certi:ficnte.s of obligation (herein defined as the uCcrt.ificates") that nre secured by and payable from the nd valorem taxes nnd other revenues specified in Article II of this Ordinance, and that ore issued in the amount, for the purposes, and with the provisions set forth in Section 3 .1 of this Ordinancej WHEREAS, pursuant to a resolution heretofore passed by the City Council, notice of intention to issue the Certificates was published in a newspaper of general circulation in the City in accordnnce with applicable law; WHEREAS, no petition bas been filed with the City Secretary, any member of lhe City Council or any other official of the City, protesting the issuance of the Certificates; \\ollEREA.S, the City Council is now authorized and empowered to proceed with the issuance and sale of the Certificates, and has found and determined tlw it is necessary and in the best interests of the City and its citizens that it issue the Certificates in accordimce with the terms and provisions of this Ordinance; and \1/HEREA.S, the meeting at which this Ordinance is considered is open to the public BS required by law, and public notice of the time, place, and purpose of swd meeting was given as required by Chapter 551, Texas Government Code, as amended; therefore, BE IT ORDAINED BY THE CITY COUNCIL OF 1HE CITY OF LUBBOCK: ARTICLE I DEFINITIONS AND OTHER PRELIMINARY MATTERS Section LL l)efinitions. Un.Jess otherwise expressly provided or unless the context clearly requires otherwise in this Ordinance, the following terms shall have the meanings specified below: "Additional Obligations" means tax and revenue obligations hereafter issued Mlich by their terms are payable from ad vruorem taxes and additionally payable from and secured by a parity lien on aod pledge of the Net Revenue, of the System of equal rank ood dignity with the lien and pledge securing the payment of the Previously Issued Obligations aod the Certificates. 5Cl841Jv,J WB200nl01S "Application" means the Application filed with the Texas Water Development Boord requesting financial assistance for the purposes set forth therein. "Certificate" means any of the Certificates. "Certificate Date" means the date designated as the initial date of the Curificmes by Section 3.2(a) oftltis Ordinance. "Certificates" means the cenificates of obligation 11uthorized to be issued by Section 3.1 of this Ordinance and designated as "City of Lubbock, Texas, TllX and Waterworks System Swplus Revenue Certificales of Obligatioo, Series 2010C." "City'' means the City of Lubbock, Texas. "Closing Date" means the date of the initial delivery of and payment for the Certificates. "Collection Date" means, when reference is bein9 made to the levy and collection of annual ad valorem taxes, the date annual ad valorem taxes ossessed each yi:ar by the City become delinquent under applicable law. "Designated Payment!rransfor Office" means (i) with respect lo the initial Paying Agent/Registrar =ed in this Ordinance, the Designated Payment!rransfer Office as designated in the Paying Agent/Registrar Agreemcn~ or al such other location designated by the Paying AgentffiegiBtrar and (ii) with respect lo any successor Paying Agent/Registrar, the office of such successor designated and located as may be agreed upon by the City and such successor. "DTC" means The Depository Trust Company of New York, New York, or any successor securities depository. "OTC Participant" means brokers and dealers, banks, trust companies, clearing corporations and certain other organizations on whose behalfDTC was created to hold securities to facilitate the clearance and settlement of securities transactions among DTC Participants. "EMMA" means the Electronic Municipal Market Access System. "Escrow Agent" means Texas Treasury Safekeeping Trust Co., its successors and as11gns. "Escrow Agreement•~ means that certain Escrow Agreement, between the City and the Escrow Agent, dated ns of October I, 20!0, penaining to the deposit of the proceeds of the Certificate<, "Event of Default'' means any event of default as defined in Section JO. I of this Ordinance. "Fiscal Year" meBDS such fiscal year as sh.al) from time to time be set by the City Cow,ciJ. -2- S084l3v.J LUBl00/71018 "Gross Revenues" means, with respect to any period, all income, revenues and receipts received from the operation and ownership of the System. ''Initial Certificate" means the initial certificate authorized by Section 3.4 of this Ordinance. "Interest and Sinking Fund" means the interest and sinking fund established by Section 2.2 of this Ordinance. "Interest Payment Date" means the date or dates on which interest on the Certificates is scheduled to be paid until their respective dates of maturity or prior redemption, such dates being February 15 and August 15 of each year, commencing February 15, 2011. "MSRB" means the Municipal Securities Rulemaking Board. "Net Revenues" means the Gross Revenues of the System, with respect to any period, after deducting the System's Operating and Maintenance Expenses during such period. "Operating and Maintenance Expenses'' means all reasonable and necessary expenses directly related and attributable to the operation and maintenance of the System, including, but not limited to, the costs of insurance, the purchase and carrying of stores, materials, and supplies, the payment of salaries and labor, and other expends reasonably and properly charged, under generally accepted accounting principles, to the operation and maintenance of the System or by statute deemed to be a first lien against the Gross Revenues. Depreciation charges on equipment. machinery, plants and other facilities comprising the System and expenditures classed under generally accepted accounting principles as capital expenditures shall not be considered as "Operating and Maintenance Expenses" for purposes of determining ''Net Revenues." "Owner" means the person who is the registered owner of a Certificate or Certificates, as shown in the Register. "Outstanding" means when used in this Ordinance with respect to Certificates, Previously Issued Obligations or any Additional Obligations, as the case may be, as of the date of determination, all Obligations and any Additional Obligations theretofore sold, issued and delivered by the City, except: (!) Certificates, Previously Issued Obligations or any Additional Obligations cancelled or delivered to the Paying Agent/Registrar for cancellation in connection with the exchange or transfer of such obligations; (2) Certificates, Previously Issued Obligations or any Additional Obligations paid or deemed to be paid in accordance with the provisions of Article XI hereof; and (3) Certificates, Previously Issued Obligations or any Additional Obligations that have been mutilated, destroyed, lost. or stolen and replacement bonds have been registered and delivered in lieu thereof. -3- S084l3v.3 LUB200/710l8 "Paying Agent/Registrar'' mean., initially The Bank of New York Mellon Trust Company, National AsSQc.iation, or any successor thereto as provided in this Ordinance. "l'Ieviously Issued Obligations" means the outstanding City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificate, of Obligation, Series 20 IO, dated Janwuy l, 2010, issued in the aggregate principal amount of$!9,945,000; the outstanding City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2008A, dated June 15, 2008, issued in the aggregate principal amount of $22,615,000; the outsmnding Tax and Waterworks System Surplus R,:venue Refunding Bonds, Series 2005, dated July I, 2005, issued in the aggregate principal amount of $43,080,000; the out.standing City of Lubbock, Texas, Tax and Waterworks System Surplus R<lvenue Certificates of Obligation, Series 2004, dated September 15, 2004, issued in the original principal amount of$3,]00,000; the outstanding City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2003, dated July 15, 2003, issued in the original principal amount of $9,765,000; the outstanding City of Lubbock, Texas, Tax and Waterworlcs System Surplus R<lvenue Certificates of Obligation, Series 2002, dated February 15, 2002, issued in the original principal amount of$6,450,000. "Prior Lien Obligations" means all bonds or other similar obligations of thi;: City pn,sently outstanding or that may be hereafter issued, payable in whole or in part from and secured by a lien on and pledge of the Net ~; of the System and such lien and pledge securing the payment thereof is prior and superior in claiint renk and dignity to the lien on and pledge of the Net Revenues securing the payrneot of the l'Icviously Issued Obligations and the Certificates. ''Project'' mearu. the purposes for which the Certi:ficntes ure issued as set forth in Section 3.1. "Project Fund" means the fund created pursuant to Section 7.3. "'Purchaser" means the Texas Willer Development Bowd, "Record Date" means the last busineS9 day of the month aext preceding an Interest Payment Date. "Register" means the Register specified in Section 3.6(a) of this Ordinance. "Representations Letter" means the Blanket Letter of Representations betweeo the City and DTC, "Rule" means SEC Rule l 5c2-12, as amended from time to time. "SEC" means the United States Securities and Ex.change Commission. "Similarly Seemed Obligations" means collectively the Certificates, the l'Ieviot19ly Issued Obligations, and any Additional Obligorions . . 4. 5D841Jv_J LUD20Ml0!8 "System" means the City's Waterworks System being all properties, facilities and plants currently owned, operated and maintained by the City for the supply, treatment, transmission and distribution of treated, potable water, together with all future extensions, improvements, replacements and additions thereto. "TWDB" means the Texas Water Development Board. "Unclaimed Payments" means money deposited with the Paying Agent/Registrar for the payment of principal of or interest on the Certificates as the same come due and payable and remaining wiclaimed by the Owners of such Certificates after the applicable payment or redemption date. Section 1.2. Findings. The declarations, determinations, and findings declared, made, and fowid in the preamble to this Ordinance are hereby adopted, restate, and made a part of the operative provisions hereof. Section 1.3. Table of Contents, Titles, and Headings. The table of contents, titles and headings of the Articles and Sections of this Ordinance have been inserted for convenience of reference only and are not to be considered a part hereof and shall not in any way modify or restrict any of the terms or provisions hereof and shall never be considered or given any effect in construing this Ordinance or any provision hereof or in ascertaining intent, if any question of intent should arise. Section 1.4. Interpretation. Unless the context requires otherwise, words of the masculine gender shall be construed to include correlative words of the feminine and neuter genders and vice versa, and words of the singular nwnber shall be construed to include correlative words of the plural nwnber and vice versa. This Ordinance and all the terms and provisions hereof shall be liberally construed to effectuate the purposes set forth herein. ARTICLE II SECURITY FOR TifE CERTIFICATES; INTEREST AND SINKING FUND; PRIOR LIEN, PREVIOUSLY ISSUED AND ADDITTONAL OBLIGATIONS Section 2.1. Payment of the Certificates. (a) Pursuant to the authority granted by the Texas Constitution and laws of the State of Texas, there shall be levied and there is hereby levied for the current year and for each succeeding year thereafter while any of the Certificates or any interest thereon is outstanding and wipaid, an ad valorem tax on each one hwidred dollars valuation of taxable property within the City, at a rate sufficient, within the limit prescribed by law, to pay the debt service requirements of the Certificates, being (i) the interest on the Certificates, and (ii) a sinking fund for their -5- 508413v.3 LUB200/7!018 redemption at maturity or a. sinking fund of two percent per annum (whichever amount is the greator), when due ond payable, full alloWB!lce being made for delinquencies and costs of collection. (b) The ad valorem tax thus levied shall be assessed and collected each year against all property oppearing on the tax rolls of the City most recently approved in accordance with law, and the money thus collected shall be deposited as collected to the Interest and Sinking Fund. (c:) Said wt valorem tax, the collections therefrom, and aJJ amounts on deposit in ot required hereby to be deposited to the Interest and Sinking Fund are hereby pledged and committed irrevocobly to the payment of the principal of and interest on the Certificates wben and as due and payable in accordance with their terms and this Ordinance. ( d) The arnowit of taxes to be as.sessed and provided annually for the payment of principal of and interest on the Certificates shall be determined and accomplished in the follo.,ing manner. Prior to the date the City Council establishes the annual tax rate and passes an ordinance leV};ng and assessing ad valorem taxes each yeBr, the City Council shall detennine: (i) The amount on deposit in the Interest and Sinking Fund after (x) deducting therefrom the total amount of debt service requirements ta bewme due on Certificates prior to the next Collection Date for the ad valorem taxes to be assessed, and (y) adding thereto the amount of Net Revenues of the System appropriated and allocated thereto to pay .such dfbt service requirements prior to the next Collection Date; (ii) The amount of Net Revenues, if any~ ~ppropriated end to be .'id aside for the payment of the debt service requirements on the Certificates between the Collection Date for the taxes then to be assessed and the Collection Date for the taxes to be assessed during the next succeeding calendar year; BIid (iii) Toe amount of debt service requirements to become due and payable on the Certificates between the Collection Date for the taxes then to be 85Sessed and the Collection Date for the taxes to be assessed during the next succeeding calendar year. The amount of taxes to be assessed and colleewd annually em:h year to poy the debt service requirements on the Certificates shall be the amount established in paragraph (iii) above less the sum t<Jla) of the amounts established in paragraphs (i) aod (ri), after taking into consideration delinquencies and costs of collecting such annual taxes. (e) The City hereby covenants and agrees that it will at all times maintain rates and chorges for the services of the System sufficient to provide for the payment of all costs of operation and maintenance of the System plus an amount equal to the wmual debt service requirements of all obligations pay,ihle from the revenues of the System for which the City is budgeting repayment of such obligations; provided, however, ff the City elects to determine the tax rate to be assessed for each Fiscal Year based on the amount of Net Revenues budgeted, appropriated aod allocated to be available pur.,uant ID subparagraph (d) of this Section, the City shall maintain rntes and charges for the services of the System sufficient in conjunction with other legally available funds to provide fo, payment of all costs of operation and maintenance of the System plUB an amount equal to l. l O times the annual debt service requiremeJtts of all -li- 50841)1;.J LUBl00/71018 obligations payable from the revenues of the System for which the City is budgeting the repayment of such obligations, or the City shall provide docwnentatlon which evidences the levy and collection of an ad valorem tax rate dedicated to the Interest and Sinking Fund, in conjunction with any other legally available funds except water system rates and charges, sufficient for the repayment of water system debt sen-ice requirements. (f) The City hereby covenants and agrees that, during such time as the Certificates are outstanding and prior to the time taxes are levied each year~ it \.Vill establish,. adopt, and maintain an annual budget that provid,s for ei1her the monthly deposit of sufficient Net Revenues or the proceeds of ad val•n:m taxes or nny other legally available funds on hand al the time of adoption of the annual budge~ or a combination thereof, inlo the Interest and Sinking Fund. (g) If the liens and provisions of this Ordinance shall be released in a manner permitted by Article XI hereof, then the collection of such ad valorem tax may be suspended or appropriately reduced, as the facts =Y pem,it, and further deposits to the Interest and Sinking Fund may be suspended or appropriately reduced, "' the facts may permit. In determining the aggregate principal amoW1t of outstanding Certificates, there shall be subtrBcted the amouot of any Certificates that have heen duly called for redemption and for which money has been depo,ited with the Paying Agent/Registrar for such redemption. Section 2.2. Interest and Sinking Fund. (a) The City hereby establishes a special fund or account lo be designated the "City of Lubbock, Texas, Tax and Wuterwork., System Smplus Revenue Certificate, of Oblig,tion, Series 20lOC, Interest and Sinking Fund" (the "Interest and Sinking Fund'), said fund to be maintained at an official depository bank of the City sepamte and apart from all other funds and accounlS of the City. (b) Money on deposit in or required by this Ordinance to be deposited lo the Interest and Sinking Fund shall be used solely for the purpose of paying the interest on and principal of the Certificales when and as due and payable in accordance with their lerms and this Ordinance. Section 2.3. l)eposjts to Interest and Sinking Fund. The City horeby covenants and agrees to cause to be deposited in the Interest and Sioking Fwtd prior to each interest and principal payment date from the Net Revenues of the System, after deduction of ail payments required to be made to special funds or accounts created for the payment and security of the Prior Lien Obligations, an amount equal lo one hundred percent (100%) of the amount required lo fully pay the accrued interest and principal of the Certificates then due and payable by reason of maturity or red,mption prior to maturity, such deposiis lo pay accrued interest and principal on the Certificates to be made in substantially equal monthly installments. The monthly deposiO! to the Interest and Sinking Fund, as h,,mnabove provided, shall be made until such time as such Fund contains an amount equal to pay the principal of and interest on the Certificates to maturity. Ad volorem taxes levied, collected and deposited in the Interest and Sinking Fund for and on behalf of the Certificates may be token inlo consideration and .7. soun ... _J 1un2oon101e reduce the amount of the monlhly deposits otherwise required to be deposited in the Interest and Sinking Fund from the :,/et Revenues of the System, Section 2.4. l§sunnce of Prior Lien nnd Additional Obligatigru;. (a) The City hereby expressly reserves the right to hereafter issue Prior Lien Oblign:tions, without limibtion as to principal amount or subject to any terms, conditions, or restrictions other than as may be required by Jaw 01 otherwise. (b) The City hereby expressly reserves the right to is,ue Additional Obligations, without limitation or any restriction or condition being applicnbJe to their issuance under the tenns of thi, Ordinance, payable from and, together with the other Similarly Secured Obligations, e<jually and ratably secured by a pority lien on and pledge of the :,/et Revenues of the System. Section 2.5. Certificates Subordinate to Prior Lien Obligations, Covenants and Agreements. It is the intmtion of the City Council and accordingly hereby recognized and stipulated that the provisions, agreements and covenanrs contained herein bearing upon the management and operations or the System and the administering and application of revenues derived from the operation thereor, shall to the extent possible be harmonized with like provisions. agreements and coverumts contained in 01dinances authori7lag the issuance of Prior Lien Ob1igations, and to the extent of any irreconcilable conflict behveen the provisions contained herein end in ordinances authorizing the issuance of Prior Lien Obligations, the proltisi.ons, agreements and covenants contained therein shall prevail to the extent of sucb conflict and be applicable to this Ordinance but in all respects subject to the priority of rights and benefits, if any, conferred thereby to the holders or owru:rs of the Prior Lien Obligations. Notwithstanding the above, any change or modification affecting the opplication of revenues derived from the operation of the System shall not impair the obligation of contract ,.;th re,pect to the pledge of revenues herein made fur the payment and security of the Ccrtificates. Section 2.6. Pledge or Revenues. The City hereby oovenants and agrees that, subject only to a prior lien on and pledge of the Net Revenues of the System for the payment and security of Prior Lien Obligations, the Net Revenues of the System, with the exception of those in excess of the aroounts required to be deposited to the Interest and Sinking Fund as hereufler pm,ided, are hereby pledged, equally and ratably, to the payment of the principal or, redemption premium, if any, and interest on the Certificates and the other Similarly Secured Obligations as herein provided, and the pledge of the Net R,,venues of the System herein made for the payment of the Certificates shall constitute a lien on the Net Revenues of the System in accordance with the tenns and provisions hereof and be valid and binding in accordance with the terms hereof without any filing or recording thereof (except in the official reeords of the Cify), physical delivery of such Net Revenues or further act by the City, -8- 50811lJ"J UIBl00/71018 Section 2.7. System Fund. The City hereby reaffirms its covenant and agreement made in connection Vrith the issuance of the Pnwiously Issued Obligations that all Gross Revenues (excluding earnings from the investment of money held in any special funds or accounts created for the payment and security of Prior Lien Obligations) shall be cl.posited from day to day as collected into an "City of Lubbock, Texas, Waterworks System Operating Fund" (the "System Fund'1 which Fund shall be kept and maintained at ao official depository bank of the City. All moneys deposited into the System Fund shall be pledged aod appropriated to the extent required for the following purposes and in the order of priority shown. to wit: First: To the payment of all necessary and reasonable Operation and Maintenance Expenses of the System as defined herein or n::quired by statute to be a first charge on and claim against the Gross Revenues; Second: To the payment of the amounts required to be deposited in the special funds created aod established for the payment, security and benefit of Prior Lien Obligations in accordance with the tenns and provisions of the ordinances authorizing the issuance of Prior Lien Obligations; and Tbinl.: Equally and ratably to the payment of the amounts required to be deposited in the special funds aod accounts created and established for the payment of Similarly Seemed Obligations. Any Net Revenues remammg in the System Fund after satisfying the foregoing payments,. or milking adequate and sufficient provision for the payment thereot may be appropriated and wed for any other City purpose now or hereafter permitted by law, provided that, as r,:qu.ired by the TWDB, if annual debt service on the Certificates in a particular Fiscal Year will not be paid from funds on deposit in the Interest and Sinking Fund plus ad valorem taxes (as permitted by Section 2.1 hereof), but instead will be paid in whole or in part from appropriated Net Revenues (as permitted by Section 2.1 hereof), the City shall not lronsfi:r Net Revenues except as provided above in Ibis Section 2.7 until an amount equal to the annual debt service requirements on the Certificates for the then-cun-ent Fiscal Year h.ne been deposited to the Interest and Sinlcing Fund. ARTICLE Ill AL"IHORIZATION; GENERAL TERMS AND PROVISIONS REGARDING THE CERTIFICATES Section 3. l. AuthorizatiQll. The City's certificates of obligation to be designated "City of Lubbock. Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 20IOC" (the ''Certificates''), are hereby authorized to be issued and delivered in accordance with the Constitution and laws of the State of Texas, specifically Sulx:hapter C, Chapter 271, Texas L<lCal Government Code, as amended. and Article VIII of the City's Home-Rule Charter. The Certificates shall be issued in the aggregate principal arnnuot of $41,000,000 for the purpose of .9. 508413".J Lun2oon101s paying contractual u bligaitions to be incurred for the following purposcst to wit: (i) construction of a raw water transmission line, pump station and water treatment plant improvements to enable Lake Alan Henry to serve as a water supply for the City (the "Project") and (ii) payment of professional services of attorneys, financial advisors and other professionals in cormectiun "With the Projett and the issuance of the Certificates. Section 3.2, Date, Denomination, Maturities, arul Interest. (a) Tiu: Certificates shall be dated October I, 2010. Tiu: Certificates shall be in fully registered form, without coupons, in lhe denomination of $5,000 or any integral multiple thereof and shall be nwnbered separately from one upward, except lhe Initial Certificate, which sholl be numbered T-l. (h) Tiu: Certificates shall mature on February 15 in the years and in the principal a.mounts set forth in the following schedule: Principal Interest Principal Interest Year Amount Rate Year Amount Rate 2011 $1,575,000 0.000% 2021 $2,050,000 1.684% 2012 1,600,000 0.000 2022 2,110,000 1.834 2013 1,645,000 0.000 2023 2,170,000 1.979 2014 1,690,000 0,000 2024 2,230,000 2.092 2015 1,740,000 0.075 2025 2,290,000 2.192 2016 1,790,000 0.485 2026 2,355,000 2.281 2017 1,840,000 0.785 2027 2,420,000 2.363 2018 1,890,000 0.995 2028 2,485,000 2,437 2019 1,940,000 1.185 2029 2,555,000 2.487 2020 1,995,000 l.449 2030 2,630,000 2.480 ( c) Interest shall accrue and be paid on eacli Certificate respectively until its maturity or prior redemption, from the later of lhe Closing Date 01 the most recent Interest Payment Date to '\\"ilich interest has been paid ur provided fur at the J3le.s per annum for each respective maturity specified in the schedule contained in subsection (h) above. Such interest sb,,JJ be payable on each Interest Payment Date until maturity or prior redemption. Interest on the Certificates shall be calculated on the basis of a lhree hundred sixty (360) day year composed of twelve (12) months of thiny (30) days each. Section 3.3. Medium. Method, and Place of Payment. (a) The principal of and interest on the Certificates shall be paid in lawful money of the United Slates of America. (h) lnlerest on lhe Certificates sholl be payable to lhe Owners as shown in the Register at lhe close of business on the Recoro Date. (c) lnlerest shall be paid by check, dated as of Ibo Interest Payment Date, and sent United States mail, first class postage prepaid, by the Paying Agent/Registrar to each Owner, at -10- 508413 ... J LUillOOntOIS the nddress thereof es it appears in the Register, or by such other customary banking arrangement acceptable tc the Paying Agent/Registrar and tbe Owner; provided, however, that tbe Owner shall bear all risk and expense of such alternative banking arrangement. At the option of an Owner of at least $1,000,000 principal aroouot of tbe Certificates, interest may be paid by wire transfer to the bank account of such O..ner on file with the Paying Agent/Registrar. (d) The principal of each Certificate shall be paid to the Owner thereof on the due date, whelber ot the maturity date or the date af prior redemption thereof, upon presentation and swrender of such Certificate at the Designated Payment/Traosfer Office of the Paying Agent/Registrar. (e) Notwithstanding the preceding Subsections (c) and (d), so long as TWDB is the owner of the Certificates, payrm:nts of interest on and principal of the Certificates shall be made by -wire transfer at no cost to TWDB. (fJ If the date for the payment of the principal of or interest on the Certificates shall be a Saturday, SW1day, legal holiday, or day on which banking institutiom in the city where the Designated Payment/Transfer Offioe of the Paying Agent/Registrar is localed are required or authorized by law or executive order to close, then the date for such payment shall be the next succeeding day that is not a Saturday, Sunday, legal holiday, or day on which banking institutions are required or authorized to close, and payment on such date shall for all pmposes be deemed to have been made on the due date thereof as specified in Section 3.2 of this Oi:dinance. (g) Unclaimed Payments shall be segn,gated in a special escrow ac0-0unt and held in trust, uninvested by the Paying Agent/Registrar, for the account of the Owners of the Certificates to "''hich the Unclaimed Payments pertain. Subject to Title 6 of the Texas Property Code, Unclaimed Payments remaining unclaimed by the O,,,.,ers entitled thereto for three yeaI> after the applicable pa)menl or redemption date shall be applied to the next pa)IDent on the Certificates thereafter coming due; to the ex.tent any such moneys remain three years after the retirement of all outstanding Certificates, such moneys shall be paid to the City to he used fur any lawful pUipQse. There;,iler, neither the City, the Paying Agent/Registrar, nor any other pelSOil shall be liable or responsible to ony Owners of such Certificates for aoy further payment of such unclaimed moneys or on account of any such Certificates, subject to Title 6 of the Texas Property Code. Section 3.4. Execution and Registration of Certificates. (a) The Certificates shall be executed on behalf of the City by the Mayor and the City Secretary, bY their manual or facsimile signatures, and the official seal of the City shall be impressed or placed in facsimile thereon. Such facsimile signatures on the Certific[ltes shall have the ,ame effect as if each of the Certificates had been .signed manually and in person by each of said officers, and such fo.csim.i.le seal on the Certificates shall have the same effect as if the official seal of the City had been manually impres,ed upon each of the Certificates. (b) In the event that any officer of the City whose manual or facsimile signature appears on the Certificates ceases to be such officet" before the authentication of such Certificates -11- 1~413".3 LUB20MIOl1! or before the delivery lhoreof, such mnnual or facsimile signature oevcnheless shall be valid and sufficient for all purposes as if such officer had remained in such office. (c) Except as provided below, no Certificale shall be valid or obligatory for any purpose or be entitled to any security or benefit of this Ordinance unless and Wltil there appears thereoo the Certificate of Paying AgenvRegistrar substantially io the form provided herein, duly authenticated by Illllllual execution by an officer or duly authorized signatory of the Paying Agent'Registrar. It ,ball not be required that the same officer or authorized signatory of the Poying Agent/Registrar sign the Certificate of Paying Agent/Registrar on all of the Certificates. In lieu of 1ho executed Certificate of Paying Agent/Registrar described above, the Initial Certificate delivered at the Closing Date shall have attached then:to the Comptroller's Registration Certificate substantially in the form provided herein, =ually executed by the Comptroller of Public Accounts of the State of Texas, or by his duly authorized agent, which Certificate shall be evidence that the Certifiarte has been duly approved by the Attorney General of the State of Texas, that it is a valid nnd binding obligation of the City, ond that it has been registered by the Comptroller of Public Accounts of the State of Texas. (d) On the Closing Date, one Initial Certificate representing the eotire principal amount of all Certificates, payable in stated installments to the irritwl purchaser, or its dcsignee, executed by the Mayor and City Secretary of the City by lhoir manual or facsimile signatures, approved by the Attorney General, and registered ond manually signed by the Comptroller of Public Accounts, will be delivered to the initial purehaser or its designee. Upon payment far the Initial Cortificale, the Paying Agent'Registrar shall cancel tho Initial Certificate and deliver a single registered, defmidve Certificate for each maturity, in the aggregate principal amount thereof, to DTC on behalf of the purcbil3er. Section 3.5. Ownershil!. (o) Th• City, 1ho Paying Agent'Registrar, and any other person may treat the pcrnon in whose name any Certificate is registered as the absolute owner of such Certificate for the purpose of making and receiving payment as herein provided (except interest shall be paid to the person in whose name such Certificate is registered on the Record Dote), and for all o1her purposes, whether or not such Certificate is overdue, and neither the City nor the Paying Agent'Registrar shall be bound by any notice or knowledge to the contrary. (b) All payments made to the Omier of a Certificate shall be valid and effectual aod shall discharge the liability of the City and the Paying AgenvRegi,trar upon such Certificate to the extent of the sum, paid. Section 3.6. Registration, Transfer, and Exclum~. (a) So long as any Certificates remain outstanding, the City shall cause the Paying Agent/Registrar to keep at the Designated Payment!I'l'llll5fer Office a register (the "Register") in which. subject to sU<:h reasonable reguJations as it may prescribe1 the Paying Agent/Registrar shall provide for the registm.tion and transfer of Certificates in accordance with this Ordinance. (b) The ownerahip of a Certificate may be transferred only upon th• presentation ond surrender of the Certificate at the Designated Payment/fl'llll5fer Office of the Paying -12- .3084B'd lUB'.l.OOnl018 AgenttReg.lstrnr 'With such endorsement or other evidence of transfer as is acceptable to the Paying Agent/Registrar, No transfer of any Certificate shall be effective until entered in the Register. (c) The Certificates shall be exchangenble upon the presentation 11nd swrender thereof at the Designated PaymeuVfransfer Office of the Paying Agent/Registrar for a Certificate or Certificates of the same maturity and interest rate and in a denomination or denominations of any integral multiple of $5,000, and in an aggregate principal amount equal to the unpaid principal amount of the Certificates presented for exchange, The Paying Ageo~'Registrar is hereby authorized to authenticate end deliver Certificales exchanged for other Certificates in accordance with this Section. (d) Each exchange Certificate delivered by the Paying AgMIIRegistrar in acconlance with this Section shall constitute an original contractual obligation of the City and shall be entitled ID the benefits and security of this Onlinan<e to the same extent as the Certificale or Certificates in lieu of which such exchange Certificate is delivered. (e) No service charge shall be made to the Owner for the initial registration, suhsequenJ transfer, or exchange for a different denomination of any of the Certificates. The Paying Agent/Registrar, however, may require the Dwner to pay a :rum sufficient to cover any tax or other governmental charge that is authorized to be imposed in connection with the registration, transfer~ or exchange of 1.1 Certificate. (t) Neither the City nor the Paying Agent'Registrar shall be required to issue, transfer~ or exchange any Certi:ficare called for redemption, in whole or in part, where such redemption is scheduled to occur within furty-five (45) calendar dnys after the transfer or exchange dnte; provided, however, such limitation shall not be applicable to an exchange by the Owner of the uncalled principal balance of• Certificate. Section 3.7. Cmcellation. All Certificates paid or redeemed before scheduled maturity in accordance: with thi, Ordinance, and all Certificates in lieu of which exchange Certificates or replacement Certificates are authenticated Wld delivered in a.cconlnnce with this Ordinance, sh.all he Cllllcelled and proper records made rcgmding such payment. redemption, exchange. or replacement. The Paying Agent!Regiffl'Clr shall then retunt such cancelled Certi:fi~ to the City or may in accordance with law destroy such cancelled Certificates ond periodically furnish the City with certificates of destruction of such Certificates. Section 3.8. Temporary Certificates. (a) Following the delivery and registration of the Initial Certificate and pending the prepan,tion of definitive Certiftcates, the City may execute and, upon the City's request, the Payin9 AgentrRegistrar shall autheuticate and deUver, one or more temporary Certificates that are printed, lithographed, typewritten, mimeographed, or otherwise produced, in any denomination, substantially of the tenor of the definitive Certificates in lieu of which they are delivered, without coupons, and with such appropriate insertions, omissions, substitutions, and -13- :3084!3v.J LUB200ntOIS other variations as the officers of the City executing such temporary Certificates may determine, as evidenced by their signing of such temporary Certifi.c11tes. (b) Until exchanged for Certificates in definitive fonn, such Certificates in tempora,y form shall be entitled to the benefit nnd security of this Ordinance. (c) The City, without imreasonable delay, slwll prepare, execute and deliver to the Paying Agent'Regist:rar the Certificates in definitive fonn; thereupon,. upon the presentation and surrender of the Certificate or Certificates in tempara,y fonn to the Paying Agent/Registrar, lhe Paying Agent/Rcgis1rar shall authenticate and deliver in exchange therefor a Certificate or Certificates oft.he swne maturity md series, in definitive form, in the authorized denomination, and in the smne aggregate principal amount, as lhe Certificate or Certificates in temporary form surrendered. Such exchange shall be made "ithout the malwlg of any charge therefor to any Owner. Section J.9. Rru;,laoemenJ Certificates. (a) Upon the presentation and surrender to the Poying Agent/Registrar of a mutilated Certificate, the Paying Agent'Registrar shall authenticate and deliver in exchange lherefor a replacement Certificate of like tenor and principal amount. bearing a number not contemporaru:ously outstanding. The City or the Paying Agent'Registrar may require the Owner of such Certificate to pay n sum sufficient to cover any tax or other governmental charge that is authoriud to be imposed in connection the.n:v.ith and any other expenses connected therewith. (b) In the event that any Certificate is lost, apparently destroyed or wrongfully taken, the Paying AgentlRegi,trnr, pursuant to lhe applicable la"~ of the Stale of Texas and in the absence of notice or knowledge that such Certificate has been acquired by a bona fide purchaser, shall authenticate and deliver a replacement Certificate of like tenor and principal ammmt. bearing a numbeJ not contemporaneously outstanding, provided that the OMicr first complie,, with the following requirements: (i) furnishes to the Paying Agent/Registrar satisfactory evidence of bis or her ownership of and the circwnstances of the loss, destruction, or theft of such Certificate; (ii) furnishes such security or indemnity as may be required by the Paying Agent/Regism,r lo save it and the City hannlcss; (iii) pays all expenses and churges in connection therewith, including, but not limited to, printing costs, legal fi:es, fees of the Paying Agent/RegistraJ:, and any tax or other governmental charge that is authorized to be imposed; and (iv) satisfies any other reasonable requirements imposed by lhe City and the Paying Agent/Registrar. (c) If, after the delivery of such replacement Certificate, a bona fide purchaser of the original Certificate in Heu of which such replacement Certificate was issued presenl5 for payment such original Certificate, the City and the Paying AgentlRegistrar shall be entitled to recover such replacement Certificate from lhe person to whom it was delivered or any person -14- !10841JvJ LUB200!7101S talcing therefrom, except a bona fide purchaser, and shall be entitled to recover upon the security or indemnity provided therefor to the extent of any loss, damage, cost, or expense incurred by the City or the Pa)ing Agent/Registrar in connection therewith. (d) In the event that any such mutilated, lost, apparenUy destroyed, or wrongfully taken Certificate has become or is about to become due and payable, the Paying Age111/Registrar, in its discretion, instead of issuing a replacement Certificate, may pay such c.ertificate when it becomes due and payable. (e) Each replacement Certificote delivered in accordance with this Section shall constitute an original additional contractual obligation of the City and shall be entitled to the benefits and security of this Ordinance to the same extent as the Certificate or Certificates ia lieu of which such replacement Certificate is delivered. Section 3. 10. Bool&•Entrv-Only System (a) Notwithstnnding any other provision hereof, upon initial issuance of the Certificates, the Certificates shall be registered in the name of Cede & Co., as nominee of DTC. The definitive Certificates shall be initially issued ia the form of a single separate cenificate for each of the maturities thereof. (b) With respect to Certificates registered ia the name of Cede & Co., as nominee of DTC, the City and the Paying Agent/Registrar shall have no n:.,ponsibility or obligation to any DTC Porticipant or to llDY person on behalf of whom such a DTC Participant holds an interest in the Certificates. Without limitiag the immediately precediag sentence, the City and the Payiag Agent/Registrar shall have no responsibility or obligation with respect to (i) the accuracy of the n:cords of DTC, Cede & Co. or any DTC Participant with respect to any omrershlp interest in the Certificates, (ii) the delivery to any DTC Participant or any other person, other than an Owner, as shov.n on the Register, of any notice with respect to the Certificates, including any notice of redemption, or (iii) the payment to any DTC Participant or any other pmon, other than an Owner, as shown in the Register of any amount Yrith respect to principal of or interest ou the Certificates. Notwithstanding any other provision of this Ordinance to the contrary, the City llOd the Paying Agent/Registrar shall be entitled to treat and consider the person in whose name ea.ch Certificate is registered in the Register as the absolute owner of such Cenificate for the pwpose of payment of principal of and interest on Certificates, for the purpose of giving notices of redemption and other lllll!ters with respect to such Certificate, for the purpose of registering transn,, with respect to snch Certificate, llOd for •11 other purpooes whatsoever. The Paying Agent/Registrn, shall JlllY all principal of and interest OJl the Certificates only to or upon the order of the respective Owners as shown in the Register, as provided in this Ordinance, or their respective attorneys duly authorized ia writing, llOd all such pa)Tllents shall be vnlid and effective to fully satisfy and discharge the City's obligations with respect to payment of interest on the Certificates to the extent of the smn or sums so paid. No person other than BO Owner, as shown ia the Register, shall receive a certificate evidenciag the obligation of the City to moke pllyments of amounts due pursuant to this Onlinance. Upon deli•ery by DTC to the Paying Agent/Regislrar of writtcn notice to the effect that DTC has determined to substitute a new nominee in place of Cede & Co., the word "Cede & Co."' in this Ordinance shall refer to such new nominee of ore. -15- 5084 [3d LL'B200nlOJ8 (c) The Representations Letter previously e~ecuted and delivered by the City, and applicable to the City's obligations delivered in book-ent,y-only fo,m to DTC as securities depository, is hereby ratified and approved for the Certificates. Section 3.1 J. Successor Securities !)\\po$itory; Tmnsrer Outside Book-Entry-Only System. In the event that the City determines that it is in the best interest of the City and the beneficial o"'ners of the Certificates that they be .able to obtain certificated Certificates, or in the event DTC discontinues the services described herein, the City shall (i) appoint • successor securities depository, qualified to act as such under Section l 7(a) of the Securities and ~change Act of 1934, a, amended, notify DTC and DTC Participants of the appointment of such successor securities depository and transfer one or more separate Certificates to such. successor securities depository; or (ii) notify DTC and DTC Participants of the availability through DTC of certificated Certificates Bild cause the Paying Agent/Registrar to transfer' one or more separate registered Certificate, to DTC Participants having Certificates credited to their DTC accouots; provided, however, that neither the City nor the Paying Agenr/Registrar shall discharge DTC without the prior written consent of TWDB. lo such. event, the Certificates shall no longer be restricted to being registered in the Register in the name of Cede & Co., as nontinee of DTC, bu! may be registered in the name of the successor securities depository, or its nominee, or in whatever name or names Owners transferring or exchanging Certificates shall designate, in accord~e with the provisions of this Ordinance. Section 3. 12. Payments to Cede & Co. Notwithstanding any other provision of this Ordinance to the contrary, so long as the Certifo;ates ere registered in the name of Cede & Co., as nominee of DTC, all payments with respect to principal of and interest on such Certiiicates, and o11 notices with respect to such Certificate, shall be made and given, respectively, in the manner provided in the Represenllltions Letter of the City to DTC. ARTICLEN REDEMPTION OF CERTIFICATES BEFORE MATURm' Section 4.L Redemption. The Certificates are subject to redemption befure their scheduled maturity only as provided in this Article IV. Section 4.2, Optional Redemption. (a) The City 1eserves the option to redeem Certificates maturing on 11D.d after February 15, 2022 in whole or any port, before their respective scheduled maturity dates, on February 15, 2021 or on any date thereafter, such redemption date or date, to be fi•ed by the City, at a price equal to the principal amouot of the Certificates called for redemption plus accrued interest ID the date fixed for redemption, -16- 503413.., .3 LUD200!7 JO Ill (b) If less than all of the Certificates a,e to be redeemed pursuant to !ll1 optional redemption, the Certificates shall be redeemed in inver.ie order of maturity. !fies, than all of the Certificates within a maturity a,e to be redeemed, Certificates "'ithin such maturity shall be called by Jot or other custormu-y method that results in a random selection of the Certifirotes. (c) The City, at least 45 da)'li before the redemption date, unless a shorter period shall be satisfactory to the Paying Agenl/Registrar, shall notify the Paying Agenl/Registrar of such redemption date and of the principal amount of Certificates to be redeemed. Section 4.3. No ~andatory Sinking Fund Redemption. The Certificates a.re not subject to scheduled mandatory redemption. Section 4.4. Partial Redemption. (a) A portion of a single Certificate of a denomination greater than $5,000 may be redeemerl, but only in a principal amount equal to $5,000 or any integral multiple thereof. If such a Certificate is to be partially redeemed, the Paying Agenl/Registrer shall treat each $5,000 portion of the Certificate as though it were a single Certificate for purposes of selection for redemption. (b) Upon surrender of any Certificate for redemption in part, the Paying Agenl/Registrar, in accordance with Section 3.6 of this Ordinance, shall authenticate and deliver an exchange Certificate or Certificates in an aggregate principal amount equal to the wrredeemed portion of the Certificate so surrendered, such exchange being without charge. (c) The Paying Agenl/Registrar shall promptly notify the City in writing of the principal amonnt to be redeemed of any Certificate as lo which only a portion thereof is to be redeemed. Section 4.5. Notice ofR¢;,mptimJ l2 OW!\ll[S, (a) The Paying Agenl/Registrar shall !live notice of any redemption of Certificates by sending notice by United States moil, fust class postage prepaid, not less than 30 days before the date fixed for redemption. to the Owner of each Certificate (or part thereof) ID be redeemed, at the address shown on the Register al the close of business on the business day next preceding the date of mailing suc.b notice. (b) The notice shall state the redemption date, the redemption price, the place at "1tlch the Certificates are to be sunende,cd for payment, and, if less than all the Certificates outstanding are to be redeemed, an identification of the Certificates or portions thereof ID be redeemed. (c) Any notice !liven as provided in this Section shall be conclusively presumed to have been duly given, whether or not the Owner receives such notice. -17- 3084l3v.J LUDl00/7101K Section 4.6. Payment Upon Redemption. (a) Before or on each redemption date, the City shall deposit with the Pa)ing Agent/Registrar money sufficient to pay all amounts due on the redemption date and the Paying Agent/Regislillr shall make provision for the payment of the Certificates to be redeemed on such date by setting aside and holding in trust such amounts as an: received by the Paying Agent,Registrar from the City and shall use such funds solely for the purpose of paying the principal of and accrued interest on the Certificates being redeemed. (b) Upon presentation and surrender of any Certificate called for redemption at the Designated Payment/Transfer Office on or after the date fixed for redemption, the Paying Agent/Registrar shall pay the principal of and occrued interest on such Certificate to the date of redemption from the money set aside for such purpose. Section 4.7. Effect ofRedemptiQg. (a) Notice of redemption having been given as provided in Section 4.5 of tms Ordinance, the Certificates or portions thereof called for rederaption shall become due and payable on the date fixed for redempdon and, unless the City delilults in its obligation to make provision for the payment of the principal thereof or accrued interest thereon, such Certificates or portions thereof shall cease 10 bear interest from and after the date fixed for redemption, whether or not such Certificates are presented and surrendered fur payment on such date. (b) lf the City shall fail to make provision for payment of all s\lDls due on a redemption date, then nny Certificare or portion thereof called for redemption shall continue to bear interest at the rate stated on the Certificaie until due provision is made for the payment of same by the City. Section 4.8. Conditional Notice of Redemption, The City re.serves the right, in Iha case of aa optional redemption pursuant to Section 4.2 herein. to give notice of its election or direction to redeem Certificates conditioned upon the occurrence of subsequent events. Such notice may smte (i) that the redemption is conditioned upon the deposit of moneys and/or authorized securities,. in an amount equal to the amount necessary to effect the redemption., with the Paying Agent/Registrar, or such other entity as may be authorized by law, no later than the redemption date, or (ii) that the City retains the right to rescind such notice at any time on or prior to the scheduled redemption date if the City delivers n certificare of the City to the Paying Agent/Registrar instructing the Paying Agent/Registrar to rescind the redemption notice and such notice and redemption shall be of no effect if such moneys and/or authorized securities are not so deposited or if the notice is rescinded. The Paying Agent/Registrar shall give prompt notice of any such rescission of a conditional notice of redemption to the offected Owners. Any Certificates subject to conditional redemption and such redemption has been rescinded shall remain Outstanding and the rescission of such redemption shall not constitute aa Event of Default Further, in the case of a conditional redemption, the failure of the City to make moneys aad or authorized securities available in part or in v.bole on or before the redemption date shall not constitute an Event of Default -18- SOMiJ.,..J LUB200'71018 Section4.9. Lapse of Payment. Money set a.side for the redemption of Certificates and remaining unclaimed by the Owners of such Certificates shall be subject to the provisions of Section J.J(l) hereof. ARTICLEV PAYING AGENT/REGISJRAR Section 5.1. Appointment of Initial Paying Agent/RegjstraT. The Bank of New York Mellon Trust Company, National Association, is hereby appointed as the initial Paying Agent/Regiscrar for the Certificates. Section 5.2. Oualifioatioas. Each Paying Agent/Registrar shall be a CCJ1IllIU$ial bank, • trust company organized unde, the laws of the State ofTc:xns, or other entity duly qualified and legally authorized to save ns and perform the duti .. and services of paying agent and registrar for lhe Certificates. Section S.3. Mainlajning Paying Agent/Registrar. (a) At all times while any of lhe Certificates are outstanding, the City will maintain a Paying Agent/Regis-lhat is qualified 11nder Section 5.2 of this Ordinance. The Mayor is hereby aulhorized and dire<:ted to e<ecute an agreement wilh the Paying Agent/Registrar specifying the duties and responsibilities of lhe City and the Paying Agent/Registrar in substantially the fonn presented al this m<eting, such form of agreement being hereby approved. The signature of the Mayor shall be attested by the City Secretary of the City. (b) If the Paying AgentlRegistrar resigns or otherwise ce~ to serve BB such, tbe City will promptly appoint a replacement. Section 5.4. IenninatioIL The City, upon not less than sixty (60) days notice, reserves the right to tennina!e the appointment of any Paying Agent/Registrar by delivering to the entity whose appointment is to be terminated written notice of such termination. Section 5.5. Notice of Change to Own,;rn. Promptly upon each change in the entity serving EIS Paying Agent/Registrar, lhe City will cause notice of the change to be sent to each Owner by United States mail, first class postage pn:paid, at the address thereof in the Register, stating the effective date of the change and the name and mailing address of the replacement Paying Agent/Registrar. -19- j084 l3v J LOD100n !OIB Section 5.6. Agreement to Perf9rm Duties and Functions. By accepting the appointment as Paying Agent/Registrar and executing the Paying Agent/Registrar Agreement, the Paying Agent/Registrar is deemed lo have agreed to the provisions of this Ordinance and that it v.ill perform the duties and functions of Paying Agenti\legistrar prescribed thereby. Section 5. 7. Delivery of Records to Successor. If a Paying Agenv'Registrar is replaced, such Paying Agent, promptly upon the appointment of the successor, will deliver the Register (or a copy thereof) and all other pcrtincnt books and records relating to the Certificates to the successor Paying Agent/Registrar. ARTICLE VI FOR.\! OF THE CERTIFICATES Section 6, I. Fgrm Generally. (a) Ibe Certificates, including the Registration Certificate of the Comptroller of Public Accounts of the State of Tex"", the Certificate of the Paying Agent/Registrar, and the Assignment form to appear on each of the Certificates, (i) shall be subslllntially in the form set forth in this Article, with such appropri!lte insertions, omissions. substitutions. and other variations as are permitted or required by this Ordinance, ond (ii) may have such lel:tels, numbers, or other marks of identification (including identifying oumbers and letters of the Cotnmittee on Uniform Secwities Identification Procedures of the American Bankers Association) and such legends and endorsements (including any reproduction of an opinion of coWLSel) thereon as, consistently herewith, may be determined by the City or by the officers executing mc:h Certificate:s, as evidenced. by their execution thereof. (b) Any portion of the text of any Certilicate, may be set forth on the reverse side thereof, with an appropriate reference thereto on the face of the Cenificates. (c) Ibe definitive Certificates, if any, shall be typewritten, photocopied, printed, lithographed, or engraved, and may be produced by any cambination of these methods or produced in any other similar manner, all as determined by the officers executing such Certificates, as evidenced by their execution thereof. (d) The Initial Certificate submitted to the Attorney General of the State of Texas may be typewritten and photocopied or otherwise reproduced. Section 6.2, Form of the Certificates. The form of the Certificates, including the form of the Registration Certificate of the Comptroller of Public Accounts of the State of Texas, the form of Certificate of the Paying Agent/Registrar and the furm of Assignment appearing on the Certificates, shall be substantially as follows: -20- .50341]11.] LUBl00..7lOJ8 (a) Form of Certificate. REGISTERED No. United Si,,n,s of America State of Texas County of Lubbock CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 20l0C INlEREST RA TE: MATURITY DATE: CERTIFJCA TE DATE: CLOSING DATE: % October l, 2010 REGISTERED $ __ _ CUSIP NUMBER: The City of Lubbock (the "City"), in the County of Lubbock, State of Texas, for value received, hereby promises to pay to or registei:ed assigns, on the Maturity Date specified above, the sum of ________ DOLLARS and to pay interest on such principal <U110unt from the later of the Closing Date speoified above or the most recent interest payment dale to Mlich interest has been paid or provided for until payment of such principal amount has been paid or provided for, at the per annum rate of interest specified above, computed on the basis of a 360-day year of twelve 30-day months, such interest to be paid semiannually on February 15 and August 15 of each year, commencing February 15, 2011. The principal of this Certificate shall be payable without exchange or collection charges in lawful money of the United States of America upon presentation and surrender of this Certificate at the corporate trust office in Dallas, Texas (the "Designated PaymenVfransfi:r Office")i of The Bank of New York Mellon Trust Company~ NotioMl Association, or, 'With respect to a successor Paying Agenl/Rqµstror, at the Designated PaymenVfransfi:r Office of sucli succeS!or. Interest on this Certificate is payable by check dated as of the interest payment date, and will be mailed by the Paying Agent>Registrar to the registered owner at the addn:.ss shown on the registration boob kept by the Paying Agent/Registrar or by such other customary banking arrangement acceptable to the Paying Agentffiegistror and the registered owner; provided, however, such registered owner shall bear all risk and expense.9 of such customary banking ammgemenl At the option of an Owner of at least $1,000,000 principal amount of the Certiftcateo, interest may be paid by wire transfer to the bank account of such Owner on file with ·21- 50B4l3v,3 LUD200f71018 tho Paying AgentlRegistrar. For the purpose of the payment of interest on this Certificate, the registered owner shall be the person in whose name this Certificate is registered at the close of business an the "Record Date," which shall be the last business day of the month next preceding such interest payment date. If the dare for the payment of the principal of or interest on this Certificate shall be • Saturday, Sunday, legal holiday, or day on which banking institutions in the city where the Designated Payrnenl/T ransfer Office of the Paying Agent/Registrar is localed are required or authorized by law or executive ruder to close~ the date for such payment shnll be the next succeeding day that is not a Saturday, Sunday, legal holiday, or day on which banking institutions are required or authori=I to close, and payment on such date shall have the same force and effect ns if made on the original date payrnenl was due. Th.is Certificate is one of a series of fully registered certificates specified in the title hereof issued in the aggregate principal ill!IOunt of $4 l ,Oll0,000 (herein referred to as the "Certifiootes''), issued pursuant to a certain onlinance of the City (the "Ordinance") for the purpose of paying contractual obligations to be incurred for authori=I public improvements (collectively, the "Project"), as described in the Ordinance, and to pay the contractual obligations for professional services of attorneys, financial advisors wui athc:r professionals in connection with lhe Ploject and the issuance of the Certificales. The City has reserved the option to redeem the Certificates matming on or after February 15, 2022, in whole or in part, before their respective scheduled maturity dates, on February 15, 2021, or on any date thereafter, at a price equal to the principnl amount of the Certificates so called for redemption plus accrued interest to the date flXed fur redemption. If less than all of the Certificates are to be redeemed pursuant to an optional redemption, the Certificates shall be redeemed in inverse order of maturity. If less than all of the Certificates within a maturity are to be redeemed, Certificates within such maturity shall be called by lot or other customary method that results in l'.l random selection of the Certificates, Notice of such redemption or redemptions shall be given by fi,st class mm!, posmge prepaid, not less than JD days before the date fixed for redemption, to the registered owner of each of the Certificates to be redeemed in whole or in part. Notice having been so given, the Certificales or portions thereof designated for redemption shall become due and payable on the redemption date specified in such notice; from and after such dale, notwithstonding that any of the Certificates or portions thereof so called fur redemption ,hall not have been surrendered for payment, interest on such Certificates or portions thereof shall cease to accrue. A• provided in the Ordinance, and subject to certain lirnitaticm5 therein set forth, this Certificate is transferable upon surrender of this Certificate for ttansfer at the designated office of the Paying Agent/Registrar "'°ith such endorsement or other evidence of transfer as is acceptable to the Paying AgenllRegistrar; !hereupon, one or more new fully registered Certificaies of the same stated maturity~ of authorized denominations, bearing the same rate of interest. and for the same aggregate principal amomrt "'1ill be issued to the designated transferee or transferees. The City, the Paying Agenl/Registrar, and any other person may treat the person in whose name this Certificate is registered as the owner hereof for lhe purpose of receiving payment as -22- S084llvJ LUB200nl018 herein provided (except interest shall be paid to the person in whose name this Certificate is registered on the Record Date) and for all other purposes, whether or not this Certificate be overdue, and neither the City nor the Paying Agent/Registrar shall be affected by notice to the contrary. IT IS HEREBY CERTIFIED AND RECITED that the issuance of this Certificate and the series of which it is a part is duly authorized by law; that all acts, conditions, and things to be done precedent to and in the issuance of the Certificates have been properly done and perfonned and have happened in regular and due time, form, and manner as required by law; that ad valorem taxes upon all taxable property in the City have been levied for and pledged to the payment of the debt service requirements of the Certificates within the limit prescribed by law; that. in addition to said taxes, further provisions have been made for the payment of the debt service requirements of the Certificates to be additionally payable from and secured by a lien on and pledge of the Net Revenues (as defined in the Ordinance) of the City's Waterworks System (the "System"), such lien and pledge, however, being (i) junior and subordinate to the lien on and pledge of the Net Revenues of the System securing the payment of Prior Lien Obligations (as defined in the Ordinance) currently outstanding and hereafter issued by the City and (ii) on parity with the lien on and pledge of the Net Revenues of the System securing the payment of the Previously Issued Obligations (as defined in the Ordinance) and any Additional Obligations (as defined in the Ordinance) hereafter issued; that in the Ordinance, the City reserves and retains the right to issue Prior Lien Obligations while the Certificates are outstanding without limitation as to principal amount or subject to any terms, conditions or restrictions other than as may be required by law or otherwise, as well as the right to issue Additional Obligations payable from and, together with the Certificates and the Previously Issued Obligations, equally and ratably secured by a parity lien on and pledge of the Net Revenues of the System; and that the total indebtedness of the City, including the Certificates, does not exceed any constitutional or statutory limitation. IN WITNESS WHEREOF, the City has caused this Certificate to be executed by the manual or facsimile signature of the Mayor of the City and countersigned by the manual or facsimile signature of the City Secretary, and the official seal of the City has been duly impressed or placed in facsimile on this Certificate. [SEAL] City Secretary, City of Lubbock, Texas S0841Jv.J Lue2oon101s Mayor, City of Lubbock, Texas -23- (b) Form of O,,l!ll)!rQUer's Registration Certificate. The following Comptroller's Registration Certificate may be deleted from the definitive Certificates if such certificate on the Initial Certificate is fully executed. OFFICE OF THE COMPTROLLER OF PUBLIC ACCOUNTS OFTHESTATEOFTEXAS § § § REGISTER NO. __ _ I hereby certify that there is on file and of m:ord in my office a certificate of the Attorney General of the Slate of T e."<llS to the effect that thls Certificate has been examined by him as required by law, that he f111ds that it has been issued in confor,nity with the Constitution and laws of the State of Texa.,, and that it is a valid and binding obligation of the City of Lubbock, Texas; and that thls Certificate has this day been registered by me. Witru,ss my hand and seal of office at Austin, Texas, _______ _ [SEAL] Comptroller of Public Accounts of the State of Texas (c) Form of Certificate of Paying Agem/Registrar. The following Certificate of Paying Agent/Registrar may be deleted from the Initial Certificate if the Comptroller's Registration Certificate appears thercoIL CERTIFICATE OF PA YING AGENT/REGISTRAR The records of the Paying Agem/Registrar show that the Initial Certificate of this series of Certificates wn,; approved by the Attorney General of the State of Texas and regi.,te,-ed by the Comptroller of Public Accounts of the State of Texas, and that thls is one of the C<:rtificatos referred to in the 'Within-mentioned Ordinance. Dated: -24-- S084l3Y.J LUS200/710LH The Bank of New York Mellon Trust Company, National Association as Paying Agent/Registrar By: Authorized Signatory (d) Fonn of Assignment. ASSIGNMENT FOR VALUE RECEIVED, the undersigned hereby sells, assigns, and transfers unto (print or typewrite name, address and Zip Code of transferee): ___________ _ (Social Security or other identifying nwnber: -~--~-------: the within Certificate and all rights hereunder and hereby irrevocably constitutes and appoints atromey to transfer the within Certificate on the books kept for registration hereof, with full power of substitution in the premises. Dated: NOTICE: The signature on this Assignment must correspond with the name of the registered owner as it appears on the face of the within Certificate in every particular and must be guaranteed in a manner acceptable to the Paying Agent/Registrar. Signature Guaranteed By: Authoriz.ed Signatory (e) The Initial Certificate shall be in the fonn set forth in paragraphs (a), (b) and (d) of this Section, except for the following alterations: (i) immediately under the name of the Certificate the headings "INTEREST RATE" and "MATIJRITY DATE" shall both be completed with the expression "As shown below'' and, the heading "CLOSING DATE" shall be completed with the date of delivery of the Certificates; and (ii) in the first paragraph of the Certificate, the words "on the maturity date specified above" shall be deleted and the following will be inserted: "on February 15 in each of the years, in the principal installments and bearing interest at the per annum rates set forth in the following schedule: Principal Installments Interest Rate (Infonnation to be inserted from schedule in Section 3.2 of the Ordinance) -25- 5084l3v.J LUB200nI0l8 Section 6.3. CUSIP Registration. The City may secure identification nwnbers through the CUSIP Service Bweau Division of Standard & Poor's, A Division of the McGraw-Hill Companies, New York, New York, and may authorize the printing of such nwnbers on the face of the Certificates. It is expressly provided, however, that the presence or absence of CUSIP nwnbers on the Certificates shall be of no significance or effect in regard to the legality thereof and neither the City nor the attorneys approving said Certificates as to legality are to be held responsible for CUSIP nwnbers incorrectly printed on the Certificates. Section 6.4. Legal Opinion. The approving legal opinion of Vinson & Elkins L.L.P., Bond Cowisel, may be attached to or printed on the reverse side of each Certificate over the certification of the City Secretary of the City, which may be executed in facsimile. Section 6.5. Bond lnswance. Information pertaining to bond inswance, if any, may be printed on each Certificate. ARTICLE VII SALE AND DELIVERY OF CERTIFICATES; DEPOSIT OF PROCEEDS Section 7 .1. Sale of Certificates; Ap_plication. (a) The Certificates are hereby officially sold to the Purchaser for a purchase price equal to the principal amount thereof pwsuant to the terms of the commitment issued by the Pwchaser in connection with the sale of the Certificates. It is hereby officially found, detennined and declared that the terms of this sale are the most advantageous reasonably obtainable. The Initial Certificate shall be registered in the name of the Purchaser or its designee. (b) All officers of the City are authorized to execute such documents, certificates and receipts as they may deem appropriate in order to consummate the delivery of the Certificates in accordance with the terms of sale therefor. (c) The obligation of the Pwchaser identified in subsection (a) of this Section to accept delivery of the Certificates is subject to such pwchaser being furnished with the final, approving opinion of Vinson & Elkins L.L.P., bond counsel for the City, which opinion shall be dated and delivered the Closing Date. Section 7 .2. Control and Delivery of Certificates. (a) The Mayor of the City is hereby authorized to have control of the Initial Certificate and all necessary records and proceedings pertaining thereto pending investigation, examination, and approval of the Attorney General of the State of Texas, registration by the -26- 508413d LUB200nJOl8 ComptroUer of Public Accounts of the State of Texas Bild registration with, and initial exchange or transfer by, the Paying AgenliRegistrar. (b) After registration by lhe Comptroller of Public Accounts, delivery of lhe Certificates shall be l'llll<le to the initial pun:hasers thereof under and subject 10 lhe general S1.1pervisi•n and direction of the Mayor, against receipt by the City of all amounts due to the City under the terms of sale. Section 7.J. Project Fund. (a) There is haeby established and created the "City of Lubbock, Texas, Tox and Waterworb System Surplus Revenue Certificare, of Obligation, Seri"" 2010C Project Fund" (the "Project Fund"), which shall be kept segregated and apart from other funds and aee-0unts of lhe City. (b) Moneys remaining in the Project Fund upon completion of the Project shall be applied as provided in Section 14.4. Moneys on deposit in the Project Fund shall be lljlplied solely to lhe pa)ment of lhe costs related to the isswmce of the Certificates and the costs of the Project in accordance with the applicable requirements of the Texas Water Code and the rules and regulations of the TWDB. Section 7.4. Deposit of P~. Proceeds from the sale of the Certificat<s shall be lljlplied to the payment of the costs of issuing the Certificores with the remainder deposited to the Escrow Fund (as defiaed in the Escrow Agreement) and, to the extent directed in writing by TWDB, to the Project Fund. Monies deposited to the Escrow Fund shall be awlied as provided in the Escrow Agreement. Section 7.5. Awroval of Escrow Agreement The Escrow Agreement, in substan:tially the form presented at this meeting, and the terms and provisions theteof, are hereby lljlproved, and its execution and delivecy by the Mayor, are heteby authorized and approved. Section 8.1. Investment§:, AR TI CLE VIII INVESTMENTS (a) Money in the Interest and Sinking, Escrow and Project Funds created by this Ordinance, at the option of the City, may be invested in su.cli securities or obligations as permitted under lljlplicable law, including specifically the Public Funds Investment Act, Chapter 2256, Texas Government Code Bnd shall be collateralized os provided by the Public Funds Collateral Ac~ Chapter 2257, Texas Government Code. (b) Any securities or •bligatiOil!i in which such money is so invested shall be kept and held in trust for the benefit of the Owners and shall be sold and the proceeds of sale shall be -27- S084l3v.3 LUIJ200l7l0l8 timely applied to the making of all payments required to be made from the fund from which the investment was made. Section 8,2. Investment Income. Interest and income derived from investment of the Interest w,d Sinking Fund and the Project Fund shall be credited ID such fund. ARTICLE IX PARTICULAR REPRESENTATIONS AND COVENANTS Section 9.1. Paw,en! of the Certificat91. On or before each Interest Payment Date "'1ri!e any of the Certificates are outstanding and Wipaid, there shall be made available to the Paying Agent/Regislrnr, out of the Interest and Sinking Fund, money sufficient to pay such interest on and principal of and interest on the Certifica!eS as will accrue or marure on the applicable Interest Payment Date or date of prior redemption. Section 9.2. Other fumresentations !IIld Covenants. (a) The City will faithfully perform, at all times, any aod all covenants, undertakings, stipulations1 and provisions contained in this Ordinance; the City will promptly pay or cause to be paid the principal of and interest on each Certificate on the dates and at the places and l1llllUler prescribed in such Certificate; and the City will, at the times and in the manner prescribed by this Ordinance, deposit or cause to be deposited the amounts of money specified by this Ordinance. (t,) The City is duly authorized under the laws of the State of Texas to issue the Certificates; Ml action on its part for the creation and issuance of the Certificates hos been duly and effectively taken; and the Certificates in the hands of the Owners thereof are and will be valid and enforceable obligations of the City in accordance with their terms. Section 9.3. Provisions Concerning Federal Jncome T1111 Exclw,ion. (a) General. The Cjty intends that the interest on the Certificates shall be excludable from gross income for purposes of federal income taxation pursuant to sections 103 and 141 through 150 of the lntemol Revenue Code of 1986, os amended (the "Code"), and the applicable regulations promulgated thereunder (the "Regulations"). The City covenants and agrees not to take any action, or knowingly omit to talce any action within its control, that iftakea or omitted, respectively, would cause the interest on the Certificates to be includable in the gross income, as defined in section 61 of the Code, of the holders thereof for purposes of federal income taxation. In particular, the City covenants and agrees to ccmply with each requirement of this Section 9.3; provided, however, that the City shall not be required to comply with aoy particular requirement of this Section 93 if the City hos received sn opiaion of notionally recogni,.ed bond counsel C'Counsel's Opinion') that such noncomplionce will not adversely affect the exclusion from gross iacome for federal income tax purposes of interest on the Certificates or if the City has received a Counsel's Opinion to the effect that compliance with some other requirement set forth -28- 50S4l3v.J LL'B200nt018 in this Se<:tion 9.3 will satisfy the applicable requirements of the Code, in which case complinnce with such other requirement specified io such CounsePs Opinion shall constitute compliance with the correspcnding requirement specified in this Sectioo 9 .J. (b) No Private Use gr Payment Hnd No Private L9'ID Financing. The City shall certify, through an authorized officer~ employee or agent, that,, billied upon all facts and estimates known or reasonably expected to be in existence on the date the Certificates are deliveied, the proceeds of lhe Certificates will not be used in a Dl2IIln<r that would cause the Certificates 1o be "private activity bonds" within lhe meaning of section 141 of lhe Code ilDd lhe Regulations. Toe City covenants and agrees that it will make such use of lhe proceeds of the Certificates, including interest or other investment income derived from Certificate proceeds, regulate the use of property financed, directly or indirectly, wilh such proceeds, and talce such other and further action as may be required i;o that the bonds will not be "private activity bonds" within the meaning of section 141 of the Code and the Regulations. (c) No Fedcn,J Guarann:. The City coverumts and agrees oot to take any action, or knowingly omit to take any action witWn lrn control, that, if taken or omitted, respectively, would cause lhe Certificates to be "federally guaranteed" within the meaning of S<'ction I 49(b) of the Code and the Regulations, c::iu:ept as permitted by section 149(b)(J) of rhe Code and the Regulations. (d) Certificates Are Not Hedge Bonds. Toe City covenants ond agrees not to take any action, or knowingly omit to take any action, and bas not knowingly omitted and will oot knowingly om.it to take ony action, within its control, thoJ, if taken or omitted, respectively) would cause rhe Certificates ro be "hedge bonds" within the meaning of seetion 149(g) of the Code and 1m, Regulations. (e) Ng-Artitrage Coverumt. Toe City shall certify, rhrougb. an authorized officer, employee or agent, that, based upon all facts and estimates known or reasonably expected ro be in existence on the date lhe Certificates are delivered, the City will reasonably expect that the proceeds of the Certificates "ill not be used in a manner that would cause the Certificates to be "arbitrage bonds" withio the meaning of section !48(a) of lhe Code ond the Regulations. Moreover, the City covenants and agrees lhat it will make such use of lhe proceeds of the Certificates including interest or other investment income derived from Certificate proceeds, regulate investtnen.ts of proceeds of the Certificntes, and tak.e such other and fim.her action as may be required so that the Certificates will not be "arbitrage bonds" within the meaning of section 148(a) of the Code and the Regulations. (f) Arbitrage Rebate. If the City does not qualify fur an exception to the requirerm:rits of Section 148(1) of lhe Code, the City v.ill take all necessary steps to comply wilh the requirement that certain amounts earned by the City on the investtnent of the 1.1gross proceeds" of the Certificates (within the meaning of section 148(f)(6XB) of the Code), be rebated to the federal government. Specifically, the City will (i) maintain records regarding the investment of the gross proceeds of the Certificates a.s may be required to calculate the amount earned on the investment of the gross proceeds of the Certificates separately from records of amounts on deposit in the funds and accoUDts of the City allocable to other bond issues of the City or moneys which do not represent grosa proceeds of any Certificate, of the City, (ii) -29- !l0841Jv.1 LUBZ00/71018 calculate at such times as are required by the Regulations, the amount earned from the investment of the gross proceeds of the Certificates which is required to be rebated to th• federal government, and (iii) pay, not less often than every fifth annive""'Y date of the delivery of the Cortificates or on such other dotes as may be permitted under the Regulations, all amount, required to be rebated to the federal govermnont. Further, the City will not indirecdy pay any amount otherwise payable to the federnl government purswmt to the foregoing requirements to any person other than the federal government by entering into any investment arrangement with respect to the gross proceeds of the Certificntes that might result in a reduction in the amount required to be paid to the federal government because such IIIT!lllgOment result. in a smaller profit or a larger loss than would have resulted if the arrangement had been at arm's leng1h and had the yield on the issue not been relevant to either party. (g) lnfunnation Reporting. The City covenants and agrees to file or cause to be filed with the Secretary of the Treasury, not later than the 15th day of the second calendar month ofter the close of the calendM quarter in which lhe Certificotes are issued, !lll information statement coru:eming the Certificates, all under and in BCCOrdance with section l49(e) of the Code and the Regulations. (h) Record Retention. The City will retain oil pertinent and material records relating to the use and expenditure of the proce,:ds of the Certificates until six years ofter the last Certificote is redeemed, OT such shorter period as authorized by subsequent guidance issued by the Department of Treasury, if applicable. All records will be kept in a manner that ensnres their complete access throughout the retention period. Fot this pmpose, it is acceplable that such records are kept either as hardcopy books and records or in an electronic storage and retrieval system, provided that such electronic system includes reascnable controls and quality assurance progmms that assure the ability of the City to retrieve and reproduu such books and records in the event of an examination of the Certificates by the Intemo.1 Revenue Service. (i) Registration. The Certificates will be issued in registered furm. (i) Continuing Obligation. Notwithstanding any other provision of this Ordinance, the City's obligotions under the covenant, and provisions of this Section 9.3 shilll survive the defeasance and discharge of the Certificates. ARTICLEX DEFAULT AND REMEDIES Section 10.1. Events ofDef!Ylll- Each of the follo\\t1ng occurrences or events for the purpose of this Ordinance is hereby declared to be an Event of Default: (i) the failure to make payment of the principal of <>r interest on any of the Certificates when the same becomes due and payable; or .J(). 5014 i3v .3 UJBl00/110 18 {ii) default in the perfonnance or observance of any other covenant, agreement, or obligation of the City, which default materially and adversely affects the rights of the Owners, including but not limited to their prospect or ability to be repaid in accordance with this Ordinance, and the continuation thereof for a period of sixty (60) days after notice of such default is given by any Owner t.o the City. Section 10,2, Remedies for )2efault. (a) Upon the happening of any Event of Delimit, then any Owner or an authorized representative thereof, including but not limited to a t,ustee or trustees therefor, moy proceed agmnst the City for the purpose of protecting and enforcing the rights of the Owner, under this Ordinance by mandHmus or other sui½ action or specinl proceeding iD equity or at Jaw in any court of competent jurisdiction for ony relief pem,itted by law, including the specific performance of WIY covenant or agreement contained herein, or thereby to enjoin any act or thing lhat may be unlawful or in violation of any rigbt of the Owners hereunder or any combination of such remedies. (b) It is provided that all such proc=!ings shall be instituted and maintained for the equal benefit of all Owners of Certificates then outstanding, Section l0.3, Remedjes Not Exclusive, (a) No remedy herein conferred or reserved is intended to be exclusive of any other ovmlable remedy, but each and every such remedy shall be cumulative and shall be in addition to every other remedy given hereWider or under the Cenificates or now or hereafter existing at law or in equity; provided, however, that notwithstanding any other provision of this Ordinancet the right to accelerate the debt evidenced by the Certificates shall not be available as a remedy under this Ordinance. (b) The exercise of ooy remedy herein confe=d or reserved shall not be deemed a waiver of any other available remedy, ARTICLE XI DISCHARGE Section I LL Discharge. The Certificates ma.y be defeascd, discharged or refimded in any manner _pennitted by applicable law, -31- 508413..-.3 LUB2007l011! ARTICLE XII CONTINUING DISCLOSURE UNDERTAKING Section 12. l. Annual Reports. (a) The City shall pro,ide annually to the MSRB, v.ithln six (6) months ofter the end of each fiscal year, financial infonnation and operating data with respect to the City of the general !)'pc included in the Application, being the information described in Exhibit A hereto. Any financial. statements so to be provided .shall be (i) prepared in accordance with. the ac<:oUDting principles described in Exhibit A hereto, (ii) audited, if the City commissions an audit of such statementa and the audit is completed within the period during which they must be pro~ded, and (iii) submitted through the EMMA, in on electronic format with nccompanying identifying information, as prescribed by the MSRB. If the audit of such financial statements is not complete within such period, then the City shoJJ provide notice that audited fuumcial statoments are not avnilable and shall pro_;de unaudited financial statements for the applicable fiscal year to the MSRB. The City shall provide audited ftrulDcial statements for the applicable fiscal year to the MSRB when and if audited financial statements become available. (b) If the City changes its fiscal year, it v.ill notify the MSRB of the change (and of the dete of the new fiscal year end) prior to the nelll date by which the City otherwise would be required lo pro~de financial information and operating data pursuant to this Section. ( c) The finaucial information and operating data to be provided pw.uant to this Section may be set forth in full in one or more documeru.s or may be included by specific referenced lo any document (including an official statement or other offering documen~ if it i, available from the MSRB) that theretofore has been provided to the MSRB or filed with the SEC. Section 12.2. Mitterial Event Notices. (a) The City shall notify the MSRB, in a timely manner, of any of the following events with respect lo the Certificates, if such event is material within the meaning of the federal secmities laws: (i) principal and inrerest psyment delinquencies; (ii) nonpa)menl related defaults; (iii) unscheduled. draws on debt service reserves reflecting financial difficulties; (iv) unscheduled draws on credit enhancements reflecting financial difficulties; (v) substitution of credit or liquidity providers, or their failure to perform; -32- 508413v.l LUB200f7l018 (vi) advenae tax opinions or events affecting the mx-exempt status of the Certificates; (>ii) modifications to rights of OWners; (viii) redemption cnlls; (ix) defeasances; (x) release, substitution, or sale of property securing repayment of the Certificates; and (xi) rating changes. The City will provide notice of such events to the MSRB in !ID electronic fonnat and accompanied by identifying infonnation, as prescribed by the MSRB. (b) The City shall notify the MSRB, in a timely manner, of any failure by the City to provide financial information or operating data in accordance with Section 12.l of this Ordinance by the time required by such Section. Section 12.3. Limitatio~ Djsclaimcrs and Amendments. (a) The City shall be obligated to observe and perform the coverumts specified in this Article for so long as, but only for so long as, the City remains W1 uobligated persoo" with respect to the Certificates within the meaning of the Rule, except that the City in any event will give notice of any redemption calls and any defe:nsB.llCe:s that cause the City to be no longer nn J.<obligated person." (b) The provisions of this Article are fur the sole benefit of the Owners Wld beneficial owuers of the Certificates, and nothing in this Article, express or implied, shall give any benefit or any legal or equitable righ~ remedy, or claim hereunder to nny other person. The City undertakes to provide only the fillWlcial information, operating data, finnncial statements, and notices which it has expressly agreed to provide pursuant to this Article and does not hereby undertake to provide any other information that may be 1elevunt or material to a oomplete presentation of the City's financial results, oondition, or prospects or hereby widertake to update any infonnation provided in accordance with this Article or otherwise, except as expressly provided herein. The City does not make any representation or '-¥8J'I'8nty concerning such infonnation or its usefulness to a decision to invest in or sell Certificates at any future date. UNDER NO CIRCUMSTANCF,S SHALL 1HE CITY BE LIABLE TO TilE OWNER OR BENEFICIAL OWNER OF ANY CERTIFICATE OR ANY OTIIER PERSON, IN CONTRACT OR TORT, FOR DAMAGES RESULTING IN WHOLE OR IN PART FROM ANY BREACH BY THE CITY, WHETHER NEGLIGENf OR WITHOUT FAULT ON ITS PART, OF ANY COVENANT SPECIF!ED IN IBIS ARTICLE, BUT EVERY RIGHT AND REMEDY OF ANY SUCH PERSON, IN CONTRACT OR TORT, FOR OR ON ACCOUNT OF ANY SUCH BREACH SHALL BE LIMITED TO AN ACTION FOR MANDAMUS OR SPECIFIC PERFORMANCE. .33 • .3DIWDvJ LUB20Cl/7l018: (c) No defoult by the City in observing or performing its obligalions Uildo-r this Article ,hall constitute a brench of or default Uildo-r the Ordinance for pmposes of any other provisions of this Ordinance. (d) Nothing in this Article is intended or shall act to disclaim, waive, or otherwise limit the duties of the City under federal and state securities laws. (e) The provisions of this Article may be amended by the City from time to time lo adapt to changed circumstances that arise from a change in legal requirements~ a change in law, or a change in the identity, nature, status, or type of operations of the City, but onJy if (i) the _provisions of this Article, as so am.ended, would have permitted an underwrit-er to purchase or sell Certificates in the primary offering of the Certificates in compliance with the Rule, taking into accmmt any amendments or interpretations of the Rule to the date of such amendment, as well as such changed circumstances, and (ii) either (A) the Owners of a majority in aggregate principal amount (or any greater amount required by any other provisions of this Oroinance that authoriw.; such an amendment) of the outstanding Cenificates consent to such amendment or (B) an entity or indi,idual person that is unaffiliated with the City (such as nationally recognized bond coW1Sel) determines that such amendment will not mnterially impair the interests of the Owners and beneficial owners of the Certificates. If the City so amends the provisions of this Article, it shall include with aoy amended fmancial information or operating data next prov:ided in accordance with Section 12.1 fill explanation, in narrative form, of the reasons for the amendment and of the impact of any change in type of financial information or operating data so prov:idcd. ARTICLE XIII AMENDMENTS; ATTORNEY GENERAL MODIFICATION Section l 3.1. Amendments. This Ordinance .shall constitute a contract with the Owners, be binding on the City, and shall not be amended or repealed by the City so long as any Certificate remains outstanding except cu permitted in this Section. The City may1 without consent of or notice to any Owners. from time to time and at any time, amend this Ordinance in any manner not detrimental to the interests of the Owners, including the curing of any ambiguity, inconsfs-tency, or formal defect or omission herein. In addition. the City mar~ v.ith the written eoru;cnt of the Owners of the Certificates holding a majority in aggregate principal amount of the Certificates then outstanding, amend, ndd to, or rescind any of the provisions of this Ordinance; provided that, v.ithout the consent of all Owners of outstanding Certific.ntes, no such amendment, addition, or rescission shall (i) extend the time or rimes of payment of lhe principal of and interest on the Cenificales, n:duce the principal amount thereof, the redemption price, or the rate of interest lhereon, or in any olher way modify the terms of payment of the principal of or interest on the Cenificates, (ii) give any preference to any Certificate over any other Certificate, or {iii) reduce the aggregate principal amount of Certificates requi,,:d to be held by Owners for consent to any such amerulrnent,. addition, or re~ission. -34- S08411v.3 LUB70CL'7l018 Section 13.2. Attorney General Modification. In order to obtain the approval of the Certificates by the Attomey General of the Stale of Texas, any provision of this Ordinance may be modified, altered or amended after the date of its adoption if required by the Attorney General in connection with the Attorney General's examination as to the legality of the Certificates and approval thereof in accordance with the applicable law. Such changes, if any, shall be provided to the City Secretary and the City Secretary shall insert such changes into this Ordinance as if approved on the date hereof. ARTICLEXN SPECIAL PROVlSlONS RELATING TO THE TEXAS WATER DEVELOPMENT BOARD Section 14.l. Application of Article XN. The provisions of this Article .5hall apply so long as the Certificates, or any of them. are owned by the TWDB. Section 14.2. Covenant l2 Abide v.jth Rules. Toe City will abide with all applicable laws of the State ofT exas and Rules of th,, TY/DB relating to the loan of funds evidenced by the Certificates and the Project. Section 143. Tax Covenant The City will not take, or omit to take, any action which B:Ction or omission would adveraely affect the excludability for federal income tax purposes of interest payable on the Certificates or on any series of bonds issued by the lWDB. Se<:tion 14.4. Final Accounting. Upon completion of the Project, the City shill! render• final accounting of the cost of the Project; and, if the totnl cost of the Projec~ as finally completed, is less than originally estimated, so that the proper share of the participation of the TWDB in the Project is reduced, the City shall return to lhe TWDB the amount of such excess to the nearest multiple of the denomination of the Certificates, whereupon the TWDB ,hall can«:I and return to the City a like amount of said Certificates held by the TWDB. Toe Certificates to be canceled and retwned shall be chosen in inverse order of maturity. Toe remainder of ,uch excess (an amount less than $5,000) shall be deposited into the Interest and Sinking Fund. Section 14.5. Annual Audit Reports. The City shall provide to the Executive Administrator of TWDB, without necessity of a writren request therefor, a copy of the City's annual audit report within 180 days after the end of the City's fiscal year. -35- S084Uv.3 LUB200ril0Hl Section 14,6, Maintenance and Operation -Insurance, The City hereby covenant, and agrees that the System shall be rnaintcined in good condition and operated in an efficient manner and at reasonable cost. So long as nny of the Certific,11:es are outstanding, the City agrees to obtain and maintain casualty and otheT insurance on the System of a kind and in an amount sufficient to protect the TWDB's interest in the Project. Nothing in this ordinance shall be con;trued as requiring the City to expend any funds which are derived from sources other than the operation of the System but nothing herein shall be constmed as proventing the City from doing so, Section 14,7, Envirgnmentaj lndemnificatign, Proceeds of the Certificates shall not be used by the City when sampling, testing, removing or disposing of contaminated soils and/or media at the project site. The City agrees to indemnify, hold harmless and protect the TWDB from any and all claims, causes of action or damages to the pmon or property of third parties arising from the swnpling, analysis, transport, storage, treatment and disposition of any contaminated sewage sludge, contaminated sediments and/or contaminated media that may be generated by the City, its contractors, consultants, agents, officmls and employees as a result of activities relating to the project, to the extent permitted by Jaw. Section 14.8, Accmate Records and Accounts. The City agrees to maintain current, accurate and complete records and accomcts necessmy to demonstrate compfom.ce v.-ith legal and contractual provisions related to the financial assist!lnce provided by the TWDB. Section 14.9. Approved Water Conservation Program. The City agrees lo implement a wnter conservation program approved by the TWDB until all financial obligations to the State of Texas have been discharged. Section 14.JO. CgmpliW1Ce »ith Enyjronmentaj ~on. The City agrees to comply with the environmental detennination of the Executive Administrator of the TWDB. ARTICLE XV EFFECTIVE IMMEDIATELY Section 15.1, Effective Imrnedjately. Notwithstanding the provisions of the City Charter, this Ordinance shall become effective immediately upon its adoption at this meeting pursuant ta Section 1201.028, Texas Government Code, -J6- 508413\1.3 LUB200/710lS PRESENTED, FINALLY PASSED AND APPROVED, AND EFFECTIVE on the 16th day of September1 2010, at a regular meeting of the City C.Ouncil of the City of Lubbock, Texas. TOM MARTIN, MaYor ATTEST: [SEAL] APPROVED AS TO CONTENT: By: ANDY BU CHAM, Chief Financial Officer APPROVED AS TO FORM: By: Signature Page for Order for Issuance 5084/Jv./ lUB200fl1018 Ordinance No. 2010-00073 EXHIBIT A DESCRIPTION OF ANNUAL DISCLOSURE OF FINANCIAL INFORMATION The following infonnation is referred to in Article XII of th.is Ordinance, Annual Financial Statements and Operating Data The financial infonnation and operating data with respect to the City to be pro,.ided annually in accordance with such Article are as specified below: 1. The nudited financfol statements of the City far the most recently concluded fiscal year, 2, Statistical wtd firumciaJ data 1<ith respect IO the City of the general type included in 1he main text of the Application. Accounting PrinciplH The accounting principles referred to in such Article are the acrowiting principles described in the notes to the financial statements rcfem:d to in Paragraph I above. A-I SO!MIJv,3 LUB200nJill8 TRANSCRIYf OF PROCEEDINGS VOLUME TWO pertaining to CITY OF LUBBOCK, TEXAS $8,840,000 GENERAL OBLIGATION BONDS SERIES 201 0A CITY OF LUBBOCK, TEXAS $15,320,000 GENERAL OBLIGATION BONDS TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PA YMENf) $48,955,000 TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 2010A $96,540,000 TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION TAXABLE SERIES 2010B (BUILD AMERICA BONDS-DIRECT PAYMENf) US 238630v.1 Delivered: February 4, 2010 VINSON & ELKINS ATTORNEYS AT LAW 3700 Trammell Crow Center 2001 Rol!i Avenue Dallas., Teus 75281-2975 Tehpbone: (214) 120.7700 No Text • ' ' ' CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 2010A AND TAXABLE SERIES 2010B (BUILD AMERICA BONDS-DlRECT PA YMENI) AND CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS SERIES 2010A AND TAXABLE SERIES lOJOB (BUILD AMERICA BONDS-DIRECT PAYMENT) TABLE OF DOCUMENTS DOCUMENT L ELECTION DOCUMENTS LI Certified Ordinance Calling Bond Election 1.2 Affidavit ofP051ing Notice of Election 1.3 Affidavit of Publication l.4 Certified Resolution Canvassing Election Result., 1.5 DOJ PrecleBl'llllce Letter II. BOND DOCI!MENIS IABN'O, I 2 3 4 5 2.1 Certified Resolution Authorizing Publication of Notice of Intent to 6 Issue Certificates end Bonds 2.2 Affidavits of Publication 7 2.3 Certified Ordinance Providing for the Issuance of the Certificates 8 2.4 Pricing Certificate Relating to the Certificates 9 2.5 Certified Onlinance Providing for the Issuance of the Bonds IO 2.6 Pricing Certificale Rel!lling lo the Bonds 11 2. 