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Resolution - 2024-R0219 - Community Dev. Dept. 2024-2028 Consolidated Plan, 2024-2025 Annual Action Plan - 04/23/2024
Resolution No. 2024-R0219 Item No. 6.25 Apri123, 2024 RESOLUTION BE IT RESOLVED BY THE CITY COUNCIL OF THE CITY OF LUBBOCK: THAT the Mayor of the City of Lubbock is hereby authorized and directed to execute for and on behalf of the City of Lubbock, Community Development Department 2024-2028 Consolidated Plan and 2024-2025 Annual Action Plan to be submitted to the U.S. Department of Housing and Urban Development (HUD), and related documents. Said Plans are attached hereto and incorporated in this resolution as if fully set forth herein and shall be included in the minutes of the City Council. Passed by the City Council on ATTEST: C rtney Paz, City Secretary Anril 23. 2024 TRAYPAYNE AYOR APPROVED AS TO CONTENT: Karen Murfee, Director Community evelopment APPROVED AS TO FORM: � _ � A ims, Depu torney RES. 2024-2028 Consolidated Plan and 2024-2025 Annual Action Plan City of bock TEXAS COMMUNITY DEVELOPMENT 2024-2028 Consolidated Plan & PY 2024 Annual Action Plan DRAFT City of Lubbock Community Development Department P.O. Box 2000 Lubbock, TX 79457 Consolidated Plan LUBBOCK OMB Control No: 2506-0117 (exp. 09/30/2021) Table of Contents ExecutiveSummary........................................................................................................................... 4 ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)................................................................. 4 TheProcess..................................................................................................................................... 11 PR-05 Lead & Responsible Agencies 24 CFR 91.200(b)................................................................... 11 PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I)........................ 12 PR-15 Citizen Participation — 91.105, 91.115, 91.200(c) and 91.300(c)........................................... 23 NeedsAssessment.......................................................................................................................... 26 NA-05 Overview.......................................................................................................................... 26 NA-10 Housing Needs Assessment - 24 CFR 91.205(a,b,c)............................................................. 27 NA-15 Disproportionately Greater Need: Housing Problems — 91.205(b)(2).................................. 44 NA-20 Disproportionately Greater Need: Severe Housing Problems — 91.205 (b)(2)....................... 49 NA-25 Disproportionately Greater Need: Housing Cost Burdens — 91.205 (b)(2) ............................ 54 NA-30 Disproportionately Greater Need: Discussion — 91.205(b)(2).............................................. 56 NA-35 Public Housing — 91.205(b)................................................................................................ 58 NA-40 Homeless Needs Assessment — 91.205(c)........................................................................... 63 NA-45 Non -Homeless Special Needs Assessment - 91.205(b,d)..................................................... 67 NA-50 Non -Housing Community Development Needs — 91.215 (f)................................................ 70 HousingMarket Analysis................................................................................................................. 72 MA-05 Overview......................................................................................................................... 72 MA-10 Number of Housing Units — 91.210(a)&(b)(2)..................................................................... 73 MA-30 Homeless Facilities and Services — 91.210(c)...................................................................... 90 MA-35 Special Needs Facilities and Services — 91.210(d)............................................................... 93 MA-40 Barriers to Affordable Housing — 91.210(e)........................................................................ 96 MA-45 Non -Housing Community Development Assets — 91.215 (f)............................................... 97 MA-50 Needs and Market Analysis Discussion.............................................................................107 MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)..................................................................119 StrategicPlan.................................................................................................................................120 SP-05 Overview..........................................................................................................................120 Consolidated Plan LUBBOCK 2 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-10 Geographic Priorities — 91.215(a)(1)..................................................................................122 SP-25 Priority Needs - 91.215(a)(2).............................................................................................126 SP-30 Influence of Market Conditions — 91.215 (b)......................................................................130 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)..........................................................133 SP-40 Institutional Delivery Structure — 91.215(k)................................. Error! Bookmark not defined. SP-45 Goals Summary — 91.215(a)(4)...........................................................................................140 SP-50 Public Housing Accessibility and Involvement — 91.215(c)..................................................145 SP-55 Barriers to affordable housing — 91.215(h).........................................................................146 SP-60 Homelessness Strategy — 91.215(d)...................................................................................147 SP-65 Lead based paint Hazards — 91.215(i).................................................................................150 SP-70 Anti -Poverty Strategy — 91.215(j).......................................................................................151 SP-80 Monitoring — 91.230..........................................................................................................153 ExpectedResources.......................................................................................................................155 AP-15 Expected Resources — 91.220(c)(1,2).................................................................................155 AnnualGoals and Objectives..........................................................................................................158 AP-20 Annual Goals and Objectives............................................................................................158 Projects.........................................................................................................................................163 AP-35 Projects — 91.220(d)..........................................................................................................163 AP-38 Project Summary..............................................................................................................166 AP-50 Geographic Distribution — 91.220(f)..................................................................................172 AffordableHousing........................................................................................................................174 AP-55 Affordable Housing — 91.220(g) .........................................................................................174 AP-60 Public Housing — 91.220(h)................................................................................................175 AP-65 Homeless and Other Special Needs Activities — 91.220(i)...................................................176 AP-75 Barriers to affordable housing — 91.220(j).........................................................................179 AP-85 Other Actions — 91.220(k).................................................................................................180 ProgramSpecific Requirements......................................................................................................183 AP-90 Program Specific Requirements — 91.220(1)(1,2,4)..............................................................183 Appendix - Alternate/Local Data Sources....................................................................................189 Consolidated Plan LUBBOCK 3 OMB Control No: 2506-0117 (exp. 09/30/2021) Executive Summary ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) 1. Introduction The City of Lubbock is an entitlement city, as designated by the U.S. Department of Housing and Urban Development (HUD) and receives the following Federal formula grants Community Development Block Grant (CDBG), HOME Investment Partnerships (HOME), and the Emergency Solutions Grants (ESG) annually to address the housing and community development needs for its residents. The City's Community Development Department (CD) is the lead department responsible for administering the grant programs and annual grant funds. The City strives to provide safe, decent, and affordable housing; a suitable living environment; and economic opportunities, especially for low- to moderate -income households and special needs communities. In order to receive these funds, the City's CD is submitting its 2024-2028 Consolidated Plan and first -year PY 2024 Annual Action Plan (AAP) as required by HUD from all Participating Jurisdictions receiving annual entitlements of formula grants. The Consolidated Plan serves as a planning document meeting the federal government statutory requirements in 24 CFR 91.200-91.230, for preparing a Consolidated Plan and guiding the use of CDBG, HOME, and ESG funding based on applications to HUD. The major sections of the Consolidated Plan include a Housing Market Analysis, Housing and Homeless Needs Assessment, Five -Year Strategic Plan, an Annual Action Plan, and Consultation and Citizen Participation, with accompanying documentation relating to public comments. The Strategic Plan addresses specific needs that were identified in the data analysis and citizen participation process, with specific goals and program targets for each category designated for funding over a 5-year period. The first -year PY 2024 AAP is a subset of the Strategic Plan, addressing funding options for the program year. The AAP can be used by organizations in the community as an annual guide for identifying activities through which they can help the jurisdiction reach its housing and community development goals. The AAP also serves as the baseline for measuring program effectiveness, as reported in the Consolidated Annual Performance and Evaluation Report (CAPER) required by HUD for each fiscal year's funding allocation. PY 2024 begins on October 1, 2024, and ends on September 30, 2025. Contingency Provision for PY 2024 CDBG Allocation At this time HUD has not yet announced the PY 2024 Community Planning and Development (CPD) allocations. The City estimates that it will receive $2,245,749 for CDBG, $1,163,287 for HOME and $198,147 for ESG. These amounts are only an estimate of the anticipated PY 2024 allocations and the City has a contingency provision to match the actual allocation amount once it has been announced by HUD. The City also anticipates generating $100,000 in program income for the HOME program. The City's final allocation towards activities in the AAP will be divided among all proposed projects and budgets will be proportionally increased or decreased from the estimated funding levels to match the actual allocation Consolidated Plan LUBBOCK 4 OMB Control No: 2506-0117 (exp. 09/30/2021) amounts, with adjustments to remain in compliance with administration and public service regulatory caps for CDBG, administrative regulatory cap and CHDO reserve set aside requirement for HOME, and the administrative regulatory cap for the ESG grant. Please see below for the estimated budget before the contingency provision. CDBG Administration (20% max cap): $449,149 CDBG Public Facilities & Infrastructure (35%): $786,013 CDBG Public Services (15% max cap): $336,862 CDBG Housing Rehab (30%): $673,725 HOME Administration (10%): $126,328 HOME CHDO Affordable Rentals (15% requirement): $189,493 HOME Affordable Housing Development (75%): $947,466 ESG Homeless Housing and Services (100%): $198,147 2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview The City of Lubbock has developed its strategic plan based on an analysis of the data presented in the Needs Assessment, the Market Analysis of the Consolidated Plan, and the community participation and stakeholder consultation process. Through these efforts, the CD has identified six (6) priority needs and associated goals to address these needs. Over the 5-Year plan period, the City will work to accomplish the following outcomes, which are listed by Priority Need. Priority Need: Expand & Improve Public Infrastructure & Facilities 1A Improve & Expand Public Infrastructure Expand and improve public infrastructure through activities for LMI persons and households. Some activities will include ADA compliance for curb ramps and sidewalks and roadway safety projects, improvements to infrastructure in the jurisdiction such as roadway resurfacing, and improvements to curbs and ramps on sidewalks for ADA compliance. 1B Improve Access to Public Facilities Improve access to public facilities that will benefit LMI persons and households. Funds will be used to improve public facilities such as recreational parks and community centers throughout the City. Priority Need: Preserve & Develop Affordable Housing 2A Provide for Owner -Occupied Housine Rehab Provide for owner -occupied housing rehabilitation in target areas of the jurisdiction. These activities will benefit LMI households. Consolidated Plan LUBBOCK 5 OMB Control No: 2506-0117 (exp. 09/30/2021) 2B Increase Homeownership Opportunities Provide homeownership opportunities to eligible first-time homebuyers, such as direct financial assistance and loans. 2C Increase Affordable Rental Housing Opportunities Increase affordable rental housing opportunities in the City through acquisition, new construction, rehab of existing structures, and rental assistance. Priority Need: Public Services & Quality of Life Improvements 3A Provide Supportive Services for Special Needs Populations Provide vital services for households with special needs, including persons with a disability, elderly persons, persons experiencing homelessness and victims of domestic violence. 3B Provide Vital Services for LMI Households Provide vital services for LMI persons and households. Public services will target low- and moderate - income citizens and will include fair housing awareness, case management for emergency assistance, family self-sufficiency programs, employment programs, and childcare services. Priority Need: Homelessness Housing and Support Services 4A Provide Homeless Rapid Re -Housing Assistance Provide Rapid Re -housing assistance for the homeless population through tenant -based rental assistance and other supportive services 4B Provide Assistance to Homeless Shelters Provide assistance to homeless shelters by helping them increase the availability of overnight shelter beds. Provide funds for overnight shelter assistance. 