HomeMy WebLinkAboutResolution - 2004-R0587 - Administrative Services Agreement - ICON Benefits Administrators - 12_16_2004Resolution No. 2004-R0587
December 16, 2004
Item No. 30
RESOLUTION
BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF LUBBOCK:
THAT the Mayor of the City of Lubbock BE and is hereby authorized and
directed to enter into an Administrative Services Agreement by and between the City of
Lubbock and ICON Benefits Administrators, II, L.P. for health insurance claims
administration, an employee medical care clinic and cafeteria plan administration. Such
agreement is attached hereto and incorporated herein and into the minutes of the Council
as though set forth fully therein.
Passed by the City Council this 16th day of December , 2004.
A
M c cDou al, Mayor
ATTEST:
R ecca Garza, City Secretary
APPROVED AS TO CONTENT:
Quincy Wh•
Assistant City Manager
APPROVED AS TO FORM:
Matthew L. Wade
Natural Resources Attorney
Resolution No. 2004-R0587
December 16, 2004
Item No. 30
ADMINISTRATIVE SERVICES AGREEMENT
THIS Service Agreement is made and entered into this 16th day of December , 2004,. by and
between the City of Lubbock (hereinafter referred to as the "Plan Sponsor") and ICON Benefit
Administrators U, L.P., a corporation duly organized and existing under the laws of the state of
Texas (hereinafter referred to as the "Claims Supervisor").
WITNESSETH
WHEREAS, the Plan Sponsor is a corporation that sponsors a self -funded employee welfare
benefit plan (the "Plan") within the meaning of the Employee Retirement Income Security Act of
1974 (ERISA), as amended; and
WHEREAS, the Plan Sponsor desires to make available a program of health care benefits under
the Plan; and
WHEREAS; the Plan Sponsor wishes to contract with an independent third party to perform
certain services with respect to the Plan as enumerated below; and
WHEREAS, the Claims Supervisor desires to contract with the Plan Sponsor to perform certain
services with respect to the Plan as enumerated below; and
THEREFORE, in consideration of the premises and mutual covenants contained herein, the Plan
Sponsor and the Claims Supervisor enter into this Agreement for administrative services for the
Plan.
ARTICLE I:
DEFINITIONS
For the purposes of this Agreement, the following words and phrases have the meanings set forth
below, unless the context clearly indicates otherwise and wherever appropriate, the singular shall
include the plural and the plural shall include the singular.
1.1 Calendar Year means January 1 st through December 31 st of the same year.
1.2 Claim means a request by a Claimant for payment or reimbursement for Covered
Services from the Plan
1.3 Claimant means any person or entity submitting expenses for payment or reimbursement
from the Plan
1.4 Claims Payment Account means an account established by and owned by the Plan
Sponsor for payment or reimbursement for Covered Services, which Account shall be an
asset of the Plan Sponsor.
1.5 COBRA means the Consolidated Omnibus Budget Reconciliation Act of 1985, as
amended.
1.6 Covered Services means the care, treatments, services, or supplies described in the Plan
Document as eligible for payment or reimbursement from the Plan.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 1 of 32
1.7 Employer means the City of Lubbock, and any successor organization or affiliate of such
Employer that assumes the obligations of the Plan and this Agreement.
1.8 ERISA means the Employee Retirement Income Security Act of 1974, as amended.
1.9 Fee Schedule means the listing of fees or charges for services provided under this
Agreement. This Fee Schedule may be modified from time to time in writing by the
mutual agreement of the parties. It is contained in Appendix A and is a part of this
Agreement.
1.10 Health Care Providers means physicians, dentists, hospitals, or other medical
practitioners or medical care facilities that are duly licensed and authorized to receive
payment or reimbursement for Covered Services provided under the terms of the Plan.
1.11 Minimum Funding Balance means the minimum amount required to be maintained by
the Plan Sponsor in accordance with the Fee Schedule in the Claims Payment Account at
all times during the term of this Agreement.
1.12 Plan means the self -funded employee welfare benefit plan, which is the subject of this
Agreement and which the Plan Sponsor has established pursuant to the Plan Document.
1.13 Plan Document means the instrument or instruments that set forth and govern the duties
of the Plan Sponsor and eligibility and benefit provisions of the Plan that provide for the
payment or reimbursement of Covered Services.
1.14 Plan Participant is any person who is properly enrolled and entitled to benefits from the
Plan.
1.15 Plan Year means the period of time specified as such in the Plan Document.
1.16 Summary Plan Description means the document required to be provided under Sec. 102
of ERISA that describes the terms and conditions under which the Plan operates.
ARTICLE II:
RELATIONSHIP OF PARTIES
2.1 The Plan Sponsor delegates to the Claims Supervisor only those powers and
responsibilities with respect to development, maintenance, and administration of the Plan
that are specifically incorporated into and enumerated in this Agreement. Any function
not specifically delegated to and assumed by the Claims Supervisor pursuant to this
Agreement shall remain the sole responsibility of the Plan Sponsor.
2.2 The parties enter into this Agreement as independent contractors and not as agents of
each other. Neither party shall have any authority to act in any way as the representative
of the other, or to bind the other to any third party, except as specifically set forth herein.
2.3 The parties acknowledge that:
(a) This is a contract for administrative services only as specifically set forth herein;
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 2 of 32
(b) The Claims Supervisor shall not be obligated to disburse more in payment for Claims
or other obligations arising under the Plan than the Plan Sponsor shall have made
available in the Claims Payment Account; and
(c) This Agreement shall not be deemed a contract of insurance under any laws or
regulations. The Claims Supervisor does not insure, guarantee, or underwrite the
liability of the Plan Sponsor under the Plan. The Plan Sponsor has total responsibility
for payment of Claims under the Plan and all expenses incidental to the Plan.
(d) The provisions of Exhibit A: Agreement and Designation of Bookkeeper, attached
hereto, shall be incorporated as part of this agreement and be binding upon the
parties.
(e) The provisions of Exhibit B: On -Site Clinic Services, attached hereto, shall be
incorporated as part of this Agreement and be binding upon the parties.
2.4 Except as specifically set forth herein, this Agreement shall inure to the benefit of and be
binding upon the parties hereto and their respective legal representatives and successors;
provided, however, neither party may assign this Agreement or any or all of its rights or
obligations hereunder (except by operation of law) without the prior written consent of
the other, which consent may not be unreasonably withheld.
2.5 The Parties agree that in the event of a dispute and prior to initiating arbitration
proceedings, the parties will each designate one (1) senior company officer to negotiate a
resolution to the dispute. If the designated representatives are unable to agree upon a
resolution within thirty (30) days, or any agreed upon extension, they the parties agree to
submit the dispute to Arbitration for final and binding resolution.
Any dispute, controversy, or claim arising out of or relating to this Agreement or the
breach, interpretation, termination, or validity thereof shall be settled by final and binding
arbitration by a single arbitrator in accordance with this agreement and the Texas General
Arbitration Act (Texas Civil Practices and Remedies code, Section 171.001 et seq.). The
parties shall select one American Arbitration Association approved arbitrator pursuant to
the rules and procedures proscribed by the AAA.
The place of the arbitration shall be Lubbock, Texas, U.S.A. The arbitrator shall apply
the laws of Texas to the substance of the dispute.
The Parties agree that the award of the arbitrator shall be the sole exclusive remedy
between them regarding any claims, counterclaims, issues, or accountings presented or
pleaded to the arbitrators. Any award issued by the arbitrator shall be promptly paid to
the prevailing party by the losing party and such payment shall be payable free of any
tax, deduction, or offset. If the losing party fails or refuses to promptly pay such award,
or inhibits or unduly delays the payment of such award, the losing party shall pay to the
prevailing party any and all costs, fees, taxes, or attorneys fees incurred by the prevailing
party in enforcing the arbitrator's award.
2.6 The work to be performed by the Claims Supervisor under this Agreement may, at its
discretion and with the prior approval of the Plan Sponsor, be performed directly by it or
wholly or in part through a subsidiary or affiliate of the Claims Supervisor or under an
agreement with an organization, agent, advisor, or other person of its choosing.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 3 of 32
2.7 The Claims Supervisor agrees to be duly licensed as a Third Party Administrator to the
extent required under applicable law and agrees to maintain such licensure throughout the
term of this Agreement. The Claims Supervisor will possess throughout the term of this
Agreement, an in -force fidelity bond or other insurance as maybe required by state and
federal laws for the protection of its clients. Additionally, the Claims Supervisor agrees to
comply with any state or federal statutes or regulations regarding its operations and to
obtain any additional licenses or registrations that may apply in the future.