7 Paying Agent/Registrar Agreement for the Certificates 12 2,8 Paying Agent/Registrar Agreement for the &nds 13 ,. DOCUMENT TAB NO. 2.9 Preliminary Official Statement 14 2.10 Official Statement 15 2.11 Purchase Contract for Certificates 16 2.12 Purchase Contract for Bonds 17 2.13 Specimen Bonds 18 2.14 Specimen Certificates 19 III. CERTIFICATES, LETTERS AND RECEIPTS 3.1 General Certificate 20 3.2 Attorney General/Comptroller Instruction Letter 21 3.3 Federal Tax Certificates -Bonds 22 3.4 Federal Tax Certificates -Certificates 23 3.5 Form 8038-G and Evidence of Transmittal 24 3.6 Receipts and Delivery Certificate of Paying Agent/Registrar 25 3.7 Rating Letters 26 ' 3.8 Certificate Pursuant to Bond Purchase Contract 27 3.9 Certificate Pursuant to Certificate Purchase Contract 28 3.10 DTC Registration Verification 29 ' IV. OPINIONS 4.1 Opinions of Bond Counsel (including qualification as Build America 30 Bonds) -Bonds ' 4.2 Opinions of Bond Counsel (including qualification as Build America 31 Bonds) -Certificates 4.3 Supplemental Opinions of Bond Counsel -Bonds 32 4.4 Supplemental Opinions of Bond Counsel -Certificates 33 4.5 Opinions of Underwriter's Counsel 34 -2- US 236254v.l No Text ' ' ' ' ' DOCUMENT TAB NO, 4.6 Opinions of Attorney General 1111d Comptroller's Registtation 35 Certificates -Bonds 4.7 Opinions of Attorney General end Comptroller's Registrstion 36 Certificates • Certificates 4.8 Opinion of City Attorney-Bonds 37 4.9 Opinion of City Attorney• Certificates 38 .3. No Text ' Pleaae attach this Addendum to the copies of llre Official Statement in }'OMr possession and forward to the parties ID whllt11 you have prniously delivered copies of such Official Statement, ADDE."IDUM TO OFFICIAL STATEMENT DATED JANUARY 21, 2010 Relating to: CITY OF LUllBOCK, TEXAS $8,840,000 General Obllgodoo Hoods, Seri .. 2010A 515,310,000 Generol Obligalion lkiuds, Taxable Serles 10l0B (Bulid America Booda -Dln:ct Payment) 54ll,955,000 Tax Bod Waterworks Syatem Surplus Revanae Certificat,. ofObllgatton, Series lDlDA $96,§401000 Tu an.d Watenvotk:s System SurplllS Revenue Certlficates of ObligatloD, Taxable Series 2010B (Build America Bonds -Direct Payment) Plea."le be .advised 1hat the above refi-"'renc:ed Official Si.atement he., been supplemented as follows: Page 47: The section capti<>oed "OTHER INFORMATION -INVESTIGATIONS RELATING TO CITY'S HEALTIIINSURANCE ADMINISlRA TOR" is hereby n:vised by the addition of the underlined language below and " sh.all JCad in its entirety as follows: INVESTIGATIONS RJ:LATING TO CITY'S HEALIB INSURANCE ADMINISTRATOR In 2006, the City hi=l oo outside iodependoot auditing company, Beoalit Plan Partners, a California compooy (the "Auditor"), to cooduct an audit ofits CO:l'ltnlct (the "Admm.istration Contract'') with its then current health insunmce administrator, American Admini'iitmtive Group, Inc. ("'AAG''). The" Administration Coo.tmct provided far AAG's administration of all City employee claims on the City )s self-insured health iosurance. The Aud.Jtor found numerous possible overcharges ond errors by AAG during the term of the Adminimation Contract. including ovcrcbatges possibly Wing from unmithorized co.trllJU1"sions taken by AAG and ~sible payments to A.AG by phammcies as rehiltcs, Toe outside Aud.Jtor estimated the aforementioned errors and overcharges to be approximately $2 million. The Administration Contract terminated by ill own tmns in Dece.mber 2006, and AAG bas ceased to administer any clailll!:l for the City. The City has.hired another l:birdparty administrator to admini5lCtthe nm-out claims that accrued prior to December 2006. The City selected Blue Cross Blue Shield to be the City's .new health insurance ad.ministrator begiooiog Jaowuy 2007, In MllJ'Cb 2007. the City filed I.Ill application with the State district court to compel AAG to preseJ'\'e and provide docummtation relnting to the.Administration Contract and cln:ims submitted by City employees during the tenn of the Administration Contmcl It is the in.teot of the City to utilize such documenbtioo. to complete the audit by Benefit Plan Partners of its contract with AAG to determine whether BDY :further overcharges have ocrum:d, Toe trial courtaever issuedanlling as to the City's application and instead referred the mattertoarbib-alion. The City , will continue to purrue the documents and e.ay damages it may be entitled in the arbitration. AAG also sued the City forda.mages to its business in the amount of$4501000. Arbltrotion has been scheduled lo these matters for March.- April 2010. lo. an attempt to obtain the necessary docwnents to conduct the audit1 the City attempted to obtain the necessary documents directly from Covenant Hea]th System. Covenant was unsure it could release the documents to the City as it opined such could be a violation of the Health Insunm.ce Portability aod Accountability Act("HIPAA"). The City filed a declara.tozy judgment action in federal court against Covenant seeking a dechmUicm. as to whether Covenants release of these docwnents violBled. the mPAA. HealthSmart intervened in the: lawsuit presllIDf:lbly in an a.ttempt to prevent the release of the documeo.ts, Toe matter is still pending, No damages .are being sought by any party in the suit No Text ' ' ' • Anathm lawsuit has been filed by A.AG agaiost Lee Ann Dumbauld, City Manager; Soott Snider1 .Assistant City Manager; Leisa Hutcheson, City Risk Manager; and David Miller. former Mayor, The lawsuit arises from the City's selecting Blue Cross as its new third party admioistrotor iruaead of AAG. The City employees were sued for civil conBpiracy, misappropriation, tortious interfereoce with existing and prospective CODllacts, business disparagement; and defamation. The City is providing a defense for1he employees and is seeliag motley from Travelers. lnsumnce. Travelers Insurance is disputing this. Even though the City employees have counter suited the plaintiff, the City is only paying for the defense of the lawsuit against the employees, The City is aware thn.r fedeml auJ.horitics, including lhe Federal Bureau of Investigation. have conducted investigations with respect to matten relating to AAG, The Parker Group (the parent company of A.AG), I.be Administration Contract, and the selection by the City of Blue Cross Blue Shield M its health imauraoce administrator. On May 14; 200S, a search warrant issued by the U.S. District Court for die Northern District ofTelil.J Lubbock Division required that FBI agents search and seize vmiollB written and electronic records of the City relating to these .matters. No subpoenas at this time have been directed at, or issued to, the City in regards 1.Q these .iDvefflgations, The City beUeves these investigations ere oogoing. On February 2, 2010, rhe City Attorney's office received a 1ettel' from City Council M,ombcr John )Y, l,~QQ!![d, m·, uttomcy iof onning the City that Co!mgil Mombor l.eonard "has become aware that be may be part of the federal investigationre)ating lot.be City of I,ubb<x;k's di,!pute with AAG and The Po,;l<er Gnivi>," Thi, addeodwn i,, dated February 4, 20!0. No Text OFFICIAL STATEMENT DATl:DJANUARY 21. 2010 In the opinion of Bond Cowisel, Wider existing law, the interest on the Series 2010A Bond!i will be excludable from gross income for fedeml income tax purposes, subject to the mailers described in 'TAX MATTERS TAX EXEMPTION OF SERIES 2010A BONDS AND SERIES 20IOA CERTIFICATES" below and. is not a specific prefercnt:e item or included in a colJ)Oration's adjusied cumnl earnings for purposes of lhe allernaliw mininwm tax. See MT AX MATTERS -TAX EXEMYTlON OF SERIES 2010A BONDS AND SERIES 2010A CERTIFICATES" for a discussion of the opinion of Bond Counsel. 0 Interest on the Series 201 OB Bonds is not excludable from ~ income for federal income tax purposes. Sec "TAX MATTERS -SERIES 20 I OB BONDS AND SERIES 2010B CERTIFICATES" ha-c:in. 0 D , ) ) Nt:W ISSUE: 8{)(.lK-ENTRV-ONLY ()amt; Date or Ddtnry IU TINGS: Moody', lnvestun Sc.oitt, Inc. "Aa3" StB11d1nl & l"oor·1 RatiapSffi'lto "AA+" ficcll Radogs .. AA!' See "OTHER INFORM/\ TION -RA TINGS" herein. CITY OF LUBBOCK, TF-XAS $8,340.0Q() GENER-U,·OBLIGATION BONDS. SERJES ?OIOA $J5'J20,000 GENERAL OBLIGATION BONDS, T A...'tABJ...E SERIF .. ~ 2010'5 (8UILD A.MERICA BONDS -DIRECT PAYMENT} Dae: February 15. u shDWD herein Principal of and interest on the $8,840,<m City of Lubbock. T~as. Gena-al Oblil!lllion Bonds, Series 2010A (the «series 2010A Bonds") 111d the $15,320,000 Gena-al Obligarion Bonds, Taxable Series 2010B (Build America Bonds-Direct Paymt:lll)(lhe "Series 2010B Bonds", and collectively wilh the: Series 20\0A Bonds, the "Bonds") issued by the City of Lubbock., Texas (lhe "Ci1y") are payable by The Bank of New Yoit. Mellon Tiust Company, Natiooal ~illlion, Dallas, Texas (the WPaying Agait/Rcgis1rat"). The Bonds are initially rqistellld and deliv~ only to Cede & Co., the nominee of The Depo,itory Trust Company ("OTC'") pul'SUllllt ID the Book-Enoy-Only System described herein. Beneficial owncoh.ip of lhe Bonds may be iw:quillld in denominarions ofSS,000 or integral multipll:5 thawf. No ph)'liral deli~ry oft!le Bondi wW be 11111de to Ille beodlidal ownen lhereul. Principal of1111d inrerest OIi. the Bonds will be payable by lhe Paying Agern/Rc::gisttllr to Cede & Co .• which will mate distnbution of the amounts so paid to the beneficial owners oflhe Bon~ See1lfEOBLIGATIONS-BOOK-ENTRY-ONLY SYSTEM" herein. lno:rtst on IN: .Bonds will be celculllled on lhe basis ofa 3<i0- day year consisting of twelve JG-day monlh!I. will accrue from their date or delivery, and is payable:: on February 15 and August 15 or each year, mmmendng February 15, 2011, until maturity or earlier redemption, ID the regis~~ owners (initially Cede & Co.) appearing on the regisblltion books of lhe Paying Agenl/Regisnr on lhe last business day of the month preceding eech inlereSt payment dale (the "Record Date") (sec '"THE OBLIGATIONS - DESCRIPTION OF THE OBLIGATIONS"). 1111: BoDds are subj~t to optional m!cmption prior lo their scheduled maturities at the option of the City (see "THE OBLIGATIONS -REDEMPTION -Optional Redemption"). The Tmn Bonds (as defined hcrc:in) arc subject to mandalDry sinkiDB fund redemption as described herein (sec "'THE OBLIGATIONS -REDEMPTION -Mandatory Redemption"). In addition, lhe Series 2010B Baim iR subject to extraoniinaty optional rt:dt:mption prior to thelr scheduled maturities (see .. THE OBLIGATIONS -REDEMPTION -Extraadinary Optio1111l Rmemption"). The Bonds con.~illlte dircci obligations of lilc City dnd are payable: fiom lhe pmceeds of a continuiDB, di11;e1 11mual ad v11lunm1 ta~ 1,:Yied within the.: limits prescrib.:d by law. againsr all 19.\able property wilhin the City. The AlrienCM Recovery a,id Reinvcs1me1u Aet of 2009 (th~ "Rl!OJvery Act'11111thorizes the Ciry ID issue taxable oblipriom known as "811ild America Borwb'' to .finance capiull cxpcnd1tures d11l1 oou1d be financed with !he i:.suan~ of w.-e,:t.-mpi. bcluds and w elect to r~eivea subsidy pa~nt from rhe fu1kral govert1meAt equal io 35o/o1'f the :unow,1 of cacb intenes4 pil)TOeflt 011 such lax3ble hoods.. The City will issue all of die Series 20108 8oooh RS obliprions that are not obligations de:icribed in ser.tion 103(11) oflbe lnt1..-mal Revenue Code{lile "Code") and the i11tcrcs1 or\ which is no( eii:clurlable fro1n gross income for fcdi:tal income w: ruq,,.i~. Th~ available subsidy ror the Series 2010B 8o1\ds \llo,iJJ Ix ~id 101iu: City. No h\"'llder$ of Series 20100 Bonds are eolitlc::d to such payment orlO rccelV( ll w ~redil wi1h re:spe<:1 to lhc: Senes 20100 Elonds. Sec "THE OBLiOA TIONS -DESIGNATION OF SERIES 2010B BONDS AND SERIES 2010B CERTIPICATES AS BUILD AMERICA BONDS.~ The Bonds are issued pursuant to the Constitution and general la~ of the Slillc ofTeus, particularly Chapter 1331 and IJ71, Teus Go-temment Code, as amended, elections held in lhe City on May 15, 2004 and November 3, 2009, and an ortlinana: adopted by the City Co1111cil (the "Bond O!dinance"). The Series 2010A Bonds and the Series 20I08 Bonds ere. being offen;,d by die City concurrmtly with the ''City of Lirhboek, Tew, Tex and WaleTWOrk:s System Surplus Revenue Cc:rtificaits ofObligarion, Series 2010A'' (the "Series 2010A Certificates") and the "City of Lubbock, Teu.s, Tax and WBICTWO!b System Surplus Revenue Certificates of Obligation, Taxable Series 20 !OB (Bv.ild America Bonds -Direct Payment)" (IN: "Series 2010B Certificaits" 1111d colleaivcly, with the· Series 2010A Cc:rtif1cates, I.hi: "Certificates") and such Bonds 811d Certificates arc hen:inafter somecil11C5 rcfem:d to collectively as the "Obligations." The Series 2010A Bonds.. the Series 20108 Bonds, the Series 2010A Certificates and the Series 1010B Certilicab:s BR xparatc:: 811d distinct securities offcrinp and eech such 01Terin1 is being issued and sold independently excq,t for the Olticial Slldement. and while each offai"I shares ci:rtein common c1rtributes, each issue is ieparatc from t.hi: other and ~ould be reviewed and 11t1alyzcd indepc:ndcntly, including without limitation the type: or obligation being offen:d, ils tc:nns for payment, me security fur ilS payment. wid the rights of the holdcr.i. The Bonds are olTcn:d when, as and if issued, .subject to the approv.ing opinion of the Attorney General of the Staie of Texas and the opinion of Vin10n & Elkins L.L.P., Bond Counsel, Dallas, Texas. Certain legal mattcB will be passed upon fur the undc::nmtc:rs named belOllf (the "Underwriter.1'') by their counsel, McCall, Pmhum & Horton L.L.P., Dallas, Texas. See ''OTHER INFORMATIOJ', -LEGAL MATTERS." Delivery of the Bonds lhrough The OepositOf}' Trusl Company, ts expecud to l;,c: on or about February 4, 20 I 0. Hutchinson, Shockey, Erley & Co. Morgan Keegan & Company, Inc. fintSouthwest J.P. Morgan Southwest Securirift l Maturi!% 20ll 2012 2013 2014 2015 2016 2017 2018 2019 2020 PRINCIPAL AMOUNTS, INTEREST RATES AND PRICES CUSIP PreliI: 549188 $8,840,000 General Obligation Bonds, Series 2010A (Due February 15) Principal Interest Offering Suffix Principal Interest Offering Suffix Amount Rate Yield tal NOL (b) Maturi!% Amount Rate Yield tal Nos. Q!) (c) s 445,000 2.000% 0.700% EV8 2021 (c) s 170,000 3.500% 3.680% 910,000 2.000% 0.880% EW6 2022 (c) 175,000 3.700% 3.810% 935,000 3.000% 1.230% EX4 2023 (c) 180,000 3.750% 3.910% 960,000 3.000% Ui00% EY2 2024 (c) 190,000 3.875% 4.010% 990,000 4.000o/o 2.030% FZ9 2025 (c) 195,000 4.000o/o 4.120o/o 1,030,000 4.00()Q/o 2.480% FA3 2026 (c) 205,000 4.000% 4.190% 1,075,000 3.000% 2.800% FBI 2027 (c) 215,000 4.125% 4.260o/o 150,000 3.250o/o 3.080% FC9 2028 (c) 225,000 4.200o/o 4.320% 155,000 3.625% 3.350o/o FD7 2029 (c) 230,000 4.250% 4.390% 165,000 3.750% 3.540% FE5 2030 (c) 240,000 4.300% 4.450% (Interest to accrue from the date of delivery) S15,310,000 General Obliglltton Bonds, Tauble Series 1010B (el (Bu.ild America Bonds -Dired Payment) $7,355,000 Serial Bonds (Due February 15) Initial CUSIP Principal Interet Offering Suffix Maturi~ Amount Rau: Yield ~al Nos.~~ 2018 s 955,000 4.442% 4.442% FR.6 2019 985,000 4.542% 4.542% FS4 2020 (c) 1,015,000 4.742% 4.742% FTI 2021 (c) 1,045,000 4.892% 4.892% FU9 2022 (c) 1,080,000 4.992% 4.992% 'fV1 2023 (c) 1,120,000 5.242% 5.242% FWS 2024 (c) 1,155,000 5.342% 5 . .342% FX3 $7,965,000 6.032% Term Bonds Due February 15, 2030, Priced at Par, CUSIP Suffix No.: FYI (a) (b) (c) (d) (Interest to accrue from the date of delivery) (a) The initial yields will~ establi.slaed by and are !he mle responsibility of Ille UndetwritenJ, and may 51lbsequeutly ~ changed. Yield is dcurmilled IU of lhc call date. (b) CUSIP numbcn have been assigned. to the Bonds by S111ndaro and Poor's CUSIP Setvice Bureau, a Division or The McGraw-Hill CompaniH, Inc., and an:: included solely !'or the CODYa1ieuce of !he regi,tcmi owncn of lhc Bonds. Neilher the Chy, the Financial Advisor. nor the UndetwritenJ are resportsible for the selec:tion or~~ Qfthe CUSIP number&~ forth be~. ( c) The Bonds .ma111rh1g on Febnwy IS, 2020 and ~ are subjea to redemption, at Ille option or the City, at par value thei:cof plUJ acctued intetest to rhe dale-of n:dm\ption, on Fe'brua!y 15, 2019 or any dale 1hereaftet {see wTilE OBLIGATIONS -REDEMPTION - Optional Redemption"). (d) The Tenn Bonds (.u deflped herein) are Sllbject Ill mandatmy sinking fund Ridffll!llion as dciaibcd hen:ln (a:B "'THE OBLIGATIONS~ REDEMPTION -MIU1dalory Redemption'), (e) Toe Serles l0108 Bondii ~ also subject lo ~traordi11111Y opciQolll red£mptioo (lee '"THE OBLIGATIONS -REDEMPTION - Exmum,linary Opri0nal RedemptiOD''). FF2 FGO FHS FJ4 FKI FL9 FM7 FNS FPO FQS 0 0 0 0 C C C C: C C C 0 J , , OFFICIAL STATEMENT DATED JANUARY ll, 2010 In the opinion of Bond Coumel, under existing law, lhe interest on the Series 201 0A Certificales will be e1tcludable from groe.5 income for federal income IJIX purposes, $Ubject to the mlltters described in "TAX MATTERS -TAX EXEMPTION OF SERIES 2010A BONDS AND SERIES 2010A CERTIFICATES" below and is oot a specific prefun:occ iccm or included in a corporation's adjusted cunent earnings for purposes of the alternative minimum tax. See "TAX MATTERS-TAX EXEMPTION OF SERIES 2010A BONDS AND SF.RIES 2010A CERTIFICATES" for a discussion of che opinion of Bond C:OW1Sel. Interest oo the Series 2010B Certificates is not excludable from gross income for federal income IJIX purposes. See ''TAX MATTERS -SERIES 20108 BONDS AND SERIES 20108 CERTIFICATES" herein. NEW ISSUE: BOOK-ENTRY-ONLY Dated: Date or Delivery RA.TINGS: Moody's lDveston Sen1ce, Joe. "AaJ" Smndard &. Poor't Rating& Sen-ices "AA+" Fitch Ratinga "AA" See "OTHER INFORMATION -RATINGS" herein, CITY OF LUBBOCK, TEXAS $48,955,000 TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2010A $96,540,000 TAX AND WATERWORKS SYSTEM SURPLUS REVEI'll'UE CERTIF1CATES OF OBLIGATION, TAXABL£ SERIES 1010B (BUILD AMERICA BONDS -DIRECT PAYMEN1) Due: February 15, as sllmrn huein Principe! of end interest on the $48,9S5,000 City of Lubbock, Texas, Tax and Waterworks Sysitm Sll.l])lll8 Revenue C~i'ficates ofOblisation, Series 20lOA (the "Series 2010A Certifica1es"') end the $96,S40,000 Tax aud Waterlllorks System Sll.l])lus Revenue Certificates of Obligation, Taxable Series 2010B (Build America Bonds-Direct Payment) (the "Series 20 I OB Ccrtificaccs", aod collective\ y with the Series 201 0A Certificates, the "Certificates") iuued by the City of Lubbock, Texas (the "City'') are payable by The Bank of New Yorlc Mellon Trust C:Ompany, National Association, Dallas, Texas (the "Paying Agent/Registrar"). The Certificates are initially registered end delivered only lo Cede & Co., the nominee of The Deposilory Trust Company (''DTC'') pursuant lo tile Book-Entry-Only System described hereio. Beneficial ownenhip of the Certificates may be acquin:d in denominetions of $5,000 or integral multiples thereof. No pllyslcal delivery of the Certlficatn wiU be m•de to the bendic:i.al o•nen thereof. Principal of and inl=t on the Certificates will be payable by lhe Paying Agent/Registrar to Cede & Co., wbich will make distribution of the amo1.111ts so paid to the beneficial owners of the Certificates·. See "THE OBLIGATIONS -BOOK-ENTRY-ONLY SYSTEM" herein. Interest oo the Certificates will be calculated on the basis of a 360-day year consisting of twelve 30-<iay months, will e,c,crue from their date of deli~, end is pll)'llble on February 15 and August IS of each year, commencing February IS, 2011, u.ntil 111&turity or earlier redemption, to lhe registered ~ (initially Cede & Co.) appearing oo the n:gislllllion books of the Paying Agi:ut/Rcgistl'al on the last business day of the monlh preceding each interest psyment date (the "Ra:oni Dace") (see "'IHE OBLIGATIONS - DESCRIPTION OF TilE OBUGATIONS"). The Certificates are subject lo optional redemption prior to thr.ir scheduled maturities at the optioo of the City (see ''THE OBLIGATIONS-REDEMPTION-Optional Redemption"). The Term Certificates (as defined herein) IICC subject io mandatory sinking fund redemption as described herein (see "TIIE OBLIGATIONS -RFDEMPTION -Mandatory Redemption''). In e.dditioa, lhe Series 20108 Certificates are subject lo extraordinary optional redemption prior to their acheduled 111&turities (aee ''TIIE OBLIGATIONS -REDEMPTION -Extraordin&ry Optional Redemption"). The Certificates are payable from a combination of (i) the proceeds of a cootin11iog, direct annnal ad valorem tax, levied withio the limits presc:ribed by law, on ell taxable property within lhe City, and (ii) a pledge of surplus oet revenues of lhe City's Waterworks System, not to exceed Sl,000. The America.n Ra:overy and Reinvestment Act of 2009 (the "Recovery Act'') authorizes lhe City to issue lax.able obligations known as "Build America Bonds" lo fill,llllce capital expenditures tlusa could be financed with the i&11W1I1.cc of tax-exempt hoods end to elect to m=eive a subsidy payment from the federal government equal to 35° o of the amount of each interest payment on 5llCb taxable hoods. The City will issue all of the Series 20 JOB Certificates as obligations that are not obligations described in aection 103(a) of the Internal Revenue Code (the "Code") end the inlc~st on which is not excludablc from gross income for federal income tax purposes. The available subsidy for che Seri~ 20108 Certificates would be paid lo the City. No holders of Series 2010B Certificates are entitled to such payment or to receive a lllX credit with respect lo lhe Series 2010B Certificates. See "'IHE OBLIGATIONS DESIGNATION OF SERIES 20l08 BONDS AND SERIES 2010B CERTIFICATES AS BUILD AMERICA BONDS." The Certificates are iuued pru,uant to che Comtitution and general laws of the State of Texu, perticularly rubcbapia C of Oiapter 271, Te:1.116 Local Gov=1I11ent Code, as amended, Chapter 1371, Texas Goverument Code, as amended, end an ordi1111.DCe adopted by the City Council (che "Certificate Ordinance"). The Series 2010A Certificates and lhe Series 2010B Certificates are being offered by the City concunently with the ''City of Lubbock, Texas, General Obligation Bonds, Series 20IOA" (the "Series 2010A Bonds') end the "City of Lubbock, Texas, General Obligatioo Bonds, Taxable Series 20108 (Build America Bonds-Direct Payment)" (the "Series 2010B Bonds" and collectively with the Series 2010A Bonds, the "Bonds") end such Certificates and Bonds are hereinafter sometimes referred lo collectively III the ''Obligations." The Series 201 OA Certificates, the Series 2010B Certificalcs, the Series 20 I0A Boods and the Series 20 I OB Bonds are r;eparate md clistinct securities offerings 1111d each IUCh offering is being i86ued and sold iodependently except for the Officiel Sllliemmt, aod wbile eaeh offering shares certain common attributes, each issue is separate from che other and should be reviewed and analyzed independently, including without limilation the lype of obligation being offe~d, its r=JJS for payment, the security for its payment, end the rights of the holders. The Certificates are offered when, as and if issued, subject to the approving opinion of the Attorney General of the State ofTex.w. end the opinion ofViDson & ElkiDs LL.P., Bond Counsel, Dallas, Texas. Certain legal matte11 will be ~sed upon for the undawrite~ named be!QW (the "Undawri~") by their oounsel, McCall, Parkhurst & HortA:ln L.L.P., Dallas, Texas. See "OTIIER INFORMATION -LEGAL MAlTE.RS." Delivery of the Certificates through The Depository Trust Company is expected to beon or about February 4, 2010. Hutchinson, Shockey, Erley & Co. Morgan Keegan & Company, Inc. FintSouthwest J.P. Morgan Southwest Securiti~s MBturi!l: 2011 2012 2012 2013 2013 2014 2014 2015 2015 2015 2016 2016 2017 2017 PRINCIPAL AMOUNTS, INTEREST RATES AND PRICES CUSIP Prefii:: 549188 $48,955,000 Tu and Waterworks System Surplus Revenue Certificates of Obligation, Series l0lOA (Due Februwy 15) Initial CUSIP Initial Principal Interest Offering Suffix Principal Interest Offering Amount Rate Yield ia} Nos.~ Maturi!l': Amount Rate Yield ta) $ 3,010,000 2.000% 0.400% FZ8 2018 $ 1,215,000 3.250% 3.080% 2,750,000 1.875% 0.880% GA2 2019 1,250,000 3.500% 3.350% 3,115,000 2.000% 0.880% GB0 2020 (c) 1.295,000 3.375% 3.540% 1,150,000 1.875% 1.230% GC8 2021 (c) 265,000 3.500% 3.680% 4,900,000 5.000% 1.230% GD6 2022 (c) 275,000 3.700% 3.810% 450,000 2.000% 1.590% GE4 2023 (c) 285,000 3.750% 3.910% 5,890,000 5.000% 1.590% GFl 2024 (c) 295,000 3.875% 4.010% 350,000 2.250% 2.030% GG9 2025 (c) 310,000 4.000% 4.120% 2,775,000 4.000% 2.030% GH7 2026 (c) 320,000 4.000% 4.190% 3,515,000 5.000"'/o 2.030% GJ3 2027 (c) 335,000 4.125% 4.260% 3,000,000 2.750% 2.480% GK0 2028 (c) 345,000 4.200% 4.320% J,925,000 5.000% 2.480% GL8 2029 (c) 360,000 4.250% 4.390% J,500,000 3.000% 2.800% GM6 2030 (c) 380,000 4.300% 4.450% 3,695,000 4.000% 2.800% GN4 (Interest to accrue from the date of delivery) 596,540,000 Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 2010B (el (Build America Bonds -Direct Payment) S46,795,000 Serial Bon<k (Due February 15) Initial CUSIP Principal Interest Offering Suffix Maturi~ Amount Rate Yield (a) Nos. (b) 2018 s 6,240,000 4.442% 4.442% HC7 2019 6,425,000 4.542% 4.542% HD5 2020 (c) 6,620,000 4.742% 4.742% HE3 2021 (c) 6,540,000 4.892% 4.892% HFO 2022 (c) 6,755,000 4.992% 4.992% HG8 2023 (c) 6,985,000 5.242% 5.242% HH6 2024 (c) 7,230,000 5.342% 5.342% HJ2 $49,745,000 6.032% Term Certificates Due February 15, 2030, Priced e.t Pe.r, CUSIP Suffix No.: HK.9 (a) (b) (c) (d) (Interest to aCGrue from the date of delivery) (a) The initial yields will be established by BDd are the sole responsibility of lhe Underwrite11, and may subsequently be changed. (b) CUSIP numb= have been assigned to lhe Certificates by Standard and Poor's CUSIP Se!vice BURau, a Division of The McGraw-Hill Cornpe.nies, Inc., and are included solely for the convenience of the registered owners of the Certificall:s. Neither the City, the Financial Advisor, nor lhe Underwriters are responsible for the selection or correctness of lhe CUSIP number$ set furth hen:in. (c) The Certificates maruring on Fet,nwy 15, 2020 1111d thereafter are subject to redemption, at lhe option of lhc City, at par val~ lhcn:of plus aci:rucd interest to the date af n::dcmptian, on Februazy 15, 2019 or any dall: thereafter (see "THE OBLIGATIONS -REDEMPTION - Optional Redemption"). (d) The Term Certificates (111! defined herein) are subject to mandatory sinking fund redemption as described herein (see "THE OBLIGATIONS -RFDEMPTION -Mandatory Redemption"). (e) The Series 20108 Certificates are also subject to extraordinary optiolllll redemption (see "TIIE OBLIGATIONS -REDEMPTION - Fitraon1in81)' Optional Redemption"). 0 C CUSIP Suff"DC Nos.~) GP9 GQ7 C GR5 GS3 GT! GUS GY6 GW4 GX2 C GY0 GZ7 HAI HB9 C C C C C C 0 USE OF lNFORMATION IN OFFICIAL STATEMENT No dealer, broker, salesman or other person bas been authorized by the City to give any infonnati011 or to make any representati011 other than those contained in this Official Statement, and, if given or made, such other infonne.tion or representations must not be O relied upon as having been a.uthorized by the City. 0 0 0 0 0 D This Official Statement is not to be used in an offer to sell or the solicitation of an offer to buy in auy stare in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to any per.1on to whom it is unlawful to make such offer or solicitation. This Official Statement contains, in part, estimates, assumptions and matters of opinion which are not intended as statements of fact, and no representation is made as to the correctness of such estimates, assumptions or matters of opinion or as to the lilcelihood that lhey will be realized. Any information and exim,ssions of opinion herein contained are subject to change without notice:, and neither the delivery of this Official Statement nor any sale ma.de hereunder shall, under any circumstances, create auy implication that there has been no change in the condition of the City or other matters described herein since the date hereof. See "OTIIER INFORMATION -CONTINUING DISCLOSURE OF INFORMATION'' for a description of the City's undertaking to provide certain infonne.tion on a continuing basis. The informa1ion set forth or included in this Official Statement has been provided by the City and from other sources believed by the City to be reliable. The informati011 and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale hereunder sha.11 create any implica.tion that there has been no change in the financial condition or operations of the City described herein since the date hereof. This Official Statement contains, in part, estimates and matters of opinion that ore not intended as starements of fact, and no representati011 or wammty is made as to the correctness of such estimates and opinions or tha.t they will be realized. IN CONNECTION WITH THE OFFERING, THE UNDERWRITERS MAY OYER ALLOT OR EFFECT 1RANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE OBLIGATIONS AT A LEVEL ABOVE THAT WHICH MIGHT PREY AIL IN THE OPEN MARKET. SUCH STAB£LIZING, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. The Underwriten1 have provided the following sentence for inclusion in this Official Statement. The Underwriteill have reviewed the information in this Official Statement in accordance with, and as part of, their responsibilities to investor.ii under federa.i securities laws as applied to the facts and circumstances of this transa.ction, but the Underwriters do not guarantee the a.ccuracy or completeness of such infonnation. THE COYER PAGES CONfAIN CERTAIN INFORMATION FOR GENERAL REFERENCE ONLY AND ARE NOT INTENDED AS A SUMMARY OF nns OFFERING. INVESTORS SHOULD READ nns ThIIRE OFFICIAL STATEMENT, INCLUDING THE ATTACHED APPENDICES, TO OBTAIN INFORMATION ESSENTIAL TO MAKING AN INFORMED INVESTMENT DECISION. THE OBLIGATIONS HAYE NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED, IN RELIANCE UPON EXEMPTIONS CONTAINED IN SUCH ACT. THE REGISTRATION OF QUALIFICATION OF THE OBLIGATIONS IN ACCORDANCE WITH APPLICABLE PROVISIONS OF SECURITIES LAW OF THE STATES IN WHICH THE OBLIGATIONS HA YE BEEN REGISTERED OR QUALIFIED AND THE EXEMPTION FROM REGISTRATION OR QUALIFICATION IN OTHER STATES CANNOT BE REGARDED AS A RECOMMENDATION THEREOF. THIS OFFICIAL STATEMENT CONTAINS "FORWARD-LOOKING" STATEMENTS WITIIIN THE MEANING OF SECTION 2IE OF THE SECURITIES EXCHANGE ACT OF 1934, AS AMENDED. SUCH STATEMENTS MAY INVOLVE KNOWN AND UNKNOWN RISKS, UNCERTAINTIES AND OTHER FACTORS WIDCH MAY CAUSE THE ACTUAL RESULTS, PERFORMANCE AND ACHIEVEMENTS TO BE DIFFERENT FROM FUTIJRE RESULTS, PFBFORMANCE AND ACHIEVEMENTS EXPRESSED OR IMPLIED BY SUCH FORWARD-LOOKING STATEMENTS. INVESTORS ARE CAUTIONED THAT THE ACTUAL RESULTS COULD DIFFER MATERIALLY FROM THOSE SET FORTH IN 1HE FORWARD-LOOKING STATEMENTS. Neither the City, its financial advisor, nor the Uuderwriters make any representation or warranty with respect to the infonnation contained in this Official Statement regarding the Depository Trust Company ("DTC") or its book-entry-only system herein, as such infonnation has been provided by DTC. TABLE OF CONTENTS ~ OFFICIAL STATEMENT SUMMARY .................... 7 INTRODUCTION .... -............................................... 11 DESCRIPTION OF THE CITY ____ II THE Ci)BLIGATIONS ..... " .......................................... 11 DESCRIPTION OF THE OBLJGA TIONS ........ 11 DESIGNATION OF SERIES 201 OB BONDS AND SERIES 2010B CERTIF[CATES AS BUILDAMERICABONDS ...................... 12 Build Anlerica Bonds ........................................... 12 Interest Subsidy Payment... .................................. 12 Series 2010B Bonds and Series 20 I OB Certificates ................................................... 12 AUTHORITY FOR ISSUA..NCE ......................... 12 SECURITY AND SOURCE OF PAYMENT .... 12 TAXRATELIMITATION ................................. 13 REDEMPTION .................................................... 13 NOTICE OF REDEMPTION .............................. 14 .AJdENDMENTS .................................................. 14 DEfEASANCE .................................................... 15 BOOK-ENTRY-ONLY SYSTEM ...................... 15 Use of Certain Terms in Other Sections ofthls Official Statement ........................................ 16 PAYING AGENT/REGISTRAR ........................ 17 TRANSFER, EXCHANGE AND REGISTRATION ........................................ 17 RECORDDATEFORINTERESTPAYMENT 17 REMEDIES .......................................................... 17 SOURCES AND USES OF PROCEEDS ........... 19 ADV ALOREM TAX INFORMATION .................. 19 ADVALOREMTAXLAW ............................... 19 EFFECTIVE TAX RA TE AND ROLLBACK TAX RATE ................................................. 21 PROPERTY ASSESSMENT AND TAX PAYMENT .................................. ~~-21 PENAL TIES AND INTEREST .......................... 21 CfIY APPLICATION OF TAX CODE ............. 22 TAX ABATEMENT POLICIES ......................... 22 TAX INCREMENT FINANCING ZONES ....... 22 FINANCIAL INFORMATION ................................. 24 FINANCIAL POLICIES ............................................ 38 P()LIQES ............................................................. 38 ADMOOSTRA TION ........................................... 39 INVESTMENTS .......................................................... 40 LEGAL INVESTMENTS .................................... 40 INVESTMENT POLICIES ................................. 41 ADDITIONAL PROVISIONS ............................ 41 TAX MA TIERS .......................................................... 42 TAX EXEMPTION OF SERIES 2010A BONDS AND SERIES 2010A CERTIFICATES ......................................... 42 ADDITIONAL FEDERAL INCOME TAX CONSIDERATIONS RELATING TO 11:IE TAX-EXEMPT OBLIGATIONS ...... 42 Coll.eteral Tax Consequences ............................... 42 Tax Accounting Treatment of Original lssue Premium.---------··· .......................................... 42 Loog Fint Coupon Consequences , ...................... 43 6 Tax Accounting Treatment of Original Issue Discount Tax-Exempt Obligations ............. 43 SERIES 2010B BONDS A.ND SERIES Z0l0B CERTIFICATES ......................................... 44 la General ............................................................. 44 Paynients of Interest ............................................. 44 Long First Coupon Consequences ....................... 44 Original Issue Discount ........................................ 44 Accrual Method Election ..................................... 45 Disposition or Retirement .................................... 45 Defeasance of the Taxable Obligations ............... 45 lnforma.tion Reporting and Backup Withholding 45 Treasury Circular 230 Disclosure ........................ 45 OTHER INFORMATION ......................................... 46 RATINGS ............................................................. 46 LITIGATION ....................................................... 46 INVESTIGATIONS RELATING TO CITY'S HEAL TH INSURANCE ADWNISTRA TOR .................................... 47 REGISTRATION AND QUALJFICA TION OF OBLIGATIONS FOR SALE ...................... 47 LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS··········-··-···-··-·--····················· ........... 48 LEGAL MATI'ERS ............................................. 48 CONTINUING DISCLOSURE OF INFORMATION ......................................... 48 Annual Reports ..................................................... 48 Material Event Notices ......................................... 49 Availability of Information .................................. 49 Limitations and Amendmen1s .............................. 49 Compliance with Prior Undertakings .................. 49 FCNANCIAL ADVISOR ..................................... 49 UNDERWRITING ............................................... 49 FORWARD-LOOKING STATEMENTS DISCLAIMER ............................................ 50 MISCELLANEOUS ............................................ 50 APPENDICES APPENDIX A -EXCERPTS FROM ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2008 APPENDIX B -FORMS OF BOND COUNSEL OPINIONS 0 0 0 0 0 0 C C C C 0 0 0 0 0 0 0 0 0 0 0 OFFICIAL STATEMENT SUMMARY This sullllIUll)' is subject in all respects to the more e-0mplete infonnation and definitions contained or incorporated in this Official Statement. The offering of the Obligations to potential investors is made only by means of this entire Official Statement. No person is authorized to detach this summary from this Official Statement or to otherwise use it without the entire Official Statement. THE CITY ........................................... The City of Lubbock, Texas (the "City") is a political subdivision and municipal corporatioo of the State, located in Lubbock County, Texas. The City cove.rs approximately 119.1 sqlllll"e miles and has an estimated 2009 population of 219,643 (see ''INTRODUCTION ~ DESCRWTION OF THE CITY"). THE BONDS ....................................... The Bonds are issued as $8,840,000 General Obligation Bonds, Series 2010A (the "Series 2010A Bonds") and $15,320,000 General Obligation Bonds, Taxable Series 2010B (Build America Bonds -Direct Payment) (lhe "Series 2010B Bonds" and collectively with the Series 2010A Bonds, the "Bond5j. The Series 2010A Bonds are dated as of their date of delivery, and mature oo February 15 in each of the years 2011 through 2030. The Series 2010B Bonds are dated a.,; of their date of delivery, and mature serially on February 15 in each of the years 2018 through 2024, and on Februazy IS, 2030 (the "Term Bonds"). THE CERTIF1CA TES ....................... The Certificates are issued as $48,955,000 Tax lilld Waterworks System Surplus Revenue Certificates of Obligation, Series 2010A (the "Series 2010A Certificates") and $96,540,000 Tax and Waterworks Syiitem Surpllll Revenue Certificates of Obligation, Taxable Series 2010B (Build America Bonds -Direct Payment) (the "Series 2010B Certificates" and collectively with the Series 20 I 0A Certificates, the "Certificates''). The Series 2010A Certificates are dated as of their date of delivery,, and mature on February IS in each of the years 2011 through 2030. The Series 2010B Certificates are dated ti of their date of delivery, and marure serially on February IS in each of the ycm 2018 through 2024, and on February 15, 2030 (the "Term Certificates"). PAYMENT OF INTEREST ............... Interest on the Bonds and the Certificates (collectively, the ''Obligations") accrues from their date of delivery, and is payable February IS, 2011 and ea.ch August 15 and Februazy IS thereafter until maturity or prior redemption (see ''THE OBLIGATIONS - DESCRWTION OF THE OBLIGATIONS"). AUTHORITY FOR ISSUANCE ....... The Bonds are issued plllSUB.Dt to the Constitution and general laws of the State of Texas, partiC1Jlerly Chapters 1331 and 1371, Texas Government Code, as amC1Jded, elections held in the City oo May 15, 2004 and November 3, 2009, and an ordinance adopted by the City Council (the "Bond Ordinance''). SECURITY FOR THE The Certificates are issued pursuant to the Constitution and general laws of the State of Texas, particularly Subchapter C of Chapter 271 of the Texas Local Government Code, as amended, Chapter 1371, Texas Government Code, as amended, Md an ordinance adopted by the City Council (the "Certificate Ordinance" and, together with the Bond Ordinance, the "Ordinances"). BONDS ................................................ The Bonds constitute direct obligations of the City and are payable from the proceeds of a e-0ntinuing, direct annual ad valorem tax, levied within the limits prescribed by law, against all taxable property within the City. SECURITY FOR THE CERTIF1CA TES ................................ The Certificates are payable from a combination of (i) the proceeds of a continuing, direct annual ad valorem tax, levied within the limits preseribed by le.w, on all taxable property within the City, and (ii) a pledge of surplus net revenues of the City's Waterworks System, not to exceed $1,000. OPTIONAL REDEMPTION ............. The City reserves the right, at its option, to redeem Obligations having stated maturities on and after February 15, 2020, in whole or in pan in principal amounts of$5,000 or any integral multiple thereof, on Februazy 15, 2019, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption (see "THE OBLIGATIONS - REDEMPTION -Optional Redemption"). MANDATORY REDEMPTION ....... The Term Bonds and the Term Certificates are subject to mandatory sinking fund redemption as described herein (see "TIIE OBLIGATIONS -REDEMPTION - Mandatory Redemption"). 7 0 EXTRAORDINARY OPTIONAL REDEMPTION ............ The Series 2010B Bonds and Series 2010B Certificates are subject to extraordinary optional redemption on any date through February 15, 2019 in whole or in part in principal amounts of $5,000 or any integral multiple thereof (see ''1HE OBLIGATIONS 0 -REDEMPTION -Extraordinary Optional Redemption"). RATINGS ........................................... The Obligations are rated "Aa.3" by Moody's Investora Service, Inc., "AA+" by Standard & Poor's Ratings Services, a Division of The McGraw-Hill Companies, Inc. and "AA" by Fitch Ratings (see "OTHER INFORMATION -RA TINGS"). TAX MATTERS ................................ In the opinion of Bond Counsel, wider existing law, the interest on the Series 2010A O Bonds and Series 2010A Certificates will be excludable from gross income for federal income tax purposes, subject to the matters described in "TAX MATTERS -TAX EXEMPTION OF SERIES 20IOA BONDS AND SERIES 2010A CERTIFICATES" below and is not a specific preference item or included in a corporation's adjusted current earnings for purposes of the alternative minimum tax. See "TAX MATI'ERS -TAX EXEMPTION OF SERIES 2010A BONDS AND SERIES 2010A CERTIFICATES" for a discussion of the opinion of Bond Counsel. Interest on the Series 2010B Bonds and Series 2010B Certificates is not excludable from gross income for federal income tax purposes. See ''TAX MATTERS -SERIES 2010B BONDS AND SERIES 201 OB CERTIFICATES" herein. USE OF PROCEEDS ........................ Proceeds from the sale of the Bonds will be used {i) for various public improvements and public purposes and {ii) to pay the costs associated with the issuance of the Bonds. 0 Proceeds from the sale of the Certificates will be used for the purpose of paying 0 contractual obliglllions to be incurred for (i) various public improvements including solid waste, drainage, water, street, electric, airport, waste-water and (ii) professional services rendered in connection therewith. In addition, a portion of the proceeds from the sale of the Certificates will be used to pay the costs ofisruance of the Certificates. BOOK-ENTRY-ONLY SYSTEM ............................................. The definitive Obligations will be initially registered and delivered only to Cede & Co., 0 the nominee of OTC pursuant to the Book•Entry•Only System described herein. Beneficial ownership of the Obligations may be acquired in denominations of $5,000 or integral multiples thereof. No physical delivery of the Obligations will be me.de to the beneficial owneD thereof. Principal of, premium, if any, and interest on the Obligations will be payable by the Paying Agent/Registrar to Cede & Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the beneficial ownera of the Obligations (see "THE OBLIGATIONS 0 BOOK-ENTRY-ONLY SYSTEM''). PAYMENT RECORD ........................ The City has never defaulted in payment of its general obligation tax debt 0 0 [1HE REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 0 8 0 lo 0 0 0 0 0 0 CD 0 SELECTED F1NA.t"'ifCIAL INFORMATION Fiscal Per CapilB Guenl Ye•r E.titimated Tuable Taxable P1upose Ended City Anased AlletMd Funded 30-Sel! Poelllation <il Valuation Vahaatiou TuDebt('o> 2005 209,120 $8,634,994,862 s 41,292 $ 80,210,269 2006 211,187 9,346,613,951 44,258 87,231,945 2007 212,365 10,002,725,637 47,102 92,487,363 2008 214,847 I 0,897,210,563 50,721 101,185,953 2009 218,327 11,673,074,132 53,466 106,303,936 2010 219,643 12,002,616,180 54,646 108,479, 132 (I) ''1 Source: Tho City. ll>l Doe nOI include etlf'"Pl)Onal debt. ~I [nc]udes the Bonds Genenl Fund Co11101ldated Sra.temeat S1unmary Un.audited l009 1008 1807 Begjnning Balance s 19 ,96.2,275 S 19,125,648 $ 19,924,711 Total Revenues 102,218,639 I 06,5 71,570 I 02,520,653 Tobi Expendlnu-es 124,321,204 120,345,933 ll?,202,093 Ending Balance 19,881,415 19,962,275 19,125,648 Reserves & Designalions Undesignated FI.Llld Balance s 19,881,415 $ 19,962,275 $ 19,125,648 For additional informarioo regarding the City, please contact: AndyB=bam ChiefFiDIIDcial OffiC4:r City of Lubbock P.O. Box2000 Lubbock, TI< 79457 Phone (806) 775-2149 Fax (806) 775-2051 ~ewBoles RBC Capital Markets Corporation 2711 N. He.sell Avenue, Suiie 2500 Du.llas, TX 75204 Phone (214) 989-1672 f!IJ{ (214) 989-1650 Per Capita Genenal P11rpote Funded Tu Debt('o1 s 383.56 413.06 435.51 470.97 486.90 493.89 ~· 2006 S 17,376,420 97,818,207 112,278,444 19,924,711 $ 19,924,711 Ratio Tu Debt to Auesed V aluatioo ('oJ 0.93% 0.93% 0.92% 0.93% 0.91% 0.90% 1095 S 12,694,525 104,351,116 103,203,269 17,376,420 s 17,376,420 [TRE REMAINDER OF nns PAGE INTENTIONALL y LEFT' BLANK) 9 %of Total Tai: TH Colleedons ....!!!L 100.28% 2004 99.71 o/o 2005 99.02% 2006 99.62% 2007 98.87% 2008 (<j (r,t Process) 2009 CITY OFF1CIALS, STAFF AND CONSULT ANTS EU:cn:D OmCJALS City Council Tom Martin Mayor Linda. Deleon Council Member, District 1 Floyd Price Council Member, District 2 Todd R. Klein (I) Council Member, District 3 Paul R. Beane Council Member, District 4 John W. Leonard, Ill Council Member, District 5 Jim G;Jbreath Council Member, District 6 Date of Term Installation to Office Ex12ires May2008 May2010 Me.y 2004 Me.y2010 Me.y2004 May2012 June 2007 May2010 June 2008 May2012 Me.y 2006 Me.y2010 May 2003 May 2012 Occupe.tion Retired Police Chief Business Owner Retired Radio Show Host Rlllired Business Owner Business Owner (l) Todd R. Klein W8II elected June 9, 2007, lo fill the unexpired term of District 3 Councilman Gary O. Boren. SELECTED ADMINISTRATIVl'. STAFF Date ofE.mplayment Thte ofFmployment Total GovemnJmt Name Position in Cl.im!nt Position with City of Lubbock Secvice Lee Ann Dumbauld City Manager Septembc:2-2005 July2004 20+- Andy Burcham ClliefFinancial Officer Aligust:2(X)8 N~1998 11 :M"arshaReed Orief()perating Officer September 2()()1) February 1993 26 SamMedina City Anomey Cktober 2009 October 2009 14 Rt:becca Garza City Secretary Jamwy2001 Au~t 1996 13 CONSULTANTS AND ADVISORS Auditors ....................................................................................................................................... BKD, LLP Little Rock, Arkansas Bond Counsel .............................................................................................................................. Vinson & Ellcins L.L.P. Dallas, Texas Financial Advi.ii>r ........................................................................................................................ RBC Ce.pita! Markets Corporation Dall as, Texas JO 0 0 0 0 0 0 0 0 0 0 0 0 0 0 :, OFFICIAL STATEMENT RELATING TO CITY OF LUBBOCK, TEXAS SS,840,000 GENERAL OBLIGATION BONDS, SERIES l0lOA SI5,.320,000 GENERAL OBLIGATION BONDS, TAXABLE SERIES 20108 (BUILD AMERICA BONDS-DIRECT PA YMEN1) $48,955,000 TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIF1CATES OF OBLIGATION, SERIES l0lOA 596,540,000 TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, TAXABLE SERIES 20108 (BUll,D AMERICA BONDS-DIRECT PA YMEN1) INTRODUCTION This Official S1atement, which includes the Appendices hereto, provides certain information regarding the issuance by the City of Lubbock. Texas (the "City") of its $8,840,000 General Obligation Bonds, Series 2010A (the "Series 2010A Bonds") and $15,320,000 General Obligation Bonds, Taxable Serles 2010B (Build America Bonds -Direct Payment) (the "Series 2010B Bonds", and collectively with the Series 2010A Bonds, the "Bonds") and $48,955,000 Tax and Waterworb S~tem Surplus Revenue Certificates ofObligaticm, Series 2010A (the "Series 2010A Certificates") and the $96,540,000 Tax and Waterworks System Swplus Revenue Certificates of Obligation, Taxable Series 2010B (Build America Bcmds -Direct Payment) (the "Series 2010B Certificates'', and collectively with the Series 2010A Certificates, the ''Certificates''). The Bonds and Certificates are hereinafter sometimes referred to collectively as the "Obligations." Capitalized tenm med in this Official Statement have the same meanings assigned to such terms in the Ordinances (as defined herein) aulhorizing the issuance of the Bonds and the Certificates, eJtcept as otherwise indicated herein. The Series 2010A Bond.\, the Series 2010B Bonds, the Series 2010A Certifice.tes and the Series 2010B Certificates are sepmn: and distinct securities offerings and each such offering is being issued and sold seJ)IJ:'!lte and apart from the other offering and should be reviewed and analyzed independently, including, amcmg other matters, the kind and type of obligations being offered, their terms for payment, the sixurity for their payment and the rights of the holders. All financial and other infonnation presented in this Official Statement has been provided by the City from its records, except for infonnation ~pressly attributed to other sources. The presentation of infonnation, including tables of n:ceipts from taxes and other sources, is intended to show recent historic information and is not intended to indicate future or continuing trends in the rmancial pos_ition or other affair., of the City. No representation is made that past experience, as is shown by that .financial and other information, will necessarily continue or be repealed in the future (see "OTHER INFOR...MATION -FORWARD- LOOKING ST A TEMENTS DISCLAIMERj. There follows in this Official Statement de,criptioM of the Obligations and certain information regarding the City and its fmances. All descriptions of documents contained herein an: only summaries and are qualified in their entirety by reference to each such document. Copies of such documents may be obtained from the City's Financial Advisor, RBC Capital Martets Corporation, Dallas, Texas. DESCRIPTION OF THE CITY The City is a political mbdivision and municipal corporation of the State of Tex11$ (the "State"), duly organized and eltisting under the laws of the State, including the City's Home Rule Charter. The City was incorporated in 1909, and first adopted ili Home Rule Charter in 1917. Toe City operates under a CounciVManager fonn of government with a City Council comprised of the Mayor and six council members. The Mayor is elected at-large for a two-year tenn ending in an even-numbmd year: Each of the six members of ihe City Council is elected from a single-member district for a four-year term of ,office. Toe ienns of lhree memben of the City Council expire in each even-numbered year, Toe City Manager is !he chief administrative officer for the City. Some of the services that the City provides an:: public safety (police and fire protection), highwa~ end slnlets, electric, water and sanitary sewer utilities, airport, sanitation and solid waste disposal, health and social services, culture-recrution, public transportation, public improvements, plenoing and zoning, and general administrative services. Toe 2000 Census population for the City was 199,564; the estimated 2009 population is 219,643. The City cove~ approximately 119.1 square miles. THE OBLIGATIONS --, DESCRIPTION OF THE OBLIGATIONS The Obligations ace da.t.ed BS of their delivery date and she.II bear interest on the unpaid principal amounts from mch date, and. mature on February 15 in each of the yea.rs and in the amounts sho,wn on che respective inside co,·er pages for each series of Obligations described herein. Interest ....,,jJJ be computed on the buis of a 360-day year of twelve 30-da.y months, and will be payable on Februa,y 15, 201 l, end on each August 15 and February 15 thereafter until maturity or prior redemptioo. The I 1 definitive Obligations will be issued only in fully registered fonn in Ill)' integral multiple of $5,000 for any one maturity of each series and will be initially registered and delivered only to Cede & Co., the nominee of The Depository Trust Company (''OTC") punuant to the Book-Entry-Only System described herein. No physical delivery of the Obllgadons will be made to the ownen thereof. Principal of, premium, if any, and interest on the Obligations will be payable by the Paying Agent/Registrar to Cede & 0 Co., which will make distribution of the amounts so paid to the participating members of DTC for subsequent payment to the O beneficial owners of the Obligations.. See 11IE OBLIGATIONS -BOOK-ENlRY-ONL Y SYSIBM" hen:io. DESIGNATION OF SERIES 20108 BONDS AND SERIES 20108 CERTIF1CATES AS BUILD AMERICA BONDS Build America Bonds In February 2009, as part of the Recovery Act, Congress added Sections 54AA and 6431 to the Tax Code, which permit state or local governments to obtain certain tax advantages when issuing taxable obligations that meet certain requirements of the Tax Code and the related Tff.llSuty regulations. Such obligations are referred to as Build America Bonds. A Build America Bond is a qualified bond under Section S4AA(g) of the Tax Code (a "Qualified Build America Bond') if it meels certain requirements of the Tax Code and the related Treasmy Regulations and lhe issuer has made an irrevocable election to have the special rule foc qualified bonds apply. Inten:st on Qualified Build America Bonds is not excluded from gross income for fcdfflll income tax purposes, and ownel"!l of Qualified Build America Bonds will not niceive any tax credils u II result of ownerahip of such Qualified Build America Bonds when an issuer has elected to receive the Interest Subsidy Payment, as defined below. Interest Subsidy Payment Under Section 6431 of the Tax Code, an issuer of 11. Qualified Build America Bond may a:pply to receive payments (the "Interest Subsidy Payment"} directly &om lhe Seeretary of lhe U.S. To::aswy (the "Secn:wyj. The amooot of an Interest Subsidy Payment is set in Section 6431 of the Tu: Code at 35% of lhe oonespoodiog iob:resl payable on the related Qualified Bmld America Bond. To receive an Interest Subsidy Payment, under cunwtcly existing procedure:i, the isrner will have to tile a tax fonn (now designated u Fonn 8038 CP) benveen 90 and 45 days prior to the corresponding bond interest payment date. The issuer should expect to receive the Interest Subsidy Payment contempomneously with the inteRst payment date with respect to the Qualified Build America Bond. Depending on the timing of the filina and other factors, the Interest Subsidy Payment may be received before or after the corresponding interest payment date. Serm 2f108 Boads and Series 2fl0B Catilicata Interest on the Series 20 I OB Bonds and. Series 201 OB Certificales will be iocludable in gross income of the holders tben:of fur" fedenil income tax purposes and the holders of the Series 2010B Bondi llnd Series 2010B Certificates will not be enritled to any tax credits as a result of either ownership of the Series 2010B Bonds and Series 2010B Certificates or receipt of any interest payments on the Series 2010B Bonds 1111d Series 2010B Certificates. Holders of the Series 2010B Bomb and Series 2010B Certificates should consult their tax advisor.; with respect to the inclusion of interest on the Series 2010B Bonds and Series 20108 Certificates in gross income for federal income tax purposes. The City intends to apply for Interest Subsidy Payment from the Secretary under the "Build America Program" pumJant to Section 643 I of the Tax Code, Such credits, if received by the City, will be used under the Bond Ontinm:e and Certificate Ordinance IO pay interest on. or rcimbulse lhe City for the payment of imm:sl on, Series 20108 Bonds and Series 2010B CertificalCS-No 8551D'IIDCCS ue provided that the City will receive the Interest Subsidy Payment regarding the Series 2010B Bonds or Series 2010B Certificates. The amount of any Intereat Subsidy Payment is subjeet to legislative changes by Congress. Interest Subsidy Payments will only be paid if the Series 2010B Bonds and Series 2010B Certificates are Qualified Build Americ11 Bonds. For the Series 2010B Bonda and Series 2010B Certificates to be and remain Qualified Build America Bonds, the City must comply with certain covenant! and the City must establish certain facts and expectations with respect to the Series 2010B Bonds and Serles 2010B Certificates, the use and investment of proceeds thereof and the use of property financed thereby. There are currently no procedures for requesting an lntere!rt Subsidy Payment after lhe 451h day prior IO an interest payment date; therefore, if the Qty fails to file the necessary tax n:IDm in a timely fashion, it is possible lhat the City will never receive such Interest Subsidy PaymenL AJso, Interest Subsidy Payments ere subject to offset against certain amounts that may, for unrelated reasons, be owed by the City to an agency of the United Sta.tes of America. AUfflORITY FOR ISSUANCE The Bonds are issued pursumt to the Constituti011 and general laws of the State, particularly Chapters 1331 1111d 1371, Texas Government Code, as 11.JDended, elections held in the City on May 1,, 2004 and November 3, 2009, and an ordinence adopted by the City CoUllCil (the "Bond Ordinimcc"). 'The Certificates ere i&SUed punuant to the Constilulion aod gene,a1 law, of the Slate of Teus, particularly Subchapter C of Chapter 271 of the Teu.s Local Government Code, as amended, Olapter 1371, Texas Government Code, as 11.JDended, and an ordinance adopted by the City Council (the "Certificate Ordinance" and, together with the Bond Ordinance, the "Ordin111ces'). SECURITY AND SOURCE OF PAYMENT 0 0 0 C C C The Bonds constitute direct obligations of the City and are payable from the proceeds ofll continuing, direct annual ad valorem tax., levied within the limits prescribed by 111.w, against all taxable property within the City. C The Certificates ue payable from a combination of (i} the proceeds of a cootinuing, direct annual ad wlorem mx, IC\lied within the limits prescribed by law, on all taxable propeny within the City, and (ii) a pledge or surplus net revenues or the City's Waterworks System, not to aceed $1,000. 12 C D D 0 () 0 0 0 TAX RA TE LIMITATION All tax.able property within the City is subject to the RJSessment, levy and collection by the City of a continuing, direct ann\llll ad valorem tax sufficient to provide for the payment of principal of and interest on all ad valorem. tax debt within the limilli prescribed by law. Article XI, Section 5, of the Texas Constitution is applicable to the City, and limits its maximum ad valorem tax rate to $2.50 per $100 l:Juable assessed valuation for all City purposes. The Home Rule Charter of tbe City adopts the constiru1ional\y authorized maximum Wt rate of $2.50 per $100 taxable assessed valuation. Administratively, the Attorney Ge.men) of the State of Texu will pmnit alJocation of $1.50 of the $2.50 maximum Wt rate for all general obligation debt service, u calculated at the time of issuance. REDEMPTION Optional Rede111ption The City reserves the right, at its option, to n:deem Obligations having stJ11ed maturities on and after February 15, 2020, in whole or in part in principal e.mounl'i of $5,000 or any integral multiple thereof, on Februacy l 5, 2019, or any date thereafter, at the pal value thereof plus accrued interest to the elate of redemption. If less than all of the Obligations are to be redeemed, the City may select lbe maturities of Obligations to be redeemed. If Jess than all the Obligatiom of any maturity are to be redeemed, lbe Paying Agent/Registrar (or DTC while the Obliaations are in Book-Ent:Jy-OnJy fonn) shall determine by lot the Obligations, or portions thereof, within such maturity to be redeemed. Tfan Obligation (or any portion oflhe principru sum thereof) shall have been called for ~emption and notice of such redemption shall have been given, S\lCh Obli~tion (or the principal amount thereof to be redeemed) shall become due and pa)'llble on such redemption date and interest thereon shall cease to accrue from and after the redemption date, provided funds for the payment of the tedernprion price and accrued interest thereon are held by the Paying Agent/Registrar on the redemption date. Mandatory Redemption The Series 2010B Bonds maturing on FebrulUY 15, 2030 are being issued as term bonds (the "Term Bon&',, and are rubjeot to mandatory redem.ption prior to maturity in the following amounts (subject to reduction as hereinafter provided), on the following dates, at a price equal to the principal amount redeemed pills accrued interest to each mandatory redemption elate, subject to the conditions set forth below: • Maturity. S7,965,QOO TER.M BONDS DUE FEBRUARY 15, 2030 Mandatory Redemption Date February 15, 2025 Februacy 15, 2026 February 15, 2027 February 15, 2028 February 15, 2029 February 15, 2030"' Principal Amount $1,200,000 1,250,000 1,300,000 l,350,000 1,405,000 1,460,000 The Series 20108 Certificates maturing on February 15, 2030 are being isrued as term certificates (the "Tenn Certificates'), and are subject to mandaiory redemption prior IO maturity in rbe following amourns (subject co reduction 83 bereiorfter provided), on the following dates, at a price equal to the principal amount redeemed plus accroed interest co each mandatory redemption date, subject to the conditions set forth below: • Maturity. $49,745,000 TERM CERTIFICATES DUE FEBRUARY 15, 2030 Mandatory Redemption Daze February 15, 2025 February 15, 2026 February 15, 2027 February I 5, 2028 February 15, 2029 February LS, 2030• Principal Amount $7,500,000 7,800,000 8,110,000 8,435,000 8,775,000 9,125,000 At least forcy-five (45) days prior to each redemption date specified above the Term Bonds or Term Cenificates, as the 0119e mny be, are to be mandatorily redeemed, ,the Paying Agent/Registrar shall select by Jot the numbers of the Term Bonds or Term Certificates, as the case may be, to be redeemed on the next following February 15 from moneys set aside for that purpose in the interest and sinking fund maintained for the payment of such series of Obligations. Airj Tenn Bond or Term Certificate not selected for prior redemprion shall be paid on the date of its stated maturity. The principal amount of the Term Bonds or Tenn Certificates, as the case may be, of a stated maturity required to be redeemed 13 pumiant to the operation of such mandatory redemption provisions may be reduced, at the option of the City, by the principal amount of Tenn Bonds or Tenn Certificates, as the ease may be, of such stated maturity which, at lea.st forty-five (45) days prior to a mandatory redemption date, (1) shall have been acquired by the City at a price not exceeding the principal amount of such Tenn Bonds or Tenn Certificates, as the case may be, plus accrued interest to the date of purchase thereof, and delivered to the Paying Agent/Registrar for cancellation or (2) shall have been redeemed pursuant to the optional redemption provisions and not theretofore a-edited against a mandatmy redemption requirement. Es:tn.ordinary Opti.onaJ Redemption Prior to February 15, 2019, the Series 2010B Bonds and Series 2010B Certificates are subject to redemption prior to maturity at the option of the City, in whole or in part, in principal amounts of $5,000 or any integral thereof on any date on or after the occurrence of an fatraordinBiy Event at a redemption price equal to the greater of: (a) the issue price of the principal amount of the Series 2010B Bonds and Series 2010B Certificates to be redeemed, prow:led that such amount must be at least equal to the per amount of the Series 20108 Bonds and Series 2010B Certificates to be redeemed; and (b) the sum of the present value of the remaining scheduled payments of principal and interest to the earher of the stated mllhlrity or the optional redemption date (FebruBiy 15, 2019) of the Series 2010B Bonds and Series 2010B Certificates to be redeemed, not including any portion of those payments of interest accrued and unpaid as of the redemption date, discounted to the redemption date on a :.emi-annual buis, as&um.ing a 360-day year consisting ofrwclve 30-clay month.s, at the Treasury Rate, plus one hundred (100) be.sis points, plus, in each case, accrued and unpaid interest to the redemption date on the Series 20108 Bonds and Series 20108 Certificates to be redeemed. "ERaOR:liruu:y Evmt" means any change to Section S4AA or Section 6431 oflhe Code (as such Sectioos were added by Section 1531 of the Recovery Act, pertaining to Build America Bonds) purtuant to which the lnterelt Subsidy Paymen~ in connection with the Series 2010B Bonds and Series 2010B Certificates are reduced or eliminated. The ''Treasury Rate" is, as of any redemption date, the yield to maturity as of such redemption date of United States Treasury securities with a constant maturity (as compiled and published in the most recent Federal Reserve Statistical Release H.15 (519) that has become publicly available at least rwo (2) Business Days prior to the redemption date (excluding inflation indexed securities) (or, if such Statistir.al Release is DO longer published, any publicly available &Our« of s.imilar market data.)) most nearly equal ID the period from the redemption date ro the maturity dare of ilic Bands to be redeemed; provided, howevu, that if the period from the redemption date to such mamrity date is less than one (1) year, the weekly average yield on actually traded United States Treasury :1ecurities adjusted to a constant maturity ofont (1) year will be used. NOTICE OF REDEMPTION Not less than 30 days prior to a redemption date fur any Obligation, the City shall cause a notice of redemption to be sent by Uniied States mail, fnt c\us, postage prepaid, to the registered ownen of the Obligations to be redeemed, in whole or in part, at the address of the registered owner appearing on the registratioo boob of ilic Paying Agent/Regisnr at the close of business on the business day next preceding the dare of mailing such notice. The City reserves the right, in the case of an optional redemption, to give notice of its election or direction to redeem Bonds conditioned upon the occurrence of subsequent events. Such notice may state (i) that the redemption is conditioned upon the deposit of moneys and/or authorized securities, in an amount equal to the amount necessary to effect the redemption, with the Paying Agent/Regisnr, or such other entity as may be authorized by law, no later than the redemption date, or (ii) that the City retains the right to rescind such notice at any time on or prior to the scheduled redemption date if the City delivers a certificate of the City ro lhe Pllying Agenr/llegisnr instructing the Paying Agenl/Regisnr ro n:sciod the redemplioo DDlice, and such notice and redcmptioo shall be of no effect if such moneys and/or-aulhorized se,curiticl are not so deposited or if the notice is rescinded.. The Paying Agent/Registrar shall give prompt notice of any such rescission ofa conditional notice of redemption to the affected ONners. Any Bonds subject to conditional redemption and such redemption ha.s been rescinded shall remain Outstanding, and the rescission of such redemption shall not constitute an Event of Default. Further, in the case of a conditional redemption, the failure of the City to make moneys and/or authorized securities available, in part of in whole, on or before the redemption date shall not constitute an Event of Default ANY NOTICE SO MAILED SHALL BE CONCLUSIVFJ.Y PRESUMED TO HA VE. BEEN DULY GIVEN, WHETI-IER OR NOT TifE REGISTERED OWNER RECE£VES SUCH NOI1CE. NOTICE HAVING BEEN SO GIVEN, TIIE OBLIGATIONS CAllED FOR REDEMPTION SHALL BECOME DUE AND PAY ABLE ON 1liE SPECIFIED REDEMPTION DATI, AND NOTWITIISTANDINO THAT ANY OBLIGATION OR PORTION TIIEREOF HAS NOT BEEN SURRENDERED FOR PAYMENT, INIBREST ON SUCH OBLIGATION OR PORTION THEREOF SHAU CEASE TO ACCRUE. AMENDMENTS r \.... C C 0 0 0 0 The City may, without consent of or notice to any owners, from time to time and at any time, amend the Ordinance:i in any O manner not detrimental ro the ink:rc!lls of the owners, including the curing of any ambiguity. inconsistency, or formal defect Cll" omission herein. In addition, the City may, with lhe writtm cement of the owners of the Obligations holding a majority in aggregate principal amount of the Obligations then outstanding, amend, add to, or rescind any of the provisioM of the Ordimmces; provided that, without the consent of all owners of autatanding Obligations, oo such amendment, addition, or 14 0 0 rescission shall (i) extend the time or times of ,payment of the prim;(pal of, premium, if any, and interest on the Obfigations, reduce the principal amount thereQf, the redemption price, or the rate ofinterest thereon, or in aey ,other'waymodify the tenns of ' payment of the principal of, or interest on the Obligations, (ii) give any preference to any Obligation over any other Obliga.tion, or (iii) reduce the aggregate principal amount •of Ob)igations required to be held by owners for consent to any such amendment, 0 addition, er rescission. 0 0 0 0 0 DEFEASANCE The Ordinances provide that the City may discharge its obligations to tl\e registered owners of any or all of the Obligations to pay principal, interest and tedemption price thereon in any matterpennitted by law. Under cWT.ent Teitas. law, slich discharge may be accomplished by either (i) depositing with the Complroller of Pub1ic Accounts of the State of Texas a sum of money equal to principal, premium, if any and all interest to accrue on the Obligations to marurity or redemption and/or (ii) by depositing with a paying a.gent or other authorized escrow agent amounts sufficient to provide for the payment and/or redemption of the Obligations; provided that mch deposits may be invested and reinvested only in (a) direct, nonca.llable obligations of the United States of America.. including obligations that are unconditionally guaran1eed by the United States of America, (b) noncallable obligation.i of an agency or instrumeniality of the United States of America, including obligations that are unconditionally guaranteed or insured by the agency or inslrumentality and that are rated a.s to investment quality by a nationally recognized investment rating finn not less than AAA or its equivalent, or (c) noncallable obligations of a state or an agency or a county, municipa.lity; or other political' subdivision of a state that have been refunded and that are rated as to investment quality by e. nationa.lly recognized investment rating firm not less than AAA or its equivalenl The foregoing obligations may be in book- entiy-only form, and shall me.tun and/or bear intz:rest in sucJt am.ounta 113 will .be sufficient to provide for the scheduled payment and/or redemption of the Obligations. If any such Obligations are to be redeemed prior to their respective dates of maturity, provision must have been made for giving notice of redemptiop as provided. in the· respective Ordinanees, Under cummt Texas law, upon the making of a deposit as described above, sucb Obligations shall no longer be regarded to be outstanding or unpaid. After firm banking and financial arrangements for the discharge and fina.l payment or redemption of the Obligations have been made as described above, all rights of the City to initiate proceedings to caH the Obligations for redemption or to take any other action amending the teans of the Obligation.i are extinguished; provided however, the rigbt to call the Obliga.tions for ~emptiQD is not extinguished if the City: (i) in the proceedings providing fur the firm banking and financial ammgemenls, ~ressly reserves ,the right to ca.II the Obligations for redemption; (ii) gives notice of the reservation of that right to the owners of the Obliga.tioos immediately following the making of the finn banking and financial arrangem~ts; and (iii) directs that notice of the reservation beincluded in any redemption notices that it authorizes. BOOK-ENTRY-ONLY SYSTEM TJ,i.s section describes how own~rship of the Ob/igatio,u is to be tron.sferred and huw the principal of, premiwrt, if any, and interest on the Obligations ore to be paid to and credited by The Depository Tnut Compony ("DTC'J, New York;. New York, while the Ob/igotions are registered ill its nominee name. The information in this section conceming DTC and the Book-Entry- Only System has been pro'tlided by DTC for use in dirclosure documents such as this Officio/ Stateme,it. TJ,e City, the Filloncial Ad'tlisor, and the Underwriters believe the source of such information to be reliable, but take no responsibility for the accuracy or completeness thereof. The City cannot and does not give any tnsuronce that (I) DTC will distribute payments of debt service on the Obligations, or redemption or other notices, to DTC Participonts, (2) DTC Participants or othe~ will distribute debt service payments paid to DTC or its nominee (a.r the registered owner of the Obligations), or redemption or other notices, to the Beneficiol Owners, or thot they will da so on a timely barfs, or (3) DTC will senie and act in the manner describui in this Official Statement. The current rules applicable to DTC are on file with the United Stotes Securities and &cha,ige Commissio,i, ond the current procuiures of DTC to be followed in dealing with DTC Participonts are on file with DTC. DTC will act as securities depository for tbe Obligations. The Obligations will be issued as fully registered securities registered in tbe name of Cede & Co. (DTC's pa..rtnership nominee) or such other name as may be requested by an authorized repmientative of DTC. One fully registered certificate will be issued for each maturity of each series of the Obligations, in the aggregate principal amount of such issue, and will be deposited with DTC. DTC, the world's lergest depository, is a limited-purpose trust company organir.ed under the·New York Banking Law, a "banking organization" within the meaning of the New York Banking Law. a member of the Federal Resern: System, a "clearing O corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17 A of the Securities Exchange Act of 1934. DTC bolds and provides asset servicing for over 3 .5 million is!lles of U.S. and non-U.S. equity, corporate and municipal debt issues, and money ma.rlc:et instrumenls from over 100 countries that DTC's participants ("Direct Participants") deposit with OTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities tralisactfons in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts. This eliminates the need for pbysical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities broken and dealers, banks, trust companies, clearing O corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depositocy Trust & Clearing Corporation ("DTCC''). DTCC is the holding company for DTC, National Securities Clearing Corporation. and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its n:gulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relatioM!iip with a Direct Participant, either 0 15 directly or indirectly ("Indirect Participants''). DTC has Standard & Poor's highest rating: AAA. The DTC Rules applicable to its Participants are on file with the United States Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com and www.dtc.org. Purchases of Obligations under the DTC system must be made by or through Direct Participants, which will receive a credit for the Obligations on DTC's records. The ownership interest of each actual purchllliel" of each Obligation ("Beneficial Owner") is in tum to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from OTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well a..s periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownenhip interests in the Obligations are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners will not receive certificates representing their ownenhip interests in Obligations, except in the event that use of the book-entry system for the Obligations is discontinued. To facilitate subsequent transfers, all Obligations deposited by Direct Participants with DTC are registered in the name ofDTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative ofDTC. The deposit of Obligations with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial owneBhip. DTC has no knowledge of the actual Beneficial Owners of the Obligations; DTC's records reflect only the identity of the Direct Participants to whose accounts such Obligations are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participant.i, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participant.i to Beneficial OwneB will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial OwneB of Obligations may wish to take certain steps to augment the transmissicm to them of notices of significant events with respect to the Obligatiom, such as 0 0 0 0 redemptions, tenders, defaults, and proposed amendments to the Obligation documents. For example, Beneficial Owners of O Obligations may wish to ascertain that the nominee holding the Obligations for their benefit has agreed to obtain and transmit notices to Beneficial Owners. In the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the Obligatiom within an issue are being m::leemed, DTC's practice Li to determine by lot the amount of the interest of each Direct Participant in such maturity to be redeemed. Neither DTC nor Cede & Co. (nor any other DTC nominee) will consent or vote with respect to Obligations unless authorized by 0 a Direct Participant in accordance with DTC's Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the City as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co. 's consenting or voting rights to those Direct Participants to whose accounts Obligations are credited on the record date (identified in a listing attached to the Omnibus Proxy). Redemption, principal, and interest payments cm the Obligations will be made to Cede & Co., or such other nominee as may be requested by an authorized representative ofDTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail infonnation from the City or the Paying Agent/Registrar, on the payable date in accordance 0 with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Ovmers will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customeB in bearer form or registered in "street name", and will be the responsibility of such Participant and not of DTC nor its nominee, the Paying Agent/Registrar, or the City, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, principal, and interest payments to Cede & Co. (or such other nominee as may be requested by an authorized representative ofDTC) is the responsibility of the City or the Paying Agent/Registrar, disbursement ofsuch payments to Direct Participants will be the responsibility ofDTC, and disbursement of such payments to the Beneficial Owners will be the 0 responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Obligations at any time by giving reasonable notice to the City or the Paying Agent/Registrar. Under such circumstances, in the event that a successor depository is not obtained, security certificates for ea.ch maturity of the Obligations are required to be printed and delivered. The City may decide to discontinue use of the system of book-entry transfers through DTC (or a successor securities depository). In that event, security certificates for each maturity of the Obligations will be printed and delivered and the Obligatiom will be subject the transfer, exchange and registraticm provisiom as set forth in the respective Ordinances and summarized under "TRANSFER, 0 EXCHANGE AND REGISTRATION" below. The information in this section concerning DTC and DTC's book-entry system has been obtained from sources that the City, the Financial Advisor, and the Underwriters believe to be reliable, but neither of the City, the Financial Advisor, nor the Underwriters take responsibility for the accuracy thereof. Use of Certain Terlilll in Other Sections of this Official Statement In reading this Official Statement it should be understood that while the Obligations are in the Book-Entry-Only System, references in other sections of this Official Statement to registered owners should be re.ad to include the person for which the Participant acquires an interest in the Obligations, but (i) all rights of ownership must be exercised through DTC and the Book- Entry-Only System, and (ii) except as described above, payment or notices that are to be given to registered owners under the 16 0 0 0 0 0 0 0 0 0 Ordinance will be given only to DTC. PAYING AGENT/REGISTRAR The initial Paying Agent!Registrar is The Bank of New York Mellon Trust Company, National Association, Dallas, Tex.as. [n the Ordinances, the City retains the right to replace the Paying Agent/Registrar. The City covenants to maintain and provide a Paying Agent/Registrar at all times unbl the Obligations of each series are duly paid and any successor Paying Agent/Registrar shall be a commercial bank or qust company organized under lhe laws of the State of Texas or other entity duly qualified and legally authorized to ,erve as and perfonn the duties and services of Paying Agent/Registrar for the Obligations. Upon any change in the Paying Agent/Registrar for the Obligations, the City agrees to promptly cause a written notice thereof to be 5ellt to each registered owner of the Obligations then outstanding !Ind affected by such change by United States mail, first clas's, postage prepaid, which notice shall give the address of the new Paying Agent/Rcgistrar. Interest on the Obligations shall be paid to the registered owne~ appearing on the registration boob of the Paying Agent/Rcgistrar at the close of business on the Record Date (hereinafter defined), and such interest shall be paid (i) by check sent United States mail, fi~t cl~, postage prepaid, to the address of the registered owner recorded in the registration boob of the Paying Agent/Registrar, or (ii) by such oilier method acceptable to the Paying Agent/Registrar requested by, and at the -risk and expense of: the registered owner. Principal oftbe Obligations ·will be paid to the ngistercd o~ner at the staled maturity or earlier ~tion upon presentation r.o th.e designated payment/transfer office of lhe Paying Agent/Registrar. If the date for the payment of the principal of, or interest on, the Obliga&;ions shall be a Saturday, Sunday, a legal holiday, or a day when banking institutions in the city where the designated payment/transfer office of the Paying Agent/Registrnr is localed are authorized to close, then the date for such payment shall be the next succeeding day which is not such a day, and payment on such date shaJJ have the same force and effect as if made on the date payment wos due. So long as Cede & Co. is the registered owner of the Oblii:ations, principal and interest on the Obligations will be made as described in "THE OBLIGATIONS -BOOK-ENTRY-ONLY SYSTEM''. TRANSFER. EXCHANGE AND REGISTRATION In the event the Book-Entry-Only System is discontinued, printed Obligatioos will be issued to the registered owners of the Obligations affec.led and, thereafter, the Obligatioo.s may be tmmferre<I and e1icb111ged oo tb.e registration book.s of lhe Paying ~en~gi.strar only upon presentation and..sWTender of suoh printed Obligations t,o the Paying Agent/Registrar, Such lransfcr or e~change shall be, without expense or service charge to the registered owner, except for any taX or other governmental charges required to be paid with respect io such regis.tratioa, e11:cbange or transfer. Obligations may be assl.gned by lhe execution of an ,a,ssignment fonn QD the Obligations or by other instrument of trarufer and assignma1t acceptable to the P~yiog Agent1legistrar. New Obligations will be delivered by tbe Paying Agenl/Ri:gistrar, in lieu of the Obligations being tmlsferred or exchanged. at the designated office of the Paying Agent/Registrar, or sent by United States .mail, !mt class, postage prepaid, to the new registered owner ot bis designee. To the extent possible, new Obligations issued in an c,ccba.nge or transfer of Obligations Will be delivered to the registered O'\\'ller, or assignee of the registered owner, not i'nore thAA three business days after !he receipt of the Ob\igationg to be canceled, and the written ·insttwnent o(tnmsfe~ or request for txchange duly executed by the registered ov,ner, or bis duly authorized agent, in a form satisfactory to the Paying Agent/Re.gistrar. New Obligations registe_red. and delivered in all ~change or tnnsfor shall be in any integral multiple of S5,000 for !ll'ly one a1aturily and a like aggregate principal amount as the Obligations surrendered for exchange or transfer. See "THE OBLIGATIONS -BOOK-ENTilY-ONL Y SYSTEM" herein for a descriptio.n of the system to be utilized initially in regard to ownership and tnnsfe~bility of the Obtiptions. Neither the-City oor th.e Paying Agen~strar sball be l'equired to tran.'lfer or exch11nge any Obligation called for redemption, in whole or in part, within 45 days of the date fixed for wJ.emption; provided, however, such limitation of transfer shall not be applicable to an e~change by tl!e re-gistered owner of the uncalled balance pf an Obligation. RECORD DATE FOR INTERESTPAYMEN1' 0 The record date ("Record Date") for the interest payable on the Obligations on any interest payment date means the close of business on the last business day of the preceding month. In the event of a non-payment of interest on a Kheduled payment date, and for 30 days thereafter, a new record daie for such interest payment (a ''Special Record Date"} will be established by the Paying Agent/Registrar if and when funds for the payment of such inteoest have been received from the Cicy. Notice of the Special Record Date a.nd of the scheduled payment date of the past due interest (''Special Payment Date", which shall be IS days after the Special Record Date) shall be sent a1 least five D business days prior to the Special Record Date by United States mail, first class, postage prepaid, to the address of each Holder of an Obligation appearing on the registration books of the Paying Agent/Registrar at lhe close of business on the last bnsincss day next preceding the date of mailing of such notice. REMEDIES The respective Ordinances establish specific events of default with respect to the Obligaciotl6. If the City defaults in lbe payment of principal of, or interest oo, the Obligations when due, or if the City defaults in the observMce or performance of any of the covenants, conditions or obligations of the City, the failure to perform which materially, adversely affects tile rights or the owners, including but not limited to their prospect or ability to be repaid in accordance with each respective Ordinance, and the continuation thereof for a period of 60 days after notice of such default is given by any owner to the City, each respective Ordinance provides that any owner is entitled to seek a writ of mandamus from a court of proper jurisdictioo requiring !he City t0 make such payment or obseo-e and perfonn such covenants, obligations, or conditions. The issuance of a writ of llllllldamllS may 17 be &ought if there is no other available remedy at law lo compel perfonnance of the Obligations or the respective Ordinance and the City's ol,liga~ are not unr.ertain « disputed. 1be remedy of mandamus is concrolled by eqoilable principles, so reso with the discretion of the court, but may not be l!Ibitrarily refused. There is no acceleration of maturity of the Obligations in the evmt of default and, consequently, the remedy of mandamus may have to be relied upon from year to year. The respective Ordinances do not provide for the appointment of a trustee to ~esent the interests of the owners upon any failure of the City to perform in accordance with the terms of the respective Ordinances, or upon any other condition. Accordingly, all legal actions to enforce such remedies would have co be undeztakeo at the initiative of, and be fUWICed by, the registered owners. On June 30, 2006, the Te= Suptcme Caurt ruled in Toolw v. City of Muia, 197 S.W.3d 325 (Tex.2006), that a waiver of sovereign immunity in a contractual dispute must be provided for by statute in "clear and unambiguoWl" language. In so ruling, the Court declared that statutory language such as "sue and be sued," in and of itself, did not constitute a clear and unambiguous waiver of sovereign immunity. Because it is not clear that the Texas Legislature has effectively waived the City's immunity from suit for money damages, holders of Obligaiions may not be able to bring !JUCh a suit against the City for breach of the Obligation or the rap:ctivc OrdiP1111a:s. 1n Teoh, die Cowt noml lhe enactment in 200$ or sa:tiom 271.l~J-.100, Texas Local Government Code (the "Local Government Immunity Waiver Act"), which, according tO the Cowt, waives "immunity from suit for contract claims agaiust most local goverumental entities in certain ci~sta.nces." The Local Government Immunity Waiver Act covers cities and relates to contn.cts entered into by cities for providing goods or services to cities. The City is not aware of any Texas court construing the Local Government Immunity Waiver Act in the context of whether contractual undertalcings of local governments that relate tO their borrowing powm are contracts covered by the Act As noted above, the respective OrdinllJlllf!S provide that holders of Obligations may ex~ise die remedy of .mandamus to euforce lhe obligations of the City under the respective Ordinances. Neither the remedy of mandamus nor aoy other type of injunctive reliefw11.5 at is.sue in Took#!, and it is unclear whecher Took#! will be construed to have any effect with respect to the exercise of mandamus, as such n:medy hu been interpreted by Texll.S courts. In general, Texu courts have held that a writ of mandamus may be issued to requira public officials to pe1form ministerial acts that clearly pertain to their duties. Texas courts have held that a ministerial act is defined as a le&al duty that is prescribed and defined with a precision and certainty the.t leaves nothing tO the txen:ise of discretion or judgment, lhaugh mandamus is DOC available to enforce ))ID'Cly contncaJal duti&:s.. However, mandamus may be usal ro require a public officer to perform legally-imposed minisrerial duties neceswy for the performance of a valid contract tO which the State er e political subdivision of the State is a party (including the payment of monies due under a contr1Wt), Chapter 13 71, Texas Government Code ("Chapter 1371''), which pertains to the issuance of public securities by issuers such a.s the City, permits the City to waive sovereign immunity in the procer4ings authorizin11 ils bonds, but i.o connection with the issuance of the Obligati.005, the City 1w not waived sovereign immunity in the manner provided by Chapter 13 71. Even j( a judgmml against the City could be obtained, it could not be mfon:ed by direct levy and execution again.st the City's property. Further, the registered o'ilr'1lm cannot themselves foreclose on property within the City or sell property within the City to enforce the tax lien on taxable property to pay the principal of, 1111d interest on, the Obligations. Furthermore, the City is eli&ible to seek relief from its aeditnr.. under Chapier 9 of the U.S. Bankruptcy Code ("Chapter !ii"). Although Chapter 9 provides for the recognition of a security interest represented by a specifically pledged iOurce of revenues, the pledge of e.d valorem lllXeS in supPOrt of a general ohliga!ian of a bankrupt entity is llDt specific.ally reoognizcd • a 5a:Urity' iotcrat uodcr Chapter 9. Chapa,r 9 a.lso includes an 1111tomatic stay provision that wonk! prohibit, widiout Bankruptcy Court approval, die prosecution of any other legal action by creditors or registered owners of an entity that has sought protection nnder Chapter 9. Therefore, should the City avail itself of Chapter 9 protection from creditors, the ability to enforce would be subject to the approval of the Bankruptcy Court (which could require that the adlon be heard in Banlcruptcy Court instead of other federal or state court); and the Bankruptcy Code provides for broad disaetionary powers of a Bankruptcy Court in administering any proceeding brought befare lhe Court The opinions of Bond Counsel will note that all opinions relative to lhe enfun:eability of the Obligations are qualified with respect to the customary rights of debtors relative to their creditors and that all opinions relative to the enfon:eability of the Ordinances and the Obligations are subject to bankruptcy and other laws affecting creditors rights or tcmedies generally. 