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HomeMy WebLinkAboutResolution - 626 - Propose Adopting Policy - CDAC - Fair Housing Strategy, CDBG Program - 10/09/1980b0\ :bs I RESOLUTION #626 — 10/9/80 RESOLUTION A RESOLUTION ADOPTING THE LUBBOCK FAIR HOUSING STRATEGY. WHEREAS, the City Council of the City of Lubbock recognizes the importance f equal treatment of all Lubbock citizens, especially in obtaining housing; -A WHEREAS, the City of Lubbock will take positive actions to affirmatively urther fair housing and to promote housing opportunities for all persons; NOW HEREFORE: 1 IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF LUBBOCK: THAT the proposed Fair Housing Strategy as adopted by the Community levelopment Advisory Committee, attached hereto and incorporated herein by eference, BE and is hereby adopted and approved by the City Council of the ity of Lubbock. assed on the 9th day of October 1980. BILaALISTEIR, MAYOR :1"1ST: yn Gaf-fga, City Secre .OVED AS TO CONTENT: 114"(, 6 tk_ n ki Foster Covey, Community rdinator AS TO FORM: � M. Tom, Asst. City Attorney RESOLUTION #626 - 10/9/80 LUBBOCK FAIR HOUSING STRATEGY COMMUNITY DEVELOPMENT BLOCK GRANT PROGRAM AS ADOPTED BY THE CITY COUNCIL OCTOBER 9, 1980 FAIR HOUSING A condition in which individuals of similar income levels in the same housing market area have a like range of housing choices available to them,"regardless of their race, color, religion, sex, national origin, or handicap. LUBBOCK'S POLICY The City Council of the City of Lubbock recognizes the importance of equal 'treatment of all Lubbock citizens, especially in obtaining housing, and will take positive actions to affirmatively further fair housing and to promote housing opportunities for all persons. APPROACH The City of Lubbock will use to the fullest extent possible the resources of the Community Development Advisory Committee (CDAC) and the Human Relations Commission (HRC) to implement the Lubbock Fair Housing Strategy. The coordinated effort will promote fair housing through education, assistance to minorities, and local initiatives. FAIR HOUSING STRATEGIES EDUCATION . GOAL: TO INFORM PEOPLE, ESPECIALLY MINORITIES, OF WHAT FAIR HOUSING IS AND TO WHAT EXTENT THE LAW PROTECTS THEIR RIGHTS. OBJECTIVE 1: TO PROMOTE THE CONCEPTS OF EQUAL OPPORTUNITIES IN HOUSING. ACTIONS: la. Place fair housing posters and bilingual information regarding complaints and procedures in all Lubbock community centers. lb. Encourage the local newspapers to use the Publishers Statements on Equal Housing Opportunities in the classified sections. lc. Conduct a fair housing workshop sponsored by the CDAC, the Human Relations Commission, HUD, and the local civil rights organizations. -2- ld. Distribute through community centers a bilingual pamphlet on consumer information on tenants rights. OBJECTIVE 2: TO INFORM PEOPLE, ESPECIALLY MINORITIES, OF THE PROCEDURES INVOLVED IN BUYING A HOME AND SECURING A LOAN. ACTIONS: 2a. To conduct at least two workshops annually sponsored by the CDAC, the HRC, HUD and the housing industry to inform potential homeowners how to purchase a home. 2b. Develop, with the housing industry, a simple bilingual handbook or brochure on "How to Buy a House". Distributed through media, churches, insert to newspapers and community centers. :ASSISTANCE TO MINORITIES i GOAL: TO ENCOURAGE AND EXPAND EQUAL ACCESS FOR ALL PERSONS, ESPECIALLY MINORITIES, TO ALL ASPECTS OF THE HOUSING MARKET. OBJECTIVE 1: TO HELP PROMOTE A SELF-HELP ATTITUDE TOWARD MAINTENANCE AND REPAIR OF PROPERTY. ACTIONS: la. Publish and disseminate a bilingual handbook on simple home repairs. lb. Develop community classes on home maintenance. lc. Advertise to neighborhood groups how CDBG Rehabilitation Assistance is sought. ld. Implement a volunteer repair assistance program. OBJECTIVE 2: TO PROVIDE COUNSELING SERVICES FOR LOW INCOME AND MINORITY FAMILIES TO HELP EXPAND THEIR HOUSING