2.8 The Claims Supervisor will indemnify, defend, save, and hold the Plan Sponsor, the Plan
Sponsor's respective officers, employees, elected officials and/or agents harmless from
and against any and all claims, suits, actions, administrative actions, liabilities, losses,
fines, penalties, damages, and expenses of any kind including, but not limited to, direct,
indirect, consequential, or punitive damages, expenses or fees, including court costs and
attorney's fees, with respect to the Plan which result from or arise directly or indirectly, in
whole or in part, or are related to, in any way, manner, or form, caused, or contributed to,
by the negligence or fault of the Claims Supervisor, its officials, employees and/or
agents.
2.9 To the extent permitted by law, Plan Sponsor will indemnify, defend, save, and hold the
Claims Supervisor harmless from and against any and all claims, suits, actions,
administrative actions, liabilities, losses, fines, penalties, damages, and expenses of any
kind including, but not limited to, direct, indirect, consequential, or punitive damages,
expenses or fees, including court costs and attorney's fees, with respect to the Plan which
result from or arise directly or indirectly, in whole or in part, or are related to, in any way,
manner, or form, caused, or contributed to, by the negligence or fault of the Plan Sponsor,
its officials, employees and/or agents.
2.10 Claims Supervisor is responsible for maintaining, during the life of this Agreement,
liability insurance sufficient to protect it from claims of personal injury or property
damage that may arise from its activities under this Agreement. The City of Lubbock
shall be named as a certificate holder under such policies. Claims Supervisor shall
provide to the Plan Sponsor prior to the execution of this Agreement copies of such
insurance agreements and Claims Supervisor agrees to provide updated copies of the
insurance policies to the Plan Sponsor on the reissuance or renewal of such policies.
Claims Supervisor is also responsible for maintaining, during the life of this Agreement,
an Errors and Omissions insurance policy in the amount of two million dollars
(2,000,000.00). However, if the Plan Sponsor should require additional coverage, Claims
Supervisor shall purchase such coverage at the sole expense of the Client.
Claims Supervisor is also responsible for maintaining, during the life of this Agreement,
a Crime Bond in the amount of five hundred thousand dollars ($500,000). Claims
Supervisor shall be the Principal and Obligor under the Crime Bond and the City of
Lubbock shall be the Obligee and the Crime Bond shall be issued by a company
approved by Plan Sponsor and licensed to conduct business in the State of Texas.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 4 of 32
ARTICLE III:
THE CLAIMS SUPERVISOR'S RESPONSIBILITIES
The Claims Supervisor will provide the following Plan administrative services for the Plan
Sponsor:
3.1 Maintain Plan records based on eligibility information submitted by the Plan Sponsor as
to the dates on which a Plan Participant's coverage commences and terminates.
Maintain Plan records of plan coverage applicable to each Plan Participant based on
information submitted by the Plan Sponsor.
Maintain Plan records regarding payments of Claims, denials of Claims, and Claims
pended.
3.2 Verify Plan Participant eligibility and coverage upon request by a Plan Participant, an
authorized member of a Plan Participant's family unit, or an authorized Health Care
Provider treating a Plan Participant.
3.3 Administer initial enrollment of Plan Participants, including but not limited to, assisting
in application completion; distributing enrollment forms and answering inquires; creating
and maintaining enrollment records for Plan Participants; make identification cards and
other Plan materials available to the Plan Sponsor for distribution to new Plan
Participants. (Some additional fees may apply for certain services, please consult
Appendix A for details).
3.4 Adjudicate Claims incurred by Plan Participants according to the terms of the Plan
Document as construed by the Plan Sponsor. These Claims will be adjudicated in
accordance with industry practices and the Claims Supervisor will use an industry -
recognized method of determining usual, customary, and reasonable charges.
Process with due diligence and according to the terms of the Plan Document as construed
by the Plan Sponsor, evidence of good health statements, pre-existing conditions
requirements, disability determinations, subrogation, and coordination of benefits
situations. Unless otherwise agreed by the parties, the Claims Supervisor's duties with
respect to subrogation situations shall be limited to informing the Plan Sponsor that
subrogation rights may exist.
When all necessary documents and Claim form information have been received and the
Claim has been approved, a Claim check or draft will be remitted on the next dispersal
date.
3.5 Refer any doubtful or disputed Claims to Plan Sponsor for a final decision in accordance
with Section 4.2.
3.6 Process, issue, and distribute Claims checks or drafts as instructed by the Plan Sponsor to
Plan Participants, Health Care Providers, or others as may be applicable.
Claims paid in good faith but in error by the Claims Supervisor shall be chargeable to the
Claims Payment Account as any other Claim, but the Claims Supervisor shall make good
faith attempts to recover any overpayments.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 5 of 32
The Claims Supervisor will notify the Plan Sponsor of the amount required to be
prospectively deposited to the Claims Payment Account to pay the Claims liability as
these Claims occur.
3.7 Notify Plan Participants in writing through the U. S. Mail of ineligible Claims received,
indicating the specific Plan provisions attributable to the declination of the Claims
pursuant to the written Claims review and appeal procedure in the Plan.
3.8 Respond to Claims inquiries by a Plan Participant, the estate of a Plan Participant, an
authorized member of a Plan Participant's family unit, or an authorized Health Care
Provider.
3.9 Maintain information that identifies a Plan Participant in a confidential manner. The
Claims Supervisor shall prevent disclosure or the use of Claims information for a purpose
unrelated to the administration of the Plan.
The Claims Supervisor will only release this information for certificate of need reviews;
for medical necessity determinations; to set uniform data standards; to update relative
values scales; to use in Claims analysis; to use in the procurement of excess -loss or stop -
loss insurance coverage; to further cost containment programs; to verify eligibility; to
comply with federal, state or local laws; for coordination of benefits; for subrogation; in
response to a civil or criminal action upon issuance of a subpoena; or with the written
consent of the Plan Participant or his other legal representative. However, nothing
contained herein shall discharge or otherwise relieve the Claims Supervisor from
following all applicable federal or state laws, regulations, and/or procedures.
The Claims Supervisor shall indemnify and hold harmless, without limitation and to the
fullest extent permitted by law, the Plan Sponsor, and the Plan Sponsor's respective
officers, employees, elected officials, and agents, from and against any and all losses,
business losses, damages, claims, or liabilities, or any kind or nature, which arise directly
or indirectly, or are related to, in any way, manner, or form, caused, or contributed to by
the negligence or fault of the Claims Supervisor, it's officials, employees and/or agents in
the improper or illegal release of confidential information kept, maintained or possessed
by the Claims Supervisor pursuant to this Agreement. This indemnity shall not apply
when the Claims Supervisor releases confidential information solely at the direct
instruction of the Plan Sponsor.
The Claims Supervisor further covenants and agrees to defend any suits or administrative
proceedings brought against the Plan Sponsor and/or the Plan Sponsor's respective
officers, employees, elected officials and/or agents on account of any such claim brought
relating to an improper or illegal release of confidential information kept, maintained, or
possessed by the Claims Supervisor pursuant to this Agreement, and the Claims
Supervisor agrees to pay or discharge the full amount or obligation of any such claim
incurred by, accruing to, or imposed on the Plan Sponsor, or the Plan Sponsor's
respective officers, employees, elected officials and/or agents, as applicable, resulting
from any such suits, claims, and/or administrative proceedings or any matters resulting
from the settlement or resolution of said suits, claims, and/or administrative proceedings.
In addition, the Claims Supervisor shall pay to the Plan Sponsor, the Plan Sponsor's
respective officers, employees, elected officials and/or agents, as applicable, all
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 6 of 32
attorney's fees incurred by such parties in enforcing the Claims Supervisor's indemnity in
this section.
3.10 Prepare a draft Plan Document and Summary Plan Description for review and final
approval by Plan Sponsor and the Plan Sponsor's legal counsel.
Upon acceptance by the Plan Sponsor, the Claims Supervisor, if requested to so by the
Plan Sponsor, will then furnish copies of the Summary Plan Description sufficient for
distribution to all Plan Participants. A separate fee for printing of these documents will be
billed. Additional copies and future amendments or modifications may be an additional
cost negotiated between the Claims Supervisor and the Plan Sponsor.