18 0 C 0 0 0 0 0 0 0 0 :, SOURCES AND USES OF PROCEEDS The proceeds from the sale of the Bonds will be applied ag follows: SOURCES OF FUNDS: Principal Amount of Series 2010A Bonds .......................................................................... . Principal Amount of Series 20 l OB Bonds .......................................................................... . Net Original Issue Premium on the Series 2010A Bonds .................................................... . Total Sources of Funds .................................................................................................. . USES OF FUNDS: Deposit to Project Fund ....................................................................................................... . Underwriters' Discount ...................................................................................................... . Cost of Issuance .................................................................................................................. . Total Uses ofFunds ....................................................................................................... . The proceeds from the sale of the Certificates will be applied as follows: SOURCES OF FUNDS: Principal Amount of Series 2010A Certificates .................................................................. . Principal AmoWlt of Series 2010B Certificates .................................................................. . Net Original Issue Premium on the Series 2010A Certificates ........................................... . Total Sources of Funds .................................................................................................. . USES OF FUNDS: Deposit to Project Fund ...................................................................................................... .. Underwriters' Discount ..................................................................................................... .. Cost of Issuance .................................................................................................................. . Total Uses ofFunds ....................................................................................................... . ADV ALOREM TAX INFORMATION ADV ALOREM TAX LAW S 8,840,000.00 l 5,320,000.00 295,967.60 $24 455.967.60 $24,200,000.00 140,556.31 115,411.29 $24,455 967 60 $ 48,955,000.00 96,540,000.00 3,173,768.25 $148.668.768 25 $] 47,398,591.00 825,668.63 444,508.62 $146,668,768.25 The appraisal of property within Lubbock is the responsibility of the Lubbock Central Appraisal District (the ''Appraisal District'l Excluding agricultural and open-SpQ.Ce land. which may be taxed on the basis of productive capacity, the Appraisal District is required under the Property Tax Code (defined below) to appraise all property within the Appraisal District on the basis of l 00% of its market value and is prohibited from applying any assessment ratios. In detennining market value of property, different methods of appraisal may be used, including the cost method of appraisal, the income method of appraisal, and the matket data comparison method of appraise.I. The method considered most appropriate by the chief appraiser is to be used The appraised value of a residence homestead for a tax yeac may not exceed the lesser of (I) the most recent market value of the residence homestead as determined by the appraisal entity or (2) 110"/4 of the appraised value of the residence homestead for the preceding tax year plus (3) the market value ofall new improvements to the property. The value placed upon property within the Appraisal District is subject to review by an Appraisal &:view Board consisting of three membeni appointed by the Board of Directors of the Appraisal District. The Appraisal District is required to review the value of property within the Appraisal District at least every three years. The City may requ~ annual review at its own expense, and is entitled to challenge the determination of appraised value of property within the City by petition filed with the Appraisal Review Board. Reference is made to Title I of the Texas Tax Code (the "Property Tax Code") for identification of property subject to taxation; property exempt or which may be exempted from taxation, if claimed; the appraisal of property for ad valorem taxation purposes; and the procedures and limitations applicable to the levy and collection of ad valorem taxes. Article VIII of the State Constitution ("Article VIll'') and State law provide for certain exemptions from property taxes, the valuation of agricultural and open-space lands at productivity value, and the exemption of certain penonal property from ad valorem taxation. Under Article VIll, Section l-b, and State law, the governing body of a political subdivision, e.t its option, may grant an exemption of not less than $3,000 of the market value of the residence homestead of persons 65 years of age or older and the disabled from all ad valorem taxes thereafter levied by the political subdivision. Once authorized, such exemption may be repealed or decreased or increased in amount (i) by the governing body of the political subdivision or (ii) by a favorable vote of e. majority of the qualified voters at an election called by the governing body of the politica.1 subdivision, which election must be called upon receipt of a petition signed by e.t least 20"/4 of the number of qualified voters who voted in the preceding election of the politica.1 subdivision. In the case of a decrease, the a.mount of the exemption may not be reduced to less than $3,000 of the :, market va.lue. ) The surviving spouse of an individual who qualifies for the foregoing exemption for the residence homestead of a person 65 or older (but not the disabled) is entitled lo an exemption for the same property in an amount equal to that of the exemption for which the deceased spouse qualified if (i) the deceased spouse died in a year in which the deceased spouse qualified for the exemption, (ii) the surviving spouse was at least 55 years of age e.t the time of the death of the individua.l 's spouse and (iii) the 19 property was the residence homestead of the surviving spouse when the deceased spouse died and remains the residence homestead of the surviving spouse. In addition to any other exemptions provided by the Property Tax Code, the governing body of a political subdiYision, at its 0 option, may grant an exemption of up to 20% of the market w.lue of residence homesteads, with a minimum exemption of 0 $5,000. In the case of residence homestead exemptions granted under Section 1-b, Article VIII, ad valorem taxes may continue to be levied against the value of homesteads exempted where ad valorem U!Xes have previously been pledged for the payment of debt if cessation of the levy would impair the obligation of the contract by which the debt was created State law and Section 2, Article VIII, mandate an additional property tax exemption for disabled veterans or the surviving spouse or children of a deceased veteran who died while on active duty in tbe armed forces; the exemption applies to either real or personal property with the amount of assessed valuation exempted ranging from $5,000 to a maximum of$12,000. Under Article VITI and State law, the governing body of a county, municipality, or junior college district, may provide that the total amount of ad valorem taxes levied on the residence homestead of a disabled person or persons 65 years of age or older will not be increased above the amount of taxes imposed in the year such residence qualified for such limitation. Also, upon receipt of a petition signed by 5% of the registered voters of the county, municipality or junior college district, an election must be held to determine by majority vote whether to establish such a limitation on taxes paid on residence homesteads of persons 65 years of age or older or of persons who are disabled Upon providing for such exemption, such freeze on ad valorem taxes is transferable to a different residence homestead within the taxing unit and to a surviving spouse living in such homestead who is disabled or who is at least 55 yea.rs of age. If improvements (other than maintenance or repairs) ate made to the property, the value of the improvements is taxed at the then current tax rate, and the total amount of taxes imposed is increased to reflect the new improvements with the new amount of taxes then serving as the ceiling on taxes for the following years. Once established, the tax rate limitation may not be repealed or R:Scinded. The City has established such a limitation on ad valorem taxes. Article vrn provides that eligible owners ofboth agricultural land (Section 1-d) and open-space land (Section l-d-1), including open-space land devoted to farm or ranch purposes or open-space land devoted to timber production, may elect to have such property apprai!ied for property taxation on the basis of its productive capacity. The same land may not be qualified under both Section 1-d and 1-d-I. Nonbusiness personal property, such a.s automobiles or light trucks, are exempt from ad valorem taxation unless the governing body of a political subdivision elects to tax such property. Boats owned as nonbusiness property are exempt from ad valorem taxation. State law additionally provides for one motor vehicle owned by an individual and used in the course of the owner's occupation or profession, and for personal activities of the owner, to be exempted from ad valorem taxation. Article VIII, Section 1-j, provides for "freeport property" to be exempted from ad valorem taxation. Freeport property is defined as goods detained in Texas for 175 days or less for the purpose of assembly, storage, manufacturing, processing or fabrication. Decisions to continue to tax may be reversed in the future; decisions to exempt freeport property are not subject to reversal. In addition, under Section 11.253 of the Texas Tax Code, "goods-in-transit" are exempt from taxation unless a taxing unit opts out of the exemption. Goods-in-transit are defined as tangible personal property that: (i) is acquired in or imported into the state to be forwarded to another location in the state or outside the state; (ii) is detained at a location in the state in which the owner of the property does not have a direct or indirect ownership interest for assembling, storing, manufacturing. processing. or fabricating purpo5es by the person who acquired or imported the property; (iii) is transported to another location in the state or outside the state not later than 175 days after the date the person acquired the property in or imported the property into the state; and (iv) does not include oil, natural gas, petroleum products, aircraft, dealer's motor vehicle inventory, dealer's vessel and outboard motor inventory, dealer's heavy equipment inventory, or retail manufactured housing inventory. Article VIII, Section 1-n of the Texas Constitution provides for the exemption from taxation of"goods-in-transit." Under Section 11.253 of the Texas Tax Code, "Goods-in-Transit" are exempt from taxation unless a taxing unit opts out of the exemption. Goods-in-Transit are defined u tangible personal property that: (i) is acquired in or imported into the state to be fo1warded to another location in the state or outside the state; (ii) is detained at a location in the state in which the owner of the property does not have a direct or indirect ownership interest for assembling, storing, manufacturing, processing, or fabricating purposes by the person who acquired or imported the property; (iii) is transported to another location in the state or outside the state not later than 175 days after the date the person acquired the property in or imported the property into the state; and (iv) does not include oil, natural gas, petroleum products, aircraft, dealer's motor vehicle inventory, dealer's vessel and outboard motor inventory, dealer's heavy equipment inventory, or retail manufactured housing inventory. A taxpayer may receive only one of the Freeport exemptions or the goods-in-transit exemptions for items of personal property. The City may create one or more tax increment financing zones under which the lax values on property in the zone are "frozen" at the value of the property at the time of creation of the zone. Other overlapping taxing units may agree to contribute all or part of future ad valorem taxes levied and collected against the value of property in the zone in excess of the "frozen w.lue" to pay or finance the costs of certain public improvements in the zone. Taxes levied by the City against the values of real property in the zone in excess of the "frozen value" are not available for general city use but are restricted to paying or financing "project costs" within the :rone. See ''TAX INCREMENT FINANCING ZONES" below. The City also may enter into tax abatement agreements to encourage economic development. Under the agreements, a property owner agrees to construct certain improvements on its property. The City in tum agrees not to levy a tax on all or part of the 20 0 C C C C C - 0 0 0 0 0 increased value attributable to the improvements until the expiration of the agreeme11t. The abatement agreement may 111st for a period ofup to 10 yean. Sec "TAX ABATEMENT POLICIES" below. Cities l:lre also authorized, pursuant to Chapter 380, Texas Local Government Code ("Chapter 380") to establish programs to promote state or local economic development and to stimulate business e.nd commercial activity in the City. In accordance with a program esiablished plllliuant to Chapter 380, the City may make lo.ans or grant of public fund for economic development purposes, however, no obligations secured by ad valorem taxes may be is!lled for such pwposes unless approved by voter3 of the City. EFFECTIVE TAX RATE AND ROLLBACK TAX RA TE By each September I, or as soon thereafter as practicable, the City Council adopts a tax rate per $100 taxable value for the current year. The City Council is required to adopt the annual tax rate for the City before the later of September 30 or the 60rh day after the date the certified appraisal roll is received by the City. If the City Council does not adopt a tax rate by such required date, the tax rate for that 1B:l!. year is the lower of the "effective tax rate" calculated for that tax year or the tax rate adopted by the City for the preceding Wt year. The tax nite consists of two components: (I) 11. rate for funding of maintenance and openitlon expenditures, and (2) a rate for debt service. Under the Property Tax Code, ,the City must annually calculate and publicize its "effective tax rate" and "rollbaclc tax nite". A tax iate cannot be adopted by the City Council that c;,,;.ceeds the lower of the rollback tax rate or lhc effective tax .rate until two public hearings are held on the proposed tax rate following a notice of such public hearing (including the requirement that notice be posted on the City's website if the City owns, operates, or controls an internet website, and ihat public notice be given by television if the City bu fRe access to a tele,1sion channel), and the City Council ha& otherwise complied with ihe legal requirements for ihe adoption of such uu rate. If the adopted tu rate exceeds iihc rollback we rate, the qualified voters of the City, by petition, may require that an election be held to determine whether or not ro reduce the wt rate, adopted for the cwreot year, to the rollback iax rote. "Effective tax rate" is defined u the rate that will produce the preceding year's tot31 w: levy (adjusted) from the current year's total taxable values (&djmtcd). ''Adjusted'' means lost values are not included in the calculation of last year's taxes and new values are not included in this year's taxable values. "Rollback tax nitc" is defined as the rate that will produce the preceding year's maintenance and operation tax levy (adjmted) from the cwrent year's values (adjusted) multiplied by I.08 plus a rate that will produce the current year's debt 1ervice from the current year's values (unadjusted) divided by the anticipated tax collection rate. 0 The Property Tax Code provides that certain cities and counties in the State may submit a proposition to lhc votelll to authori7.e an additional one-half cent sales tax on retail sales of taxable items. If the additional tax is levied, the effective tax rate and the rollback tax rate calculations are required to be offset by the reve11uc that will be generated by the sales tax in the current year. D '.) '.) Reference is made to the .Property Tax Code for definitive requirem.e11ts for the levy and collection of ad valorem taxes e.nd the calculation of the VBrious defined tax rotes. PROPERTY ASSESSMENT AND TAX PAYMENT Property within the City is generally assessed as of January I eacb year. Business inventory may, at the option of the taxpayer, be assessed as of September I. Oil and gas reserves ai:-e asse~ed on the ba.-!is of a valuation process that uses an average of the daily price of oil and gas from the prior year. Taxes become due October 1 of the same year, and become delinquent on February I of die following year. Taxpayers 6S yeam of age or older~ permitted by Smte law to pay Wtes on homesteads in folll' installments with the lint due on February 1 each year and the final installment due on August I. PENAL TIES AND INTEREST Charges for penalty and interest on the unpaid balance of delinquent taxes~ made as follows: Cumulative Cumulative Month Penal!l °le, Interest% Total% February 6 7 Man:h 7 2 9 April 8 3 11 May 9 4 13 JW'le 10 5 IS July 12 6 18 After July, the penalty remains at 12%, and interest increases Ill the rate of 1% ei,ch month. ln addition, if an account i.s delinquent in July, a 15% attoroey's collection fee is added to the total tax penalty and. interest charge. Under certain circumstances, delinqueut taxes on the homestead of a taxpayer 65 yem of age or older incur a penalty of 8% pc:r BJ111um with no additional penalties or interest IIS$CSScd. In general, property subject to the City's lien may be sold, in whole or in parcels, pursuant to coun order to collect the ·amounts due. Federa.l law does not allow for the collection of penalty and interest against· an 21 estate in bankruptcy. Federal bankruptcy law provides that an automatic stay of action by creditors and other entities, including governmental units, goes into effect with the filing of any petition in bankruptcy. The automatic stay prevents governmental units from foreclosing on property and prevents liens for post-petition taxes from attaching to property and obtaining secured creditor status unless, in either case, an order lifting the stay is obtained from the bankruptcy court. In many cases post-petition taxes are 0 paid as an administrative experuie of the estate in bankruptcy or by order of the bankruptcy court. 0 CITY APPLICATION OFT AX CODE The City grants a $16,600 exemption to the market value of the residence homestead of persorui 65 years of age or older; the disabled are also granted an exemption of $10,000. Toe City has not granted any part of the additional exemption of up to 20% of the market value of residence homesteads; the minimum exemption that may be granted under this provision is $5,000. 0 The City has established the tax freeze on residence homesteads of disabled persons and persons 65 of age or older. See Table l for a listing of the amounts of the exemptions described above. Ad valorem taxes are not levied by the City against the exempt value of residence homesteads for the payment of debt. The City does not tax nonbusiness personal property; and the Appraisal District collects taxes for the City. The City does not pennit split payments of taxes, and does not allow discounts for early payment of taxes, although discounts are permitted on a local-option basis by the Property Tax Code. Since the 1999 tax year, the City has exempted freeport property from taxation. The City does not tax goods-in-transit. Toe City collects an additional one-eighth cent sales tax to help reduce ad valorem taxes. The City held an election on November 4, 2003, to increase sales tax one quarter cent, for a total of three eighths of a cent. The rate increase became effective on October I, 2004. TAX ABATEMENT POLICIES The City has established a tax abatement program to encourage economic development. To be considered for tax abatement, a project must be located in a reinvestment zone or enterprise zone (a commercial project must be in an enterprise zone) and must 0 0 meet several criteria pertaining to job creation and property value enhancement. The City had three enterprise zones that have 0 expired: the Lubbock 2000 North Enterprise Zone and the Lubbock 2000 South Entuprise Zone expired September 1, 2008, and the Lubbock International Airport Enterprise Zone that expired September l, 2005. In 2003, the Legislature made changes to the statute governing enterprise zones, including designating zones by block group based on poverty mte. The block groups meeting the criteria become enterprise zone eligible, but can only be used for tax abatement if the new zones are activated. In November, 2007 the City activated thirty eligible block groups. At present, there are 20 active tax abatement agreements, principally for companies located in the northeast and southeast xctiorui of Lubbock. In accordance with State law, the City has adopted policies for granting tax abatements, which provide guidelines for tax abatements for both industrial and commercial projects. 0 Toe guidelines for industrial and commercial projects are similar, except that qualifying industrial projects may receive a ten-year abatement, while qualifying commercial projects are limited to five-year tax abatements. Although older abatements were given full (100%) tax abatement, since 1997 the City has negotiated abatements on a declining percentage basis, with a portion of the tax value added to the City's tax roll each year during the life of the abatement. The City's policies provide a variety of criteria that affect the terms of the abatement, including the projected life of the project, the type of business seeking abatement, with certain businesses targeted for abatement, the amount of real or personal property to be added to the tax roll, the number of jobs to be created or retained, and other factors. The policiei disallow abatements for certain categories of property including real C property, inventories, tools, vehicles, e:ircmft, and housing. Each abatement policy provides for a recapture of the abated taxes if the business is discontinued during the tenn of the agreement, except for discontinuances caused by natural disaster or other factors beyond the reasonable control of the applicant. For a description of the amount of property abated for City taxation purposes, see "TABLE I~ VALUATIONS, EXEMPTIONS AND GENERAL OBLIGATION DEBT." TAX INCREMENT FINANCING ZONES Chapter 311, Texas Tax Code, provides that the City and other taxing entities may designate a continuous geographic area in its C jurisdiction as a tax increment financing zone ("TIF'') if the area constitutes an economic or social liability in its present condition and use. Other overlapping taxing units may agree to contribute all or a portion of their taxes collected against the "Incremental Value" in the TIF to pay for TIF projects. Any ad valorem taxei relating to growth of the tax base in a TIF, above the frozen base, may be used only to finance improvements within the TIF and are not available for the payment of other tax supported debt of the City and other participating taxing units. Together with other taxing units, the City participates in two TIFs: the Central Business District Reinvestment Zone (the "Downtown TIF') and the North Overton Tax Increment Financing Reinvestment Zone (the "North Overton TIF"). The Downtown TIF covers a 0.71 square-mile area, which includes pa.rt of the Central Business District and abuts the North Overton TIF. The base taxable values of the TIF are frozen at the level of taxable values for 2001, the year of creation, at $105,858,251. For lax year 2009, the Downtown TIF had a taxable value of $171,42&,178 before taking into account tax abatements and exemptions. After tax abatements and exemptions, the tax value in the Downtown TIF was $166,824,005. In 22 C 0 0 0 0 a 0 a '.) addition to the City, the County, Lubbock County Hospital District, and the High Plains Undergrotmd Water Conservation District (collectively, the "Taxing Units") participate in the Downtown TIF. Given the relative tax rates of the participants, it is anticipated that the City will be the largest contributor to the tax increment fund if there is growth from the frozen base. The City Ordinance establishing the Downtown m provides that the Downtown TIF will terminate on December 31, 2021, or at an earlier time designated by a subsequent City ordinance. In addition to the Downtown TIF, the City enacted an ordinance in 2001 establishing the North Overton TIF. Each of the other Taxing Units in the Downtown TIF also participate in the North Overton TIF. The City orrlinance establishing the North Overton TIF provides lhat the North Overton TIF will tenninate on December 31, 2031, or at an earlier time designated by e. subsequent City ordinance. The North Overton TIF consists of 325 acres near the Central Business District of Lubbock:. The frozen tax base for the North Overton TIF was established as of January I, 2002, at $26,940,604. For tax year 2009, the North Overton m had a taxable value of $279,9 l 0, 784 before taking into account tax abatements and exemptions. After tax abatements and exemptions, the tax value in the North Overton TIF was $278,423,523. {THE REMAINDER OF nns PAGE INTENTIONALLY LEFT BLANK] 23 FINANCIAL INFORMATION TABLE 1-VALUATION, EXEMPTIONS AND GENERAL OBLIGATION DEBT 2009 Matket Valuation Established by Lubbock Cmlral Appraisal District Less Exemptions/Rrouctions at 100% Market Value: Residential Homestead Exemptions Homestead Cap Adjustment Disabled Persons Disabled Veterans Prorated Exempt Property Agricultural/Open-Spece Land Use Reductions Pollution Exemptions Lease Vehicles Exempt House Bill 366 Energy Fn:cport Exemptions Ta.x Abatement Reductions (1) Mixed Use Vehicle Low Income Housing MBtket Value Reduction for Protested Properties 2009 T8U1,le Assessed Valuation City Fwided Debt Payable from Ad Valorem T ;ue~: Gcne11l Obligation Debt (as of 1-1-10) (2) Plus: The Bonds Plus: The Certificates Total funded Debt Payable from Ad Vatorem T~es Less: Self Supportin8 Debt (as of 1-1-10) (3) Waterworks System General Obligation Debt Sewer System General Obligation Debt Solid W86tc Disposal System Geneml Obligation Debt Drainage Utility System GenCTal Obligation Debt Tu Increment Finani:ing General Obligation Debt Elecaic Light and Power System General Obligalion Debt Cemeter:y General Obli!!lltion Debt Gateway General Obligation Debt Howl Oc,;upency Tax Debt Audiiorium/Coliseum General Obligation Debt Airport General Obligation Debt General Purpose Funded Debt Payable from Ad Valorem Taxes (4) 219,776,233 -4 3,905,052 15,680,307 65,519,566 330,454 76,899,527 3,156,649 25,117,767 183,554 16,000,400 83,105,152 54,445,455 1,011,408 4,279,460 154,161,&41 702,820,000 24,160,000 145,49~.ooo 297,179,583 107,020,362 13,773,433 115,884,123 37,038,992 72,761,700 637,401 98,582,534 1,144,548 500,000 13,757,312 $ 12,766,189,IOS 763,572,825 12,002,616,280 872,475,000 758,279,987 $ 114,195,013 Unaudited General Obli!!lltion Interest and Sinking Fund es of Sept.ember 30, 2009 $ 1,498,276 Ratio Total Funded Debt to Taxable Assessed Valuation Ratio General Pwpo6e Funded Debt to Taxable Assessed Valuation 2010 Estima~ Population (5) Per Ce.pita Taxable A.5se5-5ed Valuation Per Capita Total Funded Debt Payable from Ad Valorem T!llles Per Capita Genetal Purpose F1111ded Debt Paynble from Ad Valorem Ta.xes (1) See ~ADV ALOREM TAX INFORMATION -TAX ABATEMENT POLICIES." $ s s 7.27% 0.95% 219,643 54,646 3,972 520 (2) The statement of indebtedness does not include the City's outstanding Electric Light and Power System ~veoue Bomb, payable solely from the net revenues of the City's Electric Light and Power S~tem. (3) Includes the Certificates. As a malier of policy, lhe City provides debt service on general obligation debt issued. to fund 24 0 0 0 0 0 0 0 ,,... ..... C 0 0 0 0 0 0 j ) improvements to its Waterworks System, Sewer System, Solid Waste System, Drainage System, Tax Increment Finance Reinvestment Zone, Electric Light and Power System, Cemetery, Gateway Streets, Hotel Occupancy Tax projects, Auditorium/Coliseum, and Airport from surplus revenues of these Systems (see "TABLE 8A -GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS," "TABLE 8B -INTEREST AND SINKING FUND BUDGET PROJECTION," ''TABLE 9 -DIVISION OF GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS," and "TABLE 10 - COMPUTATION OF SELF-SUPPORTING DEBT'). The City's Waterworks System GeneraJ Obligation Debt has been issued to finance or refinance Waterworks System improvements and is being paid, or is expected to be paid, from Waterworlcs System revenues. The City has no outswiding Waterworks System Revenue Bonds but has obligated revenues of the Waterworks System under water supply contra.els. The City's Sewer System General Obligation Debt has been issued to finance or refinance Sewer System improvements and is being paid, or is expected to be paid, from Sewer System revenues. The City bas no outstanding Sewer System Revenue Bonds. The City's Solid Waste DisposaJ System General Obligation Debt has been issued to finance or refinance Solid Waste System improvements and is being paid, or is expected to be paid, from revenues derived from Solid Waste service fees. The City has no outstanding Solid Waste Disposal System Revenue Bonds. The City's Drainage Utility System General Obligation Debt has been issued to finance or refinance Drainage System improvements and is being paid, or is expected to be paid, from revenues derived from Drainage Utility System fees. The City has no outstanding Drainage Utility System Revenue Bonds. The City's Tax Increment Financing General Obligation Debt has been issued to finance or refinance construction of improvements in the North Overton TIF and is being paid, or is ~pected to be paid, from revenues derived from the Pledged Tax Increment Revenues. The City has no outstanding Tax Increment Financing Revenue Bonds. For FY 2010, the City anticipates chat tax increment revenues will not be adequate to cover debt requirements on the existing Tax Increment Certificates of Obligation. In the instance that the tax increment revenues are not sufficient to pay debt service, the City intends to make an interfund loan to cover the debt service and, if the projected development in the North Overton TIF proceeds as expected, repay such loan from revenues received in futwe yean. The North Overton master plan projects additional debt to be issued by the City for infrastructure improvements in the TIF. If that occurs, there could be years in which the TIF may not produce revenues in amounts sufficient to cover all debt issued for it, at least until the TIF bas reached full build-out status. If revenues are insufficient and no ioterfund loan is made, the City is obligated to pay such obligations from ad valorem taxes. The City's Electric Light and Power System General Obligation Debt has been issued to finance or refinance Electric Light and Power System improvements and is being paid, or is expected to be paid, from revenues derived from the Electric Light and Power System. The City has $14,760,000 of outstmding Electric Light and Power System Revenue Bonds payable from a pledge of system revenues. The City's Cemetery General Obligation Debt has been issued to finance or refinance Cemetery improvements and is being pa.id, or is expected to be paid, from revenues derived from the Cemetery. The City has no outstanding Cemetery Revenue Bonds. The City's Gateway General Obligation Debt has been issued to finance or refmance Gateway Streets improvements and is being paid, or is expected to be paid, from franchise fees. The City bas no outstanding Gateway Fund Revenue Bonds. The City's Hotel Occupancy Tax General Obligation Debt has been issued to finance tourism projects and is being pa.id, or is expected to be paid, from hotel occupancy taxes. The City has no outstanding Hore I Occupancy Tax Bonds. The City's Auditorium/Coliseum General Obligation Debt has been issued to finance or refinance Auditorium/Coliseum improvements and is being pa.id, or is ~pected to be paid, from revenues derived from the Auditorium/Coliseum. The City has no outstanding Auditorium/Coliseum Revenue Bonds. The City's Airport General Obligation Debt has been issued to finance or refinance Airport improvements and is being paid, or is expected to be paid, from revenues derived from the Airport. The City has no outstanding Airport Revenue Bonds. (4) Includes the Bonds. (5) Source: City ofLubbock, Texas. [TIIE REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK] 25 0 TABLE 2-TAXABLE ASSESSED VALUATION BY CATEGORY Taxable Al!l!l'.UHd V1l11e for fllcal Year l:nded S!:J!tefflber 30 2010 2009 zooa %or %of %of 0 CategOJy Amounl Total Amounl Total Amount Total Tw.l, Residential, Single-Family s 6,'.,147 ,946,941 54.42 6,687,368,655 54.61 6,321,729,050 55.01 llce.l, Resldencie.J, Multi-Family 997,043,862 7.81 922,530,900 7.53 931,507,661 8.11 Real, Vacant Loi,ffracis 189,296,951 1.48 201,167,097 1.64 202,703,022 1.76 Real, Acreage (Land Only) 104,927,547 0.82 106,628,878 0.87 103,474,361 0.90 Real, Farm and Ranch !mproV1:mems 13,502,162 0.11 11,9TI,889 0.10 10,948,790 0.10 Real, Corn!nmial and lnd118trie.l 2,686,373,355 21.04 2,476,922,746 20.23 2,246,869,059 19.55 0 Real, Oil, au 111d Other Mineral Reserves 32,632,310 0.Ui 39,976,390 0.33 26,864,150 0.23 Real and T11111ible Pi:nonal, Utilities 168,123,979 1.32 173,239,955 1.41 181,023,472 1.58 Tllll.gib\e hnorial, Business 1,502.932, 704 11.n 1,494,921,128 12.21 I ,3"10,911,089 11.67 Tang,l,le Pcnom I, Olba-10,943,476 0.()'J 11,981,462 0.10 13,018,766 O.ll RCi\l Prupcny, lnvmlar)' 43.022,634 034 43,435,213 0.35 41,291,m Q.36 Special ~ 69.422,082 0.54 76,063,260 0.62 72,685,000 0.63 Othtr/ Adj USl!llenl!I 211102 0.00 2161600 0.00 (1151001} (0.00} 0 Total AppniilCd Vallie Before Exemptions 12,766,189,105 100.00 12,246,430,173 100.00 11,492,911,247 100.00 Le:s.<i: Total Exemptions/Reductions l76315TI1825) (573,356,<MQ ,5951700,684) Tuab\e Alleued Vallie s 121002,616,280 111673,074,132 10189712 I 0,56 3 Ta~ble Al!J!"'IHd V1l11e £or fllclll Yeiu-l:nded Sel!llmber 30 2007 2006 2005 %of %of %of CalCS!!!):'. Amo11nt Total Amo1111t Total Amollllt Tota! 0 Rw,Residential,Siog)e-Fmnily s 5,889,918.195 55.13 S,SJ7,769,l06 55.15 S,169,490,706 56.09 :Real, Raidelllial, Multi-Family SJJ,.394,391 &.lJ 195,689,400 8.01 61 S,453,250 6.68 Real, Vacant t.olsfTrudli 186,939,508 1.76 166,089,379 1.67 137,411,731 1.49 Real, Acreage (Land Only) 104,443,417 0.98 80,067,791 0.81 64,532,486 0.70 Rn.I, Fam, and Ranch Improvements 10,601,986 0.10 11,038,895 0.11 10,406,299 0.11 Ral, Commm:ial and Industrial 1,968,271,689 18.56 1,827,901,763 18.40 1,712,457,490 18.58 0 Real, Oil, au md Other Mioeral Reserves 28,446,050 0.27 17,526,510 0.18 12,167,754 0.13 Real and T111fJlble Perrone\, Utilities 179,562,657 1.69 177,838,907 1.79 173,908,469 1.89 T 1111gible Personal, Bllllincss 1.245,600,988 11.74 1,:228,428,632 12.37 1,226,369,118 13.31 Tengible Personal, Orher 13,940,265 0.13 14,527,171 0.15 15,465,413 0.17 llce.l Propmy, lnvemrary 37,577,657 0.35 26,685,491 0.27 9,863,035 0.11 Special ln~nto,y 68,621,321 0.65 67,329,545 0.68 68,232,264 0.74 Other/ A4j1151m1:lll.J 220,192 0.00 114991616 O.Ql Toial Appnised Value Belixe EB:mpliom 10,607,538,316 100.00 9,932,392,406 100.00 9,21 S,758,01 S 100.00 G L£ss: focal Ell~ !604,812.6?9} iS85,778.45~ {SS0.763,153~ Tuable Asseued Value s tO,Otll,7251637 9.346,613,95 l *'634,994,862 NOTE: Valuations shown are certified taxable assessed values reported by the Appraisal District to the City for purposes of establiahing and levying the City's annual ad valorem tax rate and to the State Comptroller of Public Accounts. Certified values ~ subject to change throughout the year u contested values are resolved and the Appraisal District updates records. C C 26 0 0 0 0 D ) TABLE 3A -VALUATION AND GENER..\L OBLIGATION DEBT HISTORY Fiscal Per Capita Genel"llll Ratio Ytar .Esn.ai.ted Ta:iiable Tnable Purpose Ta:i: Debt to Ended City A.Hased ASlleued Funded Al1es!1ed Funded Debt Tu 30-S!J! Poeulallon <-J VaJualton Valuation Ta:i:Debt<"l Valuation fol Per C•ett• Year 2005 209,120 S 8,634,994,862 s 41,292 $ 80,210,269 0.93% $ 384 2004 2006 211,187 9,346,613,951 44,258 87,231,945 0.93% 413 2005 2007 212,365 I 0,002, 725,637 47,102 92,487,363 0.92% 436 2006 2008 214,847 10,897,210,563 50,721 101,185,953 0.93% 471 2007 2009 218,327 11,673,074,132 53,466 106,303,936 0.91% 487 2008 2010 219,643 12,002,616,180 54,646 108,479,132 (~ 0.90°0 (<) 494 l<l 2009 <'! Source: nc City. tbl Does not include sicll'-supportcd debt. ~l IDc!ud., Iha BaDdi, TABLE 38 -DERJV ATION OF GENERAL PURPOSE FUNDED TAX DEBT The following table sets forth certain infonnation with respect to the City's general purpose and self-supporting general obligation debt The City is continually revising its capital improvement plan, but the City expects to issue additional self- supporting general obligation debt within a three to five year time frame. See "ANTICIPATED ISSUANCE OF GENERAL OBLIGATION DEBT' below. Filcal Year Ended 30-See 2006 2007 2008 2009 2010 ..i Funded Tu Debt Ouutimding at End or Year $ 447,275,000 512,250,000 633,065,000 682,87 S ,000 837,410,000 Leta: SeJf-Supportlng Funded Tu Debt $ 360,043,055 419,762,637 531,879,047 576,571,064 728.930,868 General Purpo1e Funded T.u Debt Oul!tandfag at End of Year $ 87,231,945 92,487,363 101,185,953 106,303,936 108,479,132 "' Includes the Obliptiom. TABLE 4-TAX RATE, LEVY AND COLLECTION HISl'ORY Fhcal Tu Rat~ Distribution Year End GeneraJ Economic Interest and Tax 0,130 F!Uld Develoement Sinldns Fund Rate 2005 ' 0.33474 $ 0.03000 $ 0.09496 $ 0.45970 2006 0.35626 0.03000 0.0@4 0.44720 2007 0.36074 0.03000 0.07125 0.46199 2008 0.35380 0.03000 0.07125 0.4550S 2009 0.32540 0.03000 0.09100 0.44640 2010 0.33240 0.03000 0.08400 0.44640 27 Tu Per~ent CoUecnd Le!I C11n-ut Total $ 39, 777,!!66 97.73% 100.28% 41,%8,431 98.1S% 99.71% 46,068,744 98.12% 99.02% 49,195,247 98.41% 99.62% 51,616,589 97.78% 98.87% .53,455,322 (In process of collection) Tu Year 2004 2005 2006 2007 2008 2009 TABLE 5-TEN LARGEST TAXPAYERS Name Macerich Lubbock: Lid. Southwestern Bell Telephone United Supennark:ets OFC PYCO Industries., lnc. Southwestern Public Services Co. Wal-Mart Real Estate Business Trust Atmos Energy West Texas Division Wal-Mart Stores Inc. TYCO Fire Products Lubbock Property llC TABLE 6 -TAX ADEQUACY 2009 Tauble Aueswd Valuation S 123,830,275 53,972,632 53,174,661 47,SSJ,556 40,037,280 38,609,000 34,339,220 31;325,2ll 29,471,236 27.~3,903 S 479,796,974 Average Annual Debt Service Requirements All General Oblige.lion Debt (2010-2034): $0.4337 per $100 AV against the 2009 Taxable AV, at 99% collection, produces MBximWll Annual Debt Service Requirements All General Obligation Debt (2011): $0.7116 per $100 AV e.gainst the 2009 Taxable AV, e.t 99% collection, produces t•> Includes me Oblipti006, TABLE 7 -ESTIMATED OVERLAPPING DEBT o/• ofToul Ta.1.able Assesstd Valuatjo11 1.03% 0.45% 0.44% 0.40% 0.33% 0.32% 0.29% 0.26% 0.25% 0.23'r~ 4.00o/. $51,529,743 SSl,534,793 $ 84,549,.264 $84,556,511 0 0 0 4•> 0 (,) 0 Expenditures of the various taxing entities within the territory of the City are paid out of ad valorem taxes levied by such entities on properties within the City. Such entities are independent of the City and may incur borrowin~ to finance their expenditures. This statement of direct and estimated overlapping ad valorem tax debt ("Tax Debt") was developed from information contained 0 in "Texas Municipal Reporu" published by the Municipal Advisory Council of Texas. Except for the amounts relating to the City, the City has not independently verified the accuracy or completeness of such information, and no pelSOn should rely upon such information BS being acclllllte or complete. Furthermore, certain of the entities listed may have issued additional Tax Debt since the date hereof, and such entities may have programs requiring the issuance or substantial amountll of additional Tax Debt, the amount of which cannot be determined. The following table reflects the estimated she.re ofoverlapping Tax Debt of the City. Tuag Jarisdiclita Frenship ISD Idalou ISD Lubbock County Lubbock ISD Lubbocli::-Cooper !SD New Deal ISD Roosevelt ISD Estimated Ovcr\app1ng Debt The City Gross Debt (As of 9/30/89) S 157,389,717 78,005,000 118,.505, 113 124,259,959 11,909,998 S 872,475,000 {al Total Direct & Estimated Overlapping Debt As a% of2009 Tu;able Assessed Valuation Per Capita Total Direct & Estimated Overlapping Debt "1 Inch.des lhe Obliptions, 28 Estimated% 0\/erlappiag 66.53% 3.92% 83.13% 98.70% .57Jl9% 25.44% 2.98% 100.00% Ovul1ppiac Debt s 104,711,378 64,845,557 116,964,546 70,940,010 354,918 $ 357,816,409 872,475,000 S 1,230,291,409 10.25% $ 5,601 C C ( 'J 1-,l \Q u lJ u u u TABLE 8A -GENERAL OBLIGATION DEBT SERVICE REQUIREMENTS FYE Oa1r1u<101 n.l!t"' Tbd•rt .. )DlDA Bondi Th• BnfH lOtGII a.nt1 "' ...1!!!L 1'111<!f>l ·-· 111111 ""1Mfol laleulf. Torol Mod~ lllltnsl Tomi lOIO $ Ji,QM,600 }3,1'9,152 61,)44.Ul 1011 ll,4l.s,ol() 30,07~11 '8,491,}71 05,000 '14~0I 191,581 1,217,411 1,217,481 2012 ls.m.ooo 2&,3.a,,745 •t1,lll0,74S !}IO,IO) 216,6l3 1,m,6n 1141,1'5 Ml,IU lOD l~,895,000 26Pll.1Ul 6&,Sll,llSl •m.lU) 2Sl)DS 1,1!8,SOS 1141,IBS 1141,185 101, 40,"6!,000 24,112',J:>I 65,llltl.J24 9IIO,OCO 22',083 l,l!5,0U 1141,IBS 841,185 lDIS 39,015,000 2l.fl.17.,$8 Sl,l•l,958 9110,IIOO 190,lll 1.110,IIU 1141,IBS 1141,185 l01~ J&,780,000 2IJ41,614 60,1271>74 l,Ol0.000 IS0,4ll l,IB0,48~ B4l,l8S lMl,185 1017 )9,560,000 l9J1.l,1.JS S9,ll5,7lS 1,075,IO) 113,758 1,188;13' 1141•,l85 841,IU 10" ,I0,7"1.000 1T.7JUU S8.Sll,IEI UO.OIIO 9S.l95 :io.m 9S5.0IIO ll9,97:S 1.1wm 2019 J9.W,lll)O IUll.JSI SS,ll7,9>I m.OIIO ~t,9n 24'1.>"9 aspoo TII.)" 1,761,~95 20!6 )&,t.J,Ojlll 14Jl49,941 S0,61'1,1141 IM,j:U) HJMS J.ffJ>4S 1,01 S,000 729.960 1.7 .... 2021 35,MOjlll l2.ll4,lJl 4&,1114,)81 170,(DJ 17,916 m,976 l,<MS,<m 680,3)4 1,725,334 10ll. 34,DlO.OOO 10,11]7,119 +1,661,219 175,00l 71,764 246,764 l,OIIO,rol 621)116 1,107,816 202) 34,0IS,Or., Ul>J,<MII 43,008,Cllil l!IO,tm 6S,m 245,151 1,120,(D] 571,104 1,691,504 2024 33,080,000 7,36l,-Hl 40,4'],445 1\10,000 S!.,09S 248,095 1,1",(D] 511,2519 1,6(,6,299 2025 31,005.DOO S,78:l,22} 38,787.lll 195,(n'.) so.m 245)14 1,200,(0) -144,257 l,6'14,l.17 202~ J<l,ISS,000 4.Zl0,0&6 l4,4DS,CD6 lQl,000 42,514 m,314 1,:HO,(D] l?U,165 1,610,3'5 2027 25,IOSJIOO l,912,658 28.1)17,6'8 m,<m ll,1119 24L979 l,JOO,COl 29l.4S7 1.llll,457 ion 1Ll,471Jlll0 l,Ul,l.<4 21,JOlJ,!4 m,ooo J4,,IJ. 149110· IJl0,000 21UJl 1,.m.m 2029 10,-1.111;)19 11,£&1,)99 2l0,@ 11,u,I l41li8 l,4Gl1QOO 13 ,441 1,513~2 2010 1,0(0,IOII 7111,)16 1,110,S116 :149,a.> ~,llill l4U60 l,oKI01000 +lpJ,4 1,50(034 10)1 6,!D),000 +!S,949 6,'145,9'19 2032 2,i,;:,000 2M,4ll 2,m,m 20)] 2,290,000 l59,S25 2,449,s:H 20H 2,400,IOI 54,000 2,4l4,(D] 10l,8l0,000 JI 1,671,J4M 1,014,491,ltM !,114.1),000 l,371J,Jl 11.lll,llS 11,120,<m 12,J.U,9~ 17,161,961 .................... Dul s.,..;~~1:1 All 0.,,-ml Oblil,Oliooo.bl{lDI0,2Q:J4), s ~l,Sl9,70 "4uimum/Wlill Ddll~~Al1Gfton!Obfl£t!ioi-o llm(lOII): l 8U49,l64 •• ~ ... odol.....,-<i>bp,00<. ., l',,,j,,,:qd ~,ti __ .,._ ij,.._,,d _., __ tli,rmw-oal ..,.1,o 1J1'oril• ..---mi lllon,.101Dlllboblld5oriol lO!Da.tij)-. T ADLE 8B • INTEREST AND SlNKING FUND BUDGET Gcncr1l Pw,,o11e Genei,al Obli1111tillll Debt Service Req11in:m~nb, ScpteJBber 30, 2010 Fiscal Apt fees lnu:n:sl and Sinkin,g Fund, Sep~mber 30, 2009 lnleresl and Sinking Fuml Ta,; Levy@ 99.0% EatimalCd lnterat Eamingll Pmjecltd Balance. Sep11tmbcr 30, 2010 $ JO,00S,9S3 IS,000 l,4~8,276 9,.560,023 IS6,814 11,2151113 S 1,19-4,1~• (J Q 0 0 0 n.sw1n lQLOACndft .. !a "'• s..i .. lOIGB CttlUltaln "' Tllll l!'l1a~ II-T<i:111 Motlptl 1-..1 T...:J --t.8,l44,IS2 3,010,000 2,'ll>lJ74 ,.rn J1• 8,IOl,l37 LIOl,))1 114,S<\9,2(>4 S,86',00l I .. JOl>,UO J,511,BJO S,293,070 S,29),070 81,813,463 6,0.!0,COl J,S16,61B 7,S<,6,618 S,191,070 s,.m.ooo Bl,427,433 fi,340,000 1,nl.lll6 1,571,116 S,293,070 5,293,070 80,181,248 6.6«1,COl 9]2,114 7,512,.IJ4 5,191,070 s.m,1110 77,0J0,620 6,9:lS,000 '45Jl6 7,'70,11]6 s,m,010 S,293,(170 7S.illl,248 7,195.00l l!0,061 1,S1S,ll'il S,293,070 S,291,070 'J4,Qll,!IO\l 1.215,(0) JJJ.911 1,441,911 6,1,IQ,IKII) S,154,479 11,3!14,479 7l.ll!(L"18 1)51),000• 19%.19'' 1,442,29, 6.4".000 4,.f6t;}l'l7 ll.]94,'117 49.981..l!U l,l9S,OIIO l•l,Sll l,44J,5ll Ui7DJO) 4.)67,llll 11.1n,10s 65,304,622 2M,OOO ;122,0111 387.1180 6,540,0111 4,110,117 1 D,7JO, 177 61,314,954 27S,00l 112,)55 l87,llS 6,7$~0.., l.~l.i'JO'I I 0,676,604 57,1185,758 2~,000 ltll.1114 386,924 6,99SJIOO 1,569,922 J0,114,922 S5,0S6,S6l 295,000 90,1164 lBS,11,1 7,230,0-, l,l9l,7ll 10,41),732 Sl,167,435 ]l0,000 78,ll4'l l88,9"9 1.soo.or., 2,n,1,411 10,274,418 Sl,340,360 llll,000 "'1.)49 )16,:149 1.uo,oi., l,lll,1110 IO,lll,!110 46,712,21-4 JJS,000 !l,OO<J lB8,lll9 1,1 IQ,j)r., 1,lll,12S ,,q4J,ll5 40,191,2'9 m,ooo 11,!IU 10.US 1,435.0110 1,134,lll 9,119,111 J(.26&.71l9 3'°,000 2l,911Cl :13!$0 t,77MOO mJJI~ ,,1,0,074 n,m,111 JIO;QJ(I I.no 381,1711 ).125,000 m;.10 9,400.210 19;31111,1(!0 6,445,9'49 2,05,418 2,449,SZS l,45',COl 48,9",(0) IO,.M6,421 19,401,411 9M40,DOO 1&,711,1117 l?l,111,6'7 l,2111,l4l,l80 TABLE 9 • DIVISION OF GENERAL OBLIGATION DEBT SERVICE c~) 5olld Wo.tm Dnlo•p Tu llftclr1< LlaM Wilterwero :SN-tr Obpn•I lJIOlty ln<ffll'l•A• "f'ow,r Auclllorwml <lffUf111 i'>lol fYf. Sytlem S)'1CUI Sy1teM S:p!HI n•-11&:1 .. SJllem c • .,,. •• ,,, G•i.w•y eor Ali,,,on Calhoum Pa'l"'"" G,O. ~ O.blSe..ice D•bt Sen1.., o.111s""'.., OoblSenlce 0.btS•nto DelltServl<e Dt.l!Hn1u D•btknlc,, Dellt!ionl.:. O.lltStnl<t Debi Semoo 0.btSenloo DtbtSenln 2010 $ 17.172,088 11,11.l,IH 1,314,322 8,704,945 J.IIUSS 6,1148,IIW S5,l:1$ 1.lSl,.5S9 97,.)13 2,417,686 41,888 10.005,9.lJ 68,344,152 2011 28,592.827 11,396,037 1,344,$80 9,876,592 l,291,90} 7,41ll,S37 SS,,1_24 7,967,863 97,274 2,4(1$,617 39,243 12,-077,SS6 &4-'49,264 2012 26,9-12,539 11,166,177 1,)29,947 9,84-4,6]0 J,276,Ml 1,216,621 SS,lJ3 7,905,210 97,248 1,405,\173 39,314 11,474,451 81,813,463 201.1 26,91)1,761 10,98S,860 1,.119,454 9,8,0,913 3,177,08¥ 1..2117,683 SS,l)4 7,900,,:16 97,323 2;m,m 39,337 11,39,.,138 81,427,433 2014 26,898,660 10,&20,77~ 1,)03:140 9,a,4],966 3,l?a.082 1.ll9,34S 55,l]? 7,905,)83 91.2811 1.48•.0.SS 39,314 ll,31$,63' 80,!81,248 20JS 26,68S,680 8,981,008 1,287,600 9,a,41,296 3,277,062 1.0S2,962 S5,l27 7,~Ul,B14 97.m !.)48,035 39,425 10,4$7.C93 77,030,62!1 201G 26,649,318 8,189,125 l.J06,98l 9,B19,0I0 3,277,S?S 6,971,313 SS,223 7,898.19) 97,248 45.S,l15 38,7:23 10,l\M,359 75,013,248 2017 26,63 0,42-4 8,149,34-4 1,283,961 9,901,039 3.:l.lJ,151 6,810,44!1 55,]06 7,900,152 97,]48 457,1140 38,897 g,365,997 74,033,8119 2018 26,408,015 7,183,664 J,271,6'4 9,914,292 3,277.l'!ll 6,BOJ,497 SS,l04 7,900,9')4 97,Jl 7 456,(),jS 38,980 9,i79,17S 73,386,648 1019 25,!93,775 7,B41,Ul JD81,VS6 K,829,76} 3,2'711,~8 5,.2'6;900 SS.211 7,1190,290 97,]90 •S4DZS 38,970 9,l.sl,PJI> 69,981,510 l!ll!I 2J,018,M7 7,121,195 1,074,246 1,164,116 ),.280,618 S,252..s91 SS)U 7,8S2.,l3P 91.2•2 4$$,82) JB,906 9,l6H80 65,)04,622 1021 20,US,869 6,9'],4'] l.066.598 6-•91,4.S!I 3,.m.307 j,245,100 SUIO 7,879,411 •91,;m A)0.,969 38,802 8,60,152 61.]:14,9~ lO'l2 l[l.,113,951 .s,990,•n 9)1,881 6,7114,91)1 ,,no,S66 J,244,$-! 5S,lJ8 7,809,631 '.11,])9 ~S1.B~ 19,550 7,909,6,J S1,62S,1S8 2023 17 ,4 711,448 6,M?,,:1411 914,248 6,6116,71S l,l7M16 S.l)J,,866 SS.):)4 7.B(iJ,062 97.iS.8 457,8•9 39,258 1,101.~80 S:S,886,S62 ZOJ4 17,J!!!l,J93 6,6SS,49'l 931,lSI M71,194 l,261,116 l,S70,5S4 H,Wl 7.S,:J,IM 97,289 451,)17 JS.796 6,199,98~ 53,167,435 2ot1 l6,l21-'01 6,1!05,811 659,286 6,67:2,61!J 2.971.671 J,569,007 SS,207 7.839,S-43 <J7,l08 451,137 39.099 S,8,16,IOS Sl,340,360 2016 16,IOJ,1159 6,024,017 656.4118 6,674,917 2.262.410 3,UB0,083 SS,212 6.61!1,1R7 <J7,l05 231,)52 39,343 4,B56,ll41 46,771,284 2027 14,650,977 4,1149,KS6 l~,080 6,0M,7)3 l.7Sl;9S, 2,584,229 15,689 6,4S6,)0l 97,270 ,1.191 39:132 3,J91,836 40,191,259 2028 l3,088,04S 4,629,831 186,121 S,562,654 379,860 l-'lS,017 6,441,m 38,705 2.417.045 34,268,7119 u> 2029 10,010,901 239,119 83,510 4,999,176 m.m 997,052 4,810.419 38,7'2 1 me..•~ I lJ,437,1 ]J 0 2030 9,463,246 234,667 47,628 4,BS0,804 142-,0H 4)2,946 Z,381,661 1.749,l!M 19,JO!I, 160 2031 4,740,044 l.?0S.905 6,445,1149 2032 2,455,438 2,455,438 2013 2.-449,S25 2,<M9,.S25 10).t ".!,4H,OOO i.4s~.ooo s 43).sn,:rn ISl,'.iB,816 Jll,7101425 J.?7907,429 ~6.736i$20 I 05,652,ll<t 9SA..JS!I 15->I.QIJ9,4SO 1,751,l{M 17.2811)10 784,833 164).l I 16112 112u.20.sao l!i •c1,1,1,4i;a ~~ O:ilio,iliit1as. {\ n. (\ 0 0 0 0 0 0 0 0 0 0 D ') ) TABLE 10 -SELF-SUPPORTED DEBT The following details the revenues available and debt allocations for the self-supported general obligation debt of the City. See also Table 9. In addition to the funds detailed below, the City Council of the City approved ordinances designating debt issued for the Cemetery (a unit of the City's General Fund) to be supported by sales of crypts and niches at the City Cemetery. THE WATERWORKS FUND c.,J Net System Rewnue Awilable, Fiscal Year Ended 9-30-09 Less: :Requirements for Revenue Bonds, Fiscal Year End'ed 9-30-10 Balance Available for Other Purposes Requkements for System General Obligation Debt, Fiscal Year Ending 9-30-10 Pel'Cel'ltage of System Genera.I Obligation Debt Self-Supporting $ 31,363,712 31,363,712 17,272,088 100.00% <•l Each Fiscal Year lhe City o-aosfen an amount equal m debt service requin:ments cm lhe Warerworks Fund 8):lleral obligation debt ma se~led IICCQIJDt in the Walerwodcs Fund. FY2009 revenue is unaudited. fflE SEWER FUND(•) Net System Revmue Available, Fiscal Year Ended 9-30-09 Less: Requirements for Revenue Bonds, Fiscal Year Ende"d 9-30-10 Balance Available for Other Purposes Requiremenu for System General Obligation Debt, Fiscal Year Ending 9-30-10 Percentage of System General Obligation Debt Self-Supporti.i1g $ 20,304,764 20,304,764 11,115,135 100.00% W Each Fiscal Year tbe City lnlmfm llll llllOWlt equal to debt llffl'ice 19quiremeo.ta on the Sewer Fund general oblisa,lion debt ma segn:ga~ IICCQUQI iD the Sewi:r Fund. FY2009 re-,renue includes a planned t12rufer ofS4,680,Sl3 from g,:nen,l s,;w,;r flDld bllliiu~ FY200ll reYe11ue is 11118udited. THE SOLID WASTE FUND"> Net System ~venue Available, Fiscel Year Ended 9-30-09 Less: Requiremenu for Revenue Bonds, Fiscal Year Ended 9-30-10 Balance Ava.ilabl~ for Otner Purpos~ Requirements for System General Obligation Debt, Fiscel Year Ending 9-30-10 Percentage of System General Obligation Debt Self-Supporting $ 7,507,723 7,507,723 1,314,322 100.00% (,) Each Fiscal Year the City lrall$li:r$ an amOIIQt eq1111I to debt ser,iu requiremt:111& OD Ille Solid Wute Fund genera! obligation debt to a MgRgllted lloCCOIIIII in tbe Solid W11.11e Fund. FY2009 revenue includes a planned tmnsf.,,. ofSl,79'4,032 from gen,ml aolid waste fund bal1ncc. FY2009 n:vcnuc is unaudib!d. THE DRAINAGE FUND (IJ Net System Revenue Available, Fiscal Year Ended 9-30-09 Less: Requirements for Revenue Bonds, Fiscal Year Ended 9-30-10 Balance Available for Other Purposes Requirements for System Goot:ral Obligation Debt, Fiscal Yenr Ending 9-30-10 Percentage of System Genentl Obligation Debl Self-Supporting $ 8,792,176 8,792,176 8,704,945 100.00% <•> Each Fiscal Y car lhc City transfers 8JI am.011111 equal 10 debt Jel'Vioe requin:m1:11t1 on the DraiDase FWld g,:neral obligation debt 10 a segregated a.:count in the Di-aiu,e Fund. FY2009 reYellue includes a pla11Ded t12rufer ofSJ,674,910 from gmen,l <bainagE fund bal11Dce. F\"2009 revenue is uoaudiled. THE ELECTRIC LIGHT AND POWER FUND l•) Net Electric Light and Power System Revenue Available, Fiscal Year Ended 9-30-09 Less: Requirements for Revenue Bonds, Fiscal Year Ending 9-30-10 Balance Available for Other Purposes Requirements for Electric System General Obligation Debt, Fiscal Year Ending 9-30-1 0 Pel'Cel'ltage of Electric System General Obligation Debt Self-Supporting s 37,107,074 2,415,945 34,691,129 6,948,169 100.00% !•l Each Fiscal Y irar the City IIallsfer.i an amount equa! 1'1 debt !iervice n:quin:m~l5 oo the EJec Irie Ught 111\d Po~ Fund gen en.I obliaa,tion debt to a segrega~ a.:count in the Eledric Ught and Powa-Fund FY200'J =enue ii unaudited. 31 THE GATEWAY FUND c,i Net System Revenue Available, Fi~cal Yellt Ended 9-30-09 Less, Requirements for Revenue Bonds.. Fiscal Year Ended 9-30-10 Balance A.,,1tilable for Other Purposes Requirements for Fund General Obligation Debt, Fiscal Year Ending 9-30-10 Percentage of Fund General Obligation Debt Self-Supporting s 4,213,532 4,213,532 7,251,559 58.11% <•) Eedl Fl:IClll Y= the City tranSfm an ar11011nl equal IO debt service requiremcnl5 OD the 0,,.1<:way Fund gcncn.l obligation debt to a scgn:gamd r,ccount in the Gat~y Fund. The remainder of the r=uc needed to support the Gaieway Pi.ind will be tnmsferrcd from the Elccrric Light and PO\loff Fund. FY2009 n:,,eoue is unaudited. THE AIRl"ORT FUND 1•> Net System Revenue Available, Fi~cal YeJlf Ended 9-30-09 Less; Requin:meots for Revenue Bonds, FiscaJ Year Ended 9-30-10 Balance Available for Other Purpo,es Requirements for Fund General Obligation Debt, Fiscal Year Ending 9 30#10 Percentage of Fund General Obligation Debt Self-Supporting <•l Each Fllcal Year lhc City 1r11DSfim an amoont ~ w debt service requiremcnl5 OD lbe Aliport Fund general obligation debt to a ,ell!Cpled oc:,;ount in the Ai!pOrt Fund. FY2009 ~ is unaudiled. 11IE NORTII OVERTON TAX INCREMENT FINANCING FUND 111 Net Sy.nem Revenue Available, Fiseal Year Ended 9-30-09 Less: Requiremeols for Revenue Boods, Fiscal Year Ended 9-30-10 Balaooe A VY)ilable for Other Purpo.ses Requirements for Fund General Obligation Debt, Fiscal Year Ending 9-30-10 Percentage of Fund General Obligation Debt Self-Supporting s 5,093,115 5,093,115 2,417,686 100.00% 1,692,773 l,9J2,773 3,119,818 100.00% <•l Eeeb Flacol Year the City 1nmsfers an amouot ~uol to debt service requimnenis ou. I.he Ta,c Jncmnent Financing Fund sen.ml obligatiou debt to a 8Cgl"Cptcd accoont in the Tax Increment fi01111cing Fund, FY2009 r=uc includea a pl111111ed lnnaf.:r crt $155,833 from Tax In=meot Financing Fu.ad g,:nmi! fund balance. The remainder of m-enw: o=kd IO supporl the Ta:i. Jncr,:ment Finllncing Fund seneraJ ob ligation debt is transfcrml frllm die Ciiys Solid WBlllc Fund. FY2009 ls unaudited TABLE 11 -AUTHORIZED BUT UNISSUED GENERAL OBLIGATION BONDS Date A111oant I.Mutd The Pu!:e!!R Authorized Aatboriicd To Date Bood1 Uaiuu:d Snm-Sys~ smm s 3,303,000 2,175,000 1,128,000 WatCJW11rlr.s Systmi 10117/87 2,810,000 200,000 2,610,000 Sn-ert lmprovemenrs 5/1/93 10,170,000 10,166,000 4,000 Street lmprovernC11l! 5115104 9,210,000 8,764,000 446,000 Civic C.Cnter/Auditoriwn Renovation ond hnprowment1 5/151<!4 6,4~0.000 500,000 5,950,000 PM< lmpruwmmits 5/1 5/-04 6.39S,OOO 6,395,000 PoliceiMwiioipal C.01111 Foci!ilie$ 5/15/-04 3,)50,000 500,000 2,350,000 Lilnly lmprovcm~nts 5/15/CM 2,145,000 250,000 1,395,000 Fire Sl.liioni;. S:<15i04 1,405,000 1,405,000 Aniffla! Sheller Renovations & lmpro~eali S/15/04 1,045,000 160,000 885,000 Sa-eet lmpro~enl5 11/3!09 43,085,000 13,605,000 29,480,000 Fire Siations 11/3!09 7,500,000 217501000 4?501000 SSlM68,000 301Sl5i!!!!O 24,200,000 42JS3,00D 32 0 0 0 a 0 0 ,.. .... ,,.. ._ C C ) ) ) ) ) ) ) ') ) ) ANTICIPATED ISSUANCE OF GENERAL OBLIGATION DEBT ... The City Council adopted a resolution during the 1984-85 budget process establishing capita.I maintenance funds for capita.I projects. A capital improvement plan is made for pl!11llling purposes and may identify projects that will be deferred or omitted entirely in future years. In addition, es conditions change, new projects may be added that are not cwreotly identified. Un~ current City policy, for a project to be funded as a capital project. it must have a cost of $25,000 or mon: and II life of seven or more years. For FY2009-10, the City Council approved $240.5 million in total expenditures for capital projects for all general purp05C projects, as weU as projecl.!I for the electric fund, water fund, sewer fund, solid wnste fund, storm water funds and aiiport. The Capital Projects Fund budget for FY2009-IO also included an additional $490.8 million in future improvements for all City departments over the five succeeding fiscal yean. The improvements included in the City's capitaJ improvement plan are generally funded from a blend of bond proceeds, reserves or current year revenue sources. As shown in Table JI, upon isrnance of the Bonds, the City will have $4,181,000 of authorized but unissued bonds from the May 15, 2004 bond election and $34,230,000 from ll:ie November 3, 2009 bond election. The City typically issues voted bonds for general purpose City projects, such as streets, par~, libraries, civic centers and public safety improvemeni.9. However, the City has incurred substantial unvoted tax supported debt. suc;b as the Cetificates, to fund portions of the capim.l budget of the Electric Fund. Water Fund. Sewer Fund, Solid Waste Fund, Storm Water Fund, Tu: Increment Fund, Cemeiery Fund. Auditorium/Coliseum Fund, Hotel Occupancy Tax Fund, Gateway Fund and Ai.rpo.1t fund. As described elsewbeR in the Official Statement, such enterprise fund indebtedness is generally 8llticipated to be self-supporting from enterprise fund revenues, The City plans u, issue SI 07 ,602,000 in additional general obligation debt within the oext 12 months. TABLE 12 -OTHER OBLIGATIONS The City has various capital leases outstanding. The debt service requirements of the leases are detailed below. Coven mental Busloess-Typ~ TotaJ Capilal Leue Capital Leue Capiml Lease F\IE Minimum Mini.m11.m J\,finjmum 36-SeJ! Pa2:ment Pavmenl Pa2:ment 2010 $ 4,680,633 6,953,062 11,6.33,694 20)1 3,621,468 6,219,873 9,841,341 2012 3 019,9% 5,029,903 8,049,849 2013 2,500,332 2,619,742 5,120,074 2014 2,318,939 1,635,379 3,954,318 2015-2019 4,191,337 3,615,561 7,806,898 Interest p.326,75ll (2,363,795} !4,690l542): $ 18,005,903 23,709.725 41,715,628 The City e.lso has obligations to p11y various contract revenue bonds issued through the Department of Howing and Urban Development and the Canadian Municipal River Authority. The debt service requirements of the contract revenue bonds are detailed below. FY[ Contract Revenue Bo•ch 30-Sel! Princieal Interest Total 2010 $ 1,442,600 1,636,951 3.079,SSl 2011 1,494,093 1,573,481 3,067,574 2012 1,556,264 1,504,834 3,061,098 2013 1,495,327 1,433,120 2,928,447 2014-2027 27,809~27 10,1 B4,132 3719931359 $ 33,797151 I 16,332,511 50,130,028 PENSION FUND ... TEXAS MUNICIPAL RETIREMENT SYSTEM <•)('oi ..• All permanent full-time City employees who are not firefighters are covered by the Texas Municipal Retirement Sy3tem ('1'MRS"), 'IMRS is an agent, multiple-employer, public employee retirement system covered by a Sr.ate statute and administered by six trustees appointed by the Governor or T=. 'IMRS operates independently of its member cities. The City joined TMRS in 1950 to supplement Social Security. All City employees except firefighters are covered by Social Security. Options offered under TMRS, and adopted by the City, include =t, prior and antecedent service credits, five year vesting, updated service credit, occupational disability benefits, and survivor benefits for the spouse of II vested employee. An employee who retires receives an annuity based on the amount of the employee's contributions over-matched two for one by the City. Since October 11, 1997, the employee contribution rate has been 7% of gross s11lary. The City's conDibution rate is calculated each year using adUarial techniques applied to experience. Enabling statute, prohibit any member city from adopting options which impose liabilities that cannot be amortized over 25 year5 within a specified statutory rate. On December 31, 2008, the actuarial value of assets held by TMRS (not inclrlding lhose or the Supplemen111l Disability Fuod, 33 which is "'pooled") for the City were S205 million. Unfunded actuarial accrued liabilities on December 31, 2008, were S13S million and amortized over a 30-year closed period. TIRE PENSION ruND to) ••• City firefighters are members of the locally administered Lubbock Fire Pension Fund (the "Fund") operating under an act passed in 1937 by the State Legislature and adopted by City firefightm, by vote of the department, in 1941. Firefighters arc not covmd by Social Security. The Fund u governed by seven trustees, consisting of three firefighters, two outside trustees (appointed by the other trustees), the Mayor or the representative thereof, and the Chief Financial Officer or the representative thmof. Execution of the act is monitored by the Firemen's Pension Commissioner who is appointed by the Governor. Benefits of retired firemen arc determined on a ''formula" or a "final salary" plan. Actusrial reviews are performed every two years, and the fund is audited annually. Firefighters contribute a percentage of full sala,y into the fund. Based on the plan effective December 1, 2005, the Fund's funding policy requires cootributions equal 10 12.43% of the firefighters' pay. The City contributes on a baals of the percentage of salary, which is an annually adjusted ratio that bem the same relationship to the firefighter's contribution rate that the City's rate paid into the TMRS and FICA bean to the rate other employees pay into the TMRS and FICA The December 31, 2008, actuarial valuation assumes the City's contributions will average 22% of payroll in the future. As of Dei.:ember 31, 2008, the most recent actuarial valuation date, the plan was 78.3% funded. As of December 31, 2008, the unfunded actuarial accrued liability was $40,019,171 amortized with the excess of the assumed total contribution rate over the nonnal cost rate. The number of yean needed to e.mortiu the unfunded actuarial liability is decermined using an open, level pen:entege of payroll method, uswning lhal lhe payroll will incn:ase 4% per year. The Decanbe, 31, 2008 actuarial valuation needed 30 year.; to amortize the unfunded actuarial accrued liability. OTHER POST-EMPWYMENT BENEFTl'S ... The City cmrently provides cenain post-employment benefits ID its employees. The City's annual OPED eq,ense is calcolalcd based on the annual reqwm:I contribution of the employer, an amount actuarially determined in acaxdance with the pemmeten ofGASB Smremeot 45, For further information regarding the City's OPEB obligation, see Note III. F (Notes to the Basic Financial Statements) set fonh in Appendix A. (•l For historical information c:t111cmiing lhc retirement pl!.n$, see "APPENDIX A, EXCERPTS FROM ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2008 -Note III, Subsection E -Retirem~t Pillnsn. (bl Sourt:e: Te11:as MUD.iclpal Retirement System, Compn1hensiw A,rnua/ Fina,rcia/ Re.JJQrtfor Ymr £,rd,d INcnrber 31, 2008.. [THE REMAINDER OF nns PAGE INTENTION ALL y LEFT BLANK] 34 C C ,.. '- C C ,.. '- C C ~ :, ) J ) ) :, ...., TABLE 13-CHANGES IN NET ASSETS Fiscal Year Ended Se2tember 30 ("-) Unaudited 2009 2008 2007 2006 2005 REVENUES Program Revenues Charges for Services $ 9,665 12,677 10,636 9,632 10,583 Grants and Contributions 20,292 25,154 14,645 11,048 13,296 General Revenues Property Taxes 52,598 50,330 47,007 42,771 39,748 Sales Taxes 50,705 50,549 47,780 45,577 41,803 Other Taxes 5,452 5,370 4,909 4,447 4,242 Franchise Taxes 10,765 12,978 12,378 13,348 11,154 Other 5,399 101316 9,787 11,292 51742 Total Revenues 154,876 167,374 147,142 138,115 126,568 EXPENDITURES Administrative Services 11,078 12,372 12,155 9,910 8,220 Community Services 7,038 6,874 6,951 6,112 6,146 Cultural and Recreation 15,039 16,660 19,671 18,915 17,745 Economic Development 37,221 12,378 11,620 10,283 9,739 Fire 33,098 31,789 27,338 26,711 23,517 Health 5,819 6,142 5,899 5,014 5,040 Police 48,342 46,850 43,022 42,063 38,452 Other Public Safety 6,326 6,678 5,886 5,240 4,977 Streets and Traffic 30,139 16,357 14,370 11,850 12,466 Non-departmental 5,206 6,253 Intergovernmental 12,500 Interest on Long-Tenn Debt 9,840 8,367 6,968 4,326 3,195 Total Ei:penditures 203,940 164,467 166,380 145,630 135,750 Changes in net assets before special items and transfers (49,064) 2,907 (19,238) (7,515) (9,182) Special items Transfers 10,039 (4,703) 10,572 9,607 15,469 Changes in net assets (39,025) (1,796) (8,666) 2,092 6,287 Net Assets -beginning of year, as restated 139,933 141,729 112,721 110,629 104,341 Restatement 37,674 Net assets -end of year $ 100,908 139,933 141,729 112,721 110,628 <•) Uni.ts are in tho11Sands. Note: Data shown in Tobie 13 reflects general governmental activities reported in accordance with GASB Statement No. 34. The financial statements include a management discussion and a.nalysis uf lhe operating results ufsucb fiscal year, including restatements to begi1111ing fund balances and net assets. 35 TABLE 13A-GENERAL FUND REVENUES AND EXPENDITURES HISTORY Fiscal Year Ended Se2tember 30 Unaudited 1009 ~ 2007 1006 2005 REVENUES TPMS s 84,711,760 85,345,082 80,266,416 75,999,624 68,716,601 Franchi..'!e Taxes 6,459,207 7,786,611 7,429,660 8,008,973 6,693,209 Licenses and Penn.its 2,213,041 2,663,139 2,531,032 2,250,635 1,953,666 IntergovemmenLal 503,889 530,389 514,896 408,997 480,648 Charges for Services 2,930,335 3,339,148 4,057,958 4,781,043 4,070,642 Fees and Fines 3,315,472 3,279,911 3,669,099 3,981,978 4,015,402 Miscellaneous 1,757,534 2,574,448 2,582,509 1,465,215 1,506,315 Interest 327,401 1,052,842 l,469,083 921,742 349,236 Operating Transfers 16,565,397 Total ReYenuea and Transfen S 102,218,639 I 06,571 ,570 102,520,653 97,818,207 104,351, I 16 EXPENDITURES General Government s 6,159,536 Financial Services 2,139,492 Cul ture.J and Recreation 11,515,865 12,253,380 15,25(,742 13,986,576 Economic & Busines.s Development 966,068 1,215,978 I, 122,880 1,146,267 Non-departmenlal 1,882,255 445,251 Admin/General Government 9,611,385 11,047,039 11,560,733 9,356,059 18,330,508 Police 43,539,601 42,831,016 40,448,254 37,463,740 33,919,626 Fire 30,479,464 29,630.222 26,690,350 24,638,814 21,943,267 Heallh 4,069,411 4,133,917 4,004,913 3,738,790 Other Public Safely 4,872,418 4,703,249 4,508,394 4,287,806 Planning end Transportation 8,120,727 Streets and T raffle 8,013,700 8,168,462 7,663,278 7,439,045 2,214,291 Human Resoun:es 740,826 Debt Service 2,840,461 2,396,605 1,694,844 1,(54,226 Capital Outlay 8,412,831 3,966,065 4,256,705 7,184,866 5,277,(00 Operating Transfers 3,912,645 Total E:s:penditvres S 124,321,204 120,345,933 117,202,093 112,278,444 103,203,269 Excess (Deficiency) of Revenues and Transfers over Expenditures (22,102,565) (13,774,363) (14,681,440) (14,460,237) I, 147,847 Capital Leases 8,714,556 3,011,141 3,721,262 5,119,980 3,534,048 Transfer In [9,303,155 17,729,361 14,536,071 13,325,046 Transfer Out (5,996,006) (6,129,512) (4,374,956) (1,436,498) Fund BalPDce al Beginning ofYear 19,962,275 19,125,648 19,924,711 17,376,420 12,694~525 Fund Balence at End of Year s 19,881,415 19,962,275 19,125,648 19,924,711 17,376,420 Undesignaled Fund BalBnCe 1"1 s 19,881,415 19,962,275 19,125,648 19,924,711 17,376,420 l•l The City's finllilcia\ policies target a General Fund undesignated balance of at least 20% of GenetRI Fund revenues. The undesignated fund balance is at 97.25% of the target established by the City's financial policies. 36 C C C C C C C C C C C J ) ) ) ) ) ) ) TABLE 14-MUNICIPAL SALES TAX HlSTORY The City h&s adopted the Municipal Sales and Use Tax Act, Chapter 321, Texas Tax Code, which grants the City the power to impose and levy a I% Local Sales and Use Tax within the City; the proceeds are credited to the General Fund and are not pledge{! to the payment of the Obligations or other debt of the City. In addition, in January 199.S, Lubbock approved the imposition of an additional sales and use tax of one-eighth of a cent e.s authorized by Chapter 323 Texe.s Tax Code, ll!! amended. Collection for the a.clditionaJ tax commenced in October 1995 with the proceeds from the one-eighth cent sales tax designated for the use and benefit of the City to replace property tax revenues lost as a result of the adoption of the tox. At an election held in the City on November 4, 2003, voters approved an additional one-quarter cent sales and we tax. with the proceeds to be dedicated to the reduction of ad valorem taution, and an additionaJ one-eighth cent sales and use tax under Section 4A of the Texll.i Development Corporation Act (Article 5190.6, Texll.i Revised Civil Statutes), to be used for economic d,evelopment in Lubbock. The City began to receive proceeds of these I.Bxes in October 2004. Collection and enforcement of the City's sales mis effected through the offices of the Compl?Oller of Public Accounts, State ofTe:ir.as. The Comptroller remits the proceeds of the tax to the City on a monthly basis after the deduction of a 2% service fee. HistoricaJ collections of the City's locaJ Sales and Use Tax are shown below: %or Equi\l1lleot or FYE Total AdVaJorem Ad Valorem Per JO-Sep CoUected ,-i T•:1 Le!l'. Tu Rate Capita(b• 2004 S 30,554,632 70.67 $ 0.3819 1-48.11 2005 41,803,092 105.09 0.4793 199.90 2006 45,576,582 108.60 0.4828 215.81 2007 47,780,448 103.72 0.4729 224.99 2008 50,548,865 102.75 0.4592 235.28 2009 50,705,301 98.23 0.4300 232.24 t•1• ExQJu,;t,:,, b llJ80 wt recciplll 111d mixed beverage tax. !bl Based on populadoo ettirnalles of the City. Effective os of October I, 2006, the sales tlx allocation for the City is ll!! follo-ws: City Sales & Use Tax City Sales & Use Tax for Property Ta::i:: Relief City Sales & Use Tax for Economic Development County Sales & Vse Tax Siate Sales & Use Tax Total 37 Sales Tax Allocation% l.000 0.375 0.125 o . .soo 6.250 8.250 FINANCIAL POLICIES POLICIES Bti.fis of Accounting . . . The accounting policies of the City conform to generally accepted ~ounting principles of the Governmental Accounting Standards Board and program standards adopted by the Government Finance Officer's Association of the United States and Canada (''GFOA''). The GFOA has awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for each of the fiscal years ended September 30, 1984 through September 30, 2002 and September 30, 2004 through September 30, 2008. The City will submit the City's 2009 report to GFOA to determine ils eligibility for another certi ti cate. Comprehensive Annug/ Financial Report (CAFRJ ... Beginning with the year ended September 30, 2002, the City's CAFR has been presented under the Governmental Accounting Standard Board ("GASB") Statement No. 34, Basic Financial Statements - and MIJnagement 's Discussion and AIIDlysis -for State and Local Governments, GASB Statement No. 37, Basic Financial Statements -and Management's Discwsion and Analysis -for State and Local Governments: Omnibu.s, and GASB Statement No. 38, Certain Fi11Dncial Note Disclosures. For additional information reguding accounting policies that are applicable to the City, see Note I. "Summary of Significant Accounting Policies" in the financial statements of the City attached as Appendix A. General Fund Balance ... The City's objective is to maintain an unreserved/undesignated fund balance at a minimum of an amount equal to two months budgeted operating expenditures to meet unanticipated contingencies and fluctuatiom in revenue. The City's General Fund currently has an unreserved/undesignated fund balance that is at 97.2~·o of the target established by the City's financial policies. Water. Wastewater. Storm Water. Solid Wti.fte and Airport Enterprise Fund Balances .•. It is the policy of the City to maintain appropriable net assets in the Water !illld Wastewater funds in an amount equal to 2~% of operating revenues for unfore»een contingencies. The City's goal of appropriable net assets in the Solid Waste, Airport, and Stonn Water funds is an amount equal to 15% of regular operating revenues. The City cwrently exceeds its policy on appropriable net assets and unrestricted net assets for its various enterprise funds. Acconling to unaudited numbers for FY 2009, the target net assets by policy and current appropriable net assets for the Water, Wastewater, Stonn Water, Solid Waste and Airport enterprise funds are as follows: Ente!]!rise Fuod Tar~ Nd Assets bl'. Polle~ Appropriable Net Assen Water $13.0 million $16. 3 million Wastewater $6 .l million $10.3 million Storm Water $ l. 2 million $6.7 million Solid Waste $2.5 million $7 .6 million Airport $1.0 million $4.5 million Electric Enterprise Fynd Balance ... It is the policy of LP&L to maintain unrestricted net assets set by the City Charter. The LP&L Governance Ordinance was amended in November of 2008 to include, among other things, changes to the ~uirements regarding the reserve funds LP&L maintains. The LP&L Governance Ordinance requires the Electric Utility Board to (i) IIlllintain sufficient operating cash to satisfy all current accounts payable and (ii) maintain a general reserve fund that is eqU11.l to the greater of four months gross retail electric revenue (ORR) as determined by taking the average monthly ORR from the previous fiscal year or $50 million dollars. This general reserve fund shall be use.cl for operational purposes, rate stabilization and for meeting the electric utility demand of any rapid or unforeseen increase in residential and/or commercial development. According to unaudited numbers for FY 2009, the taiget net assets by ordinance and cwrent unrestricted net assets for LP&L are as follows: Enterprise Fund LP&L Target Net Assetli by Polley $50.0 million u nrestril:ted Net Assets $62.5 million At the end ofFY 2009, LP&L fully funded ils general reserve fund of$50 million. Entemrise Fund Revenues ... It is the policy of the City that each of the Electric, Water, Solid Waste a.ad Sewer funds be operated in a !Ililll.0er that results in self sufficiency, without the need for additional monetary transfers from other funds (although the Electric System received transfers from the General Fund during FY 2003). Such self sufficiency is to be obtained through the rates, fees and charges of each of these enterprise funds. For purposes of determining self sufficiency, cost recovery for each enterprise fund includes direct operating and maintenance expense, ag well as indirect cost recovery, in-lieu of tramfeni to the General Fund for property and franchise tax payments, capital expenditures and debt service payments, where appropriate. Rate increases may be considered in future budgets as costs may warrant, including specifically the costs related to fuel charges that may affect LP&L and the co.5t of providing service. Debt Service Fw,d Balance ... A reasonable debt service fund balance is IIlllintained in order to compensate for unexpected contingencies. 38 -------- C C C C C C C C C C C Budgetary Procedures ... The City follows these procedures in establishing operating budgets: I) Prior to August 1, the City Manager submits to the City Council a proposed operating budget for the fiscal year commencing the following October I. The operating budget includes proposed expenditures and the means of financing them. 2) Public hearings are conducted to obtain taxpayer comments. 3) Prior to October 1 the budget is legally enacted through passage of 8l'J ordinance. 4) The City Manager is authorized to transfer budgeted amounts between accounts below the department level. Any tramfer of funds between departments or higher level are presented to the City Council for approval by ordinance before the funds are transferred or expended. Expenditures may not legally exceed budgeted appropriations at the fund level. 5) Fonnal budgetary integration is employed BS a management control device during the year for the Convention and Tourism, Criminal Investigation, and Capital Projects Funds. Budgets are adopted on an annual basis. Formal budgetary integration is not employed for Debt Service funds because effective budgetary control is alternatively achieved through general obligation bond indenture and other contract provisions. 6) The Budget for the General Fund is adopted on a bBSis consistent with generally accepted accounting principles. 7) Appropriations for the General Fund lapse at year-end. Unencumbered balances for the Capital Projects Funds continue as authority for subsequent period expenditures. 8) Budgetary comparison is presented for the General Fund in the combined financial statement section of the Comprehensive Annual Financial Report. The City has I?lCeived the Distinguished Budget Presentation Award from the GFOA for the following budget yelllS beginning October 1, 1983-88 and 1990-08. Jmuronce and Risk Management ... The City is self-insured for public entity liability lll'Jd health benefits coverage. Risk management purchases an $18 million excess insurance policy for liability claims in excess of $500,000, per occurrence. Airport liability insurance and worlcers' compensation is insured nnder guaranteed cost policies. 1ne Health Benefits are covered by a :-i self insured program with a $24,945,725 cap and a $350,000 individual cap for 2010. The City maintains insurance policies with large deductibles for fire and extended property coverage and boiler and 1J13Chinery coverage. J ) ) ) An lnsut8tlce Fund has been established in the Internal Service Fund to account for insurance programs and budgeted transfers a.re made to this fund based upon estimated payments for claim los..ses. At September 30, 2009 the unaudited total Net. Assets oftbese insurlll'Jce funds were as follows: Self-insurance -health $8,699,962 Self-insurance -risk management $4,626,254 The City obtains an actuarial study of its risk management fund (the "Risk Fnnd'') every year. In FY 2005, an actuarial study was conducted that considered the types of insurance protection obtained by the City, the loss exposure and loss history, and claims being paid or reserved that are not covered by insurlll'Jce. 1ne 2009 actuarial review recommended that the liabilities of the Risk Fund be increased to $3,371,451 from $2,845,679 to the minim.um expected confidence level of the Government Accounting Standard Board Statement Number 10 (''GASB 10''), which requires maintenance of risk management assets at a level representing at least a 50% confidence level that all liabilities, if presented for payment immediately, could be paid. The Rislc Fund he..s net assets restricted for in:iUrance claims of $1,042,459 over the recommended funding level. Given the risk net assets balance, the City exceeds the minimum GASB 10 nlquirement. ADMINISTRATION Since FY 2004, the City has implemented a number of significant changes in the administration and management of the City's budgeting and fiscal needs. Certain of the measures implemented by the City to strengthen this process we described below. Establishment ofAudit and Investment Committee ... Through the adoption of a I?lSO!ution in June 2003, the City Council established an independent Audit and Investment Committee composed of five membeni. The Audit and Investment Committee is charged with maintaining an open avenue of communication between the City Cowicil, City Manager, internal auditor and independent external auditor to assist the City in fulfilling its fiduciary responsibility to its citizens. Toe committee has the power to conduct or authorize investigations into the City's financial perfonnances, internal fiscal controls, exposure Md risk assessment. The committee is appointed by the City Council and informally reports to the City Manager. Toe establishment of the committee is designed to serve as an additional check on the preparation of the City's financial statements and to avoid weaknesses in the City's internal controls, including the statu.i and adequacy ofinfonnation systems and security. The chair of the committee is appointed by the Mayor and the other positions are filled by a vote of the City Council. At least two members of the committee are required to have a background in financial reporting, accounting or auditing, at least one member is required to be a certified public accountant, and at least one member is required to have an extensive background in investments. The current membership of the committee consists of: Jim Brunjes, Senior Vice Chancellor lll'Jd Chief Finlll'lcial Officer for the Tex.as Teeh University System; Richard Griffith, ownel' of Richard Griffith Investments; R.J. Givens, a real estate agent in the City; Kim Turner, the Director of Internal Audit at Texas Tech; and John Zwiacher, a member of the Board of Directors ofLP&L. Mr. Zwiacber is the chair of the committee. Monthly A.uessments of Revenues and Expenditures . . . Since FY 2006, City management assesses monthly the budgeted expenditures and revenues of the City, and incorporates budget adjustments a.s necessary to bettel" match expenditures with revenues. Transfers within the various Funds of the City are implemented on 8l'J as-needed basis to take into account changes in 39 revenues projected to be received throughout a fiscal year as well as efficiencies realizerl in the provision of services to the citizens of the City. Truth-in-Taxation ... In FY 2009, the City's total tax rate was set at $0.44640 per $100 taxable assessed valuation, the same as in 0 FY 2008. The City's tax roll increased $329.S million, or 2.8%, from FY 2008 to FY 2009. The City Council, on June 12, 2003, 0 passed a resolution affirming their support for truth-in-taxation. The goal of this resolution is to allow the citizens to be better informed about the real needs of City government and if the increased revenue from increased appraisal values is truly neces.illC)'. The resolution goes on to provide that each year the tax rate should be adopted based on the actual needs of government. The goal was affirmed in April 2004 in a resolution that stated the City Council has supported, as well as taken action, to provide tax relief to property owners within the City. In addition, the City Council recognized the need for the City to be autonomous in its ability to provide the public safety, health, and quality oflife for its citizens. INVESTMENTS C The City invests its investable funds in investments authorized by Texas law, including specifically the Public Funds Investment Act (Chapter 2256, Texas Government Code, and referred to herein as the "PFIA'j, in accordance with investment policies approved by the City Council of the City. Both state law and the City's investment policies are subject to change. LEGAL INVESTMENTS Under Texas law, the City is authorized to invest in (1) obligations, including letters of credit, of the United States or its agencies C and instrumentalities, (2) direct obligations of the State of Texas or its agencies and instrumentalities, (3) collaterali:u!d mortgage obligations directly issued by a federal agency or instrumentality of the United States, the underlying security for which is guaranteed by an agency or instrumentality of the United States, (4) other obligations, the principal of and interest on which are unconditionally guaranteed or insured by, or backed by the full faith and credit of, the State of Texas or the United States or their respective agencies and instrumentalities, (5) obligations of states, agencies, counties, cities, and other political subdivisions of any state rated as to investment quality by a nationally recognized investment rating finn not less than A or its equivalent, (6) bond3 issued, assumed, or gue.ranteed by the State of Israel, (7) certificates of deposit that are issued by a state or national bank C domiciled in the State of Texas, a savings bank domiciled in the State of Texas, or a state or federal credit union domiciled in the State of Texas and are guaranteed or insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, or are secured as to principal by Bonds described in clauses (1) through (6) or in any other manner and amount provided by law for City deposits, (i) that are issued by an institution that has its main office or a branch office in the State of Texas and are guaranteed or i=red by the Federal Deposit Insurance Corporation or the National Credit Union share Insurance Fund, or are secun:d as to principal by obligations described in clames (I) through (6) or in any other manner and amount provided by law for City deposits or (ii) where (a) the funds are invested by the City through a depository irutitution that has a C main office or branch office in the State and that is selected by the City; (b) the depository irutitution selected by the City arranges for the deposit of funds in one or more federally insured depository instirutions, wherever located, for the account of the City; (c) the full amount of the principal and accrued interest of each of the certificates of deposit is insured by the United States or an instrumentality of the United States; (d) the depository institution acts as a custodian for the City with respect to the certificates of depOliit; and (e) at the same time that the certificates are issued, the depository institution selected by the City receives deposits from customers of other federally insured depository institutions, whevever located, that is equal to or greater than the funds invested by the City through the depository institution selected under clause (ii) (a.) above (8) fully collatemlized C repurchase agreements that have a defined termination date, are fully secured by obligations described in clause (1), and are placed through a primary government securities dealer or a financial institution doing business in the State of Texas, (9) securities lending programs if (i) the securities loaned under the program are 10(1'/4 collatera.lized, a loan made under the program allows for tennination at any time and a loan made under the program is either secured by (a) Bonds that are described in clauses (1) through (6) above, (b) irrevocable letters of credit issued by a state or national bank that is continuously rated by a. nationally recognized investment rating finn at not less than "A" or its equivalent or (c) ca.sh invested in Bonds described in clauses (1) through (6) above, clauses (11) through (13) below, or an authorized investment pool; (ii) securities held as collateral under a C loan are pledged to the City, held in the City's name and deposited at the time the investment is made with the City or a third party designated by the City; (iii) a loan made under the program is placed through either a primary government securities dealer or a financial institution doing business in the State of Texas; and (iv) the agreement to lend securities has a term of one year or less, (I 0) bankers' acceptances with the remaining tenn of270 da.ys or less, if the short-tenn obligatiorui of the accepting bank or its parent are rated at least A-1 or P-1 or the equivalent by at lea.st one nationally recognized credit rating agency, (11) commercial paper that is rated at least A-I or P-1 or the equivalent by either (a) two nationally recognized credit rating agencies or (b) one nationally recognized credit rating agency if the paper is fully secured by an irrevocable letter of credit issued by a C U.S. or state bank, (12) no-load money market mutual fund3 regulated by the Securities and Exchange Commission that have a dollar weighted average portfolio maturity of 90 days or less and include in their investment objectives the maintenance of a stable net asset value of $1 for each share, and (13) no-load mutual funds registered with the Securities and Exchange Commission that: have an average weighted maturity of less than two years; invests exclusively in obligations described in the preceding clauses; and are continuously rated as to investment quality by at least one nationally recognized investment rating finn of not less than AAA or its equivalent. In addition, bond proceed3 may be invested in guaranteed investment contracts secured by obligations of the United States of America or its agencies and instrumentalities, other than the prohibited obligations C described in the next succeeding paragraph. The City may invest in such obligations directly or through government investment pools that invest solely in such obligations provided that the pools = rated no lower than AAA or AAAm or an equivalent by at least one nationally recognized rating service. The City is specifically prohibited from investing in: (1) obligations whose payment represents the coupon payments on 40 ') J :, ) J ) ) J ) the outstanding principal balance of the underlying mortgage-be.eked security collateral and pays no principal; (2) obligations whose payment represents the principal stream of cash flow from the underlying morq;age-backed security and benrs no interest; (3) collaieralized n:io~age obligations that have a stated final maturity of greater than 10 yea.n; and (4) collateralized mortg-age obligations the interest rate of which is d.etennjned by an indu that adjusts opposite to the changes in a market index. INVESTMENT POLICIES Under Texas law, the City is required to inv~t its funds under written investment policies that primarily emphasize safety of principal and liquidity; that address investment diversification, yield, maturity, and the quality and capabilfty of investment management; and that includes a list of authorized investments for City funds, maximum allowable stated maturity of any individual investment and the maximum average dollar-weighted maturity allowed for pooled fund groups. All City ·funds must be invested consistent with a fonnaUy adopted "Investment Strategy Statement" that specifically addresses each funds' investment. Each Investment Strategy Statemeot will describe its objectives concerning: ()) suitability of investment type, (2) preservation and safety of principal, (3) liquidity, (4) marketability of each investment, (5) diversification of the portfolio, and (6) yield. Under Texas law, City investments must be made ""with judgment and ~. under prevailing circumstances, that a perSon of prudence, discretion, and intelligence would exercise m the management of the person's own affairs, not for speculation, but for invesanent, consid,:ring the probable safety of capital and the probable income to be derived," At least quarterly the investment officm of the City shall submit an investment report detailing: (I) the investtnent position of the City; (2) chat all iovestment officers jointly prepared and signed the report; (3) the beginning market value, any additions and changes to martet value and the ending value of each pooled fund group; (4) the book value and market value of each separately listed asset at the beginning and end of the reporting period; (1) the maturity date of each separately invested asset; (6) the account or fund or pooled fund group for which each individual investment was acquired, lltld (7) the compliance of the investment portfolio as it relates to: (a) adopted investment strategy statements and (b) state law. No person may invest City funds without express written authority from the City Council. ADDITIONAL PROVJSIONS Under Texas law, the City is additionally required to: (I) ;mou.aUy review it& adopted policies and strategies; (2) require any invesanent officers' with personal business relationships or relatives with finm seeking 10 sell securities to the entity co disclose the relationship and file a :statement with the Texas Ethics Commission ar:id the Cicy Council; (3) require tbe registered principal of firms seeking to sell securities to the City to: (a) receive and review the City's investment policy, (b) acknowledge that reasonable controls and procedures have been implemented to preclude imprudent investment activities, and (c) de\jver a written statement attesting to these requirements; (4) perform an annual andit of the manaaement controls on investments nnd adherence to the City's investtnent policy; (5) provide specific investment training for the Treasurer, Chief Financial Officer and investment officers; (6) restrict reverse repurchase agreements to not more tlwn 90 days and restrict the investment of ~verse repurchase agreement funds to no greater than the tenn of fhe revenie ~purchase agreement; (7) restrict its invesanent in murual funds in the aggregate to no more than 15 percent of its moolbly overage fund balance, excltlding bond proceeds and reserves Estimated Fair Book Value Market· Vwue and other funds held for debt ser;ice, and to invest no portion of hood proceeds, reserves and funds held. for debt service, in mutual funds; and (8) require local government investment pools to conform to the new disclosure, rating, net asset value, yield calculation, and advisory board requirements, (9) adopt an ordinance or resolution stilting that it has reviewed its investment policy and invesanent srntegies and records any changes ma.de 10 either its investment policy or investment strflteSY in the said ordinance or resolution; and (10) at least annually review, revise and adopt a list of qualifie;:l brokers that are outhorized to engage in invesanent transactions with the City. TABLE 15 · CURRENT INVESTMENTS As of October 31, 2009, the City's investable fimds were invested in the following catego·ries: TYpe United States Agency Obligations Money Market Muruel funds "'1 u:,ca! Government Investment Pools 14 Pu Value S 77,000,000 3,724,955 264,977,.250 $ 345,702.205 BookVahae Value 77,211,464 3,724,955 264,977,250 345,913,669 % ofTobll Book Valve 22.32 l.08 76,60 100,00 Estimated Market Value 1111 Valve 77,812,950 3,124,9SS 264,977,250 346,515,155 % ofTolal Markel Value 22.46 1.07 76.47 100.00 <•> Market prices arc obtained from Wells Fargo Brokerage. No funds are iovested in mortgage backed securities. The City holds all i0~sttnenl3 to maturity which mioimiz.cs the risk of marut price volatility. (b) Money Market fUDdi are beld at Wells Fa.rgo Bank, Texas N.A. <•J Local governmcot investment pools co11Sist of entities whose inveslIIICllt objectives are preservation and se.fc:ty of principal, liquidity and yield. The pools eeM: to m4lntaln a $ 1.00 value per share iu required by lhe PFIA. 41 TAXMATTERS TAX EXEMPTION OF SERIES lOlOA BONDS AND SERIES lOlOA CERTIF1CATES In the opinion of Vinson & Elkins L.L.P., Bond Counsel, (i) interest on the Series 2010A Bonds and the Series 2010A Certificates (the ''Tax-Exempt Obligations'') is excludable from gross income for federal income tax puq,oses under existing law end (ii) interest on the Tax-Exempt Obligations is not (A) a specific preference item subject to the alternative minimum tax on individuals and corporations, or (B) included in a corporation's adjusted current earnings for purposes of the alternative minimum tax. The Internal Revenue Code of 1986, as amended (the "Code'') imposes a number of requirements that must be satisfied for interest on state or local obligations, such as lhe Tax-Exempt Obligations, to be excludable from gross income for federal income tax purposes. These requirements include limitatiorui on the use of bond proceeds and the source of repayment of bonds, limitations on the investment of bond proceeds prior lo expenditure, a requirement that excess arbitrage earned on the investment of bond proceeds be paid periodically to lhe United States and a requirement that the issuer file an information report with the Internal Revenue Service (the "Service"). The City has covenanted in the Ordinances that it will comply with these requirements. Bond Counsel's opinion will assume continuing compliance with the covenants of the Ordinances pertaining to those sections of the Code that affect the exclusion from gross income of interest on the Tax-Exempt Obligations for federal income tax purposes and, in addition, will rely on reprexntations by the City, the City's Financial Advisor and the Underwriters with respect to matters solely within the knowledge of the City, the City's Financial Advisor and the Underwriters, re3pectively, which Bond Counsel has not independently verified. If the City should fail to comply with the covenants in the Ordinances or if the foregoing representations should be detennined lo be inaccurnte or incomplete, interest on the Tax-Exempt Obligations could become includable in gross income from the date of delivery of the Tax-Exempt Obligations, regardless of the date on which the event causing such includability occurs. Except as stated above, Bond Counsel will express no opinion as lo any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Tax-Exempt Obligations. Bond Counsel's opinions are based on existing law, which is subject to change. Such opiniorui are further based on Bond Counsel's knowledge of facts as of the date thereof. Bond Counsel asswnes no duty to update or supplement its opinions to reflcet any facts or circumstances that may thereafter come lo Bond Counsel's attention or lo reflect any changes in any law that may thereafter occur or become effective. Moreover, Bond Counsel's opiniorui are not e. guarantee of result and are not binding on the Service; rather, such opinions represent Bond Counsel's legal judgment based upon its review of existing law and in reliance upon the representations and covenants referenced above that it deems relevant to such opinions. The Service ha..i an ongoing e.udit program to detennine compliance with rules the.t relate to whether interest on state or local obligations is includable in gross income for fedeni.l income tax purposes. No assurance can be given regarding whether or not the Service will commence an audit of the Tax-Exempt Obligations. If an audit is commenced, in accordance wilh its current published procedun:s tbe Service is likely to treat the City as the taxpayer and the Owners me.y not have a right lo participate in such audit. Public aWl!I"eness of any future audit of the Tax-Exempt Obligations could adversely affect the value and liquidity of the Tax- Exempt Obligations regard]ess of the ultimate outcome of the audit. ADDITIONAL FEDERAL INCOME TAX CONSIDERATIONS RELATING TO THE TAX-EXEMPT OBLIGATIONS CollateraJ Tax Conaequenees Prospective purchasers of the Tax-Exempt Obligations should be aware tbat the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions, life insurance and property and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who may be deemed to have incurred or continued indebtedness ID purchase or carry tax-exempt obligations, and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corponi.tions doing business in the United States may be subject to the "branch profits tax" on their effectively connected eamin~ and profits, including tax-exempt interest such as interest on the Tax-Exempt Obligations. These categories of prospective purchasers should consult their own tax advisorn as lo the applicability of these consequences. Prospective purchasers of the Tax-Exempt Obligations should also be aware that, under the Code, taxpayers are required to report on their returns the amount of tax-exempt int=t, such as interest on the Tax-Exempt Obligations, received or accrued during the year. TH Accounting Treatment or Original Issue Premium The issue price of all or a portion of the Tax-Exempt Obligations may excud the stated redemption price paY11ble at maturity of such Tax-Exempt Obligations. Such Tax-Exempt Obligation-. (the "Premium Oblige.tions'1 are considered for federal income tax purposes to have "bond premium" equal to the amount of such excess. The basis of a Premium Obligation in the hands of an initial owner is reduced by the amount of such excess that is amortized during the period such initial owner holds such Premium Obligation in determining gain or loss for federal income tax purposes. This reduction in basis will increase the amount of any gain or decrease the amount of any loss recognized for federal income tax purposes on the sale or other taxable disposition of a Premium Obligation by the initial owner. No corresponding deduction is allowed for federal income tax purposes for the reduction in basis resulting from amortizable bond premium. The amount of bond premium on a Premium Obligation that is amortizable each year ( or shorter period in the event of a sale or disposition of a Pmnium Obligation) is determined using the yield to maturity on the Premium Obligation based on the initial offering price of such Obligation, 42 C C C C C C C C C ) '.) ) ) ) ) ) ) ) ) The federal income tu. consequences of the purchase, ownership and redemption, sale or other disposition of Premium Obligations that are not purchased in the initial offering at the initial offering price may be determined according to rules that differ from those described above. All owners of Premium Obligations should consult their own tax advisors with. respect to the determination for federal, state, and local income taX purposes of amortized bond premium upon the redemption, sale or other disposition of a Premium Obligation and with respect IO the federal, state, loca~ Md foreign tax consequences of the purcwe, ownership, and sale, redemption or other dispos.ition of guch Premium Obligations. Long Fint Coupon Consequences Because the nrst interest payment on the Tn•Exempt Obligations will be made more than one year after the issue date, the Tax- Exempt Obligations may be treated as issued at an "original issue discount" under current Treasury Regu]ations. Although the interest on the Tax-Exempt Obligations will be excludnble from gross income as discussed above, the interest on the To.x.-Exempt Obligations may be considered "original issue discount" for federal tax pwposes. As a result, special tax accounting rules for "original issue discount" may require a portion of certain interest payments to be taken inl:o account for the taxable year or years prior to the taxable year during which the interest payment is received for pwpo&es of any altc:mative minimum taxable Income consequenc;es for corporations and any collateml federal income tax consequences for certain purchasers (referred IO in the preceding paragraph of this section). In addition. this treatment may aJso give rise to taxable ''man.:et discount" to seoonda,y market puccba.sen of Tax-Exempt Obligations. Prospective pl:ltChasera should consult their tax advison regarding the application of the "maricec discount" rules to the Tax-E;,:.empt Obligations. For a discussion ofth.e tax accounting treatment of"original iMue discount" on the Tax-Exempt Obligations in the hands of the initial purchaseB that acquire Tax-Exempt Obligatiorui at 1heit issue price, sec the cli5Cl.1Ssion below under" -Tax Accounting Treatment of Original Issue Discount Tax-Exempt Obligations.'' Tax Accounting Treatment of Original Issue Discount Tax-Exempt Obligations The issue price of all or a portion of the Tu-Exempt Obligations may be less thM the stated redemption price payable a.t maturity of such Tax-Exempt Obligations (the "Original Issue Discount Tax-Exempt Obligations"). In ruch case, the difference between (i) the amount payable at the maturity of each Original Issue Discount Tax-Exempt Obliiation, and (ii) the initial offering price to the public of such Original Issue Discount Tax-Exempt Obligation constitutes original issue discount with re.spea to such Original Issue Discount Tax-Exempt Obligation in the hands of any owner who has purchased such Original Issue Discount Tu- Exempt Obligation in the initial public offering of the Tax-Exempt Obligations. Generally, suc.h initial owner is entitled to exclude from gross income (as defined in Section 61 of the Code) an amount of income with respect to such Original lswe Discount Tax-Exempt Obligatioo equal to that portion of che amount of such original islSlle discount allocable to the period that such Original Issue Discount Tax-Exempt Obligation continues to be owned by sucb owner. Because original issue discount is treated as inten,st for federal income tax pw-poses, the discussion rega.nling interest on the Tax-Exempt Obligations under the captions "TAX MATTERS -TAX EXEMPTION OF SERIES 2010A BONDS A.ND SERIES 2010A CERTIFICATES" and "TAX MATTERS -ADDITIONAL FFDERAL INCOME TAX CONSIDERATIONS RELATING TO 1HE TAX-EXEMPT OBUGATIONS • Collateral Tax Consequences" generally applies, and should be oonsidered in connection with the discussion in this portion of the Official Statement. In the event of the redemprion, sale or other taxable disposition of such Original Issue Discount Tax-Exempt Obli&).tions prior to stated maturity, hoy.ever, the amount realized by such owner in exces..s of the basis of such Original Issue Discount Tex-1:Jtempt Obligations in the hand$ of such owner ( adjusied upward by the portion of die original is&uc discount allocable to the period for which such Original Issue Discount Tax-Exempt Obligation was held by such initial owner) is includable in gross income. The foregoing discussion assumes that (i) the Underwriters have purchued the Tax-EJtempt Obligations for contemporaneous sale to the public and (ii) all of the Original Issue Discount Tax-~empt Obligations have been initially offered, and a subst.mtial amoWlt of eacb maturity thereof bas been sold, to the general public in arm 's-length transactions for a price (and with no other consideration being included) not more than the initial otfering prices thereof stated in this Official Statement. Neither r.be City nor Bond Counsel has ma.de any investigation or offers 11J1Y comfort that the Original Issue Dis,count Tax-Exempt Obligations will be offered and sold in accordance with such assumptions. Under existing law, the original issue discount on each Original Issue Discount Tax-Exempt Obligation is accrued daily to the stated maturity thereof (in amounts calculated as described below for each six-month period ending on the dale before the semiannual annivenary dates of the date of lhe Tax-Exempt Obligations and ratably within each such si:x-month period) and the accrued amowtl is added to an initial owner's basis for such Original Issue Discount Tax-E~empt Obligation for pwpo~s of determinirtg i.he amount of gain or loss recognized by such owner upon the redemption, sale or other clisposirion tbm:of. The amount to be added to basis for each accrual period is equal to (i) the sum of the issue price and the amount of original isrue discount accrued in prior periods multiplied by the yield to stated maturity (detennined on the basis of compounding at the close of each accrual period .and properly adjusted for the length of the accrual period) less (ii) the amounts payable as current interest during such accrual ·period on such Tax-Exempt Obligation. The federal income tax comequences of the purchase, ownership, and redemption. sale or other disposition of Original Issue Discount Tax-Exempt Obligations that are not purchased in the initial offering at the initial offering price may be determined aecording to rules that differ from those described above. All owners of Original Issue Discount Tax-Exempt Obligations should consult their own tu advisors with respect to the determination for federal, state, -and local income tax pwposes of interest accrued upon redemption, sale or other disposition of mch Original Issue Discount Tu-Exempt Ohligatiom and with respect to the federal, sr.a.te, local and foreign tax consequences of the purchase, ownership, redemption. sale or other disposition of such Ori.ginal Issue Discount Tax-Exempt Obligations. 