CHOICES. ACTIONS: j 2a. Through the Community Services program establish a counsel- ing and referral mechanism directed at mortgage lending, budget and credit management, and emergency housing assistance, etc. LOCAL INITIATIVE i GOAL: TO PROMOTE THROUGH LOCAL GOVERNMENT INITIATIVES, EQUAL i i AND FAIR HOUSING OPPORTUNITIES. -2- OBJECTIVE 1: TO IDENTIFY AND DISCOURAGE DISCRIMINATORY HOUSING PRACTICES. ACTIONS: la. The CDAC and the HRC with the assistance of such organiza- tions as the Lubbock Mortgage Review Board, the South Plains Mortgage Association, and the Lubbock Board of Realtors will make studies related to fair housing such as lending and real estate practices, housing dispersal and tenant policies. OBJECTIVE 2: TO PROVIDE A FORUM FOR HEARING GRIEVANCES OF DISCRIMINATORY HOUSING PRACTICES. ACTIONS:_ 2a. The HRC Housing Committee, composed of HRC members only will be expanded by the City Council to include representatives of the banking and lending community and the real estate sales industry. 2b. The Housing Committee of Human Relations Commission will investigate complaints of housing discrimination and refer the appropriate cases to the Department of Housing and Urban Development. a ¢ X X x x x x x m x X X X X x x m. w 4. X X X X x X X oa z a% <x x x X x X x w G x X X X X Z X x X x X x w X x x X x x N C7 ¢ X x X x X J 7 Z X X X x } X X X X X x Q X X X X X X X X X X m x X X X X OD 2 CT%Q X X X x �. 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L N UJ E U E Z '� O U C Q Z v m L L 7= W C Cn U 4-+ J L1. p' .-(n W i c 3 L O > L L L —QO Q^0 (-d U•N m e G— �0 O O O> = N O z u 0 0 O •- > v X Q 4- Cl 4- a� U L Z U L .- L+ N W = L QW O H -F- N .O . N N CITY OF LUBBOCK MEMO TO: All Members of the Community Development Advisory Committee FROM: Vicki Foster, Community Development Coordinator SUBJECT: Minutes of the September 9, 1980 CDAC Meeting September 12, 1980 Enclosed are the minutes of the Community Development Advisory Committee meet- ing held on September 9, 1980. i have also enclosed the Proposed Lubbock Fair Housing Strategy which has been revised to reflect the CDAC's amendments. The Fair Housing Strategy, together with the recommendation regarding the adoption of a fair housing ordinance, will be presented to the City Council on October 9, 1980. The schedule for the development of the 1981-82 CDBG Application has been corrected. I have enclosed postage paid postcards for you to respond to the CDAC Bus Tour scheduled for October 13th or 14th. Please return these cards as soon as posssi- ble. I think it will be very helpful for each of you to see the neighborhoods involved in the CDBG program. If you have any questions on Fair Housing Strategy or the Planning Schedule do not hesitate to call. V, Vicki Foster Community. Development Coordinator VFIcr enc. SEP121980 CITY S_ECREiARY .. COMMUNITY DEVELOPMENT ADVISORY COMMITTEE MEETING SEPTEMBER 9, 1980 7:30 P.M. ROOM 214 - CITY HALL Members Present: Shelton Berry, Mary Bacon, Theron Cole, Otis Cooks, George Dawson, Elois Elliott, Larry Gardner, Curtis Gipson, Philip Hamilton, William B: Holmes, Marjorie Kastman, Carlos Longoria, Leroy Montoya, Cathy Morton, J.T. Braxton for George Nelson, Vernon Proctor, Sellie Shine, Mary Vines Members Absent: F.J. Hammon, Phillip Hoe), Peck McMinn, Jessie Rangel Staff Present: Jim Bertram, Vicki Foster, Kathy Parsons, Rick Childers, Carolyn Lanier, Jim Storey Citizen Attendance: 20 ITEM 1 The minutes of the August 12, 1980 meeting were approved. ITEM II A. Consider a recommendation regarding the Lubbock Fair Housinq Strate Appearances: Burl Greaves: State Savings of Lubbock Gary McCord: Sentry Savings Association Shelly Bell: Lubbock Board of Realtors There was a lengthly discussion on the Proposed Lubbock Fair Housing Strategy. The main topics of concern were Actions la and lb under Objective 1, Local Initiative. Ms. Kastman presented detailed Information relevant to the actions, Ms. Kastman stated that the actions would be a duplicate effort as savings and loan institutions already are heavily involved in these types of activities. 