3.11 Prepare Plan Document amendments.
3.12 Maintain a Claim file on every Claim reported to it by the Plan Participants. Such files
and all Plan -related information shall be made available to the Plan Sponsor for
consultation, review, and audit upon reasonable notice and request, during the business
day and at the office of the Claims Supervisor. Any such audit will be at the sole expense
of the Plan Sponsor. The Claims Supervisor will charge a separate fee for its time spent
in cooperation with such consultation, review, and audit.
This audit shall be conducted by an auditor acceptable to the Plan Sponsor and will
include, but not necessarily be limited to, a review of procedural controls, a review of
system controls, a review of Plan provisions, a review of the sampled Claims, and
comparison of results to performance standards and statistical models previously agreed
to by the Plan Sponsor and the Claims Supervisor.
3.13 Capture data for IRS form 5500 filings.
3.14 The Claims Supervisor shall administer COBRA continuation coverage for the health
plan and the cafeteria plan to qualified beneficiaries from eligibility information supplied
by the Plan Sponsor. This administration will consist of notification to eligible
Employees and/or their Dependents following a qualifying event, billing, collection of
money, forwarding of premiums to the Plan Sponsor, payment of Claims, ending
coverage upon lack of timely payment, or at the end of the COBRA continuation period.
A separate fee will be charged for these services.
3.15 Provide the following reports by the 15ffi of the month after the end of the preceding
month.
(a) Monthly reports:
1. Check Reconciliation Report
2. Loss Fund Summary Report
3. Employee Claim Report 4. Large Claims Report
(b) Quarterly Reports:
1. Lag Report for the current quarter
2. Pended Claim Report
3. Benefit Level Summary Report
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 7 of 32
4. Benefit Code Summary Report
5. Employer Claim List Summary Report
3.16 Procure excess -loss or stop -loss (specific and aggregate) insurance proposals and policies
for the Plan Sponsor's consideration and selection, which excess loss or stop loss
insurance will be an asset of the Plan Sponsor and not of the Plan.
3.17 Notify the excess loss insurance company of any potential large Claims that may become
a Claim under the excess loss coverage.
On behalf of the Plan, the Claims Supervisor will file in a timely manner and in
accordance with all filing and reporting requirements of the excess loss carrier, any
Claims for benefits under the excess loss policies.
Promptly forward to the Plan Sponsor any premium and other notices received from the
excess loss insurance company concerning the policy.
3.18 The Claims Supervisor shall generate and mail certificates of Creditable Coverage to Plan
Participants and former Plan Participants from information supplied by the Plan Sponsor.
A separate fee will be charged for this service.
3.19 Upon termination of this Agreement, all Claim files, reports, magnetic tapes, filings with
governmental entities, and plan documentation will be remitted to the Plan Sponsor. The
Plan Sponsor shall be responsible for all shipping costs involved in sending the records to
their offices. The Plan Sponsor is obligated to accept delivery of these records. If the Plan
Sponsor refuses to accept delivery of the records, they will be destroyed unless the
destruction of the records would conflict with any applicable law or regulation.
3.20 Claims Supervisor will issue each month an invoice to the Plan Sponsor for all
administrative services provided by the Claims Supervisor, HealthSmart Preferred Care,
Il, L.P. (as per the terms and conditions of the Client Service Agreement between the City
of Lubbock and HealthSmart), Q-elements, L.P. (as per the terms and conditions of the
Service Agreement for Care Management Services between the City of Lubbock and Q-
elements), Systemed, L.L.C. (as per the terms and conditions of the Integrated
Prescription Drug Program Agreement between the City of Lubbock and Systemed) and
Highmark Life Insurance Company (as per the terms and conditions of the Excess Loss
Insurance policy agreement between the City of Lubbock and Highmark Life Insurance
Company or other agreed upon carrier). The Plan Sponsor shall make payment to the
Claims Supervisor pursuant to Section 4.13 of this Agreement. Upon payment, the
Claims Supervisor shall make payment to the appropriate parties listed above in the
appropriate amounts as required by the respective agreements listed herein.
ARTICLE IV. THE PLAN SPONSOR'S RESPONSIBILITIES
The Plan Sponsor will:
4.1 Maintain current and accurate Plan eligibility and coverage records and submit this
information to the Claims Supervisor.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 8 of 32
This information shall be provided in a format reasonably acceptable to the Claims
Supervisor and include the following for each Plan Participant: name and address, Social
Security number, date of birth, type of Coverage, sex, relationship to employee, changes
in coverage, date coverage begins or ends, and any other information necessary to
determine eligibility and coverage levels under the Plan.
The Plan Sponsor assumes the responsibility for the erroneous disbursement of benefits
by the Claims Supervisor in the event of error or neglect on the Plan Sponsor's part of
providing eligibility and coverage information to the Claims Supervisor, including but
not limited to: failure to give timely notification of ineligibility of a former Plan
Participant.
4.2 Resolve all Plan ambiguities and disputes relating to the Plan eligibility of a Plan
Participant, Plan coverage, denial of Claims or decisions regarding appeal or denial of
Claims, or any other Plan interpretation questions.
The Claims Supervisor will administer and adjudicate Claims in accordance with Article
III of the Plan Document and Summary Plan Description are clear and unambiguous as to
the validity of the Claims and the Plan Participants' eligibility for coverage under the
Plan, but will have no discretionary authority to interpret the Plan or adjudicate Claims. If
adjudication of a Claim requires interpretation of ambiguous Plan language, and the Plan
Sponsor has not previously indicated to the Claims Supervisor the proper interpretation of
the language, then the Plan Sponsor will be responsible for resolving the ambiguity or
any other dispute.
In any event, the Plan Sponsor's decision as to any Claim (whether or not it involves a
Plan ambiguity or other dispute) shall be final and binding.
4.3 The Plan Sponsor shall provide required COBRA notice to Plan Participants upon initial
eligibility to participate in the Plan and maintain COBRA eligibility records.
4.4 Prospectively fund the Claims Payment Account every month, maintain the Minimum
Funding Balance stipulated in the Fee Schedule, and grant the Claims Supervisor drafting
authority.
4.5 Not require the Claims Supervisor, under any circumstances, to issue payment(s) for
Claims, excess loss premiums, or any other costs arising out of the subject matter of this
Agreement, unless the Plan Sponsor has so authorized and has previously deposited
sufficient funds to cover such payment(s).
4.6 Provide the Claims Supervisor with copies of any and all revisions or changes to the Plan
within 30 working days of the effective date of the changes.
4.7 Provide and timely distribute all notices and information required to be given to Plan
Participants, maintain and operate the Plan in accordance with applicable law, maintain
all record keeping, and file all forms relative thereto pursuant to any federal, state, or
local law, unless this Agreement specifically assigns such duties to the Claims
Supervisor.
4.8 Acknowledge that it is the Plan Sponsor, Plan Administrator, and Named Fiduciary as
these terms are defined in ERISA. As such, Plan Sponsor retains full discretionary
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 9 of 32
control and authority and discretionary responsibility in the operation and administration
of the Plan.
4.9 Pay any and all taxes, surcharges, licenses, and fees levied, if any, by any local, state, or
federal authority in connection with the Plan.
4.10 To the extent permitted by law, hold confidential information obtained that is proprietary
to the Claims Supervisor
4.11 Provide information necessary to submit to the Claims Supervisor for timely generation
of Certificates of Creditable Coverage to Plan Participants and former Plan Participants.
4.12 Warrant and represent that the only entities that participate, or will participate, in the Plan
are in the Plan Sponsor's "controlled group of corporations" as that term is used in
ERISA.
4.13 Based on the then applicable number of Plan Participants, Plan Sponsor shall remit
payment to Claims Supervisor any and all fees properly due and owing per the fee
schedule outlined in Appendix A by the 15`h of the month or in the event the 15`h falls on
a weekend or holiday, the first business day following the 15'h of the month.
ARTICLE V. PLAN ACCOUNTS
5.1 Plan Sponsor shall provide, in a timely manner, funds necessary to be used to make
payments of benefits to Plan Participants in the Plan as funds are needed to cover such
payments. It shall be the sole responsibility of Plan Sponsor to provide funds sufficient to
cover drafts issued by Claims Supervisor as payment for the benefits provided in the
Plan. Such funds shall deposited by the Plan Sponsor in the Claims Payment Account for
the purpose of allowing the Claims Supervisor to process claims.
5.2 The Claims Supervisor shall have authority to process claims and prepare a register of
checks, drawn on the Claims Payment Account, that are needed to pay the claims
processed. This check register shall be presented to the Plan Sponsor for its approval
before the Claims Supervisor shall release the checks to satisfy payment of the claims.