43 SERIES 2010B BONDS AND SERIES 2010B CERTIFICATES The. following discussion describes certain U.S. federal income tax considerations of United States persons that are Owners of the Series 2010B Bonds and the Series 2010B Certificates (the ''Taxable Obligations"). This discussion is based upon the provisions of the Code, applicable Treasury Regulations promulgated and proposed thereunder, judicial authority and administrative interpretations, as of the date hereof, all of which are subject to change, possibly with retroactive effect, or are subject to different interpretations. Owners cannot be assured that the Service will not challenge one or more of the tax consequences described herein, and neither the City nor Bond Counsel ha.s obtained, nor does the City or Bond Counsel intend to obtain, a ruling from the Service with respect to the U.S. federal tax consequences of acquiring, holding or disposing of the Taxable Obligations. This summary is limited to initial holders who purchase the Taxable Obligations for ca.sh at their "issue price" (which will equal the first price at which a substantial portion of lhe Taxable Obligations is sold for cash to persons other than bondhouses, brokers, or similar persons or organizaticms acting in the capacity of underwriters, placement agents, or wholesalers) and who hold the Taxable Obligations as capital assets within section 1221 of the Code (generally property held for investment). This summary does not discuss all of the tax consequences that may be relevant to an Owner in light of its particular circumstances or to Owners subject to special rules, such as certain financial institutions, insurance companies, tax-exempt organizations, foreign taxpayers, taxpayers who may be subject to the alternative minimum tax or personal holding company provisions of the Code, dealers in securities or foreign currencies, or Owners whose functional currency (as defined in section 985 of the Code) is not the U.S. dollar, or to an Owner that might have purchased the Taxable Obligations in circumstances that would give rise to original interest discount, acquisition premium. market discount or amortizable premium. Except as stated herein, this summary describes no federal, state or loeal tax consequences resultmg from the ownership of, receipt of interest on, or disposition of, the Taxable Obligations. Investors who are subject to special provisions of the Code should consult their own tax advisors regarding the tax consequences to them of purchasing, holding. owning and disposing of the Taxable Obligations, including the advisability of making any of the elections described below, before detennining whether to purchlllile the Taxable Obligations. The Code generally defmes a ''United States penon" as (i) an individual who, for U.S. federal income tax purposes, is a citizen or resident of the United States, (ii) a corporation or other entity taxable as a corporation for U.S. federal income tax purposes, that was created or organized in or under the laws of the United States, and any state thereof or the District of Columbia or any political subdivision thereof, (iii) an estate the income of which is subject to U.S. federal income taxation regardless of its source and (iv) a trust whose administration is subject to the primary supervision of a United State court and which has one or more United States persons who have the authority to control all substantial decisions of the trust. . If a partnership (inclnding an enrity treated as a partnership for U.S. federal income tax purposes) holds Taxable Obligations, the tax treatment of a partner will generally depend upon the status of the partner and the activities of the partnership. Any Ov.ner of the Taxable Obligation that is a partner ofa partnership that will hold Taxable Obligations should consult its tax advisor. This discussion does not addn:ss any tax considerations arising under the laws of any foreign, state, local or other jurisdiction. In General C C C C ,.. ._ C Interest on a Taxable Obligation generally will be taxable in each year the Taxable Obligation is held by the Owner as ordinary income without lllgacd to the time it otherwise accrues or is received in accordance with such Owner's regular method of C accounting for U.S. federal income tax purposes. Payments of Interest Stated interest paid (and other original issue discount) on each Taxable Obligation will generally be taxable in each tax year held by an Owner as ordinary interest income without regard to the time it othel'\Vise accrues or is received in accordance with the Owner's method of accounting for federal income tax purposes. Special rules governing the treatment of original issue discount are described below. Lo111g Fint Couipon Consequiences Because the first interest payment on the Taxable Obligations will be made more than one year after the issue date, the Taxable Obligations may be treated as issued at an "original issue discount" under current Treasury Regulations. For a discussion of the tax accounting treatment of"original issue discount" on the Taxable Obligations in the hands of the initial purchasers that acquire C Taxable Obligations at their issue price, see the discussion below under" -Original Issue Discount." C Original Issue Discount Certain Taxable Obligations may be sold at a discount below their principal amount. As provided in the Code and the Treasury Regulations, the excess of lhe "stated redemption price at maturity'' (115 defined below) of each such Taxable Obligation over its issue price will be original issue discount if such excess equals or exceeds a de minimis amount (i.e., one quarter of one percent of the Taxable Obligation's stated redemption price at maturity multiplied by the number of complete years to its maturity). A Taxable Obligation having original issue discount equal to or greater than a de minimis amount will be referred to an "Original Issue Discount Taxable Obligation." Owners of Taxable Obligations that are not Original Issue Discount Taxable Obligations will include any de minimis original issue discount in income, as capital gain, on a pro rat.a basis as principal payments are made on the Taxable Obligation. The stated redemption price at maturity of an Taxable Obligation includes all payments on the Taxable Obligations olher lhan the stated interest amounts, which are based on a fixed rate and payable unconditionally at the end 44 C ( J ) ) ) ') of each six-month accrual period. Except as described below, Ownea; of Original Issue Discount Taxable Obligations will have to include in gross income (irrespective of their method of accounting) a portion of the original issue discount of the Original Issue Discount Taxable Obligations for each year in which Original Issue Discount Taxable Obligations are held, even though the case to which such income is amibutable will not be receive until maturity of the Original lssu1: Discowit Taxable Obligations. The amount of original issue discount included in income for each year will be calculated under a constant yield to maturity foonula thllt results in the allocation of less original issue discount to earlier yean; of the terms of Original Issue Discount Taxable Obligations and more original is.sue discount to the later years. The foregoing summary is based on the assumptions that (i) the Underwriters have purchased the Taxable Obligations for contemporaneous sale to the general public and not for investment pwposes, (ii) all of the Taxable Obligations have ber:n offered, and a substantial amount of each maturity thereof has been sold, to the general public in arm'i-length transactions for a cash price (and with no other consideration being included) equal to the initial offering price thereof stated on the inside cover page of this Official Statement, lllld (iii) the respective initial offering prices of the Tax.able Obligations to the gene.ml public are equal to the fair market va.lue thereo[ Neither ,the City nor Bond CQWlSel bas made llllY investigation or off= and assurance lh.at the TBMble Obligations wm be offered and sold in accordance with such a.ssumptions. Accrual Method Election Under the Treasury Regulations relating to original issue discount, an Owner that uses an accrual method of accounting would be pennitted to elect to include in gross income its entire return on a Taxable Obligatiou (i.e., the excess of all remaining psyments to be received on the Taxable Obligation over the amount pa.id for the TBXllble Obligation by such Owner), based on the compounding of interest at a constant rate. Such an election for an Taxable Oblig11tion with amortiz.able bond premium (or market discoimt) would result in a deemed election for all of the Owner's debt insttum.ents, witb amortizable bond premiwn (or market discount) and could be revoked only with the pennission of the Service with ri:spect to debt instruments acquired after revocation. Di~position or Retirement Upo·o the sale, exchange or certain other dispositions of a Taxable Obligation, or upon the retirement of a Taxable Obligation (including by redemption), an Owner will generally recognize capital gain or loss.. This gain or loss ""ill equal the diffen:net:, if any, between the Owner's adjusted tax basis in the Taxable Obligation end the proceeds the Owner receives, excluding any proceeds aa:ributable to accrued interest, which will be recognized as ordinary interest income to the extent the owner ba.5 not previously included in the accrued interest income. The proceeds !ID Owner receives will include the amount of any ca.sh and the fuir m!lrlcet value of any other property received for the Tax.ablo Obligation. Notwithstanding the diSl:\l$sion under ''Original Issue Discount," an Owner's tax basis in the TllXllble Obligation will generally equal the amount the Owner paid for the Taxable Obligation. The gain or loss will be long-tenn capital gain or loss if the Owner held the Taxable Obligation for more than one year. Long-term capital gains of individuals, estates and trusts currently are subject to a reduced tax rate. The deductibillty of capital los.se.i may be subject to limitation. ) Defea.sanee of the Taiab•e Obligations ) ) ) Defease.nce of any of the Taxable Obligations may result in a reissuance thereof, for U.S. federal income tax pu,poses, in which event e.n Owner inay recognize taxable gain or loss as described above, even if such Owner docs not receive any cash in such defeasance transaction. Information Reporting and Backup Withholding lnfonnation reporting will apply to payments of interest on, or the proceeds of the sale or other disposition of, the Taxable Obligations held by an Owner, lllld backup withholding may apply unless such Owner provides the appropriate intermediary with a taxpayer identification number, certified under penalties of perjury, as well as certain other infonnation or othefWise est:abJishes an exemption from backup wilhholding. Any lllllO\ltlt withheld under the ba:ckup Withholding rules is aJlowable as a eredit against the Owner's actual U.S. federal income tax liability and such Owner timely provides the required information or appropriate claim fonn to the Service. Treasury Circular 130 Disclosure The tax discussion set forth above was written to support the marketing of the Tax.able Obligations end is not intended or written by Bond Counsel to be used, and it cannot be used, by any taxpayer for the purpose of avoiding any penalties t1w may be imposed on a taxpayer by the Service in respect of federal income taxes. No limitation has been imposed by Bond Counsel on disclosure of the tax treatment or tax structure of the Taxable Obligations. Bond Counsel will receive a non-refundable fee contingent upon the successful marketing of the Taxable Obligations, but not contingent on llllY taxpayer's realization of tax benefits from the Taxable Obligations. All taxpayers should seek advice based on such taxpayer's particul.a.r circumstances from an independent tax advisor. This disclosure is provided to comply with Treasury Circular 230. IN ADDITTON, THE FEDERAL TAX DISCUSSION SET FORTH ABOVE IS INCLUDED FOR GENERAL INFORMATION ONLY ANTI MAY NOT BE APPLICABLE DEPENDING UPON AN OWNER'S PARTICULAR SlnJA TION. INVESTORS SHOULD CONSULT 'IHEIR OWN TAX ADVISORS CONCERNING THE TAX IMPLICATIONS OF HOLDING AND DISPOSING OF 1HE TAXABLE OBLIGATIONS UNDER APPLICABLE STATE OR LOCAL LAWS. FOREIGN 45 INVESTORS SHOULD ALSO CONSULT TIIEIR OWN TAX ADVISORS REGARDING THE TAX CONSEQUENCES UNIQUE TO INVESTORS WHO ARE NOT U.S. PERSONS. OTHER INFORMATION C RATINGS C The Obligations are rated "Aa3" by Moody's Investors Service, Inc., "M+" by Standard & Poor's Ratings Services, a Division of The McGraw-Hill Companies, Inc. and "M" by Fitch Ratings. An explanation of the significance of such ratings may be oblained from the company furnishing the raring. The ratings reflect only the respective views of such organizations and the City makes no representation u.s to the appropriateness of the ratings. There is no assurance that such ratings will continue for any given period of time or that they will not be revised downward or withdrawn entirely by any or all of such rating companies, if in the judgment of 1111y or all companies, circumstances so warrant. Any such downward revision or withdrawal of such ratings may C have an adverse effect on the market price of the Obligations. LITIGATION The City is involved in various legal proceedings related to alleged personal and property damages, torts, breach of contract and civil rights cases, some of which involve claims again.it the City that exceed $500,000. State law limits municipal liability for personal injury at $250,000/$500,000 and property damll8e at $100,000 per claim. The following represents the significant litigation against the City at this rime. For purposes of this report, included are only suits in which the City has exposure greater C than $50,000. The City's insurance coverage, if available, contains either a $250,000 self-insured retention or a $500,000 self-insured retention depending on the date of the occurrence. The City, its Police Chief, and two police officers have been sued for violation of a citizen's first amendment rights when the plaintiff's film from his camera was confiscated by the police while the individual was photographing e. children's basketball game. The matter bas been dismissed on a plea to the jurisdiction, and the plaintiff appealed the court's decision. The Court of Appee.ls reversed the trial court's decision and n:manded the case back to the trio.I court. The plaintiff did not seek. monetary damages except for attorney's fees. The trial was held in August and the jwy fuund in the plaintiff's favor and awarded $116,000 in attorney's fees. The City is appee.ling the case. The City and a police officer have been rued by an individual on behalf of himself and his childien rising out of the death of the plaintiff's teenage daughter and injuries to his son from an automobile accident with the police officer. The plaintiff alleges that the officer -was operating the vehicle in a negligent manner and was speeding at the time of the automobile collision. The defendants have u.sserted th.at the driver of the vehicle carrying the plaintiff's children was negligent in failing to yield the rigbt- of-way to the police officer. The City filed a motion for SWIUIUIIY judgment which was granted based on the fact the plaintiff did not file a claim with the City. The Court of Appeals reversed the decision and remanded the case back for trial. The City appealed the cue to the Texas Supreme Court but the Court refused to hear the case. The case is now back in tbe trial court. The City Attorney believes th ere is insurance covering the cle.ims. The City, G= County, Kent County, and the Texas Attorney General's Office has been sued by Templeton Mortgage for certain rights regarding the restrictive easements at Lake Alan Heruy as well as other areas such as the use of water. This is not a damages case, but the court has authority to grant attorneys fees to the prevailing party. Trial was held in May 2009, with the City prevailing on all but one issue. Despite this ruling, Plaintiff is still seeking attorney fees in an undisclosed amount. The City is also seeking attorney fees from the Plaintiff. The attorney fees issue hu yet to be argued before the Court. The City has been rued by Templeton Mortgage and Mark Brown for damages to his property bees.we of the rising and falling of water at Lake Alan Henry. He e.IgUes that if the restrictive easements are strictly enforced u interpreted by the City ofLubbock, be will not be able to build a structure to stop the erosion of his property, thus causing him damage. There is no insurance on the damage claim. Plaintiff is currently asserting damages of $100,000. The City is being sued by a lady who fell at the Civic Center. She alleges that the bleachers were defective in th.at they 'Nl!re unstable, causing her to fall. The lessor of the event procured insurance in which the City wa.s named as an additional insured. The City is being defended by the insurer in this cax. The City is being sued by a City employee in two separate laW11uits pertaining to auto accidents he was involved in while working for the City. In one case, he wu.s involved in an accident with an intoxicated automobile driver. Plaintiff has sued the driver along with her insurance carrier, another insurance carrier, and the City pursuant to its uninsured motorist coverage. There is little doubt that the driver was at fault. However, the driver carried only $20,000 worth of insurance. The City, pursuant to its workers' compensation coverage, has paid for most of the Plaintiff's medical expenses although some of the expenses are in dispute. The City is contesting whether the City provides uninsured motorist coverage to employees if they are injured on duty. The second lawsuit involves minimal damages and lhe City is setting forth the same defenses. The City believes there is insurance coverage in this matter. The City is also being sued by a furmer police officer under the Texas Whistleblower Act. She claims that she was terminated for reporting certain allegations against her estranged husband. The City is asserting that the report was not made in good faith, and in fact was false. Plaintiff is claiming damages of over $970,000. The City has insurance in this ca.,e with a $500,000 self- insured retention. 46 C C C ,. "' ( ( ---------------------------------------- J :, J ) The City is involved in a lawsuit in which the owner of a car wash is asserting that lhe City improperly perfonned an abatement as to his car Vr'BSh, He alleges that the City's contractor damaged equipment in the car wash while taking down the roof. The City is assening that the equipment was already damaged due to lhe stonn that damaged the roof. The City bas also been pllt on notice of a possible lawsuit by the estate of Tun Cole who was wrongfully convicted of rope back in the l980's. At this time, the estate desires to depose a number of officen; that were working on the investigation during the l 980's. There is no question that Tim Cole was innoctmt of !the rapes for which be was convicted. Re later died while be Wl1!l in prison. Given that the incident occurred during the l 980's, the City has inswance with the Texas Municipal League ("TML'') in the amount of$! 1,000,000. IML has hired Bill Wade, with Crenshaw, Dupree & Milam, to de~nd this potential lawsuit. The City also has three employee matters under cum:nt litigation. These matter.; are being handled by Craig, Terrill, Hale, and Grantham, LLP. The City intends to vigorously defend itself on all claims, although no assurance cm be given that the City will prevail in all ca.5es. Hcwever, the City Attorney and City management are of the opinion that tbe City's available sources for payment of eny such claims, which include insurance policies and City reserves for self insured claims, are adequate to pay any foreseeable damages (see "FINANCIAL POLICIES -Insurance and Risk Management''). On the date of delivery of the Obligations to !he Underwriters, the City wilt execute and deliver to the Underwriters a certificate to the effect that, except as disclosed herein, no significant litigation of any nature has been filed or is pending, as of that date, to restrain or enjoin the isruance or delivery of the Obligations or which would affect the provisions for their payment or security or in any manner question the validity of the Obligations. INVESTIGATIONS RELATING TO CITY'S HEAL TR INSURANCE ADMINISTRATOR In 2006, the City hired an outside independent auditing company, Benefit Plan Partners, a California company (the "Auditor''), to conduct an audit of its contra.ct (the "Administration Contra.ct") with its then c~t health inswance adminlsirator, American Administrative Gt'O'Up, Inc. ("AAG"). The Administration Conb"act provided for AAO's administration of all City employee claims on the City's self-insured health insurance. The Auditor found numerowi possible overcharges and errors by AAG during the term of the Admi.nistration Conb"act, including overcharges possibly arising from unauthorized commissions tabn by AAG and possible payments to AAO by pharmacies as rebates. Toe ontside Auditor estimated the afoTCfllentioncd en-ors and overchacges to be approximately $2 miJlion. The Administration Contra.ct terminated by its own t.crms in December 2006, and AAG has ceased to adminisrer any claims for the City. The City has hired another third party administrator to administer the ruo--out claims that accrued prior to December 2006. The City selected Blue Cross Blue Shield to be the City's new health in:surance adminisb"ator beginning January 2007. In March 2007, t.be City filed an application with the State district court to compel AAO to preserve and Jn"Ovide documentation rdating to the Administration Contract and claims submitted by City employees during the tenn of the Administration Contract. It is the intent of the City to utilize such documentation to complete the audit by Benefit Plan Partnen; ofits contract with AAG to determine whether any funher overcharges have ,occurred. The crial court never issued a ruling as to the City's application end insiead referted the matter to arbitration. The City will continue to pursue (he documents and any damages it may be entitled in the erbiuation. AAG also sued the City for damagu to its business in the a.mount of$450,000. Arl>itration he.s been scheduled in these matters for March-April 2010. In an attempt to obtain the necessary documenis IO conduct the audit, the City attempted to obtain the necessary documents directly from Covenant Health System. Covenant was unsure it could release lhe documents lo the City as it opined such could be a violation of the Health Insurance Portability Md Aceountability Act ("HIP AA''"). 1be City filed a declaratory judgment action in federal court against Covenant seeking a declaration as to whether Covennnts release of these docwnents violated the HIP AA. Health.Smart intervened in the lawsuit presumably in an attempt to prevent the release of the documents. The matter is still pending. No damages are being sought by any party in the suit. Another Jawruit has been filed by AAG against Lee Ann Dumbauld, City Manager; Scott Snider, Assistant City Manager; Leii;a Hutcheson, City Risk MMager; and David Miller, formci-Mayor. The la~uit arises from the City's selecting Blue Cross 11.s its new third party administrator instead of AAG. The City employees were sued fOI" civil conspira.cy, misappropri11tion, tortious interference with existing and prospective contracts, b\lSioess disparagement; and defamation. The Cily is providing ll defell5C for the employees Md is seeking money from Travelers fnsunmce. Travelers lnsUl11llct is disputing this. Even though the City employees have counter suited. the plaintiff, the City is only paying for the defense of tbe lawsuit against the employees. The City is aware that federal authorities, including the Federal Bureau of lnvestigation, have conducted investigations with respect to matters relating to AAG, the Administration Contract, and the selection by the City of Blue Cross Blue Shield 113 its health insurance administrator. On May 14, 2008, a search wenant issued by the U.S. District Court for the Northern District of Texas Lubbock Division required that FBI agents search and seize various written end electronic records of the City relatinE to these matters. No subpoenas at this time have been directed at, or issued to, the City in rege.n:ls to these investigations. The City believes these investigations may still be ongoing. REGISTRATION AND QUALmCA TION OF OBLIGATIONS .FOR SALE The sale of ihe Obligations has not been registered under the Federal Securities Act of 1933, as amended, in reliance upon lhe exemption provided thereunder by Section J(a)(2); and the Obligations have not been qualified under the Securities Act of Texas 47 in reliance upon various exemptions conlained therein; nor have the Obligations been qualified under the securities acts of any jurisdiction. Toe City assumes no responsibility for qualification of the Obligations under the serurities laws of any jurisdiction in which the Obligations may be sold, assigned, pledged, bypothecated or otherwise transferred. This disclaimer of responsibility for qualification for sale or other disposition of the Obligations shall not be construed as en interpretation of any kind with regard 0 to the availability of any exemption from securities registration provisions. O LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS Section 1201.041 of the Public Security Procedures Act (Chapter 1201, Texas Government Code) provides that the Obligatiom are negotiable instruments governed by Chapter 8, Texas Business and Commerce Code, and Ille legal end authorized investments for insurance companies, fiduciaries, and trustees, and for the sinking funds of municipalities or other political subdivisions or public agencies of the State of Texas. With respect to investment in the Obligations by municipalities or other political subdivisions or public a.gencies of the State ofTexa.s, the PFIA, requires that the Obligations be assigned a ra.ting of"A" or its equivalent as to investment quality by a national rating agency. See "01HER INFORMATION -RATINGS" herein. In addition, various provisions of the Texas Fine.nee Code provide that, subject lo a prudent investor standard, the Obligations Ille legal investments for state banlcs, savings banb, trust companies with at capital of one million dollars or more, and savings and loan associations. The Obligations are eligible to secure deposits of any public funds of the State, its agencies, and its political subdivisions, e.nd are legal security for those deposits to the extent of their marlcct value. No review by the City has been made of the laws in other states lo determine whether the Obligations are legal investments for various institutions in thooe states. LEGAL MATTERS The delivery of the Obligations is subject to the approval of the Attorney General of Texas to the effect that such Obligations are valid and legally binding obligations of the City payable from sources and in the manner described herein and in the respective Ordinances e.nd the approving legal opinions of Bond Counsel. The fonns of Bond Counsel's opinions are attached hereto in Appendix B. The legal fee to be paid Bond Counsel for services rendered in c01mection with the issuance of the Obligatioru. is contingent upon the sale e.nd delivery of the Obligations. The legal opinions of Bond Counsel will accompany the Obligations dep~ited with DTC or will be printed on the definitive Obligations in the event of the discontinuance of the Book-Entry-Only System. Certain legal matter.; will be passed upon for the Underwriters by McCall, Parkhurst & Horton L.L.P, Dallas, Texas, Counsel for the Underwriters. The legal fee of such firm is contingent upon the sale e.nd delivery of the Obligations. Bond Counsel was engaged by, and only represents, the City. Except as noted below, Bond Counsel did not take part in the preparation of the Official Statement, e.nd such finn has not assumed any respomibility with respect thereto or undertaken independently to verify any of the information contained herein except that in its capacity as Bond Counsel, such firm has reviewed the information appearing in this Official Statement under the captions "THE OBLIGATIONS" (exclusive of the information under the subcaptions "BOOK-ENTRY-ONLY SYSTEM," "SOURCES AND USES OF PROCF.EDS" e.nd "REMEDIES") and "TAX MATI'ERS" e.nd under the subcaptiom ''LEGAL MA1TERS," "LEGAL INVESTMENTS AND ELIGIBILITY TO SECURE PUBLIC FUNDS IN TEXAS" and "CONTINUING DISCLOSURE OF INFORMATION" (except for the rubsection "Compliance with Prior Undertakings") under the caption "OTiiER INFORMATION" and such firm is of the opinion that such descriptions present a fa.ir and accurate summary of the provisions of the laws e.nd instruments therein described and such information conforms to the Ordinances. The legal opinions to be delivered concurrently with the delivery of the Obligations express the professional judgment of the attorneys rendering the opinions as to the legal issues explicitly addressed therein. In rendering a legal opinion, the attorney does not become e.n insurer or guarantor of that expression of professional judgment, of the transaction opined upon, or of the future performance of the parties to the transaction, nor does the rendering of an opinion guarantee the outcome of any legal dispute tbat may arise out of the transaction. CONTINUING DISCLOSURE OF INFORMATION In the Ordinances the City has made the following agreement for the benefit of the holders and beneficial owners of the Obligations. The City is required to observe the agreement for so long as it remains obligated to advance funds to pay the Obligations. Under the agreement, the City will be obligated to provide certain updated financial information and operating data annually, and timely notice of specified material events, to the Municipal Securities Rulemalcing Board ("MSRB"). This information will be available free of charge via the Electronic Municipal Market Access ("EMMA") system at www.emma.msro.org. Annual Reports The City will provide certain updated financial information e.nd operating data to the MSRB annually via EMMA in accordance with the provisions of Rule 15c2-12 (the "Rule"), promulgated by the SEC. The information to be updated includes all quantitative financial infonnation and operating data with respect to the City of the general type included in this Official Statement under Tables numbered I through 6 and 8A through 1.5 and in Appendix A. The City will update and provide this information within six months after the end of each fiscal year. The financial information and opera.ting da.ta to be provided may be set forth in one or more documents or may be included by specific reference to e.ny document available to the public on EMMA or filed with the SEC as permitted by the Rule. The updated information will include audited financial statements, if the City commissions an audit and it is completed by the required time. If audited financial statements are not available by the required time, the City will provide unaudited financial information and operating data which is customarily prepared by the City by the required time, and audited financial statements 48 C C C C C C C ) J J , ) ) ) when and if such audited financial statements become available. Any such financiol statements will be prepared in accordance with the a.ccounting principles described in Appendix A or such other accounting principles as the City may be required lo employ from time to time pursuant to state law or regulatioo. The City's current fiscal year end is September 30. Accordingly, it must provide updated infonnation by March 31 in each year, unless die City chanaes its fiscal year. If the City changes its fiscal year, it will notify the MSRB via EMMA. Material E\'eot Notices The City will also provide timely notices of certain events to the MSRB via EMMA. The City will provide notice of any of the following events with respect to the Obligations, if such event is material to a decision to purchase or sell Obligations: (!) principal and interest payment delinquencies; (2) non~payment related defaults; (3) unscheduled draws on debt service reserves reflecting financil\l difficulties; (4) unscheduled draws on credit enhancements reflecting financial difficulties; (5) substitution of credit or liquidity provideni, or their failure to perfonn; (6) adverse tax opinions; (7) modifications to rights of holden of the Obligations; (8) early redemption of the Obligations; (9) deft;:al!ances; (IO) releBSe, substitution, or sale of property securing repayment of the Obligations; and (l 1) rating changes. (Neither lh.e Obligations nor the Ordinances make any provision for debt service reserves or liquidity enhancement.) In addition, ihe City will provide timely notice of any failure by the City IO provide infonnation, data, or finaocial statements in accordance with its agreement described above under" Annual ~1"13." Anilability of lnfonnation The City has agreed to provide the foregoing infonno.tioo only as described abo~. The information will be available free of charge via the EMMA system at www.emma.msrb.ora. Limitations and Amendments The City has agreed to update information and to provide notices of material events only as described above. The City has not agreed to provide otheir information that may be relevant or material to a complete presenmtion of its financial results of operations, condition, or prospects or agreed to update MY infonnotion that is prvvided, ucept as described above. The City makes no representation or wammty concerning such information or concerning it3 usefulness to a decision to invest in or sell Ohligations at any future date. The City disclaims any contractual or tort liability for damages resulting in whole or in Jlll1t from any breach of its continuing disclosure agreement or from any statement made J1U(!U8nt to its agreement, although bolder.I of Obligations may see!_ a writ of mandamus to compel the City to comply v.ith its agreement. The City may a.mend its continuing disclorure agreement from time to time to adapt to changed circumstances that arise from a change in legal requirements, a change in law, or a. change in the identity, natwe, status, or type of operations of the City, if (i) the agreement., as amended, would have permitted an underwriter to purchase or sell Obligutions, in the offering described herein in compliMce with the Rule, taking into account any amendments or interpremtions of the Rule to the date of such amendment, al! well as such changed circumstances, and (ii) either (a) the holders of a majority in aggregate principal amount of the outstanding Obligations consent lo the amendment or (b) any person unaffiliated with the City (such as nationally recognized bond counsel) detmnines that the amendment will not materially impair the interests of the holders and beneficial owners of the Obligations. The Ciry may also amend or repeal the provisions of this continuing disclos~ a~ment if the SEC amends or repeals the applicable provisions of the Rule or ll coun of final jurisdiction enteo judgment that such provisions of lhe Rule are invalid. bu1 only if and 10 the extent that the provisions of this sentence would not prevent an underwriter from lawfully purchasing O£ selling the Obligations in the primary offering of such Obligations. If the City so amen~ lhe agreement, it has agree(! to include with the next financial information and operating data provided in accordance with ir.s agreement described above under "Annual Reports" an explanation. in nami.tive form, of the reasons for the amendment and of the impact of any change in the type of financial information and operating data so provided. ) Compliance with Prior Undertakings During the la!!t five yem, the City has not failed to comply in any material respect with any continuing disclosure agiument ma.de by it in accordance with the Rule. FINANCIAL ADVISOR RBC Capital Markets C-Orporation is employed u Financial Ad,,-isor to the City in COMeciioo with ihe issuance of the ) Obligations. The Finlll'lcial Advisor's fee for s«via:s. rendered with .respect to the sale of the Obligations is contingent upon the issuance and delivery of the Obligations. The Fina.ncial Advisor bas not independentty verified any of the data contained herein or conducted a debiled investigation of the affairs of the City to detennine the accuracy or completeness of this Official Smtement. ) ) UNDERWRITING The Underwriten have agreed, subject to certain conditions, to purchase the Series 2010A Bonds from the City at a price equal to the initial offering prices as shown on page 2 of this officie.J statement, at an underwriting discount of$4S,S06.43. The Underwrit.cB have agreed, subject to certain conditiora, to purchue the Series 2010B Bonds from the Cit;y at a price equal to the initial offering prices a.s shown on page 2 of this official statement, at an undC'fWTiting d.iscoW"lt ofS95,049.88. The Underwriters have agreed, subject lo certain conditions, to purchase the Series 2010A Certificates from the City at a price 49 equal to the initial offering prices as shown on page 4 of this official statement, at an underwriting discount ofS233,946.01. The Underwriters have agreed, subject to certain conditions, to purchase the Series 20108 Certificates from the City at a price equal to the initial offering prices as shown on page 4 of this official statement, at an underwriting discount ofS.591,722.62. C The Underwriters will be obligated to purchase all of the Obligations if any Obligations are putehased. The Obligations to be C offered to the public may be offered and sold to certain dealers (including the Underwriters and other dealers depositing Obligations into investment trusts) at prices lower than the public offering prices of such Obligations, and such public offering prices may be changed, from time to time, by the Underwriters. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviewed the information in this Official Statement in accordance with, and as part of, their respomibilities to investors under federal secwities Jaws a.s applied to the facts and circumstances of this transaction, but the Underwriters do not gwirantee the accuracy or C completeness of such infonnation. J.P. Morgan Securities Inc., one of the underwritm of tbe Obligations, has entered into an agreement (the "Distribution Agreement") with UBS Financial Services Inc. for the retail distribution of certain municipal securities offerings, including the Obligatiol15, at the original issue prices. Pumiant to the Distribution Agreement, J.P. Mo~an Securities Inc. will share a portion of its underwriting compensation with respect to the Obligations with UBS Financial Services Inc." FORWARD-LOOKING STATEMENTS DISCLAIMER ( The statements contained in this Official Statement, and in any other infonnation provided by the City, that are not purely historical, are forward-looking statements, including statements regarding the City's expectations, hopes, intentiom, or strategies regarding the future. Readers should not place undue reliance on forward•loolcing statements. All forward-looking statements included in this Official Statement are based on infonnation available to the City on the date hereof, and the City assumes no obligation to update any such forward-looking statements. The City's actual results could differ materially from those discussed in such forward-loolong statements. C The forwud-looking statements included herein are necessarily based oo various assumptions and estimates and are inherently subject to various risks and uncertainties, including risks and uncertainties relating to the possible invalidity of the underlying assumptiol15 and estimates and possible changes or developments in social, economic, business, industry, market, legal, and regulatory circumstances and conditions and ections taken or omitted to be taken by third parties, including customers, suppliers, business partner., and competitors, and legislative, judicial, and other govemmental authorities and officials. Assumptions related to the foregoing involve judgments with respect to, among other things, future economic, competitive, and market conditions and future business decisiom, all of which are difficult or impossible to predict accurately and many of which are beyond the control C of the City. Any of such assumptions could be inaccurate and, therefore, there can be no assurance that the forwacd-looking statements included in this Official Statement will prove to be accurate. MISCELLANEOUS The financial data and other infonnation contained herein have been obtained from the City's records, audited financial statements and other-sources which are believed to be reliable. There is no guarantee that any of the assumptions or estimates contained herein will be realized. All of the summaries of the statutes, documents and resolutions contained in this Official Statement are made :rubject to all of the provisions of such statutes, documents and resolutions. These summaries do not plll]lort to be complete statements of such provisions and reference is made to such documents for further infonnation. Reference is made to original documents in all respects. The Ordinances authorizing the issuance of the Obligatio115 also approve the fonn and content of this Official Statement, and any addenda, supplement or amendment thereto, and authorize its further use in the reoffering of the Obligations by the Undenvriters. Isl Tom Martin Mayor City ofLubbock, Texas ATI'EST: Isl R~lx!cca Garza City Secretary City of Lubbock, Teiw 50 C C C C C ) J J ) ) ) ) ) ) APPENDIX A EXCERPTS FROM ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2008 C C C C C This page is intentionally left blank C C C C ( ( J J ) ) ) ) ) ) ) Office of the City Manager February 13, 2009 P.O. Box2000• 162513th Street• Lubbock, T:x:79457 (806) 775-3002 • Fax: (806) 775-2051 Honorable Mayor, City Council, and Citizens of Lubbock, Texas: We are pleased to submit the Comprehensive Annual Financial Report (CAFR) of the City of Lubbock, Texas for the fiscal year ended September 30, 2008. The purpose of the CAFR is to provide accurate and meaningful information concerning the City's financial condition and performance. In addition, independent auditors have verified that the City has fairly presented its financial position, in all material respects. The CAFR satisfies Section 103.001 of the Texas Local Government Code requiring annual audits of all municipalities. Responsibility for both the accuracy of the presented data and the completeness and fairness of the presentation, including all disclosures, rests with the City. We believe the data is accurate in all material respects and is presented in a manner that fairly sets forth the fmancial position and results of the City. We also believe all disclosures necessary to enable the reader to gain an understanding of the City's financial affairs have been included. To provide a reasonable basis for making these representations, City ma.nagement has established a comprehensive internal control framework that is designed both to protect the City's assets from loss, theft, or misuse and to compile sufficient, reliable information for the preparation of the City's fmancial statements, in conformity with accounting principles generally accepted in the United States of America (GAAP). Because the cost of internal controls should not outweigh their benefits, the City's comprehensive framework of internal controls has been designed to provide reasonable, rather than absolute assurance that the fiD.aDcial statements will be free from material misstatement. The City's fmancial statements have been audited by BKD, LLP, a firm of licensed certified public accountants. The goal of the independent audit is to provide reasonable assurance that the financial statements are free of material misstatement. The independent audit involves: • examining evidence on a test basis that supports the amounts and disclosures in the fmancial statements, • assessing the accounting principles used and significant estimates made by management, and • evaluating the overall financial statement presentation. I Honorable Mayor, City Council, And Citizens of the City of Lubbock, Texas February 13, 2009 The independent auditor has concluded that the City's financial statements are in conformity with GAAP, are fairly represented, and there is a reasonable basis for providing an unqualified opinion. The independent auditor's report is presented as the first component of the financial section of this report. The independent accountants' audit of the City's financial statements is part of a broader, federally mandated "Single Audit", which is designed to meet the special needs of federal granting agencies. These reports are available in the City's separately issued Single Audit Report. The standards governing Single Audit engagements require the independent auditor to report on several facets of the granting agencies' financial processes and controls: • Fair presentation of the financial statements, • Internal controls involving the administration of federal awards, and • Compliance with legal and grant requirements. GAAP requires management to provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form ofa Management Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A. The City's MD&A can be found immediately following the report of the independent accountants. THE CITY AND ITS ORGANIZATION Description of the City The City is a political subdivision and municipal corporation of the State, duly organized and existing under the laws of the State, including the City's Home Rule Charter. The City was incorporated in 1909, and first adopted its Home Rule Charter in 1917. The City operates under a Council/Manager form of govemment with a City Council comprised of the Mayor and six council members. The Mayor is elected at-large for a two-year term ending in an even-numbered year. Each of the six members of the City Council is elected from a single-member district for a four-year term of office. The terms of three members of the City Council expire in each even-nwnbered year. The City Manager is the chief administrative officer for the City. The City is empowered to levy a property tax on both real and personal properties located within its boundaries. It is also empowered by state statute to extend its corporate limits by annexation, which occurs periodically as the City Council deems appropriate. The 2000 Census population for the City was 199,564; the estimated 2008 population is 214,847. Tue City covers approximately 119.9 square miles. City Services The City provides a full range of services including public safety (police and fue protection), electric, water and wastewater, storm water, solid waste, public transportation, health and social services, culture- C C C C C ( C recreation, highways and streets, airport, planning and zoning, and general administrative services. C P11blic Safety: The Police Department serves and protects the public by conducting criminal investigations and enforcing laws governing public health, and order. The department is staffed with 377 sworn officers. Tue Fire Department serves to minimize loss of life and property from the effects of fires by quickly responding to emergencies. The department operates 15 fire stations and is staffed with 334 sworn firefighters. During 2008 the City improved it insurance standards rating, going from a Class 3 to C a Class 2 on a measurement of 10 with Class 1 representing the best public protection. 2 ( '") J ') j j J J Honorable Mayor, City Council, And Citizens of1he City of Lubbock. Texas February 13, 2009 Electric Utili9': Electric service in the City is provided by Lubbock Power and Light (LP&L). Xcel Energy, and South Plains Electric Cooperative. LP&L is the municipal-owned electric company and has 73,619 meters with an average daily consumption of 4,485,835 kWh. LP&L bas 14 substations, one substation under construction, more than 1,030 miles of distribution lines, and approximately 85 miles of transmission lines. Water Utility: To assist wilh the strategic development of additional water supplies, lhe City Council established lhe Lubbock Water Advisory Commission in July 2003, with lhe primary objective of developing a 100-year water supply plan. In July of 2007, with the recommendation of the Lubbock Water Advisory Commission, the City Council approved I.be Strategic Water Supply Plan for Lubbock. The City has also worked closely wi'lh the Region O Planning Group in preparing the State Water Plan, which includes lhe City's water supply needs and alternatives. The City has initiated five major water and wastewater studies over the past fow years in order to help develop lhe Strategic Water Supply Plan. The Water Texas study was completed in 2004 and laid lhe foundation for additional work so the City could document bolh current and future water needs for annual supply and peak day demand. The City has also completed preliminary engineering and final design for improvements to the Southeast Water Reclamation Plant to improve the quality of the City's effluent discharge and prepare for possible future reuse. The City obtains to billjon gallons of its annual water supply from Canadian River Municipal Water Authority (CRMW A). CRMW A combines surface water from Lake Meredith and ground water from Roberts County to meet the -water demands of Lubbock and the other 10 member cities of CR.MW A . The City secures the remaining 2 billion gallons of its annual water supply from groundwater in Bailey and Lamb counties. The City provides water service to over 77,000 meters through 1,400 miles of distribution lines. ln addition to Lubbock, the City also services the communities of Shallowa.ter, Ransom Canyon, Buffalo Springs Lake, Reese Redevelopment Authority, and Lubbock Cooper and Roosevelt school districts. The daily capacity of the City water supply and treatment system is 81 million gallons per day with ao average utilization of 33 million gallons per day. In the Bailey County Well Field, the City has 160 active water wells with 83,265 acres of water rights. CRMW A allocates more than l 0 billion gallons of water to the City annually. Lake Alan Henry, built by the City in 1993, is in development as a future water sowce. In order for the City to utilize water from Lake Alan Henry, the construction of pump stations, a pipeline, and a new water treatment plant is required. Preliminary engineering for these improvements was completed in November of 2007 and final design is now underway. The projected construction completion date is 2012. CRMW A bas secwed additional acres of groundwater rights in the Northern Texas Panhandle. The additional groundwater rights have increased the total from 42,000 to 265,999 acres with estimated 15 million acre feet of water within those rights. Conservative projections, using current secured water rights, indicate CRMW A will be able to p.rovide groundwater supplies utilizing existing in'frastrucrure through the year 2097. Wastewater Utility: Wastewater collection and treatment is provided within the city limits to residential, commercial, and industrial customers. As of January 1, 2008, the collection system consists of 996 miles of sanitary -sewer lines. The wastewater treatment plant has a capacity of 31.5 million gallons per day (permitted. capacity) and an average utilization of approximately 23 million gallons per day. The peak utilization of the wastewater treatment plant is 27 million gallons per day. The City bas completed Phase I and begun construction of Phase II of a four phase· project to upgrade the Southeast Water Reclamation 3 Honorable Mayor, City Council. And Citi:r.ens of the City of Lubbock. Texas February 13, 2009 Plant. Phase I included upgrades and improvements to the influent lift station. Phase II construction has begun and includes upgrades to Plant 3 for filtration and ultraviolet disinfectioD and Plant 4 for biological nutrient removal, filtration and ultraviolet disinfection. Phase III will include design and construction improvements to solids and handling. Phase IV will include upgrades to Plant 3 for biological removal. The improvements will produce a high quality of effluent that will be discharged for potential reuse into the North Fork of the Double Mountain Fork of the Brazos River. Storm Water Utility: The City's storm drainage is primarily conveyed through the City's street system that discharges into more than 115 playa lakes. The subsurface drainage, via storm sev.rer pipes with curb inlets, conveys water to two small intermittent streams (Blackwater Draw and Yellowhouse Draw) which both converge at the upper reaches of the North Fork of the Double Mountain Fork of the Brazos River. The City's separate municipal storm sewer system (MS4) is made up of approximately 3,000 lane miles of paved and unpaved streets, 55 5 linear miles of paved and unpaved alleys, 1,188 storm sewer inlets, 70 miles of subsurface storm sewer pipe, three detention basins, 11 S playa lakes, and one pump station. Maintenance of all of the storm sewers and street deaning .are funded through stonn water fees. During FY 2007-08, a primary focus of the stOim water utility was the completion of the South Lubbock Drainage Project -Phase l Main Trunk Line. This project was substantially completed approximately one year ahead of schedule and has connected six playa lakes. Construction for Phase lA of the South Lubbock Project began in FY 2007-08. This project will add five additional playa lakes to the Project, and is scheduled for completion in 20 l 0. Other areas of activity within the Storm Water Utility during FY 2007-08 included the following: • • • • • • Received the new Texas Pollution Discharge Elimination System (TPDES) MS4 permit issued by the Texas Commission on Environmental Quality (TCEQ). Efforts are underway to generate a comprehensive Storm Water Ordinance in order to comply with the provisions set forth in the new MS4 permit. Completed and submitted information to the Federal Emergency Management Agency (FEMA) for the Flood Insurance Restudy of two of the play a lake systems. Toe study is currently awaiting review by FEMA for further action. Began a master plan of the northwest quadrant of the City as well as an update to the Master Drainage Plan for western and southern portions of the City. Continued evaluating options for flood risk. reduction al Maxey Pwk Lake . Continued video inspection and cleaning of the downtown area stonn sewer pipelines . Continued the design of drainage improvemenas at Mose Hood and Stumpy Hamilton PSlb . Solid Waste Utilily: Toe City provides garbage collection and disposal services to 65,829 residential customers and 2,829 commercial customers. One of the City's two landfill sites is designated as the Nortb Avenue P Landfill and includes a citizen's transfer station. The second site is the West Texas Regional Disposal Facility. Toe West Texas Regional Disposal Facility opened in 1999 and is one of the largest landfills in the State of Texas. With 1,260 acres, the expected useful life is more than 92 years. Public Transportation: Citibus provides public transportation for the City and is professionally managed by McDonald Transit Associates, Inc. Citibus provides a Fixed Route Service, CitiAccess (paratransit system), evening service, and other special services. CitiAccess is a curb-to-curb service for disabled members of the community. Toe Citibus evening service is designed to meet the needs of CitiAccess and fixed route passengers who rely on public transit. A majority of evening service passengers work at night and use the service for transportation to and from their jobs. In addition, Citibus offers route service for 4 C C C r '.._ ) D 0 0 n Honorable Mayor, City Council, And Citizens of the City of Lubbock, Texas February 13, 2009 Texas Tech University. Finally, Citibus is the contracted agent for passenger sales aod freight shipping and receiving for Greyhound Lines, Inc. operating out of the Downtown Transfer Plaza. Health and Social Services: Tbe City has a housing and community development program implemented and administered through funding from the Federal Community Development Block: Grant Pl'ogram, HO~ Investment Partnership Program, and Emergency Shelter Grant Program. Through these programs, the City has completed work on over 196 houses aod created 3 jobs through an economic development loan program. The City also receives funding from the Texas Department of Housing and Community Affairs. These funds allow the City to offer additional programs to its citizens. Through these programs, 71 homes or 141 individuals received assistance in weatherizing their home to make their home more energy efficient; 1,369 households received utility assistance; 54 individuals graduated from the Self-Sufficiency Program; and, 25,093 residents ,received referral assistance through the Information and Referral Hotline. Culture-Recrtation: Cultural and recreational services are provided by the City through four libraries, 80 parks, and 57 playgrounds. Other recreational facilities include 4 swimming pools, 58 tennis courts, 48 baseball and softball fields, a cultural arts center, five commUDity centers, and five senior ceaters. To further enhance quality of life and to provide support to tourism, the City operates the Memorial Civic Center, City Bank Colisewn, City Banlc Auditorium, the Buddy Holly Center, the Wells Fargo Amphitheatre, and the Silent Wings Museum. The City is financially accountable for a legally separate civic services corporation and three economic development corporations, which are reported separately within the City's financial statements as discretely presente:d component units. Additional iaformation on these legally separate entities can. be found in the notes to thefinancial statements . . Highways and Streets: The City is responsible for the construction and maintenance of 1,058 centerline miles of paved streets. In 2004 the City Council established the Gateway Streets Program. The program, funded primarily through 40 percent of franchise fees, opens areas of the City through thoroughfare construction. The Gateway Streets Program consists of the Northwest Passage, which includes City thoroughfare streets and Texas Department of Transportation (TxDOT) improvements in Northwest Lubbock, as well as other thoroughfare improvements mother parts of the City. The City streets portion of the Northwest Passage consists of the wideaing of Erskine Street from Franlcford Avenue to Salem Road, and the construction of Slide Road from 4m Street to Erskine. The construction of a Slide Road overpass at Loop 289, is being funded by the City, and will be constructed by TxDOT as part of a larger Loop 289 improvement project. Other major street improvement projects approved by the City Council for design include: Indiana Avenue from 103m Street to FM 1585; Quaker Avenue from 98th Street to FM 1585; 114th Street from Qualcer Avenue to Slide Road; Frankford Avenue from 98ih SIIeet to 114th Street; 98d:I. Street from Frankford Avenue to Milwaukee Avenue; and Milwaukee Avenue from 94th Street to FM 1585. The construction of 98th Street from Slide Road to Frankford Avenue was completed during FY 2007-08. Lubbock Preston Smith International Airport: A key component of Lubbock's transportation system is the Lubbock Preston Smith International Airport, located seven miles north of the City's central busioess district on 3,000 acres of land adjacent to Interstate 27. The Airport is operated as a department of the 5 Honorable Mayor, City Couocil, And Citizens of tbe City or Lubbock. Texas February 13, 2009 City, with the guidance of an advisory board, and includes a 220,000 square foot passenger terminal building. The Airport has two commercial service runways, 11,500 &Dd 8,000 feet in length. The Airport's third general aviation runway is 2,869 feet in length. Air traffic control services include a 24- hour Federal Aviation Administration control tower and a full range of instrument approaches. The Airport is served by four major passenger airlines and two major cargo airlines having over 80 commercial flights per day, Annual Budget Proce11 The annual operating budget serves as the foundation for the City's financial planning and control. All City departments submit requests for appropriation to the City Manager each year. The City Manager uses these requests as the starting point for developing the proposed Operating Budget and Capital Program. The City Manager then presents the proposed Operating Budget &Dd Capital Program to the City Council for review, as required by City Charter. The City Council is required to hold a public hearing on lhe proposed Operating Budget and Capital Program and to adopt it no later lhan September 30, the close of the City's fiscal year. The adopted Operating Budget and Capital Program appropriates funding at the departmental level in the General Fund, at the fund level in the other funds. and at the project level in the Capital Program. The General Fund Operating Budget is adopted on a basis other than GA.AP, with the main difference being that capital lease proceeds and related capital outlay are not budgeted. Budgetary control is maintained at the department level. Management may make administrative transfers and increases or decreases between accounts below the department level without Council approval. However, any transfer of funds between departments, the legal level of control, or higher level shall be presented to Council for approval by ordinance before such funds can be transferred between departments or expended. All annual operating appropriations lapse at the end of the fiscal year. Capital Project appropriations do not lapse at fiscal year end but remain in effect until the project is completed and closed. ECONOMIC CONDITION AND OUTLOOK The information presented in the financial statements is perhaps best understood when it is considered within the context of the City's economy. The following information is provided to highlight a broad range of economic forces that support lhe City's operations. Local Ecooorny Lubbock has a stable economy with historically slow and steady growth, which has continued throughout FY 2007-08. Lubbock's agriculturally based economy has diversified over the past 20 years, which has minimized the effects of business cycles experienced by individual sectors. The South Plains is one of the most productive agricultural areas in the United States. In 2008, 17.4 percent of the nation's cotton crop and 46.3 percent of the state's cotton crop were produced by farmers in the Southern High Plains District. Southern High Plains production was 2.36 million bales, down 44.7 percent from record highs in 2006 and 2007. The decrease in production was due to weather conditions (United States Department of Agriculture, National Agriculture Statistics Service, Texw County Data - Crops, retrieved from http://www.nass.usda.gov/QuickStats/Pul!Data _US_ CNTY.j sp ). The City has strong m&Dufacturing, wholesale and retail trade, services, and government sectors. Manufacturing includes a diverse group of employers who support approximately 5,200 workers. A 6 C C C C C C 0 0 0 J j ') 0 0 0 n Honorable Mayor, City Council, And Citizens of the City of Lubbock, Texas February 13, 2009 central location and access to transportation have contributed to Lubbock's development as a regional warehousing and distribution center. Lubbock serves as the major retail trade center and health care provider for a region of more than a half nu Ilion people. A breakdown of the percent of employment base by industry category has been provided, giving a snapshot of the industry base of the City. l'er~ent Employment Bue by Industry Cat.gory Transportation Wholesale l'r.lde 4.7% M.mu(ae1uring 4.-0 Natural Re!OUrcc:s. Mining &. Constn.1ction 4.8% Ware housing & U1iltics J.l'Y. Jufonnation 4.1% Financial A,;t.JYities 5.6% Professional & BllSineat S enricei 8,6% Educ1tiooal & Health Services IS.2'1, LeislD'e and Hosplt.111icy Olbcr S....-xz. 12.4¾ 4., ... (Texas Workforce Commission, MSA Employment and Unemployment Data, retrieved from http://www.tracer2.com.) Two major components of the local economy are education and health care services. Lubbock is borne to three universities and one community college: Texas Tech University, Lubbock Christian University, Wayland Baptist University -Lubbock Center, and South Plains College. Total enrollment for all higher education institutions in Lubbock for fall 2008 is 46,032. This is a 1.1 percent increase over the enrollment for fall of 2007. Toe availability of graduates in the City is an added advantage to local industries as the universities and colleges continue to produce a ready source of qualified labor. (City of Lubbock Finance Department, Secondary and Higher Education Enrollments 2000-2008. Fall 2008) The health care and social services sector is also a vital component of the Lubbock economy, with more than 19,435 employees and payroll of more than $712 million (U.S. Census Bureau, 2006 County Business Patterns, retrieved from http://cemtats.census.govlcgi-binlcbpnaiclcbpsect.pl (2-year delay in publication)). Lubbock Economic Inde:r The Lubbock Economic Index is designed to represent the general condition of the Lubbock economy by tracking local economic growth rates. The base year for the index was 1996, when the index. was set to 100. The economic index for September 2008 is 132.8, which represents an increase of 1.2 percent from September 2007. The Lubbock Economic Index rose to record levels in FY 2007-08, with September marking the fourth consecutive monthly increase in the Index. Local aud regional spending by households and businesses remains the bright spot in the economy, along with continued strength in the construction sector and gains in home building. 7 Honorable Mayor, City Council, And Citizens of the City of Lubbock, Texas Februlll}' 13 , 2009 Lubbock Economic Index Eleven Year Trend by Month 100 +---.----,,---~----,----,---~----r----~--~--.--' Jan-98 Jan -99 Jan-00 Jan-01 Jan-02 Jan-03 Jao-04 Jan-OS Jan-06 Jan-07 Jan-08 (Ingham Economic Reporting, September 2008, Lubbock Economic Index and Consumer Price Index, Amarillo, Texas: Karr Ingham.) Building Permit Valuadons The construction sector continues to make a strong contribution to the economy with the value of all building permits issued through September 2008 up 14.9 percent over the same period in 2007. The C ·c C C C C $412.3 million in building pemtits issued through the first nine months of 2008 are near the record setting C levels that have been seen during the last few years Total Building Permit Valuations (Calendar Year) 5452.5 ks.1.S $454.7 C 500 450 400 ,,, 350 = S278.t =5 300 0 = ~ 2S0 200 150 100 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 0 8 0 ... ..... ... ... Honorable Mayor, City Council, And Cilizens of the City ofLuli,ock, Texas February 13, 2009 The total number of new residential permits through September 2008 increased 12.9 percent over 2007 levels, and valuation amounts were $207.1 million, or 27.9 percent, higher than 2007 valuations (City of Lubbock Building Inspection Department, September 2008, Building Inspeclion Statistical Report). The average home sale price, through September 2008, has increased 10.3 percent over the September 2007 average home sale price (Texas A&M University Real Estate Center, Lubbock Resulenlial Housing Activity Report, retrieved from http://recenter.tamu.edu/data/datahs.html). Sales Tax Collections Sales tax collections for September 2008 were 5.8 percent higher than the September 2007 level (FY 2008 and FY 2007 City of Lubbock Comprehensive Annual Financial Report, Statement of Activities) . TourismNisitor Related lndic.aton Lodging we receipts increased &om $2.9 millioc in September 2007 to $3.0 million in September 2008, a 3.9 percent increase. Airline boardings at Lubbock Preston Smith International Aiiport decreased 0.6 percent from FY 2006-07 to FY 2007-08 (Ingham Economic Reporting, September 2008, Lubbock Economic Index and Consumer Price Index. Amarillo, Tex.as: Karr Ingham). Employment The tolal non-agricultural employment estimate for September 2008 was 128,600. This is a 0.2 percent improvement over September 2007. There were 300 more people employed in September 2008 than in September 2007. The unemployment rate for the Lubbock Metropolitan Statistical Area in September 2008 was 4.0 percent, the 4th lowest in the State of Texas. Historically, Lubbock ~ had a low rate of unemployment lbat is one to two percent below the national rate and about one percent below the state rate (Texas Workforce Commission, LMCI Economic Profiles, retrieved fiom bttp://www.tracer2.com/a.dmin/uploadedpublications/1724_lubbockmsa.pdJ) . Unemploy1Dent Rates -Lubbock MSA 1999 2000 Z00I 2002 1003 2004 2005 2006 1007 2008 Nole: The methodology for calculating the unemploymeru rate was changed in 2005 and the last four years were recalcuJared based on the new method. The Lubbock MSA also changed in 2005 to include both Lubbock and Crosby Counties.. 9 Honorable Mayor, City Council, And Ciliz.ens of the City of Lubbock, Texas Febn.uuy 13, 2009 Econonlic Development In 1995 the City Council created Market Lubbock, Inc., a non-profit corporation to oversee economic development for the City. Market Lubbock, Inc. is funded with three cents of the property tax allocation. In October 2004, the Lubbock Economic Development Alliance (LEDA), an economic development sales tax corporation, assumed responsibility for economic development. LEDA program strategies include business retention, business recruitment, workforce development, foreign trade zone, and the bioscience initiative. LEDA is funded by a 1/8 cent economic development sales tax. Total allocated tax revenues for Market Lubbock, Inc. and LEDA for FY 2007-08 were $7,381 ,355. During the last year, through th.eir business retention, expansion, and attraction programs, LEDA assisted 12 companies in the creation of 589 new jobs with an annual payroll of$l 7.9 million and capital investment of $34.8 million. The City's Business Development Department works closely with LEDA to provide assistance in their economic deve1opment projects. Business Development is responsible for tracking and maintaining economic and demographic information for the City, assisting with city-related business issues, the enterprise zone and tax abatement programs, two Tax Increment Financing Reinvestment Zones and all Public Improvement Districts. Development Initiatives Otierlon Park: Overton Park, a former blighted area called. North Overton, is a 300-acre revitalization project adjacent to the downtown area-of Lubbock. Overton Park has developed much faster than anticipated. By the end of 2008, three student oriented apartment complexes were completed along with The Centre, an apartment complex built over upscale retail. Other projects completed were City Ban.le, Starbucks, Super Wal-Mart, a retail center adjacent to Wal-Mart, and tbe first phase of Main Street Condominiums. The second phase of the condominiums and nine single family houses were nearing completion. There were several projects under construction at the end of 2008. An hotel/conference center project began construction in September 2007 with an estimated completion date of July 2009. The Suites, an apart.ment complex, is under construction and should be completed in late 2009. A retail center adjacent to the hotel/conference center began construction in early 2008 and should be completed in 2009. The Cottages, a large multi-family project, began construction in 2008 and is expected to be completed by August 2009. The Overton Park project, as a whole, is running three years ahead of schedule with much of the construction now expected to be complete by the end of 2010. The City of Lubbock, Lubbock County, Lubbock Hospital District and High Plains Underground Water District have participated in this public/private project with the creation of a Tax Increment Financing Reinvestment Zone that has funded the replacement of the 80-ycar old infrastructure. According to the latest Project and Finance Plan for the North Overton Tax Increment Financing Reinvestment Zone· (TIF), there are planned expenditures of approximately $41. 7 million for public infrastructure improvements, which will result in an increase of taxable value of approximately $530 million over the TIF's 30-year life. Toe 2008 appraised value of the North Overton TIF was $209.9 million, which is a $183 million increase over the 2002 base year value. Nortll and East Lubbock Community Development Corporadon: While Lubbock grew during the last 50 years, the areas of north and east Lubbock experienced an out-migration of people. From 1960 to 2000, the area's population decreased by 47 percent. Io response to the deterioration of north and east Lubbock, the City created the North SDd East Lubbock Community Development Corporation 10 C C C .-- C C C C C ) :, Honorable Mayor, City Councit And Citizens of the City of Lubbock, Texas February 13, 2009 (NELCDC) in 2004 to oversee and promote development in the area. The City also committed to provide funding to the NELCDC for four years. King's Dominion. a new single-fami1y housing project, consists of fifteen homes with a sixteenth presently under construction. The NELCDC bas also placed tweory- three families into scattered site developments, and has an additional two homes under construction. At the end of 2008, the NELCDC has originated $1,678,245 in mortgages for King's Dominion and an additional $I,914,301 for scattered site developments. Downtown Redevelopment: The City of Lubbock Cenlral. Business District (CBD) has developed over the ye.ars with traditional office, retail, and governmental agency uses. As for many cities in the last ten to twenty years, retail has moved to shopping areas and other areas outside the CBD, and office development has stagnated. On December 3, 2001, in an effon to reverse that trend and to stimulate further development downtown, the City established the CBD Tax Increment Finance Reinvestment Zone (TIF). Also in 2005, the City Council created the Downtown Redevlopment Commission (DRC) who retained a consultant to draft a Revitalization Action Plan for the downtown area During the planning process, the DRC conducted one-on-one interviews with business and property owners in the downtown area and held three public meetings to receive input from citizens on their vision for downtown. The new Revitalization Action Plan (Pl.an) for downtown Lubbock was completed in FY 2007-08. The Plan has been approved by the TIF Board of Directors and the City Council. The City issued an RFQ in FY 2007-08 for a Master Developer to implement the Plan. On December 4, 2008, the City Council contracted with McDougal Land Company, LT. to provide Consulting/Master Developer services to implement the Plan. , Other Reside,atiaVCommerc/41 Development: Growth in commercial and residential construct.ion occurred at a healthy rate throughout the past five years. Construction on several new residential and commercial developments has continued. The Cottages, a multi-family project in Overton Park. will have an expected $50 million investment and should be completed by August 2009. Vintage Township, a residential/commercial d.evelopment will have an expected $350 million investment. Development along Milwaukee Avenue is expected to generate a total investment in commercial/residential development of approximately $844 million in the next five to ten years. n FINANCIAL INFORMATION Loog~term financial plapging The City uses ten-year rate models for long-range planning in all enterprise funds as a basis for budget discussion and. policy decision-making. These models are based on current projects and policies and are driven by the idea that the rate should be annually adjusted to reflect the service needs of the citizens and long term capital needs. Because of this philosophy, the rates in the models are annually trimmed to leave as little excess as possible, after allowing for financially sound net asset reserves, as established by City Council Policy. The models, in association with the City's Five-Year Forecast, provide anticipated trends given current policies. 11 Honorable Mayor, City Council, And Citmms of tbe City of Lubbock. Texas February 13, 2009 Cash management policies and practices Cash is invested in U.S. Agencies, money market mutual funds, and state investment pools. The maturities of the investments range from I day to 3 years, with an average maturity of approximately 11.25 months. The average yield on investments for FY 2008 was 4.21 percent for the City's operating funds and 3.21 percent for the City's bond funds. Investment income is enhanced with increases in the fair value of investments. Increases in fair value during the current year, however, do not necessarily represent trends that will continue; nor is it always possible to realize such amounts, especially in the case of temporary changes in the fair value of investments that the City intends to hold to maturity. Risk management During 2007, the City coo.tinued its use of third party workers' compensatioa coverage on an initial dollar coverage basis. The City is primarily self-insured for various liability coverages with an attachment point of $500,000 per occurrence and $ I 0,000,000 aggregate annual coverage. During 2007, the City's Health Benefits Fund continued its self-insured status for medical and dental The current stop loss coverage provides for $175,000 individual attachment and a $18,181,945 aggregate attachment point. The City also carried transplant insurance on an initial dollar basis. Additional infonnation on the City's risk management activities can be found in the notes to the financial statements. Pension benefits The City sponsors a multiple-employer hybrid defmed benefit pension plan, through the Texas Municipal Retirement System. for its employees other than firefighters. Each year, an independent actuary, engaged by the plan, calculates the amount of the annual contribution that the City must make to ensure that the plan will be able to fully meet its obligations to retired employees. As a matter of policy, the City fully funds each year's annual required contribution to the pension plan as determined by the actuary. As of December 31, 2007, the City has funded 61.4 percent of the present value of the projected benefits earned by employees. The remaining unfunded amount is being systematically funded over 30 years as part of the annual required contribution calculated by the actuary. The City also provides benefits for its firefighters. These benefits ere provided through a single-employer defined benefit peosioo plan, the Lubbock Fire Pension Fund (LFPF), which is administered by the Board of Trustees. The City contributes an amount that is determined by a formula and is 19.97 percent of firefighter's pay. The City provides 34 percent to 73 percent of post retirement health and 8 percent to 38 percent of dental care benefits for retirees or their dependents. C C C Additional information on the City's pension arrangements and post employment benefits can be found in the notes to the financial statements. C AW ARDS AND ACKNOWLEDGEMENTS The Government Finance Officers Association (GFOA) awarded a Certificate of Achievement for Excellence in Financial Reporting to the City for its comprehensive annual financial report for the fiscal O year ended September 30, 2007. This is the fourth consecutive year that the City has received this award. In order to be awarded a Certificate of Achievement, a governmental unit must publish an easily readable 12 0 :, J ""' -.I 0 n Honorable Mayor. City Council, And Citizens of the City of Lubbock, Texas February 13, 2009 and efficiently organized comprehensive annual financial report whose contents conform to program standards. Such reports must satisfy both GAAP and applicable lepl requirements. A Certificate of Achievement is valid for a period of one-year only. We believe our current report continues to conform to the Certificate of Achievement Program requirements and we are submitting it to the GFOA to determine its eligibility for another certificate. The preparation of this report would not have been possible without the efficient and dedicated services of the entire staff of the Finance Division. We wouJd particularly like to thank the Senior Accountants aad Accountants for their countless hours of work on this financial report. We express our appreciation to all members of the departments who assisted with and contributed to the preparation of this report. Credit is also given to the City Council and the Audit Committee for their interest and support in planning and conducting the operations of the City in a responsible and progressive manner. Respectfully submitted, /µJ/4&,JtW/ Lee Ann Dumbauld City Manager ~~ Chief Financial Officer 13 ~tJ1!~ Pamela Moon, CPA Director of Accounting 0 City of Lubbock -Organization Chart Ca» l:nfomomint ~luMW1ills< 0 0 0 1'itM~ .4ncl,Nllic;Wa,u Aut,c.rMt<, , __ 0 () 0 n n 0 () ' ' ' Certificate of Achievement for Excellence in .Financial Reporting Presented to City of Lubbock Texas For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2007 A Certificate of Achievement for Exce.lfonce in Financial Reporting is presimted by the Goven...o.ent Finance Office~ Asoocuition of the United States and Canada to govcmmcnt units and public employee rctircmeDI systems whose comprehensive ennual .financial reports (CAFRs) achieve the highest standards in government accounting and financial n:portmg. President ~/.~ Executive Director 15 ,,, I» •, ' . ' . ~,,.;.,:: .. -:.. . -~ '\ -· ~· \ ~" --.,, ' A . ., ) ./ ~ .... ,. f·' ,. ·-,-~ ,_, -•..,., . ,.. •.r·..- ·~. ., ... ,._ V: ... "'tr..i ~ .... \ ... :.~;~>V~ .~~:~,,,.. ~~ . \.,., ~' J,:~'t.f,.,, .,. Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2008 16 C C :, j , ) :, ) BKD .. CJIAs. & Adv1sors <l()'..J W C,op,Lcl A""r,ue. !,uu" ,1!',()I,} J>O Bo~ 366'! Ll*~• oil.ff 72il03•3667 501.372 1~ 'fiBl..501..312 l~ WVN1,i!ikd.1;Dm Independent Accountants' Report on Financial Statements and Supplementary Information The Honorable Mayor and Merµbers of the City Council City of Lubbock. Texas We have audited the accompanying financial statements of the governmental activities, the.business,,type, activities, the aggregate discretely _presented component uni~ each major fund and the a_ggregate remaining_ fund information of the City of Lubbock, Tex.as (the City), as.of and for the year ended Sept.ember 30,2008, which collectively comprise the City's basic fi:Qa.ncial statements es listed in1he table of contents. These financial statements arc the t~sibility of the City's management. Our responsibility is to e;l{press opinions on these fimrnciaJ statements based on ow audit~ We did not aud'it ·the financiat statqnents of Civic Lu ti bock, J.nc .• Ma.tket I.iubboc)c Economic Development Co[J>Oration d/b/a Mane~ Lubbock. lnc. and Lubbock Economic Deyelopment Alli8llce. comp<ment units· of the City. which statcmenls reflect toiaJ .assets ~nd prognm n:vcoues of $30., 119,969 and .S 16_, 76~.680, respectively, and represent 93.0%.and 99.5% ofthe aggregate.discretely presented component units~ tofal assets and program .revenues, respectively; at Septetnber.30.,, 2008 .. and lbr the year~ ended. The financial statements (1-f these entities were audited by other accountants whose reports thereon have been fwnished to us. and our opinion, insofar as it relates to the amounts included for such entities:. is based solely on the reports of the other accountants. We conducted our audit in accordance, with auditing standards generally accepted jn the United States of' Afi'lerica -and the standards applicable to financial audits contained 'in Government Aflditing St4ndards, hsued by the Comptroller General of the United States~ Those standards require that we plao and per.form the at1dit to obtain reasonable asswance about whetberlhe financial statements are free of materiaJ misstatement. The finan:cial .st"temeots oftbe'componcnt units Civic Lubbock. Inc ... Market Lubbock Economic Development Corporation d/b~a Market. Lubboclc, lnc., Lubbock Economic DeveJopmez;at Alliance and the major ftmd West Texas,Municipal Power Agency, were not al,ld:ited in accordance with 00W!T1'lment Auditing Standards. An audit includes examining, on a lest basls, evidence suppbrtiag tht;= amounts and disclosures in the financial statements. An audit also includes ·assessing the-act:ounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit and tbe reports of the other accountants provide a reasonable basis for our opinions. 1n our opinion. based on our audit and the reports of the other accountants. the financial statements referred to above present fai(ly, in all material respects, the respective financial position of the gpvemmental-activilies, the businesNype activities, the aggregate discretely presented component units, each major fund, and the aggregate remaining fund infonnation of the City of Lubbock. Texas, as of September 30, 2008, and the respective changes in financial position and cash flows, where applicable, thereof for the year the,i ended in conformity with accounting principles generally accepted in the United States of America. ) experience BKD 17 The Honorab1e Mayor and Members of the City Council City of Lubbock, Texas Page2 As discussed in Note I. I., in 2008, the City changed its method of accounting for poste:m.ployment benefits other than pensions and its method of disclosures of pension information by implementing Governmental Accounting Standards Board Statement No. 4:5. Accounting and Financial Reporting by Employers for Postemploymenl Benefits Other than Pensions and Statement No. 50, Pensio"s Disclosures. In accordance with Government Auditing Standards, we have also issued our report dated February 13, 2009, on our consideration of the City's internal control over financial reporting and our tests of it~ compliance with certain provisions of laws, regulations, contracts and grant agreements and othc:r matters. The purpose of that report is to describe the scope of our testing of internal control over fmancial reporting and compliance and the results of that testing, and not to provide an opinion on the internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in asse.ssing the results of our audit. The accompanying management's discussion and analysis, budgetary information and schedule of funding progress related to pension plans and other postemployment benefits as listed in the table of contents are not a required part of the basic financial statements but are supplementary infonnation required by the Governmental Accowiting Sumdards Board. We have applied certain limited procedurc5, which consisted principally ofinquiries of management .regarding the methods of measurement and presentation of the required supplementary :infonnation. However, we did not audit the infonnation and expr~s no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that col1ectively comprise the City's basic financial statements. The acwmpanying supplementary information, as listed in the table of contents is presented for purposes of additional analysis and is not a required part of the basic financial statements. Such information has been$ubjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. C C C C C The acwmpanying infonnation in the introductory and statistical sections as listed in the table of contents has not been subjected to the procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on it. C February 13, 2009 C 18 C ) ) ) ) City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 The Management Discussion and Analysis (MD&A) provides a narrative overview and analysis or the financial activities of the City of Lubbock for the fiscal year ended September 30, 2008. Readers or the financial statements are encouraged to consider the information included in the transmittal letter and in the other sections of the Comprehensive Annual Financial Report (CAFR) e.g., combining statements, and the statistical section in conjunction with the MD&A. Financial HigbligbtJ The following financial highlights summarize the City's financial position and operations as presented in more detail in the Basic Financial Statements (BFS). • The City's assets exceeded its liabilities at September 30, 2008, by $666.5 million (net assets), of which $136.4 million (unrestricted net assets) may be used to meet the City's ongoing obligations to citizens and creditors. • • • The City's total net assets increased by $26.5 million as a result of operations during tbe fiscal year. The ending unreserved fund balance for the General Fund was $19.8 million, or 18.6% of total General Fund revenues; an increase of $0.8 milJion from the prior year. The City's governmental funds reported combined ending fund baLa.nces of $130.5 million, or which $19.8 million is available for spending at the City's discretion. • The City's enterprise funds reported combined ending net assets of $517.3 million, of which $96.3 million is available for spending at the City's discretion. • During FY 2008, the City issued S 169. 8 million in debt for capital projects. Overview of the Financial Statements Basic Financial Statements. The MD&A is intended to serve as an introduction to the City's BFS. The BFS are comprised of three component!!: l) Government-Wide Financial Statements (GWFS), 2) Fund Financial Statements (FFS), and 3) Notes to Basic Financial Statements (Notes). The CAFR contains other supplementary information in addition to the BFS. Government-Wide Financial Statements, Tbe GWFS, shown on pages 35-37 of the CAFR. contain the Statement of Net Assets and the Statement of Activities, described below~ The Statement of Net Assets presents information on the City's assets and liabilities (:including capital ) assets and short-and long-tenn liabHities), with the difference between the two reported as net assets using the accrual basis of accounting. Over time, increases or decreases in net assets serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The Statement of Activities presents a comparison between direct expenses and program revenues for each of the City's functions or programs. Direct expenses are specifically associated with an activity and are ) therefore clearly identifiable with that activity. Program revenues include charges paid by the recipient of the goods or services offered by the program. Program revenues also include grants and contributions restricted to meeting the operational or capital requirements of a particular activity. Revenues not directly ) 19 City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 related to a specific activity are presented as general revenues. The comparison of direct expenses with revenues from activities identifies the extent to which each activity is self-financing, or alternatively, draws from any City generated general revenues. Governmental activities (activities principally supported by taxes and intergovernmental revenues) of the City include administrative services and general government, community services, cultural and recreation, economic and business development, fire, health, police, other public safety, and streets and traffic. Business-type activities (activities intended to recover all of their costs through user fees and charges) of the City include Electric, Water, Wastewater, Solid Waste, Storm Water, Transit, Airport, Civic Centers, and Cemetery. Electric includes Lubbock Power and Light (LP&L) and West Texas Municipal Power Agency (WTMPA). All changes in net assets are reported as soon as the underlying event occurs (accrual basis), regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods, such as uncollected taxes and earned but unused vacation leave. Component Units. The GWFS include the City (the "primary government"), and four legally separate entities (the "component units") for which the City is financially accountable. The component units consist of: Market Lubbock Economic Development Corporation, d/b/a Market Lubbock, Inc., Lubbock Economic Development Alliance, Civic Lubbock, Inc., and Vintage Township Public Facilities Corporation. The component units provide economic development services, arts and cultural activities, and public improvement financing for the City. Financial information for the component units is reported separately in the GWFS to differentiate them from the City's financial information. No component unit is considered a major component unit. Fund Financial Statements. Afand is defined as a fiscal and accounting entity with a self-balancing set of accounts recording cash and other fmancial resources, together with all related liabilities and residual equities or balances, and changes therein, which are segregated for the purpose of carrying on specific activities or attaining certain objectives in accordance with special regulations, restrictions, or limitations. The principal role of funds in the financial reporting model is to demonstrate fiscal accountability. The City, as with other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. The focus of the FFS is on major funds. Major funds are those that meet minimwn criteria (a percentage of assets, liabilities, revenue, or expenditures/expenses of fund category and of the governmental and enterprise funds combined), or those that the City chooses to report as major funds given their qualitative significance. Non-major funds are aggregated and shown in a single column in the appropriate financial statements. Combining schedules of non.major funds are included in the CAFR following the RSI. All funds of the City can be divided into two categories: governmental funds and proprietary fonds. C C C C C Governmental FFS. Governmental funds are used to account for essentially the same functions reported ( as governmental activities in the GWFS. However, unlike the GWFS, governmental FPS focus on near- term inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the City's fiscal year. Such infonnation is useful in evaluating the City's near-term financing requirements. Because the focus of governmental funds is narrower than that of the GWFS (modified accrual versus accrual basis of accounting, and current financial resources versus economic resources), it is useful to compare the information presented for governmental funds with similar information presented for 20 C ') City of Lubbock, Texas Management's Dlscussion and Analysis For the Year Ended September 30, 2008 governmental activities in the GWFS. By doing so, the reader may better understand the long-term impact of near-tenn fmancing decisions. Reconciliations are provided for both the governmental fund balance sheet and the governmental fund statement of revenues, expenditures, and changes in fund balances to facilitate the comparison between governmental funds and governmental activities. :, The City maintains 27 individual governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes, in fund balances for the General Fund and the Governmental Capital Projects Fund, both of which are considered to be major funds. The governmental FFS can be found on pages 38-41 of the CAFR. Data for the other 25 governmental funds are combined into a single, aggregated presentation. ) ) The City adopts a budget annually for the General Fund and all other funds. In the RSI section, a budgetary comparison statement for the General Fund has been provided to demonstrate compliance with the budget. Proprietary FFS. The City maintains two different types of proprietary funds. Enterprise fonds are used to report the same functions presented as business-type activities in the GWFS. Enterprise FFS provide the same type of information as the GWFS, only in more detail. The City uses enterprise funds to account for LP&L, Water, Wastewater, WTMPA, Storm Water, Transit, Solid Waste, Airport, Civic Centers, and Cemetery activities, of which the first five activities are considered to be major funds by the City and are presented separately. The latter five activities are coll.5idered non-major funds and are combined into a single aggregated presentation. Internal service fonds are an accounting device used to accumulate and allocate costs internally among the City's various functions. The City uses internal service funds to account for vehicle service operations and fueling, central warehouse and printing services, information technology services, risk management, health benefits, and investment pool funds. The services provjded by the internal service funds benefit both governmental and business-type activities, and accordingly, they have been included within governmental activities and business-type activities, as appropriate, in the GWFS. All internal service funds are combined into a single aggregated presentation in the proprietary FFS. Reconciliations are provided for the proprietary fund statement of net assets and the proprietary fund statement of revenues, expenses, and changes in fund net assets for comparison between enterprise funds and business- type activities. The proprietary FFS can be found on pages 42-53 of the CAFR. Notes to Baslc Financial Statements. Toe notes provide additional information that is essential to a full understanding of the data provided in the GWFS and FFS. The notes can be found on pages 55-94 of the CAFR. Other Information. In addition to the basic fmancial statements and accompanying notes, this report also presents certain Required Supplementary lnfonnation (RS]) concerning the City•s progress in funding its obligation to provide pension and post retirement benefits to its employees and retirees. The General Fund budgetary comparison demonstrating the legal level of budgetary control can also be found as part of RSI. RSI can be found on pages 95-99 of the CAFR. 21 City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 Government-Wide Financial Analysis As noted earlier, net assets serve as a useful indicator of the City's financial position. Assets exceeded liabilities by $666.5 million (net assets) at the close of the fiscal year, compared to assets exceeding liabilities by $640.0 million (net assets) at the end of the prior fiscal year. As a result of operations, total net assets increased by $26.5 million during the period. Current and other assets Capital assets Total assets Current liabilities Noncurreat liabilities Total liabilities Net assets: Invested in capital assets, net of related debt Res1ricted Unres1ricted Total net assets City of Lubbock Net Assets For the Year Enda?d. September JO fm tboOUlnds) Governmental Activities 2008 $ 161,688 $ 237,203 398,891 41,496 217.462 258.958 96,275 11,956 31,701 $ 139,932 $ 2007 141,205 213,679 354,884 38,303 174,853 213,156 102,925 5,128 33,676 141,729 Business-type Activities 2008 $ 314,011 787,522 1,101,533 66,249 508,748 574,997 400,552 21,275 104,709 $ 526,536 2007 $ 220,133 $ 738,066 958,199 56,939 403,003 459,942 384,516 17,730 96,011 $ 498,257 $ Total 2008 475,699 $ 1,024,725 1,500,424 107,745 726,210 833,955 496,827 33,231 136,410 666,468 $ 2007 361,338 951,745 1,313,083 95,242 517,856 673,098 487,441 22,858 129,687 639,986 Approximately 7 4.5% of the City's net assets reflect its investment in capital assets, e.g., land, buildings, infrastructure, machinery, and equipment, less any related outstanding debt used to acquire those assets. The City uses capital assets to provide services to citizens; consequently, those assets are not available for future spending. Although the City's investment in capital assets is reported net of related debt, the resources needed to repay this debt must be provided from other sources since the capital assets cannot be used to liquidate the liabilities. The City has restricted net assets totaling 5.0% of total net assets, which represent resources subject to external restrictions on how they may be used. Such resources include bond funds restricted to be spent for specified capital projects, debt service reserves restricted by bond covenants, passenger facility charges restricted for airport improvements, and grant programs restricted for specific purposes. The remaining balance of unrestricted oet assets of $136.4 million may be used to meet the City's ongoing obligations. The City reports positive balances in all three categories of net assets for the City as a whole, and for its separate governmental activities and business-type activities. 22 0 C C C C C C C C ) City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 ) Oty of lnbbock Ch1111ges in Net Assets For the Year Ended September 30 (in thousands) Business- GovernmenlBI type Activities Acdvities Totals ) Revenues: 2008 2007 2008 2007 2008 20117 Program Rewn1Es: Charges fur services $ 12,677 $ 10,636 $ 260,494 $ 243,835 $ 273,171 $ 254,471 Operating grants and contributions 9,232 10,323 5,133 5,813 14,365 16,136 Capital grants ani caitributions 15,922 4,322 5,9:53 8,792 21,875 13,114 General Revenues: ) Property laxes 50,330 47,0<Jl 50,330 47,007 Sales taxes 50,549 47,7'e/J 50,549 47,780 Other taxes 5,370 4,900 5,370 4,~9 Franchise tees 12,978 12,378 12,978 12,378 lnvestIIEll.t earn.in~ 5,505 6,118 8,284 7,146 13,789 13,264 Other 4,811 3,669 31007 §z004 8,618 9,673 ) Total reven1Es 167,374 147,142 283,671 271,590 451,045 418,732 Expenses: Administrative services/general govt 12,372 12,155 12,372 12,155 Commmi ty services 6,874 6,951 6,874 6,951 Culrural and recreation 16,660 19,671 16,6(,() 19,671 Economic ruxl f:us:iness dewlq,mmt 12,378 11,620 12,378 11,620 Fire 31,789 27,338 31,789 27,338 ) Health 6,142 5,899 6,142 5,899 Pooce 46,850 43,022 46,850 43,02.2 Other public safety 6,678 5,886 6,678 5,886 Streets ruxl traffic 16,357 26,870 16,357 26,870 Interest ai long-term dlbt 8,367 6,968 8,367 6,968 Electric 153,108 145,832 153,108 145,832 Water 38,424 32,125 38,424 32,125 Wastewater 19,001 18,048 19,001 18,048 Solid Waste 16,261 14,454 16,261 14,454 Storm Watt.r 7,677 3,933 7,671 3,933 Transit I 1,338 11,004 11,338 11,004 Airpcrt 9,465 8,524 9,46.S 8,524 Civic Centers 4,(})9 4,099 ) CenEtery 722 619 722 619 Total expem;es 164,467 l 66,3'e/J 260,(})5 234,539 424,562 400,919 Oiange in net assets before transfer.; 2,907 {19,238) 23,576 37,051 26,483 17,813 Tr.msfers (4,703) 10,572 4,703 (10.572) Change in net assets (1,796) (8,6li6) 28,279 26,479 26,483 17,813 ) Net am:s -beginningof~ar Net assets -end of year $ 141,729 IJ~~JJ $ 1501395 141,7~ s 498!257 3Zo.