1. Lubbock Mortgage Review Board A. Purpose: "To insure that single family (owner -occupied) dwelling conventional mortgage funds are available throughout Lubbock; and to create a structured program through which savings and loans and other mortgage lending institutions and neighborhoods can begin a constructive dialogue which will lead to a better mutual understanding of housing and lending problems in Lubbock." (Articles of Organization: Lubbock Mortgage Review Board. t S. Reporting Requirements: The following information shall be compiled monthly on all completed applications for mortgages on one to four family, owner occupied, residential property in the corporate City limits of Lubbock: I. Census Tract 2. Total Loan Applications 3. Approved: As Applied For 4. Approved: With Modifications 5. Declined 6. Application Withdrawn C. Loans Eligible for Review: Any denied applicant for a first lien mortgage on a single family property, owner occupied, In Lubbock is eligible to have his loan reviewed by the Board. D. Composition of Board: The Board will consist of six regular members: three mortgage lending institution officers and three representatives of the community of Lubbock. E. Criteria for Review: "A (loan) denial may be recommended for reconsideration by the Board only if it is the consensus of the Board that it was denied on the basis of the location or neighborhood of the property." 2. Federal Home Loan Bank Application Register: As of October 1, 1980, members of the Federal Home Loan Bank System must maintain a new application register to meet the Bank Board's non-discrimination requirements. The register includes mortgage loans (one to four family dwellings), mobile home loans and home Improvement/equipping loans. Applications excluded from the regis- ters are: 1. Loan inquiries received over the phone. 2. Applications from corporations, partnerships, etc. 3. Oral applications, provided the association has exercised it's prerogative to accept only written applications. The register must include the following information on mortgage loan applications: 1. Loan identification: purpose of loan, date, application number and loan number. 2. Loan disposition 3. Property location - census tract and zip code_ 4. Area Data: income levels/minority 5. Applicant Information: Race, sex, marital status 6. Property Data: Purchase price, appraised value, year built and type. 7. Loan terms .. 3.. Home Mortgage Disclosure Act of 1975: This act requires a mortgage lending institution to submit annual report to the Federal Home Loan Bank Board: The report lists by (2) The CDAC and the HRC will make studies, with the assistance of such organi- zations as the Lubbock Mortgage Review Board,, the South Plains Mortgage Association and the Lubbock Board of Realtors, related to fair housing practices in such areas as lending and real estate practices, housing dis- persal and tenant policies. The motion carried by a vote of 18-0. Mr. Longoria moved and Mr. Cooks seconded that the Lubbock Fair Housing Strategy, as amended, be recommended to the City Council. The motion carried by a vote of 18-0. B. Consider a recommendation for the development of a Fair Housing Ordinance. Ms. Vines and Mr. Cole spoke in favor of recommending a Fair Housing Ordinance. Mr. Cole sited the reduction in complaints since the Public Accomodation Ordinance was passed. Ms. Vines stated that examples of housing discrimina- tion were now available and should be presented to Council. There was some discussion as to whether the CDAC should draft a fair housing ordinance to present to Council. Mr. Childers recommended that the CDAC make the recommendation that an ordinance be developed. if Council concurs, the Legal Department would draft an ordinance. The CDAC would most