4C Provide Homelessness Prevention Assistance Provide Homelessness Prevention assistance for the at -risk of homeless population through tenant - based rental assistance and other supportive services. Priority Need: Effective Program Management 5A Effective Program Management Effective program management of HUD grant programs will ensure compliance with each respective grant and its regulations and that programs meet their established objectives. Consolidated Plan LUBBOCK 6 OMB Control No: 2506-0117 (exp. 09/30/2021) 3. Evaluation of past performance The City's CD, with other public, private, and nonprofit community housing providers and community development service agencies, have made significant contributions to provide safe, decent, and affordable housing, improvements to public facilities and infrastructure, and provide for vital public services in the City of Lubbock. There has been considerable progress made; however, addressing homelessness, continued public improvements in low/mod areas, and the need for more affordable housing remain some of the most prolific issues facing the City, as documented by the current Consolidated Plan and the most recent PY 2022 Consolidated Annual Performance and Evaluation Report (CAPER). The CAPER provides an assessment of progress towards the five-year goals and the one-year goals of HUD entitlement grants CDBG, HOME, and ESG. The evaluation of the City's performance is summarized in the annual CAPER report. The following is a summary of accomplishments by priority: Public Facilities and Infrastructure Improvements: Public infrastructure improvements made in PY 2022 include unpaved road improvements that benefitted 7,285 persons in low/mod areas. This includes completing the Unpaved Streets Phase 3 multi -year project from the previous program year and Phase 4, which was completed within PY 2022. Low/mod areas are neighborhoods where the population is at least 51% LMI. While the five-year SP period has not ended yet, the City has already exceeded its overall goals for this priority. Public Services: In PY 2022, the City assisted 713 LMI persons with vital public services to help improve their quality of life. Of this total, 39 persons were assisted with the City's Fire Department Smoke/Carbon Monoxide Detector Project to improve the health and safety of LMI residents. The City also continued its focus on emergency response activities for LMI persons impacted bythe pandemic. Additional funds were allocated to the YWCA Emergency Childcare Program, and 674 LMI persons were assisted. This program provided childcare to parents who had lost or experienced a decrease in income due to COVID-19. Public services also include a Community -Based Job Training goal, which the City highlights in addition to services for LMI. For this goal, 42 LMI persons were assisted with employment training at the Catholic Charities Diocese Parent Empowerment Program. These activities helped the City meet its overall goals of assisting LMI persons with public services. The City is making progress on its five-year goal of assisting persons with special needs and will evaluate this outcome at the end of the ConPlan period. Affordable Housing: Through the City of Lubbock Housing Initiative (CLHI) HOME program, 25 LMI households were assisted with rental housing rehabilitation activities. In the CDBG minor rehab program, there were 12 owner -occupied LMI households assisted with emergency repair. Rehab activities included minor structural repairs, sewer system repairs, HVAC, and other repairs related to urgent health and safety concerns. These accomplishments were made in PY 2022. The City set very high goals for affordable housing, and while the five-year SP goals have not yet been completed this remains a priority need for the City and its residents. The City will continue to address the need for affordable housing and include activities that address this need in future AAPs. Homeless Housing and Shelter Services: In PY 2022, 1,493 individualswere assisted with homeless services Consolidated Plan LUBBOCK 7 OMB Control No: 2506-0117 (exp. 09/30/2021) with ESG funds. Of this total, 1,125 persons were assisted with homeless overnight shelter operations through the Salvation Army of Lubbock. There were also 189 households consisting of 368 individuals assisted with rapid rehousing services. Over the five-year SP, the City has made considerable progress in addressing this need. Goals to provide persons experiencing unsheltered homelessness with overnight shelter assistance have been exceeded and homeless households continue to benefit from rapid rehousing activities. CARES Act Activities (Emergency Response Programs) The City focused on completing its emergency response activities in PY 2022. This included the YWCA Emergency Childcare Program (540 assisted), which was funded by CDBG-CV and CDBG. ESG-CV benefits have been completed successfully and are reported in the quarterly reports submitted through the Sage Reporting Repository. These accomplishments are cumulative from the start of the program which was in 2020. In PY 2022, the City successfully completed and spent down all CDBG-CV and ESG-CV funds. The City will contact its HUD office to initiate the grant close-out process for these CV grant funds, as noticed by CPD-22-14. 4. Summary of citizen participation process and consultation process The City of Lubbock has adopted its HUD approved Citizen Participation Plan (CPP) as per 24 CFR 91.105, which sets forth the City's policies and procedures for citizen participation in the Consolidated Plan and first -year 2024 AAP. The CPP provides details for public notice for all meetings and the various stages of Consolidated Plan development, public hearings before the citizens of Lubbock and City Council, accommodations for persons with disabilities, and the conduct of public review of draft documents. Adhering closely to the CPP, the City held a public comment period and public hearing. Details of these outreach efforts are provided below: PUBLIC COMMENT PERIOD: A 30-day public comment period was held from Wednesday, March 13, 2024, at 8:00 a.m. through Thursday, April 11, 2024, at 5:00 p.m. to give the public an opportunity to review and make comments on the draft AAP. Public comments are accepted by: Email: cdinfo@mylubbock.us U.S. Mail: City of Lubbock, Community Development, PO Box 2000, Lubbock, TX 79457 Drop -Off: Community Development Office, located at 1708 Crickets Ave. PUBLIC HEARING: The Community Development and Services Board (CDSB) held a Public Hearing and board meeting on Wednesday, March 13, 2024, at 5:30 p.m. The agenda and instructions on how to access and how to participate in the hearing can be viewed at: https://ci.lubbock.tx.us/meetings Details of citizen participation outreach for the PY 2024 AAP are also located in the PR-15. PUBLIC MEETINGS: The City held a series of public meetings with citizens and community stakeholders to present background information on the grant programs, solicit feedback, give citizens an opportunity to Consolidated Plan LUBBOCK 8 OMB Control No: 2506-0117 (exp. 09/30/2021) take surveys, and provide answers to general questions about the program. Public meetings held were the Maggie Trejo Community Meeting on February 5, 2024 (20 attendees), and the Mae Simmons Community Meeting on February 6, 2024 (32 attendees). A stakeholder meeting was held on February 6, 2024, with 27 persons in attendance representing 14 agencies. COMMUNITY & STAKEHOLDER SURVEYS: Community Survey Link: http://www.research.net/r/gr_code/Lubbock-Community-ConPlan Stakeholder Survey Link: http://www.research.net/r/qr_code/Lubbock-Stakeholder-ConPlan 5. Summary of public comments PUBLIC COMMENT PERIOD: A summary of comments will be included after the comment period. PUBLIC HEARING: A summary of comments will be included after the public hearing. PUBLIC MEETINGS: No comments were made. COMMUNITY & STAKEHOLDER SURVEYS: A summary of survey results will be included after the citizen participation process. All comments and views will be accepted at the public hearing and public comment period review process. A summary of outreach efforts is located in the PR-15 Participation. 6. Summary of comments or views not accepted and the reasons for not accepting them All comments or views were accepted at the public hearing and public comment period. 7. Summary The Consolidated Plan is comprised of several sections, including an assessment of the current housing and community needs of the area, a section detailing the needs of homeless individuals, a description of the publicly supported housing needs, information on the citizen participation process, a Strategic Plan, and the PY 2024 Annual Action Plan (AAP). The Strategic Plan is an essential component of the Consolidated Plan, outlining the objectives and outcomes necessary to meet the identified needs. The PY 2024 AAP is the first of five annual action plans, which will detail how federal resources will be allocated each year to achieve the objectives identified in the Consolidated Plan. Additionally, each AAP will be evaluated to see the City's performance in meeting the Consolidated Plan's objectives. At the end of each program year, the City will complete a Consolidated Annual Performance and Evaluation Review (CAPER). Consolidated Plan LUBBOCK 9 OMB Control No: 2506-0117 (exp. 09/30/2021) Not only are the priority needs in the City identified through the needs assessment and market analysis, but Lubbock also determines these needs through a citizen participation process, which includes engagement with community nonprofit organizations and with members of the community. Primary data sources for the Consolidated Plan include 2008-2012 & 2018-2022 American Community Survey (ACS) 5-Year Estimates, 2016-2020 Comprehensive Housing Affordability Strategy (CHAS) data, Longitudinal Employer -Household Dynamics (LEHD), Homeless Management Information System (HMIS), 2023 Point in Time Count and Housing Inventory Chart, Inventory Management System/PIH Information Center (PIC), HUD Income Limits, HUD Fair Market Rents and HOME Rent Limits and other local data sources. Data for map analysis came from the 2018-2022 ACS. A disparity exists between data tables throughout the plan in that tables that utilize ACS containing 2018- 2022 data, and tables that utilize CHAS containing 2016-2020 data. At the time of writing, only 2016-2020 CHAS data was available from HUD. However, 2018-2022 ACS data was available, and the City has opted to utilize the most current data source where possible. Incongruences in the source years were outweighed by the more accurate demographic and housing picture painted by the most recent ACS data. Consolidated Plan LUBBOCK 10 OMB Control No: 2506-0117 (exp. 09/30/2021) The Process PR-05 Lead & Responsible Agencies 24 CFR 91.200(b) 1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source. Agency Role Name Department/Agency Lead Agency LUBBOCK Community Development CDBG Administrator LUBBOCK Community Development HOME Administrator LUBBOCK Community Development ESG Administrator LUBBOCK Community Development Table 1— Responsible Agencies Narrative The lead agency for the development of the Consolidated Plan and Annual Action Plan is the Community Development (CD) department of the City of Lubbock. The CD department is also the lead for the Analysis of Impediments to Fair Housing Choice. Community Development also consulted with a number of other agencies including the Lubbock Housing Authority (LHA), the Community Housing and Resource Board (CHRB), a Community Housing Development Organization (CHDO), and the agencies involved in the local Continuum of Care to address homelessness. Consolidated Plan Public Contact Information City of Lubbock Community Development Department P.O. Box 2000 Lubbock, TX 79457 806-775-2296 cdinfo.mylubbock.us Consolidated Plan LUBBOCK 11 OMB Control No: 2506-0117 (exp. 09/30/2021) PR-10 Consultation - 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I) 1. Introduction The City of Lubbock's Community Development department consults with a wide variety of agencies, organizations, and service providers in an effort to bring various viewpoints to bear in the identification of local housing and community development needs. Ongoing relationships focused on specific needs and targeted meetings designed to bring public input into the Consolidated Plan and Annual Action Plan process are two of the ways that the City utilizes outside organizations in the consultation process. The City's CD also held a stakeholder survey, which gathered feedback from local agencies and nonprofits on the priority housing and community development needs as well as funding priorities in Lubbock. The following section highlights these relationships and the agencies and organizations consulted. Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(1)). During the Consolidated Plan process, housing development organizations were invited to participate in the Fair Housing and the stakeholder housing and community needs surveys. The City works closely with the Lubbock Housing Authority (LHA), which organizes resources from the federal government to address the housing needs of the City's lowest -income households. The mission of the LHA is to provide affordable and accessible housing to LMI residents in Lubbock. The City of Lubbock has the authority to monitor the housing authority's activities and operation through the appointment of a five -member commissioner's board. This board is appointed by the mayor. The City and the LHA collaborated together on the Analysis of Impediments to Fair Housing Choice. The City maintains relationships with homeless shelters and service providers, including other governmental agencies with specific responsibilities for homeless individuals and families. Through these relationships, the City is able to address the unique needs of persons experiencing homelessness and at - risk of homelessness. In addition, the City is working with ECHO West Texas, a local homeless consortium, that is currently in the process of registering and applying to be the HUD Continuum of Care for Lubbock County. The County forming its own independent CoC separate from the Balance of State is an important step for the local homeless system allowing more autonomy, local decision -making ability, and more targeted solutions to homelessness and at -risk of homelessness throughout Lubbock County. The City also participates in a variety of other coalitions that seek to address other issues that relate to housing and service needs. Health and mental health agencies in the City, such as Lubbock Children's Health Clinic and Community Health Clinics of Lubbock, often partner with the City to address the needs of LMI residents to improve their health and well-being. The City continues to remain engaged with health agencies to help determine the housing and community development needs of the most vulnerable groups in Lubbock. Consolidated Plan LUBBOCK 12 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness The City of Lubbock continues to meet and coordinate with homeless service providers about the needs of persons experiencing homelessness in the City. In addition, the City coordinates with ECHO West Texas, a local homeless consortium, that is currently in the process of registering and applying to be the HUD Continuum of Care for Lubbock County. The County forming its own independent CoC separate from the Balance of State is an important step for the local homeless system allowing more autonomy, local decision -making ability, and more targeted solutions to homelessness and at -risk of homelessness throughout Lubbock County. The City will continue to work with the Balance of State CoC through the lead entity, Texas Homeless Network, while ECHO West Texas is in the process of formalizing the local County CoC. Per HUD requirements, the Texas Homeless Network is currently the lead agency responsible for coordinated entry (CE) in the area. CE is a housing crisis response system that helps to ensure that people at risk of or experiencing homelessness can readily access and navigate housing assistance to meet their unique needs. CE is designed so that households are prioritized for and matched with the appropriate intervention as quickly as possible based on their vulnerability and severity of needs. The goal of CE is to standardize the access, assessment, prioritization, and referral process across all agency providers in a community in order to provide the necessary assistance quickly and successfully. CE is equipped to assess and quickly refer individuals, families with children, veterans and their children, unaccompanied youth, and the chronically homeless to positive housing outcomes and service providers that are best available to meet their housing and service needs. The Emergency Solutions Grants (ESG) program's written standards serve as a guide in administering the City's ESG Funds. The written standards were developed using information obtained from the various service providers in the community who presented their views on how the program could best serve the homeless population within the community and through consultation with the Balance of State Continuum of Care. These standards include client eligibility requirements including the number and types of risk factors that will be used to determine those that are most in need of assistance. The standards also discuss coordination of services, prioritization of homelessness prevention and rapid re -housing services, and the limits on services such as the amounts, length of participation in the program, and the number of times an applicant can receive services within the 3-year period limitation. Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies and procedures for the administration of HMIS The City consults with members of the Balance of State CoC by conducting surveys and requesting feedback from local homeless service providers that are members of the CoC. In addition, the City coordinates with ECHO West Texas, a local homeless consortium, that is currently in the process of registering and applying to be the HUD Continuum of Care for Lubbock County. Staff from the City of Consolidated Plan LUBBOCK 13 OMB Control No: 2506-0117 (exp. 09/30/2021) Lubbock participate in the Continuum of Care locally by working with area service providers to include City resources, to the extent possible, in the provision of services to homeless individuals and families in Lubbock. The Homeless Management Information System (HMIS) is the information system designated by the Continuum of Care to comply with HUD's data collection, management, and reporting standards and used to collect client -level data and data on the provision of housing and services to homeless individuals and families and persons at risk of homelessness. HMIS is managed by the CoC. For more information or questions about HMIS, interested persons can visit their website at: httPs://www.thn.org/texas-balance- state-continuum-care/hmis/ 2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdictions consultations with housing, social service agencies and other entities Table 2 — Aeencies. erouns. oreanizations who participated 1 Agency/Group/Organization City of LUBBOCK Agency/Group/Organization Type Housing Services -Homeless Government -Local What section of the Plan was addressed Housing Need Assessment by Consultation? Homelessness Strategy Non -Homeless Special Needs Market Analysis Anti -poverty Strategy Briefly describe how the The City's Community Development Department is Agency/Group/Organization was the lead entity responsible for the Consolidated consulted. What are the anticipated Plan. outcomes of the consultation or areas for improved coordination? 3 Agency/Group/Organization LUBBOCK HOUSING FINANCE CORP. Agency/Group/Organization Type Housing Community Development Financial Institution What section of the Plan was addressed Housing Need Assessment by Consultation? Market Analysis Consolidated Plan LUBBOCK 14 OMB Control No: 2506-0117 (exp. 09/30/2021) Briefly describe how the The City continues to remain engaged with the Agency/Group/Organization was organization to help determine the housing and consulted. What are the anticipated community development needs in Lubbock. The outcomes of the consultation or areas for agency also participated in the Consolidated Plan improved coordination? process. 4 Agency/Group/Organization LUBBOCK HOUSING AUTHORITY Agency/Group/Organization Type Housing Services -Housing PHA Services -Fair Housing What section of the Plan was addressed Housing Need Assessment by Consultation? Public Housing Needs Market Analysis Anti -Poverty Strategy Briefly describe how the The City continues to remain engaged with the PHA Agency/Group/Organization was to help determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency also outcomes of the consultation or areas for participated in the Consolidated Plan process. improved coordination? 5 Agency/Group/Organization VETSTAR Agency/Group/Organization Type Services -Veterans Neighborhood Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Market Analysis Economic Development Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. During the outcomes of the consultation or areas for Consolidated Plan process, the agency attended a improved coordination? stakeholder meeting and was invited to take an online community assessment survey. Consolidated Plan LUBBOCK 15 OMB Control No: 2506-0117 (exp. 09/30/2021) 6 Agency/Group/Organization CATHOLIC CHARITIES, DIOCESE OF LUBBOCK Agency/Group/Organization Type Housing Social Services Neighborhood Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Market Analysis Economic Development Briefly describe how the The City continues to remain engaged with the Agency/Group/Organization was organization to help determine the housing and consulted. What are the anticipated community development needs in Lubbock. During outcomes of the consultation or areas for the Consolidated Plan process, the agency attended improved coordination? a stakeholder meeting and was invited to take an online community assessment survey. 7 Agency/Group/Organization FAMILY PROMISE OF LUBBOCK Agency/Group/Organization Type Housing Social Services Neighborhood Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Market Analysis Economic Development Briefly describe how the The City continues to remain engaged with the Agency/Group/Organization was organization to help determine the housing and consulted. What are the anticipated community development needs in Lubbock. The outcomes of the consultation or areas for agency attended a stakeholder meeting and was improved coordination? invited to take an online community assessment survey. 8 Agency/Group/Organization GUADALUPE PARKWAY NEIGHBORHOOD CENTERS Agency/Group/Organization Type Social Services Neighborhood Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Market Analysis Economic Development Consolidated Plan LUBBOCK 16 OMB Control No: 2506-0117 (exp. 09/30/2021) Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. 9 Agency/Group/Organization LUBBOCK CHILDRENS HEALTH CENTER Agency/Group/Organization Type Health Agency Publicly Funded Institution/System of Care Services -Health What section of the Plan was addressed Housing Need Assessment by Consultation? Non -Homeless Special Needs Market Analysis Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. 10 Agency/Group/Organization YWCA LUBBOCK Agency/Group/Organization Type Housing Social Services Neighborhood Organization What section of the Plan was addressed Housing Need Assessment by Consultation? Market Analysis Economic Development Briefly describe how the The City is engaged with the organization to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. 11 Agency/Group/Organization BROADBANDNOW Agency/Group/Organization Type Services - Broadband Internet Service Providers Services - Narrowing the Digital Divide Consolidated Plan LUBBOCK 17 OMB Control No: 2506-0117 (exp. 09/30/2021) What section of the Plan was addressed Market Analysis by Consultation? Economic Development Anti -poverty Strategy Briefly describe how the BroadbanclNow collects and maintains internet Agency/Group/Organization was coverage for all US internet providers. consulted. What are the anticipated BroadbanclNow is also focused on bringing outcomes of the consultation or areas for awareness to the digital divide and bringing improved coordination? awareness to the issue. Its belief is that broadband internet should be available to all Americans. According to BroadbanclNow, in 2023 there are at least ten high-speed internet providers with services over 15 Mbps varying from cable, fiber, DSL and 5G. Eight of these providers have 100% coverage across the City. 12 Agency/Group/Organization SERVE LUBBOCK Agency/Group/Organization Type Public Services What section of the Plan was addressed Housing Need Assessment by Consultation? Non -Homeless Special Needs Market Analysis Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. 13 Agency/Group/Organization ECHO WEST TEXAS Agency/Group/Organization Type Services -homeless What section of the Plan was addressed Housing Need Assessment by Consultation? Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Veterans Homelessness Needs - Unaccompanied youth Homelessness Strategy Consolidated Plan LUBBOCK 18 OMB Control No: 2506-0117 (exp. 09/30/2021) Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. 14 Agency/Group/Organization LUBBOCK IMPACT Agency/Group/Organization Type Public Services What section of the Plan was addressed Housing Need Assessment by Consultation? Non -Homeless Special Needs Market Analysis Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. 15 Agency/Group/Organization LOVE THE HUB Agency/Group/Organization Type Services -Housing Services -Homeless Public Service What section of the Plan was addressed Non -Homeless Special Needs by Consultation? Briefly describe how the The City continues to remain engaged with the Agency/Group/Organization was organization to help determine the housing and consulted. What are the anticipated community development needs in Lubbock. The outcomes of the consultation or areas for agency provides rent and utility assistance, improved coordination? emergency food, and other direct services to LMI citizens of Lubbock. 16 Agency/Group/Organization ONE VOICE HOME Agency/Group/Organization Type Services -Victims Consolidated Plan LUBBOCK 19 OMB Control No: 2506-0117 (exp. 09/30/2021) What section of the Plan was addressed Housing Need Assessment by Consultation? Homeless Needs - Chronically homeless Homeless Needs - Families with children Homelessness Needs - Unaccompanied youth Homelessness Strategy Briefly describe how the The City is engaged with the agency to help Agency/Group/Organization was determine the housing and community consulted. What are the anticipated development needs in Lubbock. The agency outcomes of the consultation or areas for attended a stakeholder meeting and was invited to improved coordination? take an online community assessment survey. Identify any Agency Types not consulted and provide rationale for not consulting No organizations were intentionally left out of the public participation process. All comments and views were accepted and welcomed. Consolidated Plan LUBBOCK 20 OMB Control No: 2506-0117 (exp. 09/30/2021) Other local/regional/state/federal planning efforts considered when preparing the Plan Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan? The Strategic Plan provides a set of goals for addressing homelessness, which are supported by Texas Homeless Texas Homeless Continuum of Care Network and its participating agencies. The goal of the Texas Network Homeless Network is to end homelessness in the CoC region, which includes the City of Lubbock. The Strategic Plan provides a set of goals for addressing homelessness in Lubbock County. The goal of ECHO West Texas is to end homelessness in West Texas, which includes the City of Lubbock. The plan includes registering and County CoC ECHO West Texas applying to be a HUD recognized CoC for Lubbock County, Planning Effort establishing a local HMIS database, developing, implementing a Coordinated Entry system, and helping to coordinate/ expand homeless assistance services and financial resources throughout Lubbock County. The PHA Plan addresses specific maintenance and planning needs of the Lubbock Housing Authority, which has a major Lubbock Housing role in addressing the affordable housing needs of LMI PHA 5 Year Plan Authority households in Lubbock. The PHA plan helps to inform the needs assessment, market analysis, and discusses the needs of public housing residents. The 2024 Analysis of Impediments to Fair Housing Choice, developed jointly by the City and the LHA, is an internal analysis of factors that may be potentially preventing access to fair housing choice in the community. Understanding the Analysis of City of Lubbock & impediments to fair housing choice is an important step in Impediments to Lubbock Housing addressing housing needs. The Al helps to provide Fair Housing Authority information to decision makers in the community and assist Choice in guiding the use of grant funds and other resources that target affordable housing. The Al was used to address sections of the Consolidated Plan related to fair housing issues within the City of Lubbock. Table 3 — Other local / regional / federal planning efforts Consolidated Plan LUBBOCK 21 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(I)) The City of Lubbock works closely with City leaders, ECHO West Texas, the Lubbock Housing Authority, and other agencies throughout Lubbock in the provision of programs to address local issues covered by the Consolidated Plan and first year PY 2024 AAP. The development of the Strategic Plan and PY 2024 AAP also requires the help of the local non-profit community, other City departments and other community organizations. Specific priorities are identified and ranked through that participation utilizing public hearings, meetings, and surveys. The City relies on its ongoing relationships to ensure that these opinions and observations are incorporated into the Plan. Consolidated Plan LUBBOCK 22 OMB Control No: 2506-0117 (exp. 09/30/2021) PR-15 Citizen Participation — 91.105, 91.115, 91.200(c) and 91.300(c) 1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal -setting The City of Lubbock has adopted its HUD approved Citizen Participation Plan (CPP) as per 24 CFR 91.105, which sets forth the City's policies and procedures for citizen participation of the Consolidated Plan and first year 2024 AAP. The CPP provides details about the public notice requirements for all meetings and the various stages of Consolidated Plan development, public hearings before the citizens of Lubbock and City Council, accommodations for persons with disabilities, and the conduct of public review of draft documents. Adhering closely to the CPP, the City held a public comment period and public hearing. Details of these outreach efforts are provided in the table below. Citizen Participation Outreach Consolidated Plan LUBBOCK 23 OMB Control No: 2506-0117 (exp. 09/30/2021) Sort Mode of Target of Outreach Summary of Summary of Summary of URL Order Outreach response/attendance comments received comments not accepted and reasons 1 Public Non- targeted/broad The Maggie Trejo Community Meeting was No comments were All comments N/A Meeting held on February 5, 2024 (20 attendees). made. were accepted. community 2 Public Non- targeted/broad The Mae Simmons Community Meeting was No comments were All comments N/A Meeting held on February 6, 2024 (32 attendees). made. were accepted. community Stakeholder A stakeholder meeting was held on February No comments were All comments 3 Local Nonprofits 6, 2024, with 27 persons in attendance N/A Meeting made. were accepted. representing 14 agencies. Non- targeted/broad The Community Development and Services community Board (CDSB) will hold a Public Hearing and A summary of Public comments will be All comments https://ci.lubbock.tx. 4 Hearing board meeting on Wednesday, March 13, included after the are accepted. us/meetings Community 2024 at 5:30 p.m. The agenda can be viewed public hearing. Development and at: https:Hci.lubbock.tx.us/meetings Services Board Consolidated Plan LUBBOCK 24 OMB Control No: 2506-0117 (exp. 09/30/2021) Sort Mode of Target of Outreach Summary of Summary of Summary of URL Order Outreach response/attendance comments received comments not accepted and reasons A 30-day public comment period has been scheduled to start on Wednesday, March 13, 2024 at 8:00 a.m. through Thursday, April 11, 2024 at 5:00 p.m. to give the public an Public Non- opportunity to review and make comments A summary of 5 Comment targeted/broad on the draft plan. Public comments can be comments will be All comments N/A Period community made in writing by Email: included after the are accepted. cdinfo@mylubbock.us U.S. Mail: City of comment period. Lubbock, Community Development, PO Box 2000, Lubbock, TX 79457 Drop -Off: Community Development Office, located at 1708 Crickets Ave. The City is hosting a public survey online to gather citizen input on the housing and A summary of survey Online Non- community development priority needs in results will be All comments 6 targeted/broad Lubbock. The link to the survey can be found included after the See link. Survey are accepted. community at: citizen participation http://www.research.net/r/gr_code/Lubbock process. -Community-ConPlan The City is hosting a nonprofit stakeholder Non- targeted/broad survey online to gather local agency and A summary of survey community other local government input on the housing results will be 7 Online and community development priority needs after the included afte All comments See link. Survey Stakeholder in Lubbock. The link to the survey can be citizen participation are accepted. Nonprofit found at: http://www.research.net/r/gr_code/Lubbock process. Organizations -Stakeholder-ConPlan Table 4 — Citizen Participation Outreach Consolidated Plan LUBBOCK 25 OMB Control No: 2506-0117 (exp. 09/30/2021) Needs Assessment NA-05 Overview Needs Assessment Overview This section assesses the housing needs within the City of Lubbock, hereafter referred to as "the City," by analyzing various demographic and economic indicators. The Needs Assessment is made up of various subsections, each dedicated to a different aspect of housing needs. They cover a wide range of topics including current demographics and demographic changes, disproportionately greater needs, public housing, and an assessment of the housing needs for those experiencing