~o $ 47r78 4g 237 $ 639,986 ofi:i~69 $ 6222173 oJ9,imo Changes in Net Assets. Details of the above summarized information can be found on pages 36-37 of theCAFR. ) ) 23 City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 Governmental activities. The City's governmental activities experienced a decrease in net assets of$1.8 million, compared to a decrease of $8.7 million during the prior fiscal year. Key elements of the operational decrease include: • Revenues increased approximately $20.3 million, from $147.1 million to $167.4 million. C C o Capital grants and contributions accounted for the largest increase, rising from $4.3 million in FY C 2007 to $15.9 million in FY 2008. In FY 2008, private foundations and private developers granted money and donated property in the amount of $7 .5 million for a conference center. In FY 2008, private developers donated $6.5 million of streets, alley ways, and parks; compared to $3.6 million in the prior year with most of the developer increase due to donations for the Vintage Township development. o Property taxes increased from $47.0 million in FY 2007 to $50.3 million in FY 2008. The C property tax rate was $0.45505 per $100 of assessed value in FY 2008, compared to $0.46199 per $ l 00 of assessed value in FY 2007. While the tax rate decreased, taxable assessed values increased from $10.4 billion in FY 2007 to $11.3 billion in FY 2008. o Sales tax revenue totaled $50.5 million, an increase of$2.8 million from the prior year, reflecting Lubbock's growing economy. o Charges for services increased $2.1 million to $12.7 million, primarily due to revenue recognized from prepaid paving jobs at the completion of street projects. • Total expenses decreased $1.9 million from the prior year, from $166.4 million to $164.5 million. o Fire expenses totaled $31.8 million, a $4.5 million increase from the prior year. In FY 2008, the City Council authorized 21 new fire fighter positions, 2 new division chief positions, 2 new fire inspector positions, and a 5-year firefighter compensation plan to achieve salaries that rank in the top 10 of fire departments in the State. Vehicle costs and computer expenses also increased accordingly with the increase in personnel. o Police expenses totaled $46.9 million, a $3 .8 million increase from the prior year with most of the increase occurring in salaries and benefits. Police has the largest number of employees in governmental activities and received the largest allocation of post retirement benefit expense due to the adoption ofGASB Statement No. 45. In FY 2008, the City implemented a shift differential program and certification pay for police officers. In addition, higher fuel costs and increased vehicle maintenance expenses occurred. o Streets and traffic expenses totaled $16.4 million, a decrease of$10.5 million from the prior year, primarily due to a one-time $12.5 million contribution in FY 2007 to the Texas Department of Transportation (TxDO1), which provided funding for the Marsha Sharp Freeway project. Exclusive of the TxDOT transaction, costs in streets increased for planned use of prepaid paving funds and additional depreciation on infrastructure added by donated and dedicated assets. o Cultural and recreation expense totaled $16.7 million, a decrease of $3.0 million from the prior year as a result of moving the Civic Centers from a governmental activity in FY 2007 to a business-type activity in FY 2008. o Interest expense totaled $8.4 million, an increase of$1.4 million from the prior year as a result of additional bonded indebtedness and capital leases. • Transfers to or from business-type activities during the fiscal year reduced governmental activities' net assets $4.7 million. During the prior fiscal year, the transfers increased governmental activities' net assets by $10.6 million. o $13.8 million of one-time transfers from governmental activities to business-type activities consisting of capital assets, net of long-term liabilities, were made in FY 2008. Most of the 24 C C C C C C , ) ) ) ) ) City of Lubbock, Texas Management's Discussion aod Analysis For the Year Ended September 30, 2008 transfers were related to moving the Civic Center, Auditorium, and Coliseum from the governmental funds to the Civic Centers Enterprise Fund. o Transfers from business-type activities included payments in lieu of taxes, franchise fees, and indirect costs of operations for centralized services such as payroll and purchasing to governmental activities. The most notable increase in payments was related to a contribution from LP&L totaling $1.0 million for a payment in lieu of franchise fees. o Transfers from governmental activities to business-type activities increased due to General Fund support of the newly created Civic Centers Enterprise Fund and increased contributions to Transit due to a decline in Federal funding. The following graph depicts the expenses and program revenues generated through the City's various governmental activities. sso,ooo $45,000 ~ 540,000 ... • $35,000 ft .. ::, C, $30,000 -= C ,:, 525,000 ... i: :: Sl0,000 E < $15,000 SI0,000 $5,000 Sil Expenses and Program Revenues -Governmental Activities 25 •Expense •Program revenue ·I City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 The following graph reflects the source of revenues and the percentage each source represents of the total. Revenues by Source -Governmental Activities Charges for ervices 7.5% Grants & C ontributioos---.,_ 15.0% Investment Earnings 3.3% Franchise Fees 7.8% 3.3% M iscellaneous 2.9% Property Taxes 30.0% C C C C ,,,. (.. Business-type activities. The City's business-type activities experienced an increase in net assets of $28.3 million during FY 2008> compared to an increase of $26.5 million during the prior fiscal year. Key elements of the increase from operations include: C • Revenues for business-type activities totaled $283. 7 million in FY 2008, an increase of $12.l million from the prior year. o Charges for services for business-type activities totaled $260.5 million in FY 2008, an increase of $16.7 million from the prior year. c o Electric operations, which include LP&L and WTMPA, accounted for $7.2 million of the increase in charges for services. Charges for services in the electric operations consist principally of tbe retail sale of electricity to residential, commercial, and government customers, and off- system sales to wholesale power customers. LP&L charges a base rate for electric service, which remained consistent between FY 2007 and FY 2008, plus a fuel cost adjustment rate for electric service, which increased in FY 2008. Offsetting the increase in charges for services was a $14.5 C milli.on decline in revenues related to gas sales to a third party wholesaler. LP&L's gas supplier 26 ) ) ) ) ) ) ) City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 exhausted its supply dwing the prior fiscal year, and as a result, sales to the third party wholesaler were eliminated. o Water and Wastewater operations accounted for $8.3 million of the increase in charges for services. Water rates increased 11 % in March 2007 and again in March 2008 when the City, in an attempt to encourage water conservation, implemented a tiered water rate structure with higher rates charged for peak demand and excess usage. The rate increase was necessary to pay debt service on aging infrastructure and water supply projects. The City continues to implement mandatocy water conservation efforts as part of its drought :management plan due to low levels of water in area reservoirs. Water levels continues to fluctuate from year to year depending on the amount of annual rainfall, while the new water rate structure bas moderated peak water use and revenue in summer months. Water revenue was $42.5 million in FY 2008, an increase of $7.1 million over the prior year. Wastewater revenue was $21.1 million, an increase of $1.2 million over the prior year. Wastewater had a mid-year rate increase and processed additional water as water usage increased. o Operating grants, capital grants, and contributions continued to be a significant revenue source for business-type activities dwing FY 2008, producing $11.1 million in revenue. This is a $3.5 million decrease from $14.6 million during the prior year. The decrease is primarily due to fewer developer donated assets to the Water and Wastewater Funds. • Expenses for business-type activities were $260.1 million in FY 2008, an increase of$25.6 million. o Collection expense decreased in the LP&L Fund by $4.l million, with an offsetting increase in Water, Wastewater, Solid Waste, and Storm Water due to a change in recording interfund activity for billing and other services provided to other utility funds by the LP&L. In FY 2008, operating expenses of LP&L were reduced by charges to other utility funds, and operating expenses of the other utility funds were increased. In FY 2007, the other utility funds transferred funds to the LP&L Fund to pay for services provided by the LP&L Fund. o Electric operating expenses were $153.1 million, an increase of $7.3 million from the prior year. Fuel purchases, after eliminating interfund activity between LP&L and WTMPA, decreased from $123.3 million in FY 2007 to $121.0 million in FY 2008. In FY 2007, surplus fuel for sale to a third party wholesaler totaled $12.8 million; however, there were no purchases of surplus fuel in FY 2008 as supplies were exhausted. The average cost of fuel for use in the production of electrical power and for sale to government users increased in FY 2008. o Expenses in Water and Wastewater Funds were $38.4 million and $19.0 million, respectively. Water expenses increased by $6.3 million and Wastewater expenses increased by $1.0 million over the prior fiscal year. Three staff positions were added and additional supplies and contractors were needed in order to address frequent pipeline breaks. Interest expense in the funds increased by $2.0 million as more debt bas been incurred during the last few years to address future water supply needs and infrastructure and facility improvements. o Expenses in Storm Water were $7.7 million, an increase of $3.8 million from the prior year. In FY 2008, five staff members were added to comply with the MS4 pennit and video inspections of storm sewers were performed. The Storm Water Fund continued to issue debt to pay for capital improvements to the storm water system, resulting in an increase of interest expense of $1.0 million. o Civic Centers, with expenses of $4.1 million, was recorded as a business-type activity beginning in FY 2008. 27 City of Lubbock, Texas Management's Discussion and Analysis For tbe Year Ended September 30, 2008 • Transfers from governmental activities to business-type activities increased net assets by $4.7 million during the fiscal year compared to a decrease of $10.6 million in the prior year. The reasons for the changes were discussed under governmental activities. The following graph reflects the revenue sources generated by the business-type activities. As noted earlier, the activities include LP&L sod WTMPA (Electric), Water, Wastewater, Storm Water, Solid Waste, Transit, Airport, Civic Centers, and Cemetery. Reveooes by Source -Business-type Activities Charges for Senices 91.9% Financial Analysis of the City's Funds Miscellaneous 1.3% Grants and Contributions J.9•;. luvesttoent earnings 2.9% GovernmenJalfunds. The focus of the City's governmental.funds is to provide infonnation on near-tenn inflows, outflows, and balances of spendable resources. Sue b information is useful in assessing the City's financing requirements. In particular, unreserved fund balance serves as a useful measure of the City's resources available for spending at the end of the fiscal year. At the end of the, year, the City's governmental funds reponed combined ending fund balances of $ l 30 .5 million, compared to $110.2 million at the end of the prior fiscal year. The increase is primarily the result of debt issued for North Overton Tax Increment Finance Reinvestment Zone Cap.ital Projects and Gateway Streets Capital Projects, which exceeded capital outlays by $22 .9 million. Unreserved fund balance, which is available for spending at the City's discretion, amounts to $19.8 million, or 15.2% of the ending governmental fund balance. This is compared to $19.0 million, or 17-2% of ending governmental fund balance, at the end of the prior fiscal year. There is $21 .7 million, or 16.7% of ending govemmental fund balance, reported in unreserve<l fund balance designated in special revenue funds. 28 C C C C ( C. C ( ) ) ) ) ) ' ) ) ) City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 This is compared to $24.9 million, or 22.6% of ending governmental fund balance, at the end of the prior fiscal year. Tbe reason for the reduction in unreserved fund balance was primarily due to a transfer of $1.8 million from the Information Technology Fund and $0.3 million from the Print Shop and Warehouse fund to the General Fund that represented funds in excess of policy levels. The remainder of the fund balance is reserved to indicate it has already been committed to pay debt service, use in construction of approved capita1 projects, or is restricted for other purposes. The General Fund is the chief operating fund of the City. At the end of the fiscal year, unreserved fund balance in the General Fund was $19.8 million, compared to $19.0 million in the previous fiscal year, representing an increase of approximately $0.8 million. Total fund balance (reserved and unreserved) was $20.0 million at the end of the fiscal year, compared to $19.l million at the end of the prior fiscal year. As a measure of the General Fund's liquidity, it is useful to compare both unreserved fund balance and total fund balance to total fund revenues. Unreserved fund balance represented 18.6% of total General Fund revenues compared to 18.5% of total General Fund revenue in the prior year. Total fund balance was 18.7% of total General Fund revenues in FY 2008 and FY 2007. Proprietary funds. The City's proprietary fund statements provide essentially the same type of information found in the GWFS, but in more detail. Unrestricted net assets of the major proprietary funds at the end of September 30 are shown next with amounts :presented in lhousands: 2008 2007 LP&L $ 62,540 $ 51,020 Water Fund 2,764 9,663 Wastewater Fund S,829 8,270 WTMPA 1,883 1,514 Storm Water 6,318 9,158 $ 79,334 $ 79,625 . The LP&L Fund increased unrestricted net assets by $11.5 million, compared to an increase of $18.9 million during the prior year. The increase is due to the results of operations and the decision of the City Council to reduce the charge for payments in lieu of franchise fees to increase cash reserves. At the end of the fiscal year, the Water Fund unrestricted net assets decreased $6.9 million, compared to a. decrease of $1.2 million from the prior year. The FY 2008 adopted budget included a $6.4 million utilization of net assets in an effort to smooth rate increases over a five-year period. Net assets were utilized and acted as a rate stabilizer, while future rates were planned in a man.ner that ultimately leaves the fund with sufficient net assets in accordance with policy levels. At the end of the fiscal year, the Wastewater Fund unrestricted net assets decreased $2.4 million compared to a $1.3 million decrease during the prior year. In FY 2008, the City budgeted $1.5 million utilization of net assets to smooth rate increases over a five-year period. Net assets were utilized and acted as a rate stabilizer, while future rates were planned in a manner that ultimately leaves the fund with sufficient net assets in accordance with policy levels. 29 City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 The WTI.1P A Fund bad an increase in unrestricted net assets of $0.4 million, compared to an increase in unrestricted nets assets of $0.2 million during the prior fiscal year. The Storm Water Fund experienced a decrease in unrestricted net assets of $2.8 million during the fiscal year, compared to a $0.9 million decrease in the prior fiscal year. In FY 2008, the City budgeted $1.5 million utilization of net assets. Unrestricted net assets are in excess of policy levels, and will continue to act as a rate stabilizer as debt service expenditures exceed revenues. A rate increase is planned for FY 2009-10 when the umestricted net assets reach policy levels. General Fund Budgetary Highlights The final amended budget expenditures and transfers out increased by $84,463 over the original budget. The main reason for the increase was related to encumbrances that had lapsed in the prior year that were appropriated in FY 2008. Revenues and transfers in the General Fund were under budget by $.2 million. The General Fund ended the fiscal year with expenditures and transfers out of $.4 million more than budgeted. The City budgets on a basis other than Generally Accepted Accounting Principles (GAAP), with the main difference being that capital lease proceeds and related capital outlay are not budgeted. Capital Assets and Debt Administration C C C C Capital assets. The City's investment in capital assets for its governmental and business-type activities C at September 30, 2008, totaled $1.0247 billion net of accumulated depreciation, a $48.3 million increase over the prior fiscal year's balance of $951.7 million net of accumulated depreciation. The investment in capital assets includes land, buildings and improvements, equipment, construction in progress, and infrastructure. City of Lubbock Capital Assets (Net or Accumulated Depreciation) September 30 (in thousands) Business- Land Buildings Improvements other than buildings Machinery and equipment Construction in progress Total $ $ Governmental Activities 2008 2007 9,034 $ 9,056 23,141 32,029 120,298 111,293 17,915 20,541 66:816 40:760 237,204 $ 213,679 type Activities 2008 $ 33,112 $ 68,150 477,402 81,185 12 71673 $ 787,522 $ Major capital asset projects during the fiscal year included the following: 1:007 31,963 62,459 476,269 76,859 90:516 738,066 Totals 2008 2007 $ 42,146 s 41,019 91,291 94,488 597,700 587,562 99,100 97,400 1941489 1311276 $ 1,024,726 $ 951,745 C C • The City spent $12.4 million on a youth sports complex, and 2 new Little League complexes. C • The City spent $9.0 million on projects that included street improvements, drainage, curbs, gutters, and other improvements. 30 ) ) ) ) City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 • The North Overton Tax Increment Finance reinvestment zone (TIF) spent $7.9 million on the construction of a conference center. • The City began construction on the Southeast Water Reclamation Plant. Phase II of the project includes the design and construction of improvements associated to upgrade Plant 4 for biological nutrient removal, filtration1 and UV disinfection. Expenditures during the fiscal year totaled $7.3 million. • LP&L spent $6.9 million during FY 2008 for projects such as transformers, overhead and underground electric lines, and substations. • The South Central and South Lubbock Drainage projects spent $6.9 million on the first and second phase of the drainage system. • The Airport continued improvements on the parking lot and runway and started improvements to the terminal building. Expenditures during the fiscal year amounted to $6.8 million. At the end of the fiscal year, the City had construction commitments of $215 .3 million. Construction on the Southeast Water Reclamation Plant will continue as the City strives to make wastewater facility improvements. The Water Treatment Plant upgrade, Lake Alan Henry Reservoir construction, Canadian River Municipal Water Authority (CRMW A) projects, and ne,.v water lines throughout the City will take a large share of financial resources while the City implements plans for current and future water supplies. Additional information about the City's capital assets can be found on pages 70-72 of the CAFR. , Long-term debt. A summary of the City's total outstanding debt follows: ) ) ) ) General obligation bonds $ Revenue bonds Total $ City ofL11bbock O11tst.nding Debt General Obligation and Revenue Qonds September 30 (in thousands) Business- Governmental type Activiti es Activities 2008 2007 2008 i 99,054 $ 160,388 s 457 ,126 $ 50143 1 199,054 $ 160,3~8 $ 507,557 $ Total s 2007 l'OOS 2007 352,487 $ 656,180 $ 512,875 54120 8 501431 54~08- 406,695 $ 706,61 l $ 567,083 There is no direct debt limitation in the City Charter or under state law. The City operates under a Home Rule Charter that limits the maximum tax rate for all City purposes to $2.50 per $ 100 of assessed valuation. The Attorney General of the State of Texas permits an allocation of $1.50 of the $2.50 maximum tax rate for general obligation bonds debt service. The current interest and sinking fund tax rate per $100 of assessed valua.tion is $0.07125, which is significantly below the maximum allowable tax rate. As of September 30, 2008, the City's total outstanding debt has increased by $139.5 million, or 24.6% over the prior fiscal year. The increase in outstanding debt is attributed to the issuance of $169.8 million in debt, offset by the payment of scheduled debt service totaling $30.3 million. 31 City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 During the fiscal year, the City issued the following bonds and certificates: • $11.8 million Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 2008 were issued to fund construction of a Hotel Conference Center. • $52.9 million of Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series C 2008 were issued for improvements and extensions to the City's wastewater system. • $2.0 million of General Obligation Bonds, Series 2008 were issued for various public purposes including street improvements. • $80.5 million of Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2008 were issued to finance various public improvements including cultural and arts, fire, airport, park, solid waste, drainage, street, electrical, tax increment financing reinvestment zone, water, and wastewater. • $22.6 million of Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2008 were issued to finance design and engineering of the Lake Alan Henry Pipeline. All bonds and certificates issued during the fiscal year were insured in an effort to provide a lower cost of interest expense. It is the City's policy to evaluate each bond issue to detennine whether it is economically prudent to purchase bond insurance. In April 2008, the City received from Standard & Poor's a rating upgrade from "AA" to "AA+". Concurrently, the ratings of "Aa3" and "AA" were confinned by Moody's Investors Service and Fitch Ratings, Jnc., respectively. All three rating agencies characterize the City's rating outlook as stable. During FY 2008, there were no cbanges in the ratings for LP&L. Toe current ratings and corresponding outlooks for LP&L are as follows: Standard & Poor' s, BBB (positive outlook) Fitch Ratings, BBB+ (stable outlook) Moody's Investor's Service, A3 (stable outlook) Additional information about the City's long-tenn debt can be found on pages 80-85 of the CAFR. Economic Factors and the Next Fiscal Year's Budget and Rates • In September 2008, the unemployment rate for tbe Lubbock area was 4.0%. This is a 0.2% C C C C C improvement over September of the previous year, and compares favorably to the state's ( unemployment rate of 5.2% and the national rate of 6.0% for September 2008. • Taxable retail sales figures reflected a 5.8% increase in FY 2008, compared to FY 2007. • Toe number of building permits for new construction decreased from 1,709 during FY 2007 to 1,660 in FY 2008, a 2.9% decline. Building permit values for new construction increased from $404.0 million in FY 2007 to $431. 9 million in FY 2008, or a 6 .9% increase. 32 C C ) ) ' ) City of Lubbock, Texas Management's Discussion and Analysis For the Year Ended September 30, 2008 • Total occupancy in local hotels and motels improved, and the local occupancy tax totaled nearly $4.2 million, a 10.5% increase over the prior fiscal year. The above factors were considered in preparing the City's budget for FY 2009. • In FY 2009, the City continues to focus on public safety, transportation infrastructure, and the development of future water supplies. The FY 2009 budget focuses on maintaining core services and, at the same time, decreasing the tax rate by $0.00865 per $100 valuation. • The City adopted a tax rate of $0.44640 in FY 2009. General Fund revenue from property tax is lower than the prior fiscal year by $498,956 due to a shift of $0.01975 of the tax rate from General Fund operation and maintenance to debt service and the $0.00865 reduction in the rate to offset increasing property valuations. • Sales tax estimates for FY 2009 call for no growth due to the all-time high cost of fuel, natural gas, and corresponding utility rates. Though Lubbock's economy is solid, a conservative approach is fmancially prudent at this time. Total General Fund revenue projections are $0.89 million over FY 2008 amounts. • A resumption of payment in lieu of franchise fees for LP&L will result in a $5.0 million dollar transfer to the City. The allocation of the payment will be $3.7 million to the General Fund and $1.3 million to the Gateway Fund. • The City's fuel costs are expected to increase $2.7 million in FY 2009. The increase totals $1. l million in the General Fund, $0.9 million in the Solid Waste Fund, $0.5 million in the Water and Wastewater Funds, and $0.2 million in all other funds. Fuel estimates are based on the City's fuel price on June 2, 2008, of $3.83 per gallon for unleaded and $4.25 per gallon for diesel. • In FY 2009, rate increases in Water, Wastewater, and Storm Water are planned. The increases are mainly related to increased debt service requirements, pay-as-you-go funding, and fuel and utility costs. There is no rate increase for Solid Waste, as fund net assets are utilized to offset the increase for FY 2009. The City will continue to implement the strategic water plan focusing on future water supply needs, additional infrastructure to transport water, and facilities maintenance. • In September 2008, LP&L implemented a 2.0% surcharge to recover costs associated with our provider's new power plant. LP&L also anticipates a rate increase to occur in March 2009. Requests for Information ) The financial report is designed to provide a general overview of the City of Lubbock's finances. ) ) Questions concerning any of the infonnation provided in the report or requests for additional financial information should be addressed to the Chief Financial Officer, City of Lubbock, P.O. Box 2000, Lubbock, Texas, 79457. 33 -1 r, I' ,1_'-~ -.,.., ,r.::> . .,d.._11.._,.,, ., -.. -~ -'-,• - '";.-'' , ~· ,, 1- :' ~ J ,,. -\...> ·-·•c-...__ __ -....:.=•.._~__, • ..-....,,,.,,,.....;u.1C!.l.Jr..--.,r,.. .. ..:.i Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2008 34 C City of Lubbock, Texas Statement of Net Assets September 30, 2008 Prlmllr, Go¥enunmt Governmental BUl!llnest-t)'pe Component '.) AetMdes Actividet Total Uolb AS.5ET8 CUil 111d c:a!h equivalellts $ 37S,S46 s 2,092,480 s 2,468,026 S S,OS9,.S63 law,ll=D 47,092,702 92,621,.585 139,714,287 100,408 ~lcs (im otallowwu:e bl" 1111COlli:alllics) 11,573,206 31,880,880 43,454,086 1,762,016 J lnmnal balance (99,681) 99,681 Due ft-om od:ler govemmenll 4,480,115 4,480, t 15 DU& from olhffl 2,509,088 1,351,244 3,860,332 lnwntmies 205,454 3,342,792 3,548,246 126,950 lffllalmc:nt in property 208,213 208,213 PRpaid ctpmSal 882,298 60,261 942,SS9 1()6,308 Rt:sttie!ed useta: Cull 1111d cub eqUMlir:na 2,562,465 bwesmimlls 88,668,725 179,596,581 268,265,306 ka:iYlbll:s 178,571 154,648 333,219 S,000,000 Mortgage recciw.bla S,612,742 5,612,742 Capiml U3Cb (aec of accwna,blm. dl:pn:cwian): ) Non,d,,pn,eiable 75,849,966 160,785,542 236,635,508 17,430,818 Dlpmablc, 161,353,736 626,736,918 788,090,654 252,020 Deferred chllrgta 21811:110 218111110 Tola! IISSlll5 39818901681 1,101,533;722 1,500,424,403 3214001548 LIABIUTIE6 Aa:olUll5 Pll)lab II: 10,088,992 20,394,74-0 30,483,732 1,148,361 A4:il;Ned tiab11illes 6,382,994 3,279.222 9,662.216 320,139 M.rllCd intve:!l pa,abll, 1,432,711 3,950,697 5,383,408 Cusmmcr depo&ilS 3,655,481 3,655,481 Uncami=d rew:one 2,772,640 81,621 2,854,261 5,264,793 Nancummt liabilillcs due within one ~ Compensatedabscrxa 6,806,236 2,838,245 9,644,481 ACC1'1111:d inslnllae c11im1 1,599,299 1,420,757 3,020,056 ColllnelS 111d leases pa)albll! 2,934,588 4,164,910 7,099,498 2,539,123 BondipsJBh~ 9,478,486 26,%3,446 35,941,932 Nuaevn:nt lillbililies due iD m~ INn orw ,ar. Compmsawl.a~ 11,117,607 2,769,439 13,887,046 Pm emplo)UICllt °bcllc:llb 2,813,759 1,541,761 4,355,520 AQtnmdinannceclLlms 156,407 1,424,922 1,581,329 Rcbuable arbiirqe 570,747 571,274 I, 142,021 I..m:11111 closllre and. pasrckmire care 3,770,566 3,no,566 Comraca 1111d 1caSles pa)all,Je 9,287,918 14,417,486 23,705,404 6,724,275 Bonds~Je 193,515,885 484,252,822 6n, 768,101 3,394,000 ) TOia! iiabiiities 2581958,269 5741997J89 833195516.58 19~90,691 NP~ETS ln>'C!lcd in api1al uam, Mt of rdaird debt 96,274,734 400,552,048 496,826,782 8,696,339 lu!stricted li:lr. P.-ager lidlicy ~ 2,318,723 2,318,723 Debl!Zl'w:e 4,676,551 18,956,448 23,632,999 ) Gram prollfMI& 7,156,393 7,1.56,393 Primary go1'Cl'lllllelll asi-nt 100,000 Non-expendable perpebllJ can 123,462 123,462 Uonstric!M 3117011272 104,709,114 13614101386 412131518 to1al 111:1 ll&1CU 139,932,412 526,536,333 666,468,74S 13,009!857 See accompP1ying NOies to Basic PinanciaJ Smtements ) 35 C City of Lubbock, Texas St.atement of Activities For the Year Ended September 30, 2008 Program Ret'enues Operating Capita.I C Charges for Gnntsand Gnntsand Ei:penRS Services Contributions Contr1bndons Primuy govaument: Governmental activities: Administnltive services and general government $ 12,372,316 $ 35,766 $ $ 200,289 Cormnunity services 6,874,065 5,990,797 C Cultural and recreation 16,660,378 1,589,515 692,460 1,534,716 &onomic 1nd business development 12,378,335 423,747 7,504,530 Fire 31,789,223 14,420 126,534 Health 6,141,386 805,601 1,667,263 24,360 Police 46,849,826 208,621 279,984 1,136,221 C 0th~ public 88fcty 6,677,751 7,307,182 601,24S 101,497 Streets and traffic 16,357,025 2,291,900 5,293,806 Interest on long-tc:rm debt 8,3671167 Total governmental activities 164,467,472 12,676,752 9,231,749 15,921,953 Business-type acti vi lies: C Electric 153,108,050 161,329,847 Wai:er 38,424,263 42,527,445 198,400 1,073,098 Wastewater 19,000,488 21,095,745 1,030,539 Solid Wa5te 16,260,630 16,754,438 Storm Wat£r 7,676,456 6,633,255 'I'rlnsit 11,338,463 4,306,204 3,231,060 C Airport 9,465,392 6,793,829 1,703,632 3,849,200 CivicCenlierS 4,098,873 717,494 Cerneteiy 722,393 335,884 TotaJ business-type activities 2601095,008 260,494!141 511331092 5!952,837 Total primary govemmcnt $ 424,562,480 $ 273,170!893 $ 1413641841 $ 21,874,790 C Component units: Civic Lubbock, Inc. $ 2,491,456 $ 2,018,527 $ 512,975 $ 30,000 Martet Lubbock, Inc. 5,837,232 59,746 6,817,752 Lubbock Economic DeYelopmmt Alliance 4.293,560 6,102,18S 1,228,495 Vintage Township Public Facilities Corporation 1,302,311 78,993 C Total component units $ 13,924,559 $ 2,078,273 $ 13,432,912 $ 11337,488 General revenues: Pniperty taxes Sales taxes Occupancy taxes Other taxes Franchise taxes Investment eemings Miscellaneous Transfers, net Total general revenues and transfers Change in net assetS C Net assets -beginning Net assets -ending Sec accompanying Notes to Basic Financial Sl3Icments 36 ( ') ) ) ) ) ) ) ) ) Net (Expenses) Revenu.a and Cbangm In Nd Assets Primary Governmmt GoYlmmental BusiDeu-type Amritles Activities Total $ (12,136,261) $ S (12,136,261) (883,268) (883,268) (12,843,687) (12,843,687) (4,450,058) (4,450,058) (31,648,269) (31,648,269) (3,644,162) (3,644,162) (45,225,000) (45,225,000) 1,332,173 1,332.173 (8,771,319) cs,n1.319) {813671167) {81367,167) (126,637,018) (126,637,018) 8,.221,797 8,221,797 5,374,680 5,374,680 3,125,796 3,125,796 493,808 493,808 (1,043,201) (1,043,201) (3,801,199) (3,801,199) 2,881,269 2,881,269 (3,381,379) (3,381,379) (386,509i (386i5M} 11,485,062 11,485,062 (126,637,018) 11,485,062 (115,151,956) 50,330,322 50,330,322 50,548,865 50,548,865 4,190,376 4,190,376 1,180,332 1,180,332 12,977,686 12,977,686 5,505,386 8,284,058 13,789,444 4,810,900 3,806,864 8,617,764 (4,703,317) 4,703,317 124,840,550 16,794J39 141,634,789 (1,796,468) 28,279,301 26,482,833 141,728,880 498,257,032 639,985,912 $ 139,932,412 $ 526,536,333 $ 666.z4681745 Component Units $ 70,046 1,040,266 3,037,120 (I ,223,318) 2,924,114 28,213 (1,396,145) {1,367,932) 1,556,182 11,4531675 $ 13,009,857 37 C City of Lubbock. Texas Balance Sheet GovenLm.ental Funds September 30, 2008 ,,.. .... Noomajor Total Covenmeotal Governmental Go¥ernmentaJ General Fund Capital .Projects FIIDda Fv.nda ASSETS Cash and cash eguiwlents $ 120,449 s 68,267 $ 164,560 $ 353.276 C Investmem 14,747,933 8,358,699 21,259,261 44,365,893 Taxes receivable (net) 9,711,930 376,629 10,088,559 Accounts receivable (net) 1,109,105 1,109,105 Interest receivable 177,748 14,078 150,733 342,559 Due from other funds 3,266,168 152,000 3,418,168 Due from other govcmme:nts 4,480,11.S 4.480,11.S C Due from others 882,879 1,528,818 2,411,697 ln~mt iD property 208,213 208,213 lnvmtary 168,657 168,657 Restricted investments 18,200,686 60,975,583 79,176,269 Mortgage receivables 5,612,742 .S,612,742 ,.. .. Total assets $ 30,184,869 s 26,641,730 $ 94,908,654 $ 151,735,253 LIABILITIES Accoonts payable s 3,522,540 $ 1,.233,491 $ 4,172,472 $ 8,928,503 C Due to other funds 2,073,164 2,073,164 Accrued liabilities 4,69.S,OC57 18,633 238,782 4,952,482 Accrued intcn:&t pa)'ble 191,702 191,702 Deferred t'C'ffllue 2,004,987 455,724 2,595,236 S,0SS,947 Total liabilities 10,222,S94 1,707,848 9,271,356 21,201,798 C FUND BALANCES R.cservcd far: Prepaid itcms/invenlmy 168,657 168,657 Debt service 2,104,697 2,104,697 C Capiml projects 24,933,882 53,855,061 78,788,943 Special revenue • Ci vie Center facilities 650,080 650,080 Special reYl:IIUe -grants 7,156,393 7,156,393 Perpetual care 123,462 123,462 Unreserved. designated in special revenue funds 21,740,729 21,740,729 < Unreserved, undesignated reported in: General fund 19,793,618 19,793,618 Pi;nnanent fimd 6,876 6,876 Total fund balaDCCi 19,962,275 24.933,882 85,637,298 130,533,455 C Total liabili tics and fund balances $ 30,184,869 s 26,641,730 $ 94,908,654 S 151,735,253 Sec accamp!ID)'ing Notes to Buie Financial Statements 38 ( .... aty of Lubbod, Tens Reconciliation of the Balance Sheet of Governmental Fand1 To the Statement of Net Assets September 30, 2008 Total filnd ba1mlce -goybW.,UW funds Amount., reported for govemmmnal activities in tu m.temcnt ofnet aucm are differeDt because: Capital .wets used in govemmcntal activitie.s are not :financial n::sources and tbaefore are DOC tq)Oltm in the fund,, lntemal serv.ice funds (ISF's) are used by management to charge the costs of certain activitiea, such as insurance and tclecommunicatiom, to individual funds. The portion or the assets and liabilities of the ISF's primarily serving governmental funds are included in govemmentll activities in the statmnmlt oh.et assets as follows: NetBS&ets Net book wlue of capital 8$.MU Capital leues payable Compensated a~ Post rctl:rement benefits Amomm due from bu.linen-type ISFs for amounts undercharged Certain liabilities aR not due and payable in 1he cunat period and therefore aR not reported iD the funds. 'Those liabilities are as follows: Genera.I. obligation bonds Capital leucs payable Compensated absences Po5t retirement bc:odils Accrued inetrest OII gc:m:ral obligation bands Arbitra1e payable Envirommm:al remediation Bond premiums are recognized as an other financiDa 10wce in the fund atatcIIKmts but the premiums are amortized over the life of the 'boaJds in the govemm=a--wide !datl:me:Dts. Actual City cootributio~ to tu dre:fighter's pe:nsion cruet fund is greater than the actuarially determined required comributian. This will reduce future funding requiieIDCD.ts and is not recognized as an asset at tu fund level but is a prepaid expense in the Sratement of Net A.uet&. Revame eamed but 1JDPllllablc in the mods is deferred. Net assets of governmental activities See aocmnpenying Natea to Basic Finuu::ial Statements • 39 s 130,Sll,455 237,203,702 10,157.898 (2,204,710) 1,110,llS 403,091 129.867 (1,444,685) (199,0Sl,653) ( 12.222,506) (17,923,843) (2.813,759) (1,237,703) (570,747) (1,290,280) (3,940.118) 813,571 2.,283,.307 $ 139,932,412 0 City of Lubbock, Tuu Statement of Revenues, E:i:penditares and Changes In Fond Balances Gwernmeatal F11Dd1 For the Year Ended September 30, 2008 Noa1Njor Total 0 Governmealal Governmental Goven11nmta1 Gllletal FU.ad Capital PruJt.eU Funds Funds REVENUES Taxes $ 85,345,082 $ s 20,971,596 $ 106,316,678 Franchise taxes 7,786,611 5,191,075 12,977,686 a Special assessmenEI 296,482 296,482 Fees and fines 3,279,911 521,391 3,801,302 l..iOCIUlal and permits 2,663,139 2.663,139 lottrgovcmmcntal 530,389 21.S,561 16,733,463 17,479,413 ClWJCS(or~I 3,339,148 2,290,160 466,131 6,095,439 0 1ulerett 1,052,842 1,259,842 2,375,665 4,688,349 Mia:eJJanmus 2,574.448 2J:931465 4.967z913 Tat•lteRDUeS 1~7l.S70 3.76S.,563 48.949.268 159J86.401 EXPENDl11JRES CUm:nt: 0 Admini111ntive services and pnalll govc:mment 11,047,039 63,697 11,110,736 Community l!Cfflcel 6,586,711 6,586,711 Cultural and m:readon 12.253,380 95,598 927,430 13,276,408 F.conomic lllld busiMIIII deY'elOJ)ftll.t 1,215,978 10,663,287 11,879,265 Health 4,133,917 1,671,071 5,804,988 Fire 29,630,222 4',856 57,231 29,733,309 0 Police 42,831,016 1,034,256 43,865,272 Other public saf«Y 4,703,249 1,401,664 6,104,913 Strem a.nd traffic: 8,168,462 324,850 8,493,312 Intergovermnental 123,852 123,852 Debt &erVi cc: 0 Principal 2.069,461 7,939,868 10,009,329 Interest and other charges 327,144 151,047 7,854,089 8,332.280 Capital outlay 32966,065 28,3571960 14.359,347 ~683J72 Tor.alc,q,mditureS 120.345&233 29,0391008 522618,806 202.003, 747 Dc6cicocy of revenues under 0 expmditura (13,774,363) (25,273.445) (3,669~38) (42,717,346) OTHER nNANCING SOURCES (USES) Long-tam dl:bt iu~ 10,690,376 35,914,775 46,605,151 Bond premiwn 625,760 1,218,259 1,844,019 C11pital leexs 3,011,141 345,878 3,357,019 C Transfers in 17,729,361 1,019,009 7,394,572 26,142,942 Tnmfers out (6,129,512} !114691423l p.2771103) !14,876,038) Net odw:r financing aroes (usca) 14,610,990 11,2111600 37,250,503 6310731093 Net change in fund bl1lnccl 836,627 (14,061,845) 33,580,965 20,35S,147 FWJd balances -begirmlnr afyear 19,125,648 38,99~.727 52,056,333 110,177,708 0 Fund balanc:a -end or year $ 19,962,275 s 24,933,882 s 85,637,298 $ 130,533,455 See acwmpaning Na1a to Basic Financial Slatl!lnents 40 0 ') 0 0 () City of Lubbock, Tetu Reeonelllatlon of the Statement of Revenues, Expenditures and Changes In Fu•d Balances of Governmental Funds To the Statement of Activities For the Year Ended September 30, '2008 Net change in fund balances -total govemrneota1 funds Amounts reported for governmental activities in the statement of activities are different because: Governmt7Jcal funds Teport capiw outl11;Yt as expenditures. However, in the Statement of Activities the ,cost of tho5e anets is allocated over thc.ir estimated u~l li\les and reported u ,depreclati:o_n ex;pe:nse.. This is the am-01mt by which capital out1ays of S-46,683,372 ,ex.c«ded deprecietioo of${6,9 I 2_.331 in the Clfflfflt period. Bond proceeds provide eurtertt financial resources to govem1nenUI funds. but ii9uing debt increases 1ong• term liabilities in the Statement ofN~ A,$jets.Repa:,ment ofbond-princip,l is ail expenditore in the govemmental funds, 1:Nt the repayment reduces kmg•tmri Uabllities in 'the Statement ofN~ Assets. This is rhe arnc,~( by which ~t of $46.605 l 5 l exceeded repayments and debt dd'casence of $7,939,868. CapitaJ lease transactions provide current financial resoimes to governmental funds and repayment of principal is an expenditure. This is the amount by which proceeds of $3,357,019 exceeded ~ayrnents of $2,069,461. Bond pn:mium, are recognized u an other financing source in the governmental fun&!, but are considered deferred assets on the Statement of Net Assm. Premiums~ amor:tiied ova-the life of the bonds. This is the unotmt by which bond premium is.sued of$ 1,844,0 I 9 exceeded amortiz.ation 0£$219,225. Estimated long-term liabilities #fC recognized 11S ~te$ in the Statement of Activities IS earned, b1.1t are reoopjicxl when current financial tHOurc_es ~ used in the governmental funds. Arbitrag1: payable. Compensated absences Post retirement benefits Environmental remedia.tion Property taxes levied and court fines and fees earned. but not available, arc. deferred in the governmental fund&, but 11re recognized when esmed (net of estimated uncollcctibles) in the Statement of Activities. This amount is the net change in deferred property taxes and ooun fines and feea for the year. Actual City contributions fa, 'the firefightct's ,~an trust fund are greater than ihe actwuia.lly determined Net 'PcnsiQTI Obligat:ion (NP()). This .,-oount is recognized as ail ~diturc at the fi.md level but ii •ccrued when overpaid end teduces expenses on the Statement of Activities. Internal service funds are used by managmient to charge the costs of certain acti'r'ities, such as insurance end telecommunications, to indhidual funda. The net revenue (expense) of certain internal lel"Vice fimds is reponed ..;th governmental acti't'ities. Accrued interest is rooognized as expenses in the Statement of Acti'r'itiea ~ incurred, but is recognized when current financial resources are used in the governmental funds. This amowrt is the net change in the accrued interest this ~ar. The nel effect of varioui misteUanequs a-ensactions involving c11;pital. ass.ets This amount includes S7A74,000 dnelopm donated streets and p~ks, less $13,775,023 equipment tra1.1sfers out to busin=s•type activitie$, less $304,282 saJes and tnlde-in. Change in net assets of govemmentaJ activities See 11C001DpU1ying Notes \0 Ba.sic Financial S1atemeots. 41 s s 20,JSS,747 29,771,041 (38,665.283) ( 1,287,.S.SS) (1,624,794) 105,30.S (640,671) (2,683,892} (497,611) (246,393) (48,740) 596,996 (325,310) (6,60.S,30.S} (1,796.~8) City of Lubbock, Texas Statement of Net Assets Proprietary Foods September 30, 2008 ASSETS Current assets: Cash and c:8lb equivalents Investments Accounts rcc:rrivable Interest rccrivable Duefi'mnothen Due from otber funds Prepaid expenses Inventories Total cwmrt assm Noncurren:t aasets: Restrieted invmments lus~tcd interest receivable ~cted accounm receivable Deferred charges Qipital ass«s: Land Co.nstruction in progress Buildings Improvements other than buildings Machinery and equipment Les& accumulated dep~ciation Total capilal 8"C1S Total noocum:nt assets Total wets See accompanying Notes to Basic Financial Statements LP&L $ 491,892 00,227,762 18,870,298 378,414 223,661 801192,027 9,847,790 2,8111110 12,6581900 756,714 14,207,964 8,054,811 199,561,578 56,974,517 (126,673,52~ 1521ss2pss 165,540,958 $245,732,985 42 0 Enterprtse Funds Water Wastewater Wl'MPA 0 $ 24,093 $ 60,467 $ 1,301,168 2,950,033 7,403,649 398,645 4,998,563 2,297,834 899,013 54,542 165,330 33,901 161,958 C 9,009,713 226,079 8,287,211 10,089,238 11,608,539 0 68;831,2)4 6.S,861,577 934 3.309 68,834,543 65,862,511 0 12,724,350 12,578,774 27,600,824 21,654,174 22,240,58~ 24,018,,814 291,969,454 127,470,376 0 34,681,932 18,054,744 {104,898,8911 {73,516,931~ 2'84,318,258 130,259t951 353, 152,SOJ 196, 1.22,462 0 $361,4401012 $206,2111700 $ 11,6081539 0 0 0 '.) StonnWaur s 56,878 6,964,191 825,365 65,631 7,912,065 0 15,278,471 0 15,278,471 283,337 50,127,279 64,580 0 47,834,412 4,126,314 ~111614;0252 90,82(,897 l061100J68 0 S 114,012,433 0 0 0 Enterprise Fanda s Nonmajor Enterprise Fu.ode l52,745 14,036,081 3,280,713 39,636 1,153,009 S11,cy)6 60,261 73S1614 19,970,0SS 12,018,048 70,787 12,088,835 6,768,963 14,083,163 64,773,414 125,785,894 65,317,750 !148;322.501 ~ t:28,406,683 t40,49~.Sl8 $ 160.465,573 Total Enterprise loteraJI Semce Fand1 Funds s 2,087,243 $ 27,S07 91,980,361 3,368,033 31,171,786 703,553 38,524 1,348,868 cy),761 9,521,709 ti0,261 68,727 11185,354 22194,235 138,059,135 S,7961793 171,837,120 17,251,917 71,721 99,817 3,309 158,372 2,811,110 174,723,200 17,510,106 33,112,138 65,343 127,673,404 180,942 119,152,208 1,637,054 792,621,714 649,868 179,155,257 9,309,071 { 465,0251874} (8,803,9SSl 186,688,847 3,038!323 961,41~107 20,548,429 $ 110991471,242 S 26,345,222 43 City of Lubbock, Texas Statement of Net Assets Proprietary Funds September 30, 2008 LIABILfIIES Cumnt liabilitiea: Aa:ounu payable Accrved liabili tia Accrua:I intaesr payable Due to other fimds Customer depmits Deferred rcvmiue Compensated absences Accrued insurmce claims Leases pa)'ble Dom& peylble Tocal current liabilities NonCUlmlt liabilities: Accrued insm1nce claims Reba!able arbitr11Be Landfill clown and post closure care Compensaicd abxnces Pon employmmt benefit! Leases payable Bond& payable Total non clll'TCftt liabilities Total liabilities NET ASSETS lnvesccd in capital assets. net of related debt Reslrickdfor; Passenger facility charges Debtsemce Unrestricted Total net assm LP&L s 1,946,626 1,761,681 1,217,841 9,009,713 3,499,752 1,183,514 1,067,930 5,121,.9'77 24,809,034 72,702 1.264,172 506,873 2,!J75JJ82 74,699,158 79,518,787 104,327,821 72,858,231 6,006,670 62,S40,263 S 141,405,164 44 0 ....... Water Wastewater Wl'MPA 0 s 2,402,156 s 2.760,545 s 9>725,988 361,733 200,251 1,193.544 6S4,239 ,-. ,._, 80,340 494,183 241,390 675,290 473,734 0 IOJ5~70 ~620.942 15.557,516 101951,101 9,725,988 .. 0 163,965 184,351 527,861 257,841 302,778 130,082 2,583.912 1,114,259 0 18918491751 106,454,669 193.428,267 108,141,202 2081985,783 119,092,303 9,725,988 0 143,586,818 76,784,510 6,103,451 4.506,302 0 2,763,960 5,828,585 1,882,551 $152,454,229 $ 87,119,397 s 1,882,551 0 0 0 Enterprise FIIDda Naamaiw Enterprise Total Eatcrprl• lntenw Scnica StormWa• Funds Fonds Flum D $ 619,990 $ 2,346,355 s 19,801.660 $ 1,753,569 69.444 834.208 3,.227,.317 192,137 574,084 310,775 3,950,483 3,520 1,857,000 10,866,713 :'I 75,389 3,655,481 81,621 81,62] 89,428 m.4~3 2,781,968 209,323 3,020,0S6 76.176 1,857,1851 4,150,319 461,361 0 2,177,520 2,1~737 26,463,446 3,606,642 10,328,727 74,9791008 5,6391966 1,581,329 0 64,050 86,206 571,274 3,770,566 3,770,566 95,522 563,389 2,708,785 310,699 &2.,021 437,986 1,459,740 211,888 566.829 7,148,115 14,388,997 691.844 0 85,21~981 281032,263 484.252.822 86,025.403 40,038,525 507,152,184 2,795,760 89,632.045 50,367,252 582,131,Un 8,435,726 16,321,372 90,210,584 399,761,515 1,885,118 2,318,723 2,318,723 1,741,490 .S98,53$ 18,956,448 :-, 6,317.526 16.970.479 96.,303,.364 16.024.378 $ 24,380,388 S 110.098,321 s 517,340,050 S 17i909,496 45 ":_. Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2008 46 0 D D 0 0 0 0 D 0 0 City of Lubbock, Texas Reconciliation of the Statement of Net Asset!-Proprietary Fonds To the Statement of Net Assets September 30, 2008 Total net U8Cl'S -proprietary :rund5 Amounts reported for business-t)pe activities in tbt Statement of Net Assets are different because: Internal service funds (ISFs) an: U5ed by management 10 charge the costs of certain activitiea, such as insurance and telecommunication&, io individual funds. The portion of assets and liabilities of the ISFs primarily serving enle:rprise funds en: included in busineS& type activities in the Statement of Net Assets as follows: Net assets of business-type ISFs Amounl5 due to governmental ISFs for amounl5 overcharged Net assets ofbus.iness-typc activities See accompanying Noies to Basic Financial Statemcnt!l. 47 S 517,340,050 7,751,598 1,444,685 $ 526,$36,333 l 0 City of Lubbock, Texas Statement o! Revenues, Expenses aad Changes in Fund Net Assets Proprietary Funds For The Year Ended September 30, 2008 C Eaterprue Punds LP&L Water WIIJte'Water WfMPA OPERATING REVENUES Charges for services (net) S 153,071,017 $ 42,527,445 $21,095,745 $ 121,111,798 0 Miscellaneous Total operating revenues 153,071,017 42.527,445 21,095,745 121,111,798 OPERATING EXPENSES Personal services 12,305,453 7,793,454 4,120.422 -0 Insurance Supplies 1,196,956 1,674,784 1,028,572 Materials Ma:inlenanc:e 1,841,172 2,309,434 1,290,050 Purchase of fuel and power 112,852,968 121,005,410 0 Collection expense 1~742,590 1,074,669 Other 5e!Vices and charges 3,819,293 10,023,600 4,191,443 563,666 Depreciation wi llrllOl'ti7.ation 9,732,413 8,387,182 S,4321048 Total operating cxpmses 141,748,255 31,931,044 17,1371204 121,569,076 Operating income Ooss) 11,322,762 10,596,401 3,958,541 (457,278) 0 NONOPERATING REVENUES (EXPENSES) Interest earnings 2,765,622 1,648,913 1,837,589 12,628 Passenger f.a.cility charges/Federal grants 198,400 Disposition of ums 284,272 (61,505) 9,393 -0 Miscellaneom 2,316,917 338,045 107,762 200,000 Interest expense (3,352,470} f6,683,456} (2,022.380} Net nonoperating re't'enUC6 (cxpemiCS) 2,014.341 (4,559,603) (67.636) 212,628 Income Oos.a) before contributions and tranafen 13,337,103 6,036,798 3,890,905 (244,650) Capital contributions 175,075 1,713,804 1,672,990 0 Transfers in 2,186,447 409,574 30,344 613,612 Tranl&rs out (2,409,9971 {6,3861649) p,0941350} Chai)ac in net asseu 13,288,628 t.773,527 2,499,889 368,962 Total net assets• beginning of year 128,116,536 1,50,680,702 84,619,508 1,513,589 0 Total ne1. assets -ending S 141,405,164 $ 152,454,229 $87tl 19,397 $ 1,882,551 0 See aceompanying Noles ro Basic Financial Swcments. 48 0 J D Enterprise Fllnda Noamajor Total Entcq,dte Internal Scn1ce Storm Water Enterprbe FlHtda Fllnds Fondl $ 6,633,255 $ 28,907,849 $ 373,347,109 $ 47,945,658 0 125,486 1251486 6,633,25.S 29,0331335 373&472,595 47,945.658 1,594,511 15,606.457 41,420,297 4,797,207 .23, 776,560 130,597 4,153,794 8,184,703 109,978 11,430,974 254,116 3,906,332 9,601,104 2,110,429 D 2.33,858,378 629,302 694,832 4,141,393 1,729,228 6,221,917 26,549,147 2.518,552 1,274,719 10,780,827 35,607,189 323,558 51612,473 41,364,159 359,362,21 .1 4Sli61,2S8 0 1,020,782 (12,.330,824) 14,110,384 2,878,400 950,337 712,799 7,927,888 1,173,207 4,934,692 5,133,092 0 1,566 15,537 249,263 (40,770) 77.S,173 3,737,897 133,580 {2,107,878} (885,538} (15,051,722) {36,167) (1,155,975) 5,552,663 1,996.418 1,229.850 (135,193) (6,nS,161) 16,106,802 4,108,250 D 16,165,991 19,727,860 200,289 4,51.9,160 7,759,137 320,880 !1,0661358) !3,876,21 Sl { 16,8332569} {2,513235-1) (1,201,551) 10,030,775 26,7ti0,230 2,116,067 D 25,581,939 100,067.546 490,579,820 15,793.429 $ 24,380,388 $ 110,098,321 $ 517,340,050 $ 17,909,496 0 0 49 ,, ,. .. Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2008 50 0 Qty of Lubbock, Texas Reconciliation of the Statement of Revenues, Expenses and Change! ill Fund Net Assets -Proprietary Fund.I To the Statement of Activities O For the Year Ended September 30, 2008 Net change in fund net usets -total enterprise funds Amounb iq:,orted for business-type activities in the statement of ~tivitics are diffen:JXI D because: 0 0 0 0 0 0 0 Internal service fun& (ISFs) are used by ma.oagemcnt IO charge the costs of c:c:rtain activities such as fleet -services, ccotral warehowmg activities, manaaement information activities, etc. to individual funds. The net revenue (expense) of certain ISFs is reported with busmess-type activities. Qaange in~ assetlil of businesf..t)Pe ~tivities See accompanying Notes to Basic Financial Statements. 51 S 26,760,230 1,519,071 S 2g,279.301 City or Lubbock, TeJ:IIS 0 Statement or Cask Flows Proprietary h .nds For tile Year .Ended September 30, 2008 .1 •• ,,.~ .... C LP&L Wabr wu-••r Wl'MPA CASH FLOWS FRO~ OPERATING ACTlVITIES Ra:aitm &gm ~ s 150,857,330 s 42,426,063 s 21,14·7,248 s 120,812.497 Payoien,111 QI ~1i(ir, (l l 7·,6fJ7 ,449) (14,685,716) (5,836,31).) (121,459,026) .P!iyirin~ !.D employees (12,510,948) (8,155,187) {4,Jl0,613) ~rPinpil 2,60).189 536144!5 107 .. 762 2001000 C Net wh pro,.'ided (-1) by o,;,emin1 wivities 2J~80·1122 201\l,11605 111098102.S 1446.5292 CASH fLOWSlllOM.NONCAPITAL AND ULATID FINANctJil'.G ACTMTIL'!i J,-ii:rt in mllTI odlm' funds 2,186,447 409,574 30,344 613,612 TJ'llllll'En CNI' ID Oilier fund& (2,409,997) (6,386.649) (3,094,350) Sharl-inlemlnd boml'11'11J3! (43,662) C P&ymmi111 nceiw.d 0111 adnncet from other fwJda - NII gmJi prtwidcd (umed) by noncapiml mid "'lal!:d linimciug IClivitic:! {223.SSO} !51977,075} p,107,668j 613,612 CASll nows FROM CAPITAL A.ND REI.A TED FINANCING ACTlVmES Purehalm af'aipiial -(16,023,497) (12,924,246) (14,005,819) S.t.ofcapital ~ 540,244 2,873 9,393 C Pri~ paid: w c.pi!Jl lass (789,245) (3~1.881) (364,072) frinRpil :plid on bondl &lid ow:r de~ (S,855,576) (8,673,559) (4,814,663) 9cnd~~·p1i~ (llS,866) (364,615) (761,278) bllel'dplidOll_.bonda (899,060) (2,928,491) (l 87,S46) fnlle:rtSI p11id oc bolldl ad o4hlr debl (1,523,574) (4,875,957) (1.725,452) ~ ofTneDue ad G,O. bonda 7,041,314 43,534,276 59,949,300 bAJMce otClpital --1,239,763 1,868,123 586,738 ~ facility dmp&icapital gnmt, .--. ._, R.ebamble artiiD1ge 509 2.419 869 Ne! cMh providod (used) for c:apill1l .i ff,._,, fiDangq acti vmes {t 7.394,9B&l !S,248~2 3816871470 ·C-ASB n.ows fROM INVESTING ACl'IVITII".S hx:adJ lklfflllllb IDd maniririescLDro'Utl!IIIID 52,768,241 '35,479,oai 19,541,109 Purebuc orm....a,_w:r,11 (61,380,198) (66.626. n~} (68,004, l Tl} (12,682) 0 lala=il ca,iing, oa cMh and illv&mllf!lb p6S,6~ t. 52.960 l.731,838 12,681 Ne cub pmvid4d (I&-') ·i,r lll~I~ {S,846.929) !!914~11l c.t62131.no> iNft ·~ d.cicftae) iD i:uJ!pf Ql$b ilq~~ (IB5,34S) (101.345) (53,403) 167,083 Cah end C&1h ~alan-beginnlng of~ 677.237 '125,438 113,870 1,134,085 Cllllh and.call eq~ • end or,-, s 4,1,Hl I -24,093 $ 60,4l! s 113011168 Rilaladlllaloa OfOptJ11tl•& lllC9DY(JCIWs) IQ DftQIII ptoVldM (•Bed) b7 openilq utMtia: 0 Opmr!ngincome(los:s) s 11,322,762 s l0.S9MOI s 3,958,541 s (457,278) Mju.sfmtllts IP ~ile openmn1 UIQDmc (km) ~ clft.mh Pff)yj~ (URl:f) by opmring~~: ~ mi ll!IOJ1iratiot1 9,732,413 8,387,182 5,432,048 Otha-mCXlll'IC (ts,~) 2,601,139 536,445 107,761 100,000 Cllallp iD Qlffal[ IIISICtl lllld, h11biliries: A.ccaunts i,:,cdvtble (2,213,687) (101,382) 51,503 (180,057) 0 ID~ 5,802 (4,649) Dueoom~.-mmmu (187) AcaJlm1II s-yabla 869;426 JJo,sn 1,398,846 110,051 Due!D'fn;,n, otMf .funm 119,245 (119,245) Otho:r acctwd ~'P'll'09 74,823 82,158 24.S52 ~dcp:,tlt.! 296,268 18,025 Cbanp in ~tel absaic-.es IID(j ~I benefits 471,881 276,63.S 124,773 0 Nel GUii JlfO't'idl!d (lllld) by aperacing ICliYicies s 23.ZSO,Ul s 20,121,605 s 1 l,098,QlS s i.4461529} Supplemntal call fto• lat!Dnnuloa: Noamata c:ai-111 conaibwia!i5 4111d om,,r dsps s l7S,075 $ 1,713,804 $ 1,672,990 s &z aci:ornpall)'VII N.-IO ~ finln;ial S-i,. 52 0 :) Ea!!!J!r1• Fllad• NoaDIIJDr lDltnlll EIIIU'prts Servlca SmnnW1a.r F ... 1111 Toalt Faalls ::, s 6,561,486 $ 29.072,631 s 170,8$3,lSS s 47,,914,0 I 7 (3,024,665) (8,973,720) (271,586,8881) (41,212,271) (1,663,955) (15,994,690) (4l,705,4SJ) (4,585,319) 905,910 4,351,306 133,SSO 1,87&,866 5,010,131 601942j220 2,250,007 D 4,519,160 7,759,137 320,880 (1,066,358) (3,876,llS) (16,833,569) (2,513,352) (2,659,996} (2,703,658) 24.357 1,100,000 111001000 (1,066.358) (917,051) (10,67&.090) (2,168,115) (9,390,965} (14,652,034) (66,996.561) (488,984) 1,566 1,374,442 1,928,518 23,698 D (38,175) (1,161,526) (2,744,899) (422,409) (l,9S2.S07) (1,157,563) (22,453,868) (98,928) (147,SlS) (1,498,202) (1,958.798) (5,973,895) (820,474) (9,945,4$7) (34,708) 7,434,060 11,085,260 129,044,210 426,360 417,060 4,161,619 8,273,303 :, 4,934,692 4,934,692 t 738 724 6~59 (5,584,949) 3,617,625 34,574,100 (496,043) 24,395,925 15,177.259 147,961,542 12,971,953 ,(2().645,45}) (24,1.83,226) (24-0,853,11 7) ( 13, 778,69-S) 938,913, 700,199 7,802.2!4 1.1,68.728 41689.,38:3, ,z.,~.768! !IS,089.361~ 361.986 (81,058) 4,937 (25l,l31) (52,l6S) 139,936 147.808 2,338,374 79,672 s !i6,878 s 152,745 $ l,087.243 :s 2:7,507 , s 1,020,782 s (12.330,824) s 14,110,384 s 2,878,400 1,274,719 10,780,827 35,607,189 323,SSI 775,173 4,220,569 133,SSO (65,769) 39,296 (2,470,096} (31,1 Sl) (89,814} (88,661) (171,614) 2,820,448 2,820,261 (533,492) 965,590 3,141,298 (720,721) 1,147,080 1,147,080 (488) 24,876 152,893 359,402 (378,409) ') 68,017 382.310 1s1i7so 7411706 1,772.745 2l61SS3 s 1,878,866 s 5,010,131 $ 60,942.220 $ 2,250,007 s s 16,16S,991 s 19,727,860 $ '."') 53 ; , ,,.~,:. ........ i:._, :.•, Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2008 54 C 0 0 D 0 D J J J City of Lubbock, Texas Notes to Basic Fin~cial Statements September 30, 2008 NOTE I. SUMMARY OF SIGNIFICANT ACCOUNTING POIJCIES The Basic Financial Statements (BE'S) of the City of Lubbock, Texas (City) have been prepared in conformity with accom1ting principles generally accepted in l'be Ullited States of America (GAAP) as applied to govcmmcnt units, including specialized industry ptactices as specified in the Am:rican Institute of Certified Public Accountants audit and accounting guide titled State and Local GovernmenJs. The Governmcnt:11 Accountiug Standards .Board (GASB) is the acknowledged standard~setting body for establishing ·goverDJl'ICJltal accounting and financial reporting Vrinciples. Wil:b res~ t.o proprietary activities related to business,.typc: activities and enterprise fund&, iDclw;ling cOD'lpom:nt umts. the City applies all applicable GASB pronouncements as -well as Financial Ae4:ounting Standards Bo~ (F ASB) Statements and lntcrpr.et.ati®S, Accountiug Principles Board (APB) Opinions and Accounting Research Bulletins of the Committee on A~owrtmg Procedure'., issued on or before November 30, 1989, unless those promUDCemeIIts conflict with or contradict GASB prmwuncements. The more significant accounting policies are described below. A. ltEPORTING ENTITY Toe City is a municipal corporation goveme.d by a Council-Manager form of govemment. The City, incorporated in 1909, is located in the northw-estem part of the state. The City cum:ntly occupies a land area of 119.9 sqtWC miles and &erVes a population approxime:ting 215,000. The City is empowered to levy a property tax on both real and personal properties located widrin its boundaries. It is also empowered by mte statute to exrend its corporate limits by amJ.eution, which occurs periQdically when deemed apPropriate by the City Council. The City provide& a fu.ll range of services, inclu~ poli¢¢ and fire protection; n:cn:ational activities and cultural events; cODStruction and maintenance of highways, streets, auport imd other infrastructure; and sanitation services. The, City also provides utilities for electricity, \VB.tel', wastewater, imd storm water as well as a public transportation system. The BFS ~~ the City and ll!!I component units and include all activities, organi:z.ations, and func:tiolll! for 'Wbich the City is considered to be financia.Uy accountable. The criteria oonsidered in determining activities t.o ~ rq,orted 'iVithin tbe City's BFS are based upon and consistent with those set forth in the Codification of Govemmer1tal Accounting Slandards, Section 2100, "Defining the Financial Reporting Elllity. " The criteria includes w~h~ • The •orgamzation is legally sepatate ( cliD me and be sued in its own name); • The City bolds the corpQrate powers ofihe organization; • The City appoam a votiDg DJ3ji;,rity of the orga,nization's bo!ird; • The, City is able to 1iJnpose its wili on the organization; • The organization. bas the potential to impose a finallcial benefit or burden OD the City: at • There is fiscal d~ncy by the o~tion on the City,. As required by GAAP, the BFS present the reporting entity which consists of the City (the primary goveIIIIB:llt), QI'gatti.zafions for 'Which the City is financially accountable, and other otgallizations for which the nature and signi:ficanct, of their relatiombip with the City are such that exclusion could cause the City's BFS to be misleading or ioc;omp1ete. 55 City or Lubbock, Texas Notes to Basic Financial Statements S~p·temb,er 30, 2008 NOTE I. S\.rMMARY OF SIGNIFJCANT ACCOUNTING POLICIES (Continued.) A. IlEPORTINC,ENTITY· lCogtinllCd) BLENDED COMPONENT UNITS The Urban Renewal Agency· (lJRA) has been. included in the City's prlnmy government. financial reporting entity using the blended method bt,cause) although it is legally separate, the URA is an arm of the Ci.ty, The URA is go~ by State law and was fo~ 'to belp eliminate slum and blight within the Ci~ The URA board oversees acquisition and disposition of real property a:od atso desigllat'ef and approves Utban Renewal Plam. The URA Botrd is ~sed of nine .tntmbeis appointed by the City Council. Ther~ att no separate fiDancial statcmeni. available tor the UlU.. West Tu:as Municipal Power Agency (WTMPA) is a legally sepuate m.micipal cotporation. a political subdivision of Tex.as, and body politic and COJJIOrate, fanned in 19&3, governed by an eight member Board of Directors. The board consists of two directors from ea.ch padicipating city. One member is elected as the president who preside, over monthly meetings. Dilecton save without compemation. WTMP A bas no employees and i:o&tead contracts for services to meet its general operating nee&. WTMPA may engage in~ business of geoera.tion. transmission. sale, and exchange of electric energy to the four participatillg. public etlti~: Lubbock, Tulia, Brovmfield, and Floydada. WI'MPA may also participate in power poc;:,lh1.g and power excballge agreements with other entities. WTivlPA provides electricity to its four member cities with the City bavmg a 92.7% interest in ii$ operations. Each member city appoints two members to the WTMPA board. hov.-ever an affirmative vote of the "majority in interest" is required. hj approve the operating budget. approve c.apital proje,;n, appr~ve debt issuance. and approve any amendroen.lS to WIMP A rules and rei'U&tions. The Ci\)' maintains tlic: "majotity in interest" ·vote based oa kilowatt purchases. ~ ~nsequmtly bas majorit,voting control. As the City purchases approximat.ely 92.7% of the electricity brokered. WTMPA providea services almost exclwively to the Ci~ and iB therefore present~d as a b1ended enteiprise fund. Separate audited tmancial statements may be obtamQd .through the City. DISCRETELY .PltESENTED COMPOrt.ENT tJNITS 0 0 0 0 C C The financial data for the Component Units are shown in the Government-Wide Financial Statements. They are reported in a sepantc column to emphasize that they are, 1egally sepamte from the City. The !olloww.g C CompollCDt Units are included in ih.e ·reporting entity because the primary govermnent is financially accountable, is able to impose its will on lhe organization, or can significantly influence ope.rations a.n.d/or activities of the ()[ganization. Civic Lubbock. loe. is a legally sepa.nue entity that was organized to foster and promote the presentation of wholesome educational, cultural, md entertainment programs for the general moral, intellectua~ physical C improvement, and welfare of the citizens of Lubbock and iis swrounding area. The eleven-member board is appointed by the City Council. City Council reviews and accepts the annual budget. Separate audited financial statemcn~ for Civic Lubbock may be obtained from Civic Lubbock, Inc. at lSOl 601 Street. Lubbock, Texas. Markt Lubb@ck. Economic Dnelopment Col"JIOratioo, dba Market Lubbock, is a legally separate entity C that was funned on October 10, 1995 by the City Council to create, manage. ope.rate, and supervise proaram, and activities to promote, assist, and enhance economic development within and around the City. The City Council appoints the seven-member board and its operations arc funded primarily through budgeted allocations of the City's property and hotel occupancy taxes. Sep11I11.tc audited financial statements may be obtained from Maiket Lubbock at 1500 Broadv.-ay, Sixth floor, Lubbock. Texas. C 56 C 0 0 0 0 0 0 0 0 0 City of Lubbock, Texas Notes to Basic financial Statements Sept.ember 30, 2008 NOTE L SUMMARY OF SIGNIFICANT ACCOUNTIN'G POLICIES (Continued) A. REPORTING ENTIIT ,con:rlnued1 Lubbock Economic Development Alliance i9 a legally separate entity 1hat was formed on June 1, 2004 by the City of Lubbock to create, manage and supervise progi:ams and activities to promote, a.uist, and enhance economic development within and around the City1 The City Q>uncil appoin~ the seven-member board end its operations are funded primarily through budgeted aUocatrom of the Ci~y' s sales and use taxes, Separate audired finaru:ial statements may be obtained -0,Qm Lubbod Economic Development Alliance, Inc. at 1500 Broadway, Sooh Floor, Lubbock, Texas. The Vintage Township PubHc Facilitits Corporation is a legally separate entity that ~<BS formed on Jawwy 12, 2007 by the City Council to assist die City in financing, refinancing, providing or otherwise assisting in 1he acquisition, construction and maintenance of certain public facilities benefiting the Vintage Township Public Improvement District The three-member board is appointed by the City CoUDCil. City Co.uneil reviews and ~ts the aonualbttdget. Separate audited financial statements are uot ave.ilable. RI.LA JED OR.GANIZA TIONS The City Council is responsible for appointing the board members of other or'@anizations and the City's accountability for these organizations does not extend beyond board nppoi.ntments. The City Council is not able to impose its will on these entities and tbtre is no financial bcµefi.t or burden re1atfonshlp. Bonds issued by these mgan:izations do not constitute indebtedness of the City. The following related organizations are not included in the reporting eutity: The Housing Authority of the City of Lubbock is a legally sepante entity. The Mayor appoints the five- member board. The Lubbock Health FaciUties Development Corporation promotes health facilities development The City Council appoints the seven-member board. The Lobboek Rousing Finance Corporation, Inc, ~·es formed pursuant to the Texas Housing Finaru:c Corporation Act to finance the cost of decent, safe, and affordable residential housing. The City COUDcil appoints the seven-member board. The North and East Lubb~k Community DeYdopment Corporation (CDC) was incorporated in February 2004 to effectuate, ehmge in North and East Lubbock. The North and East Lubbock CDC is a local entitr that drives sQCial chang~ and promotes autonomy and ~owcmient hy mer~ Ifie supply of quality and affordable housing, generating economic aQtivity, and coordinating the efficie:Ot delivery of social services. The Lubbock Education F•mlities Authority, Inc. is a no1rprofi.t corporation and instrumentality of 'i11e City and was cre!lted pwsuant to the Higher Education AuthoritY Act., Chapter 53 Texas Edu.cation Code for the, purpose of aiding inst:itutions of higher education, secondary schools, and primary schools in providing edu,c:atio.w faeilities and housing facilities. The seven-member board is appointed by 1he City Council. The Lubb~k Fire Pens,lan Fund (LFPF) operates under provisiom of the Texas Local Fire Fighters' Retirement Act for purpo.ses of providing retirement benefits for the City's firefighters. The .Mayor's designee, the Chief Financial Officer, three firefighters clcc:n::d by active firefighters and two at-large members elected by the LFPF Board. govern its affairs. The Pension Fund is funded by contributiom from the firefighters and City matching contributions. As provided by enabling legislation. the City's 57 City of Lubbock, Texas Notes to Basic Financial Statements September 30, l008 NOTE I. SUMMAR\' OF SIGNIFICANT ACCOUNTING POLICIES (Continued) A. REPORTll'lG_ENTITY {Contlouedl responsibility to the LFPF is limited to matching bi-weekly contnbutiom made by the members. Title to assets is vested in the LFPF and not the City. The Texas State Pension Review Board is mandated to oversee all Texas public retirement systems in regard to their actuarial soundness and compliance with state law and the City cannot significantly influence its operations. Separate audited financial statements may be obtained from the LFPF or from the City. B. !il)VERNME'NT-WIDE AND ·FUND FINANCIAL STATEMENTS The City's financial statements are prepared using the reporting model specified in GASB Sta'lx:ment No. 34 - Basic Financial Statemenu -and Management's Discwsion and Analysis -for State and Local Governments, GA:SB Statement No. 37 -Basic Financial Statements -and Management's Discwsion and Analysis -For State and Local Governments -Omnibus, GASB Statement No. 38 -Certain Financial St/Jtement Note Disclosum, and GASB Interpretation No. 6 -Recognition and Measurement of Certain Liabilities and Expendituru in Governmental F1111d Financial Statement!. As specified by Statement No. 34, the BFS include both Government-Wide and Fwid Financial Statements. The Govenml£nt-Wide Financial Statements (GWFS) (i.e., the Statement of Net Assets llDd the Statement of Activities) report iDfoIID@.pn on~ of ihenon~.fiducia.ry activities-of the CUy and. its blended component unit~ as a whole. The iliscretely presented component units are also aggregately presented '1ritbin these statements. The effect of iDterfund activity has been removed from these statements by allocation of the activities of the various internal service funds to the governmental a-Cid bllSllleSS-type activities ou a fund basis based on the predominant users of the services. Go .. e1mueutal activities, which are primarily supported by t.axes and intergovemmenlal revemJeS, are reported separately from business-type activities, which :rely to a significant extent on fees and charges for support. All activities, both govcmmcntal and business-type, arc reported in the GWFS using the economic resourees measurement focus and the accru.al basis of accoum::ing, which includes long-term asset5 and receivables as well as long-term debt and obligations. The GWFS focus more on the sustainability of the City as an cotity and the change in aggregate financial position resulting from the activities of the fiscal period. The Government-Wide Statemcmtof Net Assets reports all .financial llDd capital resour-ees, of the City. It is di$pla)'ed in the format ohsse.ts less liabilities.equals-net assets, with the assets and liabilities shown in order of their ~lative 1iquidity. Net assets are .required to be displayed in tbJ:ee coinponents: (1) invested in capital assets net of related debt, (2) restricted, and (3) unrestricted Invested in capital asset.s net of related debt equals capital assets net of accumwated dcprcc:iation and reduced by outstanding balances of any bonds. mortgages, notes, or other borrowings that are a.ttdbutable t.c, the acquisition, ooustr;ucti.011.i or in'lptovement of those' assets. .R.¢stricted net ~sets are ·tho,se with coo.strain.ts placed on their use by either; (l) extemally lD:!alOSed by creditors {such as thrd~ debt (:0¥enati.ts), gratllor:s, 0001ribt1tors, ot' laws ot tegulati.oJJ.' of other -governments: or (2) imposed by lJiw through. constitutional provisions. or enabling legislation. All llflt assetll not otherwise classified as inves1ed in capital assets net of related debt or restricted. aa: shown as unrestricted. Reservatiom or designations Qfnet assetS imposed by the City,. whether by adm.imstrative policy or legislative actions of the City Council that do not otherwise m~t the definition of restricted net assets, ai:e considered untestrictedin the GWFS. The Government-Wide Statement of Activities demonstrates the degree to which the direct expenses for a given function or segment is offset by program revenues. Direct expemes are those that are clearly identifiable '1rith a specific function or scgmem. Program revenues include: (1) charges to customers or applicants who purchase, use, or directly benefit from good,, services, or privileges provided by a given 58 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 City of Lubbock, Texas, Notes to Basic Financial Statements Ser,tember 30, 2008 NOTE I. SUMMARY OF SIGNJFICANT ACCOUNTING POLICIES (Continued) B. GOVERl'ITMENT-WlDE ~ FUND FINANCIAL STATEMENTS {Continued) function or segment; end (2) grants and contribution,; that m: restricted to meeting the operational or capital requiremmts of a particular function or segmeut. Taxes and other items not properly :included ElQJong program. revenues are reported instead as general revenues. The general TOVCDU.ts support the net cost, of the functions and segments not covered by program revCDUCs. FUDd F:inaocial St:aterrents (FFS) for gove:rnmenta1 and proprietary funds are also part of the BFS. Tot focus of the FFS is on major funds, as defined by GASB Statement No. 34. GASB Statement No. 34 sets forth rnioinnun criteria for determination of major funds, i.e., a percentage of assets, liabilities, revenue; or expenditures/e:xpenses of fund category and of tbe goYernJDental and entefprise funds combined. Ho"WeVer, it also gives governments the option ol displaying other funds as 1mjot funds. The City can el.ed to add some funds as n:iajor: funds because of owtan,ding debt or coIWl'.llmity foc:us. Major individual goverutDental fuilds and major individual entclpri.se funds are reported as separate columns in the FFS. Othe.r non~major funds are combined in a single column in the appropriate FFS. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRl:SENTATION Fond Financial Statements The GWFS ate reported using the economic resources measureme11t focus and the accrual basis of accounting; as are the pf()l>rietary FFS. Iu:venues arc recorded when earned and expenses are recorded when a liability is incutred. rep:rdless of the 'timing of related ca!ib flows. Property taxes are recognized as revenues in the yt:ar for which they are levied. Grants and similar itcrm lli'e recognized as revenue as soon as all eligil>ility requirements have been met. Because the eoterprise funds are combined into a single business-type activities column on the GWFS, certain interfund activities bctwem these funds are eliminated in the consolidation for the GWFS, but are included in the fund columns in the propriemy FFS. The effect of interfund activity has beci eliminated from the GWFS. For :i:astancc, 92. 7% of the opemtions of WTMP A representing mmsacti.om between WI'MP A and Lubbock Power & Light (LP&L) have been eliminated for the GWFS presentati«m and for the electric bU5iness-type activities (BTA). Exceptions to this geoeml rule are payments-in-lieu of taxes BDd other charges between the City's electric, water and wastev;atcr functions and various other functions of the government. Elimination of these charges would distort the direct costs and pr\'lgram revenues reported for the vario1115 functions concerned. Goveromental FFS are l'e_PQrted using the current finallciai resources measurement focus and the mcidi:fied, accrual basis of accouming. This is the traditio.nal basi., of accowrtin8 for govemmem:al funds. This presentation is iieccssary (1) to demonstrati: legal and covenant compliance, (2) to demonstrate the sources '11d uses of Iiqtilil resources, and (3) to demonstrate how the City's actual revenues and expenditlue$ conform to the annual budget, Revenues ~e recogniz.cd as soon as they are both measurable and available, Revenues are considered to be available when they are collectible within the CllIR!nt period or soon enough thereafter to pay liabilities of the cuxrent period. Fer this purpose, the government considers revenues to be 11:vailable, generally. if they are collected -within 45 days of the end of the current flSCal period. The City comider.i the grant availability p~riod to be one yeat for revenue recognition. BxpendiJW"es generally are r~orded when a liJbility is iocmred, as under accniaJ acc~ting. However. debt ~e expenditures_, as well as expenditures related to COlllpi;llS8ted ahscnce:s, and claims and judgments arc recorded only W}\en tb,e . .liJbility has matured. Because the governmental FFS &U"e prcscnl:c:d on a different basis of' accounting than the GWFS, 59 City of Lubbock, Te:ras Noto to Basic Fin1nd•I Statements September 30, 2008 NOTE I. SUMMARY O:F SIGNIFICANT ACCOUNTING POLICIES (Continued) c. MEASUREMENT FOCUS, BASIS OF ACCOUNTING. AND FINANCIAL STATEMENT PRESENTATION CCootiouetll reconciliations are provided immediaiely following each fund stalemt:nt. These reconciliations explain the adjustments necessary to convert the FFS into the governmental activities column of the GWFS. Property taxes, sales taxes, franchise taxes, occupmcy W(t:S, grants, licenses, court fines, and int.crest associated with the cumnl fiscal period ,are all considered to be susceptible to accrual and have been recognized as revenues of the cum:nt fisc41 period. OnJy the po:rtioo of special assessments receivable due within the cummt fiscal period is considered to be suscepn.ble to accrual as revenue of the current period. All other revenue itexm are considered to be measurable and available only when the City receives cash. Fund Accounting The City uses funds to report its financiaJ position and the results of its operations. Fwid aceountiDg segregates funds accQrding to their inJended pwpose and is: desipd oo demonstrate lt:gal complianee aod to aid financial Qnagemcnt by segregating tnnsacticms related to certain govcrnnietttal functions or activities. A fund is a sepll.Iate-accounting entity with a self-balaocing set ofalXOUDts, which includes assets, liabilities, fund balance/net assets, reveniies and expendittm!s/expenses.. Gp't'enunenul F•undl are those through 'lw'bicb most of the govemmeutal functiona of the City are financed. The City reports two major governmental ·fuDds: 'The General Fund, as the City's primary operating fund, accotmiS for all financial resources of the general government. eic.cept those required to be a.ccounted for in another fund. The Governmental Capital Projeeu Fund accounts for financing and construction ofgovermnent capital projects. el(cept for North Overton Tu I:ocrement FinanciDg Reinvestment Zone (TIF) capital projects aod Gateway Streets Fund capital projects. Projects include public safety impr1:1vemQilts.. park improvemenbl, street improvemems, purchase and construction of municipal bw1dings, and major maintenance, repair, and replacement of public buildings and facilitie5. Enterprise Furuh arc used to account for operations: (1) that are :financed and operated in a manner similar to private business enterprises where the intent of the governing body is that 'the costs (expenses, including depreciation) of providing goods ot services to the general public on a CODtiuuing basis be financed or recovered through U$et' charges; or (2) where the goveming body has decided that periodic determination of revenues earned, expemes incurred. and/or net income is appropria~ for capital maintenance, public policy, raanagement control, accowitability, or other pw:po5es. The City reports the following major enterprise funds: LP&L accounts for the acti'lities of the City.owned electric production and distribution system. The Water Fund accounts far the activities of the aty·s war.er system. 'The Wastewater Fund accoUDts for the activities of the City's sllllitary -wastev.-ater system. The W"TMP A Fund accounts for the: activities of power g~tion and power brokering to member c1t1.es. Member cities include Lubbock with 92. 7% ownership, and Tulia, Brownfield, aod Floydada comprising the remaining 7 .3% ownenhip, 60 0 0 0 0 0 0 0 0 0 0 0 0 CD (I) 0 I 0 0 City of Lubbock, Teu.s Notes to Basic Financial Statements September 30, 2008 NOTE I. SUMMARY OF SIGNWICANT ACCOUNTING POUCIES (Continued) C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION (Continued) The Storm Water Fund accounts for the activities of the stonn water utility. The City reports the following non-major funds: Governmental Funds Speeial Revenue Funds~ used to account for the proceeds of specific revenue sourses (other than special assessments or major capital projects) that are legally restricted to expenditures for specified puq,oses. 'The Debt Service Fund is used to account for the accumulation of resources for and the payment of, gcncnl long-term obligation principal and interest (other than debt service pa~ts made by proprietary funds). The Permanent Fund is used to rq,ort rcwurccs that are legally restricted to the extenr that only earnings, and not principal, may be used for puq,oses that benefit the City and its citix.ens. The Cemetery Permanent Que FlDld accounts for interest earned on principal funds and authorized disbursements for cemetery mainlEDanee and improvemeuts. Capital Projects Funds are used to account for financial resources ID be used for the acquisition or construction of major capital improvements ( other than those recorded in the proprietary funds). Proprietan Fund•. distinguish operating revenues and ~s from non--operating items. Operating rev~nucs and expenses gcn~tally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the City's eti'.terpnse :fu.nds and of the City's internal service funds are charges to customers for sales and services. Operating expenses for enterprise funds u,,d internal service funds include the cost of sales and services, adminj,;ttative expemes, and depreciation on capital 1159ets. All revenues and expenses not meeting this definition are reported as DOD-operating revenues and expenses. Enterprise hnds a.re used to a.ccou:nt for services to outside ustt1 where the filll cost of providing services, including capital, is to be recovered through fees and charges, e.g., Lubbock Preston Smith lnt1:matiooal Aiipart (Airport Fund), Citibus (Transit Fund), Solid Waste, Cemetcr:y, md Civic Centers. Iofena) Suvitt F.i11d.s are used to account for services provided to other departmmts, agencies of the departments or to other govemment5 OD a cost rc;m:ibursemcnt basis (i.e., Fleet MaiD.tellance F'wld, Print Shop and Warehi>use Fund, Information Technology Fund. Risk Management, Health Benefits, and Investment Pool), D. BUDGETARY ACCOUNTING The City Manager submits a proposed operating budget and capital program to the City Council annually for the upcoming fiscal year. Public hearings are conducted to obtain citiun comments, and the budget is legally ena~ tbrvugh passage of an onlil:Jance by City Council. City Council action is also required for the approval of any supplemental appropriations. All budget amounts presented in the budget comparison statement reflect the otjginal budget and the amended budget, which have beeu adjusted for legally authorized supplemental appropriations to the annual budget during the fiscal year. The operating budget is adopted on 61 City of Lubbock.i Texas Notes to Basic Financial Statements September 30, 2008 NOTE I. SUMMAR¥ OF SIGNIFICANT ACCOUNTING POLICIES (Continued) D. llUDGETARJ ACCOUNTING <Coqtiouedl a b~is other than GA.AP for the General Fund, with the mun difference being that ~ital lease proceed.$ and related capital outlay are not budgeted. Budgetary control is maintained at the d.epamnent level in ·the following expenditure categoric:,.: pemmnel services, &upplies, other charges, and capital outlay. Management may make administrative tnilsfas and increases or decreases 'between ·accounts below the department level without Council apprQvu However, any transfer of funds between departmems, the legal level of control, shall be presented to Council for approval by ordinance before such funds can be trall$ferred between departments or expended. AU annual operating appropriatioos lapse at the end of the fiscal year. Capital budgets do not lapse at fisc.a.l )":Br end but remain in effect until the project is completed and closed. In addition to the tax levy for genetal operations. in accordance with State law, the City Council sets an ad valorem tax levy for a sinking fund (Oener1l Obligation and Certifkates of Obligation.Debt Servi.cc) which, with c.asb and investments In the. fimd, is sufficient to pay alJ debt smvk.e due durin,g, the fiscal year. :t. ENCUMBRANCES. At the end of the fiscal year, encumbrances for goods and se,:vices that have not been received are canceled. At the beginning of the next fiscal year, management reviews all open encumbrances. On October 1, 2008, the General Fund bad no s.ignificant amounts of open encumbrances. Equity in Cash and Investmenu ~ The City pools the reiOw:tes of the variom funds in order to facilitale the mamgemeru: of cub. and enhance investment earnings. Records are maintained wb.Ich reflect each fi.md.'s equity in the pooled ICCOllllt. The City's investments are stated at fair value, which is based on quoted market prices as of the valuation date. Cull Equivalenu -Cub equivalents are defined as sbart-rerm highly liquid iJivestmcnu that are J'Cadily couvcrtible to known amounts of casb aad have original marurities of three rmmlls or less when purche.scd. These investments present en insignificant risk of change in value due to changes in inmest rates. Investments -Invtstmen:ts include securities in the Federal Home Loan Ban.ts. Federal Home Loan Mortgage COiporation. Federal National Mor1g&ge Association. U S Treasury Notes, and Fann Credit Notes. Restricted invcstmenis include invesnnerus that have been .restricted for bond financed capital projcds and money restricted for cla.ilm in the Risk and HealUi Insurance Funds. Restricted investments also include funds that ha'Vt been restricted by bond OO'Venants for debt service requimnent5 and for i,asscnger ~ility charges. Preperty Tu Receivable -The valne of all real and business property located in the City is assessed ammally on Ianuary 1 in conformity with Subtitle E of the Texas Propeny Code. Property 'taxes ar= 1cvied oo October 1 on those assessed values and the taxes are due cm receipt of the tu bill, On. th_e. following Jammy 1, a tax lien attaches to pi~ t.o IM?CW'e the payment of all taxes. penalties, and inteEeSt ultimately i~. The tnes are considered delinquent if not paid before February 1. 'fherefare, at fiscal year end all property ~es receivable arc delinquent, but are secured by a tax lien. At the GWFS level. property tax revenue is rc:cognjzed upon levy. In govermnenJal funds, the City records property taxes receivable 1,1po~ hwy illld defers tu revenue. U!ltil the taxes are :collected ,or e;vailable. For each ·&~ year, the City recognizes .reverwe in me IU:t)Ount of taus collected during lhe }'ea( plus an estima~ of 62 0 0 0 0 0 0 0 0 0 0 0 C C 0 CD Cl) 0 City of Lubbock, Texu Notes to Basic Financial St.ate.ments September 30, 2008 NOTE I. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) I'. ASSETS, LL.\BU,ITIES, AND FUND BALANCE/NET ASSETS (Co.ntinued) taxes to be collc:ctcd in the subsequeot 45 days. The City allocates property tax revenue between the General, certain Special Revemte, and Debt Service Funds based on tax rates adopted for 'the year of levy. The Lubbock Central Appraisal District assesses property values., bills, collects, and remits the property taxes to the City. The City adjusts the allowance for uncollectible taxes and deferred tax revenue at fiscal year end based upon bist.orical collection experience. To write off property taxes receivable, the City eliminates 'the receivable and reduces the allowance for uncollect1l>le accounts. :Enterprise Funds Recei'val>les -Within the LP&L, Water, Wastewater, Storm Water, and WTMPA Enteiprise FUDds, services rendered but not billed as of the close of the fiscal year are accrued and this amoun1 is re:O~ted in the accolliltS receivable balances of ea.ch fund. Amounts billed are reflected as accounls m::eivable net of an allowance for uncollectible accounts. Inventories -Inventories CODSist of expendable supplies held for CODSUDlption. Inventories are valued using the a~ge cost method. of valuation. and are accounted for using lhe consumption method of accounting, i.e., inventory is p.xpem;ed when used rather than \Wen purchased. Prepaid Ite1m -Prepaid items ere accounted for under the consumption method. Mortgage Rece1\'ables -Mortgage receive.hies consist of loans made to Lubbock residents and busines.ses under the City's C.ommu;nify Developinent loau progiwn. These loans were originally funded through grants Teceived born the U.S. Departtnent of 'Housing al.ld Urball DeYelopment. Capital Asats and Depred:aiion -Capital assets, including public domain inftastructurr; (streets, bridges, sidewalks and other assets that are iJPJnoV3ble and of value only to the City) !Ir¢ de~ 8$ ~sets with an initial. individual cost ofmo~ than SS,000 and an csfuna~d useful life in ex.cess ofthree years, These capital assets are reported ill the GW FS and the proprietary fun&. Capital assets ~ recorded. at cost ox estimated histori~ eost if purchased or constructed Do.nated a.sstts are recorded at the estimated fair value on the date of doDtltion. Major outlays for capital asl:lets and improvements arc capimlizcd u the projects are constructed. The ccst of normal maintenance and repairs that do not add to the value of the asset or materially extend the asset lives are not c:apitalized. Major improvements are capitalized and depreciated over the remaining useful lives of the related capital assets. Depreciation is computed using the straight-line method over the estimated useful lives as follows: lnfrastructure/Irnprovemmts Buildings Equipment Water rights 10-50yean 15-50 years 3-15 ~ 85 years Interest Capitalization -Because the City issues gener:al-purpose capital nnprovem:ent bonds, which are recorded within the proprietary funds, the City capi~ interest costs for business---type activities and enterprise fund& according to~ F:ASB Statement No. 3'4 capitalizatiop oflnterest Cost aJ;ld.f'ASB Sfate(l'lent No. 62 c.apitalization of Interest Costs. The City capitalized interest of approximately $4,190,000 net of interest earned, for the business-type activities and the enterprise funds during the current fisca1 year. 63 City of Lubbock, Texas Notes to Basic Financial Statements September 30, 2008 NOTE I. SUMMARY OF SIGNU'lCANT ACCOUNTING POIJCIES (Condnued) F, ASSETS. LIABILITIES,.AND Fl1MJ BALANCE/NET.ASSETS (Continued) Fund Balances -In the fund financial statemeots, governmental funds report reservations of fund balance for amounts that are not available for appropriation or ue legally restricted by outside parties for use for a specific purpose. Designations of fund balance represent tentative management plans that ~ subject to change. · .Restricted Net Alletl -c.ertain enterprise fund and govemmental activities assets are restricted for debt and federal requirements; consequcntly, net assets have been restricted for these amounts. The excess of other restricted assets over related liabilities art. included as restricted net assets for bond indenture requirements and passenger facility charges. Use of Estimates -The preparation of financial stafflnents in conformity with GAAP requires management to mah estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and reported amounts of revenues and expenses/expenditures during the reporting period. Actual results could differ from those estimates. G. REVENUES, EXPENSES AND EXPENDITURES Interest Ineome on pooled cash and investments is allocated monthly based on the percenlage of a fund's six.- month rolling average monthly balance in pooled cash and mvestments to the total City-Vride six-month rolling average moDlhJy balance in pooled cash and investments. Bond Funds and other separate nonpooled cash are distnbuted to the fund where the cash and investment is recorded. Sales Tax Re'Yenue for the City results from en allocation of 1.5% of the total sales tax levy of 8.25%, which is collected by the State of Texas and remitted to the City monthly. The tax is collected by the vendor and is requited to be remitted to the State by the 20th of the IWDth following collection. The tax is then paid to the City by the, Friday foUowing the second Wednes:cby of the month. Grantllennue from federal and state grants is recognized as revenue as soon as all eligibility requirements have been met The availability period for grants is considered to be one year. loterf11Dd Transaetions are acc01llltcd for as revennes, expenditures, expemes. or othtt financing sources ot uses. Tran.98.ctions that comtitute reimbursements to a fund for expenditures/expenses initially made from that fund tbat are properly applicable to another fund, arc recorded es expenditures/expenses in the reimbursing fund and as reductions of expenditures/expe!ISt!S in the fund that is reimbursed In addition, transfers are made between funds to shift resources from a fund legally authorized to receive revenue to a fund authorized to expend the revenue. Compemated Absences consists of vacation leave and sick leave. Vacation leave of 10-20 days is granted to all regular employees dependent upon the date employed, years of service, end civil service status. Currently, up to 40 hours of vacation leave may be "carried over" to the next calendar year. The City is obligated to make payment upon retirement or termination for employees in good standing for any available, unused vacation leave. Sick leave for employees is accrued at 1 1/4 days per month with a maximum accrual status of 200 i:1$:ys, After 15 years of continuous full time aenice for non-civil service p~nnel, vested sick leave is paid on retireinent or termination at the current hourly rate for up to 90 days. UPQ:n i;etirement or termination, Police Civil Service Personnel are paid for up to 90 days accrued sick leave after one year of etnployntent. Firefighter Civil Sen-'ice Personnel are paid for up to 90 days of .accrued sick leave upon retirement or 64 0 0 0 0 0 0 0 0 0 .0 0 City or Lubbock, Texu Notes to Basic Financial State)Dents September 30, .2008 (!;) NOTE I. SUMMARY OF SIGNIFICANT ACCOUNTING P-OLICIES (Continued) G. @VENUES, EXPENSJtS ~D EXPENDITURES {Continued) a 0 0 0 0 termination, The Texas Civil Service laws dictate certain bencti~ and penonnel policies above and beyond those policies of the City. The liability for the accumulated. vacation and sick leave is recorded in the GWFS and in the FFS for .Pr()J>~ry fund ep:iployee, wheJl earned. The liability is recorded in the governmental FFS to the extent it is due and payable. Post Employment Beneftts for retirees of the City include the option to purchase health and life insurance benefits at a subsidized premium. Ho~er, employees that retire with 15 years of service or Civil Service employees that retire who have a sick-leave balallce in excess of 90 days will be able to elect to 0011tinue receiving medical coverage in :full 30-day periods for th£ term oftbe ba]ance of their sick leave. Amounts to cover premiums and administrative costs, with an incremental charge for re!lerVe fundio,g, are determin~d by the City's health care administrator, Emplo)'CI" contributions arc funded on a pay-as-you-go basis and approximatM $2.3 million for FY 2008. 1bese contributions are included in th£ amount of imurance expen,e reflecred in th£ financial activity reported in the Heakb Benefits fntemal Service Fund. e. NEW PR.OUNCEMENTS The City will implement the followmg new financial accounting and reporting standards issued by the GASB. • Statement No. 49, "Accow:rting and Financial Reporting for Pollution Remediation Obliga- tions:' The requirements of this statement are effective for FY 2009, but the effect of implementing the statement is unknown. • Statement No. 51, "Accounting and-Financial Reporting for Intangible Assets." The requirements of this statement are effective for FY 2010, but the effect of implementing the statement is UDknown. I. CHANGE JN ACCOUNTING PRINCIPLES Effective October 1, 2007, the City implemented the followmg new ~ial accoUDting and reporting standards issued by GASB: • Statement No. 45, Accounting and Financial Reporting by Employers for Postemploymmt Benefits other than Pe:nsiom. Statement No. 45 establishes wiiform finaD.cial reporting standards for other postemployment benefits (OPEB) plans, improves the relevauce and usefulness of finaneiaJ repotting, and supersedes _portions of stal:eJnetlts No. 12 and 27. The fmancial impact of the implementation on the City during the year is discussed in Nore lll. P. • Statement No. 50, Pension Disclosures. Statement No. 50 amends the note disclosure and required supplementary information standards of S~teznePts No. 2, and 27. The pension footnote dnclo~ ~ discussed in Note: W. E. NOTE II. STEW ARDSBIP, COMPLIANCE AND ACCOUNTABILITY A. RESTRICTED NET ASSETS Restricted net assets are only used for their intended purpose. For the majority of projects funded by tax 0 exempt debt proceech, the debt proceeds are used fint. followed by unrestricted resources. 0 65 City of Lubbock, Texas Notes to Buie Financial Statements September 30, 2008 NOTE Il. STEWARDSHIP, COMPLIANCE AND ACCOUNTABILITY (Continued) 8. GENERAL FUND BUDGET COMPARISON The Gem:ra1 Fund FY 2008 amended budgeted expenditures and traosfers out were $122,506,503 and actual expe:ndib.lles and tmnsfers out were $122,874,160, a difference 0£$367,657. NOTE IlL DETAIL NOTES ON ALL .ACTIVITIES .AND FUNDS A. J!EPOSITS AND INVE-STMENTS Depollts On Septembe,: 30, 2008, the bank balat1ee of the City's dq,osits WBS S3,018,670. All of the bank bBlances are covered by federal. depositocy insuraneo ot o.re fully collateralized. Custodial credit risk is the risk 'that in the event of a bank failure, a government's deposits may oot be r-etumed. The City's deposit policy for rustodial credit risk requires compliance with the provisions of Texas Public Ftmds Investment Act. State law requin=s col.lateralization of all deposits 'With federal depository msll11UlCe, eligible securities, or a surety bond bavi.og an aggregate value at least equal to the amowrt of the deposits. The City's Investment Policy requires the minimum collateral level to be 102% ofmaiket value of principal and accrued interest. At Scptclllbex 30, 2008, benk balances were exposed to custodw credit risk as foUmw: Insured Uninsured and uncollatenilized Uninsun:d and collateral held by pledging financial institution Uninsun:d and collateral held by plediUli finBncial institution's trust department or agent in other than the City's name S 750,000 2,268,670 S 3,018,670 lu.¥e5tments At September 30, 2008, the City bad the following investments and maturities: September30,l008 Maturltla in Yan i... Type Fair Value TILaa 1 1-S Moaey Markets S 21,S20,865 S 21,520,865 s - Fedc:ral Home Loan Banks 72,100,888 37,685,274 34,415,614 Federal Home Loan Mortgage Corpontion 22,026,380 9,011,960 13,014,420 Federal Nlllional Mortgage Associarion 9,240,630 5,035,630 4,205,000 F81lll Credit Note IS,012,510 6,987,510 8,025,000 US Treasury Note l.S0,797 150,797 State lnveSb'neTlt Pools • ~Z,227,.S23 2§7,927,523 lia7 222~23 i~iB mt ~~2 S~266003~ •state Investment Pools arc considered investments for financial reporting. 66 a 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 City of Lubbock, Texas Notes to Basic Financial Statements September 30, 2008 NOTE m. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) A. DEPOSITS AND INVESTMENTS (Continued) Interest Rate Risk -As a means of limiting its exposure to fair value losses arising from rising interest ratei, the City's investment po1icy limits investments to those that can be held to maturity and by limiting final maturity to no more than five (S) yeaa. The money market accounts and investment pools are presemed as an investment with a maturity of less than one year becau.w they are redeemable in full immediately. Credit Risk -Credit risk is the risk that the issuer or other counterparty to an investment will not fulfill its obligations. The City's polley allows iDvestmcnt in direct obligations of and other obligatiom guaranteed as to principal of the U.S. Tr.easwy and U.S. agencies and instrumentalities with the exception of mortgage backed securities. It allo~ obligations of investment in the State ofTexa.9 or its agencies and obligations of states, agencies, counties, cities, and other political subdivisions rated not less than A or its equivalent It may also invest in fully collateraliz.ed repurchase agreements, fully collatcralized certificates of deposit, conmiercial paper 3nd bank acceptances with a stated maiurlty oi 270 days or fewer from the date of issuance, AAA-rared, ,io-load tnoney ;market mutual funds regulated by the Securities and Exchange Commission, and AAA-rared, conswrt dollar investments pools authorized by the City Council. At September 30, 2008, Standard & Poor's rated the investment pools and the money Diarket mutual funds AAAm. The senior unsecured debt for investments in FNMA and Fill.MC are rated AAA by Standard & Poor's and Aaa by Moody's. Cmtodial Credit Risk -For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investment or collateral securities that axe in the possession of an outside party. The City requires that deposits and ~urcbase agreements be held in an institutioq that has a minfm1m collateral level of 101.% of the matket value. FFCB, FHLB, Flll..MC, and FNMA investments are held in the City's name in third party safekeeping by a Federal Reserve member financial institution designated as a City depository. The City shall maintain a list of authorized broker/dealeJ'& and financial institutions, which m approved by the Audit and Investment Committee for investment purposes. Concentration of Credit Risk -The City places limits on the amount that may be invested in any one issuer with the exception of United States Treasury obligations. As of September 30, 2008, the City's investmcllts constituted the following percentages of total investments: lnnmnent State Investment Pools FHlB FHLMC Money Markets FFCB FNMA U.S. Treasury Percentage tiS.67 17.67 S.40 5.28 3.68 2.26 0.04 Foreign Currency Risk -This risk relates to adverse affects on the &ir value of an investment from changes in exchange rates. The City bas no foreigzi cu:crency risk. 67 City or Lubbock, Texas Notes to Basic Financial Statements September 30, 2008 NOTE m. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Con.tinned) B. INTERFUND TRANSACTIONS Interfimd balances, specifically the due to and due from other funds, are short-term lollJlli to cover temporary cash deficits in various funds. This occasionally ocC\m prior to bond sales or g,:ant reimbUISelDell1s. These outstanding balances are rq,aid within the following fiscal year. Intafund ha.lances. specifically advances to and from other filods, are longer-term loam to cover Council directed .iJitemal financing of cettlin projects. At September 30, 2008 the City had $12,938,877 in internal fl.llllDCUJg. These balances are assessed an interest charge and are repaid over time through operations end transfers. The following amounts due to other funds or due from other funds, including advances, 11re included in the fund financial statements (all amounts in thousands): Interl'lmd Recelvabla (Tbo1111111ds) Governmental Funds Proerie1a2: Funds laC.rfllDd Payablts (Tbo11u.nds) Nonmajor Nonm1jor General Governmut WTMPA F.nterprite Tolals Govern~ml Funds: N onmajor Governmental s 1,4()1) s 152 s s S12 s 2,073 Proprtetuy Funds: LP&L 9,009 9,009 Nonmaiior Enteiprise 1,857 1,857 Totals $ 3,266 5 152 s 9,009 s 512 s 12,939 Transfers include 1) debt service paymenls made from tbe debt service fund. but funded from an operating fund; 2) subsidy transfeis from wuestricted funds; and 3) transfen to m>ve indirect cost allocations, payments in lieu of taxes (PILOT), and fraru::hise fees to the general fund or other funds as appropriate. The following intcmmd transfers are reflected in the fund financial statemcms (all amounts in thoUWlds): 68 0 I 0 0 0 0 01 0 0 0 0 C 0 0 0 0 0 0 City of Lubbock, Texas Notes to Basic Financial Statements Septembe.r 30, 1008 NOTE m. DETAIL NOTES ON ALL ACI1VITIES AND FUNDS (Continued) B. INTERFUND TRANSACTIONS (Conttpued) F11md1 Prop rfemr)' r 111ul1 lnterfund Trand'en Govt. Nonmajar Waste-SIDnn-NomTl.;or htemal In: (Tho111and1) General cae1a1 0oVI Electric Water water wall:r En!!Eri• Service Go,ernautal F.ao: Gaicral Fund s -s -s 3\S S 1,796 SS,987 $2,894 S 1,066 s 3,624 s 2,047 Govt. Capital Projccll 759 25 12.S 110 N onmajor Govcmmental 221 1,444 5,729 P roprlenry Funds: LP&L 1,013 514 400 200 Wiler 282 128 Wastewater 30 WTMPA 614 N onma;or Ent.erprise 4,137 347 35 lntenial Service 321 Totals S 6,130 s 1,469 S 7).77 $2,410 S6,387 $3,094 $1,066 s 3.877 s 2,513 Net lranSfers on the GWFS emounted to $4,703,317 from govemmenml activities to business-type activities. In FY ZOOS the Civic Centen Enterprise Fund wm. created and $12,299,69Z in capital ~ets net of long-term liability was contributed from govemmental funds. 1.0 the Civic Center Enterprise Fund This was netted agemst transfeni of indirect co,t allocations and Pll.OT transfers from business-type .activities to govemmental activities. C. DEFERRED CHARGES The total deferred charge of $2,811,110 in the LP&L Entetprise Fund tepr~ an advertising contract with the United Spirit Arena. The advertising (and amortization.) began. with the open.mg of the sports arena in fiscal year 2000 and will continue for 30 years. 69 Tolals Sl7,729 1,019 7,394 ,1 2.\87 410 30 614 4,519 321 $34,223 City of Lubbock. Texas Notes to Basic Financial Statements September 30, 1008 NOTE m. DETAil.. NOTES ON ALL ACTIVITIES AND FUNDS (Continued) D. CAPITALMSETS Capital SSMlt ac:tivity for the year ended September 30, 2008, was as followa: Primary Gonrnment: Govenu-tll Adid:i.111 .... i. Balance Jncra.1• DecnalN9 Capital A,etll Not Depnd1ttd: Land $ 9,056,284 $ 1,216,338 $ 1,238,454 CGnstruction in Progn:ss 40,759,945 42,,767,016 16,711,163 Tc,1aJ Capilal Assets Nat Deprcwud 49,816,22'.J 43,983.354 17,949,617 Capital As11tl Depnciateda Buildings 65,604,748 148,293 21,352,638 lmprovemeMS Ofter than Buildings 231,108,.317 19,979,475 4,264,979 Machinsy and Equipm:nt Ql,762,6'6 7,8(111656 12,382,438 Total Capial Assets Deprecia11d 365,475,721 27,935,424 38,000,055 Less ~cnmlllattd Depredation: Buildings 33,575,928 1,784,067 14,100,591 lmprovennta 01hcr than Buildinp 119,815,172 9,505,742 2,795,500 Me.di in sy and Equip m:nt 48,2211912 6,6671058 8,616,434 Total Amimulated [)q)recill:ion 201,613,012 17,956,867 25,512,525 TOlalCapial AssetsDeprec:iued, Net 163,862, 1(1) 9,978,557 12,487,530 Governmental Activities Capital Assets, Net s 213,678,938 $ 53,961,911 $ 30,437,147 Dqm:ciatioD expcose was charged to fimctionslprogrum o( the go-vemmental activities as follows: Govcrrn:nentll acrivities: Ad IIDJ\lstratrve Service a and Gmeral Govcmmen t Community Scrvi:es Cwmal and lka"ealion Sctvm Economic and Bm;inca Devdopmcnt Fin: Health 01hcr Pllblic Safety Police Stn:tn and Traffic Intanal Service Funds Tola.I deprec:laton expense -sovemmental activities Transfer in 'ti accumulated depreciation -govemrrental activities Increase in accWllllltm depJtCiatian -~ actirities 70 $ 524,279 138,044 3,245.553 481,235 1,359,866 313,159 532,832 2.S45.S51 7,771,812 265,779 17,178,110 778,757 S 17,)56,867 0 0 0 Eada.- Bab.nus $ 9,034,168 6~815.798 0 75,849,966 44,400,403 246,822,813 641187,874 0 355,411,090 21,259,404 126,525,414 0 4~272,536 194,057,354 161.353,736 $ 237,203,702 0 0 0 C a 0 0 0 0 0 0 City of Lubbock, Texas Notes to Basic Financial Statements September 30, 2008 NOTE m. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) D. CAPITAL ASSETS (Continued) Business-type Activities Beginning Balan~ Jntteues Decreases Caplcal Allffl Not Depreciated: Land s 31,962.807 $ 1,.238,453 $ 89,122 Conmucrioo in Progress 90,515,665 61,225.550 24!067,811 Total Capital Assets Not Depreciated 122,478,472 62,464,003 24,156,933 Capital Aaets Depndated: Bui\ding,i 98,005,752 22,755,074 lmpro'ffltlents Other than Buildings 769,665,416 25,525,413 2,569,115 Machineey and Equipment 166,693,910 19,712,468 6,447,317 Toti! capital As,ets Depreciated 1,034,365,078 67,992,955 9,016,432 l...eD Accumulated Depreciatioa: Buildings 35,546,976 17,063,888 Improvem:nts Other than Buildiags 293,396,223 22,518,048 694,486 Mecltinery and Equipment 89,834,350 15,183,983 6,244,299 Total Ac:cumwated DepRciation 418,777,549 54,765,919 6,938,785 Total Capital Assets Depreciated, Net 615,587,529 13.227,036 2,077,647 Busi.ne.sirtype Activities Capital Asselli, Net $ 738,066,001 $ 75,691,039 $ 26,234,580 Depreciation expen.,e was charged to fimctiom/programs of the buaiot,a-cype activities as follows: But11inea&-1)'pe Activities: LP&L Water Wastewater Stormwatc:r Solid Waste Airport Transit Civic Centers Cemetey I ntemal Service To111l dcprecia.mn expense. business-type actimes Tran,fe,-in ID 1<CU1D1laccd depreciation• businesMYJ.IC activities lnaeasc in acclllilll la.red dep rec iaion -business-type activities 71 $ 9,599,079 8J87,182 5,432.048 1,274,719 4,233,675 4,205,461 1,509,962 813,674 18,055 57,779 35,531,634 19,234,285 S 54,765,919 Ending Balances $ 33,112,138 127,673,404 160,785,542 120,760,826 792,621,714 179,959,061 1,093,341,601 52,610,864 3 IS,219, 785 98,774,034 466,604,683 626?36,918 $ 787,522,460 City orLubboek, Texas Notes to Buie Fia,ncla1 Statements September 30, 2008 NOTE m. DETAD.. NOTES ON ALL ACTIVITIES AND FUNDS (Continued) D. CAPITAL MSETS (Coptinued) Construction Commitmentl 1b.e. City of Lubbock has active consttuclion. projects at fisc:al year end. Water Projects include the acquisition oftbe right"f..way necessary far the CODSINCtion of 11. pipeline to mzupc,rt water from the Lake Alan Henry reservoir ID die Cily. .ADOlber project relaced to bringing Lake A.Jan Hemy Odline are t:OSIS associated 'With the final design of an in.tab pump station, a 6S mile transmission line, trammission pump stations, and a 24 million gallon per day water treatment plant Wastewater projects include the design and construction for plant improvements to the Southeast Water Reclamation Pbmt. 1bcse improvements will praduce stream quality cfllueat to be discharged into the North Fork ofthi: Double MountaiD. Fork of the Brazos River for potential reuse. Construction of Fire Station 1¥17 has begun. This new fire station will maintain the current service level of our fire protection services throughout the cily. Wotk continued on a Gateway Street Project that will consttact a T ·2 tborough&re stn:et: on BnkiDe Street from Fraattbcd to Salem. The completed i-o,icct will provide for three lanes of traffic in each direction plus a cominuous left tum lane. Projeds Commitments Si!Bt-to-Datc Commltl.ments Governmental Capital Projects s 92,714,556 $ 56,632,482 $ 36,082,074 TIF Cllpital P,ojedB 38.520,171 l 7,106,456 21;413,,71S G 111:ewe:y S~ec PtCJj«:ts 26,795,200 3,443,571 23,351,629 LP&L 21,497,813 17,341,462 4,156,351 Water 89,249,756 40,63S,81)J 48,613,948 Wastewater 87,688,073 30,488,082 57,199,991 SolidWaae 3,503,900 818.893 2,68S.007 Airp<>rt 23,157,941 13,097,475 10,060,466 Stmmwater 56,729,500 45,744, 1 (,6 10,985,334 Internal Ser.ice Fund 1,600,000 835,799 764,201 Total $ 441,456,910 s 226,144,194 $ 215,312.716 E. RETIREMENT PLANS Each qualified employee is included in one of two retirement plans in which the Cily participates. These arc the Texas M1111icipal Rctuemcat System and the Lubbock Fire Pcmi.on FUDd. Toe City does not maintain the accouoting records. hold the bm:stmmts or admioisla' cuber retirement plan. Summary of significant data for each retin:nmt plan followa: TEXAS MVNICIPAL RETIREMENT SYSTEM (fMRS) Pbm Deacrlpdon Toe Cily provides pension benefits for all of its fiill..time employees (with the exception of firefighters) through a non-tnditiona.1, joint contributory, hybrid defined benefit pl.au in the state-wide TMRS, an agent 0 0 0 0 0 0 0 0 0 mukiple-employer public eq,loyce retiremmt systan. 0 TI 0 0 0 0 0 0 0 0 City ofLabbotk, Texas Notes to Buie Financial Statements September 30, 2008 NOTE Ill. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) E. RETIREMENT PUNS cc ontipued) Benefits depe.11d upon the-sum of the employee's contributions to the plan, with interest; and the City-financed mone1my cmlits, with interest At the date the plan began, Jhe. City granted monetary credits for service rendered before the plm beg,m of a lheQretical amown-eqQa.1 to two titiles whit would' have been contributed by the employee, with interest. -prior to establiabmenl of the plan. Monet::ary credits for service since the plan began are a per~ent (lOOo/4, lSOo/o; or 2000/4) of the employee's a,Cqi,IIDUlatt:d contn'bution.s. In addition. the City can gram. as ofml as annually,. another type of monetary credit referred to u an: updated service credit which is a l:beoretical amount which, when added to the employee's accumula~d contn'butions and the monetary credits for servi~ since the plan began, would be the total monetuy credits and employee c:ODtnoutions accumlllated with interest if the current employee contn'bution rate and City qtdtiQg percent bad always been in existence and if the empl~yee's salary ha~ always been the ~it of Im sa~ in die, last three years that are one~ before the effective date. At retirement, the benefit ,s c-alculated as-if the sum of the employee's accunmlated contributions with interest and the employer-financed IDO?letary credits with ·interest WCR med to purclwe an annuity. The plan provisions are adopted by City Council, witbii'I the optiom available m the Slate statutes governillg TMRS end within the actuarial COil.!itmin~ also in the statutes. Members cen retire at ages 60 and above with 5 or more yeus of service or with 20 yeani of service regardless of age. A member is vested after S yea.rs. Contributions The contribution rate ror employees is 7% and the City matchillg ratio is currently 2~to-1, both as adopted by the City Council. Under the State. law governing TMR.S, the actuary annually determines the City contnbution rate. This rate consists of the normal cost contribution rate and tbe prior service cost cantnbution nte, both ot which are calculated to be a level percent of payroll from year to year. The normal cost contribution mte finances tilt currently accruing monetary credits due to the City matching percent, which is the obligation of the City as of B.ll employee's Rt:imncnt date, not at lhe time the employee's contn'butio~ 1,1e made. The nonnal cost contribution rate is the actuarially determined percent of payroll necessary to sawfy 1he obligation of the City to each employee at the time bis/her retirement becomes effective. The prior service contnoution rate amortizes the unfunded (overfundcd) actuarial liability (asset) over the remairuw of the plan's 30-year amortization period. The projected unit credit acruarial cost method .is used fOl" determining the City contribution rate. Both the employee$ and .the City make contnb utions U10Dthly. Smee ·uie City oeed.s to know iCs -contnbntion rate in advance for budgetaey pw:poses then: is a one~ year delay between the actuarial vduation th@t serves as the basis fur the .rate aod 1he calendar yev whell die rate goes into effect (i.e. December 31, 2007 V1luation ~ etfective for ra~ bfpnmng, JID\lacy 2009). Actuarial Assumptions The actuarial asSWDptiom for tilt December 31, 2007 vawatiom ~ u follows: Actuarial cost method: Amortization method: Remainillj amonmtion period: Aasct valuation mcdiod: Investment me of rerum: Projected salary increases: Includes inflation at: Cost o!Living a4justmenl5: Projected unit credit Level percent of payroll 30 years-closed period Amortized cost 7% Varies by age and service 3% 2.1 % (3% CPI) 73 City o.f Lubb~ Tes:as Notes to Basic Financial Statemena September 30, 2008 NOTE lIL DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) E. llTJREMENT PLANS {Cootfnued) Payroll Gro'M:h Withdn!.wal rates for Male/Female 9/30(06 9/30(07 9l30IOB Aaaulll Pnli.t111. CGlt S 10,904,031 10,903,717 11,369,691 3% Mid/Mid Peruntqe otAPC Coatrlllaled 100 100 100 so 0 0 As of December 31, 2007, the most recent actuarial valuation date, the plan was 61.4% funded. The actuarial accrued liability for benefits was $326.0 milli°°". and the actuarial value of assets was $200.0 million, l'eilllring in en unfunded a.ctuarial accrued liability (UAAL) of $126.0 million. The covered payroll (annual payroll of active employees oovered by the pla.11) was S70.9 miltion, and the ratio of the U AAL to the ~overed payroll was l77.5%. llu: scm:dole of funding ptQgress, pn:sented as required supplementary imoonatiou r oJfowing tho notes to the fiuaocial statements, wiU present multiyear trend infonnati<>n about whether the actuarial value of plan a.ssets is increasing or d~iD& OVet" time re.lative to :the ~~1 ~ed liabilities for benefits. The City of Ll.lbbook it one of827 mwticipalities having che benefit plan idministeted by TMRS, Each of the municipaEties bas an. azmual, individual aQiuarial valuation performed. All assumptfons fortbe December 31, 2007 valuations are contained in the 2007 TMRS Comprehensive Amwal Financial Rt:;port. a copy ofw.bich may be obtained by vmtiDg to P.O. Bo:x. 149153, Austin, Texas 7871 4-9153. LUBBOCK FIRE PENSION F1JND (Lll'PF) Plan Daalption The Board of Trustees of the LFPF is the administrator of a single-employer defined benefit pension plan. This pension fun4' is a trust fund. It is reported by the City as I related -0rganizaticm and is not coJJSidc:red lO be a put of the City financial n,porting entity. Firefight~ in the l:abbock !Fire Dc,partment are covered by dte LFPF. 0 0 0 0 0 0 0 0 The LFPF provides setVice retirement, death, disability and withdrav.al benefits. These benefits fully vest after 20 years of credited service. A partiAlly vested benefit is prO'\,ided for firefighters who tmminate employment with at least 10 but less than 20 years-of service. Employees may retire at age 50 with 20 )'P,8IS of service. A reduced early service n:!:itement benefit is ptovided for employees who terminate employment Vritb 20 or more )'CU!l of servk;e. The l.FPF Plan, eff~c:tive December 1, 2005, provides a monthly normal service retirement 'bcn~fit, payable in a Joint ~ Two-Thin;ls to Spo\l.Se fonn of lUIIluity, equaJ to 68.92% of O fmal 48•month &\t~e salal:)i pfus $335 0$ per mmth for each ~ of service in e~ess of 20 ye~ A firefighter has the option to participate in a Retroactive Deferred Retirement. Qption Plan (RETRO DROP) Wbfoh:provides-·a lmnp sum benefit and a reduced &llDllity upon termination of eq,loyment. .F.imfigbters IDllSl be at least 51 years of age with 21 years of service at the selected "RETRO .DROP benefit calculation date" (which is prior to date ofiemployment t:el'l:rllllBtioD). 'Early RETRO DROP with benefit reductions is available O 0 C 0 0 0 0 City or Lubbock, Texas Notes· to Basic Fioanci-1 St.temeots September 30, 2'008 NOTE Ill, DETAIL NOTES ON AIL ACTIVITIES AND FUNDS (Condnued) E. RETIR:EME;NT PLANS (Continued) at age 50 with 20 years of service for the selected "early RETRO DROP benefit calculation date". A Partial Lump Sum option is also available where a reduced monthly benefit is determined based on an elected lump sum amouot such that the combined present value of the benefits under the option is actuarially equivalent to that of the normal form of the monthly benefit. Optio:oal forms ll{C also availabl~ at 'r'8I)'ing levels of surviving spollSC benefits instead of the standard two-thirds form. There ~ no provision for auton1atic postretirement benefit increases, LFPF bas the authority to ptOvide, and has periodiaally proVJded for in the past. ad hoc postretirement benefit :increases. The benefit provisions of this ~ are authorized by the Texas Local Fire: Fighter's Retirement Act (TLFFRA). 'Jl,FFRA provides the authority and procedme to amend benefit provisions. Contributions Required and Contril>ulioos Mad«: The contribution provisions of this plan are authorized by 11.FFRA. TI.FFRA provides the authority and procedure to change the amount of contributions determined as a percentage of pay by each firefighter end a percentage of payroll by the City. While the actual oontnbuti.on rates arc not actuarially determined, state law requires that each plan of benefits adopted by LFPF be approved by an eligible actuary. The actuary certifies that the contribution commitment by the firefighters and the City provides an adequate financing arrangement Using the entry age actuarial cost method, LFPF's nonnal cost contnbution rate is determined as a pm:ci:imge of payroll. Th£ excess of the tolal contnbution rate over the nonnal cost contribution rate is used to amortize LFPFs umunded actuarial accrued liability ((JAAL), if any. and the DllDlher of years needed to a:imrtize LFPF's unfunded actuarial liability, if any, is detennined using a le.vel _pe~ge of piyrc,:,11 ~Ui.()d. The costs of administering the plan ,are fiwwced by LFPF. Annual Pension Cost For the :fiscal year ended September 30, 2008, lhe City Annual Pension Cost (APC) for the LFPF was equal to $3,889,208 as descnbed in item 4 in the table below. Based on the results of the December 31, 2006 actuarial valuation of the Plan effective December 1, 2005, the most recent biennial actuarial valuatioo. the Board's actuary found that the fund bad an adequate &ancing ammgem=t based on the current level of the firefigbter contribution rates and on the assumedavera,ge of City contnbution ;rat.es. The funding policy oftbe Fllfid requires firefighters to contnbu~ 12.43% of pay. The City contributes based on a foJlllUla whkh ~es the City's contribution rate to fluctuate from year to year. The December 31, 2006 actuarial valuation usumes that the City's contnbutiODS will avemge 19.75% of payroll in the future. The Annual Required Contnbution (ARC) by the City for the fiscal year ending September 30, 2008 were based on the results of the actuarial valuations as of December 31, 2004 and as of December 31, 2006 using 0 the entry age actuarial cost method and were detcmrined in compliaru::e with the GASB Statement No. 27 parameters. The actuarial methods and assumptions used for these two valuations as follows: 0 75 City or Lubbock, Texas Notes to Basic Fin andal Statements September 30, l008 NOTE m. DET All. NOTES O'N ALL ACTIVITIES AND _FUNDS (Contillued) E. RETIREMENT PLA.1'-iS, (ConUauat) Valuation Date Actuarial cost method Amortization method Amortiz:stion period of ARC :\s.,et valuation method Actuarial assumptions: lnvmment return Projected salary inaci.scs lnilation Cost--of-living increase Payroll increases ARC as ·percent of payroll 12'31/2004 Entry age Level percent of payroll, gpen 21 years -5-year adjusted market value 8% 4% plus promotion and longevity 4% 0% 4% Budget rates 12'311'2006 Entry age Level percent ofpayrol~ open 30 years .S•year adjusted marlcet value &% 4%plus punmon and longrnty -4% 0% 4¾ 20.42% The following shows the development of the Net Pension Obligation (NPO) as of September 30, 2008 I. Annual Required Contributions (ARC) 2. lntereSt on NPO 3. Adjustment to ARC 4. Annual Pension Cost (APC) S. A.Qtual City conrribvtiOlls nwlc 6. I:n~ (Decrease} i'1 NPO/(W!lt) 7. N'PO/(asset)· at October l, 2007 8. NPO/(assc:t) at Sei,tcrnbt!t 30, 2008 S 3,908,048 (68,985) 50145 3,889,208 (JW>,.468) 481740 (86~ll) $ (813,S71L furthel details concerning the rmancial position of~ LFPF and tbe l:ates.t actuarial valuation are available by contaotina t~ Board of Trustees, LFPF, City ofL~bbock, P.O. Box 2000, Lubbock, Texas 79457. A stand- tlone ncanoial repon is available by contacting the :i.FPF. FualYear Eoded 9/30/06 9/30/07 9/30/08 Trend Information Allllul Pemio• Cost(APC) $ 3,208,595 3,530,944 3,889,208 Percentqe el APC Contributed 100.0% 98.4 98.8 NetPenaiPn Obligation (Asset} $(920,722) (862,311) (813,571) As of December 31, 2006, the most recent actuarial valuation dB.ti; the plan was 84% .funded. The actuarial aecrued liability for benefits was SJ64.4 million, and the actuarial value of assets w:as $138.J million. resulting in an unfunded actuarial acaued liability (UAAL) of S26.3 million. Tbe covered pa)Toll (11111ual payroll of active employees coveted by d:ae plan} was $)7.3 million. and the ratio of the UAAL to die oowred payroll was 152.1%. The schedule oJ:fundmg progress, presented .a,.s required supp emenmry lnforma·tion following the notes to the financial statements, will :present mriltiyear Jtend information about w~ the actuarial value of plan DSsets is mcrea.i;ing or decreasing over time relative to the .achwial accrued liabilities for benefits. 76 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 () City of Lubbock, Texas Notes to Basic Fintmti-1 St•tements September 30, 2008 NOTE III. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) F. OTHER POST EMPLOYMENT BENEF1TS (OPEB) Plan Description: The City sponsors and administers an informal single-employer heiutb/dental plan. Texas 1t.a1Ute provides that retirees fiom a municipality with a population of 25,000 or more and that receive reti:rem,enl bcniefits from a municipal :retirement plan are entitltd to purchase continued health benefits coverage for the person and the person's dependents unless the person ts eligible for group health bcnefi.15- coverage through anolher employer. The St.ate of Texas has the authority to establish and amend the requirements of this statute. The City does ·not issue stand alone financial staletl]Cnts of the healtb/den'tal plan, however, all required information is presented in this report. Fu,uling Policy: The contnbution requirements of plan mcrnbcrs .are established by the City and may be amended as needed. Retiree medical/dema1 coverage levels for retirees is the same as coverage provided to active City employees in accordance with the terms and conditions of the current City Benefit Plan. Employees who retire with 15 or more years of service or Civil Service employees that retire who have a balance in excess of 90 days sick leave are eligible to continue receiving medical coverage in full 30 day periods for the 'tenn of their sick leave balance. The City contnbutes 33.89% to 58.83% of the monthly premium for the retiree only health premium and 7 .88% for the retiree only dental premium. Plan members may purchase retiree health/dental care coverage for eligible spouses and dependents at their own expense and receive a benefit fiom the blended premium rate from all of the employees participating in the City's health inslll'IUlU plam. The City is not required to maJce contributions to the plan on behalf of the retirees and funds the plan on a projected pay-as-you-go financing method. The plan has 499 active participants who pay monthly premiums between 5272/$22 (medical/denttl) for single coverage and ($320/$27) medical/dental for family coverage. Annual OPEB Cbst fl!ld Net OPEB Obligaoon: The City's annual OPEB expense is calculated b~ on the amrual required contn"bution (ARC) of the employer, an ·amount acruarially detennin.ed in accordance-with the parameters of GASB Statement 45. The ARC represents a level of funding that. if paid on an ongoing basis, is projected to cover normal cost each year and amortiz.e any \]Il'funded actuarial liabilities over a petipd not to exceed. thirty years. The follc;i,wing table shows the components of the City's. annual Ol>EB cost for the year, the amount actually contributed to the plan, and chl,.nges in 1be City's net OPEB obligation: AmwBl required contnbuti.on Interest on net OPEB obligation Annual OPEB Cost Total amrual employer contribution (pay-as-you-go) [ncrease in net OPEB obligation Net OPEB obligation-beginning of year Net OPEB obligation -end of year S 6,636,899 6,636,899 (2,281,379} 4,355,520 S 4.355.520 The components of the ARC ca1culation reflecting a 30 year amortization period is as follows: Normal Cost Amortization of transition obligation Interest cost ARC 77 $3,221,541 3,415,358 S 6.636,899 City of Lubbock, Tuas Now, to Basic Financial Statements · September 30, 1008 NOTE m. DE'tAIL NOTES ON ALL ACTMTIES AND FUNDS (Continued) F. OTBEllPQST EMPLOYMENT BENJ;Ql'S CConfloneitl The City's annual OPEB cost. the percentage of annual OPEB cost comnbuted to the pl.en. and the net OPEB obligation for 2008 is as follows: FitcaJ Year Ended 09/30/2008 Annual OJ'EB Cost $6,636,899 Perceatage or Aaaual OPEBCosl Contributed 34.4% NetOPEB Obligation $4,355,520 Funded Status and Funding Progress: As of October 1, 2007, the amt ~cnt actuarial valuation date, the plm was not funded, The actuarial accrued liability for benefits was $81,918,738, and the actuarial value of assets was $0, resulting in~. unfunded actuarial accived liability (UAAL) of$81,9l8,738. The CQvered payroll ( annual payroll of active employees covered by the plan) was '$88,185,412, and 1:be ratio of th, UAAL to the eov.ered payroll was. 92.9%. Actuarial valuatiom of an ongoillg plan involve estimates ()f the value-of-reported amGWlts and USUllJ)tions about the probability of OCCUD'ence or events far into the future. Bx.aq,les ifielude usumptions about future ~loyment, mortality, and die healthcare cost trend. Amounts determined regarding the funded staros of 1he plan and the ARC of the employer ~ subject to continual revision as actual results are compared with past expectations and new estimates -are made about the future. Toe schedule of funding progress, pre9ellted as required supplemenwy information following the notes to the financial statements, will present multi-year trend infonnation about whether tbc ac11larial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. However, since this is the first year of implementation th£r-e is no trend in.fonnation to report. ActMarial Mellwds a,ad Assumptions: Projections ofbenefim for financial reporting pwposes are based on the substantive plan (the plan as understood by the employer and the plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit cosas between the employer and plan members to that poiot. The actuarial methods and assumptioos ~ed include techniques that arc designed to redu.cc the effects of shoi:Menn volatility in actuarial aconied lie bililics and ~ actuarial value of tssets. CODSiatcnt with the long.term petSpective of the calculations. ln the October l, 2007, actuarial valuation, the projected w:tlt c:redit actuarial cost method '\1r'BS used The actuarial assumptiom included a 4.5% inveslD:ent rate of n:tum bued on a lODB term tate of investmc:Jlt, a 3% annual salary increase projection, and an annual healthcare cost ·trend rate of 10% for 2007 and then reduced by decremems to an ultimate rate of 4.5% after fifteen years. The UAAL is being amortized a.s a level p~tage of project2d payroll on a close.d basis. The remaining amarti7Jltion period at September 30, 2008, WIS twenty-nine ye.an. G. DEFERRED COMPENSATION 0 0 0 Q 0 0 0 0 0 The City offers its employees five deferred compensation plan., in accordance with Internal Revenll1' Code ("IRC") Section 457. The plans, available to all City employees, permit them to defer a portion of !heir salary until future years. The deferred compensation is not available to employees UDti1 termination, retireoat, death, or Ullforeseeable. cm,rgenty. The plan.,' assets are held in trutt for the exclusive benefit, of 0 Ulc participantS and ~ir beoeficiaries. 78 0 Q a 0 0 0 City of L11bbock, Teus Notes to Buie Ji'inaacial Statements September 3011008 NOTE DL DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) G. DEFERRED COMPENSATION (Continued> The City does not provide administmtive services or have any fiduciary rt:5J)OI11ibilitiel for these plans; therefore, they are not presented in the BPS. B. SURFACE WATER SUPPLY Canadian River Mua.ldpal Water Authority The Canadian River Mmlicipal Water Authority (CRMW A) is a Conservation and Reclamation Authority eitablished by the Texas LcgislaJure to construct a dam, water mervoir, and aqueduct system for the purpose of supplyio,g water to surrounding cities. The AUlhority was created in 19S3 and comprucs elcvco cities, inl:ludiog the City of Lubbock. The budget. :financing, and operatioos of the AU1borily are govemed by a Boanf of Directors selected by dae governing bodies of each oftk nember cities, each city being entitled to one or two I.I.Od)U1 dependent tlpOD population. At SeplembeJ 30, 2008, dae Board wu comprised of' 18 memxn. two of which~ the City. The City contracted widi the CRMW A to reimbune it for a portion of the cost of the Cc.adian River Dam and aqueduet system in exchange for surface water. The City's pro rata share of amrual fixed and variable opera.ting a:od :rc,crve asaessmenm are recorded as an expense of obtauli:Dg surface water. Prior to fiscal year 1999, lcmg-tmn debt was owed to the U.S. Bureau of Rec:lamatiou for the cost of construction of the facility, whkh was completed in 1969. The City's allocation of project cosw was $32,905,862. DuriDg fiscal year 1999, bonds in the principal amowt of $12,300,000 "Were issued to pay off the construction oblip.tion owed to the U.S. Bureau of Reclamation via CRMW A ia the amount of $20,809,067. The diff'emlce of SS,509,067 WQ a discouot in the l'T!IJYlining principal provided by tht U.S. Bureau ofReclamaticm to the member cities. This discount has been recorded u a deferred gain on refunding and is being amortized over the life of the refunding bands. At September 30, 2008, Sl,363,690 .remains unamortized. The anmlll prin~ipal and interest payment, are included in the disclosures for other City related loog-term debt. The above cost for the rights are recorded as capital assets and m being amortized over 8S years. The cost a:od debt are recorded in the Water Enterprise Fund In 2005, the Ooadiao River Mmipal Authority issued S48,12S,OOO ill Contract Revenue Bonds. The City of Lubboct shared ill dlis issue in lhe amount of $17,960,000. The CtDICti•o 'liver Municipal Autborily issued a new Coutmcl Revenue Bond. Series 2006 in April 2006 in the arm:nmt of $49,075,000. The Cily of Lubbock sbared in the issue for $18.573,906 1111d. other costs or 5492.465, am received depreciable assets (1181a' right,) valued at S 19,066,.371. These as:seCs and liabilities are reco.ded ill the w acer Eaterprue Fund. Brazos River Authority-Lake Alan Henry Owing 1989, the City em:tred iDto an agreement with~ B:razos River Authority (BRA) for the construction, mainte:Danec; and operation of the facilities known as Lake Alan Hemy. The BRA, which is authorized by the State of Teus to provide for the conservation and development of swface \li'l11er& iD the Brazos River Basin, issued bonds ft>r the camtruction of a dam and lab facilities on the South Park of the Double Ml;IUDlain Fork of the Brazos River. The Blt.A issued $16,970,000 in revenue bonds in 15'89 and $39,685,000 in revenue bonds in 1991. The BRA revenue bonds were refimded in 1995 and 2005, legally defeu:lng the BRA debt. The new debt is in the City's name and is no longer BRA debt. The Lake Alan Hemy dam and facWt:ies- assets are recorded as capital usets and are being depreciated over SO years. The fiDm:ial activity, along with related obligation, is accowued for in the Water Eaterprise Fuod, 79 City of Lubbock, Texas 0 Note1 to Basic Finaocl.al Statements September 30, 2008 NOTE m. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (C41atinued) 0 L LQ~O-TERMDm!I GINER.AL OBUGATION BO~"DS AND CERTIFICATES OF OBLIGATION: laterest Maturity Amouat Oulsialldla1 Rateo/a Dated DI!! ~ 09-30-08 5.39 10-01-93 02-15-14 $ 2,550,000 $ 780,000 5.20 10-01-93 02-15-14 t,470,000 225,000 0 5.14 10-01-93 02-lS-14 19,215,000 2,895,000 4.71 01-01-98 02-15-18 10,260,000 l,5AS,000 4.36 01-15-99 02-15-14 20,83$,000 12,900,000 4.58 01-15-99 02-15-19 15,35$,0QO 170,000 4.77 04--01-99 02-15-19 6,100,000 30S,0OO 4.71 04--01-99 02-15-19 12.300,()00 6,820,000 5.37 09-15-99 02-1S-20 24,80(),000 1,085,000 5.54 03-15-00 02-15-20 7,000,000 310,000 4.90 02-01--01 02.1 S-21 9,100,000 815,000 4.81 02-01.01 02-15-21 2,770,000 280,000 5.25 06-01-01 02-15-31 35000,000 2,335,000 4.68 02-15-02 02-15-22 9,400,000 3,700,000 4.71 02-1S-02 02-15-22 6,450,000 2,535,000 0 4.70 02-15-02 02-15-22 '1,545,000 1,.270,000 4.62 07-01-02 02-1S-22 t605,000 2,045,000 3.18 07.01.02 02-lS-10 10,&10.000 1,855,000 4.42 07-15--03 02-15-23 11 855,000 3,655,000 4.47 07-15---03 0z.!S-24 '9,765,000 8,425,000 4.48 07-15-03 02-15-24 680,000 .585,000 4.47 07-15-03 02-15-24 3!590,000 3,095,000 0 4.87 07-15-03 02-15-34 4(1,135,000 6,060,000 4.47 07-15-03 02-1S-24 3.795,000 3.275,000 4.60 08-15-03 04-15-23 8,900,000 7,130,000 4.60 08-15-03 04-15-23 Il.270,000 4,810,000 4.37 06-30-04 08-0t-12 1.000.000 500,000 4.09 09-15-04 02-15-24 2.0"ZS,000 1,590,000 4.08 09-28-04 02-15-24 l.100,000 2,370,000 0 3.58 09-28-04 02-15-20 22,620,000 18,385,000 3.89 02-15-05 04.1S-25 13,0.H,000 18,040,000 3.94 06-15-05 02-15-21 49,615,000 49,615,000 4.26 08-IS-05 02-1S-25 46.S~.ooo 41,700,000 4.82 07-01-05 02-15-21 43,080,000 37,215,000 4.27 07-15---05 02-IS-25 7.26S,OOO ,6,510,000 4..58 04-15.()6 02-15-26 76,9"0,QOQ 73,435,000 0 4.58 04--15--06 02-15-26 2 740,000 2,645,000 4.84 OS·lS--06 02-15-3 I 18,830,000 18,170,000 4.42 01-01-07 02-15-34 54,020,000 51,485,000 4.42 01-01-07 02-15-34 25,255,000 24,625,000 4,88 08-15-07 08-15-27 :J,lSS,000 1,125,000 4.88 08-15-07 08-15-27 60,8201000 58,825,000 6.45 12-15-07 08-15-27 11,805,000 11,805,000 0 4.22 01-15-08 08-lS-27 52,900,000 52,900,000 4.80 04-15-08 08-15-27 2,035,000 2.,035,000 4.42 04-15-08 08-15-27 80,485,000 80,485,000 2.45 06-01-08 08-15-27 2216151000 :U,615,000 Total $ ~0217!0,000 s 656,180,000. (A) (A) Euludes ($7,841,525) net deferred losses on advance refunding&. :net bond ~ums and discountsi and bond 0 isewmoe costs -(S3,900,807) business-type and ($3,940,718) governmental. Addili0b81ly. 1his amown includes $457,)26,347 of bonds used to finance enterprise fund acth·ities. 80 0 lo 0 0 0 Q 0 a 0 0 0 City of Lubbock, Texas Notes to 1J1sic Financial Statements September 30, 2008 NOTE m~ DETAIL NOTES ON ALL ACTIYITIES MlJ FUNDS (Continued) I. LONG-TERM' DJU lCon1ioued) At September 30, 2008, management of the City believes that it was in compliance Vrith all financial bond covenants on outstanding general obligation bonded debt, certificates of obligation, and Vr"ater revenue bonded debt. LP&.L J(EVENUE BONDS BaJoce Finl) DIQUDt out.-tOq Interest Rate(%) IMue Date Matllrl!l'. Date laued 09.Je-0.8 4.25 to 6.25 1-01-98 4-15-18 S 9,170,000 s 4,600,000 3.10to5.00 1-15-99 4-15-19 14,975,000 5,900,000 4.00toS.25 7-01-01 4-15-21 9,200,000 5,980,000 Tola.I S 33,345,000 S 16,480,000 • • Balance outstanding &Xdudes $376,493 of net defi:rlcd losses on adV811ce refundings, bond praniums and discounts, and bond iuuance costs. Interest Rate(%) 3.983 4.25 to S.O lsaueDate 09-30-05 04-30--06 OTIDR REVENl.JE. BONDS J"ioal Maturity Date 09-30-25 02-15-27 BaJaa~ AIIIINIDt Out.sbodlog luued 09-30-08 :Ii 17,960,000 S 16,299,167 18,573,906 17,651,6TI S 36,533,906 S 33,950,844 • •Balance outstmding_ a cludcs $365,241 discount and deferred losses on bonds sold or refunded. The amwa.l requirements to amorfuz all outstanding debt of the City as o!Septl:mber 30, 2008 are as follows: Govennneatll kth'ides Bmlness--Typ e Adkitles Fiaul Geeerll O1:ilptiDD Bonds Geaeral Obl~don Bo..lds . Revmue&oadt Year Prh~~-al late-at Priactpal lateres:t l"r1DC(pal !merest 20@ $ 9.478.48(i $ 9,s:n,982 $ 23,446,514 s 21.319,.399 $ .3.0l6.93l $ 2~448.196 2010 9,876,223 8.,853,219 24,318., 777 19,572,553 3,062,637 2,315.474 201t l0,249,465 8,407,095 2S,010,S35 18,526,832 3,110,359 2.181,036 2012 10,327,340 7,940,486 24,882,660 17,439,327 2,828,634 2,040,891 2013 10.593,204 7,463,337 25,666,796 16,326,550 2,896,718 1,911.990 2014-2018 53,884,423 29,SOS,852 124,02S,S7S 64,730,247 tS,,694,414 7,414,fi09 2019-2023 .53,170,710 16,938,528 107,634,292 36,593,050 13,265,992 3,616.,585 2024-2028 36,673,802 4,856,312 82,846,198 13,397,027 6,555,158 651,232 2029-2033 4,800,000 315,620 16,895,000 2.),29/,07 2034-2038 2,400,000 54,000 Totals S 199,0$3,653 $ 94,413,430 S 457,126.347 S 210,188,592 $ '50,430,844 S .2~80,013 81 City of Lubbock. Texas Notes to Basic Financial Statemeats September 30, 2008 NOTE ID. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) L LONG-TERM DDT (Contiaaed) C-apital leases were used to acquire equipment and vehicles. The interest rate on the leases ranged from 1.5% to 3.8%. The annual requirements on capital leases of the City as of September 30, 2008, including interest payments of$3,052,943 are as follows: Govn•meatal Basiae•-Type Teral Capital Lease Capital Luse CapibJ Leaa fllCII Mioimam Mialm1m Miaimilm Y•r Pa2:mut Pa2:ment Pa2!!ent 2009 s 3,316,870 s 4,715,877 s 8,032,747 2010 3,090,580 4,697,081 7.787,661 2011 2,031,41 S 3,963,893 5,995,308 2012 1,-429,893 2,773,922 4,203,815 2013 910,279 1,689,579 2,599,858 2014•2018 2,768,721 2,469,736 S,238,4S7 Less: Interest (l ,325:252 l (1,727,692) (3,052,944) Toial s 12,222,506 s 18,582,396 s 30,804~02 Tbe carrying values on the lea5ed assets of the City as of September 30, 2008 are as follow..: Aceumulated Net Book Gross Value Depredation Value Governmental Activities s 16,813,621 s 3,144,099 s 13,669,522 BuaineS&•type Adivitics 27,085,294 2,713,112 2A,372,182 Tola.I Lcued Assets s 43,8,98,915 s 5,857,211 s 38,041,704 82 0 .0 0 0 0 0 0 0 0 0 0 r, 0 0 0 a 0 0 0 0 City of Lubbock, Tel<ll& Notes to Basic Financial Statement& September 30, 2008 NOTE ill. DETAIL NOTES ON ALL ACTlVITIES AND FUNDS (Continued) I. LONG-TERM DEBT (Coodnued) Long-tmn obligations (net of discoums and premiums) for governmental and business-type activities for the year ended September 30, 2008 are as follows: Gonmmmtal. adb1tlea: Tax-Supported· Obligation Bonds Bond DB:ounU/Pran.iwns Capital Leases 0,mpeDSlled Ab~UCBS Pl:>n R~ment Benefits Jnsunmce Qaim Payable Arbitrage P8)'11hle Total GoYermnentel aetlvldes Baldnest-lype •dlvitlm: Self-Supported - Obligation Bonds :Rcn:nue Bonds Bond Dili;:ounwl>mniums Capillll Lmscs OosurdPost Closun: Compensal.ed Abznccs Pl:>st R.etirem:nl Ben di.ts lniurf!DCC aun Pl}'able Aroicrage Payable Total Bualam-type •cdYldea DdJtPayabk 09138/07 Adcld0Di S 160,388,370 :Ii 2,315,924 10,916,970 17,228,753 46,60S,151 $ 1,844,019 3,783,379 8,002,065 2,813,759 19,333,090 2,469,382 676,0S2 S 193,995,451 $ &2,381,463 $ 352,486,630 :54,208,174 314,988 13,049,379 3,:531,611 S,3:57,820 3,258,788 565,01:5 S 432,772,405 123,234,849 4,182,809 8,273,303 238,9:5:5 2,977,390 1,541,761 4,443,470 6.613 $144,899,150 S Deldl.ons 7,939,868 219,22S 2,477,843 7,306,975 20,046,766 10, ,30S 38,09:5,9&2 18,S9S,l32 3,777,330 1,338,720 2,740,286 2,7V,S26 4,856,579 "' 34 ,oJ:5,927 Debt Pa)'llb~ 09/30/08 S 199,053,653 3,940,718 12,222,506 17,923,843 2,813,7:59 l,7:55,706 570,747 S 238,280,932 457,126,347 50,430,844 3,159,077 18,582,396 3,770.:566 5,607,684 1,:541,761 2,84:5,679 :571,274 .... ,. one year S 9,478,486 2,934,588 6,806,236 1,599,299 $ 20,818,609 23,446,514 3,016,932 4,164,910 2,838,24:5 1,420,757 $ 543,635,628 S 34,887,358 Payments on bonds payable for governmental activities are made in the Debt Service Fund. Bonded debt is subject to the applicability of fedem.l arbitrage regulations. Accrued compensated absences that pertain to govemmenta1 activities will be liquidated by the Geoera1 Fund and Special Revenue Funds. The Risk Managemelll Internal Service Fund will liquidate iDsurance claims payable that pertain to governmental activities. Payments for the capital leases that pertam to the governmental activities will be liquidated by the General Fund and Capital Projects Funds. The total long-tmn debt is rccom:iled to the total anm.ial requirements to amortize long-1:elDJ. debt as follov;s: Loag-t=n debt -Go~mmeoti.l Acti~tics l.mig-tum debt-Busincss-rype Activities I11CCfcst T ota1 amount of debt Less: Bond discounai/pmniwns Less: Capiw me.1 Less: Oo:;urc/p:::,st dosll-lC Less, Coo,peoatedabsirnSC!l Less: Post m:iremeot benefits Less: Illlllnrw:e claims payable Less: Arbimgepayable T ob.I otbci: debt Total futum hooded d«ltrai_uh:emaits 83 ' 238,280,933 543,635,628 327,182,035 (7,099,795) (30,804,902) (3,770,566) (23,531,528) (4,355,520) (4,601,385) (1,142,0Z1) S t,tOM98,596 (75,305,717) $ 1,033,792,879 City of Lubbock, Texas Notes to Buie Financial Statements September 30, 2008 NOTE m. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) L LONG-TERMDEBT {Contin~dl New Bond IAUallteS In January 2008, the City is.med $11,805,000 Tu: and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 2008. The Certificates were issued at a discount of S.185,703. After paying isswmce costs of $219,297, the net proceeds were $11,400fOO0. Procee& from the sale of these certificates will be used for the purpose of paying contra.ctnal obligatiom IO be incurred for construction of a Civic/Conference Center. The proceeds o{tbe debt arc recorded in a Cap~l Projects Fund In February 2008, the City issued $52,900,000 Tu: and Wa.m-water System Surplus Revenue c.ertifi.cate of Obligation, Series 2008. The Certificates were issued at a premium of $2,851,567. After paying issuance costs of $686,897, the net proccc& were SSS,064,670. Proceeds from the sa1e of these certificates will be used for the purpose of paying -contractual obligatiom to be incurred for Wastewater System extmsion and UDprov~ts. The proceeds of the dtbt are, recorded w, the W asw,v&terFuiid. In May 2008, the City issued $2,035,000 Geue,:al Obligation Bonds, Series 2008 and $80,485,000 Tax and Waterwodcs System Surplus. Revenue Certifie,res of Obligation, Series 2008. The General Obligation Bonds ~ere is!!Ued at a ·premium of Sll0,554. After paying is.suance costs of $36,832, the net proceeds were $2,108,722. Proceeds from the sale of these bonds will be used for street improvements and costs associated with the issuance of the bonds. The c.erti.ficates of Obligation 'iY'Cre is.,ued at a premium ofS4, 714,285. After paying u;SU8Dte costs of $1,082,542, the net proceeds were $84,116,742. Proceeds from the sale of these certificates will be used for the purpose ofp4ying cop~ctual obligations IO be incurred for i) various public improvement.! includmg fire, garb, municipal building, solid waste, drainage, street, electrical, water end wastewater improvements and ii) profes$ional services :i:.endeted in conneeti.Qn therewith. and costs ilSl!>OCiated With the issuauce oilhe O,rtifica;t.es. The proceeds of the debt arc recorded in various Capital Projects Fuwh. In June 2008, the City issued $22,615,000 Tax end Waterworks System Surplus Revemie Certificates of Obligation, Series 2008A. After paying isswmce costs of $76,733, the net proceeds were $22,538,267. Proc~ from the sale of th.:se certificates will be used for the purpose of paying contractual obligations IO be incurred for construction of Lake Alan Hem:y Pipeline. The proceeds of the debt are recorded in the Water Fund 1111d are held in escrow by the Texas Water Development Board. Proceeds from debt issuances arc primarily capital related and are included in net assets invested in capital assets, net of related debt Advanced Refundings The City issued advance refwiding5 to retire a portion of the City's outstanding debt to lo'Ner the debt service requirements. The net proceeds from the issUAnce of the Refundin.g Bonds were deposited with the Escrow Agent in an amount 11.ecessaty to accomplish. the discharge iuid final payment of the Refunded Bonds on their scheduled.redemption date. These t'l,md.s will be held by the Escrow Agent in a special escrow fund and will be used to pwcbase direct obligatiPnS of the United States of America. Under the escrow agreemems, between tlle City and tho Escrow Agent:; the escrow funds are irrevocably pledged IO the payment of principal and. interest on the Refunded Bonds. 84 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 C City of Lubb~k, Te:ias Notes to Basic Financial Statements September 30, 2008 NOTE m. DETAR, NOTES ON ALJ_, ACTIVITIES AND FUNDS (Continued) J. COl'll'DIIlT DEBT The C'i:ty, issued ff (Jll.$ing f inuice: Corporation Bonds, Health Facilities De'lelopment Corporation Bonda. and . .Educ:alion Facilities Authority Boods w provide financial assistance to private sector entities for the acquisition and construction of public facilities. The bonds an: secured by the property financed Upon repayment of the bond5, ownership of the acquired facilities traosfers to the private..sector entity served by the 'bond i$sy,ance, Neither the City, the State noI' any political Slibdivisiouthe~of is obligated in any mahiler for repayment of the bonds. Accordingly, the bonds are not reported as liab:ilities. in the accotnpa.nying financial st.atements. As of September 30, 2008 there were &e1/'cn series of Lubbock Health Facilities Developaitnt Corporation Botlds outstanding with a:o aggrega(e principal amount payable of 5260,695,343. The bonds were issued b~ 1993 and 2008. Also as of September 30, 2008, there was. one series of Lubbock Education Facilities Aulhorily Jue. Donds owstandin,: with ao aggregate priocipal BIIIOWl.t payable ofSS,455,000. The bonds Wffll issued in 1999. K. ~l:CIAL t,SSESSM!;NTDEBT The Vintage Township PFC, a discretely presented compOilellt unit of the Ci'~. issued specipJ assessment debt for scquisitfon and comtruction of certain public facilities benefiting Vin-.:.p Township. The PFC issued $3,472 000 in special as&e'LUDlmt debt and bad 53,394,000 outstanding special assessment debt as of Septeniber 30,. 2008. The City collects assessments and forwards the collections to the hondbolden. The City is not oblipfed i.D any ~ fpr special assess:tncnt debt and is not liable for repayment or the del,Jf. As the PFC completes construction of certain public facilities, the assets are donall=d to the City. As of September 30, 2008, Sl,200,000 in completed coostruction costs Vr'BS contn"'buted to the City,. The PFC has a defid.t in net assets inves.ted in capitiJ assets, net of related debt W,bich is a result of t:lie debt. held in. the PFC name while the asset$ l,fe dQWltc:d to the City and held in the. City name. L .RJSKMANAGEMENT Tiu: Risk. M~g•at Fund was established to account for liability claims, worker's compensation cl.aims, and premiums foe property/casualty insurance coverage. The Rhl: Management Fund generates it5 m."etlue through charge5 to other depa:rtmen.lS, which are based on costs. In April 1999, the City purchased worken' compensation coverage, with no deductible, from a third party. Prior to April 1999 the City was self-insured for worker's compensation claims. Any claims out,tanding prior to April l999 continue to be the City•s responsibility. The City's self-insurance liability program is ,on a cash flow basis, which means that the servicing contractor prQCCSses, adjusts and pays claims from a deposit provided by tbe City. The City accounts for the liability program by ohargina premiums based upon losses, adrnioislJ'a.tive fees and reserve requirements. In order to control the risks associated with liabilily claims, the City purchased exees~ liability coverage in September 1999, which is rene\\'Cd annually. The: policy has a $10 million 8DDU8l aggregate limit and is subject to a 5250,000 deducbole per claim prior to October 1. 2005, and a $500,000 dedoctible per claim since October J, 2005. For self-imured aovemg~, the Risk Management Fund. establishes claim liabilities based on estimates of the ultimate cost of claims (including fu1Ure claim a(l.justment expenses) that have been reported but not settled. .and of claims that have been. incurred but not reported (IBNR). The length of time for which such costs must be estimated varies depeooing on the oovinge 'i,nvoh·ed. Because actual clJur:n costs depend on such complex 85 City of Lubbock, Tei:as Notes to Basic Financial Statements September 30, 2008 NOTE llL D!TAIL NOUS ON ALL ACTIVITIES AND .FUNDS (Continued) L. RISK MANAGEMENT {Continued) factors as inflation, changes in doctrines of legal liability, and damage awards, the process used in computing claim liabilities does not necessarily result in en exact amollllt, particularly for liability coverage. Cla:im liabilities are recomputed periodically using a varioty of actuarial. and stttistical techniques to produce ·current estimates that renoct recent settlements, claJm frequency, and other economic and social factors. Adju.st:mi:Dts ,to claim liabilities a,e clwged or eredned to e~ in the pedod in which they -are iDcua:ed. Additionally, property aDd boiler coverage is accounted for in the Risk Managemmlt Fund. The property insunnce policy was purchased from a.n ouiside :insurance carrier. The policy~ a $250,000 deductible per occummce, and the boiler coverage insurance deductible• is up to $500,000 dependent upo,n the unit Premiums are charged to :funds based upon estimated premiums for tht upcoming year. Other -small io.ruraDce policies, such as surety bond coverage and miscellaneous ·floaters, are also ~ouoted for in the Risk. Management Fund. Funds are charged based on pmnium amounts and administrative charges. The City has bad no ,ignifiCBnt reductions in insurance coverage during the fucaJ year. Settlemcats in the curreot year lilI1d preceding two ·yea.rs have not exceeded insurance coverage. The City accounts for all insurance activity i:n 1be ·Int~ Service Funds. M. BEALTHINSJJMNCE The City provides medical and dental insurance for all full-time employees that are accounted for in the Health Benefits Fund. Revenue for the health insurance prcmiwns a:re generated from each cost center bued upon the number of active full-time employees. The City's plan is se1f-insured under an Administrative Services Only (ASO) Agreement The City purchases exce&S coverage of $175,000 per covered individual annually and an aggregate cap of S 19,188,006. The insurance vendor based on medical trend. clwms history, and utilization determines the aggregate deducb.ble. The actuarially determined calculation of the claim liability is $1.45 million at September 30, 2008 for all health coverages including medical, prescription drugs and. dental. The City also provides full-time employees basic tenn life insurance. T'he life insurance policy has a face value ofSl0,000 per employee. Full-time employee., may elect to purchase; medfoal and dental insurance for eligible dependents at a reduced rate. Employees may also elect. at their cost, to participate in sevcral voluntary insu:nmce programs such as a qncer income policy, volum:acy life and personal accident insurance. N. ACCRUED INSURANCE CLAIMS The Risk Management and Health Benefits Funds establish a liability for self-insurm:e for both reported lllld WRJ>Orted insured events, which include! cstimares of future payments oflosses and related claim adjustment expemes. T'he following represents changes in those aggregare liabilities for tbe9e fuwk dwing the past two }'e'al1 ended September 30: 86 0 0 0 0 0 0 0 0 0 0 0 0 0 0 a 0 0 0 0 0 n aty of Lubbock, Texas Notes to Basic Fillancial Statements September 30, 2008 NOTE m DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) N. ACCRUED INSURANCE CLAIMS (Continued) FY 2008 FY2007 Workers' compcnation and liability resen"CS at beginnln& offiacal year s 3,258,788 s S,260.976 Claims 9pen1e1 4,443,470 2,907,050 Oailn• paymenl!I (4,856,579) (4,909,238) Workm' compcnal:lon and habibty rexna at end of fi:tcal }al' 2,845,679 3.258, 788 Medical and dental claims liability st beginning of fiscal year 2-469,382 2,761,156 Claims expcn• 19,333,090 l 7,307,683 Oaimspaymera Medical •d denial claim!! liam6ty at cod offis::al (l0,D46, 766) ( I 7 ~99t45 !! year l,7S5.706 21!!!va2 Toral ulf.in,urance liability at end of fiscal year 4,601,385 5,728,170 Tota.I asm 10 pay elaims at end of fiscal year 17,510.106 14,293,590 Accru.ed inllll'IIIICe claims pa)9ble -current 3,020,056 4,344,914 AcCNed il'INl'ance claims pa)"!lblc -noncwrcnt 1,581,329 1~831256 Tola] accrued insumncc claims s 4,601,385 s 5172!170 o. LANDfRJ, CLOSURE AND POSTCLOSURE CARE COST State and federal laws and regulations require the City to place final covers on its landfill sites at closure and to perform certain mamtclW!Ce and monitoring functions for thirty yum ~after. Altboup closure and postclosUJl.l can: costs will be paid only near or after the date that the landfills stop accepting waste, the City ieports a portion of these closure and postclosure costs as operatiDg expenses (and n:cogn:ius a corresponding liability) in eacb period buc:d on landfill capacity used as of eacb balaace sheet date. The S3,nO.S66 included in landfill closure and postclosure care liability at September 30. 200&, represents the cmmla1ive 111DOU11t expemed by the City to date mr iD twP laudfiJls that are regisleled under TCEQ permit DUIJlbers 69 (I and611 69) and 2252 (I andfilJ 2252), less mmuots 1bat have been paid. Approximately 93.3 pccccnt of tbe estimated capacity of landfill 69 bas beeo used. wilh S780.S72 mnaining to be recognized over the remaining closure period. an estimated two yean. Approximately 3.6 ptrce:nt of the estimated capacity of Landfill 2252 baa been used to date, with $25,055,779 "'OD•inina to be recogntt.ed over the ~ming closure period, estimated at over 80 years. Postclosure care costs are based on prior estimates and have been adjusted for inflation. Actual costs :imy differ due to inflation. deflation. changes in technology, or other reawatory changes. The City is required by state and fe.deml laws and regulation, to provide assunmce that financial resources will be available for laadfiJ.I closure, postclosure care, and remediation or contaimmmt of environmental hazards. The City is iD compliance with these requirements and has chosen the Local Government Financial Test mechanism for providing assurance. The City expects to finance costs through normal operations. 87 City of Lubbock, Texas Notes to Basic F,inancial Statements September 30, 2008 NOTE m. DETAIL NOTES ON ALL ACTIVITIES AND FUNDS (Continued) P. DISAGGREGATION OF ACCOUNTS -FUND FINAN'CIAL STATEMENTS Account, Ra:dnbl! Snmma2 Court Prop1rty nam 1>11au1e Pavlag Misc. Governmealal Firnda: Gencml Fund s 312291541 S 268z333 S 283.79S $ 126.405 $ Total $ 3,229,541 S 268,333 S 283,795 s 126,405 s Ac:c:011111ts Recelv•bl! S11111m12 Genenl CredU Balance al Conaomer Card MIIC. 09130/08 Proprietary Fonds: LP&L $ 21,226,784 s . S 367,212 $ 21,593,996 Water 6,081,279 6,081,279 Waslllwelcr 2,759,263 2,7.,9,263 WTMPA 899,013 899,013 SZormwater 1,031,468 1,031,468 Nonmajor 3191i110 S46 3,918,716 Tolal $ 3S,915,977 $ S46 $ 367,212 S 36,283,735 Allowance tor Doubtf11l Accounts Summary Jlalanc;e at 09/30/08 Govemment:AI Funds: General Fund s 2,798,969 Proprtetuy Fnnds: LP&L 2,723,698 Water 1,082,716 Wastewater 461,429 Storm WatJ:.r 206,103 Nonnajor 6381003 Total $ 7,910,918 88 0 0 Balance al 09130/08 0 319()81074 3,9()8,074 0 0 0 0 0 0 0 0 0 0 a 0 0 0 0 0 City of Lubbock, Texas Notes to Basic FiD.anciaJ Statements September 30, 2008 NOTE ill .. DETAil.. NOTES, ON ALL ACTIVITIES AND FUNDS (Continued) P. DI8AGQGATION OF ACCOUNTS-EJJND FINANCIAL STATEMENJS {Continued} Goyernm•tal Funds: GenenlFund Govt. Capitll P,qj~ts Nonmlljor Prvprtdar)' hnda: LP&L Water Wastewater WTMPA Sror~lc!r Norunajor Cnttrnal Service Total VoudJ.ers $ 833,893 120,890 463,522 1,619,1 lS 687,152 413,S3S 132,188 384,802 86S.0S3 S S,520,150 Aa:ounCs Payable SU.mmary Accounts $ 1,952,776 1,112,601 3,707,404 211,428 l,533,l 08 2,246.435 9,725,988 487,802 1,951,474 888,516 $ 23t8 l 7,S32 Mi1tellaneoas s 735,871 1,546 l 16,08.1 181,896 100,S7S 10,079 1.146,050 Balance at 09/30/08 S 3,522,540 1,233,491 4,172,472 1,946,626 2,402,156 2,760,S4S 9,725,988 619,990 2,346,3SS 1,753,569 $ 30;483,732 Q. DJSA§GREGATION OF .ACCOUNTS -GOVERNMENT-WIDE Govtmlrulll cal Acmu.nts Recelvabll Iaterest Ra:clnblirl Net Rec:eivables Taxes lnterul Senice Bal11111:e at Recelnblt R~dwhles 09/3 0/08 Activities $ 1,109,105 $ 342,.539 S 10,088,559 $ 32,983 $ 11,573,206 B•siDIP.typ• AdMtas 31,171,786 703,553 T<Ml S 32,280,89l S 1,046,ll2 S 10.088.559 S Aa.'OIIDW Payable AccOUDts Intemal Service Payable Payable Go\l&runa12.l AdMties s 8,.928,503 $ 1,160,489 Baslaeu.type- Adivltits 19,801,660 593,080 Total $ 28,730,163 $ l,753,Sf9 R. EJND CLOSURES S,541 31,880.880 38,524 S 43,454,086 Balance 11t 09/30/08 S 10.088,992 20.394,740 $ 30,483,732 In &cal year 2008, Cily Council terminated the automated traffic signal enforcement program. As a re.suit,. the Red Light C-ameta fund v.,i,s closed. 89 City of Lubbock, Texas !Sotes ·to Basic Finucial Stlltements September 30, 2008 NOTE IV. CONTINGENTUABWTIES A. FIIDERAL GRANTS 1n. the normal co~ of operations, the City receives grant funds from state and fedetal agencies. Toe g,ant p.-ograms are subject to e.udirs by agents of the granting authority to ensure compliance with conditions precedent to the granting of funds. Arly liability for reimb'lll'BCIDtDt which may arise as the remit of audits of gr~ is not believed to be significant. B. UTIGATION The City is :involved in various legal proceedings related to alLeged petsoml od property damages, breach of •contract and civil rights cases, some of which involve claims against the City tba.t cx-eeed. $500,000, State law limits municipal liability for pemona1 ·iltjury to $2.50,000/$500;000 and propeny &!Dage to $100,000 per claim. The full.owing represents !he siamfiean.t litigation aga~t the City at this time. Depcru:ling on the date of the oc,cun:ence, the City's insurance coverage, if available, contains either a $250,000 or a SS001000 :self-insured ffltention.depending on the date of the ocmureace. As of September 30, 2008, the City bas Sl,048,856 reserved oo general liability cl.a.i,tm-. Oscar Renda Con:tractin&, Inc.., et al"• City of Lubbock: The Pia.inti.ff is a conb"lctor who bid to perfoan a romract for the City of Lubbock. Oscar Renda asserts that they ~re not awarded the contract because Ibey had filed a suit against mother public entity. City of Lubbock filed a motion for summary judgnient and it was granted by the ttia1 court. However, the Fifth Circuit of Appeals reversed the decwon of the trial eourt and remanded the case back to ttial in a split dedsfon ill August 2006. The City of Lubbock has filed a petition with the Uai'ted Slates Supreme Court in an effort to get them to TCYiew dlC case. The City's _request was denied. The City 6led a motion 'for sumll1IIY judpDt !1DQ it~ granted in April 2008. The case is on appeal to the Fil\:h Circuit of Appeals, Cbarles, Emma.noel BOIier, as SvvMag Parent of Ce11rtnty Nicole Bosler, at G•ardiao· of Colten Bo.ler v. Travis lliddlc and The City of L..,bbock: Plaintiff sued the aiy of Lubbock and Officer Travis Riddle on behalf of himself and his children arising out of the death of his teenage daugh1cr and .injuries to bis son from an automobile accident with Officer Travis Riddle. Plaintiff alleges that the officer was operating bis vehicle iD a negligent manner. The City filed a imtion for sun:mmy judgroent based on the fact that the Plaiotiff did not present his notice of claim IO the City ()fLubboct within h: (6) months of the date of the accident The Plaintiff never filed a notice of claim and filed suit seven (7) months a.ft:er the da~ of the accident. The Plaintiff clauns that notice was not necessary in that the Defendants bad octual notice of the incident. The trial cow1 granted 1he City's SUIIJinarY judgment based o~ the fact that the Pl.alntitT did not :file a claim with the City of Lubbock within six (6) molltbs from the date of the accident The Plaintiff appealed this decision to the Court of Appeals and the Court of Appellate revmed the trial court ruling as to the City of Lubbock but a:ffinned the ruling as to Officer Riddle. The case is set fo.-trial on Juoe 1, 2009. 90 0 0 0 0 0 0 0 0 0 0 0 0 0 0 a City of Lubbock, Texas Notes to Buie F"mancial Statements September 30, 2008 NOTE IV. CONTINGENT LIABllJTIES (Continued) c. YTJQATION (Continued} L.J. MeCallao, Jr. v. City of Lubbock. et al: A lawwit was filed in late November against the City of Lubbock and three Lubbock police officers pmaining to an incidenl in which a suspect was injured widi a laser utilized by OI1e of the Lubbock polic-e officers. Plailltiffia ming the City and the officers under the Civil Ri&hJs Act mi is abo suing the City UDder the Texas Tort Claiim A.ct The cue is in federal court and bas not been set for trial Plaintiff does not appear lO have su.ff'crcd lasting physical iqjuries as a ICSUlt of the lasing. Two of the individual officers .have been dismissed. Ackers v. City or Lubbock. et al Plaintiff sued the City, its Police Chief and two police officers for violation of his First Amendment rights. PWnttlt alleges that bis First Amendment rigbts were ·violated when the film ftQm his c;:amera was-coniillcated by police while be was photographing a children•, basketball game. The City filed a Plea to the Jurisdiction which Willi gramed by the trial court Plaintiff appealed the case to the appellate court and the appellate court remanded the case ro the trial coW1 reasoning that a .Plea to the Jurisdiction was not the proper procedural mechanism. The case is set for trial in August 2009. Eltate or Tommy Zobor v, City or Lubbock and Atmos Energy A lawsuit was filed in October 2008 by the Estate of Tommy l.obor. Zohor died as a result of an accident 0 with an AIIIIOs Energy truck. A City patrol car was respondiT)g to a call with his lights on As the patt0l car came up behind the Atmos Energy truck the officer ''bumped.'' his siren and the Atmos Energy truck made a left tum to move out of the patrol car's path. The motorcyclist. Tornruy Zohor, was proceeclirli in the opposite direction and collided with the Atmos truck TemplelOn Mortgage v. City or Lubbock. Garza Ceu•ty, Keat County .and the l'eiu Attoruey O General's Oflit.t C 0 Plaintiff seeb a declaration as to~ tights reg~ding the restrictive c;asements at Lake AJan Henry as well as other atel.9 such as the use of water. Ib.e Cicy will .file a motion fot summary judgment 'b)' February 200-9, This is not a damages case, hut the cowt ha$ the authority lO grant attomcys' fees lO the prevailing party. The trial is set for spring 2009. Templeton Mortgage Corporation & Mark Brown v. City or Lubbock lbis case involves some of the same facts and arguments as the Templeton Mortgage v. City of Lubbock, G8l'lJl Coumy, Kenc County and tbe Texas Attorney General's Office. In additioo, the Plaintiff is seeking $100,000 in damages to bis property because oftht: risini and. falling of ihe-water at Lake Alan Henry. The City ls wai_ting for ,the QUtcome. of' the TempletoD Mo~age V. City of L~book. Gan.a County. Kent County aDd the T~s Attorney General's Office case. 91 City ofLubboek, Texas Notes to Basic FinanclaJ Statements September 30, 2008 NOTE IV. CONTINGENT LIABil.JTIES (Continued) B. LfflGA1JON lConllnggd) lo Re: ICON BeoeJlt Administrators, L.P., American Admioistratln Group, lne., Health Smart Preferred Care. LP. and Tbe Parker Group. Inc. v. City of Lubbock lo the fall of 2006, the CJty requested an audit of the claimc admioistmrioa performed by the aboVll-lllllned eatiries on bcbalt' of the City o( Lubbock. American Administration Group, lnc (MG) and ICON refused to give the City the necesmy documents to perform the audit. The City filed a pre.arbitration disccn'ery petition ill March 2007 in 1111 attempt to obtain the documents ncecssary to perl'orm this audit. Prior to a hearing scheduled in February 2008, the court merred mattas to arbitration. The arbm:aticn is scbedu1ed for October 26, 2009. ]CON mid the otber Pa:rkm companies are claiming that the City breached it! contract with them by hiring an insurance broker in 2006 and by providing confidential information from ICON/AAG to third parties. The City is also being sued for disparagtment, baraslD!fmt, performing an inappropriate audit. seekiag coofideDtial infomation. and other ailegatioaa ~ lhe City believes are not actionable. The City claims that ICON/MG 811d HealtbSmart breached tbe comract witb the City by not providing the City with the aame discounts and prices u provided by Btue Cross a agreed to in the contract and for applying the discounB and administering the contract improperly. ICON a.ad AA.G v. loella Mallia, Stanley Self, Andrea Davenport, Lee Ann Dumbauld, Scett Snider, Leila Hutcbeaon, DaY:id MIiier, and unknown odle:rs ICON and AAG sued the defendants for various tort9 including civil compiracy, misappropriation by preJWiDg ao unlawful proposaJ to the City o( Lubbock. wroagfiLI iotemn:nce witb COOJraCt. interference wilh prospective contmctua1 relaliom, business diisparagement, defamation IIOd violations of lhe Local Government Code. Dumbauld, Snider and Hutcheson are employees of the City of Lubbock and David Miller is tbe fbrmer Mayor of Lubbock. Diacovery bas begun. Robert Smith v. City of Lubbock Robert Smitb ui an employee of the City of Lubbock who Vr'1lS involved iD an auto accident witb an.other vehicle. Mr. Sniith suffered injuries in this accident and &led a claim against the otber driver. Toe other driver had only minimum limitJ of :insunmc:e II required by tbe State of Texas and the insurance company tendered the policy limits to Mr. Smitb. However, Smith claims this money was insufficient to cover his damages Smida sued the Cily of Lubbock under the City's UIM COYCrBge claiming 1hal the City owr:a bim for bis damq;es under that iasunmce. He asserts he is entitled to over $600,000. Jerry R. Avery, Erika Cleveland, Joy EIUott, Donna MeMWian, and Diana Melcher v. City or Lubbock (Lubbock Power & light) Plaintiff's filed suit in December 2008 agaimt tfu: City of Lubbock/Lubbock Po"M:r & Light a11eging damage to personal property from an electrical sura:e (electric applimces, computers, etc.) a.ad related expenaes (spoiled food. hotel expenses, etc.). Toe estimate of damages received by IP & L from the Plaintiffs is 11ppioximately $39,300 but could reach $60,000. Toe lawsuit is in ia initial stages and the City (LP&L) bas amwered the PJainti.ffa • petition. 92 0 0 0 0 0 0 0 0 0 0 0 I '""' lo I I CJ r 0 City of Lubbock, Tens Notes 10 Basie Financial Statements September 30, 1008 NOTE IV. CONTINGENT LIABILITIES (Continued) B. LmGA'l10N (Continned) Weatherbee d/b/a Sudly Springs Car Wuh v. G. Greenstreet. Inc. and Qty of Lubbock Plaiutiff' filed mit against the City of Lubbock, along wi1h the contractor who constructed. the building, for the destruction of a buildiq. The plaintiff's build.ma MS damaged after a wind stoim It was damaged to the extent dmt the City believed that it comtituled a hazard to the public and after giving nodce to the plaintiff, tore it down. Plamtiff doe:, not seem lo dispuce that the huilding was damaged and cbl1 some work needed 10 be performed to alleviate my hazards. HoMVer, plaintiff conte:nds that the City should not have tom the entire building dovm in order to alleviate any danger. The City's damages !lbould be limited to $250,000 Diaz v, City of Lubbock Diaz is a Cily police officer who was suspended wi1bout pay in May 1JJfT1 after an indictmmt was eotered agalmt her. This indictment was dismissed m late 2008. Diaz, pursuant to civil service law, bas petitioned the Civil Service Commission for back pay. Th&! back pay is approximately S 100,000. LIIJIIODt Veatch Lamont Veatch tripp:d and fell over a rope at l:bt Colisemn trmltiDg in a broken sbowder. Mr. Veatch died durina 8UiserY to repair his ahooldcr, The roping was a baliicade Id up by ABC Rodeo. Senoa Enterprises Soaon Entelprises allege lbat the Cily of Lubbock Council wrongfolly awarded a conaact that Sexton bid for to another company. c. sm REMEPIADQN The City has identified speci&: locatiom requiring site tcmediation relative-to undergrowut fuel storage tanks and hiltorical fire training sites. One of the-aites referred to below as LP&L Plant 1, represents a liability equally shared by both the Ci1y and LP&L. Ar. of Septead,& 30, 2008 tbe City idc:otifm tbree Joartions that pose a probable liability. The City recorded Che liabilities for the dm,e locations in the eob:l'pme mods as Jollows: • LP&L Plant 1 S 173,909 -this represents LP&L •s portion of the liabilily only • LP&L Cooke Plutt $467,869 • WesTex Aircraft $100,000 C The City recmded l:bt probable liabilities in 1be I0•OdlEllt-wide govcuii,c-mtal stalmlCDts as follows: • LP&L PlaDl 1 $173,909 -this reprciClltB the City's portian only • CFR Training Facility $124,706 • Fire Training Academy $854,918 O • SouthFuelingFacilityS136,748 93 City of Lubbock, Texas Notes to Baaic Finanelal Stauments September 30, 2008 NOI'E IV. CONTINGENT LIABIIJTIES (Coadnued) c. SIJI REMWt\DQN (Continued) The City has idetrtified elevated levels of nitrates in the ground water beneath the Lubbock Land Application Site {I.LAS), which is attnbuted to the historical land application of treated Vi1111:nlater effluent and also impacted by the a.cdvities of individuals IDd other en.ti.t:i.es. h a result. the Texas Commission on. &viromnental Quality has issued an Agreed Order that requires the City 1o remedy the situation. The Order glls for, among other requiremmts, pumping an amrual a\lerage of 1,580 gallons per minure from 16 groUDdwater "Wells on the LLAS in order to eliminare a mound of groundwater under the LLAS. The groundwater, that is high in nitra1es, is discharged into a surlilce water lab:: sygtem where it is remediated DIIUrally. An effluent bmd applicaaion DBDlgemcnl plan aod groundwater monitoring prop&m 'iWS aJso establ:isbed as a result of the Order. Pl:me I of the project to construct additions and impro\lcments to die City's wutcwater reclamation plant that will treat the sewage to higher quality in the future and address the uit:rate ilsw: is complete. Phase ll began in the spring of 2008 and will be complete by 2011. During FY 08, die City held discussions wilb TCEQ 10 com:idcr terminating the Agreed Order and ID incmporate the rerneining requirements for rmnediatioo into the main wastewater tnatment pemut. Beca:wie the an,undwater mound under the LLAS bas been eliminated in accordance with the requjrements of the Order, there is an QPPOrtUDity to terminate the Agreed Order and to contuwe addres.siog any residuol conc:ems as part o!tbc permit. The City is encomaged by the initial discussions and believes TCEQ will approve this in the near futun:. Tm: City expects that the remediation o( ni'lrates will contmue for some time after the new plant is built, but the 1eogtb of time and lotal expense are not estimable. Since lhe renw:liatinu is probable, but not estimable and it is likely that we will tcmmwe tht: Agreed Order, the City bas not accrued this remediation. The remediation and monitoring costs for the next fiscal yr.ar are included in the FY 2009 budget. The City plans to implement GASB Statement No. 49, Accounting and Financial Reporting for Pollution Remediation Obligatiom, in FY 2009. This autboribdive guidance requires that roncmatinn liabiliti.es be 1DeBS11mi aod recarded a the sma of probability, weiJbted. amowrts in a nmge of possible estimated amou:m,. Consequem:ly, the City _plans to secure an eagineering firm to delermine the .amDWlt of the-potential. exposme-, exploring various me'lhods of.addressing the remediation. The potential exposure for one remaining location is not readily determinable as of Septr:mber 30, 2008. In the opinion of management. the ultimate liability for this location will not ha\le a materially adverse effect on the City's financial position. 94 0 0 0 0 0 0 0 0 0 0 ------------- 0 0 0 0 APPENDIXB FORMS OF BOND COUNSEL OPINIONS 0 0 0 0 0 0 0 0 0 0 Thia page is inteotionaUy left blank 0 0 0 0 0 0 r, ,0 0 0 0 0 0 0 0 0 0 IVinson&Elkins [FORM OF OPINION OF BOND COUNSEL] [Closing Date] $8,840,000 CITY OF LUBBOCK, lEXAS GENERAL OBLIGATION BONDS SERIES 2010A WE HA VE represented the City of Lubbock, Texas (the "City"), as its Bond Counsel in connection with an issue of bonds (the "Bonds") described as follows: CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, SERIES 2010A, dated their date of delivery, issued in the principal amount of$8,840,000. The Bonds mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Bonds and in the ordinance adopted by the City Council of the City authorizing their issuance (the "Ordinance'') and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Bonds under the Constitution and laws of the State of Texas and with respect to the exclusion of interest on the Bonds from gross income for federal income tax purposes. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the transcript of proceedings described in the following paragraph. We have not asswned any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Bonds. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Bonds has been limited as described therein. IN OUR CAP A CITY as Bond Counsel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Bonds, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other public officials, and other certified showings relating to the authorization and issuance of the Bonds. We have also examined executed Bond No. 1 of this issue. Ylnson & Elkins LLP Attorneys at Law Austin Beijing Dallas Dubai Houston London Moscow N-Yorli: Tokyo Washing\on Trammell Crow Center, 2001 Roas Avenue, Suite 3700 Dallas, Te:icas 75201-2975 Tel 214.220.7700 Fu. 214.220.7718 www.velaw.com BASED ON SUCH E){AMINA TION, IT IS OUR OPINION THAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Bonds in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Bonds constitute valid and lega11y binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property with.in the City, necessary to pay the interest on and principal of the Bonds, has been levied and pledged irrevocably for such purposes, within the limit prescribed by law, and the total indebtedness of the City, including the Bonds, does not exceed any constitutional, statutory or other limitations. 1HE RIGHTS OF TI-IE OWNERS of the Bonds are, subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which permit the exercise of judicial discretion. IT IS OUR FURTHER OPINION THAT: (1) Interest on the Bonds is excludable from gross income for federal income tax purposes under existing law; and (2) Interest on the Bonds is not (A) a. specific preference item subject to the alternative minimum tax on individuals and corporations or (B) included in a corporation's adjusted current earn.in~ for purposes of the alternative minimum tax. lo providing such opinions, we have relied on representations of the City, the City's financial advisor and the underwriters of the Bonds with respect to matters solely within the knowledge of the City, the City's financial advisor and the underwriters respectively, which we have not independeotly verified, and have assumed cootinuing compliance with the covenants in the Ordinance pertaining to those sections of the Internal Revenue Code of 1986, as amended, that affect the exclusion from gross income of interest on the Bonds for federal income tax purposes. If such representations are determined to be inaccurate or incomplete or the City fails to comply with the foregoing provisions of the Ordinance, interest on the Bonds could become incJudab]e in gross income from the date of original delivery, regardless of the date on which the event causing such inclusion occurs. Except as stated above, we express no opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Bonds. -2- 0 0 0 0 0 0 0 0 0 0 0 n 0 0 I 0 0 () 0 n 0 C Owners of the Bonds should be aware that the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions, life insuraoce and property and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations, and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corporations doing business in the United States may be subject to the "branch profits tax" on their effectively-connected earnings and profits (including tax-exempt interest such as interest on the Bonds). The opinions set forth above are based on existing law, which is subject to change, Such opinions are further based on our know ledge of facts as of the date hereof We assume no duty to update or supplement these opinions to reflect any facts or circwnstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service"); rather, such opinions represent our legal judgment based upon our review of existing law and in reliance upon the representations and covenants referenced above that we deem relevant to such opinions. The Service has an ongoing audit program to determine compliance with rules that relate to whether interest on state or local obligations is includable in gross income for federal income tax pUiposes. No assurance can be given as to whether or not the Service will commence an audit of the Bonds. If an audit is commenced, in accordance with its current published procedures the Service is likely to treat the City as the taxpayer. We observe that the City has covenanted in the Ordinance not to take any action, or omit to take any action within its control, that if taken or omitted, respectively, may result in the treatment of interest on the Bonds as includable in gross income for federal income tax pUipOses. -3- 0 0 0 0 0 Thie page is intentionally left blank 0 0 0 0 0 0 () ·O ' () 0 0 0 0 0 0 rvmson&£Ikins [FORM OF OPINION OF BOND COUNSEL] [Closing Date] $15,320,000 CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS TAXABLE SERIES 20108 (BUILD AMERICA BONDS -DIRECT PA YMENf) WE HA VE represented the City of Lubbock, Texas (the "City"), as its Bond Couosel in connection with an issue of bonds (the "Bonds") described as follows: CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PAYMENT), dated their date of delivery, issued in the principal amount of $15,320,000. The Bonds mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Bonds and in the ordinance adopted by the City Council of the City authorizing their issuance {the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Bonds under the Constitution and laws of the State of Texas. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the b"anscript of proceedings described in the following paragraph. We have not assumed any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Bonds. OUr role in connection with the City's Official Statement prepared for use in connection with the sale of the Bonds has been limited as described therein. IN OUR CAPACITY as Bond Counsel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Bonds, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other public officials, and other certified showings relating to the authorization and issuance of the Bonds. We have also examined executed Bond No. 1 of this issue. VlllllOII & Bklnl LLP AnDmap at i._. Au!llin Bei" Dallas Dubill Houelon London Mosa» ,_.Yen Toq,o WashinglDII TIBll'llnBI CrtM Center, 2001 RDu Awrlua, SLile 3700 Dallil8. T-15201.2975 Tai 214~noo Fu 214-220. 1116 -.wlaw.-:offl BASED ON SUCH EXAMINATION, IT IS OUR OPINION THAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Bonds in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Bonds constitute valid and legally binding obligations of the City; and (B) A continuing ad va1orem tax upon a11 taxable property within the City, necessary to pay the interest on and principal of the Bonds, has been levied and pledged irrevocably for such purposes, within the limit prescribed by law, and the total indebtedness of the City, including the Bonds, does not exceed any constitutional, statutory or other limitations. TIIE RIGHTS OF 1HE OWNERS of the Bonds are subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which pennit the exercise of judicial discretion. IT IS OUR FURTHER OPINION THAT: Interest on the Bonds is not excludable from gross income for federal income tax 0 0 0 0 0 purposes under existing law. We express no other opinion as to any federal, state or local tax 0 consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Bonds. The opinioos set forth above are based on existing Jaw, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We assume no duty o to update or supplement these opinions to reflect any facts or circumstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. 0 0 0 -2- 0 0 0 0 0 0 0 0 0 'J ) [FORM OF OPINION OF BOND COUNSEL] [Closing Date J $48,955,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 201 OA WE HA VE represented the City of Lubbock, Texas (the "City"), as its Bond Counsel in connection with an issue of certificates of obligation (the "Certificates'') described as follows: CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2010A, dated their date of delivery, issued in the principal amount of $48,955,000. The Certificates mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Certificates and in the ordinance adopted by the City Council of the City authorizing their issuance ( the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. VIE HA VE represented the City as it.5 Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Certificates under the Constitution and laws of the State of Texas and with respect to the exclusion of interest on the Certificates from gross income for federal income tax purposes. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the transcript of proceedings described in the following paragraph. We have not assumed any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Certificates. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Certificates has been limited as described therein. IN OUR CAPACITY as Bond Counsel, we ha~e participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Certificates, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other Yln$0n & Elklns LLP Attome)'I at I.aw AI.Js~n Beijing Dalles Dubai HouslOO London Masoow New Yonc Tol(yo Washington Trammell Crow Center, 2001 Roae A11enue, Suits 3700 Dallas. Tuaa 75201-2975 Tel 214.220.7700 Fu: 214.220.7716 wr1t.Yet.w.ccm public officials, and other certified showings relating to the authorization and issuance of the Certificates. We have also examined executed Certificate No. 1 of this issue. BASED ON SUCH EXAMll'lATION, IT IS OUR OPINION THAT: (A) Toe transcript of certified proceedings evidences complete legal authority for the issuance of the Certificates in fuU compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Certificates constitute valid and legally binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property within the City, necessary to pay the interest on and principal of the Certificates, has been levied and pledged irrevocably for such purposes, within the limit prescribed by law, and the total indebtedness of the City, including the Certificates, does not exceed any constitutional, statutory or other limitations. In addition, the Certificates are further secured by a limited pledge (not to exceed $1,000) of the surplus net revem.1es of the City's Waterworks System, as described in the Ordinance. THE RIGHTS OF THE OWNERS of the Certificates are subject to the applicable provisions of the federaJ bankruptcy Jaws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which pennit the exercise of judicial discretion. IT IS OUR FURTIIER OPINION TIIAT: (1) Interest on the Certificates is excludable from gross income for federal income tax purposes under existing law; and (2) Interest on the Bonds is not (A} a specific preference item subject to the alternative minimum tax on individuals and corporations or (B) included in a corporation• s adjusted current earnings for pwposes of the alternative minimum tax. In providing such opinions. we have relied on representations of the City, the City's financial advisor and the underwriters of the Certificates with respect to matters solely within the knowledge of the City, the City's financial advisor and the underwriters respectively, which we have not independently verified, and have assumed continuing compliance with the covenants in the Ordinance pertaining to those sections of the Internal Revenne Code of 1986, as amended, that affect the exclusion from gross income of interest on the Certificates for federal income tax purposes. If such representations are determined to he inaccurate or incomplete or the City fails to comply with the foregoing provisions of the Ordinance, interest on the Certificates could become includable in gross income from the date of original delivery, regardless of the date on which the event causing such inclusion occurs. 0 0 0 0 0 0 0 C 0 C 0 0 0 0 0 0 0 0 0 0 Except as stated above, we express no opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Certificates. Owners of the Certificates should be aware that the ownership of tax.-exempt obligations may result in collateral federal income tax consequences to financial institutions, life insurance and property and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, tax.payers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations, and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corporations doing business in the United States may be subject to the ''branch profits tax" on their effectively-connected earnings and profits (including tax-exempt interest such as interest on the Certificates). The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We assume no duty to update or supplement these opinions to reflect any facts or circumstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service"); rather, such opinions represent our legal judgment based upon our review of existing law and in reliance upon the representations and covenants referenced above that we deem relevant to such opinions. The Service has an ongoing audit program to determine compliance with rules that relate to whether interest on state or local obligations is includable in gross income for federal income tax purposes. No assurance can he given as to whether or not the Service will commence an audit of the Certificates. If an audit is commenced, in accordance with its current published procedures the Service is likely to treat the City as the tax.payer. We observe that the City has covenanted in the Ordinance not to take any action, or omit to take any action within its control, that if taken or omitted, respectively, may result in the treatment of interest on the Certificates as includable in gross income for federal income tax purposes. -3- 0 0 0 0 0 Thu page is intentionally left blank 0 0 0 0 0 0 0 I 0 0 0 0 0 0 0 0 Vinson&Elkins [FORM OF OPINION OF BOND COUNSEL] [Closing Date] $96,540,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION TAXABLE SERIES 201 OB (BUILD AMERICA BONDS -DIRECT PAYMENT) WE HA VE represented the City of Lubbock, Texas (the "City"), as its Bond Counsel in connection with an issue of certificates of obligation (the 11Certificates") described as follows: CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, TAXABLE SERIES 2010B (BUILD AMERJCA BONDS -DIRECT PAntENT}, dated their date of delivery, issued in the principal amount of $96,540,000. The Certificates mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Certificates and in the ordinance adopted by the City Council of the City authorizing their issuance (the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Certificates under the Constitution and laws of the State of Texas. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the transcript of proceedings described in the following paragraph. We have not assumed any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Certificates. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Certificates has been limited as described therein. IN OUR CAPACITY as Bond Counsel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Certificates, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other public officials, and other certified showings relating to the authorization and issuance of the Certificates. We have also examined executed Certificate No. 1 of this issue. Vinson & l!lkln, LLP Attomeys at Ll.w Austin Beijing Dallas Dub.Ii Houllon London Moscow New York Tok)oo Washlnglon Trammell Crow Center, 2001 Ross A.,.nue, Suite 3700 Dallas, Texaa 78201-2975 Tel 214.220.7700 Fax 214.220.7716 www.valaw.com BASED ON SUCH EXAMINATION, IT IS OUR OPINION THAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Certificates in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Certificates constitute valid and legally binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property within the City, necessary to pay the interest on and principal of the Certificates, has been levied and pledged inevocably for such purposes, within the limit pre.scribed by law, and the total indebtedness of the City, including the Certificates, does not exceed any constitutional, statutory or other limitations. In addition, the Certificates are further secured by a limited pledge (not to exceed $1,000) of the surplus net revenues of the City's Waterworks System, as described in the Ordinance. THE RIGHTS OF THE OWNERS of the Certificates are subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which pennit the exercise of judicial discretion. IT IS OUR FURTHER OPINION THAT: Interest on the Certificate.s is not excludable from gross income for federal income tax purposes under existing law. We express no other opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Certificates. The opinions set forth above are based on existing law, which is subject to change. Sucb opinions are further based on our knowledge of facts as of the date hereof. We assume no duty to update or supplement these opinions to reflect any facts or circumstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. -2- 0 0 0 0 0 0 0 0 0 0 0 0 0 Q 0 0 0 0 0 D I I Q 0 RBC Capital MarketsfJ 0 0 0 0 C C ' ' S48,95S,OOO CityorLubbotL, TeULt PURCHASE CONTRACT RELATll'liG TO S96,540,000 CityofLubboek. Ttu1 Tu and Waterw@rks System s,uplus luveoue Cerlif1eates or Obligation S.rifflGtOA T•• and W.atenvorb Sf!ilem Swphu Revenue Certif1eates ot Ohligadcm Tuable-Serlea ?OtoD (Build America Bonds ~ Direct Payment) Jw,uary 21, 2010 The Honorable Mayor and Mernbero of the City Council City of Lubbock P.O. Box 2000 Lubbock, Texas 79457 Dear Mayor and Members of the City Council: FIRST SolJrHWI!STCOMPANf (the .. Aul.h.orized Representative"),. HUTCHINSON, SHOCKEY, ERUY & Co., J.P. MORGAN SECUIUTfU /NC, MORGAN KEEGAN & COMPA.Nl', INC., AND SDIJTHWUT $ECURJTIES, INC (collectively, the "Underwriters"}, offer to enter into this Pwt:.hwie Contract (the "Purchase Con~act") with the Orr OF LUBBOCK, Ta'.4.r(the "City") for the pmcliw.e by the Underwriters ofcb.e City's Tw; and Wateni.<Ol'k$ S)IS'tern. Surplus Re-.ienue Ce.rtiflCLJU!'/ of Obligation, &rie.s 2010A (the "Series 2010A CertificalcS") und the City's Tax and Wate~ System Surplus Re:ve,rue Ccrtifl.rotes of Obligatior1, TambJe Sures 20 I IJB (Build America Bonds - Direct Payment) (the "Series 2010B Certificates" and together wirh che Series 2010A Certificates, lite nsecwities"). This offer is made subject to the City's acceptance of this Purchase Contract on or before 12:00 p.m, Ccntrnl Time on fanu:ncy 211 2010, L Pun:base and Sale oftbe Sec.urides. (a) The Series 20/0A Cerlifscares. (i} Upon the terms and conditions and upon the basis of the represeruations set forth herein, the Underwriters, jointly end severally, hereby agree to purchase from the City, and the City hereby agrees to sell and deliver to the Urtdenvrite~ IUl aggregate of S48/)55,(JfJ() ic principal nmaunt of the Series 20lDA Certificates. The Series 201 DA Cc.rtifi~ shall have lhe ma.tUritics,. interest rates and be subject ro redemption in accordance with lhe provisions ofE,chibit 6 hereto and shall be issued and s:ecun:d under the provisions of the Ordinance (os de-fined below). No Text ' ' ' (ii) The purchase price for the Series 2010A Certificates shall be $51,894,822.24 (representing the principal amount of the Series 201 OA Certificates, plus net original issue premium on the Series2010A Certificates in the amountofSJ,173,768.25, and less an Underwriters' discount on the Series 201 OA Certificates of $233,946.01), and no accrued interest. (b) The Series 2010B Certificates. (i) Upon the tenm and conditions and up:m the basis of the representations set forth herein, the Undeiwriters,jointly and severally, hereby agree to purchase from the City, and the City hereby agrees to sell and deliver to the Underwriters an aggregate of $96,540,000 in principal amount of the Series 201 OB Certificates. The Series 201 OB Certificates shall have the maturities, interest rates and be subject to redemption in accordance with the provisions of Exhibit B hereto and shall be issued and secured under the provisions of the Ordinance (as defined below). (ii) The purchase price for the Series 2010B Certificates shall be $95,948,277.38 (representing the principal amount of the Series 2010B Certificates and less an Underwriters' discount on the Series 2010B Certificates of $591,722.62), and no accrued interest. ( C) FIRST SOU11IWEST COMPANY, as the Authorized Representative, represents that it has been duly authorized to execute this Purchase Contract and has been duly authorized to act hereunder as the Authorized Representative. All actiom that may be taken by the UndeIWriters hereunder may be taken by the Authorized Representative alone. 2. Ordinance. The Securities shall be as described in and shall be issued and secured under the provisions of an ordinance adopted by the City on December 16, 2009 (the "Ordinance"), authorizing the issuance and sale of the Series 201 0A Certificates and the Series 2010B Certificates. In the Ordinance, the City Council of the City delegated the authority to the City Manager and the Chief Financial Officer ( each an "Authorized Officer") to establish the pricing terms for the Series 2010A Certificates and the Series 2010B Certificates, respectively, through the execution of two separate Pricing Certificates dated the date hereof (collectively referred to herein as the "Pricing Certificate"). The Securities shall be secured and payable as provided in the Ordinance and the Pricing Certificate. 3. Public Offering. It shall be a condition of the obligatiom of the City to sell and deliver the Securities to the Underwriters, and of the obligations of the Underwriters to purchase and accept delivery of the Securities, that the entire principal amount of the Securities authorized by the Ordinance and as set forth in the Pricing Certificate shall be sold and delivered by the City and accepted and paid for by the Underwriters at the Closing. The Underwriters agree to make an initial public offering of all of the Securities at prices not to exceed the public offering prices set forth in the Official Statement and may subsequently change such offering prices without any requirement of prior notice. The Underwriters may offer and sell Securities to certain dealers (including dealers depositing Securities into investment trusts) and others at prices lower than the public offering prices stated in the Official Statement; provided that on or before the Closing, the Authorized Representative shall execute and deliver to Bond Counsel an Is.sue Price Certificate for each series 2 No Text ' ' ' of the Securities prepared by Bond Counsel, which in the case of the Series 2010B Certificates will be in substantially the form attached hereto as Exhibit E. 4. Security Deposit. Delivered to the City herewith is a COipOrate check of the Authorized Representative payable to the order of the City in the amount oUJ,473,700. Such check is a common "Good Faith" check for the Securities, and such check may be applied toward any obligation of the Underwriters owing as a result of the failure of the Underwriters to accept delivery of the Securities as provided herein. The City agrees to hold such check uncashed until the Closing to ensure the performance by the Underwriters of their obligation to purchase, accept delivery of and pay for the Securities at the Closing. Concurrently with the payment by the Underwriters of the purchase price of the Securities, the City shall return such check to the Authorized Representative as provided in Paragraphs 7 and 8 hereof. Should the City fail to deliver the Securities at the Closing, or should the City be unable to satisfy the conditions of the obligations of the Underwriters to purchase, accept delivery of and pay for the Securities, as set forth in this Purchase Contract (unless waived by the Authorized Representative), or should such obligations of the Underwriters be terminated for any reason permitted by this Purchase Contract, such check shall immediately be returned to the Authorized Representative. In the event the Underwriters fail ( other than for a reason permitted hereunder) to purchase, accept delivery of and pay for the Securities at the Closing as herein provided, such check shall be retained by the City as and for full liquidated damages for such failure of the Underwriters and for any defaults hereunder on the part of the Underwriters. The Authorized Representative hereby agrees not to stop or cause payment on said check to be stopped unless the City has breached any of the terms of this Purchase Contract. 5. Official Statement. The Official Statement, including the cover pages and Appendices thereto, of the City, dated January 21, 2010, with respect to the Securities, as further amended only in the manner herein provided, is hereinafter called the "Official Statement." The City hereby authorizes the Ordinance and the Official Statement and the information therein contained to be used by the Underwriters in connection with the public offering and sale of the Securities. The City confirms its consent to the use by the Undeiwriters prior to the date hereof of the Preliminary Official Statement, relative to the Securities, datedJanuwy 8, 2010 (the "Preliminary Official Statement"), in connection with the preliminary public offering and sale of the Securities, and it is "deemed final" as of its date, within the meaning, and for the pwposes, of Rule 15c2-12 promulgated under authority granted by the federal Securities and Exchange Act of 1934 (the "Rule"). The City agrees to cooperate with the Underwriters to provide a supply of final Official Statements within seven business days of the date hereof which (i) is complete as of the date of its delivery to the Underwriters in such quantity as the Authorired Representative shall reasonably request in order for the Underwriters to comply with Section (b)(4) of the Rule and the rules of the Municipal Securities Rulemaking Board (the "MSRB"), and (ii) is in such printed or electronic form as may be required by the Rule and the rules of the MSRB. The Underwriters will use their best efforts to assist the City in the preparation of the final Official Statement in order to ensure compliance with the aforementioned rules. If at any time after the date of this Purchase Contract but before the first to occur of (i) the date upon which the Underwriters notify the City that the period of the initial public offering of the 3 No Text ' ' ' Securities has expired or (ii) the date that is 90 days after the date hereof, any event shall occur that might or would cause the Official Statement to contain any untrue statement of a material fact or to omit to state a material fact required to be stated therein or necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading, the City shall notify the Authorized Representative, and if, in the opinion of the Authorized Representative, such event requires the preparation and publication of a supplement or amendment to the Official Statement, the City will at its expense supplement or amend the Official Statement in the form and in a manner approved by the Authorized Representative and furnish to the Underwriters a reasonable number of copies requested by the Authorized Representative in order to enable the Underwriters to comply with the Rule. To the best knowledge and belief of the City, the Official Statement contains information, including financial information or operating data, as required by the Rule. Except as disclosed in the Official Statement, the City has not failed to comply with any undertaking specified in paragraph (b)(5)(i) of the Rule within the last five years. 