likely be asked to recommend an ordinance to the Council. Mr. Cole moved and'Mr. Gardner seconded to recommend that City Council con- sider a fair housing ordinance to affirm to the citizens of Lubbock fair housing opportunities. The motion carried by a vote of 18-0. ITEM III Consider a request for CDBG assistance from residence of East Kemper and East Jarvis Streets. Appearances: Juan Lopez - 111 East Kemper D.J. Sammons - 103 East Kemper At the August 12, 1980 CDAC meeting residents of East Kemper Street appeared before the CDAC requesting funds to pave East Kemper and East Jarvis Streets. Chairman Berry directed the staff to do further research on this matter before the September meeting. Mr. Bertram explained to the Committee that the area is zoned "Light Industrial" and that residential expansion in this area is impractical. The Zoning Board of Adjustment must review any application for a residential building permit in' this M-1 area. The ZBA would be sure that the applicant is aware that residential property in this area has no zoning protection before issuing or approving a building permit. (3) Information from the Planning Department indicates that there is potential development to the North of Kemper Street. Any industrial development in this area would result in the extension of Lehigh Street through to North Ash Avenue. Extension of this street would help eliminate the commercial uses on Kemper Street. Ms. Foster explained that the Engineering Department has prepared cost esti- mates for three alternatives to improving East Kemper Street. The first alternative was for curb and gutter paving dead ending on the east end of Kemper Street. The cost of this work would be $30,489. The second alterna- tive is 24 -foot street paving which may be installed on Kemper Street with specific City Council approval. The cost of street paving would be $14,726. Although strip paving is not normally constructed in residential areas, in this case due to the location and the zoning of the area strip paving might be the best alternative. In both alternatives the east end of Kemper Street may not be barricaded as the City cannot deny public access to Kemper Street from the property owner on the adjoining side. The last alternative to be considered in improving -Kemper Street involves grad- ing and Improving the caliche street. The current cost of this work is $3,700. However, this solution is not permanant as any rains would result in washouts and chug -holes. Mr. Lopez, Mr. Sammons, and an unidentified resident reiterated the need for paving at the same time requested sidewalks to prevent children from playing on the street. Sidewalk improvement would require that curb and gutter paving be installed. This increased cost and the need for additional for right-of-way would make the project costs prohibitive. Mrs. Bacon requested a show of hands from those residents in attendance which supported the alternative of strip paving to no paving at all. Those residents in attendance voted unanimously for the strip paving. Mr. Hamilton moved and Mrs. Shine seconded to recommend to the City Council that East Kemper Street from Ash Avenue to the unimproved road on east be strip paved. The motion carried with a vote of 18-0. ITEM IV Develop a recommendation regarding a sidewalk repair or installation project designated for the South Overton Neighborhood. Appearances: Ken Hargesheimer, Chairman, Overton South Neighborhood Association Mr. Hargesheimer presented two maps to the CDAC as the recommendation from the Overton South Neighborhood Association. One map displayed nonexisting the in -need -of repair sidewalks. The second map displayed 44 unpaved alley returns. The recommendation from the Overton South Association was that the $30,000 be used to pave alley returns. Mr. Foster indicated that the estimated cost for paving alley returns is approximately $960. At this cost the City could install