homelessness. While the Consolidated Plan is meant to be reviewed as a complete document, each section is also accessible to look at key subjects. Many sections in the Needs Assessment match up with similar sections in the Market Analysis. Consolidated Plan LUBBOCK 26 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c) Summary of Housing Needs On the surface, determining the housing needs of a community is simply a matter of supply and demand. However, determining the impact of distinct factors that influence supply and demand is more difficult. One of the primary factors is how the population has changed over time. As the population grows there is greater demand for homes, which drives up costs if the number of units available doesn't keep pace. Between 2012 and 2022 the population of the City grew by 12%, climbing from 229,428 to 258,190. The City saw even higher growth in the number of households, which grew from 88,421 to 102,894, an increase of 16% during the same time period. This change shows a trend towards slightly smaller households, averaging 2.6 people per household in 2012 to 2.5 people per household in 2022. During the same time period, the median household income (MHI) increased 37% from $42,584 to $58,734. That income growth is a positive indicator for the City, however when adjusted for inflation the actual change in income is more modest. The actual purchasing power of a household increased by only 11.2%1 Despite the growth in median household income, the rate of cost burdened households in the City grew from 36% to 36.5%. Cost burdened households are discussed in detail in NA-25 and throughout this document. These first pieces of data indicate that the City is experiencing both a growth in the population and economic growth. However, this growth may be contributing to the increase in housing problems experienced by low-income families throughout Lubbock. Demographics The table below highlights demographic changes in population, number of households, and income between 2012 and 2022. To compare, the City's population grew by 12%, a slower rate than the statewide growth rate of 16%. Additionally, the household median income grew by 37% but is lower than the 2022 statewide median income of $72,284. Demographics Base Year: 2012 Most Recent Year: 2022 % Change Population 229,428 258,190 12% Households 88,421 102,894 16% Median Income $42,584 $58,734 37% Table 5 - Housing Needs Assessment Demographics Data Source: 2008 — 2012 ACS (Base Year), 2018-2022 ACS (Most Recent Year) 1 Source: US Bureau of Labor Statistics CPI Inflation Calculator comparing January 2012 to January 2022. Consolidated Plan LUBBOCK 27 OMB Control No: 2506-0117 (exp. 09/30/2021) Changes in Population The change in population at the census tract level is not available for much of the City. This is due to both the sample size of some census tracts and the change in the tract boundaries between the 2010 and 2020 decennial census. However, the map does display some patterns that may have value. It appears that the downtown area and the southern edge of the City saw the highest growth in population. The relationship between geography and change in population does not appear to be strong though. Estimated percent change in the number of people between the periods of 2013-2017 and 2018- 2022. ananuwam Pm Chg in Population Source census H d Yee.r. 201 &2021 �eT s-`r [itrtCata L1.1,t? ,k Pr¢ . 12.51^.: cr loss 5�rithl lerna �rt zsax-a so�• - SplYagreater Shaded by Census Tract.2022 ©� R2e52©rlYark Nm� Sf_'jr .• 1 Wolffunh 'OL CY Change in Population ir lam F 3md I Z'MapT ,C OpenSveetMap-111b&ors Consolidated Plan LUBBOCK 28 OMB Control No: 2506-0117 (exp. 09/30/2021) Median Household Income As noted above, the median household income in the City was $57,734 in 2022. However, the median household income varied by location across the City with the highest median household incomes concentrated more in the southside of the City where the MHI was over $95,000. The downtown area has the highest concentration of lower income households, many with a MHI of less than $35,000. Additional analysis of low-income households and geography can be found in MA-50. Estimated median income of a household, between 2018.2022. Shallowater G1:dian Household Income .,..,,r ce Lensus Yror. 20, &2022 Nl�hry.� InsuFfic�ent Data $34.999 ar less Lubbock 9resron Smith IrrLCrrylr ,1 Airp6R S35.000. 554.999 'S55000-5949 S]5.OW - 594.9%99 S95,000 of greeter Shaded by census Tract. 2M ©irp,rw Re ... eeY bock ELWS. Wolfforth ■��■ ht "LI. ` ':.�T�Icr�OpenSrreetMap cOntrihur0r5 Median Household Income Consolidated Plan LUBBOCK 29 OMB Control No: 2506-0117 (exp. 09/30/2021) Poverty Rate The map below displays the percentage of the population who live below the poverty level by census tract. Unsurprisingly, there is a strong correlation between tracts with a relatively low income and tracts with a high poverty rate. The areas with the lowest poverty rate, under 10%, are found only along the edges of the City, particularly in the south. The closer a household is to downtown, the greater the chance they are living in poverty. Estimated percent of all people that are living in poverty as of 2018-2022. r Shallowater Percent of People m P-" Sea— Cc— yQ veer 201&2022 ' bbnrk Ins aff¢iient 15are $r�tlPh Intrr',il'.' 9.W%oc less Alrpn 10.00A -19 99% 1n' ■20.00•-9.99\ 30.00\-39.99't 40.0 m greater Shaded by Ccnsua Tract. 20225�� Ate° l bboeRM IN WolffortLl POLICYMAP' 13m I Map wr C opensireetmap contnnutors Poverty Rate Consolidated Plan LUBBOCK 30 OMB Control No: 2506-0117 (exp. 09/30/2021) Number of Households Table 0-30% HAMFI >30-50% HAMFI >50-80% HAMFI >80-100% HAMFI >100% HAMFI Total Households 16,720 12,715 17,750 9,580 42,080 Small Family Households 690 1,015 2,610 1,855 16,435 Large Family Households 135 295 685 645 2,410 Household contains at least one person 62-74 years of age 880 430 585 350 420 Household contains at least one person age 75 or older 375 445 345 110 130 Households with one or more children 6 years old or younger 130 270 370 380 3,420 Table 6 - Total Households Table Data Source: 2016-2020 CHAS Number of Households The above table breaks down family dynamics and income in the jurisdiction using 2020 Comprehensive Housing Affordability Strategy (CHAS) data. CHAS data is developed by HUD annually to show the extent of housing problems and housing needs in the community. Families are grouped into one of five categories based on what their income is compared to the HAMFI: 0-30% HAMFI = Extremely Low -Income >30-50% HAMFI =Very Low -Income >50-80% HAMFI = Low -Income >80-100% HAMFI = Low and Moderate -Income >100% HAMFI = Upper Income According to the 2020 CHAS data, there are 16,720 families in Lubbock classified as extremely low-income because their income is between 0% and 30% HAMFI. Overall, an estimated 47.7% of families are at or below 80% HAMFI. Consolidated Plan LUBBOCK 31 OMB Control No: 2506-0117 (exp. 09/30/2021) Housing Needs Summary Tables 1. Housing Problems (Households with one of the listed needs) Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Substandard Housing - Lacking complete plumbing or kitchen facilities 205 185 135 30 555 120 35 30 20 205 Severely Overcrowded - With >1.51 people per room (and complete kitchen and plumbing) 60 110 245 70 485 60 20 20 30 130 Overcrowded - With 1.01-1.5 people per room (and none of the above problems) 490 270 370 110 1,240 30 125 155 170 480 Housing cost burden greater than 50% of income (and none of the above problems) 9,185 2,655 475 15 12,330 1,865 860 855 105 3,685 Housing cost burden greater than 30% of income (and none of the above problems) 975 3,995 4,285 550 9,805 580 770 1,470 945 3,765 Zero/negative Income (and none of the above problems) 1,585 0 0 0 1,585 400 0 0 0 400 Table 7 — Housing Problems Table Data Source: 2016-2020 CHAS Consolidated Plan LUBBOCK 32 OMB Control No: 2506-0117 (exp. 09/30/2021) Housing Needs Summary The table above gives an overview of housing problems in the City. As defined by HUD in the Comprehensive Housing Affordability Strategy (CHAS) data, housing problems include: • Units with physical defects (lacking complete kitchen or bathroom) • Overcrowded conditions (housing units with more than one person per room) • Housing cost burden (including utilities) exceeding 30% of gross income. • Severe housing cost burden (including utilities) exceeding 50% of gross income. Using 2020 CHAS data, it provides the numbers of households experiencing each category of housing problem broken down by income ranges (up to 100% AMI) and owner/renter status. Cost burden is the most prevalent housing problem in the City. This is a common trend in many communities across the state and nation today. There were 9,805 renters and 3,765 homeowners spending between 30% and 50% of their income on housing costs. Another 12,330 renters and 3,685 homeowners were spending more than 50% of their income on housing costs and are considered to have a severe cost burden. Housing cost burden is discussed in more detail later in this section and in section NA-25. Consolidated Plan LUBBOCK 33 OMB Control No: 2506-0117 (exp. 09/30/2021) 2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Having 1 or more of four housing problems 10,915 7,220 5,505 780 24,420 2,655 1,810 2,535 1,270 8,270 Having none of four housing problems 825 1,525 4,785 3,530 10,665 340 2,160 4,925 4,005 11,430 Household has negative income, but none of the other housing problems 1,585 0 0 0 1,585 400 0 0 0 400 Table 8 — Housing Problems 2 Data Source: 2016-2020 CHAS Severe Housing Problems The above table shows households with at least one severe housing problem broken down by income and tenure. The broad trend in the data is simply that the lower the household income, the greater the likelihood of a severe housing problem. Renters are more likely than homeowners to report severe housing problems. Over 66% of renters report a severe housing problem and 41% of homeowners report a severe housing problem. In total, there are approximately 2,000 households with severe housing problems. Consolidated Plan LUBBOCK 34 OMB Control No: 2506-0117 (exp. 09/30/2021) 3. Cost Burden > 30% Renter Owner 0-30% AMI >30-50% AMI >50-80% AMI Total 0-30% AMI >30-50% AMI >50-80% AMI Total NUMBER OF HOUSEHOLDS Small Related 215 650 1,805 2,670 120 520 1,740 2,380 Large Related 65 60 630 755 0 160 530 690 Elderly 235 210 370 815 135 810 1,180 2,125 Other 430 675 2,240 3,345 90 330 590 1,010 Total need by income 945 1,595 5,045 7,585 345 1,820 4,040 6,205 Table 9 — Cost Burden > 30% Data Source: 2016-2020 CHAS The table above displays 2020 CHAS data further breaks down housing problems by focusing on cost burden, income, and household type. There are relatively fewer homeowners in the extremely low- income category that have a cost burden across family types. Only 5.6% of owners are extremely low income and have a cost burden. For renters, the rate is 12.5%. This is just one indicator that renters have a higher likelihood of housing insecurity due to costs and housing problems. Cost Burden Homeowners In the following maps the cost burden rate is mapped for both homeowners and renters. For homeowners, cost burdened households are found throughout the City without a clear geographic pattern. Tracts with a relatively high -cost burden rate of 25% or greater are often next to tracts with a relatively low rate of under 10%. Unlike Median Household Income and the Poverty Rate, which appear to be closely related, cost burden impacts homeowners throughout the City. Consolidated Plan LUBBOCK 35 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of all homeowners P—of of Ho —owners who are Burdened source Cen Veer 201&2azz Insuff.e ,1 Dsra 9.99% a less 14.99t 1 15.00%-14.99% mmt - za.99t 25.00%ar greater Shelled br Cery Tra .2022 aeesen,rpa 'OL CY Cost Burden Homeowners Cost Burden Renters F 1111'T' - Open9feetMap contnnutors Like homeowners, relatively high -cost burden is found throughout the City for renters and there is not a clear geographic pattern. The major difference is the high percentage of renters who are cost burdened. In the high -cost burden tracts, which are dark blue in the map below, 60% or more of renters pay more than 30% of their income to housing costs. Households that have such a severe cost burden are at an increased risk of housing insecurity and experiencing homelessness. Consolidated Plan LUBBOCK 36 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of all renters who Perbmr 01 Reefers who are Burdmed Scar- C.— Yee.r. 201&2C22 I—ffici—I Da" 29.99i o, I.e. 30.00%- 39 99% 1 50.00•-d9.99% 50.00\ - 59.99't w.009: er areal,, Shaded by Census Tract, 2022 Reese AIIjk3 POLICYMAP Cost Burden Renters Consolidated Plan LUBBOCK 37 OMB Control No: 2506-0117 (exp. 09/30/2021) 4. Cost Burden > 50% Renter Owner 0-30% AMI >30-50% AMI >50-80% AMI Total 0-30% AMI >30-50% AMI >50-80% AMI Total NUMBER OF HOUSEHOLDS Small Related 2,355 605 75 3,035 360 275 395 1,030 Large Related 605 60 0 665 135 4 45 184 Elderly 770 210 230 1,210 665 225 135 1,025 Other 5,695 1,530 255 7,480 615 210 210 1,035 Total need by income 9,425 2,405 560 12,390 1,775 714 785 3,274 Table 10 — Cost Burden > 50% Data Source: 2016-2020 CHAS Severely Cost Burdened Households The data above highlights the households that have a severe cost burden in Lubbock, which is defined as paying more than 50% of household income on housing costs. While it is less common for homeowners to be severely cost burdened, renters have a high likelihood of severe cost burden. In total, 15,664 households in the 0-80% AMI range in the City are severely cost burdened with 79% of these households being renters. Consolidated Plan LUBBOCK 38 OMB Control No: 2506-0117 (exp. 09/30/2021) 5. Crowding (More than one person per room) Renter Owner 0-30% >30- >50- >80- Total 0-30% >30- >50- >80- Total AMI 50% 80% 100% AMI 50% 80% 100% AMI AMI AMI AMI AMI AMI NUMBER OF HOUSEHOLDS Single family households 530 315 415 135 1,395 75 100 60 130 365 Multiple, unrelated family households 50 50 130 20 250 14 45 120 70 249 Other, non -family households 35 15 65 25 140 0 0 0 0 0 Total need by 615 380 610 180 1,785 89 145 180 200 614 income Table 11— Crowding Information —1/2 Data Source: 2016-2020 CHAS Overcrowding HUD defines an overcrowded household as one having from 1.01 to 1.50 occupants per room and a severely overcrowded household as one with more than 1.50 occupants per room. This type of condition can be seen in both renter and homeowner households but is a relatively uncommon housing problem when compared to cost burden. Renter Owner 0-30% >30- >50- Total 0-30% >30- >50- Total AMI 50% 80% AMI 50% 80% AMI AMI AMI AMI Households with 2,395 1,370 1,835 5,600 204 485 1,135 1,824 Children Present Table 12 — Crowding Information — 2/2 Data Source: 2016-2020 CHAS Consolidated Plan LUBBOCK 39 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe the number and type of single -person households in need of housing assistance. According to the 2018-2022 American Community Survey, there were 32,102 single -person households in Lubbock (31% of all occupied housing units). Approximately 9,241 single -person households are elderly (65+). Single -person households are more likely to be renters than owners. Homeowners make up approximately forty percent of single -person households. The median household income of single -person households was about $33,882, approximately $24,800 less than the median household income for the City. Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault, and stalking. Disability Data from the 2018-2022 American Community Survey show that about 13% of the population of Lubbock reports some form of disability. Unsurprisingly, the older a person is the more likely they are to report a disability. About half a percent of residents under the age of 5 have a disability. In the 5 to 17-year age group, 6% are reported to have disabilities; in the 18 to 34-year age group, 6.9% report disabilities; and in the 35 to 64-year age group, 14.8% report disabilities. The 65 year and older age group reported 40% with disabilities, including 27.1% with ambulatory difficulties, 7.5% with self -care difficulties, and 14.1% with independent living difficulties. The ACS data also shows that 19.3% percent of the population of Lubbock reports both a disability and living in poverty. Victims of Violence According to the Lubbock Police Department (LPD), there were 162 domestic violence incidents in Lubbock that resulted in severe injury or death during the months of January to April 2022. By contrast, from January to April of 2023, LPD reported that there were 113 incidents. Domestic violence, sexual assault, and stalking are likely very underreported, and the number of households who may need support is larger than the number of incidents. According to the Department of Justice, only 52% of people who experienced domestic violence reported it to the police. Local information was not available on the number and types of families who are victims of domestic violence, dating violence, sexual assault, and stalking. However, women are much more likely to experience domestic violence and sexual assault than men. They are also more likely to be financially dependent on the abuser and fear for the safety of themselves and their children. What are the most common housing problems? Like many communities across the nation, affordability is the largest housing problem in Lubbock. In 2022, 53.7% of renters, 26% of homeowners with a mortgage, and 14% of homeowners without a mortgage were cost -burdened. In total, nearly 36,193 are overstretched financially due to housing. That's a significant portion of the population experiencing cost burden. By comparison, only 2,921 households have overcrowding, 890 lack complete kitchen facilities, and 295 lack complete plumbing. Source: 2018-2022 American Community Survey 5-Year Estimates Consolidated Plan LUBBOCK 40 OMB Control No: 2506-0117 (exp. 09/30/2021) Are any populations/household types more affected than others by these problems? The 2016-2020 CHAS data, while yielding different totals than the recent data from the Census Bureau, provides a more nuanced view into which segments of the population experience housing problems. In general, lower -income households experience more housing problems across the board. The extremely low-income range (30% AMI and below) is statistically more likely to have at least one problem than other income ranges, and extremely low-income renters more so than owners. When those facts intersect, we see that low and extremely low-income renters are more affected by housing problems than other groups. For example, extremely low-income renter households show a greater existence of severe housing cost burden than all other groups. Additionally, residents with disabilities and experiencing homelessness are particularly vulnerable to housing problems. A discussion of the prevalence of housing problems by race, ethnicity, and income, is discussed in sections NA-15 to NA-30. Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re -housing assistance and are nearing the termination of that assistance. As indicated in the 2016-2020 CHAS data in the Housing Needs Summary Tables, the lack of affordable housing is by far the greatest housing problem for extremely low-income households. For extremely low- income households, there are 1,865 homeowner households with severe housing cost burden and 9,185 renter households with severe housing cost burden (housing costs greater than 50% of income). That means there are over 11,000 households in the City that are both extremely low income and have severe housing cost burden, which places them at imminent risk of becoming homeless. Furthermore, 2,599 extremely low-income households in the City are households with one or more children 6 years old or younger. If a jurisdiction provides estimates of the at -risk population(s), it should also include a description of the operational definition of the at -risk group and the methodology used to generate the estimates: The City of Lubbock does not provide a specific estimate of the at -risk population. Groups that experience homelessness are discussed in detail in section NA-40. Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness. Persons identified to be at increased risk of experiencing homelessness include persons who are extremely low income, persons with disabilities, persons fleeing domestic violence, homeless persons being discharged from crisis units, hospitals and jails, unaccompanied youth and youth aging out of foster care. Housing characteristics linked with instability and increased risk of homelessness include severe housing cost burden and substandard housing. Consolidated Plan LUBBOCK 41 OMB Control No: 2506-0117 (exp. 09/30/2021) As indicated in this section, the lack of affordable housing is by far the greatest housing problem for extremely low-income households. Households in the City that are both extremely low income and have severe housing cost burden are at imminent risk of becoming homeless. Additional areas of concern that are linked with instability and increased risk of homelessness include chronic health issues, unemployment, mental health issues, substance abuse and criminal activity. These non -housing characteristics are discussed in the NA-40 Homeless Needs Assessment Section. Discussion Needs Assessment by Housing Type Using the CHAS data provided in this section, data from the ACS 5-Year estimates, as well as other local data, the City is able to identify the number of LMI households and vulnerable household types that may be in need of housing assistance. Unfortunately, due to funding limitations, the City may not be able to assist all household types but may use the data collected to prioritize assistance. See below estimates of households that may be in need of housing assistance by family type: Extremely Low -Income Households (0-30% AMI): The CHAS data indicates that there are 16,720 extremely low-income households in the City. Extremely low-income households make up 35% of LMI households in Lubbock. Low-income Households (30-50% AMI): The CHAS data indicates that there are 12,715 low-income households in the City, which is 27% of all LMI households in Lubbock. Moderate -Income Households (50-80% AMI): The CHAS data indicates that there are 17,750 moderate - income households in the City, which is 38% of all LMI households in Lubbock. Low -Income Small Families (no more than 4 person): The CHAS data indicates that there are 4,315 LMI small family households in the City. LMI includes extremely low-, low- and moderate income. Low -Income Large Families (5 or more persons): The CHAS data indicates that there are 1,115 LMI large family households in the City. LMI includes extremely low-, low- and moderate income. Cost Burdened Renters: Renters that need housing assistance are those that are LMI and cost burdened. HUD defines cost -burden as paying more than 30% monthly income on housing costs. According to CHAS data, there are 9,255 LMI renter households that are cost burdened. Cost Burdened Owners: Homeowners in need of housing assistance are those that are LMI and cost burdened. According to CHAS data, there are 2,820 LMI homeowners that are cost burdened. Single -Person Households: According to the 2018-2022 American Community Survey (52501) there are 32,102 one -person households in Lubbock, which is 31% of all households. Public Housing Residents: The Lubbock Housing Authority operates public housing and HCV housing vouchers in the City. Public housing provides decent and safe rental housing for eligible LMI families, the elderly, and persons with disabilities. There are currently 306 public housing units and 1,258 housing vouchers administered by the housing authority. Public housing has a wait list of 289 families of which 77% are extremely low-income. The waiting list for vouchers is currently 398 families, of which 72% are Consolidated Plan LUBBOCK 42 OMB Control No: 2506-0117 (exp. 09/30/2021) extremely low-income. Accessibility for persons with a disability is a concern for eligible households. For more details on the public housing population including demographics and need for accessibility please see NA-35. Persons with HIV/AIDS: According to the Texas HIV Surveillance 2019 Annual Report, there are 567 people living with HIV in Lubbock County. In that year there were 32 cases of HIV and 12 cases of AIDS diagnosed. Victims of Domestic Violence: According to the Lubbock Police Department (LPD), there were 162 domestic violence incidents in Lubbock that resulted in serious injury or death during the months of January to April 2022. By contrast, from January to April of 2023, LPD reported that there were 113 incidents. Domestic violence, sexual assault, and stalking is likely underreported and the number of households who may need support is larger than the number of incidents. According to the Department of Justice, only 52% of people who experienced domestic violence reported it to the police. Local information was not available on the number and types of families who are victims of domestic violence, dating violence, sexual assault, and stalking. However, women are much more likely to experience domestic violence and sexual assault than men. They are also more likely to be financially dependent on the abuser and fear for the safety of themselves and their children. Persons with a Disability: There are 32,720 individuals in the City who have a disability, which is 12.8% of the population. Approximately 69% of the disabled population is White, non -Hispanic and nearly 32% are Hispanic. Unsurprisingly, disability is correlated with age and older residents are more likely than younger residents to have one or more disabilities. Ambulatory difficulty is the most common disability and cognitive difficulty is the second most common disability. Elderly Ages 62-74 years (LMI): According to the CHAS data, the total number of elderly LMI households that contain at least one person in this age group citywide is 1,895 households. Elderly Ages 75 years or older (LMI): According to the CHAS data, the total number of elderly LMI households that contain at least one person in this age group in the City is 1,165 households. Persons Experiencing Homelessness and those receiving homeless assistance that are nearing termination: Currently, the City refers to the Texas Balance of State CoC, Texas Homeless Network (THN), to estimate the number of persons and household types in need of homeless services. The most recent Point in Time Count conducted in 2023 reported a total of 240 persons experiencing homelessness with 151 sheltered and 89 unsheltered. Of these households, 201 were households without children and 39 had at least one child in the household. Consolidated Plan LUBBOCK 43 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-15 Disproportionately Greater Need: Housing Problems — 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater needs in comparison to the needs of that category of need as a whole. Introduction The most recent CHAS data can be analyzed and used to determine whether any racial or ethnic groups experience housing problems at a rate significantly higher than other groups. Identifying and understanding any disproportionately greater needs due to housing problems is vital to the analysis of past programs and should help guide future programs to address disparities between groups in the community. HUD has determined that a disproportionally higher need exists when the percentage of persons in a category is at least 10 percentage points higher than the percentage of persons in the category for the total income group. For example, if 40% of all extremely low-income Asian households have a housing problem but only 30% of all extremely low-income households have a severe housing problem then Asian households are disproportionately impacted. 0%-30% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 13,570 3150 0 White 6,260 1740 0 Black / African American 1,405 465 0 Asian 155 40 0 American Indian, Alaska Native 35 4 0 Pacific Islander 25 0 0 Hispanic 5,530 620 0 Table 13 - Disproportionally Greater Need 0 - 30% AMI Data Source: 2016-2020 CHAS Consolidated Plan LUBBOCK 44 OMB Control No: 2506-0117 (exp. 09/30/2021) *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% 30%-50% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 9,030 3,685 0 White 4,145 1235 0 Black / African American 995 280 0 Asian 205 35 0 American Indian, Alaska Native 55 4 0 Pacific Islander 0 0 0 Hispanic 3,570 2040 0 Table 14 - Disproportionally Greater Need 30 - 50% AMI Data Source: 2016-2020 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% Consolidated Plan LUBBOCK 45 OMB Control No: 2506-0117 (exp. 09/30/2021) 50%-80% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 8,040 9,710 0 White 4,400 5,275 0 Black / African American 510 740 0 Asian 200 170 0 American Indian, Alaska Native 4 19 0 Pacific Islander 0 0 0 Hispanic 2,790 3,350 0 Table 15 - Disproportionally Greater Need 50 - 80% AMI Data Source: 2016-2020 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% Consolidated Plan LUBBOCK 46 OMB Control No: 2506-0117 (exp. 09/30/2021) 80%-100% of Area Median Income Housing Problems Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 2,050 7,535 0 White 1,265 3,965 0 Black / African American 195 630 0 Asian 35 160 0 American Indian, Alaska Native 20 0 0 Pacific Islander 0 10 0 Hispanic 105 2,695 0 Table 16 - Disproportionally Greater Need 80 -100% AMI Data Source: 2016-2020 CHAS *The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% Discussion Extremely Low -Income (0-30%AMI) Jurisdiction as a whole: 81.2% In the extremely low-income group there is one racial or ethnic group that is disproportionately impacted by housing problems. According to the available data, 100% of Pacific Islander households have a housing problem. It is noted that this cohort has an estimated total of 25 households. Very Low -Income (30-50% AMI) Jurisdiction as a whole: 71.0% The overall rate of housing problems for very low-income households is similar to extremely low-income households. There are two groups disproportionately impacted, Asian households have a rate of 85.4% and American Indian, Alaska Native households have a rate of 93.2%. Consolidated Plan LUBBOCK 47 OMB Control No: 2506-0117 (exp. 09/30/2021) Low -Income (50-80% AMI) Jurisdiction as a whole: 45.3% The rate of housing problems shows a substantial decrease for low-income households when compared to lower income groups. There are no groups disproportionately impacted. Moderate Income (80-100% AMI) Jurisdiction as a whole: 21.4% The change in housing problems between low-income and moderate -income is a decrease of over 20%. There is one group that shows a disproportionately high rate of housing problems. A reported 100% of American Indian, Alaska Native households were disproportionately impacted. This group consists of 20 households, making it less than a half percent of the cohort. Consolidated Plan LUBBOCK 48 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-20 Disproportionately Greater Need: Severe Housing Problems — 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater needs in comparison to the needs of that category of need as a whole. Introduction The most recent CHAS data can be analyzed and used to determine whether any racial or ethnic groups experience severe housing problems at rate significantly higher than other groups. Identifying and understanding any disproportionately greater needs due to severe housing problems is vital to the analysis of past programs and should help guide future programs to address disparities between groups in the community. HUD has determined that a disproportionally higher need exists when the percentage of persons in a category is at least 10 percentage points higher than the percentage of persons in the category for the total income group. For example, if 40% of all extremely low-income Asian households have a severe housing problem but only 30% of all extremely low-income households have a severe housing problem then Asian households are disproportionately impacted. 