6. Representations, Warranties and Agreements of the City. On the date hereof, the City represents, warrants and agrees as follows: (a) The City is a home rule municipality and a political subdivision of the State of Texas and a body politic and corporate, and has full legal right, power and authority to enter into this Purchase Contract, to adopt the Ordinance, to sell the Securities, and to issue and deliver the Securities to the Underwriters as provided herein and to carry out and conswnmate all other transactions contemplated by the Ordinance, the Pricing Certificate, and this Purchase Contract; (b) By official action of the City prior to or concurrently with the acceptance hereof, the City has duly adopted the Ordinance, has duly authorized and approved the execution and delivery of, and the performance by the City of the obligations contained in the Securities, the Pricing Certificate and this Purchase Contract and has duly authorized and approved the perfonnance by the City of its obligations contained in the Ordinance, including, without limitation, the submission of a transcript of proceedings to the Public Finance Division of the Office of the Attorney General of Texas (the "Attorney General") for the approval of the Securities; and the Ordinance and this Purchase Contract constitute legal, valid and binding agreements of the City, enforceable in accordance with their respective terms, subject to bankruptcy, insolvency, reorganization, moratoriwn and other similar laws and principles of equity relating to or affecting the enforcement of creditors' rights or by general principles of equity which permit the exercise of judicial discretion; (c) The City is not in breach of or default under any law or administrative regulation of the State of Texas or the United States (including regulations of its agencies) applicable to the issuance of the Securities or any applicable judgment or decree or any loan agreement, note, order, agreement or other instrument, except as may be disclosed in the Official Statement, to which the City is a pwty orto the knowledge of the City it is otheiwise 4 No Text ' ' subject, that would have a material and adverse effect upon the bus~ or financial condition of I.he City; and the execution and delivery of the Secwitics and this Pw-ch.ase Contract by the City and the adoption of the Ordinance by the City and i;ompiiance with the provisions of each theroof will not violate or constitU!e a breach of or default under an)! existing law or administrative n;gufotion, or any judgment, d~ o:r agreement or other instrument to which the City is a party or, to the knowledge of the City, is otherwise subject; (d) All approvEW.l, i;onsents and order.. of any governmenttl autbority or agency having jurisdiction of any matter that would comtitut1; a oonditioo precedent to the performance by the City of its obligations to sell and deliver the Securitieg bereu.ndcr will have been obLainod prior to the Closing, cx.cept for the approval of the Sec:uritie3 by the Attorney General and registration of the Secwilies by the Office of the Comptroller of Che State (the "Com_ptmUer"), and the City shall tirmdy cause a transcript of proceedings to be filed with the Attorney General in fonn and substance consistent with the administrative rule:i of the Public Finance Divi&i.on of lhe Attorney General, which will permit the review of such transcript and the approval of the Securities by the Ab.omey General, and the regi!itrarion of the Securities bJ thi: Comptroller on or before the Closing,. as required by Section 8(e)(6) hereof, but subject tD the discretion of the Attorney General with respect to the LBSUance of his approving opinion; (e) Atth,: time of the City'sacceplancehm:of llll<I at the time of the Owing, the Official Sbtcment docs not and will not contain any untrue statement of a material fact or omit to s.t:ate a mnterial fact required to be stated lhcrein or necessary to make the statemenl<I therein, in the light of the circumstances under which they were made, not misleading; (f) Between the date of this Purch8$e Contract and the Closing, the City will not, wilhout the prior written coruieot of lhe Underwriters, sell or issue any addilional bon~ nou:s or other obligations; for borrowed money payable in whole or in part from 00 va.lorem tuxes, Mil the City will not incur wiy material liabilities, direct or C(lntingeot, nor will thllm':I be any adver.;e change of a material rurture in the financial position of the City; (g) Except as described in the Official Slaterm:nt, no litigation is pending or~ to the knowledge of the City, threatened in any ooun offccting the corporate exis.tcoce of the City, the title ofits officers LO their respective office:g, or seeking to n:&train or enjoin the issuance or delivery of lhe Securities,. the levy, collection or application of the ad valorem laXes and the swplus net revenues {~ "Pledged Revenues"') of the City'5 Waterworks S)"lem pledged or to be pledged OJ pay the prinoipal of and -on the S«urities, or in .any '"'ay conte&ting or affecting the ts:!'lus.nce, CX('.CUtion, delivery\ payment, security or validity oft.he Securities, or in anJ way cont.esting or affecting the validity or enforceability of the Ordmwi.ce, or contesting the powm of lhe City, or any 11uthority for the Se(;urities, the Ord.loo.nee, the Pricing Certificate or thLII Pmcitasc C011fract: or contesting in any way the completeness, ace\l.nlCy or faimoss of the Prelimimuy Official Starement or the Official Statement or, to the best knowledge of the City, which in any way ciuc:stions (i) the exclusion from gross income oflhe o\\"llen-thereof of the interest on lhe Series 201 OA Certificate:!! for ' ,,. ·~ federal iocomc tax purposes or in any other way questions: the status of the Series 2010A Certific;a~ under federal or State tax laws or~ or, (ii) the eligibility of the City to elect to hove the Series 201 OB Certificates treated as obligations described undet Section 54AA(g) rsuikl America Bonds") of the lntemal Revenue Code of 1986, as amended (the "Cade,,), or to receive federal subsidy payments for the Seric.o; 2010B Certificates under Section 54AA of the Code; (h) Toe City will cooperate with the Underwriters m """"ging for the qualification of the Securities for sale and the deu=rmination of theit iiligibillty for investment wider the. lows of such jurisdictions as the Authorized Repre,sentativ e designates, and will use it, best efforts to continue sucli qualifications in effo;t so long as req_uired for distribution of the Securities; provided, however. thal the City will not be required to execute a co111:1ent to service of process-or to qualify to do bu.siocss in conocction with any such quaJification in my jurisdict~ (i) Thedescriptionsoflhe Securities and the Ordinance contained. in the Official Statement accurately summarize certain pn,vis-ions of such instruments., and the Securities, when validly executed, WJ.thenricated and delivered in occordanc.e with the Ordinance and sold to the Undtrwriter.i BB provided herein. will be validly issued and outstanding obligations of the City entitled to the benefits of, and subject to the limitstiom contained in, the Ordinance; G) lf prior to the Closing an event occurs affecting the City tho.t is-materially adverse for the p'llqlOSe for which the Official Statement is to be used and is not disclosed in the Official StatelQelll, the City shall notify the Authorized Representative, and if in the opinion of the City and the Aulhorized Representative such event requirc:5 a supplement or 8Jl'lmdmmt to the Official Stliemc.ot,. the City will !iUJIP}ement or mnend the OfficiaJ Slatemcnt in a; form and in a manner approved by the Authorized Representative~ (k) The finllncial stnl<ment, contained in tho otlicW Statement present fBirly the financiulpositioo of the City Wi ofthed.e.teand for the period covered thereby andaresttted on 'P basis substantially cons.istent with that of the prior )"CBl's lllu.dited financial statements; (I) Any ccrtiticow signed by any offidal of the City arul &Livered to the Underwriters shall be deemed a representation and wamnty by che City to the Underwriters BS to the truth of the statements therein contained; (m) 'rhe City has not been ootifiod of any li.,ting or proposed listing by the Internal Revecue Service to the effect llwt it 16 a bond issuer whose arbitrage ccrtifu:.ations may ncit be rellid upon; and (n) The City will nof knowingly take or omit to lake any action, which oction or omission will in any w11y ca.WIC tru: proceeds from the sale oflhe Securities to be applied in a manner other than as provided in the Ordinance or thaJ. would cause the interest of the ' No Text ' ' Series 201 0A Certificates to be includable in gross income of the holders thereof for federal income tax purposes. 7. Closing. By 10:00 AM., Central Time. on February 4, 2010 (the .,Closing"), the City will deliver the initial securities certificates of the Securities (as provided for in the Ordinance) to the Underwriters and the City shall take appropriate steps to provide The Depository Trust Company ("DTC') with one definite securities certificate for each year of maturity of the Securities, and to provide the Underwriters with the other documents hereinafter mentioned. On or prior to the date of Closing, the Underwriters shall make arrangements with DTC for the Securities to be immobilized and thereafter traded as book-entry only securities and on the date of Closing the Underwriters will accept such delivery and pay the purchase price of the Series 20 I 0A Certificates and the Series 20108 Certificates, respectively, as set forth in Paragraph I hereof in immediately available funds. Concurrently with the payment for the Securities by the Underwriters, the City shall return to the Authorized Representative the check referred to in paragraph 4 hereof. Delivery and payment as aforesaid shall be made at the office of the paying agent/registrar for the Securities, as identified in the Official Statement, or such other place as shall have been mutually agreed upon by the City and the Authorized Representative. In addition, the City and the Underwriters agree that there shall be a preliminary closing held at such place as the City and the Underwriters shall mutually agree, commencing at least 24 hours prior to the Closing; provided, however, in lieu of this preliminary closing Bond Counsel, as defined below, may provide the counsel to the Underwriters with a complete Transcript of Proceedings on the business day preceding the Closing. Drafts of all documents to be delivered at the Closing shall be prepared and distributed to all parties and their counsel for review at least three business days prior to the Closing. 8. Conditions. The Underwriters have entered into this Purchase Contract in reliance upon the representations and wammties of the City contained herein and to be contained in the documents and instruments to be delivered at the Closing, and upon the performance by the City of its obligations hereunder, both as of the date hereof and as ofthedateofClosing. Accordingly, the Underwriters' obligations under this Purchase Contract to purchase and pay for the Securities shall be subject to the performance by the City of its obligations to be performed hereunder and under such docwnents and instruments at or prior to the Closing, and shall also be subject to the following conditions: (a) The representations and warranties of the City contained herein shall be true, complete and correct in all material respects on the date hereof and on and as of the date of Closing, as if made on the date of Closing; (b) At the time of the Closing, (i) the Ordinance shall be in full force and effect, and the Ordinance shall not have been amended, modified or supplemented and the Official Statement shall not have been amended, modified or supplemented, except as may have been agreed to by the Authorized Representative; and (ii) the net proceeds of the sale of the 7 ,.. ' Securities shall be deposited and applied as described in the Official Statement and in the Ordinance; (c) At the time of the Closing, all official action of the City related to the Ordinance shall be in full force and effect and shall not have been amended, modified or supplemented; (d) The City shall not have failed to pay principal or interest when due on any of its outstanding obligations for borrowed money; (e) At or prior to the Closing, the Underwriters shall have received each of the following documents: (I) The Official Statement of the City executed on behalf of the City by the Mayor and City Secretary, or a conformed copy thereof; (2) The Ordinance, certified by the City Secretary under the seal of the City as having been duly adopted by the City and as being in effect, with such changes or amendments as may have been agreed to by the Underwriters. The Ordinance shall contain the agreement of the City, in form satisfactory to the Underwriters, that is described under the caption "Other Information -Continuing Disclosure of Information" in the Preliminary Official Statement; (3) the Pricing Certificate, having been duly executed on behalf of the City by an Authorized Officer, (4) The Paying Agent/Registrar Agreement (with respect to each or both series of the Securities), having been duly executed on behalf of the City and The Bank of New York Mellon Trust Company, National Association, as Paying Agent/Registrar; (5) The opinions pertaining to the issuance of the Securities, dated the date of Closing, ofVUIOOn & Elkins L.L.P. ("Bond Counsel") in substantially the form and substance set forth in Appendix B to the Official Statement; (6) Opinions with respect to the Securities, dated on or prior to the date of Closing, of the Attorney General, approving the Securities as required by law and the registration certificates of the Comptroller; (7) The supplemental opinion, dated the date of Closing, of Bond Counsei addressed to the City and the Underwriters, which provides that the UndeIWritexs may rely upon the opinion of Bond Counsel delivered in accordance with the provisions of paragraph 8( e)(5) hereof, and opining to the effect that (a) the Purchase Contract has been duly authorized, executed and delivered by the City and 8 ,,. ' ' ' ' ' ' (assuming due authorization by the Underwriters) constitutes a binding and enforceable agreement of the City in accordance with its terms; (b) in its capacity as Bonet CoW1Sel, such firm has reviewed the information in the Official Statement under the captions or subcaptions "The Obligations" (exclusive of the infonnation under the subcaption "Book-Entry-Only System" and "Sources and Uses of Proceeds"), "Tax Matters" and the subcaptions "Legal Investments and Eligibility to Secure Public Funds in Texas," "Legal Matters" and "Continuing Discloswe of Information" (exclusive of the infonnation under the subcaption "Compliance with Prior Undertakings") under the caption "Other Infonnation" in the Official Statement, and such firm is of the opinion that such descriptions present a fair and accwate swnmary of the provisions of the laws and instruments therein described and, with respect to the Securities., such information conforms to the Ordinance; and (c) the Securities are exempt from registration pursuant to the Securities Act of 1933, as amended, and the Ordinance is exempt from qualification as an indenture pursuant to the Trust Indenture Act of 1939, as amended; (8) An opinion or opinions of McCall, Parlchurst & Horton L.L.P., Underwriters' Counsel, addressed to the Undenvriters, and dated the date of Closing in substantially the form attached hereto as Exhibit C; (9) A certificate, dated the date of Closing, signed by the Mayor and Chief Financial Officer of the City, to the effect that (i) the representations and warranties of the City contained herein are true and correct in all material respects on and as of the date of Closing as if made on the date of Closing; (ii) except to the extent disclosed in the Official Statement, no litigation is pending or, to the knowledge of such persons, threatened in any court to restrain or enjoin the issuance or delivery of the Securities, or the levy, collection or application of the ad valorem taxes and Pledged Revenues pledged or to be pledged to pay the principal of and interest on the Securities, or the pledge thereof, or in any way contesting or affecting the validity of the Securities or the Ordinance, or contesting the powers of the City or the authorization of the Securities or the Ordinance, or contesting in any way the accuracy, completeness or fairness of the Official Statement (but in lieu of or in conjunction with such certificate, the Underwriters may, in their sole discretion, accept certificates or opinions of the City Attorney that, in the opinion thereof, the issues raised in any such pending or threatened litigation are without substance or that the contentions of all plaintiffs therein are without merit); (iii) to the best of their knowledge, no event affecting the City has occurred since the date of the Official Statement that should be disclosed in the Official Statement for the purpose for which it is to be used or that it is necessary to disclose therein in order to make the statements and information therein not misleading in any respect; and (iv) that there has not been any material and adverse change in the affairs or financial condition of the City since September 30, 2008, the latest date as to which audited financial information is available; • ,,. ' ' ' ' ' (I 0) An opinion or opinions of the City Attorney addressed to the Underwriters and dated the date of Closing substantially in the form and substance of Exhibit D hereto; (11) A certificate, dated the date of the Closing, of an appropriate officer of the City to the effect that, on the basis of the facts, estimates and circwnstances in effect on the date of delivery of the Securities, it is not expected that the proceeds of the Series 20 I 0A Certificates will be used in a manner that would cause such Series 2010A Certificates to be "arbitrage bonds" within the meaning of Section 148 of the Internal Revenue Code of 1986, as amended; (12) Evidence of the rating on the Securities, which shall be "Aa3" by Moody's Investors Service, Inc. ("Moody's"), "AA+" by Standard and Poor's Corporation, a division of the McGraw-Hill Companies, Inc. ("S&P"), and "AA" by Fitch Ratings ("Fitch"}, shall be delivered in a form acceptable to the Underwriters; (13) A certificate or other evidence (which may be satisfied as an election made in the Ordinance or Pricing Certificate) that the City has ma.de the irrevDCable election to treat the Series 2010B Certificates as "build America bonds" under section 54AA of the Code and as "qualified bonds" under 54AA(g) of the Code; and (14) Such additional legal opinions, certificates. instruments and other documents as Bond Counsel or the Underwriters may reasonably request to evidence the truth, accuracy and completeness, as of the date hereof and as of the date of Closing, of the City's representations and warranties contained herein and of the statements and infonnation contained in the Official Statement and the due performance and satisfaction by the City at or prior to the date of Closing of all agreements then to be performed and all conditions then to be satisfied by the City. All of the opinions, letters, certificates, instruments and other documents mentioned above or elsewhere in this Purchase Contract shall be deemed to be in compliance with the provisions hereof if. but only if, they are satisfactory to the Underwriters. If the City shall be unable to satisfy the conditions to the obligations of the Underwriters to purchase. to accept delivery of and to pay for the Securities as set forth in this Purchase Contract, or if the obligations of the Underwriters to purchase, to accept delivery of and to pay for the Securities shall be terminated for any reason pennitted by this Purchase Contract, this Purchase Contract shall tenninate, the security deposit referred to in Paragraph 4 of this Purchase Contract shall be returned to the Authorized Representative and neither the Underwriters nor the City shall be under further obligation hereunder, except that the respective obligations of the City and the Underwriters set forth in Paragraphs 10 and 12 hereof shall continue in full force and effect. 9. Termination. The Underwriters may terminate its obligation to purchase at any time before the Closing if any of the following should occur: IO ,,. ,. ,. ' ' ' ' (a) (i) Legislation shall have been enacted by the Congress of the United States, or recommended to the Congress for passage by the President of the United States or favorably reported for passage to either House of the Congress by any Committee of such House; or (ii) a decision shall have been rendered by a court established under Article III of the Constirution of the United States or by the United States Ta,; Court; or (iii) an order, ruling or regulation shall have been issued or proposed by or on behalf of the Treasury Department of the United States or the Internal Revenue Service or any other agency of the United States; or (iv) a release or official statement shall have been issued by the President of the United States or by the Treasury Department of the United States or by the Internal Revenue Service, the effect of which, in any such case described in clause (i), (ii), (iii), or (iv), would be to impose, directly or indirectly, federal income taxation upon interest received on obligations of the general character of the Series 2010A Certificates or upon income of the general character to be derived by the City, other than any imposition of federal income taxes upon interest received on obligations of the general character as the Series 2010A Certificates on the date hereof and other than as disclosed in the Official Statement, in such a manner as in the judgment of the Authorized Representative would materially impair the marketability or materially reduce the market price of obligations of the general character of the Series 201 0A Certificates. ·· (b) Any action shall have been taken by the Securities and Exchange Commission or by a court that would require registration of any security under the Securities Act of 1933, as amended, or qualification of any indenture under the Trust Indenture Act of 1939, as ameuded, in connection with the public offering of the Securities, or any action shall have been taken by any court or by any governmental authority suspending the use of the Preliminary Official Statement or the Official Statement or any amendment or supplement thereto, or any proceeding for that purpose shall have been initiated or threatened in any such court or by any such authority. (c) (i) The Constitution of the State of Texas shall be amended or an amendment shall be proposed, or (ii) legislation shall be enacted, or (iii) a decision shall have been rendered as to matters of Texas law, or (iv) any order, ruling or regulation shall have been issued or proposed by oron behalf of the State of Texas by an official, agency or department thereof, affecting the tax status of the City, its property or income, its securities (including the Securities) or the interest thereon, that in the judgment of the Authorized Representative would materially affect the marlcet price of the Securities. (d) A general suspension of trading in securities shall have occurred on the New York Stock Exchange. ( e) A material disruption in securities clearance, payment or settlement services in the United States shall have occwred. (f) There shall have occurred any (i) material outbreak of hostilities (including. without limitation, an escalation of hostilities that existed prior to the date hereof or an act II ,. ' ' ' ' ' ' ' of terrorism) or (ii) material other national or international calamity or crisis, or any material adverne change in the financial, political or economic conditions affecting the United States, the effect of which on U.S. fmancial marlcets of such an event described in clauses (i) or (ii) shall make it, in the reasonable judgment of the Authorized Representative, impractical or inadvisable to proceed with the offering or delivery of the Securities as contemplated by the final Official Statement ( exclusive of any amendment or supplement thereto). (g) An event described in Paragraph 66) hereof occurs that, in the reasonable judgment of the Authorized Representative, requires a supplement or amendment to the Official Statement that is deemed by them, in their discretion, to adversely affect the market for the Securities. (h) A general banking moratorium shall have been declared by authorities of the United States, the State of New York or the State of Texas. (i) A lowering of the ratings of"Aa3," "AA+" and "AA," initially assigned to the Securities by Moody's, S&P and Fitch, respectively, shall occur prior to the Closing. 10. Expenses. ( a) Toe City shall pay all expenses incident to the issuance of the Securities, including but not limited to: (i) the cost of the preparation, printing and distribution of the Preliminary Official Statement and the Official Statement; (ii) the cost of the preparation and printing of the Securities; (iii) the fees and expenses of Bond Counsel to the City; (iv) the fees and disbursements of the City's accountants, advisors, and of any other experts or consultants retained by the City; and (v) the fees for the bond ratings and any travel or other expenses incurred incident thereto. (b) The Underwriters shall pay (i) all advertising expenses in connection with the offering of the Securities; (ii) the cost of the preparation and printing of all the underwriting documents; and (iii) the fee of McCall, Parkhurst & Horton L.L.P. for such firm's opinion required by Paragraph 8(e)(8) hereof. 11. Notices. Any notice or other communication to be given to the City under this Purchase Contract may be given by delivering the same in writing at the address for the City set forth above, and any notice or other communication to be given to the Underwriters under this Purchase Contract may be given by delivering the same in writing to FIRST SOUTHWESTCOMPANY, 777 Main Street, Suite 1200, Ft. Worth, Texas 76102, Attention: Mr. David Medanich. 12. Parties in Interest. This Purchase Contract is made solely for the benefit of the City and the Underwriters (including the successors or assigns of any Underwriter) and no other person shall acquire or have any right under this contract. The City's representations, warranties and agreements contained in this Purchase Contract that exist as of the Closing, and without regard to any change in fact or circwnstance occurring subsequent to the Closing, shall remain operative and in full force and effect, regardless of (i) any investigations made by or on behalf of the Underwriters, and (ii) delivery of any payment for the Securities hereunder; and the City's representations and 12 No Text ' ' ' ' ' ' ' ' warranties contained in Paragraph 6 of this Purchase Contract shall remain operative and in full force and effect, regardless of any termination ofthis Purchase Contract. 13. Severability. If any provision of this Purchase Contract shall be held or deemed to be or shall, in fact, be invalid, inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions, or in all jurisdictions because it conflicts with any provisions of any constitution, statute, rule of public policy, or any other reason, such circwnstances shall not have the effect of rendering the provision in question invalid, inoperative or unenforceable in any other case or circwnstances, or of rendering any other provision inoperative or unenforceable to any extent whatever. 14. Choice of Law. This Purchase Contract shall be governed by and construed in accordance with the laws of the State of Texas. 15. Execution in Counterparts. This Purchase Contract may be executed in any nwnber of counterparts, all of which taken together shall constitute one and the same instrument, and any of the parties hereto may execute ~s Purchase Contract by signing any such counterpart. 16. Section Headings. Section headings have been inserted in this Contract as a matter of convenience of reference only, and it is agreed that such section headings are not a part of this Contract and will not be used in the interpretation of any provisions of this Contract. 17. Status of the Underwriten. The City acknowledges that in connection with the offering of the Securities and the discussions and negotiations relating to the terms of the Securities set forth in this Contract: (a) the Underwriters have acted at anns length, are not agents of or advisors to, and owe no fiduciary duties to, the City or any other person, (b) the Under.vriters' duties and obligations to the City shall be limited to those contractual duties and obligations set forth in this Contract and (c) the Underwriters may have interests that differ from those of the City. The City waives to the full extent permitted by applicable law any claims it may have against the Underwriters arising from an alleged breach of fiduciary duty in connection with the offering of the Securities. [Signature page follows.] 13 ,. ' ' ' If you agree with the foregoing, please sign the enclosed counterpart of this Purchase Contract and return it to the Authorized Representative. This Purchase Contract shall become a binding agreement between you and the Undenvriters when at least the counterpart of this Purchase Contract shall have been signed by or on behalf of each of the parties hereto. Very truly yours, First Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. By: Fint Southwest Company Authorized Representative By: i2,t_,tk: Name: Pete Stare Title: Senior Vice President CITY0FLUBB0CK, TEXASTAXANDWATERW0RKSSYSTEMSURPLUSREVENUECERTIFICATES OF OBLIGATION, SERIES 2010A CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIF1CATES OF OBLIGATION, TAXABLE SERIES 2010B {BUILD AMERICA BoNDS -DIRECT PAYMENT) ACCEPTANCE ACCEPTED pursuantto a motion adopted by the City Council of the City ofLubbock, Texas on the 16m day of December, 2009 and executed this ___ day of January, 2010. By: Authorized Officer City of Lubbock, Texas No Text ' ' ' ' If you agree with the foregoing, please sign the enclosed counterpart of this Purchase Contract and return it to the Authorized Representative. This Purchase Contract shall become a binding agreement between you and the Underwriters when at least the co1mte,part of this Purcha.se Contract shall have been signed by or on behalf of each of the parties hereto. Very truly yours, First Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. By: First Southwest Company Authorized Representative By: Name: Pete Stare Title: Senior Vice President CITY OF LUBBOCK. TEXAS TAX AND WATERWORKS SYSTEM SURPLUS Ri:VENUJ: CERTIFICATES OF OBLIGATION, SERBS 2010A CITY OF LUBBOCK. TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CER11FICA TES OF OBLIGATION, TAXABLE SERIES 20108 (BUILD AMERICA BONDS• DIRECT PAYMENT) ACCEPTANCE ACCEPTED pursuant to a motion adopted by the Ci~ Council of the City of Lubbock. Texas on the 16th day of December, 2009 and executed this /?I I' day of January, 2010. By, ~~ A~ d Officer City of Lubbock, Texas No Text ' ' ' ' ' ' ' EXHIBIT A Schedule of Maturities, Interest Rates, Yields and Redemption Provisions $48,955,000 City of Lubbock, Texas Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2010A Maturity Principal Interest Rate Yield {!ebruao: 15} Amount {¾} (¾} 2011 $3,010,000 2.000 0.400 2012 2,750,000 1.875 0.880 2012 3,115,000 2.000 0.880 2013 1,150,000 1.875 1.230 2013 4,900,000 5.000 1.230 2014 450,000 2.000 1.590 2014 5,890,000 5.000 1.590 2015 350,000 2.250 2.030 2015 2,775,000 4.000 2.030 2015 3,515,000 5.000 2.030 2016 3,000,000 2.750 2.480 2016 3,925,000 5.000 2.480 2017 3,500,000 3.000 2.800 2017 3,695,000 4.000 2.800 2018 1,215,000 3.250 3.080 2019 1,250,000 3.500 3.350 2020 1,295,000 3.375 3.540 2021 265,000 3.500 3.680 2022 275,000 3.700 3.8IO 2023 285,000 3.750 3.9IO 2024 295,000 3.875 4.010 2025 310,000 4.000 4.120 2026 320,000 4.000 4.190 2027 335,000 4.125 4.260 2028 345,000 4.200 4.320 2029 360,000 4.250 4.390 2030 380,000 4.300 4.450 Optional Redemption. The City reserves the right, at its option, to redeem Series 201 OA Certificates having a stated maturity on February 15, 2020, in whole or in part in principal amounts of $5,000 or any integral multiple thereof, on February 15, 2019, or any date thereafter, at the par value thereof plus accrued interest to the date of redemption. A-1 No Text ' ' ' ' EXHIBITB Schi!d.ule o{ Maturities, Interest Rates, Yields and Redemption Prmidons $96,540,000 City of Lubbock, y..., Tu 111.ud Wllllet'Works System Surplw Re\'eoue Cerdficat2' of Obligation, Ta.able Series 2010B {Build America Bonds -Direct Pa):meot} Maturity Principal Interest Rat, Yield {Ftbrua!l 15) Amount (%! {%} 2018 $6,240,000 4.442 4,442 2019 6,425,000 4.542 4,542 2020 6,620,000 4.742 4,742 2021 6,540,000 4,892 4,892 2022 6~7:5.S,000 4.992 4,992 2023 6,985,000 5,242 5,242 2024 7,230,000 S.342 5,342 ••• ••• • •• • •• 2030 49,74S,OOO 6,032 6.032 Optlmu,l ~ The City reserves tlu: righ~ ot its option, tott<leem Serie, 2010B Certilicates haviog a Bt:rterl.marurity on February 15, 2020, in whole or in part in principal amounts orss.ooo or W1}' integral multiple thereor, on February 15, 2019, or eny date thereafter, at the par value th-creof plus occrucd inlacst to the dote of redemption. Extnwrtlinary Opti,malRede,,.ption. Prior to February I 5, 2019, tlu: Series 201 OB Catificllles are subject lo redemption prior to maturity at the option of the City, in whole or in part, in principal ainoWll'i of $5,000 or any integral thereof on any dale oo. or after the occum:nce of an "Extmnrdinary Event" ( defined below) at e. redemption price equal to the greater of: (a) thi, ilisue price of the principal amount of the Series 2010B Certificates to be redeemed. provided that such amount must be at least equal to the p&L' amount of the Series 2010B Ccrtifiootes tobe o:d"""1ed; md (b) the sum of lite po:scnt value of the remaining scheduled peymcnl:5! of principal and interest to the earlier oflhe swted maturity or the optional redemption dote (February 15, 2019) of the Series 2010B Cenifi.CHLes to be redeemed.not including any portionofth.ose payments of interest accrued and unpaid as of the redemption date, discounted to the redemption date on a xmi-annulll basis, assuming a 360-day year coruristing of twelve 30-doy months. w the Tn:aswy Rarc::,plu.s onehundred.(100) basis points, plus, incacbcase, accrued and unpaid intcres1. to the n:demption date on the Series 2010B Ccrtificlllc3 lo be redeemed. "Extraordiruny Event" means anycl>,nge to Section 54M or Section 6431 oftlu: Cod, (a, sw:h Sections were added by Section 1531 of the llccove,y Act, perlll.iaing to Build America Bonds) D-1 No Text ' ' ' ' ' ' ' pursuant to which the Interest Subsidy Payments in connection with the Series 201 OB Certificates are reduced or eliminated. The '"Treasury Rate" is, as of any redemption date, the yield to maturity as of such redemption date ofUnited States Treasury securities with a constant maturity (as compiled and published in the most recent Federal Reserve Statistical Release H.15 (519) that has become publicly available at least two (2) Business Days prior to the redemption date ( excluding inflation indexed securities) ( or, if such Statistical Release is no longer published, any publicly available source of similar market data)) most nearly equal to the period from the redemption date to the maturity date of the Bonds to be redeemed; provided, however, that if the period from the redemption date to such maturity date is less than one (1) year, the weekly average yield on actually traded United States Treasury securities adjusted to a constant maturity of one (I) year will be used. Mandatory Sinking F11nd Redemption. The Series 20 I OB Certificates maturing on February 15, 2030 (the "Term Certificates") are subject to mandatory redemption prior to maturity in part by lot, at a price equal to the principal amount thereof plus accrued interest to the date of redemption. on February 15 in the respective years and principal amounts shown below: TERM CERTIFICATES MATURING FEBRUARY 15, 2030 REDEMPTION DATE February 15, 2025 February 15, 2026 February 15, 2027 February 15, 2028 February 15, 2029 February 15, 2030 (maturity) B-2 REDEMPTION AMOUNT $7,500,000 7,800,000 8,110,000 8,435,000 8,775,000 9,125,000 ,.. ,.. ... ,. ,. ,. ,. ,,. ' ' ' ' EXHIBITC Proposed Form of Underwriten' Counsel Opinion of McCall, Parkhurst & Horton L.LP. First Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Ft. Worth, Texas 76102 February 4, 2010 Re: $48,955,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2010A $96,540,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, TAXABLE SERIES 20108 {BUILD AMERICA BONDS -DIRECT PAYMENT) Ladies and Gentlemen: We have acted as counsel for you as the underwriters of the securities described above ( collectively, the "Securities"), issued under and pursuant to an ordinance (the "Ordinance") of the City of Lubbock, Texas (the "Issuer"), authorizing the issuance of the Securities, which Securities you are purchasing pursuant to a Purchase Contract, dated January 21, 2010. All capitaliz.ed undefined terms used herein shall have the meaning set forth in the Purchase Contract. In connection with this opinion letter, we have considered such matters of law and of fact, and have relied upon such certificates and other information furnished to us, as we have deemed appropriate as a basis for our opinion set forth below. We are not expressing any opinion or views herein on the authorization, issuance, delivery, validity of the Securities and we have assumed, but not independently verified, that the signatures on all documents and Securities that we have examined are genuine. Based on and subject to the foregoing, we are of the opinion that, under existing laws, the Securities are not subject to the registration requirements of the Securities Act of 1933, as amended, and the Ordinance is not required to be qualified under the Trust Indenture Act of 1939, as amended. Because the primary purpose of our professional engagement as your counsel was not to establish factual matters, and be.cause of the wholly or partially nonlegal character of many of the determinations involved in the preparation of the Official Statement dated. January 21, 2010 (the "Official Statement") and because the information in the Official Statement under the headings "THE OBLIGATIONS -Book-Entry-Only System," "TAX MATTERS," "OTHER C-1 ,. INFORMATION -Continuing Disclosure of Information -Compliance with Prior Undertakings" and Appendices A and B thereto were prepared by others who have been engaged to review or provide such information, we are not passing on and do not assume any responsibility for, except as set forth in the last sentence of this paragraph, the accuracy, completeness or fairness of the statements contained in the Official Statement (including any appendices, schedules and exhibits thereto) and we make no representation that we have independently verified the accuracy, completeness or fairness of such statements. In the course of our review of the Official Statement, we had discussions with representatives of the City regarding the contents of the Official Statement. In the course of our participation in the preparation of the Official Statement as your counsel, we had discussions with representatives of the Issuer, including its City Attorney, Bond Cowisel and Financial Advisor, regarding the contents of the Official Statement. In the COI.ITTle of such activities, no facts came to our attention that would lead us to believe that the Official Statement ( except for the financial statements and other financial and statistical data contained therein, the information set forth unde,c the headings "THE OBLIGATIONS -Book-Entry-Only System," "TAX MATTERS," "OTIIER INFORMATION -Continuing Disclosure of Information -Compliance with Prior Undertakings" and Appendices A and B thereto, as to which we express no opinion), as of its date contained any untrue statement of a material fact or omitted to state any material fact necessary to make the statements therein, in the light of the circumstances under which they were made, not misleading. This opinion letter may be relied upon by only you and only in connection with the transaction to which reference is made above and may not be used or relied upon by any other person for any purposes whatsoever without our prior written consent. Respectfully, C-2 .... . - EXHIBITD Opinion of the City Attorney February 4, 2010 Fint Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Ft. Worth, Texas 76102 Re: $48,955,000 Cln' OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2010A $96,540,000CITYOFLUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, TAXABLE SERIES 2010B (BUU..D AMERICA BoNDS-DJRECT PAYMENI') Ladies and Gentlemen: I am the City Attorney for the City of Lubbock. Texas (the "City") at the time of the issuance of the above referenced securities (collectively, the "Securities"), pursuant to the provisions of an ordinance (the "Ordinance") duly adopted by the City Council of the City on December 16, 2009. Capitalized terms not otherwise defined in this opinion have the meanings assigned in the Purchase Contract. In my capacity as City Attorney to the City, I have reviewed sucb agreements, documents, certificates, opinions, letters, and other papers as I have deemed necessary or appropriate in rendering the opinions set forth below. In making my review, I bave assumed the authenticity of all documents and agreements submitted to me as originals, conformity to the originals of all documents and agreements submitted to me as certified or photostatic copies, tbe authenticity of the originals of such latter documents and agreements, and the accuracy of the statement contained in such documents. Based upon the foregoing, and subject to the qualifications and exceptions hereinafter set forth, I am of the opinion that under the applicable laws of the United States of America and the State of Texas in force and effect on the date hereof: 1. Based on reasonable inquiry made of the responsible City employees and public officials, the City is not, to the best ofmy knowledge, in breach of or in default under any applicable law or administrative regulation of the State of Texas or the United States, or any applicable judgment or decree or any trust agreement, loan agreement, bond, note, resolution. D-1 - ,,. ' ordinance, agreement or other insnument to which the City is party or is or.herwise subject and, to the best of my knowledge afta due inquiry, no event has oceurred and Is continuing that, with the passage of time or the giving of notice, or both, would comr.ituJ.e 11uch a. default by ~ City under any of the foregoing; and the execution and delivery of the PUI"l:hase Conlrnct, the Securities and the adoption of the Ordinwtce and compliance with the provisions of eai;b of such agreements or instruments does not constitute: a brcsch of or default under any 11pplic.ahle law or administrative n=gulation of the Stlltc of Texas or the United Slates or any applicable judgment or decree or, to the best of my knowledge, any 1rust agreement. loan agreement, bond, note:, resolution, ordinance, agreement or other insm.unent to which the City is a party or is otherwise suQject; and 2, fu:.ceptas tfu;closed in the Official Statement.no litigation is pending, or, to my knowledge, threatened, in any court in any way (a) challenging the titles of the Mayor or any of the other members of the City Council to their respective offices; (bJ seeking to restrain or enjoin the issuance, sate or delivery of any of the Securities, or the levy, 1;0 Uection or application of the ad valorem taxes and the Pledged Revenues pledged orto be pledged to pay the principal of and interest on the Securities; { c) contesting or affecting lhe validity or enforceability of the Securities, the Ordinance, the Pricing Certificate or the Purchase Contract; { d) contesting the powers of the City or any authority for the issuance of the Securities, or the adoption of the Ordinance; or ( e) that would have a materiaJ and adven.ie err ea on the financial condition of the i;:i1y. 3. I have reviewed the information in theOffidaJ Sta.ternentcontained undertbe caption "Other lnfoanation-Litigation" mid "lnve:;tige.tioos Rttlating to the City's Health Insurance Adminiswtor" and sud, information in all material respects accurately and lmrly SUIMlllrize• the matt= described therein. This opiniori i.; furnished solely for your benefit and may be relied upoR only by the addresses hcteof or anyone to whom specific permission is given in writing by me. Vay truly youn, D-2 ,. ' ' ' ' PURCHASE CONTRACT $8,840,000 Oty of Lubbock, Texas General Obligation Bonds Series 2010A RELATING TO $15,320,000 City of Lubbock, Texas General Obligation Bonds Taxable Series 2010B (Build America Bonds -Direct Payment) January 21, 2010 The Honorable Mayor and Members of the City Council City of Lubbock P.O. Box 2000 Lubbock, Texas 79457 Dear Mayor and Members of the City Council: FIRST SOUTHWESTCOMPA.NY(the "Authorized Representative"), HtneHJNSON, SHOCXEY, ERLEY & Co., J.P. MORGAN SECURITIES INC, MORGAN KEEGAN & COMPANY, INC, AND SDUTHWESTSECURnlES, INC (collectively, the "Undeiwriters"), offer to enter into this Purchase Contract (the "Purchase Contra.ct") with the C/71' OF LUBBOCK, TEx.4s(the "City") for the purchase by the Underwriters of the City's General Obligation Bondr, Series 2010A (the "Series 2010A Bonds") and the City's General Obligation Bondr, Taxable Series 2010B (Build America Bondr - Direct Payment) (the "Series 2010B Bonds" and together with the Series 2010A Bonds, the "Securities"). This offer is made subject to the City's acceptance of this Purchase Contract on or before 12:00 p.m. Central Time on January 21, 2010. 1. Purchase and Sale of the Securities. (a) The Series 2010A Bonds. (i) Upon the terms and conditions and upon the basis of the representations set forth herein, the Underwriters, jointly and severally, hereby agree to purchase from the City, and the City hereby agrees to sell and deliver to the Underwriters an aggregate of $8,840,000 in principal amount of the Series 201 0A Bonds. The Series 201 0A Bonds shall have the maturities, interest rates and be subject to redemption in accordance with the provisions of Exhibit A hereto and shall be issued and secured under the provisions of the Ordinance (as defined below). (ii) The purchase price for the Series 201 0A Bonds shall be $9,090,461.17 (representing the principal amount of the Series 201 0A Bonds, plus net original issue premium on the Series 20 I 0A Bonds intheamountof $295,967.60, and less an Underwriters' discount on the Series 2010A Bonds of $45,506.43), and no accrued interest. - Schedule II Issuance Costs Costs oflssuance. Not more than 165,000.00 of the sale proceeds of the Bonds will be used to pay the costs of issuing the Bonds. Schedule II City of Lubbock, Texas., General Obligation Bonds, Taxable Series 20108 (Build America Bonds-Direct Payment) US 238692v.3 No Text ' ' EXHIBITC REIMBURSEMENT RESOLlITION ,. ' ' CITY OF LUBBOCK § COUNTY OF LUBBOCK § STATE OF TEXAS § CERTIFICATE TO COPY OF PUBLIC RECORD I hereby certify, in the performance of the functions of my office, that the attached instrument is a full, true and correct copy of the Resolution No. 2009~R0411 as the same appears of record in my office and that said document is an official record from the public office of the City Secretary of the City of Lubbock, Lubbock County, State of Texas, and is kept in said office. I further certify that I am the City Secretary of the City of Lubbock, that I have legal custody of said record, and that I am a lawful possessor and keeper and have legal custody of the records in said office. In witness whereof I have hereunto set my hand and affixed the official seal of said office this 30th day of October, 2009. (City Seal) ~a&~<•~ Rebecca arza City Secretary City of Lubbock Lubbock County, State of Texas No Text ' Resolution Ro. 2009-BD4ll October 8. 2009 Item !ilo. 5.3 RESOLUTION EXPRESSING INTENT TO FINANCE EXPENDITURES TO BE INCURRED WHEREAS, the City of Lubbock, Texas (the "Issuer") is a political subdivision of the State of Texas authorized to finance its activities by issuing obligations the interest on which is excludable from gross income for federal income tax purposes ("tax-exempt obligations'') pursuant to Section 103 of the Internal Revenue Code of 1986, as amended (the "Code''); WHEREAS, the Issuer will make, or has made not more than 60 days prior to the date hereof, payments with respect to the acquisition. construction, reconstruction or renovation of the property listed on Exhibit A attached hereto; WHEREAS, the Issuer has concluded that it does not currently desire to issue tax- exempt obligations to finance the costs associated with the property listed on Exhibit A attached hereto; WHEREAS, the Issuer desires to reimburse itself for the costs associated with the property listed on Exhibit A attached hereto from the proceeds of tax-exempt obligations to be issued subsequent to the date hereof; and WHEREAS, the Issuer reasonably expects to issue tax-exempt obligations to reimburse itself for the costs associated with the property listed on Exhibit A attached hereto. NOW, THEREFORE, be it resolved that: Section 1. The Issuer reasonably expects to reimburse itself for all costs that have been or will be paid subsequent to the date that is 60 days prior to the date hereof and that are to be paid in connection with the acquisition, construction, reconstruction or renovation of the property listed on Exhibit A attached hereto from the proceeds of tax- exempt obligations to be issued subsequent to the date hereof. Section 2. The Issuer reasonably expects that the maximwn principal amount of tax-exempt obligations issued to reimburse the Issuer for the costs associated with the property listed on Exhibit A attached hereto will not exceed $195,000,000. A-1 No Text ' ' < ' ADOPTED THIS 8th day of October , 2009, by the City Council of the City of Lubbock, Texas. CIJY OF LUBBOCK, TEXAS Tom Martin, Mayor APPROVED AS TO CONTENT: la~ And.Jham,ChiefFinancial Officer vw:ccdocs/Masler Lease Reimbursement 2010 Projects (2) A-2 No Text ' ' , EXHIBIT A cm FACILITIES Municipal Auditorium Renovation• Civic Center Renovation• TOTAL GENERAL OBLLGATION B01','DS a,VIATION Airport Facilicy lmprovemenls Replace Passenger Loading Bridges GATEWAY PROJECTS Indiana Avenue-103"' to FM 1585 LUBBOCK POWER AND LIGHT Overhead Distribution Underground Distribution Distnbution Transformers NORTH OVERTON TIF Rigbt ofWay Acquisition GGB East SOLID WASTE Celi Development Leachate Pond Landfill 69 STORM W a.TES Street Maintenance Program Northwest Lubbock and Maxey Park McAlister Park Cut and Fill Master Plan W ,iSTEW a,TER Sewer Tap Replacement Water Reclamation Plant Rep!acemenls I.and Application Office Renovation Electrical Facilicy SEWRP Improvements Phase III Solids Handling Scuth Lubbock Sanitary Sewer System Expansion SEWRP Improvements Phase IV Plant 3 lmprnvemenls Sewer Extensions ahead of Gateway Projects 11.esolutiml Sa. 2009-R041L Cost E,timate $ 4,500,000 1,450,000 $ 5.950.000 275,000 5,800,000 11,576,000 2,250,000 3,000,000 2,000,000 1,971,67 I 900,000 350,000 3 ll,250 9,065,980 1,500,000 25,000 650,000 300,000 100,000 125,000 9,573,030 10,000,000 3t000t000 3,000,000 ,, Cost Estimate WATER ' Supplemental Water Supply for LAH $ 800,000 Bailey County Wellfield Improvements 346,580 Water Treatment Plant Improvements 5,372,000 Pumping System Improvements 884,485 Water Lines Ahead of Street Paving 400,000 ' Water Meter Replacements 1,000,000 LAH Raw Water Line/Pump Stations 41,000,000 LAH Water Treatment Plant & Terminal Reservoir 62,000,000 Water Extensions ahead of the Gateway Projects 1,611,761 Parks Backflow Assembly Conversion 1,518,740 ' TOTAL CERTIF1CATES OF OBLIGATION $ I 80,706,497 MASTER LEASE PURCHASES ' Scheduled Master Lease purchases for various city $ 7,938,462 departments include the purchase of vehicles, machinery, electronics, and other necessary equipment. ' TOTAL $ I 94,594.959 'General Obligation Bonds. These projects were approved by the voterS in an clcction held in May 2004. No Text Vinson&Elkins ~" H. Gen:ln SGerdes@velaw.com Tel 713.158.46111 Fu 713,815.5503 CERTIFIED MA.a RETURN .RECEIPT REQUESTED 70010860 0003 5311 6992 District Director Internal Revenue Service Ogden, UT 84201 March S, 20 I 0 Re: $48,955,000 City of Lubbock, Texas Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2010A Dear Sir: Enclosed please find an originally executed Fonn 8038-0 (Information Return for Tax•Exempt Governmental Obligations) for the above-captioned bond issue., Please acknowledge receipt of the Form 8038-0 by s.tampirtg and returning the copy of the Fonn 8038-G attached to the self~addres~ postage-paid envelope that we have provided. cc: Meagan Hom Terri Lambert Leslie Morgan YIIISGII & Ellllns UP Miorl'IIJ9 at Law Austin Beijng Dallas Dul'MI Houston Loman Moscow lllewYO/k Shanghai Tokyg Wa_shingm Very truly yours, ~bAdl/J- Steven H. Gerdes 280'! Via Fortu,,a, Suilll tao ALISlln. TX7874IH56B Tel 512.542.8400 FIil 5l2.542.81!12 WMl.maw.com ,.. ' ' F= 8038-G i Rv,, t.!010!10>1!• 20001 ~~OIW111-ry --~ lnfcrmation Return far To-Exempt GD¥arnmentai Obllgidlons • Underlr,tarNI~ CodiuNCIU:an 149(s} • See llllp:lll'l\ta l'rlslrllctlo,a, Ca1,111on: ff U'lli /$Sue pJt:o is ldl08f' $100.000. 14.e Fotm ~ art I Re Au Ori lf Amen ed Return. check~• ' ---Ci ofLubboc Texas 3 tilumbtr lll'ld•~\OtP.0.t,,:,,iif mailltMl:delfY!rr.od tottt.c~•) P.O. Box 2000 9 Name 1111d Ii& 0fllfic«6tutp ,~w,tw,mfhe IRSmayi::aililrim'>l'll ~ And Bur<l>Ml CblefFmancial Officer Patt 1" of l&sutt ¢heck ap box n a cmtef the Issue co ctrons n a " D """""""" , ......................................... , ..................... .. 1Z O Heelthan<lhospilal,, ....•.. , ... , ...... , . ,. , , .. , •. , . , , •.....• , •••...•.. , , ....• 13 0 Transportatkln .••....• , , . , •..•... ,, ...•..... , •...••••..•.. , •..••. , •.•..•.. 14 Of'tit>licsafuty, ............... "., .. , ............. , ................ ,, ..•.••.• 15 0 El'Mffflme:t1t(lndudlng !ewage bondsj ........... , , .• " ..... , , • , . ,. ... ., , .••.•.•• , 1e 01-1ous111g ••.•••.......•••.•...........••.••••....•••••••...••.•.••....•••.• 17 fil Utflitln .. . . .•. .•. . .•..........•..• , •.•..••••••.....•••••••....••. 18 0 Olher. Desaibe•-=:c-----==---c---=c-:c-------=-19 If oblfgatioos ate TANs or AANs, diedl .bot• D If .oblfgatil)IIS sm BANa. ~ boX ••••• , • D 20 If obligations are in the form of a lease or instalknent sale. obeck box •••••••• , , , , , • , • • • 21 2115/2030 $ 521 $ Put r,,, UNS of Proc.ds of Bond tssue (indudtn 22 ProceedsusedforacQnJedlnt81'11$t .• ,, .•.• , ....••• ,, ... ,., .•••..... , , ••••.•... , . , , , , 23 l115Uepric.aolenltmheue-{enterarnourd!mm line 21, cakJmn (b)) •• , •. , .•••.•• , ••••..•. , •. 24 Pror,;eeds used fDr bond imuance com {in,;.bJ,amg undenwiler8' rli!ICQl,.mt) 2:5 Proceeds LISa1 for credtt onllancement, , •... , • , ••. 26 Ptoceede nllocalRd ID rea$0nably requited r81J6t'Ve or replacement tund .• 27 Proceeda used tn 1:UJ!'Umly refund p,1or Issues .•.........•.•....•.. 28 F'rOc.clids used lo advance refunO prlol issuas .... . 2 12 " 29 Total(addlmea241hrough2B) ..... ,,.,_._, .......................... , .. .. 383 46 30 Nonrefund .of the 1$$\le subtn;d line-29 from line23 and enter amounttlet& .• , •..•• 51 744 22 Part V D of Refunded Bonds Com late this onl tor refund! bonds. 31 Enter 11,e remaining wmghmd awmge maturity 01 !hllil bonds to be c~ r:&Nnded. , ••.•.•.•. • )Wfll 32 Enter ttie-remairdng ~ s\letaga matlil'itr of the bonds t.o-11<3 adl/BnQI. rrifunded • , ••. , . , •• , • }'9'!JEI 33 EntDf the last date on which th8 r&Unded tJMd• .ti be c.Bed ..•...••••. , ••.•• , , • , ...•••• • _____________ _ 34 fitter the oa..ra) the refunded bonds Wl'ffl!I issued• I Part VI I Miscellaneous. .. ... 3.5 en1artM amount of !:ha state vOfumecap slloca!ad to tbe IS5Ue undet seciion 141(b)(5) ...•••... 36a Entn' fie ll1IIOml liQIOS!l"~ lrMllllUd arto be~ ina ~ ~~ (sealnstrucllon8) , ••• b Entl!I' thi, t111af rnahlrity date o1 l1111i.;i1J.aranl1!8d Jn,,ealment ctmtracl•-;;;;;;;;;;;;;;.:;;;;;---:-:-- 37 F'talll-!lralcirQS::: a Ptlx:alds cd ihit IS!ilAI N n la W US!id IDftlZRl tMs lcrcl'drgoe,•1,ellal lll!b. ..•. , , , , . . • lc-Ul!J...~~--JJ!J '°' b If Ws L6&Ue U!l a loan ma6e from the pt(ICl!eds-of anol:l'V!i-bx-ellempt iSSUB, Checlt box.• D tind emer tf.e name of Iha Muer•----c----~------=-ccc-=-cc-c----c andth,edab! oflfltai$509 • _____ -=c 38 If the iS61Mir has de!iignalscl the iS!Lle under sar.licin 265{1:l)(J)(BJ{i)(III} (smalt ft&iel' ti:.,u~ptic;lfl), checii; bQx , , •• , •. , , l'9 If the Issuer 1'1M ~led to pay a pai.ally In Uw of arbitrage rebate. chsck bo:11 •• , ••• , , • , , , ...••••••.••.••.••••.• • 40 rrtt1eissuerhas-ldootltieds-h e,d'teckbox ..•...••.••..• ,... .,, .•.••. , .. , .••.•..•.•.. , ...•. , .• • Sign Here lJrnl« ;,ene!tk,l of !l600, t ~daraw1 I r,;w,; -\ned lll,a ~ ar.a liCW'l'll),ffl\ffl(/ ~C!i ~ ttl!!ert!CM\ JIM h:I lhe li1ISI cl mylmwleo·ourtd bder. hly,m.~.aM«m;,1m Andy Burcham , • f,b.A..~ ;/0412010 • Chieffimmcial Officer I S19"~1'?P!;"'l>Jll"" ome .,m«pr111t11amaam1tlffl For Paperworll ReductJQn A.d. )fQtlce, 11.ee page 2 of the lnslruclion&. <;;a "Form B(QS,G {R""-wzoooi ~ftOfl,IC~f ,.. ,. . .,,. , • u • • Complete lterl'!S 1, 2, and 3.. Al90 cornpfete Item 4 If R~ Dellveiy la delSIPed. . • Prir\ yot11 ,~ and .ecfcnee on the MYerM ~ tt,at wQ can rewrn the card ~o you. V A.$;nlllW,I ,X lJ ' • Attach 1h18 ~ to 1M, b8clt t>f tt1, mallp!eoa. or oo the front If apace permit& 01 i, delllelyedd!e:9!1 clftinnt fitim Item 1, • Yee ti 'r'ES. enter ch!llvllly EICll;jrea belc,,,I; 0 Na · 2. Artlcle Number {JIBftftriPoll,,s,.bllt.llQ PS Form 3811, FAbruary 2004 3. ~n,po ~Mall C ~·M6~ • flogl&tered • ~ Recelpl: fm ~ a Mllmld Mat1 a c.o.o. 7•a2 •ab• •••3 s311 6992 $ ...,. .. ~l"l(U 1-------1. ~!I llil!Oll!IRIClf!'Q)• ~A...o~ 1-----------i~~ ""~~ t "4ai;oc1 -,J Cl C ru Cl ,oi, IT' 0 C 0 C w ~ C CJ N C] D:I tr 0 C CJ [j LU v-01oi. ~s ·oo PllWA."J'H ~ ~ Olldms~Ss:.,.,(l~l•Hi ·I:-'-...-f)lle UJ,. Dx:l.l ')IOIClqlprJ JO ~11:) • t;-" loJ ...,~,11111-!:"."'II••'"' • .,~ tr' D"' ..D ..D ..,p ..u tl.! ru (11c'P'•'''',i ,6L',., •o.;:: .-,;111,:•11.'11' '-'1V .i,110 /IVl'J :11/!Wli/Ofi) ldl:J:JJtl llVV~ 031::H.ll::13:) ;.::i,,,,.,s ,.,1,:,,,1 ·s n ,,. ( No Text No Text ' ' Vinson&Elkins Stavtin H. Geid8a SGelClaeOv&l,-w.com Tel713.758.4516 Fall 713.615.5503 C,ERTIFIED MAIL RETURN RECEIPf REQUESTED 7002-0860 0003 5311 6961 District Director lntema1 Revenue Service Ogden, UT 84201 March 5, 2010 Re: $96,540,000 City of Lubbock, Texas Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 20!0B(BuildAmerica Bonds -Direct Payment) Dear Sir: Enclosed please find an originally executed Fonn 8038-G (Informstion Return for Tnx"Exempt Governmental Ob1igations) for the above-captioned bond issue. Please acknowledge receipt of the Form 8038-G by stamping and returning the copy of the Form 8038-G attached to the self-addressed, postage-paid envelope that we have provided. cc: Meagan Horn Terri Lambert Leslie Morgan Yln1,0n a Elkins LLP Atlorni,ya Ill Lll'lll' All$6n Ba(llng Dall1n Dubel Hruslon L.ordon ~ New Volk Sl"l!nlljlh~ Tolqo Walihlnl,IQl'l '2801 Via Fortuna, SullB 100 Austin, TX 78748-7588 Tel 512:.542.8400 Fax 512.54a.8812 -• .-etaw.co,n ,,,. ,. .. ,.. ,. '= 8038-G (Re--. Nowlrrlbll 2000) O<,parlment er WI T<aUUIY !t0',... Re,etw,, sen;oo Information Return for Tax-Exempt Governmental Obligation& • Underlnl&mal Revenue Code aecllon 149(1) OMS No. 15'9-0720 • Sea separate lrtStrudfona. Caution: lfflilil iullfJ price i8 umte,$100,000, use Fann 8038-GG. 1 Part 11 Reporting Authority 1 t,si,e,·:s name If Amended Return, check here • i 2: IQllar-..mptoytrkltfttlflcatlonnum1>11 Cih, ofLubboclt-Texas 75-6000590 3 Number and street (or P.O. box lf mell 1$ not Ge!M!t&d lo r;troet ~s) P.O. Box.2000 5 City, lown, or pestoffiee, sta!a, and ZIP code I 01118 d is5UEI Lubbock. Texas 79457 Februa ... ,4 2010 7 Narnectissuetax and WaterwQt....ks Sy~ti;m Surplus Revenue Certificates of • CIJSIPnumber Obliuation. Taxable Series 20 lUJ:flBulld Amedca Bonds -Direct Pavmerit' 549188HJ2 9 Name and dUeolollicerorlegalf!lp(ellei,talNlwhOtl'I 1h11 !FIS maycliU fcrll!Qf9lnb'lrlalloo 10 _.,,......IIUIIINl"o!OlllctrorleOlll...-- AndV Burcham Chief Financial Officer (806) 775-2149 I Part 111 Type of Issue {check annllcable box{es) and enter the Issue prlee) See Instructions and attach schedule 11 0 Education .•..•.•............. , ... · · ... · ·• · · · · . · · · · · · · · · • • • · · • • · · • · · · · · • · • • • r''-''4------ 12 0 Health end hospital ....•..........................• · · · · • · , · , , • , • • , , • , • • · • • · • , • r1,,;24------ t3 D Transportallon •.•...•.•..•..•....•..........•••••••.•••.•.. , ..•... , . . . • . • . . • "•~•-+------ 14 0 Public safety •.•.... , , .... , ..• , .. , , , . , • , , · , , , , · , · • · · , • , · , · · · · · · · · · · · · • • · · · · • · r1'c4+----- 15 D-Environment (including sewage bonds)... . . . . . . . . . • . . .. . . . . . . • . . . . . . • . . . . . . . . .. • .. "•~•'-+------- 18 0 Housing ... , •...... , . , , ....... , · · · · · · · · · · · · • · · · · · · · ·, · · • · · · · · · · · · · · · · · • · • • · r•'-'·'+------ 11 0 Utilities ...........•... , ... , ...... ,......................................... 1"7 18 f]i Other. Desaibe • BuiJd America Bonds (payment option} 18 19 If obligations are TANs or RANs, check box • OU obligations ere BAN&, check bOlc ••.••• • 0 20 If obligations are in the form of a lease or installment sale, check box ....•....•...•••. • Fi 1 Part Ill I Description of Obllaatlons. (Comolete for the entire i.ssue for which this form is bel filed.J {c) Stated redempdon (d) Weighled prk:e at matwlty 1M,11";1gB maturity l•l Final malul'lly del9 I I•) Yoeld 21 2/15/2030 $ 96.540.000 $ 96 540 000 14.483 rs I 3.6373 % I Part JV I Uses of Proceeds of Bond Issue (Including undeiwrlters' dlseount) 22 Proceeds used for 8CCOled interest ........................... , . • . . . . • . • . . . . . . • . • . . • . ,_.22..., __ =~==-0,_ 23 Issue price of en~re iBBue (enter arnount fl'orn line 21, column (b)) ............... , . . . . . . . . . . . ~23"'-+--~9~6=540=~00=0 25 Proceeds used for credit enhancement. •.•...••.•........•...... , 25 26 ProGeeds allocated to reasonably required rBSefVe or mplacement fund . 26 21 Proceeds used lo rurrenUy refund prior issues . . ... • . . . • .. • • • • • • t~27u====::::j 28 Proceeds u$Bd to advence refund prior issues . . . . . . . . . . . . . . . • • . . 28 24 Proceeds used for bond Issuance costs (including underwriters' dl&eount) 24 ,, .. ,. .. ~,.,. 29 Tolal (add fines 24 through 28) ............... , .................. , . . . . . . . . . . . . . . . . . . ,29~+--=c"8;-;7e,5,.,7,.,2"=3 30 Nonrefundinn nroceeds of the issue /subtract line 29 from Une 23 and enter amount here} ..•• , . • . 130 95 664 211' I Part VI Description of Refunded Bonds 1Com11lete this Dart onlv for refund Ina bonds.I 31 Enter the remaining weighted average matunty of the boods IO be currenUy refunded •.......... • ------~y~ea=ccrs 32 Enter the remaining 'Mlighted awrage maturity of the bonds lo be advance refunded ••.•••...•. • ------~'""=~" 33 Enter the lest date on which the refunded bonds will be called •.........••.•.. , ...•••.•... • 34 Enter the ctatcJs)the refunded bonds were Issued • I Part VII Miscellaneous 35 Enter the amount of the state volume cap allocated lo the issue under section 141(b)(5) ... ...... .. ,01 36a Enter tte amotJnt of gross proceeds investee! r.s 10 be invest9:I in a guaranmi lrM!sbnB11. O'.lnlra:t (& lnslndons) •... 36a ,o, b Enter the final maturity dale of l/1e guaranteed investment contracl • 37 Pooled !lnancill;IS: a Proceeds of this issle 1hal n to be ussd lo make loans to olhet Q[M!ITK'llenlal 1J11if!,; ........... 37a 101 b If this ISSU6 is a loan made from the proceeds of another tax.exempt rssue, check~• Oand enter the name of the issuer•-.,.--,--,----~---c---c---c--ccc-c-c-cc-,cc-,--,--,-, end the date of the Issue•------= 38 If the issuer has designated the issue under section 265(b){3){B)(i)(III) (small issl.1'8r e,:ception}, chec:lit bo.li: , .•••• , ..• , . • D 39 If the issuer hl!S elected to i,ay a penalty in lieu of arbitrage rebate, check box . . . . . . . . . . . . . . . • . • . . . . . . . ...... , . • 0 40 If the issuer has identified a hedge, check box ...............••.•.......•....•.....•...•...•......•.••.. • Sign Here U11dir penattles of perjury, ! deciare Iha! I MW elQITlll!ed lll.s return and ael:,;imp~ aehtldu!es and s!alarrle.nlll, llr.d Iii 1h8 best of my knowledge W'ld behet, llleya~tnJ<J,eorroo.andcOITllli<lll!. Andy Burcham • 2/04/2010 -• Chief Financial Officer S~zed 1'!)lresentati,;e Date T or prinl name nnd Utle For Paperwork ReducUon Act Notice, see page 2 of the lnstructlons. l!lA Form 8038-G (Rel'. 11-2000) STI' fEO!l<>Olf ,.. ,. Attachment to Form 8038-G City or Lubbock, Texas Attachment to Form 8038-G City of Lubbock. Texas EIN: 75~6000590 Tax and Waterworks System Surplus Revenue Certificates of Obllgadon, TaxaJ:,Je Series l0I0B (Build America Bonds -Dlrect Payment} E.I.N. 7>6000590 Part II: Type of l11ue The Certificates of Obligation are issued in the emount of $96,540,000 to finance ..2fl!ll pwposes, including, in this case. street and utility projects. F1xed Rate Bond -Debt Service Schedule 2/15/2011 S,454,802.49 96,540,000 1,909,180.87 8/15/2011 2,646,534.90 96,540.,000 926,287.21 2'15/2012 2,646,534.90 96,540,000 92~87.21 8/1Sf2012 2,646,534.90 96,540,000 926..287.21 2/15/2013 2,646,534.90 96,540,000 926,287.21 8/15/2013 2,646,534.90 96,540,000 926,287.21 2/15/2014 2,646,534.90 96,540,000 926,287.21 8/15fl014 2,646,534.90 96,540,000 926..287 .21 2/15fl0l5 2,646,534.90 96,540,000 926,287.21 8/15/2015 2,646,534.90 96,540,000 926,287.21 2/15/2016 2,646,534.90 96,540,000 926,287.21 8/15/2016 2,646,534.90 96,540,000 926,287.21 2/15/2017 2,646,534.90 96,540,000 926,287.21 8/15/2017 2,646,534.90 96,540,000 926t287.21 2/15/2018 2,6%,534.90 96,540,000 926,287.21 8/15/2018 2,507,944.50 90,300,000 877,780.57 2/15/2019 2,507,944.50 90,300,000 877~780.57 8/15/2019 2,362,032.72 83,875,000 826,711.43 2/15/2020 2,362,032.72 83,875,000 826,711.43 8/15/2020 2,205,072.55 77,255,000 771,775.39 2/15/2021 2,205,072.55 77,255~000 771,775.39 8/15/2021 2,045,104.15 70,715,000 715,786.45 2/15/2022 2,045,104.15 70,715,000 715,786.45 8/l5i2022 1,876,499.35 63,960,000 656,774.77 1 ,. ,. ,.. Attachment to Form 8038-G City of Lubbock. Texas ElN: 75-6000590 2/15/2023 1,876,499.35 63,960,000 656,774.77 8/15/2023 1,693,422.50 56,975,000 592,697.87 2/15/2024 1,693,422.50 56,975,000 592,697.87 8/15/2024 1,500,309.20 49,745,000 525,108.22 2115/2025 1,500,309.20 49,745,000 525,108.22 8/15/2025 1,274,109.20 42,245,000 445,938.22 2/15/2026 1,274,109.20 42,245,000 445,938.22 8/15/2026 1,038,861.20 34,445,000 363,601.42 2/15/2027 1,038,861.20 34,445,000 363,601.42 8/15/2027 794,263.60 26,335,000 277,992.26 2/15/2028 794,263.60 26,335,000 277,992.26 8/15/2028 539,864.00 17,900,000 188,952.40 2/15/2029 539,864.00 17,900,000 188,952.40 8/15/2029 215,210.00 9,125,000 96,323.50 2/15/2030 215,210.00 9,1251000 96,323.50 The Certificates of Obligation maturing on or after February 15, 2020 are subject to optional redemption on February 15, 2019 or any date thereafter. Further, prior to February 15, 2019, the Certificates of Obligation are subject to redemption prior to matwity at the option of the City of Lubbock. Texas, in whole or in part, on or after the occurrence of an Extraordinary Event. "Extraordinary Event" mearuii for these pUtpOses, any change to Sections 54AA or 6431 of the Internal Revenue Code of 1986, as emended, pursuant to which the expected credit smounts to be ,equested, as reflected in the chart ahove, are reduced or eliminated. 2 ,. ,. "J J V ,. • u V \.J SENDER· cot,•r>LET[ THr, ~r-cnoN Ct1"'Pti'n 'HIS ,5( //{_j/jrJ'i'''sl\l/71C', •. Comple1e n.ms 1, 2, end>S.AlloCM'lplele , Item 4 If Re$blCl8d Oeflvery It~ • ~ yoUr"Mt'N anci addl'el!» on the~ 110 that WO CIIII rat\n'lc\he,•card' to you, , • t\ltach thls ctlr.d to the badk of the mallp!eee, or on the Jnmt if space pegnl\'$. I.JISlni:I Ul!Ut!Jf lnlatml lt"""fflUe Service Ogdai, VT 84!01 ........... , . ' X B. ~ 'by ( .Prtntod ,,.,_, 'I C. 0... ·(If ~ O. h4tt/Ntily~~f:orn!tmnt? 0 '!'M trVEs. enlff ~tdl1me'~ D ~ Ce,p..~ 0 Alltum.Aacelpf b' ~ oc.o.o. -4. AalrfdadOe!IWMy?/EdntFoeJ O <res t ----2. M!ca~blr (118/ldlll'~-.vbl~ 7002 08bD 0003 S311 b9b1 PS Form 3811, Fetiruary 2004 .$ _. • ...,..,.a, 1---------1~== 1------1,~I!•-~ 1-.i~~ 1-----,'t;::-111 .-.,,i C C OI [p r II'"' C C C C CJ C Cl Cl UJ l\;lJ (Po1W14. ,~ta -ilSVd) Q!)¾Ut , fil ~ ~ wv.1BJJ o.:t~-"'3\f sn,1&ns l,J k-' ~ p11l.11J.SPO.L 'lt?OllqlTI JO·il!::l· ~ k-' I t~ '1•1."0'd ·b•· . ·, 'J :, '(, .. ,,, .,_ .'-.. ~I /1 ,·: -)',,jj,IOQ,l 1dl3:J3U 71\lll\l 0:ll:llJ.tl38 ,:io,"1;511'-• ... -;,.1 s·n a-D"" JI JI g: ::; J ' ,.. ,. .• ,.. ,. ,,.. No Text No Text ... ... ... .. ... ., Vinson&Elkins stallWt H, Gel'd98 SG&rdesOvelaw.oom Tai 713. 758-451(1 flllll' 713.61.5..5503 CERTIFIED MAIL RETURN RECEIPT REQUESTED 7002 0860 0003 5311 6985 District Director Internal Revenue Service Ogden, UT 84201 March 51 20IO Re: $8.840,000 City of Lubbock, Texas Genera) Obligation Bonds, Seri.es 201 OA Dear Sic: Enclosed please find an originally executed Form 803'8-0 (Information Return for Tax-Exempt Governmental Obligations) for the above-captioned bond issue. Please acknowledge receipt of the Form 8038-G by stamping and,retuming the copy of the Form 8038-G attached to the self-addressed, postage-paid eovelQPe thet. we hsve provided. cc: Meagan Hom Terri Lambert Leslie Morgan V1n8on Br Elldrm UP Anomep Ill Law Au$/lri Beijing Callas D.ml l-lolJStOri lor10Dn Moscow NewYorll Shangha! TokVo Washington Very truly yours,, M»t ~ Steven H. Gerdes 2601 Via Fortuna, Su!ID 100 AWIPI. TX 18746-7568 Tel 512.542-8400 Fa 512.542.8612 www.w1aw.C0111 ,.. ,.. C :: C ... Ul II) "° IQ O"" IT" -D ..a I.IS !Jc~L;il S,!1y,1',1 CERTIFIED MAIL RECEIPT (OLJ/l'l't,r/,: r,1:,,1 On1v r,,,, /11'111,,,,-, Ci'1 ,•1,1~11: P,r,1•11h0d) .-=i ,-::i • $,.~9.000 City 1,r L11bback. 'Tcau ,.:i iri Cit'lli:ffll Obli!Jlli11n 5olK!f, ~ U'J Scn\'S l(}IOA lTI 1"11 0 0 Cl CJ C 0 C p J] ..!fl IC(J l(IJ 0 0 ru oJ •I 0 C; ~-r,. r-Po1111ga ..,_ti _____ --1 CettilWJ FM l'------1 AJ'IW1I lla,1elpl .... lEab'Mj'n,ri~i-------1 RlilltlclWl Olll'!f'IIT'-I !\Eiobwllp•l'.~ 1-------'I TOClll~&.f91!1-fi: e . _ _ _____ Dif,Uict [)i!C)(or ltfd.lia.. lnleJU Rewi:1111C s«wtec ,rl'Ohtk . -UT 1-UOl ---·-·--•-•.-•··· ()gJen. Ch)\---ztf'•f -• Complete Items 1. 2. aid 3. Also c:o,nplete Item 4 it Rsstrt~ OeOverv 18 dllislffld. •Agent •Addrel-• Print )iour rrame end addroett (lfl hi~ so that we-can retum l:he caid to ~· • Attach thls-catd to -the back of the mellptece, or on tM front if space permits, IC. Cl!rtll or Ovl1>IW)' D1sttic1 0.ra:lor l111emul RC't'Cllu" St-rvk..: Ogdeo, U'J" 84201 D. 111 ~ .-k:111191!1~11...-n! floll:J 11Ern 1? • Yos 11 Ym. O'f'IW do'INOIY ~ txik:1r. • No •• ~:OQl!wry? (81ra Fe(IJ '• Yee ------------------------7002 08b0 0003 5311 6985 PS Form 3811, F9blualy 2004 ,~1 ~ ~...J _____ __ n n n n r, r, .. t n ,.. ,,.. ,.. ,.. ._ No Text No Text Vinson&Elkins Steven H, Gardea SGerd8s@velea"".com Tai 713.758.461e Fu 713.815.5503 CERTIFIED MAIL RETURN RECEIPT REQUESTED 7002 0860 0003 5311 6978 District Director Internal Revenue Service Ogden, UT 84201 March 5, 2010 Re: $15,320,000 City of Lubbock, Texas General Ob1igation Bonds, Taxable Series 20 l OB (Build America Bonds -Direct Payment) Dear Sir: Enclosed please find an originally executed Fonn 803S-G (lnfonnation Return for Tax~Exempt Governmental Obligations) for the above-captioned bond issue. Please acknowledge receipt of the Fonn 8038~0 by stamping and returning the co_py of the Fonn 8038,.G attached to the self-addressed, postage-paid envelope that we have provided. cc: Meagan Hom Terri Lambert Leslie Morgan Vlrwon 6 ElldNI UP Attorneys 81 LIIW Austin ee~-mg Da/185 Dubai Hous101'1 London Moscow New Yor11 Shanghai Tolqo WashlngfOO Very tru1y yours. ~~ 2801 v1a For1una, SUiia 100 Austtn, TX 7874&-ni68 T8J 512.542,8400 Fa 512,!>42.8612 -.val8w.GOIII ,,. ,. -- ,. ,. ,. ' ' •, ,_ 8038-G (lqv ~ 2000, 0...-,,,,..'n<llk'lluAKy - Information Return for Tax.£.xempt Governmental Dtiltgation1 • Ullderlntarr,a.J Ra-i111n Code 1IMl\ll)TI 149(11') • ... Soflpll"!lfl '-ttudlon11. Cwtk:111: 11 IIN i$w;.I ~ if U/'ltklr $100,000, use Fc.m S,3JB...GC. Part Re n Authori 1 tta.,annam• ff Amended. , check ra • 2 1uucr-.,~l'dilnllflcatlo~ Ci ofLubbock Tex.s 75-.000590 l NllffllmMd$trff( o,?:O,OO.Uml\lli&11Dldefi""""'klli"91~1) P.O. Box 2000 11 C4!\lowrl,0tll0$folhv,.llltt9,l!fflfl!Pcode t o.lectluue ,.Ll"ub~boc1=::-T:ex:!i"'as'-7""9""45e,7:.....,, _________________ +'i'Fees; 4. 2010 -7 Nemedi-... General Obli ·on Bon Tax.able Seri 2010B Build America Bonds~ ·rect P: t Kt!M llnd tille 0J c1li¢lif or regal ~ whom lllt !R$ mty(all for m:.i-.111Mnatior! And Burcha CbiefF' cial Officer Part of lslue check ble oxf and enter the Issue e n$U1JCH0rl& emd attach sche 11 0Eduaalion ............. ,., ......... , ........••......•.................... , .. ,_,_11 ______ _ 12 0 Heilllh end hO!lpilal. .. , , , ..•..•...•. ,. ,. ........ ,. ., .. , ., , ., •.. , .• ,, , , , , ,. , ,. . ~f"'-+------- 13 0 TrnRllPOrtatian , .• , . , .•. , •.••.• , , •.• , , •.••. , •• , , ••.•••• , .. , •• , • , , , , ... , , • , , • • r.'1 :-t------ 14 0 PI.Jbficsafety., •.. ,.,., .••••• , •..• , , , , ., .... , ••..... ,,.,., .•• ,, .•.••••• ,.. 1 15 0 Environm1111t(lnc:fUdlngsaweg,ebonds), .. ,. , , .• , , , ,.,,,.,,., ••. , , , ,, • , . , •.••• , , , ,. 1ft OH.ouslng ...•....•.......••...... ,, ...• ,,., .•.• ,,, ••... , •..••••••.•.•••..•• , 17 0 Ul!litlos,. ,, .•• , .•.......•. , .. , ,, , , ...• ,, .....•••••.••.••••...•.••..••...•.. 1e {xl Otfter. Oesc:rlb& • ·auiJd Amerjca Bond {ru1yment ontion) 19 ff obligations are TANs or RANs. c.hecl. box • 0 Jf obligations ere-BAN:I, cheek. t,.w. ••• , • , .,. D 20 HQbi!gationsal"9in !he form of alw$0or~lsale, ~box . , ...•• , . , , . , , , . , • ,. 17 .. Part IR Offeri lion of Obit ations. Complete for the entt're Issue for "'fflCh this form ls~n filed, .. ,_ --· 21 2/15/2-030 $ 15320000 I 0 000 14.Sl Par!IV UH$ of Proceeds of Bond Issue lncludi 2.2 Proceed&usedforaccn1edintefe$t.. "'',., .... ' .. ' ' ... '.' ....... ',' ..... ' ..... . 23 l'S&L,e price of 8fltif1JI iluoB {errtu' amount from line 21, w\111111 {bi) .•.....•••.••.. 24 Proceeds used fat bend ISSWJnCE o:::isls fil"lcludinQ unda'writsra' dl&ooLmt} 25 Pl'OO!lla:ls used tor crediil entwncerftenl ••.••••••. , .... , .....•• , • , • a Proceeds 1'l~!ed to INSCUISbly requited l'l'l5eMJ or 1epl,Qcemant fund .• 27 Fnx:e,eds U38:1 Ir! CUl11Jl1U)' Mf1uld prior la~, ........ , .. ,, ...... . 28 Procaed::5 used ID BJ:MJIIC& refund prior is.Rue:i 21 18 Totsl(eddllnE!:lll24thl'01Jgh28) .....•.••............•.••.•.. ,, ••• , .....•••.•.•.. 30 Norn1tftm · l)f(lceeds of the lssue si,Jhtract lme 29 f.rom lim.t 23: and enter amaurrt here ...... , • 3.6413 % 31 En!er the remaining weighted avnge maturity of lhe borlds to be oorn:<1ny refunded •••••.. , .. , "' ------~""'""'.= 32 Enter 11\6 rnrrt3inlng Wlii9f1te::I e'!arage maturity of Iha bonds ta be advarw! rM.l.nded •..•...•. , , • ------¥""=•~• 3:t Enter lh11 last daU!. oo which lhe refunded bends Will tie caffed ......•..•.•.•....• , •• , .••.. • ______________ _ 34 Em.I( lhe dahwsl the refunded bonds war• Issued• I Part V1 I Miscellaneous 35 Enter the al'flOUrtt of lhemte\!!Jlume ~il el!oe31.ed lo 1ml ts:SUe under sectiM 141(b}(6) •••.. 36a EnlfF h: amGl/ltl cl gUlil'il ~ kMSe:I Ol lO be !nl,esta:f 111 i!i Quaralluild J111!!!i11TW!nt tonlfa:( '688 jnslnlcfions} • • • • 38a b Enle>' ins nnal m.ahllity dale of ttie ~r3rdeed irwEStmsnt cqntrad • _________ _ 37 ~bncirg£aPl'Oe8ro$a!'i1Jlllssuelhal6191abeLIS&'llomalr.ebil'l$toQ!ha'~enlalUl\h ••.. ,...... 1 -...I (Oi b If 1'°1!S 1~8 ID II loan made from IJ,e prai;eedf; I'll another i--emmpt !MUa, check bQx • 0111'1l1 enter the\-"-.Sl.-.-o"Cf"::th_e __ .J2.1 -• _____________________ and trie da:t. oflllEI l:&.IU8•-----~ JR It the iuusr has dESig11$81d the lssue ur.ner ser;;tfon 2tl5(b}f3){B1~}(111) {small 1$.SLRI" s:ception), rl!Gdc to: . , ....... , , . • n 39 Jf the iSJue:r lias eletted kl pay a penalty~ IM.i of arbib-age rebale, i:;he,;k ix.. ... , . , ..... , ..•... , ...... , .... • 0 40 !f !he issuer he idenlifled Utedge, cheek box . .. . ........ , , . ,, , ......... • Sign Hare l.hxfur~atp,~1~:hMlhll•,evxami<™llt,,$~arid~nr~11,~""4S1a1<1m~-:o\Mbatofmy~ledgeancwiiet, "";m•Meomplfllli! Andy Burcham • ~L'." 2.04/2010 Chief Financial Officer Sil}nalvl'\' o!i'l 's e..thcn:ed "'Pr,;,wnt&!i~ Ollie T or Ml!'lr 8™f Ilk ,. ... ,. Attachment to FoFm 8038-G City of Lubbock, Texas Arrachment to Form 8038-G City of Lubbock, Teras EIN: 75-6000590 General Obligation Bonds, Taxable Serles 2010B (Build A,m.erica Bonds -Dinct Payment) E.l.N. 75-6000590 Part II: Type of luue The Bonds are issued in the amount of $15,320..000 to finance other purposes. Such other purposes in this case include the financing of various public improvements and other public purposes. Fixed Rate Bond .. Debt Senlce Schedule 2/15/2011 866,888.29 15,320,000 303,410.92 8/15/2011 420,592. 7_0 15,320,000 147,207.44 2/15/2012 420,592.70 15.,320,000 147,207.44 8/15'2012 420,592.70 15,320,000 147,207.44 2/15/2013 420,592.70 15,320,000 147,207.44 8/15/2013 420,592.70 15.320,000 147,207.44 2/15/2014 420,592.70 15,320,000 141 ;i.rn .44 8/15/2014 420,592.70 15,320,000 147,207.44 2/15/2015 420,592.70 15,320,000 147,207.44 8/15/2015 420,592.70 15,320,000 147,207.44 2/15/2016 420,592.70 15,320,000 147,207.44 8/15fl016 420,592.70 15,320,000 147,207.44 2/15fl017 420,592.70 15,320,000 147,207.44 8/15/2017 420,592.70 15,320,000 147,207.44 2/15/2018 420,592.70 15,320.000 147,207.44 8/15/2018 399,382.15 14.)65,000 139,783.75 2/15/2019 399,382.15 14,365,000 139,783.75 8/15/2019 377,012.80 13,380,000 131,954.48 2/15/2020 377,012.80 13,380,000 131,954.48 8/15/2020 352,947.15 12,365,000 123,531.50 2/15/2021 352,947.15 12,365,000 123,531.50 8/15/2021 327,386.45 11,320,000 114,585.26 2/15/2022 327,386.45 11,320,000 114,585.26 8/15/2022 300,429.65 10,240,000 105,150.38 ,,. ,. ,,. ,.. ' ' ' ' Att,JcJ,,,,.,,t to Fonn 8038-G CT!Y a/ L,,bbocl<, Te:ras EIN: 75-{1000590 211512023 300,429.65 10,1411,000 JOS,IS0.38 8/IS/2023 271,074.45 9,120,000 94,876.(16 2l1S/2024 271,074.45 9,120,000 94,1!76.06 8/lS/2024 240,224.40 7,%5,000 84,078.54 211512025 2411,224.411 7,965,000 84,078.54 8!1S1202S 204,032.411 6,765,000 71,4!1.34 2/lS/2026 204,032.411 6,7M,000 71,411.34 8/!S/2026 166,332.411 5,SIS,000 58,216.34 2/15/2027 166,332.411 S,515,000 SS,216.34 8/1512027 127,124.40 4;215-,000 44,49354 211512028 127,124.40 4,215,000 44,49354 8/1512028 86,408.411 2,865,000 30,242.94 211512029 86,408.411 2,865,000 30,242.94 8/1512029 44,033.60 1,460,000 15,411.76 2/IS/2030 44,033.60 1,460,000 IS,4ll.76 The Bonds maturing on or ofter February 15, 2020 an, subject to optional n,dernption on February IS, 2019 or ony date thereafter. Further, prior to Februa,y IS, 2019, the Bonds are subje,;:t to redemption prior to maturity at the option of the City of Lubbock, Te,w, in whole or in part, on or after the oa:um:nce of 1111 &lraordinary Event, "Extraordinmy Event'' means, for these purposes, any change to Soct:ians 54AA or 6431 of the Internal Revenue Code of 1986, as IDllendm, pum,ant to which the expected credit arnounls to be requested, as reflected in the olwt above, ""' .,..fiJCl'ti or elimio.ated. 2 ,. ...J ,J • V J t W ~ltoal81,2.Md&Ala()~ IUlm 4JJ1i'laslncled tlellvery Is dealr9CI.. • ~nt your name and -addrel.Js on the rvvl!Jlle so that we can 111tum 1he card to you. • Aftac,~ thla C8ild to the flllcik ot U-te mailplec8, mon the from If~~. i,u,'lneI Ulla.'tllr ln1a1tnl Rn ll'!IU c Service Ogd~n. l1T 84201 ... -••• n.• • V V ,:O','J-'!.L 1• ff-ii'~ ::.,L( T,•J,'.; ru Di-!...1~17,r\ A.~ X J a. ~ tiy ( Mllld /llama) I c. osto .:rt °'811V$Y 0.1$dillMl!ya:klllmtllffilrant"""1'1lternt7 •Yes tt YE$, intw delfv9tY alitla blbw: tl No : 2. Mklle~ ma,:m,,-Jtun~llbeO 7DD2 •8bD 0003 53~1 b~76 I P'S Fom1 3811, Februaty 2004 u .. ,.. RECEIPT AND CERTIFICAlE OF DELIVERY OF PA YING/ AGENT REGISTRAR The undersigned, authorized representative of The Bank of New York Mellon Trust Company, N .A., as Paying Agent/Registrar and Escrow Agent, hereby makes the following acknowledgments and certifications in connection with the issuance and delivery of $8,840,000 principal amount of City of Lubbock, Texas, General Obligation Bonds, Series 2010A (the .... "Bonds"). Capitalized terms used herein and not otherwise defined shall have the meanings assigned thereto in the Ordinance authorizing the issuance then:of adopted by the City Council of the City of Lubbock, Texas (the "Issuer"). The undersigned hereby: .... 1. Acknowledges receipt of S9,090A61.17 from First Southwest Company. (the ''Underwriter''), representing the par amount of the Bonds of $8,840,000 plus a reoffering premium ofS295,967.60 minus an underwriting discount of $45,506.43. 2. Acknowledges and certifies the application of the ammmt described in paragraph 1 hereof as required by and in accordance with the Closing Instructions attached hereto as Exlnbit A prepared by RBC Capital Marlcets, the Issuer's Financial Advisor. 3. Certifies that the Initial Bond for the Bonds, registered by the Comptroller of Public Accounts of the State of Texas and representing the aggregate principal amount of the Bonds, was delivered to or upon order of the Underwriter and was duly canceled this date upon delivery of the definitive Bonds to the Underwriter through The Depository Trust Company. DATED: Febnwy 4, 2010. 253693v. I LUB200n10I6 THE BANK OF NEW YORK. MELLON . TRUST COMPANY, N.A. M Paying Agent/Registrar and Escrow Agent IU&v By: Title: Senion\ssociate ,... ,.. ,. ,. ... Exhibit A .... .... "'I .., .., 253693v.1 LUB200n1016 ,. ' ' ' •• RBC Capital Markets• DELIVERY, SE'JTLEMENT & CLOSING PROCEDURES fo, Cii:y o!Lubbock, Te:s;u (the .. Cii:y") $8,840,000 General Obligation Bonde, Setiee 201flA. & $15,320,000 General Obligarlon Bonde, Tu:able Series 2010B (Build America Bonda -Direcr: Payment) Bonde Dated! Date of Delivery Settlement Date: Thu:nday, February 4, 2010 The closing on che abovl:-refercna:d bonds (che "Bondsj will be held on Thunday, February 4, 2010, at 10:00 A.M. (die ~aosing") via releconferena: by Vinson&. Elkins LLP., ACtn! Julie Partain (214) 220-7904. Those p:uties apecred ro psrticipare include; -Tide/Bole f&mpany lllilll< -Mr. Andy Burcham Chief Fmanci,,I Officer Cicy of Lubbock (BOIS) 775-2149 aburcliam@myiubbock.us Ms.. Chelsea Pi~ Senior Financial Anai}'lt Cicy of Lubbock (BOIS) 775-2985 cpigg@mylubbock.us Mr. Matt Boles Financial Advisor RBC Capi.ttl Mackm (214) 989-1672 maCLboles@rbccm.com Mr. Derek Honea Financial Advisor RBC Capi.ttl Mackm (214) 989-1671 derek.honea@i:bcem.oom Mr. Pete Scare Underwrirer Fm11:Soudi.west (214) 953-4040 pea:r.siare@fin!N'.com Mr. David Medanich Underwriter FirstSouthwcst (81T) ll2-9710 daw:Lmedanich@firscsw.com Mr.Jason Hughes Underwriter FirstSouthwcsc (214) 953-8707 jason.hughes@fincsw.com Ms. Julie Parciin Bond Counsel VIIISOn&.FJkinsLLP. (214) 220-7904 jpartain@veJaw.com Ms. Pat Blue Paying Agent The Bank ofNC\YYork (214)468-6511 paaicia.blud@bnymellon.com SOl!RCBS AND USES QP'.PJJNDS Sruarsea of Fund@ 51:tia~J!.l& Si::tisa :ml!.llli L,ml Principgl Amount of die Bonds s 8,840,000.00 ' 15,320,00J.OO ' 24,160,000.00 Net Original 1"1le Premium on the Bonds 295967.60 295 %7.60 TowS.U... • 9,135,967.60 • l5,320,000.00 • 24.455,967.60 JIHCanfFnnda Deposit to Project Fund ' 9,045,000.00 I 15,155,000.00 s 24,200,000.00 Underwricers' Discount 45,506.43 95,049.88 140,556.31 Cosl!I oflssU2nce 45461.17 69950.12 115411.29 Total Usee ' 9,135,967.60 ' 15.320,000.00 ' 24,455,967.60 ,_ •, ' ' CilJI of l.Mbb<.d, T~ -GO P,..1 l. Dli Tbonday, Febrwny-4, 2010, F..n ~west (the •t:~ will ...in-trr1.11Sfet to Tote Bw ofNt1111 Yock, .ABA #OZI000018, GI.A 211-065, TAS 4.n!!77, Jlr: Ciry of Lubbock GO, Atm; Pal Bl'"" (1.14) 468--15511, W ffl\OlUlt&m:I below-. 'The Um::ktsl.ittt will oil r:be. clo5mg room with.., Feclazl Wrre Bdnmce Nlll'!lhel' and ~ cf wtli wire ae 500JJ M pou.ihle on lbunday, Fehnw:y 4, 2010. Sedu2t10A kw2il:10B l:IWll Proo:,:& af:Bond, $ 9,135,967.60 i 1S,.l20,000.00 3 24,45.5,'.l67.60 L:sl: Under:rrirm1' Discount 45 S06A3 95.()49.88 140 556.31 T-oml W~.AmuaDtfrom Uadctwritc:E: !',22<,9'0J2 ~• _24,3=1~~~4l~U~'I 1. On Thund:!.y, Febrwiq 4, 2010, The Bank of New York will 'Witt tmmfcr~,OIS8,996.7Su a deposit t.o ihe Sai.=s 2010A Project and Cod~ of lissuance Funds m .SD.:!: Stn::et Bsnl and Trust Compm.y, ~ MA, AP.A #0110000-ZS, BNF :::: J\1m: TaPool A/C#67573TT4, RFB = Lua:::i.:m JO ifrn~3. OBI= Pool #449, Atcaurtt #,1552100037, Puticipant Name: Oiy of Lubbock, TX.. Dqx,si.t ID Proje.ttFund: Depoiil. to eo~ orl$Wllil;ePWl-d: Total Depo:,eit cu Ciry WE 5aic:!I 2.8:IOA:- ' ' Sffl2010A l),00,000.00 ZJ9%.78 2. Ou Thu.Jlidar,Fcbzum:y 4, 2010, The Ilw ofNl"W Y-Oft will "wii:r tr.u:nfu: S15,18,9,,118.16 u ad~ ro the~ 20iOB Proj~ 1U1d Costs of l118UW'.1~ J'unds 10 S::au:c Slreet Bink and TIIJ!lt Compmy, 803Wll, MA, ABA #011000028, 0NF Ame TaPooJ A/C#6757l774, RFB = Loo.tioo ID #77915J, om = Pool #449, Ao:ouot #155210~9. Puticipant Name: City ofL.ibbock. TX Depoiir. w ~'Fund: O"P"'lllt l-0 Co1-t en luwcc:e Fund: Tami.~ r.o 0.,, lot~ 2Dla.R: ' • Serie, 2010B 15-,155,000,00 3l118.16 3. On 'Ii:rondty, Feb-rtrll'f 4, 2010., The B-tnk of No!'lll' York will wire transfer $28,92.US m U.S. 8mk, Minneapolis, MN, Al\A #O§l1000022, AO'.'A'.lw].r Nam,,: R.BC Capiw.l Mad.et\ A/C #1-lll2-3009.72ll8,. FNOOOt 7274, Aon. Dad< Honea (2.14) 9B.9-1671 for rhl= following parpcse. 4. On 'Thutsday, February 4, 2£110, The Batlk cl New York will wu.._ ~ P,l70.DO to JP Morga.a 0.-Bank, N.A., ABA #021l'IOOCl21, Auoum Name. VWOD &. E&lru; LLP. Domestic Account, Aw:Juot #001-0l687'9S7, Ref. lavoici:: #2S3279JO, llillirg Artumcy, Beli Bt-ooks, for tht following ~· "-""·'"' 5. On~. Fehroary 4,2010, The~ ofNe;r YorJn•ill~ $1,000.00 for thepaymmtof!Ce!l liruxibclaw. Pmrv.ttrl AMu:al Paying Agem F11:e • Sem, 2010A Pmratrd Amul>U Paying Agaiz Fi.:e • Si::ria 20106 T<Jb!Payio,g AfJ&Dt Fees: RETURN OF GOOD FAITH CfffiCK ' sao.oo 500.00 I !JI00.00 8 YJ;15,41L29 'Upon t1oiiina, !U RBC Capiw.l MiuW will ~f =-via ~ lllBil W Go.xi Faiih Depollt Lil il'.l ~ti-ion ro """"""'- r .... No Text No Text .... RECEIPT AND CERTIFICATE OF DELIVERY OF PA YING/AGENT REGISTRAR The lllldersigned, authoriud representative of The Bank of New York Mellon Trust Company, N .A., as Paying Agent/Registrar and Escrow Agent, hereby make., the following acknowledgments and certifications in connection with the issuance and delivery of $15,320,000 principal amount of City of Lubbock, Texas, Geoenl Obligation Bonds, Taxable Series 2010B (Build America Bonds -Direct Payment) (the 5113onds''). CapitaJiz.ed terms used herein and not otherwise defined shall have the meaning-s assigned thereto in the Ordinance authorizing the issuance thereof adopted by the City Council of the City of Lubbock, Texas (the ".Issuer'"). The undersigned hereby: 1. Acknowledges receipt of $15,224,950.12 from First Southwest Company. (the 0 Underwriter"), representing the par amount of the Bonds of SlS,320,000 minus an underwriting discount of $95,049.88. 2. Acknowledges and certifies the application of the amount described in paragraph I hereof as required by and in accordance with the Closing Instructions attached hereto as Exhibit A prepared by RBC Capital Markets, the Issuer's Financial Advisor. 3. Certifies that the Initial Bond for the Bonds, registered by the Comptroller of Public Accounts of the State of Texas and representing the aggregate principal amount of the Bonds, was delivered to or upon order of the Underwriter and was duly canceled this date upon delivery of the definitive Bonds to the Underwriter through The Depository Trust Company. DATED: February 4, 2010. 253700v. I LUB200/71016 THE BANK OF NEW YORK MELWN TRUST COMPANY, N.A. as Paying Agent/Registrar and Escrow Agent By: Title: . • 8eniOf Associate ,,. ,., ,. "') Exhibit A ) ) .., 253700v. I LUB2001710J6 ,.. ,,. ,.- ,.. ' ' ' •• RBC Capital Markets• DELIVERY, SETTLEMENT & CLOSING PROCEDURES ,~ City of Lu~ Tca11 (the "City") 18,840,000 General Obligation Bonda, Series 2010A & St.5,.U0,000 General Obligation Bonds, Ta:able Series 2010B (Build Amerii::a Bonds-Direct Payment) Bonds Dated: Date of Delivery Sen!.ement Dille: Thursday, February 4, 2010 The closing on che above-referenced bonds (che "Bonds") will be held on Thursday, February 4, 2010, at 10:00 A.M. (che lt0osing'1 via tcleconfcrence by Vinson & EJkins LLP., Ami: Juli£ Partain (214) 220-7904. Those parties apecced to participa.tt include: """' Tidc:/Bolt Compaw ..... -Mr. Andy Burcham ChiefFinancial Officer Cicy of Lubbock (806) 775-2149 aburcluun@mylubboek.us Ms. Chelsea Pigg Senior Financial Analyst Gey of Lubbock (806) nS-2985 cpigg@mylubbock..lll Mr. Man: Boles Flllill1CW Advisor RBC Capital Markets (l14) 989-1672 matt.boles@rbcan.com Mr. Oetek Honea Firumcial AdVUOr RBC Capital Markea (l14) 989-1671 derek.honea@rbccm.com Mr. Pete Stare Underwticer FintSouchwe.'!t (l14) 953-4040 peter.stare@finaw.com Mr. David Medanich Undenwritcr FintSouthwcst (817) 332-9710 daYit:l.medanich@fin1SW.com Mr. Jason Hughes Under;,,ritcr FiruSouthwcst (l14) 953-8707 jason.hll@hes@6nmv.com Ms. Julie Parcain Bond C.Ouosel Vinson & Elkins LLP. (lt 4) 220-7904 jpan:ain@,re.law.com Ms. Pat Blue Paying Agent The Bank of New YOik (ll4) 468-6511 patricia.blue@bnymellon.com SOJ!RCES AND USES OF FUNDS SpprceH of P:ondH Sm:iu 2i!JIIA Sm:ics20.l!lD l:.ml Principal Amount of che Bonds ' 8,840,00).00 ' 15)20,00J.OO ' 24,160,oo:>.OO Net Original Issue Premium on the Bonds 295967.60 295967.60 TIJCll. Souroea • 911351967.60 • 15,320,000.00 • 24,455,967.60 Uses of Puods Deposit to Project Fund ' 9,045,00).00 ' 15,155,00J.OO ' 24,200,00).00 Underwriren' Discount 45,506.43 95,049.88 140,556.31 Cosa oflssuance 45461.17 69950.12 115411.29 Total Uses • 911351967.60 • 15aooo,oo • 24,455,967.60 ,.. .- ,. ,_ ' ' ' ' RECEIPT OF FUNDS Cityoflwbbock, Texas~GO Pagel 1. On Thursday, February 4, 2010, Pint Southwest (the "Underwriter") will wire transfer to The Bank of New York, ABA #021000018, GLA 211-065, TAS 437877, Re: Ory of Lubbock GO, ActJ1: Pat Blue (214) 468-6511, the amount listed below. The Underw:citcr will call the dosing room with a Federal Wire Reference Number and time of such wire as soon as possible on Thursday, February 4, 2010. ScrietWOA Proceeds of Bonds S 9,135,967.60 ' Less: Underwriters' Discount 45 506.43 To1al Wire Amount &om Undetwt:iter. $ 9,090,461.17 • DISBITBSBMENI Of fUNPS Seriea2010B 15,320,000.00 95049.88 15,224,950.12 ' • l:<W!I 24,455,967.60 140 556.31 24,315,411.29 1. On Thursday, February 4, 2010, The Bank of New York will wire rmnsfer S9,068,996.78 as a deposit to the Seties 2010A Project and Costs of Issuance Funds to Seate Street Bank and Trust Company, Boston, MA, ABA #011000028, BNP = A= TexPool A/C#67573774, RFB = Location ID #77963, OBI = Pool #449, Account #1552100037, Participant Name: Ory of Lubbock, TX. Deposit to Project Fund: ' Deposit to Cost oflssuance Fund: To1al Depoei1 to Chy for Series 2010A: • Seric120lOA 9,045,000.00 23996.78 9,068,996.78 2. On Thursday, February 4, 2010, The Bank of New York. will wire transfer $15,188,118.16 1111 a deposit to the Series 2010B Project and Com of Issuance Funds to State Street Bank and Trust Company, Boston, MA, ABA #011000028, BNF = Arm: TexPool A/C#67573774, RFB = Location ID #TI963, OBI = Pool #449, Account #1552100039, Participant Name: Ory of Lubbock, TX. Deposit to Project Fund: ' Deposit to Cost of Issuance Fund: To19.I Depoei1 to Chy for Series 20108: • Ss;ricn 20108 15,155,000.00 33118.16 15,188,118.16 3. On Thursday, February 4, 2010, 'The Bank of New York will wire transfer S28,926.35 to U.S. BanJc, Minneapolis, MN, ABA #091000022, Account Name: RBC Capical Marken, A/C #1-602-300CJ-7208, FN00017274, Ann. Derek Honea (214) 989-1671 for the foJ.lowing purpose. RBC Capital Markels' Fee & Rei.m.bunable &penees: $ 28,926.35 4. On Thursday, February 4, 2010, 1be Bank of New York will wire tnnsfer S28,370.00 to JP Moi:gan Clwe Bank, N.A., ABA #021000021, Account Name: V1rumn & Elkim LL.P. Domestic Account, Account #001-01687987, Ref. Invoice #25327930, Billing Arromey: Ben Brooks, for the following purpO$oC. Vinson & Elkins LL P. Fee & RcimbUt8Bhle EJ::pensea: S 28,.170.00 5. On Thursday, February 4, 2010, The Bank of New York will retain Sl,000.00 for the payment of fees lisced below. Prornted Annlllll Paying .Agem: Fee -Seties 2010A Prornced Annlllll Paying Agent Fee -Series 201 OB Total Paying Agent Feeri: Total Disbursement of Funds: REJVRN Of GOOD FAITH CfffiCI ' • • 500.00 500.00 1,000.00 24.J!5z411.29 Upon closing. the RBC Capital Mukeu will immediately rerum via overnight mail the Good Faich Deposit in iu possession to Fm;tSouthwcst. ,.. ,.. ,. ,. , . .... No Text No Text RECEIPT AND CERTIFICATE OF DELNERY OF PA YING/ AGENT REGISTRAR The undersigned, authorized representative of The Bank of New York Mellon Trust Company, N.A., as Paying Agent/Registrar, hereby makes the following acknowledgments and certifications in connection with the issuance and delivery of $48,955,000 principal amount of City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 201 0A (the "Certificates"). Capitalized terms used herein and not otherwise defined shall have the meanings assigned thereto in the Ordinance authorizing the issuance thereof adopted by the City Council of the City of Lubbock, Texas (the "Issuer"). The undersigned hereby: 1. Acknowledges receipt of $51,894,822.24 from First Southwest Company (the "Purchaser"), representing the par amount of the Certificates of $48,955,000 plus a reoffering premium of $3,173,768.25, minus an undervniting discount of $233,946.01. 2. Acknowledges and certifies the application of amounts described in paragraph 1 hereof as required by and in accordance with the Closing Instructions attached hereto as Exhibit A prepared by RBC Capital Markets, the Issuer's Financial Advisor. 3. Certifies that the Initial Certificate for the Certificates, registered by the Comptroller of Public Accounts of the State of Texas and representing the aggregate principal amount of the Certificates, was delivered to or upon order of the Purchaser and was duly canceled this date upon delivery of the definitive Certificates to the Purchaser through The Depository Trust Company. DA TED: February 4, 2010. LUB200nt0IS Dallas 253663_1.doc US 253663v.1 THE BANK OF NEW YORK MELLON TRUST COMP ANY, N .A. as Paying Agent/Registrar ill & l.id By: Title: SeniorAssociate ,,,. ,. ' Ll.JB200/'IJOU Dslla.t 15'.lM.l_l.i:loc US 2.53663v. l Exhibit A ,.. ... ,.. ·- • • RBC Capital Markets" DELIVERY, SE'ITIEMENI' & CLOSING PROCEDURES Cm City of Lubbock, Tema (lhe "City") $48,955,000 Tu: and Warerworb Syerem Swplua Rnlmuc Catifica1e& a!Obliption. Serice 20111A. & $96,540,000 Tu: and WatetwOl:ks System Swplwi hn:o.ue Cenifkatee of Obligation, Taxahkl Series 2010B (Build .America Bonds -Direct Payment) Bonda Dated: Dare of Delivery Sertlemeat Date: Thunday, February 4, 2010 The closing on die above-referenced certi&::ates (die nCcrti6c=s'? will be held on Thursday, Febru,u-y 4, 2010, at 10:00 A.M. (die "Closing") Yia releconference by Vinson & FJkins LLP~ Ami: Jillie Pam.in (214) 220-7904. Those pil!ties expecred to participate include: ,_ Tide/Role Compmy = -Mr. Andy Burcham Chief Financial Officer Gty of Lubbock (806) 775-2149 &brudwn@myiubboclt.us Ms. Oielsea Pigg Senior Financial Anal)'!lt Gry of Lubbock (B06) 775-2985 cpigg@mylubboclLus Mr. Matt Boles Financial Advisor RBC Capical Markets (214) 989-1672 matt.bolcs@rbcan.com Mr. Derek Honea Financial Adviaor RBC Capical Matkm (214) 989-1671 daek.honea@rbcan.com Mr. Pete Satre Underwricer FicnSouchwest (214) 953----4040 pe=.sca:e@.fiI$t!W.com Mt. David Me.hnich Un~n:r FintSouchwest (817) 332-9710 david.mcd,mich@5naw.com Mr. Jason Hughc,i Uodawri= FintSo111:hwest (214) 953-6707 jaeon.hughes@firsaw.com Ms.Jillie Partain Bond Counsel Vmson & Elkins LLP. (214) 220-7904 jpart:ain@velaw.com Ms. Pat Blue Paying Agent 'The Bank of New Yo.-lr. (214) 468-6511 pa.tricia.bh1e@bnymdlon.com SOURCES AND USES OF FUNDS Soou:a off:lm<k Sf:tia2010A Serie!l2IWIB Tu,! Principal Amount of the Cettificares ' 48,955,000.00 ' 96,s«l,000.00 ' 145,495,000.00 Net Original Is,ue Premium on che Cettificaccs 3173768.25 3173768.25 Total Sources $ 52,128,768.25 • 96,540.000-00 • 148,668,768.25 Uanoffunds Deposit to Project Fund $ 51,740,980.00 ' 95,657,611.00 ' 147,)')B,.591.00 Undawritem' Discount 233,946.01 591,722.62 825,668.63 Costs of Issuance 153 842.24 290,666.38 444,508.62 Tot111 Uses • 52,128,768.25 ' 96,540,000.00 • 1~668,768.25 ... ,. mcElPT OF FUNDS City of lubbod:. Tuar * CD Pag,1 1. On Than.day, r-ebrwey 4, 2010, Fin&uthweat (!he "Und,,,rn:ifft'') will 'll'll't tn.o.sfer ro lhe Bank of New Yorii.. ARA #021000018, GU 211-065, TAS 437877, Re: Ciry ofl.i.ibbod: CO, Am,: Pu Blue (2.14) -ta-6511, the amount li!mi ~-The Ubderwrite.: will <=lD the dosing I00lll 'lllilh II Fcdl:cl Win~ Number and time of Neb. wire II!; socn .as p,::m,ihlt on. Thurii,:hy, Ftbnatr 4, 2010. Sttm ztJ.!16. ~--· l:.ml Proceeds ofvrtifiote!. i 52,128,768.25 I %,!i40,000.00 I 14S~76&.25 Le!!f.'. Uoderwrl-.rr1' O~t 233946'°1 5111122.62 52.SIGG&.6) Total. Wire Amount &nm Oi:idt:,rwri~ ' 51,89;4.m24 • 95,"',211.38 • 147 .M,l,099.§:2 DISBUB~aEFUNDS L On Thutsda.y, Febiwuy 4, Xl1D, The BEik oi New Yorlr: will ffl D'llllSb 161,795",5,44,17 ae a dt:p;iail to tbe Series 2010A P~ and Cost11 of lstuance Pun..-!£ to Scio:~ Bllllk ft Trus: u:impimy, &ium, MA, AM #01100C02S, !\NF= .'\nn: Te:1:Poof A/C#67~73n4, RFB = L;w;:aPOn ID #rn63,. OBI= Pool #449, J\[Il]IDJ"t #155210000,S, Putidp:in.t Name: City ofLubboc:k, TX. Smin:WQA Deposit ro Project Fund: $ 51,740,980.00 D::porit ro Cos,: ofha= F=d: 54,.5§4.17 Tote! Depoe.it to Qty for Sates 201(li\: 2. On~, ~bnwy 4, 2010, The Dank ofNew-Yorkwill wia t12nsicr $95,752,ll8U5 ae j depooir to tbe Sc:cic5 2010B Project and ~ oi U~ Fuoc'.5 w Snue Smet Bwk and T.rui;t Company, Bos=, MA, ABA #011000028, BNF :: Acm: TaPool A/C#<'!iT57J174,Rfll = LocacionID #T7963, OBJ= Pool #449,ACICQuntFJ5521000Jli, Psm::ipanr Nri:r=: City ~Lubbod:, TX. Scrin201B D::po~ to Project Fund: S 95/457,511.00 Depow: to Co.11: of luuaru:e Pun(r !lS.374.55 Total Depos.lt m Ory Car Seriie& 2010B: 3, 0c Thimday, Fd,nrny 4, 2010, n.: Bank. of New Yaril: will wire mnsfer $174,198.65 to U.S. Bank, M'roneapou, MN, AB.A #091000022, Arroum: :'.'lllll)P, JlBC c.p;w Mimc1t, A/C #t-002-3009-7208.. FN00017Z74,Amt. o.,m H<me1. (21,4) 9E!~-16Tl kr, the foUowingpurpooe. 114,198.6!' 4, Ort Th.utB<tty, February 4, 2010, Tur Bd af New York will wire inMkr-$119-,.371.25 tn JP Moqtn ChaJe 8.u:ik, K.A., ABA #021000021, Mcaunt Nam,c: Vll'll'ion & Elldntl LU'.~ Ao:OIJJl'f, Au:aum ~1--01687987, Rd: Invakl: #25"3279~.3, Billing Atwmey: Ba, Broolu, for the foJJoi:ringpw:po,e.. V'IDIIDD &Elkins LLP. Pee & ~bk l!y,tu...