5.3 Notice, as contemplated in this section, shall be sufficient if made by telephone, mail,
fax, electronic mail, or personal delivery, and such notice shall be effective if made to the
employee designated by Plan Sponsor or to the person whose signature appears on behalf
of Plan Sponsor on the signature page herein.
ARTICLE VI. ADVERTISING/MARKETING
6.1 In the conduct of business hereunder, Claims Supervisor may use only such advertising
materials as are in compliance with the laws, rules and regulations of the jurisdictions in
which used and which have been approved in writing by Employer in advance of their
use. No written or oral advertising, or marketing material, or letterhead, business card or
other similar matter or material, which includes Employer's name or otherwise refers to
Employer may be printed, published, distributed or used in any way without the prior
written approval thereof by Employer.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 10 of 32
6.2 Claims Supervisor will assist in the marketing of the Plan. Claims Supervisor will assist
in developing marketing materials specific to the program and distributing said materials
to eligible groups. In addition, it will assist in the oversight of the Plan's web site which
has also been developed for marketing and servicing purposes. The Claims Supervisor
will visit prospective groups, participate in answering questions concerning the Plan
products, and handle enrollment meetings.
ARTICLE VII. DURATION OF AGREEMENT
7.1 This Agreement and all associated exhibits, addenda, and appendices shall commence on
January 1, 2005 and end on December 31, 2006. Notwithstanding the termination of this
Agreement, Claims Supervisor agrees to continue to render services hereunder and the
Plan Sponsor agrees to pay for services of the Claims Supervisor in accordance with
Section H of Appendix A attached hereto.
7.2 This Agreement may be terminated by either the Plan Sponsor or the Claims Supervisor
with or without default, at any time, upon giving 60 days advance written notice to the
other party or as provided in Section 7.4 and Section 7.5 below. Upon breach of any term
of condition contained in this Agreement, at the option of the party initiating the
termination, the other party may be permitted a cure period (of length determined by the
party initiating the termination) to cure any default.
7.3 The Claims Supervisor may, at its option, terminate this Agreement effective
immediately upon the occurrence of any one or more of the following events on written
notice to the Plan Sponsor:
(a) The Plan Sponsor fails to maintain the Minimum Funding Balance or to
prospectively fund the Claims Payment Account;
(b) The Plan Sponsor is adjudicated as bankrupt, becomes insolvent, a temporary or
permanent receiver is appointed by any court for all or substantially all of the Plan
Sponsor's assets, the Plan Sponsor makes a general assignment for the benefit of its
creditors, a voluntary petition under any bankruptcy law, or an involuntary petition
under any bankruptcy law is filed with respect to the Plan Sponsor and such
involuntary petition is not dismissed within forty-five (45) days of such filing;
(c) The Plan Sponsor fails to pay administration fees or other fees for the Claims
Supervisor's services upon presentation for payment and in accordance with the
terms and conditions of Section 4.13;
(d) The Plan Sponsor violates any federal, state, or other government statute, rule, or
regulation relating directly to the Plan;
(e) The Plan Sponsor permits its excess loss insurance to lapse, whether by failure to
pay premiums or otherwise.
7.4 The Plan Sponsor may, at its option, terminate this Agreement effective immediately
upon the occurrence of anyone or more of the following events on written notice to the
Claims Supervisor:
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 11 of 32
(a) The Claims Supervisor is adjudicated as bankrupt, becomes insolvent, a temporary
or permanent receiver's appointed by any court for all or substantially all of the
Claims Supervisor's assets, the Claims Supervisor makes a general assignment for
the benefit of its creditors, a voluntary petition is filed under any bankruptcy law,
or an involuntary petition under any bankruptcy law is filed with respect to the
Claims Supervisor and such involuntary petition is not dismissed within forty-five
(45) days of such filing;
(b) The Claims Supervisor engages in any illegal business practice which is in
violation of any federal, state, or other government statute, rule, or regulation; or
(c) The Claims Supervisor, through its acts, practices or operations, exposes the Plan
Sponsor to any existing or potential investigation or litigation.
7.5 At the written request of the Plan Sponsor and subject to the Plan Sponsor's continuing
obligation to maintain the Minimum Funding Balance and to prospectively fund the
Claims Payment Account, the Claims Supervisor agrees to process incurred but not
reported Claims after the termination of this agreement. A separate fee will be charged
for this service
ARTICLE VIII: CONTRIBUTIONS
8.1 Claims Supervisor shall, while this Agreement is in effect, receive for and on behalf of
Plan Sponsor, and as Plan Sponsor's fiduciary, all payments made by Plan Participants in
connection with their coverage under the Plan and in connection with the administration
thereof; Such payments shall include, but are not limited to, Contributions for such Plan
coverage and such other fees as may be directed in writing from time to time by Plan
Sponsor to Claims Supervisor.
8.2 Claims Supervisor warrants that all payments made by Plan Participants to Claims
Supervisor shall, upon receipt by Claims Supervisor, be deposited within two business
days in one or more segregated, non -commingled accounts, as directed by Plan Sponsor,
maintained with a Federal or State banking institution authorized to do business in Texas
and acceptable to Plan Sponsor. All such accounts shall be established by Plan Sponsor
and such accounts and the balances thereof, including any and all interest which may
accrue thereunder from time to time, shall be the property of Plan Sponsor. Plan Sponsor
may from time to time, at its sole discretion, name one or more employees of Claims
Supervisor or other duly appointed representative of Plan Sponsor as signatories on one
or more of such accounts and may, at its sole discretion, terminate at any time and
without prior notice the signature of anyone so named.
Claims Supervisor further warrants that withdrawals from each such account made or
authorized by an employee of Claims Supervisor who is an authorized signatory on such
account shall be made and used for only the purposes of properly paying a Claim as
authorized under this Agreement or as otherwise authorized, in writing, by the Plan
Sponsor.
8.3 Payment of any Contributions or required fees to Claims Supervisor by or on behalf of a
Plan Participant shall be deemed payment to Plan Sponsor. The payment of any return
contributions, fees, or claims to Claims Supervisor shall not be deemed payment to a Plan
Participant until the Plan Participant receives such payment.
CONFIDENTIAL
City of LubboeWICON Administrative Services Agreement — Page 12 of 32
ARTICLE IX. MISCELLANEOUS
9.1 This Agreement, together with all addenda, exhibits, and appendices supersedes any and
all prior representations, conditions, warranties, understandings, proposals, or other
agreements between the Plan Sponsor and the Claims Supervisor hereto, oral or written,
in relation to the services and systems of the Claims Supervisor, which are rendered or
are to be rendered in connection with its assistance to the Plan Sponsor in the
administration of the Plan.
9.2 This Agreement, together with the aforesaid addenda, exhibits, and appendices
constitutes the entire Administrative Services Agreement of whatsoever kind or nature
existing between or among the parties.
9.3 The parties hereto, having read and understood this entire Agreement, acknowledge and
agree that there are no other representations, conditions, promises, agreements,
understandings, or warranties that exist outside this Agreement which have been made by
either of the parties hereto, which have induced either party or has led to the execution of
this Agreement by either party. Any statements, proposals, representations, conditions,
warranties, understandings, or agreements which may have been heretofore made by
either of the parties hereto, and which are not expressly contained or incorporated by
reference herein, are void and of no effect.
9.4 This Agreement maybe executed in two or more counterparts, each and all of which shall
be deemed an original and all of which together shall constitute but one and the same
instrument.
9.5 No changes in or additions to this Agreement shall be recognized unless and until made
in writing and signed by all parties hereto.
9.6 In the event any provision of this Agreement is held to be invalid, illegal, or
unenforceable for any reason and in any respect, such invalidity, illegality, or
unenforceability shall in no event affect, prejudice, or disturb the validity of the
remainder of this Agreement, which shall be in full force and effect, enforceable in
accordance with its terms.
9.7 In the event that either party is unable to perform any of its obligations under this
Agreement because of natural disaster, labor unrest, civil disobedience, acts of war
(declared or undeclared), or actions or decrees of governmental bodies (any one of these
events which is referred to as a "Force Majeure Event"), the party who has been so
affected shall immediately notify the other party and shall do everything possible to
resume performance.
Upon receipt of such notice, all obligations tinder this Agreement shall be immediately
suspended. If the period of non-performance exceeds ten (10) working days from the
receipt of notice of the Force Majeure Event, the party whose ability to perform has not
been so affected may, by giving written notice, terminate this Agreement.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 13 of 32
9.8 All notices required to be given to either party by this Agreement shall, unless otherwise
specified in writing, be deemed to have been given three (3) days after deposit in the U.S.