approximately 30 alley returns for the budgeted funds. (4) Mr. Hargesheimer recommended that alley returns boardered by existing sidewalks be paved first. He indicated that the CDAC should decide on a criteria for eliminating other locations It needed. He.did, however, indicate that Avenue T and Avenue U are streets most frequently used by children. Mr. Dawson moved and Mrs �� Elliott seconded the recommendation to the City Council that the project summaries for the installation repair of sidewalks be amended to include the installation of alley returns. The motion carried 18-0. ITEM V Discus the schedule for the development of the 1981-82 CDBG Annual Application. Miss Foster discussed the schedule for the Fall meetings and emphasized the dates the CDAC members should be aware of: October 13 CDAC bus tour of CDBG target area - 9:30 a.m. to 11:30 a.m. October 14 CDAC bus tour of CDBG target area - 2:00 p.m. to 4:00 p.m. October 21 Neighborhood Planning Meetings November 3 CDAC conducts "wrap-up" meeting to review planning meetings .7:30 p.m. Rodgers Community Center. October 23 Neighborhood Planning Meetings 7:30 p.m. Bean Elementary Cafeteria 7:30 p.m. Posey Elementary Cafeteria October 28 Neighborhood Planning Meetings 7:30 p.m. Stubbs Elementary Cafeteria 7:30 p.m. Mae Simmons Community Center October 30 Neighborhood Planning Meetings 7:30 p.m. Bozeman Elementary Cafeteria 7:30 p.m. Lubbock High Cafeteria November 3 CDAC conducts "wrap-up" meeting to review planning meetings and to evaluate proposed projects. This is the last date proposals or requests for 1981-82 funding will be accepted. November 17-18 CDAC meetings to evaluate all proposed projects and activities and to develop a recommendation to the City Council on the 1981-82 Annual Application. December 11 City Council conducts a public hearing to allow citizens " the opportunity to comment on the proposed 1981-82 CDBG Application before it is substantially complete. January 8, City Council conducts final public hearing on the 1981-82 1981 CDBG Annual Application and authorizes the Mayor to execute and submit the application to the Department of Housing and Urban Development. (5) There being no further business the meeting was adjourned. Vicki Foster Community Development Coordinator VF/cr (6) i PROPOSED SCHEDULE'FOR 1981-82 CDBG.NEIGHBORHOOD PLANNING MEETINGS 7:30 P.M. October 21 - Tuesday I. Arnett -Benson Rodgers Community Center October 23 - Thursday 2. Bean School Bean Elementary 3. Posey Posey Elementary October 28 - Tuesday 4. Stubbs School Stubbs Elementary 5. Phyllis-Wheatley/Manhattan Heights Mae Simmons Center October 30 - Thursday 6. Bozeman/Cherry Point Bozeman Elementary 7. Unit/Overton Lubbock High School November 3 - Monday Comprehensive Meeting City Hall September September 2 September 9 September 22 October 1-3 October 6 October 8-11 October 9 October 12 October 13 October 14 October 21 October 23 October 28 COMMUNITY DEVELOPMENT BLOCK GRANT PLANNING CALENDAR 1981-82 ANNUAL APPLICATION CDBG mail -out survey distributed through LP&L Utility bills. City Departments begin review of the projects proposed in the Three Year Plan for 1981-82 and prepare revised cost estimates. if new priorities exist, new projects may be submitted. Community Development Advisory Committee meets in Training Room at 7:30 p.m. to discuss alternatives to the grant condition on fair housing. City Departments submit proposed 1981-82 projects. CDBG Newsletter is distributed throughout the CDBG tar- get area. Deadline for submission of private non-profit agencies' requests for CDBG assistance. CDBG Newsletter is distributed in the Lubbock Digest and E1 Editor. City Council Meeting. Consideration of CDAC recommenda- tions regarding the grant condition of fair housing. CDBG Newsletter is distributed in the Avalanche -Journal. CDAC bus tour of CDBG target area 9:30 am to 11:30 am. CDAC bus tour of CDBG target area - 2:00 pm to 4:00 