&r IJ 119,,.371.l.S 5. On Thumhy, February 4, 2010, ~ Bank of New Yodi: 'Will retain ,1.000..00 fut rite ["11-ymc::at a£ f=r Ii~ bdw. Pron.ted Anrraal. Paying .A@,ent Fee: • 5,:rie, 2010A Proratw Annual Paying Agent F= • .'it:dr:1 201 OB Total Paying Agt"Ot Peeii: RETIIRN OF GOOP FAITH CHECJC 1 1,000.00 Upon ~ lhe lIBC Gpiol Miu:k.ro will lmme&.tdr ~ via ov¢rnignt mlW. the Good Faith Deposit .in ~ pouewotl :v F"""""""'~ ,. ,,. No Text No Text RECEIPT AND CERTIFICATE OF DELIVERY OF PAYING/AGENT REGIS1RAR The undersigned, authorized representative of The Bank of New York Mellon Trust Company, N.A., as Paying Agent/Registrar, hereby makes the following acknowledgments and certifications in connection with the issuance and delivery of $96,450,000 principal amount of City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 201 OB (Build America Bonds -Direct Payment) (the "Certificates',. Capitalized tenns used herein and not otheiwise defined shall have the meanings assigned thereto in the Ordinance authorizing the issuance thereof adopted by the City Council of the City of Lubbock, Texas (the "Issuer''). The undersigned hereby: 1. Acknowledges receipt of $95,948,277.38 from First Southwest Company (the "Purchaser''), representing the par amount of the Certificates of $96,540,000 minus an underwriting discount of $591,722.62. 2. Acknowledges and certifies the application of amounts described in paragraph 1 hereof as required by and in accordance with the Closing Instructions attached hereto as Exhibit A prepared by RBC Capital Marlcets, the Issuer's Financial Advisor. 3. Certifies that the Initial Certificate for the Certificates, registered by the Comptroller of Public Accounts of the State of Texas and representing the aggregate principal amount of the Certificates, was delivered to or upon order of the Purchaser and was duly canceled this date upon delivery of the definitive Certificates to the Purchaser through The Depository Trust Company. DATED: February 4, 2010. LUB200171015 Dalles 253656_1.doc US 253656v.1 THE BANK OF NEW YORK. MELLON TRUST COMPANY, N.A. as Paying Agent/Registrar Ai~ By: Title: Senior Associate .,, LUB200nl015 DallM lll656_J..di;,,;. US 2536!16v.1 Exhibit A , .. ' •• RBC capital Marbts" DEU\IEBY, SETTLEMENT&; Cl.05ING PROCED\.TBRS '" City ofLubboclc,. Texm (llhe "Ciry"} 148,HS.000-Ta:1 and WaMrWWkl Sy!lkm Swplw Revenue CemJicalai of Otd.lpdon,, 8crWI :itJtlM. & ~ Ta:a mid Waterwndw System Surplue Reffn!M. Cen:ifi(ll!!t!I Q{Oblipdon. Ta:ahki S.uiee 20108 (Build Ammoa Bor.da-Ditm: ~ Thund..y, F~ 4, .010 The cio.i.ng on~,~~ cmi!ic:m,,. (rhz ~"'; will be hdd QI!. Thunr::l.y, Februuy 4, 2010, u 10:00 A.M. (the "~j vit ~~ by VN01:1 & Ellci:u LI.P., fl.an: Julie Pan:u,, (214) ZZO-7'}0,t ThJK pmi,c., opcca::d CO panicipn: ind.J:de: i,..,. Tilk:(Hnh; '4m::wMY ..... -Mr. Andy Burrnllll7 C..hi.l!f Flfblllcial Offia:r Cily of Lnbboc!r: lt:106) 775-2149 ·-Ms. O,eli.,. p;~ ~ Fllla.lCN! ~ Gtyof_lnbhoek I.IDS) 775-2985 i;,igg@myhibbock-v. Mr.M.o.a:&lcs F~Ad:ri&Ol RBCC..picilMa.,:kmi (?14') \18\1-1672. mll~XI~ Mr, D111ek H,;inq Fl::lo1.llcial.Adrii;oc RBC C..pial M!Uketa !,114) 989-16'il dc:n::k.h~ Mt. Paz. Smr,,. IW""""' I'"lrlllXlu~,t !_'2t4) 953--4-040 ~ SCtn:@fiiw,w.com Mt.lJavi.d:M~h Un,:!~ Yin!Xludiwqt tm'TJ 33:!.-'1710 ~~.c,;,m Mr.J&10n.H.,,gl,,c.1 U~1m: Fll'StSouU\111eu (!14) 95.'.J-S707 juon.h~CSW.COtn Ml.JlmParr. "'"'""""' a V,n,o,, &: Ellwu 1.LP. (ltlf) 22<].7@4. j~w..c,:qn. M&.Pn~ l'loyingAgm,-t The B;tnkofNiwYo:rk (J:14) 468-6511 pttd,cia.blum@bnymel.loo.a,m SOU1tCES AND USES Qf FJJNJl$ fuwKtO ot:fnnde ~ ...... l&UIA li:cma2010B """' PriDcip:aJ Am:Juct of mw Cftrifi=,,i= I 48,9S5.000.00 I ~.,540,000,00 $ 145,495,000.00 lfet (),:i@ic.al ]$!UC PrcnJ.wn Oll tho Ca!:i!ic:111:::11 Zzlll,;768..25 :11711768.25 Total SoUNti • 52,1!'1768.l! • Sll!r5:!W22:00 • 1;4¥68,768-25 Usu ofFunde Deposit co Project Fund I 51,140,980.00 ' 95,657,611,00 I 147,~s .. m.oo Undtn'Da:n' Disc:ollllt 23-),946.0l 591,722.,62: 82S,661!A'.1 Cost! af!s-,w:¢ 1~842..24 290 666.38 ... -TarnlUSeB I sm1m1.21 • 96,S40,000.00 I .......,,.. ... .,. ,. ,. ,. ,. ,.. City of Lubbock, Tllm~ CO Pag,;l 1. On 11:n:iI:&dey, Fi:br.i.uy 4, 20-10, FintSouLhwm (the "Underwritd1 will wire tniNft,r ro The Bank of~ Y""k, A.GA #02100001S,. GlA 211-065, T.A.5 4J7ffTT, A.-:. C.ry ofLubl.xk CO, Ann: P<\t Blue (2H) 468-6511, the $Jl.\mmtfuu:d l.idovi, Toe Cru.bwticcr \llill call died~ [ClOlll ~th a Peihal \VU'I' H~ro:t Nwnber and lime of !iUclJ win: u llOOn u ~le: on ll=day, f'e!Jmai:r 4, 2010, Proc:.eed, of Cr.n:ifia.~ le$s: u~· DiSCOlh'Jt T<1talWireAmoun1.fmmUndcnvri1t:r. lkci!:i 2010A ' St,12S,768.25 $ 233 94t'i.Dt I !i!z894-J!.22.24 • DISBURSEMENT OF FUNUI hm6itlili Told "-"".00000 $ 148M,B.71S8.25 591 722.62. ~· 95,948,277.38 • 141~..62 L On Thiur.d.11.y, Feb.nw:y 4, 2010, The BDDk of New Yod-..rill 'WVt' ~ $51,795,544.1"? 111 a dcp:,11it to die Series 2010A Pmfe.ct trld C.Osts of lsw~ee fund, to St::ite Sm::et Bani: and Trust Ct:mpviy, Bo!lton, MA,. AHA #011000028, IlNF = Attn: Tal'ool ~\/C#67573774, RFB "' Locu:l,:xi ID #rn63, OBI= Pool #449, ACC011Dt #1552100036, Panidi;,ant NIIIJ'le: C.cy of Lubbock, TIC. St1ita20'JOA Depot.it to Project fond: 5 51,74<1,980.00 Deposit to Cost oflsslW!Oe F,md: ,?4,51S4.17 Tota.I DepOllit to City fm Sn:i.i':a iOtllA: t !il,795,54'1.17 2. On Th=rlay, February 4, 2010, The B::an.k: of New YMI. will Wlrll l!llllllkr ~5,752,.985.55 liil a. dcposi>, ro mt: 5eixs :Un OB Proj£C( "'Id ~ of ~ Fw:ids to Stue Sttter &Ilk >lM Ti:uat ~. Boston, MA, .AHA ~110000:28,, B:h"F = Artn: 're:d>ocd. NC#67573774,RFB = loc..tionID #77963, OBI= Pool '144-9,Ai:i::::aunt-,;j1552100038, ~Nanit:-:OtyofLuhbodt, 'IX 5:crkt2f®B Dcpoat 1:11 Projt!ci: Fund.: s !ls,m,,m.oo Depom ro Cos:oflwluli;e Fun,± 95 374.55 TOW DepOll.ir w aq fur !ill'fles 20108: J. On Tiu=rlay, Fehruuy 4, 2010, Tue &nk oI New York will wire tt1nsfer $174,198.6-5 to U.S. BanJr.,. ~5, MN, ABA #-091000022, Aca:nmt Nwnc 1l.IJC Ca.picil Mai:ut!I,, t,/C r:l-1-00Z-3009-7208, FN00017Tt4, At1n. DCld: HtJne:i. (2.14) 91!9~1671 fut 1hr. following purpose. 174,1'8,65 4. On Thun&y, Febcuary 4, 2ill0, Toe Bd: rd New York q1 wire ~ft:.: S1l9,.371.Z5 ro JP Morgan Oiaie Bank, N.A.., ABA #021000021, &"coU11t Name; V.inurm & Elkios LLP. ~ AIXUlllll, Aceounr. #OOT-01087987, &f: hi\lQ>ice #25327933, Billing Artom~": Ben Brooks, for che followi."lg ~ VIailOl.i & Ellclm, LI..P. Fee & lldmbut5ab!e Ezpeusee: I Pmnttd Annual Paying Ageri.t Fa. -~ 201 M Pmmted Anmial. Paying Agent Fi:e • Serici Z010B TOW PaJini: Agent Fee.: lllll!lltl OF "®fl ~Al'lll CSJ!CK I 500.J)J 500.J)J • J,0!!0.00 Lipan doomg. ~ RBC Capital Mrmi:at,,,i ,u,fil in-mi~ rerurn via ovcmight nm the Good Faidi Dcpo!it .in «:I ~ ID Finr5oulil.weM. No Text Moooy's INVESTORS SERVICE January 13, 2010 Mr. Andy Burcham CFO City of Lubbock P. 0. !lox 2000 Lubbock, TX 79457 Dear Mr. Burcham. l'l.u:i. of thr Americu (d)O Nonh pc,an Sc., Sulce 2.165 D.111.u, TX 75201 !14.220.4350td We wish to inform you that on January 11, 2010. Moody's Rating Committee reviewed and assigned a AaJ rating to the City of Lubbock's Gc:neral Obligation Bonds, Series 2010A, General Obligation Bonds, Taxable Series 201 OB (lluil<l America Bonds - Direct Payment). Tax and Waterwork'.'i System Surplus Revenue Certificates of Obligation. Series 2010A nod Tax and Waterworks System Surplus Revenue: Certificates of Obligmion, Series 20108 (Build America Bonds -Direct Payment} In order for U51 to maintain the currency of our ratings, we request that you provide ongoing di51closure. including annual financial and statisticul information. Moody's will monitor the rating and reserves the right. at its sole discretioa, to revise OT withdraw the roting at any time in the future. The rating es well as any revisions or withdrawals thereof will be publicly disseminated by Moody's through nonnal print and electronic media and in response to verbal requests to Moody's rating's desk. Should you hove any questions regarding the above please do not hesitate to contact me or the analyst assigned to this transactioa. Kristin Button at 214-220-4383. \~=\~~\lcL_ Douglas Benton Vice President/Senior Credit Otlicer cc: Derek Honea RBC Capital Markets 2711 N. Haskell Ave Cityploce. Suite 2400 Dallas, TX 75204 DB/ntjd No Text I~ J , No Text ) ) ) ) STANDARD &POOKS January 6, 2010 City of Lubbock 1625 13th Street P.O. Box 2000 Lubbock. TX 79457 Attentio~ Mr. Andy Bmcbam, Chief Financial Officer DNofUIAbrd._ LMDllfnPlm,lulOtDII .,._,TX7121tt ill!Wlft-14112 lllawano.: 1Qll8Ba2 Re: USU,840,000 City of L11bbock, Tuas, GMttral ObU,ation B011tls, Series 1010.4, dtded: Juua,y lJ, 1010, due: Febn1ary 15, 2030 Dear Mr. Burcham: Purauant to your request for a Standard & Poor's rating on the above-refi:renced obligations, we have reviewed the information submitted to us and, subject to the enclosed Tenn., aNl Conditions, have assigned a rating of"AA+". Standard & Poor's views the outlook for this rati1Ja as stable. A wpy of the rationale supp1rting the rating is enclosed. The rating is not investment, financial, or other advice and you shouJd not and cannot rely upon the rating as such. The rating is based on iofonnation supplied to us by you or by your agents but does not represent an audit. We undertake no may of due diligence or independent verification of any information The assignment of a rating does not create a fiduciary relationship between us and you or between us and other recipients of the ta.ting. We have not consented to and will not consent to beina named an ''expert" under tho applicable se.curities law11 including without limitation, Section 7 of the Securities Act of 1933. The rating is not a 4'ma:rket ratiag' nor is it a recommendation IO buy, hold, or sell theobligamns. This Jetter oomtitutes Standard & Poor's permission to you to disseminate the above-assigned rating to interested parties. Standard & Poor's reserves the right to infbnn its own clients, subscnoers, and the public of the rating. Standard & Poor's relies on the issuer/obligor and its counsei accountants, and other experts fur the accuracy and completeness of the inronnation submitted in ooonection with tho rating. This TIiting is based on financial intbrmation and docwneots we received prior to the issuance of this lett«. Standard & Poor's assumes that the documents you have provided to us are final If any subsequent changes wen: made in the final docwne:nts. you must notify us of such changes by sending us the revised final documents with the changes clearly marted. To maintain the rating. Standard & Poor's rtNSt receive all relevant financial infbnnation as soon as such inmnnation is available. Placing us on a distribution list '1r this ini>rmation would mcilitate the process. You must promptly notify us of all material changes in the financial No Text ... ·' ) ) ., ) ' Mr. Andy Burcham Page2 January 6, 2010 information and the documents. Standard & Poor's may change, suspend, withdraw, or place on CreditWatch the rating as a result of charlges in, or unavailability o( such information. Standard & Poor's reserves the right to request additional infofmation if necessary to maintain the rating, Please send all information to: Standard & Poot's Ratings Services 'Public Finance Department 55 Water Stt"Cet New York, NY 10041-0003 Standard & Poor•s is pleased to be of service to you. For nx,re information on Standard & Poor•s. please visit our website at www.standardandpoors.com If we can be of help in any other way, please call •or cont"8Ct us at nypublicfinance@etand.ardandpoors.oom Thank you for choosing. Standard & Poor's and we look forward to working with you again. Sincerely yours, Standard & Poof's Ratings Services a Standard &, Poor's Finanoial Services LLC business kw ,:-~ enclosures cc: Ms. Chelsea Pigg Mr. David K. Medanich Mr. Jason L. Hughes Mr. Jeffrey A. Leuschel Ms. Jennifer Taffe Mr. Matthew Boles • No Text STANDARD &POOR'S Janua,y 6, 2010 City of Lubbock I 625 13th Street P.O. Box 2000 Lubbod<, TX 79457 Re•/aed Al!mtion: Mr. Andy Burcham, Chief Financial Officer QINortti,......,. IJlllDla fllm, SlllllJ2118 -Tll-M'11..,_ IIIMllalrw.: 100fl803, Re: US$15,320,000 City oJLubb«l, T.._ Gene"'1 Obiiptjm, &mtl.r, (B•lld Amuiar Boob}, TaJtllble Serin 1010B, dated: Jam,aty 15, 2010, due: Fe/J-,y 15, 2030 DearMr.Burcbam: Pw:suont to your n:quest mr a Standard & Poor'• rating on the abov<>-re!l:renced oblisations, we have reviewod the inmrmation 5UbmiUod to us and, snbject to the eru:losod Te= anti Conditions, hove assignod • rating of" AA+". Standard & l'oOl's view,, the outlook fur this rating aa stable. A copy of the rationale OllJIPOrting tho rating is enolooed. The rating is not investment, financial, or olh,,r advice and you ohculd ool and omu,ot rely upon the ming as such. The rating is buod on infurmation supplied to us by you or by your agents but does not repreu:nt an audit. We undertake no duty of due diligence or ind_,dcnt verification or any infurmatiolL TIie ossignment of a rating does not create • fidooimy relationahip between us and )<)U or between us and other recipients of the rating. We have not consented ID and will not consent to being named an "expert" under the applicabh: securilios laws, iocluding without limitation, Section 7 of the Securities Act of19JJ. The rating is not a ''marltet rating' nor is ~ • recommendation lO buy, hold, or sell the ohligatiom. Thi, 11:tter constitutes Standwd & Poor', permission to you to disseminate tho above-BS11ignod rating to interested partieo. Standard & Poor's r<SerVes the right to infunn its own clients, subscribers, and the public of the rating. Standanl & Poor'• relies on the issuer/obligo'r and its oo\lIISe~ accountants, and other experts fur the accumcy and completeness of the infurmation submitted in connection with tho nting. This rating is buod on Jinancial infunnation and documents we received prior to the issueJl<eofthis u:tter. Standard & Poor's ossurnes that the documents J<JU have pmvidod to"" an, final lf1D1y subsequent changes were made in the final documonts, J<JU must noticy us of such changes by sending us the revwod final documents with the challges clearly marked. To moint&in the rating, Standard & Poor's must receive all rel.van! financiol infurma1ion es soon as such information is available. Placing us on a distribution list fur this infttrmation would !i,cilftate tho process. You must promptly notify us ofoll material changes in the ~ial No Text ', ' ) ) \ Mr. Andy Burcham Page2 J anuery 6, 20 I 0 information and the documents. Standard & Poor's may change, suspend, withdraw, or place on Credit Watch the rating as a result of changes in, or unavailability o( such infbnnation. Standard & Poor"s reserves the right to request additional information if necessary to maintain the rating. Please send all information to: Standard & Poor's Ratings Servic.es Public Finance Department ss Water Street New York, NY 10041~0003 Standard & Poor's i., pleased to be of service to )')U. For rmre inmnnation on Standard & Poor-~s. please visit our website al www,standprdan(h>oors.oom lfwe can be of help in any other way, please call or contact us at f1l'.PUblicfina.nce@standardandpoors.com Thank )')U fbr choosing Standard & Poor's and we look forward to working with )')U again. Sincerely yours, Standard & Poor's Ratingl Services a Standard & Poor's Financial Servie,es LLC business kw ;~' -~ enclosures cc: Ms. Chelsea Pigg Mr. David K. Medanich Mr. Jason L. Hughes Mr. Jeffrey A. Leuschel Ms. Jennifer Taffe Mr. Matthew Boles No Text . I No Text STANDARD &POOR'S January 7, 2010 City ofL,d,book l 625 Uth Street P.O. Bo• 2000 Lubbock, TX 79457 Attention: Mr. Andy Burcham, Chief Finoncial Officer !GI IDIIIAl:ml &1n9l Lb!ccfnPllu,SldrlD» Dllla, TXl'mt lid 214 ffl.1.G l"llarmlol no,; UJllllUO Re: USJ.IB,9JS,l}(}(J Cizy of Lwbbod; T....,, Tw: anti Wa-rb S,-S•,plu• _,,,, CtmlJicates o[Obllg,,llott,&ries 2010A, daletl: JIIIIIUll)> 15, 20111, ,b,c Fsbnlar, 15, JOJO DearMr.Burcllam: Pw1luant to J<>llr reqll"3t tor a Standard & Poor', rating on the abov1HOfi:reru:ed obliptioos, we have reviewed the inlimnauon submitted to u, Jllld, subject to the <nelosed Tenns o,,d Co,idJdo.,, have .,.igned a rating of" AA~". Standard & Poon views the outlook li,r this rating ae stable. A copy of the rationale mpportiniJ the rating is enclosed. The rating is not invest men~ financial, or od,er advice and you should oot and amnot rely upon the roting aa such. The rating i, hosed on inlimnation supplied to us by JOU or by )OUJ' agents but does not represent an audit. We undertake oo duty of due diligenoe or independent verifi<:llllon of any infilnnalion. The ... ignmeru of a rating does not .reate a fiduciary relationship bdweeo w, and )OU or between us and other recipient, of the rating. We have not oo!!5CDl"1 to and will not conse<Jt to being named an '"'xpert" under the applicable SWITities laws, including without limitali<>n, Section 7 of the Secwities Act of 1933. The rating is not a ''marled mting" nor!, it a recommendetion to buy, hold, or sell the obligations. Thi., kiter CODStitutc, Standard & Poor', permission to )OU to disseminate the abov,..aesigncd rating to interested parties. Standard & Poor', reserves the right to infilnn its own clients, ,ubscrib..., and the public of the n,ting. Standard & Poor'• reties on the issuerlobligor and its counse~ accountants, and other e,<perts fur the accurocy ond oomploto"""' of the intbnnation oubmitted in oo,mection with the rating. 1bill rating is based on financial infunna1ion and documents we received prior lo the issuance of this letter. Standard & Poor'• assumes that the documents JOU have provided to us are final If ""Y subsequent changes were made in the final documents, JOU must notify us of such changes by oonding us the revised final documents with the changes clearly mad<ed. To maintain the rating, Stondard & Poor's mu.,t roa:ive all relo,,ant finsm:ial infurmation as soon as ouch infurmation is availablo. Placing ua on a distribution list tor this intormatlon would ftwilitato the proceso. You mwt promptly notify u., of all meterial change, in the fuu,ncial No Text Mr, Andy Burcham Pugel January 7, 2010 infu11111ltion and the documents, Standard & Poor'• may change, suspend, withdraw, or pla<e oo CreditWatoh !be rating., • resub of ohanges in, or unav•ilability o~ sud! inrormelioo. Sllllldard & Poor', r,:serves the right to request additional inronnation ifrn:cemry to mamlBin th, rating. PleBse send all inrolllllllion to: StaI!llard & Poor's Ratings Services Public Finance D"l'artmont SS WIiier Street New Yori<, NY 10041-0003 Standard & Poor's is pleased to be of service to you.. f;lr more :information on Stundard & Poor's, please visit our website et www.standardandpooa.co.m, If we can be of help in any other we.y, please call or oontact us at ll)'lll!bli,ooance@slandm;duwlllOOfS,oo!!J, TI11111k you ror choosing Standard & Poor'• and we look rorward lo w<Kking wilh you again, Sincerely yours, Standard & Poors Ratings SelVices a Standard & Pool's Financial Services LLC business Jh en<losures cc: Mr, Dcn:l!. HoDCll Mr, Matthew Boles ,:?~ No Text STANDARD &POOR'S Jamiary 7, 2010 City of Lubbock I 62S 13th Street P.0.Box2000 Lubbock, TX 79457 Revised Attention: Mr. Aildy Burcham, ChiefFinondal Off'""" ~ lbtll A&mdtlnal: uncor.1 Raa. llflll ml Dialla, TX1'Sl01 181H4ffl.MID nlalllDClio'lo.:1099838 Re: IJSS96,540,IJ(HJ Ci,;, of Li,bbod, Taas, Tax a,.,J W...,_rb System Srup/119 R<n,e,,u, Cmifi,;otes o/Obilg-, (Bi,/14 AwerlN Bonds), Seria 2010B. """'4: .f"'1B/117 JS, 1010, d11e: Fdmuuy 15, 1010 Dear Mr. Burcham: Pursuant to :,,,ur n:quest fur a Simian! & Poor'• rating on the obove-n,!i,renced obligations, wo have reviewed the infi>nnation submilted to us and, subject to the eoclased r.,,,., and Condition&. haYO assigru:d a rating of"AA+", Standard & Paar's views the outlook li>r this rating .. stable. A copy of the rationale supporting the rating i, enclosed, The rating i, not investment, financia~ or olher advice and you should oot and cannot roly upon the rating as such. The ratii,g is based on infurmation supplied to us by you or by your agents but does not represent on aw!tt, We undenake no duty of due diligonoe or indq,ondenl vmlication of ony infummtion. The ..,;gnment ofa rating does not cre8le a fiduciary relaiianship between us and you orbelwecn ua and otbtt recipionts of the rating. We havo not consented to and will not consent lo being named an ''expert" under the appJicable securities laws. incbxli:ng without Iimitonon, Section 7 oflhe SeouritieaAct ofl93l. The ming is net a "market rating"mris it• rerommendation to buy, bold, or sell lhe obligations. This letter constitutes Standlllil & Poor's permission to you to disseminate the obove-assigDed rating to interested pmties. Standard & Poor's reserves lhe rigbL to infimn its awn cliOlltll, subscribers, and the public oflhe rating. Standard & Poor's reties on the issuerlobligor and us"'"""'"~ accountimls, and otbtt axperts ll:lr the accuracy and completeness of the infurmation submitted in room:ction with the rating, This rating is based on financial inll:lnnation and docllll1<Dls we received prior to the issuance of this letter. Standard & Poor'• assumes 111'11 the documont, }<IU have provided to us are final If any subsequent changes wen made in the final documents, you must notify us of such cl!angt.s by sending us the revised final documents wilh the changes clearly marked. To maintain the mtin& Standard & Poor's must receive all relevant financial infunJ\IWOn as soon as such information is aVllilable. Placing us on a distribution list fur this information would No Text Mr. Andy Burcham Page2 January 7, 2010 facililate the pro=,;. You rnuot promptly notify us of all material changes in the financial infomwion and the documents, Standard & Poor's may change:, suspend, withdraw, or place on CN:di!Watch the rating as a resuk of dlarlges in, or unavailobility o~ such inlbnnation. Standard & Poor~s reserves the right to request additional infummtion ifncr.;cmsuyto maintain theruti:r,g. Please send all inlonnation to: Standard & Poor's Ratings Services Public Finance Department SS Wal.er Street New York, NY 10041-000J Standard & Poor's is pleased to be of service-lo you. For more infurmation on Standard & Poor~s~ please visit our website at www.standardanqpoors.C()m. Ifwe can be of help in any other way$ please call or contact u, at IOOllll>licfllUlnce@stand!ll'llllllilllru>rn,oom. Thank you lbr c:ooosing Sbmdard & Poor's EU1d we look forward to wodcing with you ogain. Sincerely yours, Standard & Poon Ratings Services •~,7~iness !h enclosures ec: Ms. Chelsea Pi8g Mr. David K. Medanich Mr. Jason L. Hughes Mr. Jolli'ey A. Leusehel Ms. Jennifer Taffi> Mr. Matthew Bolci No Text CERTIFICATE PURSUANT TO BOND PURCHASE CONTRACT We, the ooderaigned officials of the City of Lubbock, Texas (the '1ssuer"), acting in our official capacity, in connection with the issuance and delivay by the hsuer of its City of Lubbock, Texas, General Obligation Bonds, Series 2010A and City of Lubbock, Te"'1S, General Obligation Bonds, Taxable Series 2010B (Build America Bonds -Direct Payment) (collectively, the "Securities"), hereby oertify Umt: I. This Certificate is delivered pu,suant to the Purchase Contract n,laling to the Securities, doled January 20, 2010 (the "Purehasa Contract"), between the Issuer and First Southwest Company, Hutchinson, Shockey, Erley & Co., J.P. Morgan Securities Inc., Morgnn Keegan & Company, Inc. and Southwest Securities, Inc. (collectively, the ''Underwriters"), Cllj)italized words used herein as defined terms and not otherwise defined herein have the respective meanings assigned to than in the Purchase Contract. 2. The representations and warrantiCJ of the Issuer contained in the Pnrchase Contract are true and correct in all material respects on and as of the date hen,of"" though made on and as of the date hereof, 3. ~cept to the extent disclosed in the Official Statement, oo litigation is pending or~ to our knowle.dge, threatened in any court lo restrain or enjoin the issuance or delivery of the Securities, or the levy, ccllectioo or opplicatlon of the ad val0ttm lalles pledged or to be pledged to pay the principal of and interest on the Securities, or the pledge thereof, or in any w11y contesting or affecting the validity of the Securities or the O:rdin.ana:; or contesting the pow~ of the City or the I.IUl:horizalion of the Securities or the Ordinance or contesting in any way the accuracy, ccmpletene,s or fairness of the Official Slalelllellt. 4, To the best of our knowledge, no event affecting the City has ocrurred since the date of the Official Statement that should be disclosed in the Official Statement fur the purpose for which it is to be used or that it is necessary to disclose then:in in order to make the statements and information themn not misleading in any respect. 5. There has oot been nny moteriol and adve,se change in the affair., or financial condition of the City since September 30, 2008, the Isles! date as to which audited financial information is available. Ll:Bl00/71015 US l36795v,1 No Text DATED: February~ 2010. Mayor City of Lubbock, Texas ChiefFklancialOfficer City of Lubbock, Texas Signature Page for Certificate Pur$uanl lo Bo,uJ Purchase Contract US 23679Sv. l No Text ' CERTIFICATE PURSUANT TO CERTIFICATE PURCHASE CONTRACT We, the undersigned officials of the City of Lubbock, Texas (the "Issuer"), acting in our official capacity, in connection with the issuance and delivery by the Issuer of its City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2010A and City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 2010B (Build America Bonds -Direct Payment) (collectively, the "Securities''), hereby certify that: 1. This Certificate is delivered pursuant to the Purchase Contract relating to the Securities, dated January 20, 2010 (the "Purchase Contract"), between the Issuer and First Southwest Company, Hutchinson, Shockey, Erley & Co., J.P. Morgan Securities Inc., Morgan Keegan & Company, Inc. and Southwest Securities, htc. (collectively, the "Underwriters"). Capitalized words used herein as defined tenns and not otherwise defined herein have the respective meanings assigned to them in the Purchase Contract. 2. The representations and warranties of the Issuer contained in the Purchase Contract are true and correct in all material respects on and as of the date hereof as though made on and as of the date hereof. 3. Except to the extent disclosed in the Official Statement, no litigation is pending or, to our knowledge, threatened in any court to restrain or enjoin the issuance or delivery of the Securities, or the levy, collection or application of the ad valorem taxes the Pledged Revenues, pledged or to be pledged to pay the principal of and interest on the Securities, or the pledge thereof, or in any way contesting or affecting the validity of the Securities or the Ordinance, or contesting the powers of the City or the authorization of the Securities or the Ordinance or contesting in any way the accuracy, completeness or fairness of the Official Statement. 4. To the best of our knowledge, no event affecting the City has occurred since the date of the Official Statement that should be disclosed in the Official Statement for the purpose for which it is to be used or that it is necessary to disclose therein in order to make the statements and information therein not misleading in any respect. 5. There has not been any material and adverse change in the affairs or financial condition of the City since September 30, 2008, the latest date as to which audited financial information is available. US 236182v.l ,. DATED: February~ 2010. Mayor City of Lubbock, Texas ChiefFil'lancial Officer City of Lubbock, Texas Signature Page for Certificate Pursuant to Certificate Purchase Contract US 236182v.1 No Text ) ) ) ) ) ) ,. No Text .- I' Vinson&Elkins February 4, 2010 $8,840,000 CIIT OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS SERIES 2010A WE HAVE represented the City of Lubbock, Texas (the "City''), as its Bond Counsel in connection with an issue of bonds (the "Bonds'') described as follows: CIIT OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, SERIES 2010A, dated their date of delivery, issued in the principal amount of $8,840,000. The Bonds mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Bonds and in the ordinance adopted by the City Council of the City authorizing their issuance (the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its Bond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Bonds under the Constitution and laws of the State of Texas and with respect to the exclusion of interest on the Bonds from gross income for federal income tax purposes. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the transcript of proceedings described in the following paragraph. We have not assumed any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Bonds. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Bonds has been limited as described therein. IN OUR CAPACIIT as Bond Counsel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Bonds, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representativ~ of the City and other public officials, and other certified showings relating to the authorization and issuance of the Bonds. We have also examined executed Bond No. 1 of this issue. Ylneon I Elkins UP Attamaya at L-Austin Beijing Dallas Dubai Houston I.J)ndon Mo&co'II' New York Tokyo Wastoington Trammell Ct0wCenl8r, 2001 ROSB Avenue, Suite 3700 Dallas, T8)185 75201•2975 Tai 214.220.7700 l"U 214.2.20.n16 -.valaw.c;oni ,.. ,.. ,.. V&£ BASED ON SUCH EXAMINATION, IT IS OUR OPINION THAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Bonds in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Bonds constitute valid and legally binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property within the City, necessary to pay the interest on and principal of the Bonds, has been levied and pledged irrevocably for such purposes, within the limit prescribed by law, and the total indebtedness of the City, including the Bonds, does not exceed any constitutional, statutory or other limitations. THE RIGHTS OF THE OWNERS of the Bonds are subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which permit the exercise of judicial discretion. IT IS OUR FURTHER OPINION THAT: (1) Interest on the Bonds is excludable from gross income for federal income tax purposes wider existing law; and (2) Interest on the Bonds is not (A) a specific preference item subject to the alternative minimwn tax on individuals and corporations or (B) included in a corporation's adjusted current earnings for purposes of the alternative minimwn tax. In providing such opinions, we have relied on representations of the City, the City's financial advisor and the widerwriters of the Bonds with respect to matters solely within the knowledge of the City, the City's financial advisor and the underwriters respectively, which we have not independently verified, and have assumed continuing compliance with the covenants in the Ordinance pertaining to those sections of the Internal Revenue Code of 1986, as amended, that affect the exclusion from gross income of interest on the Bonds for federal income tax purposes. If such representations are determined to be inaccurate or incomplete or the City fails to comply with the foregoing provisions of the Ordinance, interest on the Bonds could become includable in gross income from the date of original delivery, regardless of the date on which the event causing such inclusion occurs. Except as stated above, we express no opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Bonds. -2- ,,. ,. ,. V&E Owners of the Bonds should be aware that the ownership of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions, life insurance and piOperty and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-exempt obligations, and individuals otherwise qualifying fur the earned income credit. In addition, certain foreign corporations doing business in the United Stales may be subject to the "branch profits tax" on their effectively-connected earnings and profits (including tax-exempt interest such as interest on the Bonds). The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We assume no duty to update or supplement these opinions to reflect any facts or circumstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the ''Service"); rather, such opinions represent our legal judgment based upon our review of existing law and in reliance upon the representations and covenants referenced above that we deem relevant to such opinions. The Service has an ongoing audit program to determine compliance with rules that relate to whether interest on state or local obligations is includable in gross income for federal income tax pwposes. No assurance can be given as to whether or not the Service will commence an audit of the Bonds. If an audit is commenced, in accordance with its current published procedures the Service is likely to treat the City as the taxpayer. We observe that the City has covenanted in the Ordinance not to take any action, or omit to take any action within its control, that if taken or omitted, respectively, may result in the treatment of interest on the Bonds as includable in gross income fur federal income tax purposes. -3- ,. - ,. No Text No Text "\ ' Vinson&Elkins February 4, 2010 $15,320,000 CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PAYMENT) WE HA VE represented the City of Lubbock, Texas (the "City"), as its Bond Counsel in connection with an issue of bonds (the "Bonds") described as follows: CITY OF LUBBOC~ TEXAS GENERAL OBLIGATION BONDS, TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PAYMENT), dated their date of delivery, issued in the principal amount of$15,320,000. The Bonds mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Bonds and in the ordinance adopted by the City Council of the City authorizing their issuance (the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its Bond Counsel for the sole puypose of rendering an opinion with respect to the legality and validity of the Bonds under the Constitution and laws of the State of Texas. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the transcript of proceedings described in the following paragraph. We have not assumed any responsibility with respect to the :financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Bonds. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Bonds has been limited as described therein. IN OUR CAPACITY as Bond Cowisel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Bonds, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other public officials, and other certified showings relating to the authorization and issuance of the Bonds. We have also examined executed Bond No. 1 of this issue. Vlneon & Elkin& L1.P Attornaye at Law Austin Beijing Dallas Dubai Houst011 London Mosco...-New York Tok)t) Washingion Trammel Crow Center, 2001 Ross Avenue, Suite 3700 Dallas, Texas 75201-2975 Tel 214.220.77'00 Fu 214.220.7716 -.1181-.IJOIII ,.. .- ,. .., ' V&E BASED ON SUCH EXAMINATION, IT IS OUR OPINION THAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Bonds in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Bonds constitute valid and legally binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property within the City, necessary to pay the interest on and principal of the Bonds, 1w been levied and pledged irrevocably for such pwposes, within the limit prescribed by law, and the total indebtedness of the City, including the Bonds, does not exceed any constitutional, statutory or other limitations. THE RIGHTS OF TIIE OWNERS of the Bonds are subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which permit the exercise of judicial discretion. IT IS OUR FURTIIER OPINION THAT: Interest on the Bonds is not excludable from gross income for federal income tax pwposes under existing law. We express no other opinion~ to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Bonds. The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We assume no duty to update or supplement these opinions to reflect any facts or circumstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. -2- No Text No Text No Text .... "\ ' Vinson&Elkins Jennifer W. Taffe jtafle@velaw.com Tet 214.220.7941 Fu 214.999.7941 February 4, 2010 Andy Burcham, Chief Financial Officer City of Lubbock, Texas P.O. Box 2000 Lubbock, Texas 79457 Re: $15,320,000 City of Lubbock, Texas (the "Issuer") General Obligation Bonds, Taxable Series 2010B (Build America Bonds-Direct Payment) (the "Bonds'') Dear Mr. Burcham: We have represented the Issuer in connection with the issuance of the above-- referenced Bonds. The Issuer is issuing the Bonds pursuant to the Ordinance, adopted by the Issuer on December 16, 2009 for the pwposes of financing (a) various public improvements and (b) the costs of issuing the Bonds. We have examined, and rely on for pwposes of this opinion, the Ordinance, the Federal Tax Certificate executed by the Issuer with respect to the Bonds on the date hereof (the ''Certificate"), and certain proceedings of the Issuer and customary certificates of officers, agents and representatives of the Issuer and other public officials. We have examined, in addition to the docwnents described above, such portions of the Internal Revenue Code of 1986, as amended, (the ''Code"), and to the extent applicable to the Bonds, court decisions, regulations and published rulings of the Internal Revenue Service as we have deemed necessary for the pUipose of this opinion. For pUiposes of this opinion, we have asswned without independent verification (i) the genuineness of certificates, records and other documents (collectively, "docwnents'') and the accuracy and completeness of the statements of fact contained therein; (ii) the due authorization, execution and delivery of the documents described above by the parties thereto other than the Issuer; (iii) that all docwnents submitted to us as originals are accurate and complete; and (iv) that all docwnents submitted to us as copies are true and correct copies of the originals thereof. Based on such examination, we are of the opinion that the Bonds are "qualified bonds," as such term is defined in Section 54AA(g)(2) of the Code, and, therefore, the Issuer is eligible to receive the allowable direct-pay credit under Section 6431 of the Code. We further observe that in addition to meeting the various eligibility requirements described in the Code and the Certificate, the Issuer must timely file an IRS Fonn 8038-CP, as described in paragraph 21 of the Certificate, in order to receive the direct-pay credit payment. Vinson & Elklne UP Anomaya at Law Au!ltin Beijing Dallas Dubai Houston London MO&Cow New York Shanghai Tok)'O Wasnlngtor> 2801 Via Fortuna, SuilB 100 Au.s6n, TX 78746-7588 Tel 512.542.8400 FU 512.542.8612 -."119111w.~0111 ,.. V&E Ntbruary 4, 2010 Page 2 In providing such opinion, we have relied on the opinions of the Attorney General of the State of Texas and of our Firm of even date herewith regarding the legality and validity of the Bonds under the Constitution and laws of the State of Texas. We have further relied on representations set forth in the Certificate and exhibits and attachments thereto with respect to matters solely within the knowledge of the Issuer, the Issuer's Financial Advisor and the Underwriter, which we have not independently verified. In addition, we have asswned for purposes of this opinion continuing compliance with the covenants in the Certificate pertaining to those sections of the Code that affect the treatment of the Bonds as "qualified bonds," as such term is defined in Section 54AA(g)(2) of the Code. In the event that such representations are determined to be inaccurate or incomplete or the Issuer fails to comply with the foregoing covenants in the Certificate, the Issuer could be retroactively disqualified to receive the direct-pay credit otherwise allowable under Section 6431 of the Code from the date of the original delivery of the Bonds, regardless of the date on which the event causing such disqualification occurs. We observe that interest on obligations that are "qualified bonds" under Section 54AA(g)(2) of the Code, such as the Bonds, is not excludable from gross income for federal income tax purposes. Except as stated above, we express no opinion as to any federal, state or local tax consequences resulting from the ownership of, receipt of interest on or disposition of the Bonds. The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We asswne no duty to update or supplement these opinions to reflect any facts or circwnstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service"); rather, such opinions represent our legal judgment based upon our review of existing law and in reliance upon the representations and covenants referenced above that we deem relevant to such opinions. No assurance can be given as to whether or not the Service will commence an audit of the Bonds. If an audit is commenced the Service will treat the Issuer as the taxpayer. To assure compliance with Internal Revenue Service Circular 230, we are required to inform you that this opinion is not intended or provided by us to be used, and it cannot be used by any taxpayer, for the purpose of (i) avoiding penalties that may be imposed on the taxpayer under federal income tax law or (ii) promoting, marketing or recommending to another party any transaction or matter addressed herein. No Text ' ' February 4, 2010 Page 3 Furthermore, the opinion expressed herein is for the sole benefit of, and may be relied upon only by, the Issuer, and is not otherwise to be used, reproduced, circulated, quoted, or referred to, in whole or in part, without the prior written consent of the undersigned in each and every instance. We observe that we are engaged solely to represent the Issuer in this matter. VINSON & ELKINS L.L.P. us 252101 No Text "'\ Vinson&Elkins February 4, 2010 $48,955,000 CIIT OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION SERIES 2010A WE HA VE represented the City of Lubbock, Texas (the "City''), as its Bond Counsel in connection with an issue of certificates of obligation (the "Certificates") described as follows: CIIT OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2010A, dated their date of delivery, issued in the principal amount of $48,955,000. The Certificates mature, bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Certificates and in the ordinance adopted by the City Council of the City authorizing their issuance (the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its Bond Counsel for the sole pwpose of rendering an opinion with respect to the legality and validity of the Certificates under the Constitution and laws of the State of Texas and with respect to the exclusion of interest on the Certificates from gross income for federal income tax pwposes. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the transcript of proceedings described in the following paragraph. We have not asswned any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Certificates. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Certificates has been limited as described therein. IN OUR CAPACIIT as Bond Counsel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to the Certificates, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other public officials, and other certified showings relating to the authorization and issuance of the Certificates. We have also examined executed Certificate No. 1 of this issue. Vinaon & Elldna U.P Attorney& at Law Austin Beijing Dall86 Dubai Hou.ston London Moscow NewYor1c: Tokyo Washington Trammell Crow Center, 2001 Ross A"Yenue, Suite 3700 Dallas, TeitaS 75201-2875 Tel 214.220.7700 Fu 214.220.7718 -·••.com ,- V&E BASED ON SUCH EXAMINATION, IT IS OUR OPINION THAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Certificates in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Certificates constitute valid and legally binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property within the City, necessary to pay the interest on and principal of the Certificates, has been levied and pledged irrevocably for such purposes, within the limit prescribed by law, and the total indebtedness of the City, including the Certificates, does not exceed any constitutional, statutory or other limitations. In addition, the Certificates are further secured by a limited pledge (not to exceed $1,000) of the surplus net revenues of the City's Waterworks System, as described in the Ordinance. THE RIGHTS OF THE OWNERS of the Certificates are subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which permit the exercise of judicial discretion. IT IS OUR FURTHER OPINION THAT: (I) Interest on the Certificates is excludable from gross income for federal income tax purposes under existing law; and (2) Interest on the Bonds is not (A) a specific preference item subject to the alternative minimum tax on individuals and COipOrations or (B) included in a corporation's adjusted current earnings for purposes of the alternative minimum tax. In providing such opinions, we have relied on representations of the City, the City's financial advisor and the underwriters of the Certificates with respect to matters solely within the knowledge of the City, the City's financial advisor and the underwriters respectively, which we have not independently verified, and have assumed continuing compliance with the covenants in the Ordinance pertaining to those sections of the Internal Revenue Code of 1986, as amend~ that affect the exclusion from gross income of interest on the Certificates for federal income tax purposes. If such representations are determined to be inaccurate or incomplete or the City fails to comply with the foregoing provisions of the Ordinance, interest on the Certificates could become includable in gross income from the date of original delivery, regardless of the date on which the event causing such inclusion occurs. -2- ,... ,. ,,. '"'· .... V&E Except as stated above, we express no opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Certificates. Owners of the Certificates should be aware that the ownecship of tax-exempt obligations may result in collateral federal income tax consequences to financial institutions, life insurance and property and casualty insurance companies, certain S corporations with Subchapter C earnings and profits, individual recipients of Social Security or Railroad Retirement benefits, taxpayers who may be deemed to have incurred or continued indebtedness to purchase or carry tax-ex.empt obligations, and individuals otherwise qualifying for the earned income credit. In addition, certain foreign corporations doing business in the United States may be subject to the "branch profits tax" on their effectively-connected earnings and profits (including tax-exempt interest such as interest on the Certificates). The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We assume no duty to update or supplement these opinions to reflect any facts or circumst.ances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service"); rather, such opinions represent our legal judgment based upon our review of existing law and in reliance upon the representations and covenants referenced above that we deem relevant to such opinions. The Service has an ongoing audit program to determine compliance with rules that relate to whether ioterem on state or local obligations is includable in gross income for federal income tu. pwposes. No assuranc.e can be given as to whether or not the Service will commence an audit of the c.erti.6c.ates.. If an audit is commenced, in accordance with its current published procedures the Service is likely to treat the City as the taxpayer. We observe that the City has covenanted in the Ordinance not to take any action~ or omit to take any action within its control, that if taken or omitted, respectivdy> may result in the treatment of interest on the Certificates as inclu.dable in gross income for federal income tax purposes. -3- ,., ,. ,. -. ) l ) r No Text .... Vinson&Elkins February 4, 2010 $96,540,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION TAXABLE SF.RIES 20108 (BUILD AMERICA BONDS -DIRECT PAYMENT) WE HA VE represented the City of Lubbock, Texas (the "City''), as its Bond Counsel in connection with an issue of certificates of obligation (the "Certificates") described as follows: CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PAYMENT), dated their date of delivery, issued in the principal amount of $96,540,000. The Certificates ma.tun; bear interest, are subject to redemption prior to maturity and may be transferred and exchanged as set out in the Certificates and in the ordinance adopted by the City Council of lhe City authorizing their issuance (the "Ordinance") and the Pricing Certificate executed pursuant to the Ordinance. WE HA VE represented the City as its 8-ond Counsel for the sole purpose of rendering an opinion with respect to the legality and validity of the Certificates under the Constitution and laws of the State of Texas. We have not investigated or verified original proceedings, records, data or other material, but have relied solely upon the lranscript of proceedings described in the following paragraph. We have not assmned any responsibility with respect to the financial condition or capabilities of the City or the disclosure thereof in connection with the sale of the Certificates. Our role in connection with the City's Official Statement prepared for use in connection with the sale of the Certificates has been limited as described therein. IN OUR CAP A CITY as Bond Counsel, we have participated in the preparation of and have examined a transcript of certified proceedings pertaining to lhe Certificates, on which we have relied in giving our opinion. The transcript contains certified copies of certain proceedings of the City, customary certificates of officers, agents and representatives of the City and other public officials, and other certified sbowinp relatiog to the authorization and issuance of the Cer1ificates. We have also examined executed Certificate No. 1 of this issue. Vl11110n I l!lldne U.P Altornaya at Law Austin Beijing Dallas Ollbai Houllan London Moscow NewYortt Tok~ Washington Tra1T1mell Cri,"' Centar, 2001 Ross~. Sulle 3700 Dallas, Te.1111 7&201-2915 Tel 21•.220.1100 Fu 214.ZZ0.7718 ------- ,.., ..... V&E BASED ON SUCH EXAMINATION, IT IS OUR OPINION TIIAT: (A) The transcript of certified proceedings evidences complete legal authority for the issuance of the Certificates in full compliance with the Constitution and laws of the State of Texas presently effective and, therefore, the Certificates constitute valid and legally binding obligations of the City; and (B) A continuing ad valorem tax upon all taxable property within the City, necessary to pay the interest on and principal of the Certificates, has been levied and pledged irrevocably for such purposes, within the limit prescribed by law, and the total indebtedness of the City, including the Certificates, does not exceed any constitutional, statutory or other limitations. In addition, the Certificates are further secured by a limited pledge (not to exceed $1,000) of the surplus net revenues of the City's Waterworks System, as described in the Ordinance. THE RIGHTS OF THE OWNERS of the Certificates are subject to the applicable provisions of the federal bankruptcy laws and any other similar laws affecting the rights of creditors of political subdivisions generally, and may be limited by general principles of equity which permit the exercise of judicial discretion. IT IS OUR FURTIIER OPINION THAT: Interest on the Certificates is not excludable from gross income for federal income tax purposes under existing law. We express no other opinion as to any federal, state or local tax consequences resulting from the receipt or accrual of interest on, or acquisition, ownership or disposition of, the Certificates. The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We asswne no duty to update or supplement these opinions to reflect any facts or circwnstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. -2- ,.._ - ,.. No Text No Text Vinson&Elkins JeMlfw W. Tall& jtalle@velaw.com Tel 214.220.7'941 Fu 214.999.7941 February 4, 2010 Andy Burcham, Chief Financial Officer City of Lubbock, Texas P.O. Box 2000 Lubboc~ Texas 79457 Re: $96,540,000 City of Lubbock, Texas (the "Issuer") Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 2010B (Build America Bonds -Direct Payment) (the ''Certificates of Obligation") Dear Mr. Burcham: We have represented the Issuer in connection with the issuance of the above- referenced Certificates of Obligation. The Issuer is issuing the Certificates of Obligation pursuant to the Ordinance, adopted by the Issuer on December 16, 2009 for the pmposes of financing (a) various public improvements, including solid waste, drainage, water, street, electric and wastewater, and (b) the costs of issuing the Certificates of Obligation. We have examined, and rely on for purposes of this opinion, the Ordinance, the Federal Tax Certificate executed by the Issuer with respect to the Certificates of Obligation on the date hereof (the "Certificate"), and certain proceedings of the Issuer and customary certificates of officers, agents and representatives of the Issuer and other public officials. We have examined, in addition to the documents described above, such portions of the Internal Revenue Code of 1986, as amended, (the "Code"), and to the extent applicable to the Certificates of Obligation, court decisions, regulations and published rulin~ of the Internal Revenue Service as we have deemed necessary for the purpose of this opinion. For purposes of this opinion, we have assumed without independent verification (i) the genuineness of certificates, records and other documents (collectively, "documents") and the accuracy and completeness of the statements of fact contained therein; (ii) the due authorization, execution and delivery of the documents described above by the parties thereto other than the Issuer; (iii) that all documents submitted to us as originals are accurate and complete; and (iv) that all documents submitted to us as copies are true and correct copies of the originals thereof. Based on such examination, we are of the opinion that the Certificates of Obligation are "qualified bonds," as such tenn is defined in Section 54AA(g)(2) of the Code, and, therefore, the Issuer is eligible to receive the allowable direct-pay credit under Section 6431 of the Code. We further observe that in addition to meeting the various eligibility Vinaon & Ellllns LLP Attorneys at Law Austin Beijing Dalles Dubai Houston London Moscow New Vorx Shanghai Tok)<o Washinglun 2801 Via Fortuna, Suite 100 Austin. TX 78748-75e8 Tel 512.542.8400 Fa 512.542..8812 -•••.coin No Text V&E Februery 4, 2010 Page 2 requirements described in the Code and the Certificate, the Issuer must timely file an IRS Fonn 8038-CP, as described in paragraph 21 of the Certificate, in order to receive the direct- pay credit payment. In providing such opinion, we have relied on the opinions of the Attorney General of the State of Texas and of our Finn of even date herewith regarding the legality and validity of the Certificates of Obligation under the Constitution and laws of the State of Texas. We have further relied on representations set forth in the Certificate and exhibits and attachments thereto with respect to matters solely within the knowledge of the Issuer, the Issuer's Financial Advisor and the Underwriter, which we have not independently verified. In addition, we have assumed for purposes of this opinion continuing compliance with the covenants in the Certificate pertaining to those sections of the Code that affect the treatment of the Certificates of Obligation as "qualified bonds," as such term is defined in Section 54AA(g)(2) of the Code. In the event that such representations are determined to be inaccurate or incomplete or the Issuer fails to comply with the foregoing covenants in the Certificate, the Issuer could be retroactively disqualified to receive the direct-pay credit otherwise allowable under Section 6431 of the Code from the date of the original delivery of the Certificates of Obligation, regardless of the date on which the event causing such disqualification occurs. We observe that interest on obligations that are "qualified bonds" under Section S4AA(g)(2) of the Code, such as the Certificates of Obligation, is not excludahle from gross income for federal income tax purposes. Except as stated above, we express no opinion es to any federal, state or local tax consequences resulting from the ownership of, receipt of interest on or disposition of the Certificates of Obligation. The opinions set forth above are based on existing law, which is subject to change. Such opinions are further based on our knowledge of facts as of the date hereof. We assume no duty to update or supplement these opinions to reflect any facts or circwnstances that may hereafter come to our attention or to reflect any changes in any law that may hereafter occur or become effective. Moreover, our opinions are not a guarantee of result and are not binding on the Internal Revenue Service (the "Service',; rather, such opinions represent our legal judgment based upon our review of existing law and in reliance upon the representations and covenants referenced above that we deem relevant to such opinions. No assurance can be given as to whether or not the Service will commence an audit of the Certificates of Obligation. If an audit is commenced the Service will treat the Issuer as the taxpayer. ,.. ,,.. V&E ' F-ebNaiy 4, 2010 Pap 3 To assure compliance with Internal Revenue Service C~ular 230, we are required to inform you that this opinion is not intended or provided by us to be used, and it cannot be used by any taxpayer, for the purpose of (i) avoiding penalties that may be imposed on the taxpayer under federal income tax law or (ii) promoting, marketing or nx:ommending to another party any transaction or matter addressed herein. Furthermore, the opinion expressed herein is fur the sole benefit of, and may be relied upon only by, the Issuer, and is not otherwise to be used, reproduced, circulated, quoted, or referred to, in whole or in part, without the prior written consent of the undersigned in each and every instance. We observe that we are engaged solely to represent the Issuer in this matter. Very truly yours, L\)~ v--aL-j;J.f. VINSON & ELKINS L.L.P. USlSllll ,. ' Vinson&Elkins February 4, 2010 City of Lubbock, Texas P .0. Box 2000 Lubbock, Texas 79457 First Southwest Company Hutchinson, Shockey, Edey & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Fort Worth, Texas 76102 Re: City of Lubbock, Texas General Obligation Bonds, Series 2010A City of Lubbock, Tex:as General Obligation Bonds, Taxable Series 20108 (Build America Bonds -Direct Payment) Ladies and Gentlemen: We have served a.s Bond Counsel to th.e City of Lubbock, Texas (the "Issuer'') in connection with the issuance of its $8,840,000 General Obligation Bonds, Series 2010A and $15,320,000 General Obligation Bonds, Taxable Series 2010B (Build America Bonds -Direct Payment) (collectively, the "Bonds") issued pursuant to the provisions of an ordinance duly adopted by the City Council of the Issuer on December 16, 2009 (the "Ordinance''). This opinion is delivered pursuant to the provisions of Section 8(c){7) of the Purchase Contract (hereinafter defined). Capitalized tenns not otherwise defined in this opinion have the meanings assigned in the hereinafter defined Purchase Contract. In our capacity as Bond Counsel to the Issuer, we have reviewed the following: (a) a certified copy of the Ordinance; (b) an executed counterpart of the Purchase Contract dated January 21, 2010 (the "Purchase Contract'') between the Issuer and the Underwriters named in such Purchase Contract; Vinaon & Ellllne UP Adorrwy9 It LA• Austin Beijing Oellat O\blli 1-!ouetcn Lonc:Jon Molcow NewYork Tokyo Waahlngtcn US 247235v.1 Trammell Crow Center, 2001 Ross Avenue. Sllllll 3700 Dallas, Tel189 75201-2975 Tel 21•,220.7700 fa 21•.220.n16 -..... .eoil'I No Text "\ .. V&E (c) a copy of the Pricing Certificate, dated January 21, 2010; (d) a copy of the Official Statement dated January 21, 2010; and (e) such other agreements, documents, certificates, opinions, letters, and other papers as we have deemed necessary or appropriate in rendering the opinions set forth below. In making our review, we have assumed the authenticity of all documents and agreements submitted to us as originals, conformity to the originals of all documents and agreements submitted to us as certified or photostatic copies, the authenticity of the originals of such latter documents and agreements, and the accuracy of the statements contained in such documents. Based upon the foregoing, and subject to the qualifications and exceptions hereinafter set forth, we are of the opinion that under the applicable laws of the United States of America and the State of Texas in force and effect on the date hereof: 1. The Bonds are exempted securities under the Securities Act of 1933, as amended (the "1933 Act") and the Trust Indenture Act of 1939, as amended (the ''Trust Indenture Act"), and it is not necessary in connection with the offering and sale of the Bonds to register the Bonds under the 1933 Act or to qualify the Ordinance under the Trust Indenture Act. 2. Except as to the extent noted herein, we have not verified and are not passing upon and do not assume any responsibility for the accuracy, completeness or fairness of the information contained in the Official Statement. We have, however, reviewed the statements and information in the Official Statement under the captions ''The Obligations" (except for the subcaptions "Book-Entry-Only System" and "Sources and Uses of Proceeds") and ''Tax Matters" and the subcaptions "Continuing Disclosure of Information" (except for the subcaption "Compliance with Prior Undertakings''), "Legal Investments and Eligibility to Secure Public Funds in Texas" and "Legal Matters" under the caption "Other Information," and we are of the opinion that such statements and information present a fair and accurate summary of the provisions of the laws and instruments therein described and, with respect to the Bonds, such information conforms to the Ordinance. 3. The Purchase Contract has been duly authorized, executed and delivered by the Issuer and (assuming due authorization by the Underwriters) constitutes a binding and enforceable agreement of the Issuer in accordance with its terms. The addressees may rely on our opinions, dated as of the date hereof, delivered in connection with the issuance of the Bonds to the same extent as if such opinions were specifically addressed to them . -2- US 247235v. l No Text ' ' V&E This opinion is furnished solely for your benefit and may be relied upon only by the addresses hereof or anyone to whom specific permission is given in writing by us. Very truly yours, 11 \ J,L j)f 'U~~ -3- US 247235v.l No Text ... ' Vinson&Elkins February 4, 2010 City of Lubbock, Texas P.O. Box 2000 Lubbock, Texas 79457 First Southwest Company Hutchinson, Shockey, Edey & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Fort Worth, Texas 76102 Re: City of Lubbock, Texas Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 201 0A City of Lubbock, Texas Tax and Wataworlcs System Surplus Revenue Certificates of Obligation, Taxable Series 2010B (Build America Bonds -Direct Payment) Ladies and Gentlemen: We have served as Bond Counsel to the City of Lubbock, Texas (the "Issuer'') in connection with the issuance of its $48,955,000 Tax and Waterworks System Surplus Revenue Certificates of Obligation, Series 2010A and its $96,540,000 Tax and Waterworks System Surplus Revenue Certificates of Obligation, Taxable Series 201 OB (Build America Bonds - Direct Payment) (collectively, the "Certificates .. ) issued pursuant to the provisions of an ordinance duly adopted by the City Council of the Issuer on December 16, 2009 (the "Ordinance"). This opinion is delivered pursuant to the provisions of Section 8(e)(7) of the Purchase Contract (hereinafter defined). Capitalized tenns not otherwise defined in this opinion have the meanings assigned in the hereinafter defined Purchase Contract. In our capacity as Bond Counsel to the l~ucr, we have reviewed the following: (a) a certified copy of the Ordinance; ~ 6 EIIDtl8 l1.P AtbWneya at I.aw AuSlln Beijing Oallu IMiei Housmn London Moscow N-YOII: Tokyo Washlr,gton us 250987\f .1 Trammell CIQW C.nter, 2001 Ross Avenue, SYl!e 3700 Dallas, Te11:as 75201-21ffli Tel 214.220.7700 Fa 214.2::10.7719 ---¥111•.co,n ,.. ..... V&E (b) an executed counterpart of the Purchase Contract dato::I January 21, 2010 (the "Purchase Contract") between the Issuer and the Underwriters named in such Purchase Contract; (c) a copy of the Pricing Certificate, dated January 21, 201 O; (d) a copy of the Official Statement dated January 21, 2010; and (e) such olher agreements, documents, certificates, opinions, letters, and other papers as we have deemo::1 nece9sacy or appropriate in rendering the opinions set forth below. In making our review, we have assumed the authenticity of all documents and agreements submitted to us as originals, conformity to the originals of all documents and agreements submitted to us as certified or photostatic copies, the authenticity of the originals of such latter documents and agreements, and the accuracy of the statements contained in such documents. Based upon the foregoing, and subject to the qualifications and exceptions hereinafter set forth, we are of the opinion that under lhe applicable laws of the United States of America and the State of Texas in force and effect on the date hereof. 1. The Certificates are exempted securities mder the Securities Act of 1933, as amended (the "1933 Act") and the Trust Indenture Act of 1939, as amended (the "Trust Indenture Act''), and it is not necessary in COMection with the offering and sale of the Certificates to register the Certificates under the 1933 Act or to qualify the Ordinance under the Trust Indenture Act. 2. Except as to the extent noted herein, we have not verified and are not passing upon and do not as.,ume any responsibility for the accuracy, completeness or fairness of the information contained in the Official Statement. We have, however, reviewed the statements and information in the Official Statement under the captions "The Obligations" (except for the subcaptions 11Book-Entry-Only System" and "Sow-ces and Uses of Proceeds") and ''Tax Matters" and the subcaptions "Continuing Disclosure of Information" (except for the subcaption "Compliance with Prior Undertakings''), "Legal Investments and Eligibility to Secure Public Funds in Texas .. and .. Legal Matters97 under the caption "Other Information," and we are of the opinion that such statements and information present a fair and accurate summary of the provisions of the laws and instruments therein described and, with respect to the Certificates, such information conforms to the Ordinance. 3. The Purchase Contract has been duly authorized, executed and delivered by the Issuer and (asswning due authorization by the Underwriters) constitutes a binding and en forccable agreement of the Issuer in accordance with its terms. -2- US 250987v. I ,,.. .... .. ' V&E The addressees may rely on our opinions, dated as of the date hereof, delivered in connection with the issuance of the Certificates to the same extent as if such opinions were specifically addressed to them. This opinion is furnished solely for your benefit and may be relied upon only by the addresses hereof or anyone to whom specific permission is given in writing by us. Very truly yours, -3- US 250987v.l ,,. .... LAW OFFICES M\;CALL, PARKHURST & HORTON L.L.P. 717 NORTH HARWOOD SUITE 900 700 N. ST. MARY'S STRE:E:T SUITE 1525 DALL.AS, TEXAS 75201-6587 SAN ANTONIO, TEXAS 78205-3503 TELEPHONE: 214 754-9200 FJloCS'MIU:! 21475.4-9250 Fint Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Ft. Worth, Texas 76102 TELEPHONE: 2 ,o 225. 2800 February 4, 2010 600 CONGRESS AVENUE SUITE 1B00 AUSTIN, TEXAS 78701-324.9 TELEPHONE: ~12 478-3805 F.-CS,MILEC 512 472-0871 Re: $8,840,000 CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, SERIES 2010A $15,320,000 CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, TAXABLE SERIES 2010B (BUILD AMERICA BONDS• DIRECT PAYMENT) Ladies and Gentlemen: We have acted as counsel for you as the undenvriters of the securities described above (collectively, the "Securities"), issued under and pursuant to an ordinance (the "Ordinance") of the City of Lubbock, Texas (the 11lssuer"), authorizing the issuance of the Securities, which Securities you are purchasing pursuant to a Purchase Contract, dated January 21, 2010. All capitalized undefined terms used herein shall have the meaning set forth in the Purchase Contract. In connection with this opinion letter, we bave considered such matters of law and of fact, and bave relied upon such certificates and other infonnation furnished to us, as we have deemed appropriate as a basis for our opinion set forth below. We are not expressing any opinion or views herein on the authorization, issuance, delivery, validity of the Securities and we have asswned, but not independently verified, that the signatures on all documents and Securities that we have examined are genuine. .- ,. .... ' Based on and subject to the foregoing, we are of the opinion that, under existing laws, the Securities are not subject to the registration requirements of the Securities Act of 193 3. as amended, and the Ordinance is not required to be qualified under the Trust Indenture Act of 1939. as amended. Because the primary purpose of our professional engagement as your counsel was not to establish factual matters. and because of the wholly or partially nonlegal character of many of the determinations involved in the preparation of the Official Statement dated January 21, 2010 (the "Official Statement") and because the information in the Official Statement under the headings "TIIE OBLIGATIONS -Book-Entry-Only System," "TAX MATIERS," "OTIIER INFORMATION - Continuing Disclosure of Information -Compliance with Prior Undertalcings'' and Appendices A and B thereto were prepared by others who have been engaged to review or provide such information, we ere not passing on and do not asswne any responsibility for. exc.ept a.i set forth in the l~t sentence of this paragrap~ the accuracy, completeness or fairness of the statements contained in the Official Statement (including any appendices, schedules and exhibits thereto) and we make no representation that we have independently verified the accuracy, completeness or fairness of such statements. In the course of our review of the Official Statement, we had discussions with representatives of the City regarding the contents of the Official Statement. In the course of our participation in the preparation of the Official Statement as your counsel, we had discussions with representatives of the Issuer, including its City Attorney, Bond Counsel and Financial Advisor, regarding the contents of the Official Statement. In the course of such activities, no facts came to our attention that would lead us to believe that the Official Statement (except for the financial statements and other financial and statistical data contained therein, the information set forth under the headings 1111IE OBLIGATIONS -Book-Entry--Only System," "TAX MATTERS," "OTIIER INFORMATION -Continuing Disclosure of Infonnation -Compliance with Prior Undertakings" and Appendices A and B thereto, as to which we express no opinion). as of its date contained any untrue statement of a material fact or omitted to state any material. fact necessaty to make the statements there~ in the light of the circumstances under which they were made, not misleading. This opinion letter may be relied upon by only you and only in connection with the transaction to which reference is made above and may not be used or relied upon by any other person for any purposes whatsoever without our prior written consent. Respectfully, (U4.ut. u~ : ~ l--~~- ,.. No Text No Text LAW OFFICES M\;;CALL, PARKHURST & HORTON L.L.P. 717 NORTH HARWOOD SUITE 900 700 N. ST. MARY'S STREET SUITE 1525 DALL.AS, TEXAS 75201-8587 SAN ANTONIO, TEXAS 79205.3503 TV.EPHONE: 214754-9200 FACSIMOLE: 214 754-9250 First Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Ft. Worth, Texas 76102 TELEPHONE! 210 225-2800 FACSOMIL.E: 210 225-29&4 February 4, 2010 EiOO CONGRESS AVENUE SUITE 18CO AUSTIN, T£XAS 78701-3i!48 TELEPHONE: 512 478-3805 FACSIMILE: 512 472-0871 Re: $48,955,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS Rl:VENUE CERTIFICATES OF OBLIGA TI0N, SERIES 2010A $96,540,000CITYOFLUBBOCK, TEXASTAXANDWATERWORKSSYSTEMSURPLUS REVENUE CERTIFICATES OF OBLIGATION, TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PAYMENT) Ladies and Gentlemen: We have acted as counsel for you as the underwriters of the securities described above (collectively, the 11Securities11), issued under and pursuant to an ordinance (the 11Ordinance11) of the City of Lubbock, Texas (the 11Issuer'1), authorizing the issuance of the Securities, which Securities you are purchasing pursuant to a Purchase Contract, dated January 21, 2010. All capitalized undefined terms used herein sh.all have the meaning set forth in the Purchase Contract. In connection with this opinion letter, we have considered such matters of law and of fact, and have relied upon such certificates and other information furnished to us, as we have deemed appropriate as a basis for our opinion set forth below. We are not expressing any opinion or views herein on the authorization, issuance, delivery, validity of the Securities and we have assumed, but not independently verified, that the signatures on all documents and Securities that we have examined are genuine. ,. .. Based on and subject to the foregoing, we are of the opinion that, wider existing laws, the Securities are not subject to the registration requirements of the Securities Act of 1933, as amended, and the Ordinance is not required to be qualified under the Trust Indenture Act of 1939, as amended. Because the primary purpose of our professional engagement as your cowisel '\VBS not to establish factual matters, and because of the wholly or partially nonlegal character of many of the determinations involved in the preparation of the Official Statement dated January 21, 2010 (the "Official Statement") and because the infonnation in the Official Statement under the headings "TIIB OBLIGATIONS -Book-Entry-Only System;" "TAX MATTERS/' "OlHER INFORMATION - Continuing Disclosure of Infonnation -Compliance with Prior Undertakings" and Appendices A and B thereto were prepared by others who have been engaged to review or provide such information, we are not passing on and do not asswne any responsibility for, except as set forth in the last sentence of this paragraph, the accuracy, completeness or fairness of the statements contained in the Official Statement (including any appendices, schedules and exhibits thereto) and we make no representation that we have independently verified the accUJ'BCy> completeness or fairness of such statements. In the co~ of our review of the Official Statement, we bad discussions with representatives of the City regarding the contents of the Official Statement In the course of our participation in the preparation of the Official Statement as your counsel, we bad disc~ions with representatives of the Issuer, including its City Attorney, Bond Counsel and Financial Advisor, regarding the contents of the Official Statement. In the course of such activities, no facts came to our attention that would lead us to believe that the Official Statement ( except for the :financial statements and other financial and statistical data contained therein, the infonnation set forth under the headings "TIIB OBLIGATIONS -Book-Entry-Only System," "TAX MATIERS," "OTIIER INFORMATION -Continuing Disclosure of Information -Compliance with Prior Undertakings" and Appendices A and B thereto. as to which we express no opinion)> as of its date contained any witrue statement of a material fact or omitted to state any material fact necessacy to make the statements therein, in the light of the circumstances wider which they were made, not misleading This opinion letter ma.y be relied upon by only you and only in connection with the transaction to which reference is made above and ma.y not be used or relied upon by any other person for any purposes whatsoever without our prior written consent. Respectfully, (\\, w . Mw ~ ~ t,.(..P. No Text ATTORNEY GENERAL OF TEXAS GREG ABBOTT February 4, 2010 TIIIS IS TO CERTIFY that the City of Lubbock, Texas (the "Issuer"), has submitted to me City of Lubbock, Texas, General Obligation Bond, Series 2010A (the 11Bond") in the principal amowit of $8,840,000 for approval. The Bond is dated February 4, 2010, numbered TA-I, and was authorized by Ordinance No. 2009- 00117 passed by the Issuer on December 16, 2009. I have examined the law and such certified proceedings and other papers as I deem necessary to render this opinion. As to questions of fact material to my opinion, I have relied upon representations of the Issuer contained in the certified proceedings and other certifications of public officials furnished to me without widertak.ing to verify the same by independent investigation. I express no opinion relating to any official statement or any other offering material relating to the Bond. Based on my examination, I am of the opinion, as of the date hereof and under existing law, as follows: No. SOIOI (I) The Bond has been issued in accordance with law and is a valid and binding general obligation of the Issuer. (2) The Bond is payable from the proceeds of an ad valorem tax levied, within the limits prescribed by law, upon all taxable property in the Issuer. Therefore, the Bond is approved. ~~ Attom~ ofthe State of Texas Book No. 2010-A MA POST OFFICE Box 12548, AUSTIN, TEXAS 78711-2548 TEL:(512)463-2100 WWW,OAG.STATE.TX.US Ao E'fu;,/ Em1ioymmt Op,~rtunitJ Empi•J" • Printtd M Rtc:,rf,J 1'1tptr -. - ,. OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, SUSAN COMBS, Comptroller of Public Accounts of the Stale of Texas, do hereby certify that the attachment is a true and corTect copy of tt,e opinion of the Attorney General approving ttie: City of Lubbock, Texas. General Obligation Bond. Series 201 QA numbered I8::1. of the denomination of $ 8,840.000, dated February 4. 2010, as authorized by Issuer, interest various percent, under and by authority of which said bonds/certtticates were registered electronically in the office of the Comptroller, on ttie 4th day of February 201 o, under Registration Number 76512. Given under my hand and seal of office, at Austin, Texas, the 4th day of February 201 o. ~~~ SUSAN COMBS ComptroDer of Public Accounts o1 the State of Texas No Text ' ' OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, Melissa Mora, 0 Bond Clerk 00 Assistant Bond Clerk in the office of the Comptroller of the State of Texas, do hereby certify that, acting under the direction and authority of the Comptroller on the 4th day of February 2010, I signed the name of the Comptroller to the certificate of registration endorsed upon the: City of Lubbock, Texas, General Obligation Bond, Series 201 DA, numbered TA-1 dated Februa 4 201 , and that in signing the certificate of registration I used the following signature: - I, Susan Combs, Comptroller of Public Accounts of the State of Texas, certify that the person who has signed the above certificate was duly designated and appointed by me under authority vested in me by Chapter 403, Subchapter H, Government Code, with authority to sign my name to all certificates of registration, and/or cancellation of bonds required by law to be registered and/or cancelled by me, and was acting as such on the date first mentioned in this certificate, and that the bonds/certificates described in this certificate have been duly registered in the office of the Comptroller, under Registration Number 76512. GIVEN under my hand and seal of office at Austin, Texas, this the 4th day of February 2010. Susan Combs Comptroller of Public Accounts of the State of Texas \_ ,,. ,. ,. No Text No Text ,.... ATTORNEY GENERAL OF TEXAS GREG ABBOTT February 4, 2010 lHIS IS TO CERTIFY that the City of Lubbock, Texas (the 11lssuer11), has submitted to me City of Lubbock. Texas. General Obligation Bond. Taxable Series 2010B (Build America Bonds -Direct Payment) (the "Bond") in the principal amount of $15,320,000 for approval. The Bond is dated February 4, 2010, numbered TB-I, and was authorized by Ordinance No. 2009-00117 passed by the Issuer on December 16, 2009. I have examined the law and such certified proceedings and other papers as I deem necessary to render this opinion. As to questions of fact material to my opinion, I have relied upon representations of the Issuer contained in the certified proceedings and other certifications of public officials furnished to me without undertaking to verify the same by independent investigation. I express no opinion relating to any official statement or any other offering material relating to the Bond. Based on my examination, I am of the opinion, as of the date hereof and under existing law, as follows: No. 50102 (I) The Bond has been issued in accordance with law and is a valid and binding general obligation of the Issuer. (2) The Bond is payable from the proceeds of an ad valorem tax levied, within the limits prescribed by law, upon all taxable property in the Issuer. Therefore, the Bond is approved. ~~-/~ al of the State of Texas Book. No. 20 I 0-A MA POST OFFICE Box 12548, AUSTIN, TEXAS 78711-2548 TEL:(512)463-2100 WWW.OAG.STATE.TX.US A• £q•al £mploywunr OpponunitJ £mplo.1tr -Prinud on Ru1dtd l'aptr No Text ' OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, SUSAN COMBS, Comptroller of Public Accounts of the State of Texas, do hereby certify that the attachment is a true and correct copy of the opinion of the Attorney General approving the: City of Lubbock, Texas, General Obligation Bond. Taxable Series 2010B (Build America Bonds-Direct Payment) numbered TB-1. of the denomination of$ 15,320,000. dated February 4. 2010, as authorized by issuer, interest various percent, under and by authority of which said bonds/certificates were registered electronically in the office of the Comptroller, on the 4th day of February 2010, under Registration Number 76513. Given under my hand and seal of office, at Austin, Texas, the 4th day of February 201 o. ~~ SUSAN COMBS Comptroller of Public Accounts of the State of Texas No Text OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, Melissa Mora, D Bond Clerk [R] Assistant Bond Clerk in the office of the Comptroller of the State of Texas, do hereby certify that, acting under the direction and authority of the Comptroller on the 4th day of February 2010, I signed the name of the Comptroller to the certificate of registration endorsed upon the: City of Lubbock, Texas, General Obligation Bond, Taxable Series 2010B (Build America Bonds- Direct Payment). numbered TB-1, dated February 4, 201 Q, and that in signing the certificate of registration I used the following signature: I, Susan Combs, Comptroller of Public Accounts of the State of Texas, certify that the person who hes signed the above certificate was duly designated and appointed by me under authority vested in me by Chapter 403, Subchapter H, Government Code, with authority to sign my name to all certificates of registration, and/or cancellation of bonds required by law to be registered and/or cancelled by me, and was acting as such on the date first mentioned in this certificate, and that the bonds/certificates described in this certificate have been duly registered in the office of the Comptroller, under Registration Number 76513. GIVEN under my hand and seal of office at Austin, T exes, this the 4th day of February 2010. ~~ Susan Combs Comptroller of Public Accounts ot the State ot Texas No Text -.. ... 0 ATTORNEY GENERAL OF TEXAS GR.EG ABBOTT February 4, 2010 THIS IS TO CERTIFY that the City of Lubbock, Texas (the "Issuer"), has submitted to me City of Lubbock, Texas. Tax and Waterworks System Sw;plus Revenue Certificate of Obligation. Series 2010A (the "Certificate11 ) in the principal amount of $48,955,000 for approval. The Certificat.e is dated February 4, 2010, numbered TA-1, and was authorized by Ordinance No. 2009-00114 passed by the Issuer on December 16, 2009 (the "Ordinance"). I have examined the law and such certified proceedings and other papers as I deem necessary to render this opinion. As to questions of fact mat.erial to my opinion, I have relied upon representations of the Issuer contained in the certified proceedings and other certifications of public officials furnished to me without undertaking to verify the same by independent investigation. I express no opinion relating to the official statement or any other offering material relating to the Certificate. Based on my examination, I am of the opinion, as of the date hereof and under existing law, as follows ( capitalized tenns, except as herein defined, have the meanings given to them in the Ordinance): (1) The Certificate has been issued in accordance with law and is a valid and binding obligation of the Issuer. (2) The Certificate is payable from the proceeds of an ad valorem tax levied, within the limits prescribed by law, upon all laXable property in the Issuer and is additionally secured by and payable from a pledge of the Surplus Revenues derived from the operation oft.he Issuer's Waterworks System, in an amount limited to $1,000. POST OFFICE Box 12548, AUSTII\I, TEXAS 78711-2548 Tl!L:(512)463-2100 ,.'ll'W.OAG,STATE.TX.US A~ Ef1<4l £,.,ff-,m,nl O]'pcrtunitJ Employer • P,inrrd .. Rrryrir,i l'11ptr No Text City of Lubbock, Texas, Tax and Waterworks System Revenne Certificate of Obligation, Series 2010A-$48,955,000 -P e2- Therefore, the Certificate is approved. No. 50009 Book No, 2010-A MA No Text ' • OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, SUSAN COMBS, Comptroller of Public Accounts of lhe State of Texas, do hereby certify that the attachment is a true and correct copy of the opinion of the Attorney General approving the: Citv ot Lubbock, TeXl)s, Tax and. Wmrworks System surplus Revenue Certificate of Obljga!iOns. Series 201 08 numbered I&1, of the denomination of $ 48,955.000, dated February 4, 2010, as authorized by issuer, interest various percen~ under and by authority of which said bond&'cerlificales were registered electronically in lhe office of the Comptroller, on the 4th day qi February 2010, under Registration Number 76§1 o. Given under my hand and seal of office, at Austin, Texas, the 4th day of February 201 O. ~~- SUSAN COMBS Comptroller ot Public Accounts at the State of Texas No Text .., OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, Melissa Mora, D Bond Clerk [8] Assistant Bond Clerk in the office of the Comptroller of the State of Texas, do hereby certtty that, acting under the direction and authority of the Comptroller on the 4th day of February 2010, I signed the name of the Comptroller to the certificate of registration endorsed upon the: City of Lubbock, Texas, Tax and Waterworks System Surplus Revenue Certtficate of Obligations, Series 2010A, numbered TA-1 dated February 4, 2010, and that in sig · g the certtficate of registration I used the following signature: I, Susan Combs, Comptroller of Public Accounts of the State of Texas, certtty that the person who has signed the above certificate was duly designated and appointed by me under authority vested in me by Chapter 403, Subchapter H, Government Code, with authority to sign my name to all certificates of registration, and/or cancellation of bonds required by law to be registered and/or cancelled by me, and was acting as such on the date first mentioned in this certificate, and that the bonds/certificates described in this certificate have been duly registered in the office of the Comptroller, under Registration Number 76510. GIVEN under my hand and seal of office at Austin, Texas, this the 4th day of February 201 Q. ~a.~ Susan Combs Comptroller of Public Accounts of the State of Texas No Text b b No Text - ATTORNEY GENERAL OF TEXAS GREG ABBOTT FebN&IY 4, 2010 THIS IS TO CERTIFY that the City of Lubbock, Texas (the "Issuer"), has submitted to me City of Lubbock. Texas, Tax and Waterworks System Surplus Revenue Certificate of Obligation, Taxable Series 2010B (Build America Bonds - Din;ct Payment) (the "Certificate"} in the principal amount of $96,540,000 for approval. The Certificate is dated February 4, 2010, numbered TB-1, and was authorized by Ordinance No. 2009-00114 pwed by the Issuer on December 16, 2009 (the "Ordinance"). I have examined the law and such certified proceedings and other papers as I deem necessary to render this opinion. As to questions of fact material to my opinion, I have relied upon representations of the Issuer contained in the certified proceedings and other certifications of public officials furnished to me without 1.mdertaking to verify the same by independent investigation. I express no opinion relating to the official statement or any other offering material reJating to the Certificate. Based on my examinatio~ I am of the opinion, as of the date hereof and under existing law, as follows (capitalized tenns, except as herein defined, have the meanings given to them in the Ordinance): (1) The Certificate has been issued in accordance with law and is a valid and binding obligation of the Issuer. (2) The Certificate is payable from the proceeds of an ad valorem tax levied, within the limits prescribed by law, upon all taxable property in the Issuer and is additionally secured by and payable from a pledge of the Surplus Revenues derived from the operation of the Issuer's Waterworks System, in an amount limited to $1,000. POSTO Ff!CE Box I 2 548, AUSTIN, TEICAS 787l l-2H8 T£L: (512)463-2 I 00 WWW. OA(l.STAT!. TX, lJS An El{ul £,nt/•J"''"' o,,,,,.,,.,t, £111,U~•. hinwJ ,n Ruyd,d Pa1tr No Text City of Lubbock, Texas, Tax and Waterworks System Revenue Certificate of Obligation, Taxable Series 20\0B (Build America Bonds -Direct Payment)-$96,540,000 -P e2- Therefore, the Certificate is approved. No. 50100 Book No. 2010-A MA ~tU4dbf' Attom~ oftbe State of Texas ,.. OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, SUSAN COMBS, Comptroller of Public Accounts of the State of Texas, do hereby certify that the attachment is a true and correct copy of the opinion of the Attorney General approving the: City of Lubbock. Texas, Tax and Waterworks System Syrglus Revenue Certificate of ObligaUon Taxable, Sedes 2010B /Build America 6onds-Direct Payment} numbered TB· 1, of the denomination of $ 96,540,000, dalad February 4, 2010. as authorized by issuer, Interest various percent, under and by authority of which said bonds/certificates were registered electronically In the office of the Comptroller, on the 4th day of February 2010, under Registration Number 76511. GIVen under my hand and seal of office, at Austin, Texas, the 4th day of February 201 o. ~~ .. SUSAN COMBS CornptroUer of Public Accounts o1 the state of Texas - - ,,. ,,. ' OFFICE OF COMPTROLLER OF THE STATE OF TEXAS I, Melll!sa Mora, D Bond Clerk [Kl Asoislallt Bond Clerk in the olfice ol the Compuoller ol the State ot Texas, do hereby certify that, aciing under the direction and authority of 1he Comptroller on the 4th dav of E,brwuy 2010. I signed the name of the Comptroller ta the cef1.ificate of registration endorsed upon !he: City ot Lubbock, Texas, T a::it and Waterworits Svstero Surplus R@yenue Certificate of Obligatign Toxalll!!, Senes 20108 (Byikl America Bonds-Direct f'llymenl), numbered IB:.L. dated February 4, 201 O, and that In signing the certi1icate of registration I used the 1oltowing signature-: I, SUsan Combs, Comptroller of Publfc Accounts of the State of Texas, certify that the person who has signed the above cerHflcH.le was duly designated and appointed by me under authority vested In me by OJapter 403, Subchapter H, Government Code, with authc(rty to sign my name to all certH'icates of regletration, ar,d/or cancellation of bOnds required by law to be registered and/or cancelled by me, and was acting as such on the dale first mentiOned in this certlftcate, and that the bonds/certificates described in this certificate have been duly registered in the office ol the Comptroller, under Registration Number 76511. GIVEN under my hand and seal ol office at Austin, Tb.EIS, lhis the 4th day of February 201 Q, ~~ S"""" Combs Comptroller of F'ubNc Accounts of the State ot Texas ,- ,- ,,. ... P.O. Box 2000 • 1625 13th Street Lubbock. Texas 79457 (806) 775-2222 • Fax (806) 775-3307 Fint Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Ft. Worth, Texas 76102 Office of the City Attorney February 4, 2010 Re: $8,840,000 CITY OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, SERIES 2010A $15,320,000 CJTI' OF LUBBOCK, TEXAS GENERAL OBLIGATION BONDS, T A.XABLE SERIES 20 l OB {BUILD AMERICA BONDS -DIRECT PAYMENT) Ladjes and Gentlemen: I am the City Attorney for the City of Lubbock, Texas (the "City") at the time of the issuance of the above referenced securities (collectively, the "Securities"), pursuant to the provisions of an ordinance (the "Ordinance11) duly adopted by the City Council of the City on December 16, 2009. Capitalized terms not otherwise defined in this opinion have the meanings assigned in the Purchase Contract. In my capacity as City Attorney to the City, I have reviewed such agreements, docwnents, certificates, opinions, letters, and other papers as I have deemed necessary or appropriate in rendering the opinions set forth below. In making my review, I have nsswned the authenticity of all docwnents and agreements submitted to me as originaJs. conformity to the originals of all documents and agreements submitted to me as certified or photostatic copies, the authenticity of the originals of such latter documents and agreements, and the accuracy of the statement contained in such documents. Based upon the foregoing, and subject to the qualifications and exceptions hereinafter set forth, I am oflhe opinion that under the applicable laws of the United States of America and the State of Texas in force and effect on the date hereof: -- ,. ... 1. Based on reasonable inquiry made of the responsible City employees and public officials, the City is not, to the best of my knowledge, in breach of or in default wider any applicable law or administrative regulation of the State of Texas or the United States, or any applicable judgment or decree or any trust agreement, loan agreement, bond, note, resolution, orclinance, agreement or other instrument to which the City is party or is otheIWise subject ~ to the best of my knowledge after due inquiry, no event has occurred and is continuing that, with the passage of time or the giving of notice, or both, would constitute such a default by the City under any of the foregoing; and the execution and delivery of the Purchase Contract, the Securities and the adoption of the Ordinance and compliance with the provisions of each of such agreements or inmruments does not constitute a breach of or default under any applicable law or administrative regulation of the State of Texas or the United States or any applicable judgment or decree or, to the best of my knowledge. any trust agreement, loan agreement, bond, note, resolution, orclinance, agreement or other instrument to which the City is a party or is otherwise subject; and 2. Except as clisclosed in the Official Statement, no litigation is pencling, or, to my knowledge, threatened, in any court in any way (a) challenging the titles of the Mayor or any of the other members of the City Cowicil to their respective offices; (b) seeking to restrain or enjoin the issuance, sale or delivery of any of the Securities, or the levy, collection or application of the ad valorem taxes pledged or to be pledged to pay the principal of and interest on the Securities; (c) contesting or affecting the validity or enforceability of the Securities, the Ordinance, the Pricing Certificate or the Purchase Contract; (d) contesting the powers of the City or any authority for the issuance of the Securities, or the adoption of the Ordinance; or (e) that would have a material and adverse effect on the financial condition of the City. 3. I have reviewed the information in the Official Statement containe.d under the caption "Other lnfonnation--Litigation" and "Investigations Relating to the City's Health Insurance Administrator" and such infonnation in all material respects accurately and fairly summariz.es the matters described therein. This opinion is furnished solely for your benefit and may be relied upon only by the addresses hereof or anyone to whom specific permission is given in writing by me. Very truly yours, 5~µ= Sam Medina ,. - .... P.O. Box 2000 • 1625 13th Street Lubbock) Texas 79457 (806) 775-2222 • Fax (806) 775-3307 Fint Southwest Company Hutchinson, Shockey, Erley & Co. J.P. Morgan Securities Inc. Morgan Keegan & Company, Inc. Southwest Securities, Inc. c/o First Southwest Company 777 Main Street, Suite 1200 Ft. Worth, Texas 76102 Office of the City Attorney February 4, 2010 Re: $48,955,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CERTIFICATES OF OBLIGATION, SERIES 2010A $96,540,000 CITY OF LUBBOCK, TEXAS TAX AND WATERWORKS SYSTEM SURPLUS REVENUE CtRTIFICATES OF OBLIGATION, TAXABLE SERIES 2010B (BUILD AMERICA BONDS -DIRECT PAYMENT) Ladies and Gentlemen: I am the City Attorney for the City of Lubbock> Texas (the "City") at the time of the issuance of the above referenced securities (collectively, the "Securities"), pursuant to the provisions of an ordinance (the ''Ordinance") duly adopted by the City Council of the City on December 16, 2009. Capitalized terms not otherwise defined in this opinion have the meanings assigned in the Purchase Contract. In my capacity as City Attorney to the City, I have reviewed such agreements, documents, certificates, opinions, letters, and other papers as I have deemed necessary or appropriate in rendering the opinions set forth below. In making my review, I have assumed the authenticity of all documents and agreements submitted to me as originals, conformity to the originals of all documents and agreements submitted to me as certified or photostatic copies, the authenticity of the originals of such latter documents and agreements, and the accuracy of the statement contruned in such documents. Based upon the foregoing, and subject to the qualifications and exceptions hereinafter set forth, I am of the opinion that under the applicable laws of the United States of America and the State of Texas in force and effed on the date hereof: No Text ' ' 1. Based on reasonable inquiry made of the responsible City employees and public officials1 the City is not, to the best of my knowledge~ in breach of or in default under any applicable law or adrninistrative regulation of the State of Texas or the United States., or any applicable judgment or decree or any trust agreement, loM agreement, bond, note, resolution, ordinance~ agreement or other instrument to which the City is party or is otherwise subject and, lO the best of my .knowledge after due inquiry, no event ho.s occurred and is continning that, \lflth the passage of time or the giving of notice, or both, would constitute such a defuult by the-City under any of the foregoing; and the exe.cution end delh,ery of the Purch11.Se Contract, the Securities and the adoption of lhe Ordinance and compliance v.ith the provisions of each of such agreements or instruments does not constitute a breach of or default under ony applicable law or administrative regulation of the State of Texas or the United States or any applicable judgment or decree or, to the best of my knowledge, any trust agreement, loan agreement, bond, note, resolution. ordinance, agreement or other instrument to "'ttich the City is a party or is otherwise subject; and 2. Except as disclosed in the Official Statement, no litigation is pending, or, to my knowledge, threatened, in any court in any way (a) challenging the titles of the Mayor or any of the other members of the City Council to their respective offices; (b) seeking to 1 restrain or enjoin the issuance, sale or delivery of any of the Securities, or lhe levy. collection or application of the ad valorem tnxes end the Pledged Revenues pledged or to be pledged to pay the principal of and interest on lhe Securities; ( c) contesting or affecting the validity OT enforceability of the Securities, the Ordinance, the Pricing Certificate or the Purchase Contract; (d) contesting the powers of the <;:ity or any authority for the issuance of the Securities, or the adoption of the Ordinance; or (e) that would have n material and adverse effect on the financial condition of lhe City. 3. I have reviewed the information in the Official Statement contained under the caption 'lOther Infonnation--Litigation" and "Investigations Relating to the City's Health Insurance Administrator" and such information in all material respects accurately and fairly summarizes the matters described therein. This opinion is furnished solely for your benefit and may be reJied upon only by the addre.sses hereof or anyone to whom specific permission is given in writing by me. Very truly yours, /~ ~Mi .. ~ Sam Medina , ,,.