0%-30% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 12,015 4,705 0 White 5,665 2335 0 Black / African American 1170 695 0 Asian 150 40 0 American Indian, Alaska Native 35 4 0 Pacific Islander 25 0 0 Hispanic 4,830 1315 0 Table 17 — Severe Housing Problems 0 - 30% AMI Data Source: 2016-2020 CHAS Consolidated Plan LUBBOCK 49 OMB Control No: 2506-0117 (exp. 09/30/2021) *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% 30%-50% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 4,265 8,450 0 White 2,285 3,090 0 Black / African American 410 865 0 Asian 110 130 0 American Indian, Alaska Native 50 10 0 Pacific Islander 0 0 0 Hispanic 1,390 4,220 0 Table 18 — Severe Housing Problems 30 - 50% AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% Consolidated Plan LUBBOCK 50 OMB Control No: 2506-0117 (exp. 09/30/2021) 50%-80% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 2,285 15,460 0 White 1,240 8,430 0 Black / African American 125 1,130 0 Asian 35 335 0 American Indian, Alaska Native 0 25 0 Pacific Islander 0 0 0 Hispanic 815 5,325 0 Table 19 — Severe Housing Problems 50 - 80% AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% Consolidated Plan LUBBOCK 51 OMB Control No: 2506-0117 (exp. 09/30/2021) 80%-100% of Area Median Income Severe Housing Problems* Has one or more of four housing problems Has none of the four housing problems Household has no/negative income, but none of the other housing problems Jurisdiction as a whole 550 9,035 0 White 190 5,035 0 Black / African American 165 660 0 Asian 4 185 0 American Indian, Alaska Native 0 20 0 Pacific Islander 0 10 0 Hispanic 70 3,025 0 Table 20 — Severe Housing Problems 80 -100% AMI Data Source: 2016-2020 CHAS *The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% Discussion Extremely Low -Income (0-30%AMI) Jurisdiction as a whole: 71.9% In the extremely low-income group, there are two racial or ethnic group that has a disproportionate rate of severe housing problems. Approximately 100% of Pacific Islander and 89.7% of American Indian or Alaska Native households have a severe housing problem. Very Low -Income (30-50% AMI) Jurisdiction as a whole: 33.57% The overall rate of severe housing problems for very low-income households is approximately 38% lower than for extremely low-income households. American Indian or Alaska Native households report a disproportionately high rate of severe housing problems at a 83.3% rate and approximately 45.8% of Asian households also report severe housing problems. Consolidated Plan LUBBOCK 52 OMB Control No: 2506-0117 (exp. 09/30/2021) Low -Income (50-80% AMI) Jurisdiction as a whole: 12.9% The rate of severe housing problems drops by more than 30% for low-income households when compared to very low-income. There are no groups disproportionately impacted. Moderate Income (80-100% AMI) Jurisdiction as a whole: 5.7% Severe housing problems are less common for moderate -income households. However, there is one group that show a disproportionately high rate. Approximately 20% of Black / African American households report a severe housing problem. Consolidated Plan LUBBOCK 53 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-25 Disproportionately Greater Need: Housing Cost Burdens — 91.205 (b)(2) Assess the need of any racial or ethnic group that has disproportionately greater needs in comparison to the needs of that category of need as a whole. Introduction: The following section analyzes the prevalence of a specific housing problem, cost burden. A household is considered to have a cost burden when they pay more than 30% of their income on housing costs. HUD has determined that a proportionally higher need exists when the percentage of persons in each category is at least 10 percentage points higher than the percentage of persons impacted in the total population. As noted throughout this document, housing cost burden is the most prevalent housing problem and if a specific racial or ethnic group is disproportionately impacted then that may warrant further analysis. Housing Cost Burden Housing Cost Burden <=30% 30-50% >50% No / negative income (not computed) Jurisdiction as a whole 63,950 15,900 16,940 2,055 White 39,665 8,045 9,000 1,225 Black / African American 3,775 1,320 1,545 280 Asian 1,475 340 260 90 American Indian, Alaska Native 175 35 85 0 Pacific Islander 65 0 25 0 Hispanic 17,855 6,005 5,825 405 Table 21— Greater Need: Housing Cost Burdens AMI Data Source: 2016-2020 CHAS Consolidated Plan LUBBOCK 54 OMB Control No: 2506-0117 (exp. 09/30/2021) Discussion: For the purposes of this discussion, "Cost Burden" is broken into three separate categories. Households that spend between 30% and 50% have a Standard Cost Burden, households that spend more than 50% of their income on housing costs have Severe Cost Burden, and these two groups combined is the Total Cost Burden. By separating the data into these groups, it is possible to identify the degree of need of any groups that are disproportionately impacted by cost burden. Standard Cost Burden Jurisdiction as a whole: 16.1% Throughout the jurisdiction there are nearly 31,000 households with a standard cost burden. There are no groups disproportionately impacted by the standard cost burden. Severe Cost Burden Jurisdiction as a whole: 17.1% Severely cost burdened households are at a high risk of insecurity and experiencing homelessness. A minor financial problem could lead to default and/or eviction. There are currently over 33,600 households with a severe cost burden. There are two groups that are disproportionately impacted, 27.8% of Pacific Islander households and 28.8% of American Indian or Alaska Native households are disproportionately represented. Total Cost Burden Jurisdiction as a whole: 33.2% In total, over 65,000 households are cost burdened in the community. There are no groups disproportionately impacted. Consolidated Plan LUBBOCK 55 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-30 Disproportionately Greater Need: Discussion — 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? The available data identified four groups that were disproportionately impacted by multiple issues. Very low income and moderate income Native American or Alaska Native households were disproportionately impacted by housing problems and extremely low income in this group were impacted by severe housing problems. The group as a whole is disproportionately impacted by severe cost burden. Very low-income Asian households were disproportionately impacted by housing problems and severe housing problems. Extremely low-income Pacific Islander households were impacted by both housing problems and severe housing problems. The group was also disproportionately impacted by severe cost burden. Lastly, moderate income Black / African American households were impacted by severe housing problems. Disproportionate Housing Problems: • Extremely Low Income: Pacific Islander • Very Low Income: American Indian, Alaska Native and Asian • Low Income: None • Moderate Income: American Indian or Alaska Native Disproportionate Severe Housing Problems: • Extremely Low Income: American Indian or Alaska Native and Pacific Islander • Very Low Income: Asian and American Indian, Alaska Native • Low Income: None • Moderate Income: Black / African American Standard Cost Burden: None Extreme Cost Burden: American Indian or Alaska Native and Pacific Islander Total Cost Burden: None If they have needs not identified above, what are those needs? No additional needs were identified that disproportionately impact households based on race or ethnicity. Household income is the primary indicator for both housing and non -housing problems. Additional information can be found throughout the document, including public and assisted housing needs by race or ethnicity in NA-35 and disparities in housing locations and income in MA-50. Consolidated Plan LUBBOCK 56 OMB Control No: 2506-0117 (exp. 09/30/2021) Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community? There are some areas that have a concentration of racial or ethnic groups. Asian, non -Hispanic: There are three tracts with a concentration of Asian, non -Hispanic residents. Two are located in the north -central part of the city and one is in the southwest portion of the city. Black, non -Hispanic: There is a concentration of Black, non -Hispanic residents on the east side of the city of Lubbock. Multi -racial, non -Hispanic: There is one tract with a concentration of multi -racial households in Lubbock. The population of tract 01905 is 19.7% multiracial. Hispanic, all Races: There are areas throughout the City that have a concentration of Hispanic residents. A more detailed analysis of the geographic distribution of different racial and ethnic groups and income levels can be found in MA-50. Consolidated Plan LUBBOCK 57 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-35 Public Housing — 91.205(b) Introduction The Housing Authority of the City of Lubbock (LHA) was established in 1941, empowered with the responsibility and authority to maintain the Public Housing Program for the City. According to the 2023 Annual PHA Plan, LHA operates two public housing programs in the City of Lubbock — public housing and the Section 8 Housing Choice Voucher (HCV) program. For public housing, the LHA operates 306 units which includes 60 units designated for the elderly. These units are spread throughout four locations in Lubbock. For the HCV program, the LHA administers 1,258 HCV vouchers throughout the City. Totals in Use Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant- Special Purpose Voucher based based Veterans Affairs Family Disabled Supportive Unification Housing Program # of units' vouchers in use 0 0 355 748 0 743 0 3 0 Table 1 - Public Housing by Program Type *includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center) Consolidated Plan LUBBOCK 58 OMB Control No: 2506-0117 (exp. 09/30/2021) Dumber of households receiving Hot 2021. ♦ HUD Public Housing scarce_ nun RE C Ht2Ds Pittr e of S,L,, rzed Howelsdds Households with HCV Source HUD Year. 2021 InsufficieW Data 24 Or less 11,41 50-99 100.149 150 or greater Shaded by: Census Tract, 2010 IM Reese Airpa CLJ POLICYMAP Vrna rlerC)o nstrwma � I p PQ p contrilmors Public Housing Developments and Number of households receiving Housing Choice Vouchers in 2021 Public Housing Location and Voucher Concentration The four public housing development units are spread across the central areas of the City. Housing choice vouchers are higher in concentration surrounding the central areas of the City. The housing choice vouchers are not utilized in all census tracts. Therefore, there are some tracts in the City with no data. Consolidated Plan LUBBOCK 59 OMB Control No: 2506-0117 (exp. 09/30/2021) Characteristics of Residents Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant- Special Purpose Voucher based based Veterans Affairs Family Supportive Unification Housing Program Average Annual Income 0 0 11,873 11,745 0 11,744 0 7,204 Average length of stay 0 0 5 5 0 5 0 1 Average Household size 0 0 2 2 0 2 0 4 # Homeless at admission 0 0 0 0 0 0 0 0 # of Elderly Program Participants (>62) 0 0 70 126 0 126 0 0 # of Disabled Families 0 0 46 217 0 217 0 0 # of Families requesting accessibility features 0 0 355 748 0 743 0 3 # of HIV/AIDS program participants 0 0 0 0 0 0 0 0 # of DV victims 0 0 0 0 0 0 0 0 Table 2 — Characteristics of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Consolidated Plan LUBBOCK 60 OMB Control No: 2506-0117 (exp. 09/30/2021) Race of Residents Program Type Race Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant- based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled White 0 0 219 408 0 404 0 3 0 Black/African American 0 0 135 334 0 334 0 0 0 Asian 0 0 0 2 0 2 0 0 0 American Indian/Alaska Native 0 0 0 3 0 3 0 0 0 Pacific Islander 0 0 1 1 0 0 0 0 0 Other 0 0 0 0 0 0 0 0 0 *includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Table 3 — Race of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Ethnicity of Residents Program Type Ethnicity Certificate Mod- Rehab Public Housing Vouchers Total Project - based Tenant- based Special Purpose Voucher Veterans Affairs Supportive Housing Family Unification Program Disabled Hispanic 0 0 172 226 0 222 0 2 0 Not Hispanic 1 0 1 0 1 183 1 522 1 0 1 521 1 0 1 1 0 *includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Table 4 — Ethnicity of Public Housing Residents by Program Type Data Source: PIC (PIH Information Center) Consolidated Plan LUBBOCK 61 OMB Control No: 2506-0117 (exp. 09/30/2021) Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units: Section 504 is part of the Rehabilitation Act of 1973 that prohibits discrimination based upon disability. As stipulated in the various laws regulating housing accessibility — the Fair Housing Act, the Americans with Disabilities Act, and Section 504 of the Rehabilitation Act —jurisdictions are encouraged to ensure that persons with disabilities, particularly those who are institutionalized, have opportunities to live comfortably within and among the community. According to HUD, examples of integrated settings include: • Scattered -site apartments providing permanent supportive housing. • Tenant -based rental assistance that enables persons with disabilities to live within integrated developments. • Accessible apartments are scattered throughout the public and multifamily housing developments. LHA will make "reasonable accommodations" for any applicant or resident if the applicant or resident has a disability and if the "reasonable accommodation" is necessary to provide the applicant or resident an equal opportunity to live in their unit and use its services. Families with disabled persons need housing units that provide easy access to the unit and all rooms within the unit. All rooms should be free of obstacles that would prevent access to bath and kitchen facilities and are designed in a way that allows those with disabilities access to cooking and food preparation surfaces. Elderly residents have the risk of losing mobility as they age and may require some adaptation to the home, such as the use of walkers, railings for stairs and bathroom and access without steps, etc. Most immediate needs of residents of Public Housing and Housing Choice voucher holders The most immediate needs of residents in public housing and HCV program holders is housing that is more affordable and higher household income that can help them become self -sustainable and enable them to move out of publicly assisted housing. As seen in the assessment of extremely low-income households (households with 30% AMI or less), the lower the income, the less affordable housing becomes and the more likely a household will experience housing cost burden. Housing cost burden indicates that housing is not affordable. How do these needs compare to the housing needs of the population at large. The housing needs of the Public Housing and Housing Choice Voucher holders closely reflect the needs of the population at large in the City. The overwhelming need is for more affordable housing that serves extremely low-income households. Small families and the elderly are populations that need public housing the most as data indicates high percentages of this population are below 30% AMI. Consolidated Plan LUBBOCK 62 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-40 Homeless Needs Assessment — 91.205(c) Introduction: Homelessness is a particularly troublesome and complex issue that most communities across the United States must address. A major reason that homelessness is difficult to address is that it has many causes with overlapping and interrelated variables. The cause of any single person's homelessness often lies, not in a single factor, but in the convergence of many events and conditions. From one perspective, homelessness is an economic problem caused by unemployment, lack of affordable housing options, or poverty. From another perspective, homelessness is a health issue because many homeless persons struggle with mental illness, physical disabilities, HIV/AIDS, substance abuse, or a combination of those health factors. A third perspective is to view homelessness as a social problem with factors such as domestic violence, educational attainment, and race lying at the foundation. In reality, homelessness can be caused by all of these issues, and they are often interrelated. Due to this complexity, addressing homelessness requires a collaborative and community -based approach. The Stewart B. McKinney Homeless Assistance Act defines the "homeless" or "homeless individual" or "homeless person" as an individual who lacks a fixed, regular, and adequate night-time residence; and who has a primary night-time residence that is: • A supervised publicly or privately -operated shelter designed to provide temporary living accommodations (including welfare hotels, congregate shelters, and transitional housing for the mentally ill); • An institution that provides a temporary residence for individuals intended to be institutionalized; or • A public or private place not designed for, or ordinarily used as, regular sleeping accommodation for human beings. The South Plains Homeless Consortium (SPHC) is the local chapter of the Texas Homeless Network Balance of State Continuum of Care which is currently the HUD designated CoC for the City of Lubbock. The City is working with ECHO West Texas, a local homeless consortium, that is currently in the process of registering and applying to be the HUD Continuum of Care for Lubbock County. The County forming its own independent CoC separate from the Balance of State is an important step for the local homeless system allowing more autonomy, local decision -making ability, and more targeted solutions to homelessness and at -risk of homelessness throughout Lubbock County. The HUD designated CoC is responsible for developing plans and implementing strategies to address homelessness throughout its jurisdiction. It