Mail, first class postage prepaid, certified mail, return receipt requested.
9.9 This Agreement shall be interpreted and construed in accordance with the laws of the
state of Texas except to the extent superseded by federal law,
9.10 No forbearance or neglect on the part of either party to enforce or insist upon any of the
provisions of this Agreement shall be construed as a waiver, alteration, or modification of
the Agreement.
IN WITNESS WHEREOF, the parties have caused this Agreement to be executed on their
behalf by their duly authorized representatives' signatures, effective this 1st day of
3aniseti r y , 2005
CLAIMS SUPERVISOR:
BY
PRINTED NAME:
TITLE: / i i // ki
CITY OF LUBBOCK,
PLAN SPONSOR
Q-4—� —yc\---n"
Reb6ca Garza, City Secretary
APPROVED AS TO CONTENT:
t
17�incy White, ' tant City Manager
APPROVED AS TO FORM:
Matthew L. Wade, Natural Resources Attorney
CONMENITAL
City of LubbocWICON Administrative Services Agreement — Page 14 of 32
Resolution No. 2004-RO587
December 16, 2004
Item No. 30
APPENDIX A
FEE SCHEDULE AND
FINANCIAL ARRANGEMENT
I. Fee Schedule
The Plan Sponsor and the Claims Supervisor hereby agree to the compensation schedules set
forth below as being the sole compensation to the Claims Supervisor for any of its services which
relate to the Plan.
Monthly Medical Administration fee of $13.95 per employee per month.
Rx Administration — fee is included in the above stated Medical monthly administration amount.
PPO Administration — fee is included in the above stated Medical monthly administration
amount.
COBRA Administration — fee is included in the above stated Medical monthly administration
amount.
Certificates of Credible Coverage (HIPAA Administration) — fee is included in the above stated
Medical monthly administration amount.
Plus a monthly Dental Administration fee of $2.95 per employee per month.
ID Cards - replacement cards $35 each.
$2.50 for each Booklet Summary of Plan Document or Plan Document booklet printed.
Annual Maintenance Fee - $500. - For review and analysis of current Plan Document to ensure
full compliance with all Legislative Regulations
New York Surcharge - $500 if elected ❑XX ELECT ❑ DO NOT ELECT
5500 Medical Plan Filing Fee - $500 annually if requested
All fees outlined under Article 6 of Exhibit A, attached hereto
Check customization, special statistical reports other than those enumerated in this contract,
medical underwriting, new taxes assessed against the Plan, or other services mutually agreed
upon, will be billed separately at the actual costs of such services.
If Plan Sponsor elects to have I.D. cards distributed to each participant by mail, an additional
postage fee will be charged at the rate of. $.20 per employee per month
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 15 of 32
II: Termination Provision:
Fee for Claims Processing after Termination: Three (3) months of administrative fees ($11.50
Medical 1$1.50 Dental) calculated using the average number of employee for the last three (3)
months. A standard report package, including an accumulator report, census report, and claim
detail report, is included with this fee. Minimum charge of $1,000.00 applies.
Fees for Certificates of Credible Coverage: Certificates of Credible Coverage will be generated
and sent to the Employers attention.
Report fees if run off processing not elected: $250.00 per report.
III. Financial Arrangement
The Plan Sponsor agrees to do the following;
Maintain a Minimum Funding Balance in the Claims Payment Account of $10,000.
Maintain specific excess loss insurance.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 16 of 32
Resolution No. 2004-RO587
December 16, 2004
EXHIBIT A Item No. 30
AGREEMENT AND DESIGNATION OF RECORDKEEPER
PREAMBLE
This AGREEMENT AND DESIGNATION OF RECORDKEEPER is made this day of
, 2004, to be effective as of January 1, 2005, by and between the City of Lubbock
(hereinafter referred to as the "Employer") and ICON Benefit Administrators H, L.P., a
corporation (the "Administrator/Recordkeeper').
WITNESSETH:
WHEREAS, the Employer has, effective , 2004, adopted the
Section 125 Flexible Benefit Plan (hereinafter referred to as the "Plan"), for the benefit of
employees (and their Beneficiaries) of such Employer; and
WHEREAS, the Employer desires to engage the recordkeeping services of the
Administrator/Recordkeeper (hereafter referred to as the "Administrator");
NOW, THEREFORE, the Employer and the Administrator mutually agree as follows:
ARTICLE I
DEFINITIONS
Capitalized terms used herein and not otherwise defined herein shall have the same meaning as
set forth in the Plan. The masculine gender shall include both sexes; the singular shall include
plural and the plural the singular, unless the context otherwise requires.
1.01 Account The account established by the Administrator on behalf
of the Employer from which benefits are to be paid in
accordance with the terms of the Plan and this
Agreement.
1.02 Administrator Of the Plan under the terms of this Agreement shall be
ICON Benefit Administrators 11, L.P.
1.03 Agreement Shall mean this Agreement and Designation of
Recordkeeper, as set forth herein, with any and all
further supplements and amendments thereto.
1.04 Code The Internal Revenue Code of 1986, as amended from
time to time, and successor tax laws.
1.05 Employer As shown in the Preamble of the Agreement and
Designation of Recordkeeper and its successors.
1.06 Participant An Employee of an Employer who participates in the
Plan under the participation provisions thereof.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 17 of 32
1.07 Plan
The Plan as referred to in the Preamble of the
Administration/Recordkeeping Agreement as hereafter
amended from time to time.
1.08 Recordkeeper ICON Benefit Administrators IL L.P. as duly appointed
by the Employer pursuant to the terms of the Plan to
provide recordkeeping services for the Plan.
ARTICLE II
POWERS AND DUTIES OF THE ADMINISTRATOR
2.01 ADMINISTRATOR: The Administrator shall provide guidance to the Employer as to
the operation of the Plan and to maintaining the tax qualification of the Plan. The duties
of the Administrator shall be only as provided under this Agreement or as otherwise
agreed to, in writing, by the Administrator.
2.02 RESPONSIBILITIES AND DUTIES OF THE ADMINISTRATOR: The Administrator
shall provide the following services to the Employer:
a. Assist the Employer with establishing the Plan. Part of this service will include
providing a Sample Plan Document.
b. Assist the Employer in keeping the Plan in compliance with Section 125 of the
Internal Revenue Code and the current and future rules and regulations thereunder.
C. Assist in the enrollment of the Plan Participants.
d. Provide correct enrollment data to the Employer.
e. Provide such assistance as may be requested by the Employer to maintain the Plan,
including assisting the Employer in interpreting the provisions of the Plan for all
purposes in connection with the operation and administration of the Plan.
ARTICLE III
POWERS AND DUTIES OF THE ADMINISTRATOR AS RECORDKEEPER
3.01 RECORDKEEPER: The. Administrator shall provide the recordkeeping and other
ministerial services as the Recordkeeper appointed by the Employer as such under the
terms of the Plan. The duties of the Recordkeeper shall be only as provided under this
Agreement, the Policy or as otherwise agreed to, in writing, by the Recordkeeper.
3.02 POWERS OF THE RECORDKEEPER: The Recordkeeper shall have such powers as
are necessary for the proper payment of claims for medical expense reimbursement and
dependent care expense reimbursement benefits under the Plan, including, but not limited
to, the following:
a. To prescribe procedures to be followed by Participants in filing applications for
benefits under the Plan and for furnishing evidence necessary to establish their
rights to benefits under the Plan;
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 18 of 32
b. To apply the provisions of the Plan as interpreted by the Administrator and the
Employer in determining the rights of any Participant who applies for benefits
under the Plan and to notify any such Participant of any such determination; and
C. To obtain from the Employer, Participants and others, information as shall be
necessary for proper accounting of expense reimbursement benefit payments made
pursuant to the terms of the Plan and the directions of the Administrator and
Employer.
Provided, the foregoing notwithstanding, the Recordkeeper shall have no power to add to
or subtract from or to modify any of the provisions of the Plan, or to change or add to any
benefit provided in the Plan.
3.03 CLAIMS PROCEDURE: The Recordkeeper shall pay or deny claims for reimbursement
of medical expenses and dependent care expenses in accordance with the terms of the
Plan, where applicable. The Recordkeeper shall refer to the Employer any request for
review of a denial of benefits pursuant to the provisions of the claim procedures set forth
in the Plan. In accordance with the terms of the Plan, the Employer (and not the
Recordkeeper) shall have the final and absolute authority to determine the validity of
claims and whether claims should be paid or denied.