pm. Neighborhood Planning Meetings 7:30 pm Rodgers Community Center Neighborhood Planning Meetings 7:30 pm Bean Elementary Cafeteria 7:30 pm Posey Elementary Cafeteria Neighborhood Planning Meetings 7:30 pm Stubbs Elementary Cafeteria 7:30 pm Mae Simmons Community Center October 30 October 28-31 November 3 November 4 November 6 November 11 November 17-18 November 20 November 26 November 30 December 4 (2) Neighborhood Planning Meetings 7:30 pm Bozeman Elementary Cafeteria 7:30 pm Lubbock High Cafeteria CDBG mail -out survey complete. CDAC conducts "wrap-up" meeting to review planning meetings and to evaluate proposed projects. This is the last date proposals or requests for 1981-82 funding will be accepted. City Council Chambers, City Hall 7:30 pm CDBG mail -out survey results available. Staff conference with City Manager to review citizen parti- cipation and develop a recommendation to the CDAC on the 1981-82 Application. Urban Renewal Board of Commissioners meet to review the neighborhood planning meetings and to develop a recommended program for 1981-82. Urban Renewal Agency 4:00 pm CDAC meetings to evaluate all proposed projects and activities and to develop a recommendation to the City Council on the 1981-82 Annual Application. Training Room (214) City Hall 7:00 pm City Council set the date and time for the first public hearing on the 1981-82 CDBG Annual Application. The hearing is proposed for December 11, 1980. Last date City Council may act on any contract, agreement or ordinance relating to fair housing to comply with the special grant conditions placed on the 1980-81 applica- tion. Deadline for any correspondence with the HUD Area Office regarding the fair housing grant condition. Publish Notice of Publi.c Hearing scheduled for December 11, 1980. Lubbock Housing Authority Board of Commissioners meet to review the Housing Assistance Plan goals for 1981-82. Lubbock Housing Authority 12:15 pm December 11 December 16 December 18 December 28 January 8, 1981 January 19 January -February February February 17 February 25 March 12 March 13 March 17 June 1 (3) City Council conducts a public hearing to allow citizens the opportunity to comment on the proposed 1981-82 CDBG Application before it is substantially complete. City -Council meets in worksession to evaluate the citizen response and input and to disucss the proposed 1981-82 Application. Urban Renewal Board of Commissioners meet to review the Housing Assistance Plan goals for 1981-82. City Council set the date and time of the final public hearing on the 1981-82 CDBG Annual Application. The hearing is proposed for January 8, 1981. Publish Notice of Final Public Hearing set for January 8, 1981. City Council conducts final public hearing on the 1981-82 CDBG Annual Application and authorizes the Mayor to execute and submit the application to the Department of Housing and Urban Development. 1981-82 CDBG Annual Application is submitted to the South Plains Association of Governments and the Governors Office of Budget and Planning for A-95 Review. Annual monitoring visit by the.HUD Area Office. Prepare Environmental Assessment on all proposed projects not exempt in the environmental regulations. 1981-82 CDBG Annual Application is reviewed by the SP AG Board of Directors under the A-95 process. Public Notice of Finding of No Significant Effect on the Environment and Notice of Intent to Request Release of Funds on projects requiring environmental clearances. End 15 day comment period on Environmental clearances. Submit 1981-82 CDBG Annual Application to the Department of Housing and Urban Development. Begin 75 day review period by HUD Area Office. Approval date for 1981-82 CDBG Annual Application. O 00 a) r- i H LLa cD p N N } Q A F- -cn Ln N cn tp r--1 N } Q A H . J LL m J w' d J 00 J . N J A LLJ z v O co Q C F- w ~ >- > v v N Q � o A cn J LU Z Q A S W C7 3 m 0 v . ul N r N a �-oxLU >-z W F- 0:h, Q LUN1--d J A d C/) F Z C Z Q CI:O — Z S A �aFN- LU �O WW W V ~ W d= ui G UIL 0- cc L) r—! 