is responsible for planning activities, setting strategic priorities, implementing the local Homeless Management Information System (HMIS), implementing the Coordinated Entry (CE) System, conducting the HUD -required Point in Time Count and Housing Inventory Chart, and developing written standards for aiding with HUD CoC and ESG funds. Consolidated Plan LUBBOCK 63 OMB Control No: 2506-0117 (exp. 09/30/2021) Homeless Needs Assessment Population Estimate the # of Estimate the Estimate Estimate the Estimate the persons experiencing # the # # exiting # of days homelessness on a experiencing becoming homelessness persons given night homelessness homeless each year experience each year each year homelessness Sheltered Unsheltered Persons in N/A N/A N/A Households with Adult(s) and Child(ren) 39 0 N/A Persons in N/A N/A N/A N/A Households with Only Children 0 0 Persons in N/A N/A N/A N/A Households with Only Adults 112 89 Chronically N/A N/A N/A N/A Homeless Individuals 10 39 Chronically N/A N/A N/A N/A Homeless Families 0 0 Veterans 4 5 N/A N/A N/A N/A Unaccompanied N/A N/A N/A N/A Child 13 6 Persons with HIV 0 2 N/A N/A N/A N/A Table 5 - Homeless Needs Assessment Data Source HUD 2023 City of Lubbock Point in Time Count Data Comments: Indicate if the homeless population is: Has No Rural Homeless Consolidated Plan LUBBOCK 64 OMB Control No: 2506-0117 (exp. 09/30/2021) If data is not available for the categories "number of persons becoming and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth): Chronically Homeless — Persons are experiencing chronic homelessness if they have a disabling condition and have been consecutively experiencing homelessness for one year or longer or had four separate episodes of homelessness in the last three years, totaling twelve months. In 2023, 49 individuals counted on the night of the PIT were chronically homeless. These are the most vulnerable residents experiencing homelessness and face the most barriers in obtaining permanent housing. Families with Children — Households that include at least one adult and one person under the age of 18 are considered a family with children. Children raised experiencing homelessness are likely to experience housing instability into adulthood. In the 2023 PIT Count, 39 people in families were counted, all of whom were sheltered. Veterans — Providing additional resources and support specifically targeted to Veterans experiencing homelessness is a priority for communities across the country. During the 2023 PIT Count, there were nine veterans experiencing homelessness. Unaccompanied Youth — Individuals who are between the ages of 18 and 24 years old that lack a fixed, regular, nighttime residence are considered unaccompanied youth. Nineteen unaccompanied youth were counted in the 2023 PIT Count. Consolidated Plan LUBBOCK 65 OMB Control No: 2506-0117 (exp. 09/30/2021) Nature and Extent of Homelessness: (optional) Race: Sheltered: Unsheltered (optional) White 102 45 Black or African American 28 18 Asian 1 0 American Indian or Alaska Native 3 1 Pacific Islander 0 0 Ethnicity: Sheltered: Unsheltered (optional) Hispanic 20 31 Not Hispanic 19 42 Data Source HUD 2023 City of Lubbock Point in Time Count Data Comments: Estimate the number and type of families in need of housing assistance for families with children and the families of veterans. The 2023 Point -in -Time Count identified 39 total persons in families experiencing sheltered homelessness. Of the total number of people in families experiencing sheltered homelessness, 16 were adults (18+) and 23 were children (under 18). There were no families of Veterans identified as homeless on the night of the count. Describe the Nature and Extent of Homelessness by Racial and Ethnic Group. Of all persons surveyed in the 2023 Point -in -Time Count, 61% identified as White, 19% Black, 4% multiple races, 2% American Indian, and 14% other or unknown. Ethnically, 35% identified as Hispanic. Describe the Nature and Extent of Unsheltered and Sheltered Homelessness. Of all persons that were surveyed in the 2023 Point -in -Time Count, 63% were sheltered and 37% were unsheltered. Approximately 47% reported experiencing homelessness for the first time. 36% (the largest group) reported having experienced homelessness this time for 3 months or less, 15% for 4-6 months, 10% for 7-11 months, 14% for 1-2 years, 25% for 2 years or more. Consolidated Plan LUBBOCK 66 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-45 Non -Homeless Special Needs Assessment - 91.205 (b,d) Introduction: This section describes the needs of persons with special needs who are not homeless but require supportive services to prevent them from becoming homeless. There are four primary groups with non - homeless special needs in the jurisdiction. They are the elderly and frail elderly, those with HIV/AIDS and their families, those with alcohol and/or drug addiction, and those with mental and physical disabilities. Members of these special needs populations often have fixed, low incomes. Data on special needs populations is limited, but there is a significant need for housing and/or supportive services for all special needs sub -populations and meeting these needs is a high priority. This section will explain who they are, what their needs are, and how the City is accommodating or should accommodate these needs. Describe the characteristics of special needs populations in your community: Elderly: According to the most recent data available, there are approximately 44,849 residents over the age of 60 in the City, making up 17% of the population. Over 15,000 residents over the age of 60 have a disability or 34.4%, and nearly 4,500 (10.2%) are below the poverty level. Elderly residents are much more likely to live in owner -occupied residences than renter -occupied residences, 74.9% and 25.1%, respectively. However, elderly residents face a high rate of cost -burdened housing, regardless of whether they are renting or in an owner -occupied home. Nearly 51% of elderly renters and 19.7% of elderly owners are cost burdened. Source: American Community Survey 5-Year Estimates 2018-2022, S0102 The elderly population faces increased challenges and providing decent, affordable housing is incredibly important. It is medically beneficial and emotionally comforting for this population to remain in a familiar setting and, as a result, strong emphasis is placed on the elderly maintaining a lifestyle that is as independent as possible. Unfortunately, the elderly population is often on a limited income and/or has a disability, which puts financial pressure on them and can reduce independence. As prices throughout the community inflate, the elderly population generally lacks the ability to increase their income to match. Alcohol and Drug Addiction: Gathering accurate data about alcohol and drug addiction within a community is difficult. Addiction often goes unrecognized because people don't seek help. Often, only when someone overdoses, gets arrested, or seeks treatment are they counted in statistics. According to the County Health Rankings model, 20% of adults in Lubbock County reported binge or heavy drinking. This is slightly higher than the State and National average of 19%. In addition, 36% of motor vehicle crash deaths involved alcohol. This is 9% higher than the national average. Data from the Texas Department of State Health Services report that the state's drug overdose deaths increased by more than 75% from 2017 — 2021. In 2021 the drug overdose rate was 15.8 deaths per 100,000 residents. This is almost double the 2017 rate of 9.4 deaths per 100,000 residents. Like many states across the country, Texas is experiencing a significant growth in methamphetamine and opioid- related deaths. Due to methamphetamine and heroin use often requiring the use of needles, communities Consolidated Plan LUBBOCK 67 OMB Control No: 2506-0117 (exp. 09/30/2021) that lack safe injection sites for individuals with addictions generally see a larger increase in cases of HIV/AIDS and Hepatitis C. Disability: There are 33,596 people in this jurisdiction who have a disability, which is 12.9% of the population. 54.5% of the disabled population is White, non -Hispanic and nearly 32% are Hispanic. Unsurprisingly, disability is correlated with age and older residents are more likely to have one or more disabilities. Ambulatory difficulty is the most common disability and cognitive difficulty is the second most common disability. Source: 2018-2022 American Community 5-Year Estimates S1810 HIV/AIDS: See discussion below. What are the housing and supportive service needs of these populations and how are these needs determined? Elderly: Providing secure, safe, affordable, and stable housing for the elderly population is vitally important for this population. There are many factors that contribute to a healthy environment for the elderly including, but not limited to, access to health care, shopping, and social networks. A robust public transportation network is incredibly beneficial to assisting the elderly to remain active and independent. Additionally, elderly resident's homes may need modifications to assist with any disabilities that may develop because of aging. Alcohol and Drug Addiction: Individuals with substance abuse problems need a strong network to stay healthy and sober. Their housing needs include sober living environments, support for employment, access to health facilities, and easy access to family and friend networks. Additionally, detoxification facilities are necessary when addiction is first recognized. Disability: Individuals with developmental disabilities encompass a wide range of skill levels and abilities. Therefore, they have many of the same issues as the general population with the added needs that are unique to their capabilities. Individuals with disabilities usually have a fixed income and have limited housing options. The individuals who have more independent skills tend to utilize subsidized housing options. Individuals requiring more support find residences in public welfare -funded community homes sharing settings or privately -owned personal care settings. Many individuals continue to reside with parents and families throughout adulthood. Regardless of the housing situation, a common thread is the need for continuous support services dependent on the level of capabilities. HIV/AIDS: See discussion below. Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area: The 2019 Texas HIV Surveillance Report states that there are 567 people living with HIV in Lubbock County. During that year there were 32 cases of HIV and 12 cases of AIDS diagnosed. Black or African American residents are significantly more likely to be living with HIV than any other race or ethnicity. The infection Consolidated Plan LUBBOCK 68 OMB Control No: 2506-0117 (exp. 09/30/2021) rate for Black residents is 1,023.4 and it is 194.2 for White residents. Males have HIV at a rate approximately 377% more than females. Residents between the ages of 50 and 54 have the highest HIV rate of all age demographics. The most common mode of transmission of HIV is sexual contact between males. If the PJ will establish a preference for a HOME TBRA activity for persons with a specific category of disabilities (e.g., persons with HIV/AIDS or chronic mental illness), describe their unmet need for housing and services needed to narrow the gap in benefits and services received by such persons. (See 24 CFR 92.209(c)(2) (ii)) Not applicable. The City of Lubbock does not plan to fund TBRA activities with HOME program funds. Consolidated Plan LUBBOCK 69 OMB Control No: 2506-0117 (exp. 09/30/2021) NA-50 Non -Housing Community Development Needs — 91.215 (f) Describe the jurisdiction's need for Public Facilities: The City has identified the need for public facilities improvements and has provided a goal in the Strategic Plan: 1B Improve Access to Public Facilities For this goal, the City will make public facility improvements in low/mod areas. These may include improvements to neighborhood facilities, parks and recreational facilities, and community centers that serve those with special needs. How were these needs determined? Public facility needs were determined based on needs identified by City staff, feedback from residents, participation at community meetings, and local area non-profit feedback. A public survey was conducted to solicit input from citizens and community stakeholders in Lubbock. A public hearing was held, as well as a public comment review period, to give citizens an opportunity to review and make comments on the proposed plan. The basis is to improve accessibility for all residents and create a suitable living environment. Describe the jurisdiction's need for Public Improvements: The City has identified the need for public infrastructure improvements and has provided a goal in the Strategic Plan: 1A Improve & Expand Public Infrastructure For this goal, the City will make public infrastructure improvements or expand infrastructure in low/mod income areas. These activities may include improvements to streets, sidewalks, water and sewer, and ADA improvements. How were these needs determined? The need for public improvements was determined by the continued needs identified by City staff, feedback from residents, and community stakeholder organizations. A public survey was conducted to solicit input from citizens and community stakeholders in Lubbock. A public hearing was held, as well as a public comment review period, to give the public an opportunity to review and make comments on the proposed plan. The basis is to improve accessibility for all residents and create a suitable living environment. Describe the jurisdiction's need for Public Services: The City has identified the need for public services and has provided two goals in the Strategic Plan: 3A Provide Supportive Services for Special Needs Populations Consolidated Plan LUBBOCK 70 OMB Control No: 2506-0117 (exp. 09/30/2021) 3B Provide Vital Services for LMI Households For this goal, the City will provide supportive services that address the needs of low- to moderate -income and special needs persons with the purpose of maintaining sustainability and combating housing instability. How were these needs determined? As discussed in PR-15, a public survey was conducted to solicit input from citizens and nonprofit stakeholder organizations in Lubbock. A public hearing was held, as well as a public comment review period, to give citizens an opportunity to review and make comments on the proposed plan. The City also obtained feedback from sub -recipients during planning meetings and through the application process. The needs of the City are greater than the amount of funding the City can currently provide. The basis for this need is to provide all citizens with access to services and maintain a sustainable community. Consolidated Plan LUBBOCK 71 OMB Control No: 2506-0117 (exp. 09/30/2021) Housing Market Analysis MA-05 Overview Housing Market Analysis Overview: The Market Analysis provides insight into what types of housing are needed and who needs them. This provides complementary data for the Needs Assessment. The information gathered and analyzed here helps set the priorities for both the Action Plan and Strategic Plan. It is necessary to understand how things have changed and how they stand now to make wise decisions about how to use resources in the future. This section includes twelve subsections that cover a variety of topics that impact the supply of housing in the jurisdiction. • MA-10: Number of Housing Units • MA-15: Housing Market Analysis - Cost of Housing • MA-20: Housing Market Analysis - Condition of Housing • MA-25: Public and Assisted Housing • MA-30: Homeless Facilities and Services • MA-35: Special Needs Facilities and Services • MA-40: Barriers to Affordable Housing • MA-45: Non -Housing Community Development • MA-50: Needs and Market Analysis - Discussion • MA-60: Broadband Needs of Housing Consolidated Plan LUBBOCK 72 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-10 Number of Housing Units — 91.210(a)&(b)(2) Introduction The following section looks at the size of the City's housing stock. In addition to the number of units present, it looks at the type of housing units and where they are located. It also includes a comparison of renter -occupied and owner -occupied households. All residential properties by number of units Property Type Number 1-unit detached structure 72,643 64% 1-unit, attached structure 3,438 3% 2-4 units 9,504 8% 5-19 units 14,259 13% 20 or more units 11,111 10% Mobile Home, boat, RV, van, etc. 2,026 2% Total 112,981 100% Table 31— Residential Properties by Unit Number Data Source: 2018-2022 ACS Property Type The table above breaks down the City's housing stock by the number of units in each structure and by structure type. Traditional single-family, detached homes are most prominent, accounting for 64% of all housing units. Medium-sized multi -family developments (5-19 units) account for 13% of all housing units and are the second most common housing type. Consolidated Plan LUBBOCK 73 OMB Control No: 2506-0117 (exp. 09/30/2021) Small Multifamily Developments The maps below display the distribution of small, medium, and large multifamily developments in the jurisdiction. Small multifamily developments have between three and 19 units in each development. These developments are more prevalent on the western side of the City. In the block groups with the highest concentration of small multifamily developments, 25% or more of housing units are in this category. Estimated percent of housing units in I Patent Housing Units in Buildings with 3-19 Units Source'Census veer. 2018-2022 Inevffrtrent Date 9 %% a lee. 10.00%-14.99% 'ID(M-19.99! 