3.04 DUTIES AS THE RECORDKEEPER: The Recordkeeper shall provide the following
recordkeeping services to the Employer:
a. At the direction of the Employer, make expense reimbursement benefit payments
from the Account to or for the benefit of Participants entitled to such benefits under
the Plan.
b. Compile and analyze Plan contribution information, including enrollment and
enrollment change information, for purposes of determining whether the "25% key
employee" nondiscrimination test of Code Section 125 is satisfied, if and only if all
required information is provided by the Employer; provided, however, that the
Recordkeeper shall not have the duty to determine whether any other
nondiscrimination provision applicable under Code Section 125 or any other
provision of the Code applicable to any plan or benefit offered or provided under
the Plan is satisfied.
C. Provide to the Employer annual statements of benefits paid to Participants who
participated in the Dependent Care and Medical Reimbursement Expense Plan as
set forth in the Plan during the preceding calendar year.
d. Prepare a monthly reconciliation of allocations and expense reimbursement benefit
payments made from the Account.
Provide the Employer with assistance, if needed, in preparing any required reports
to the Federal government.
Maintain necessary personnel to receive, process, adjust and pay reimbursement
claim.
g. Assist claimants in filing their reimbursement claims.
CONFIDENTIAL
City of LubbocWICON Administrative Services Agreement — Page 19 of 32
h. Provide information and answer questions of the Employer and Participants with
respect to the benefits paid and reimbursement claims paid both in writing and
orally as requested.
i. Fully and faithfully perform duties under this Agreement.
ARTICLE IV
RESPONSIBILITIES OF EMPLOYER
4.01 RESPONSIBILITIES CONCERNING ADMINISTRATOR: The Employer shall take
the following actions in connection with its delegation of recordkeeping duties to the
Administrator:
a. Provide any and all cost, claims, contribution and participation information in the
format and frequency that the Administrator determines is necessary to perform its
recordkeeping duties.
b. Provide an account allocated to disburse claim monies to Participants funded by
Participants payroll deductions.
C. Interpret the Plan and provide written directions to the Administrator concerning:
(i) the interpretation of the terms of the Plan or any expense reimbursement
provision thereunder, and (ii) payment of benefits.
The Employer does not wish for .the Recordkeeper to prepare the required annual
report for the Internal Revenue Service.
ARTICLE V
ESTABLISHMENT OF ACCOUNT
5.01 ACCOUNT TO HOLD CONTRIBUTIONS: Pursuant to the Plan, the Employer is
required to collect contributions. The Employer will set up an Account to retain physical
custody of such contributions and has requested that the Administrator as Recordkeeper
administer such contributions as agent of the Employer, for the benefit of the Participants
in the Plan. In accordance with the terms and provisions of the Plan, the Employer shall
collect and remit to the Account all amounts collected under the Plan in order that such
amounts may be available to pay benefits.
5.02 ACCOUNT TO REMAIN PROPERTY OF THE EMPLOYER: All contributions to the
Account (and the Account itself) shall be deemed to be and remain the exclusive property
of the Employer until payment of benefits has occurred. The Administrator shall have no
proprietary interest in or title to any amounts held in the Account, its duties hereunder
being solely to administer the Account for and on behalf of the Employer and the
Participants in accordance with the terms and provisions of the Plan and this Agreement.
Further, the Account shall in no manner whatsoever be considered as a trust or other
similar entity.
5.03 STATUS OF ADMINISTRATOR: The duties of the Administrator hereunder shall be
performed in its capacity as the agent of the Employer for the purposes of administering
the Account. Due solely to the fact that the Administrator is administering the Account
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 20 of 32
for and on behalf of the Employer, this fact in no manner whatsoever should be
considered as a guarantee to either the Employer or the Participants that all funds which
need to be made available for the payment of benefits under the Plan are in the Account.
The Administrator does not warrant payment of any amounts otherwise due to be paid
under the Plan except with respect to those amounts which the Employer has deposited
into the Account for payment of benefits as provided under the Plan.
ARTICLE VI
FEES FOR SERVICES
6.01 FEES: In consideration of the Recordkeeper performing the services described herein for
the Employer, the fee structure is as follows:
Medical Reimbursement Administration $ 3.50 (per month)*
Dependent Care Administration $ 3.50 (per month)*
*Monthly fees are per enrolled member
*Minimum Monthly Fee of $75.00 per Month
*An annual $100.00 Renewal Fee will be charged for Plan Document update &
form preparation
*Booklet fee (Total estimated at $568) $2.50 (per booklet)*
Payment of all required fees will be made each month during the term of this Agreement
following the month in which such services are performed.
ARTICLE VII
TERM OF AGREEMENT
7.01 TERM: This Agreement shall remain in effect for two years following the effective date.
At the end of the term, this Agreement will continue in full force and effect unless either
party provides the counter -party with written notice of its intention to terminate this
Agreement. Any notice to terminate this Agreement shall become effective ninety (90)
days following the date such notice is provided. Further, this Agreement will
automatically terminate upon termination of the Plan if the Employer certifies to the
Administrator that no further benefits are to be paid to Participants. In the event of
termination of this Agreement, the Employer will be solely responsible for the
performance of the duties otherwise required to be performed by the Recordkeeper
hereunder or under the Plan.
Regardless of when this Agreement is terminated, the Administrator shall continue to pay
any and all claims incurred during the term of the Plan for a period of sixty (60) days
following the date of termination.
ARTICLE VIII
MISCELLANEOUS
8.01 ACTION BY THE EMPLOYER: Whenever, under the terms of this Agreement, either
party is permitted or required to do or perform any act or thing it shall be done and
performed by an officer or a proper authority of the party.
CONMENTTAL
City of LubbocWICON Administrative Services Agreement — Page 21 of 32
8.02 NOTICES: Any notice, advice, direction or report required or given by the Employer to
the Administrator pursuant to this Agreement shall be effective only if in written form
and delivered to the party to whom addressed.
8.03 APPLICABLE LAW: The provisions of this Agreement shall be construed, administered
and enforced according to the laws of the State of Texas.
8.05 AMENDENT: This Agreement may be amended or modified only with the written
consent of both parties.
8.06 SEVERABILTTY: If any provision or provisions of this Agreement shall be held illegal
or invalid for any reason, said illegality or invalidity shall not affect the remaining
provisions of this Agreement, but shall be fully severable and the Agreement shall be
construed and enforced as if said illegal or invalid provisions had never been inserted
herein.
8.07 CONFIDENTIALITY: To the extent permitted by law, any information obtained by the
Administrator is confidential, and shall be used solely for purposes of administration of
the Plan unless otherwise authorized by the Employer.
IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be
effective- on the date first above written, executed as of December 16, 2004
Name of Employer: City of Lubbock
Marc
ATTEST:
Re6ecca Garza, City Secretary
APPROVED AS TO CONTENT:
c
incy White, &tant City Manager
APPROVED AS TO FORM:
Matthew L. Wade, Natural Resources Attorney
CONFIDENTIAL
City of LubbocWICON Administrative Services Agreement — Page 22 of 32
ICON Benefit Administrators H,
By: a 2-0 ez,�
Title: _ _A�P'o e " ,
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 23 of 32
Resolution No. 2004-RO587
December 16, 2004
Item No. 30
EXHIBIT B
ON -SITE CLINIC SERVICES
This Exhibit B ("Exhibit") for the procurement of On -Site Clinical Services, as
incorporated into the Administrative Services Agreement between the City of Lubbock
("Employer") and ICON Benefit Administrators H, L.P. ("ICON") is effective as of the effective
date of the Administrative Services Agreement (the "Agreement"), as signed the _ day of
, 2004.
PURPOSE
WHEREAS, ICON has an existing advantageous arrangement with CareATC Texas, Inc.
("Vendor") to provide physicians at employer's places of business to perform certain medical
services for the plan members -of the City of Lubbock and/or their dependents; and,
WHEREAS, Employer desires to obtain through ICON the services of a physician for the
provision of certain medical services to the plan members of the Employer and/or their
dependents on the terms and conditions contained herein; and,
WHEREAS, Employer desires to take advantage of the existing preferential relationship
between ICON and Vendor; and,
NOW, THEREFORE, for good and valuable consideration, the receipt and the
sufficiency of which are hereby acknowledged, the Employer and ICON hereby agree to the
following terms of service:
ARTICLE I
PROVISION OF PHYSICIAN
1.01 Provision of Physician. Through its existing relationships, ICON shall arrange
for a physician ("Physician") to provide the Medical Services (as defined herein) to the
employees of Employer and/or the dependents thereof. Neither ICON nor Vendor is committing
to the furnishing of a particular person as the Physician and, consequently, the Physician may be
changed at any time. Employer shall have the opportunity to interview all final physician
candidates and determine which physician will be acceptable to the Employer. Employer shall
also have the right to have a physician removed upon written notice, which notice shall specify
the time by which physician shall be removed.