00 Ln N F- N LL) � Q L cl: co N Z 0 aa. 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LUBBOCK'S POLICY The City Council of the City of Lubbock recognizes the importance of equal treatment of all Lubbock citizens, especially in obtaining housing, and will take positive actions to affirmatively further fair housing and to promote housing opportunities for all persons. APPROACH The City of Lubbock will use to the fullest extent possible the resources of the Community Development Advisory Committee (CDAC) and the Human Relations Commission (HRC) to implement the Lubbock Fair Housing Strategy. The coordinated effort will promote fair housing through education, assistance to minorities, and local initiatives. FAIR HOUSING STRATEGIES .EDUCATION GOAL: TO INFORM PEOPLE, ESPECIALLY MINORITIES, OF WHAT FAIR HOUSING IS AND TO WHAT EXTENT THE LAW PROTECTS THEIR RIGHTS. OBJECTIVE 1: TO PROMOTE THE CONCEPTS OF EQUAL OPPORTUNITIES IN HOUSING. ACTIONS: la. Place fair housing posters and bilingual information regard- ing complaints and procedures in all Lubbock community centers. lb. Encourage the local newspapers to use the Publishers State- ments on Equal Housing Opportunities in the classified sections. 1c. Conduct a fair housing workshop sponsored by the CDAC, the Human Relations Commission, HUD, and local civil rights organizations. td. Distribute through community centers a bilingual pamphlet on consumer information on tenants rights. OBJECTIVE 2: TO INFORM PEOPLE, ESPECIALLY MINORITIES, OF THE PROCEDURES INVOLVED IN BUYING A HOME AND SECURING A LOAN. ACTIONS: 2a. To conduct at least two workshops annually sponsored by the CDAC, the HRC, HUD and the housing industry to inform potential homeowners how to purchase a home. 2b. Develop, with the housing industry, a simple bilingual handbook or brochure on "How to Buy a House". Distributed through media, churches, insert to newspapers and community centers. ASSISTANCE TO MINORITIES GOAL: TO ENCOURACE AND EXPAND EQUAL ACCESS FOR ALL PERSONS, ESPECIALLY MINORITIES, TO ALL ASPECTS OF THE HOUSING MARKET. OBJECTIVE 1: TO HELP PROMOTE A SELF-HELP ATTITUDE TOWARD MAINTENANCE AND REPAIR OF PROPERTY. ACTIONS: 1a. Publish and disseminate a bilingual handbook on simple home repairs. lb. Develop community classes on home maintenance. Ic. Establish a Tool Library for simple home repairs. Id. Advertise to neighborhood groups how CDBG Rehabilitation Assistance is sought. le. Implement a volunteer repair assistance program. OBJECTIVE 2: TO PROVIDE COUNSELING SERVICES FOR LOW INCOME AND MINORITY FAMILIES TO HELP EXPAND THEIR HOUSING CHOICES. ACTIONS: 2a. Through the Community Services program establish a counsel- ing and referral mechanism directed at mortgage lending, budget and credit management, and emergency housing assis- tance, etc. LOCAL INITIATIVE GOAL: TO PROMOTE THROUGH LOCAL GOVERNMENT INITIATIVES, EQUAL AND FAIR HOUSING OPPORTUNITIES. OBJECTIVE 1: TO IDENTIFY AND DISCOURAGE DISCRIMINATORY HOUSING PRACTICES. ACTIONS: 1a. The CDAC and the HRC with the assistance of such organiza- tions as the Lubbock Mortgage Review Board, the South Plains Mortgage Association, and the Lubbock Board of Realtors will make studies related.to fair housing such as lending and real estate practices, housing dispersal and tenant policies. OBJECTIVE 2: TO PROVIDE A FORUM FOR HEARING GRIEVANCES OF DISCRIMINATORY HOUSING PRACTICES. ACTIONS: 2a. The HRC will expand the Housing Committee to include repre- sentatives of the banking and lending community and the real estate sales industry. 2b. The Housing Committee of Human Relations Commission will Investigate complaints of housing discrimination and refer the appropriate cases to the Department of Housing and Urban Development. N Z CD S F- m F- Z ¢ W W S Y J U a O2: m— m a . ¢ x x x x x x x m z X x X x x X X m . 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