As used herein, the term "Medical Services" means, with respect to the Employer, the
medical services to be furnished by a physician pursuant to this Exhibit The Medical Services
that shall be furnished by the Physician are listed on Schedule 1.01, attached hereto.
1.02 Standards of Physician Performance. ICON shall arrange with Vendor to assure
that Physician is obligated to perform or deliver according to the following:
(a) The Physician shall determine his or her own means and methods of
providing Medical Services in connection with this Exhibit. Referrals made for additional
medical care shall primarily utilize contracted health system network(s) outlined in the
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 24 of 32
employer health benefit plan. Each plan member and dependent eligible to receive
services at the On -Site Clinic shall be examined by the Physician.
(b) The Physician shall comply with all applicable laws and regulations with
respect to the licensing and the regulation of physicians.
(c) The Physician shall provide the Medical Services in a manner consistent
with all applicable laws and regulations and in a professional manner consistent with
Medical Services provided in the community.
(d) The Physician shall maintain, during the term of this Exhibit, Appropriate
Credentials including:
1) A duly issued and active and duly license to practice medicine in the
State of Texas for the Employer's location without limitation or
restriction,
2) A good standing with his or her profession and state professional
association,
3) The absence of any license restriction, revocation, or suspension.
4) The absence of any involuntary restriction placed on his or her federal
DEA registration, and
5) The absence of any conviction of a felony.
(e) In the event that any Physician (1) has his or her license restricted, revoked
or suspended, (2) has an involuntary restriction placed on his or her federal DEA
registration, (3) is convicted of a felony, or (4) is no longer in good standing with his or
her profession and/or state, Physician shall be promptly removed and replaced with
another Physician that meets the requirements of Section 1.02 (d).
1.03 Scheduling of Services. Physician will provide the Medical Services at the office
of the Employer located at 1602 Avenue N Lubbock Texas according to the following schedule:
each Monday through Friday from 8 AM to 5 PM.
1.04 Place of Services. The Employer shall provide the Physician an examination room
that is located at such office of the Employer, which examination room shall be reasonably
satisfactory, in the judgment of the Physician, for the provision of the Medical Services. In
addition, the Employer shall provide to the Physician a private office, which private office may
be used by the Physician to maintain a desk and a small refrigerator for the storage of prescription
drugs and to store drug samples, medical records, and prescription drugs; the private office shall
be reasonably satisfactory to the Physician, in the judgment of the Physician, and the private
office shall have a lock which permits the Physician to limit access to the private office.
1.05 Equipment and Supplies. The Employer shall also provide the Physician the
equipment and the supplies, which are listed on Schedule 2.01 (in addition to a chair, a desk, a
file cabinet and office supplies, all of which shall also be supplied by the Employer). The
Physician shall notify, at any time and from time to time, the Employer of the quantity of such
equipment and such supplies which the Physician requires in connection with the provision of the
Medical Services and the date by which such equipment and such supplies are required and the
Employer shall provide such equipment and such supplies by such date.
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 25 of 32
1.07 Responsibilities of Parties. The Physician shall be solely responsible for his or
her actions and /or omissions and the actions and/or the omissions of any agent or any employee
used by him or her in connection with the Agreement. Neither the Employer nor ICON or
Vendor shall incur any liability for the actions or the omissions of the Physician and/or any agent
or any employee used by the Physician in connection with this Exhibit.
1.08 Other Licensed Health Professionals. The Employer agrees and acknowledges
that Physician may from time to time have other Health Professionals, as defined in the next
sentence, assist the Physician during his or her regularly scheduled time at the Employer's place
of business. "Health Professional" shall mean a duly licensed registered nurse, medical doctor
and licensed physician's assistant. In this regard Section 1.07 shall apply in the same manner to
the Health Professional as such section applies to the Physician. From time to time the Physician,
upon consent of an employee of the Employer and/or spouse or dependent of the employee, may
have medical doctors that are interns or residents associated with one of the medical schools in
the state observe and assist the Physician for educational and teaching purposes. The same level
of professional standards as set forth in Section 1.02 (d) shall apply as well to Health
Professionals other than medical doctor interns and residents.
ICON further covenants and warrants that it will execute a written agreement with
Physician whereby Physician agrees to indemnify, release and hold Employer harmless
from any and all claims arising from the acts and/or omissions by the Physician and/or any
agent or any employee used by the Physician in connection with this Exhibit. ICON shall
provide Employer an executed copy of such agreement between Physician and ICON prior
to executing this Exhibit. This covenant shall be considered a condition precedent to the
execution of this Exhibit and failure on the part of ICON to provide the agreement
contemplated in this section shall render this Exhibit null and void notwithstanding any
other provision contained herein.
1.10 Medical Records. ICON, through its Vendor, shall assure that the Physician
will maintain medical records with respect to all of the patients, all of which medical records shall
be maintained in a professional manner consistent with the accepted practice of the community in
which the Physician provides the Medical Services in connection with this Exhibit; and the
HIPAA privacy standards.
The Employer understands that all medical records maintained by the Physician will be
held by the Physician in strictest confidence and that the Employer will not be entitled to access
to the medical records maintained by the Physician.
1.11 Monthly Reports. ICON shall forward to Employer, no later than ten (10) days
following the end of the immediately preceding month, a written report with respect to the
provision by the Physician of the Medical Services during the immediately preceding month.
The written report shall be in form reasonably satisfactory to the Employer and ICON and it is
contemplated that the written report will report (a) the number of employees and dependents
treated by the Physician during such immediately preceding month, (b) the number of employees
for whom primary care services were provided, (c) an itemized report detailing the types of
services provided, (d) a comparison between the services provided and what the usual and
customary fees would be if such services had been provided somewhere other than at the On -Site
Clinic, and (e) a photocopy of the sign -in sheet used by the Physician detailing the name and date
of each employee and/or dependent who received Medical Services from the Physician. All such
reports and supporting documentation shall be subject to audit by the City.
CONFIDENTIAL
City of LubbocWICON Administrative Services Agreement — Page 26 of 32
1.12 Noncompliance by the Physician. In the event that the Employer becomes aware
of any failure by the Physician to comply with the obligations of the Physician which are
contemplated by this Exhibit, the Employer shall immediately provide written notice to ICON of
such failure, which written notice shall describe the failure in reasonable detail, and ICON shall
use its best efforts to address such failure.
ARTICLE II
COMPENSATION
2.01Initial Set -Up Fee. Simultaneously with the execution and the delivery of the
Agreement, the Employer shall pay to ICON an initial set-up fee, which shall be used to purchase
the equipment and the supplies that are negotiated between the parties and initially required by
the Physician for the provision of the Medical Services. This equipment and supplies shall be
equivalent to those described in Schedule 2.01. The initial set-up fee shall be $6,500.00_and shall
be payable upon execution of the Agreement.
2.02 Monthly Fee. No later than the 10th day following receipt of each applicable
invoice, Employer shall remit to ICON an advanced payment equal to One -thousand One -
hundred Dollars ($1,100.00) per half day (consisting of four (4) hours) or Two -thousand Dollars
($2,000) per full day (consisting of eight (8) hours) for Services to be rendered during the
following month. Payment shall be for furnishing access to the Physician as well as the other
services and products provided to Employer under this Exhibit.
It is the understanding of the Parties that Employer will require the services of at least
one full-time physician during the Initial Term of the Exhibit, resulting in an Annual Fee of five
hundred twenty thousand dollars ($520,000). Should Employer elect to do so, Employer may
choose to remit to ICON a single advance payment equal to the Annual Fee which will become
due to ICON during the calendar year covered by the Initial Term of this Exhibit (as defined
below) for the services of a single physician at the full-time rate of eight (8) hours per applicable
day. If Employer elects to pay in advance for services during the Initial Term, Employer shall be
entitled to a one-time discount of eight percent (8%) off of the Annual Fee for that Initial Term,
resulting in an amount of four hundred seventy eight thousand dollars ($478,000), due and
payable ten (10) days from execution of the Agreement. Services required in excess of the pre-
paid single physician or eight hour day will be billed at the standard half -daily rate, as described
above.
2.03 Health Risk Assessments. ICON shall arrange for, at Employer's request,
periodic Health Risk Assessments ("HRA") for its employees as part of an ongoing effort to
promote overall wellness and lower overall healthcare costs. HRH's shall be set up by ICON and
administered by an applicable Vendor. All individual results shall be considered private and
confidential in accordance with HIPPA privacy standards. Accordingly, only the employee and
the Physician, if employee provides the appropriate release, shall have access to the individual
results. ICON shall provide to Employer an aggregate report of the HRA data and
recommendations on how to improve the overall wellness and lower overall healthcare costs
based on this data.
No later than the loth day of each calendar month immediately following the receipt of
the applicable invoice, the Employer shall pay to ICON the amount of Seventy -Five Dollars
($75.00) per HRA administered during the immediately preceding calendar month.
2.04 Additional Fees. The Employer shall be responsible for medical supplies,
equipment and other items that may be required by the Physician to provide adequate Medical
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 27 of 32
Services under this Exhibit. The invoiced amount of such medical supplies, equipment and other
items shall be cost plus ten percent (10%) for handling and carrying costs, and ICON shall
forward to Employer documentation supporting cost. No later than the 10,' day of the calendar
month immediately following the receipt of the applicable invoice, the Employer shall pay to
ICON the amount invoiced for medical supplies, equipment and other items purchased during the
immediately preceding calendar month. Nothing contained in this section shall preclude
Employer from purchasing the medical supplies, equipment and other items directly from
Vendors. Any and all medical supplies, equipment or other items purchased by the Employer
shall be used exclusively for providing Medical Services pursuant to this Exhibit and may not be
used by ICON or Physician at any other facility other than the facility provided by Employer
pursuant to Section 1.04.
2.05 Conditional Guarantee. ICON shall guarantee that any and all amounts spent by
Employer pursuant to this Exhibit, including without limitation, any Monthly Fees, Annual Fees,
Set -Up Fees and/or Additional Fees, (collectively referred to as the "Clinic Expense") over the
course of the term of this Exhibit, shall, at a minimum, be offset by the Total Visit Value, as
defined herein (the "Guarantee")
Employer understands and acknowledges that this Guarantee shall only be valid and
enforceable if the term of this Exhibit is for a minimum of two (2) years. This Guarantee shall
become null and void if this Exhibit is terminated by either party for any reason prior to the
expiration of the aforementioned two-year term.
In order to substantiate such savings, it is hereby deemed and established that each and
every visit to the On -Site Clinic by an employee or dependent eligible to receive services under
this Exhibit shall have a value of one hundred thirty-six dollars and twenty cents ($136.20) ("Per
Visit Value"). At the end of the two-year term of this Exhibit, the Employer shall multiply the
total number of employees and dependents that have visited the On -Site Clinic by the Per Visit
Value established above such product being the "Total Visit Value". If, after the expiration of
two-year term of this Exhibit, the Total Visit Value is less than the total Clinic Expense spent by
Employer pursuant to this Exhibit, then ICON shall remit to Employer a check or money order
equal to the difference between the Total Visit Value and the Clinic Expense within thirty (30)
days of expiration of the two-year term. If the Total Visit Value is equal to or greater than the
total Clinic Expense, then neither Employer nor ICON shall have any further financial obligation
to the other respective party.
It is understood by the Employer and ICON that this section shall survive the termination
of this Exhibit and shall remain fully valid and enforceable following the expiration of the two-
year term until the provisions in this Exhibit are fully performed.
ARTICLE III
TERM AND TERMINATION
3.01 Term. The term of this Exhibit shall coincide with the term of the
Administrative Services Agreement as outlined in Article VII, Section 7.1 of that agreement (the
"Initial Term"). Any extension of that Agreement shall automatically extend this Exhibit unless
otherwise terminated per Section 3.02 below. Following expiration of the Initial Term, this
Exhibit shall be automatically renewed.
3.02 Termination. This Exhibit may be terminated by either party upon sixty (60)
days written notice.
CONFIDENTIAL
City of LubbocWICON Administrative Services Agreement — Page 28 of 32
3.03 Effect of Expiration or Termination. The expiration or the termination of this
Exhibit shall not affect the obligation of the Employer to pay compensation to ICON or pay for
any outstanding invoice for the period prior to such expiration or termination.
ARTICLE IV
MISCELLANEOUS
4.01 Non -Disclosure. The Employer and ICON shall take all reasonable steps to
insure that information with respect to the existence and the terms of this Exhibit or with respect
to the business of the Employer and ICON acquired by virtue of the position of the other party
under this Exhibit shall not be disclosed or used outside of the business of either party; provided,
however, the foregoing restriction shall not apply to information (a) provided to government
authorities as required by applicable law or applicable regulation or consented to by the patient;
(b) furnished to healthcare providers involved in a particular patient's case; (c) which is or
becomes public knowledge through no fault of either party; or (d) which is otherwise required to
be disclosed by applicable law or applicable regulation or pursuant to a court order.
4.02 Access to Books and Records. All Parties agree to provide access to their books
and records to the other party, the Comptroller General of the United States, the Secretary of
Health and Human Services or their duly authorized designee, to the extent required by S.S.A.
1861(b)(1)(I) and the regulations promulgated thereunder.
4.03 Successors. This Exhibit is binding upon the parties, their successors and
assigns. Thirty (30) days notice of any change in ownership, management, etc. shall be given the
other party by the party experiencing the change. In such event, this Exhibit shall be assumed
upon a change of ownership, change of control, change in management, reorganization, etc. of, or
at, Employer.
4.04 Controlling Document. The parties agree that all other controversies, procedures,
and requirements which might arise between the parties shall be governed by the terms of the
original Agreement, as amended.
IN WITNESS WHEREOF, the parties hereto have caused this Exhibit to be executed on the
date first above written, effective as of January 1, 2005
Name of Employer: City of Lubbock
A."
arc McDou 1, Mayor
ATTEST:
c Q ,
Rebecca Garza, City Secretary
CONFIDENTIAL
City of LubbocWICON Administrative Services Agreement — Page 29 of 32
APPROVED AS TO CONTENT:
'ncy White, istant City Manager
APPROVED AS TO FORM:
at ew L. Wade, Natural Resources Attorney
ICO
By:
Title: %rl #-t5 fix
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 30 of 32
Resolution No. 2004-RO587
December 16, 2004
Item No. 30
SCHEDULE 1.01
"SCOPE OF SERVICES"
Services include but are not limited to the following:
• Sore throats/ears/headache
• Strains/sprains/musculoskeletal problems
• Non-specific abdominal pain
• Non-specific chest pain
• Cough
• Sinus
• Allergies/allergy injections
• Hormone injections
• Rashes
• Acute urinary complaints
• Personal hygiene related problems
• Acute injuries/Acute routine office procedures
• Minor surgical procedures, such as sutures for laceration treatment
• Flu shots
• Ordinary and routine care of the nature of a visit to the doctor's office
• Review of HRA results and consultation with employee as appropriate
CONFIDENTIAL
City of Lubbock/ICON Administrative Services Agreement — Page 31 of 32
Resolution No. 2004-RO587
December 16, 2004
Item No. 30
SCHEEULE 2.01
EXAM ROOM SET UP
MEDICAL SUPPLIES AND EQUIPMENT
Other items may be required by the Physician to deliver Medical Services in accordance
with the Exhibit.
Exam table/stool
Disinfectant
Small refrigerator
Waste cans
Lockable cabinet
Waste can liners
Gooseneck light
Gloves
Diag Set 3.5V Halogen/disposable covers
Suture supplies
Sundry jars
Glucose test supplies
Pillow/pillow covers (cloth and disposable)
Urinalysis supplies
Table paper
Strep, testing supplies
Thermometer/disposable covers
Mono testing supplies
4 X 4's
Di s osable owns
Tongue depressors
Disposable drapes
Cotton balls
Thermometer (freezer)
Alcohol
3" Elastic bandage
Alcohol dispenser
Cold pack
Blood pressure cuffs
Emesis basins
Stethoscope
Medications/In'ectables (by physician order)
Sur 'cal toe
Lab supplies (Tubes, requisitions, tourniquets)
Biohazard bags
Wall Posters, Charts
Biohazard stickers
Small desk and chair (if not provided by
Employer)
"Allergic To" stickers
Needles
Sharps containers
Syringes
CONFIDENTIAL
City of Lubbock4CON Administrative Services Agreement — Page 32 of 32