2Q.QQi-24.99t 2S flO d greater shaded by Census Tract. 2022 Reese Alrpark Yof f Maip7iiu C OpenStre W p contributors Buildings with 3-19 Units Medium Multifamily Developments Medium multifamily developments have between 20 and 49 units perdevelopment. Like small multifamily developments, medium developments are found throughout the City; there are fewer units in this category, and the highest concentration of these units is in the middle and western parts of the City. Consolidated Plan LUBBOCK 74 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of housing units in buildings with 20-49 units, between 2018-2022. Shallowaler Percent Housing Units in Buildings with H 20 49 Units +q. Sour- Un— epB9 Veer 201 &2022 Whit— pry 5 ith 1, rcnv Insoffieicnt Data glrp- 1.99% ar 1- 200%-39 % a.00%-599% 600t-799% 1 Shaded by Census Tract. 2022 I �. � � Ree52©iepark ,wL yff Wolfforth .t�l�, J ._.r I "" I a' IdapTior CC opensireetimap cminhumirs Buildings with 20-49 Units Consolidated Plan LUBBOCK OMB Control No: 2506-0117 (exp. 09/30/2021) 75 Large Multifamily Developments Large multifamily developments are buildings with 50 or more units. Large developments are throughout the City but are relatively uncommon. Several tracts have large multifamily units that make up 8% or more of the units. Estimated percent of housing units in buildings with 50 or more units, between 2018-2022. Shall owater Percent Housing units in Buildings with ow 50e idnhS - y- veer zo[ �2M _ 44 �E➢CiOfk PraStt➢n Suhi[h Ilrtcnaan�n. Insufficacnt Data Airp- 1.94Y ar Veae z m%- 1 a.00%-% 7N 60Dt-.99% e.cw% ar greater Shaded by Census Tract. 2D22 Ree5e©inpark � u ' • yff oil r1Not% _..... tl Wolfforth POLICY! Map or CCopensir-twapcantntiutnrs Buildings with 50+ Units Consolidated Plan LUBBOCK 76 OMB Control No: 2506-0117 (exp. 09/30/2021) Unit Size by Tenure Owners Renters Number % Number No bedroom 159 0% 2,002 4% 1 bedroom 397 1% 13,033 26% 2 bedrooms 5,553 11% 16,638 33% 3 or more bedrooms 46,340 88% 18,772 37% Total 52,449 100% 50,445 100% Table 32 — Unit Size by Tenure Data Source: 2018-2022 ACS Unit Size In Lubbock, the size of housing units is generally linked to whether it is owner -occupied or renter - occupied. Owner -occupied units tend to be larger than rental units. Approximately 1% of the owner - occupied units have 1-bedroom or less, while 30% of rental units are in that group. On the other end of the spectrum, 88% of the owner -occupied units have three or more bedrooms but less than 40% of rental units are large. Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs. The City has identified extremely low-income households as being in particular need of support. The housing rehabilitation program is limited to residents who are extremely low-income and has the goal of ensuring safe and secure housing for all extremely low-income families. New housing production will come in the form of direct financial assistance and new rental housing construction. Over the five years of the Consolidated Plan, the City estimates it will assist low- to moderate -income households with the following housing activities: Homeowner Housing Rehabilitated: 50 Household Housing Unit Direct Financial Assistance to Homebuyers: 50 Households Assisted Rental units constructed: 10 Household Housing Unit Rental units rehabilitated: 100 Household Housing Unit Consolidated Plan LUBBOCK 77 OMB Control No: 2506-0117 (exp. 09/30/2021) Additionally, the Lubbock Housing Authority administers Housing Choice Vouchers which provide housing assistance to low-income households in the City. Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts. According to the HUD Multifamily Assistance and Section 8 Database, there are 9 developments with contracts in City. Of these developments, there are 4 that have expiring contracts in the next five years. These developments account for 303 units of affordable housing. Does the availability of housing units meet the needs of the population? No, the available housing units do not meet the needs of the population. As mentioned in the Needs Assessment, there are a significant number of residents who are cost burdened. This means that they cannot find housing units for a price that meets their needs. Renters are particularly likely to be cost burdened. Overall, there is a significant need for affordable housing in the City. Describe the need for specific types of housing: The City has a very limited supply of owner -occupied units with fewer than two bedrooms. Smaller units tend to be more affordable and attractive to new homeowners or retired residents who are looking to downsize. If these units are not available, then residents will need to move outside of the city or live in substandard housing. There is also a lack of rental units of all sizes. Limited larger rental units, which may be necessary for families with three or more children, can cause many households to have to live in overcrowded households. Consolidated Plan LUBBOCK 78 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-20 Housing Market Analysis: Condition of Housing — 91.210(a) Introduction Theta bles and maps in this section provide details on the condition of housing units throughout the region by looking at factors such as age, vacancy, and the prevalence of housing problems. As defined by HUD, the four housing problems are: 1. a home which lacks complete or adequate kitchen facilities 2. a home which lacks complete or adequate plumbing facilities 3. a home which is overcrowded (having more than one person per room) 4. a household that is cost burdened (paying 30% or more of their income towards housing costs) Definitions For the purposes of this plan, units are in "standard condition" when the unit is in compliance with the local building code, which is based on the International Building Code. The definition of substandard housing is a housing unit with one or more serious code violations. For the purposes of this analysis, the lack of complete plumbing or a complete kitchen will also serve as an indicator of substandard housing. Units are in "substandard condition but suitable for rehabilitation" when the unit is out of compliance with one or more code violations, and it is both financially and structurally feasible to rehabilitate the unit. Consolidated Plan LUBBOCK 79 OMB Control No: 2506-0117 (exp. 09/30/2021) Condition of Units Condition of Units Owner -Occupied Renter -Occupied Number % Number With one selected Condition 10,725 20% 24,275 48% With two selected Conditions 295 1% 1,443 3% With three selected Conditions 7 0% 91 0% With four selected Conditions 0 0% 0 0% No selected Conditions 41,422 79% 24,636 49% Total 52,449 100% 50,445 100% Table 37 - Condition of Units Data Source: 2018-2022 ACS Condition of Units The table above details the number of owner and renter households that have at least one housing condition. Twenty percent of all owner -occupied housing units face at least one housing condition while 48% of all renters have at least one housing condition. Generally speaking, there are relatively few households with multiple housing problems and when compared to the affordability statistics provided earlier in this section, it is clear that the overwhelming majority of housing problems are housing cost burden. Consolidated Plan LUBBOCK 80 OMB Control No: 2506-0117 (exp. 09/30/2021) Year Unit Built Year Unit Built Owner -Occupied Renter -Occupied Number % Number 2000 or later 15,052 29% 15,681 31% 1980-1999 11,922 23% 12,844 25% 1950-1979 22,542 43% 19,215 38% Before 1950 2,933 6% 2,705 5% rota► 52,449 100% 50,445 100% Table 38—Year Unit Built Data Source: 2018-2022 ACS Year Unit Built Approximately 49% of owner -occupied units and 43% of rental units were built prior to 1980. These homes have a risk of lead -based paint and may require additional support to ensure a safe living environment, particularly for children. This amounts to over 47,000 units total, more of which are owner -occupied. Age of Housing The maps below depict the prevalence of older housing units in the city. The first map identifies the percentage of housing units built prior to 1940, while the second map shows rental units built prior to 1980. The city has relatively few units that were built prior to 1940 but significant numbers of units built prior to 1980. Older housing units are more concentrated in the center of the city, particularly within the 289 Highway Loop around the city. Consolidated Plan LUBBOCK 81 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of all housing units built in 1939 or before, as of 2018-2022. Shallowater a Peti units Built in 1939 or Mare Scarce Census k/ veer. aota-zozz a Insafnciient note 1.99%art less 200%- a 99% ■400%-599% 6.00% 6 01 % a greater � Shaded by Census Tract. 2022 f2e252 a,R)drk �Iay 1 111111 m■III ■� Nor, Wolfforth POLICY Housing Built Before 1940 Ll a 3.1 I �) maipTller C opensireetmap contrini Consolidated Plan LUBBOCK 82 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of all housing units P,—nt of Units Built in 1979 or Betote Saone Census Yee,. 201 B.2022 InsuFfaaent here t 9,99i w less 20.00%- 39.99% 1 60 0.00%- 79.99 fi0.00\ - 9.99% eowr greeter Shaded by census macs. 2022 Im ReeSe kilp yff POLICYMAP Housing Built Before 1980 Consolidated Plan LUBBOCK 83 OMB Control No: 2506-0117 (exp. 09/30/2021) Risk of Lead -Based Paint Hazard Risk of Lead -Based Paint Hazard Owner -Occupied Renter -Occupied Number % Number Total Number of Units Built Before 1980 26,245 55% 22,280 50% Housing Units build before 1980 with children present 7,030 15% 3,885 9% Table 39 — Risk of Lead -Based Paint Data Source: 2013-2017 ACS (Total Units) 2013-2017 CHAS (Units with Children present) Risk of Lead -Based Paint Hazard As mentioned previously, any housing unit built prior to 1980 may contain lead -based paint in portions of the home. The most common locations are window and door frames, walls, ceilings, and, in some cases, throughout the entire home. Thus, it is generally accepted that these homes at least have a risk of lead - based paint hazards and should be tested in accordance with HUD standards. The greatest potential for lead -based paint and other environmental and safety hazards is in homes built before 1980. Within the City, there are over 48,000 housing units built before 1980, and more than 10,000 of these units have children present. Children are particularly vulnerable to lead exposure because of the likelihood that they will consume lead -based paint particles and that their developing bodies absorb lead more readily than adults. Vacant Units Suitable for Rehabilitation Not Suitable for Rehabilitation Total Vacant Units 9,791 0 9,791 Abandoned Vacant Units 0 0 0 REO Properties 0 0 0 Abandoned REO Properties 0 0 0 Table 40 - Vacant Units Alternate Data Source Name: 2018-2022 ACS 5-Yr Estimates Data Source Comments: The City does not have data for vacant units in the City. The ACS data (B25004) reports on the total number of vacant units in Lubbock. Data does not distinguish between suitable or nor suitable for rehab or if they were abandoned, REO properties or abandoned REO properties. Consolidated Plan LUBBOCK 84 OMB Control No: 2506-0117 (exp. 09/30/2021) Vacancy The map below shows the average housing vacancy rates throughout the city. The darker -shaded areas have higher vacancy rates, while the lighter -shaded areas have lower vacancy rates. Vacancy rates are fairly spread out across the city, with minor concentrations in the downtown area and on the eastern side of the city. Vacancy Rate Consolidated Plan LUBBOCK 85 OMB Control No: 2506-0117 (exp. 09/30/2021) Need for Owner and Rental Rehabilitation Within the city there is a continued need for rehabilitation for both homeowners and renters. There is a considerable number of homes built prior to 1980 that have a potential lead -based paint hazard. This is a particular concern for low-income households that may lack the resources to properly rehabilitate their homes to address the presence of lead -based paint. In response, the city has previously funded a low- income homeowner rehabilitation program and will continue to fund the program in future years. Additional information can be found in the Strategic Plan. Estimated Number of Housing Units Occupied by Low- or Moderate -Income Families with LBP Hazards To estimate the number of housing units in the city by low- or moderate -income families that may contain lead -based paint hazards, this report assumes that homes by year built are distributed evenly across income categories, as no local data exists to describe otherwise. It is estimated that approximately 5,000 households are LMI with a lead -based paint hazard. This number was calculated by estimating that if 19% of households in the city are LMI, then 19% of housing units that were built before 1980 are LMI households with a risk of lead -based paint hazards. Consolidated Plan LUBBOCK 86 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-25 Public and Assisted Housing — 91.210(b) Introduction In order to assist residents in need, publicly supported housing has been made available in the City. The housing is overseen by the Lubbock Housing Authority (LHA), which runs a public housing program and provides Housing Choice Vouchers (HCV). The Lubbock Housing Authority operates a total of 367 public housing units and 959 vouchers in its efforts to assist low-income residents of Lubbock. The agency operates four public housing developments. Throughout the following section, a common theme is the need for additional resources to update the housing that is available. Housing security and affordability remain pressing issues for many residents, which places demand on an under -supported system. Totals Number of Units Program Type Certificate Mod- Public Vouchers Rehab Housing Total Project - Tenant- Special Purpose Voucher based based. Veterans Family Disabled Affairs Unification Supportive Program Housing # of units vouchers available 367 959 0 240 745 # of accessible units *includes Non -Elderly Disabled, Mainstream One -Year, Mainstream Five-year, and Nursing Home Transition Table 41— Total Number of Units by Program Type Data PIC (PIH Information Center) Source: Describe the supply of public housing developments: The Lubbock Housing Authority oversees four different developments and has a total of 367 public housing units. The developments are: • Behner Place/Mary Myers • Cherry Point/36 South • 96 West • Park Meadows Consolidated Plan LUBBOCK 87 OMB Control No: 2506-0117 (exp. 09/30/2021) There are also 959 total vouchers, 240 of which are for Family Reunification and 745 for residents with disabilities. Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan: The developments inspection scores for 2023 as reported by HUD are as follows: • Behner Place/Mary Myers - 82 • Cherry Point/36 South -89 • 96 West - 88 • Park Meadows — 73 While all properties are currently deemed to be in a "good" condition, none of them meet the criteria for an "excellent" rating. Nevertheless, it's worth noting that there are no longer any properties classified as being in poor condition. Within the last five years, Park Meadows has improved from "poor" condition. Conversely, the other three properties, which were previously rated as "excellent," have unfortunately experienced deterioration during this timeframe. Public Housing Condition Public Housing Development Average Inspection Score Behner Place/ Mary Myers 82 Cherry Point/ 36 South 89 96 West 88 Park Meadows 73 Table 42 - Public Housing Condition Describe the restoration and revitalization needs of public housing units in the jurisdiction: HUD provides physical inspection scores for PHA developments across the country. The physical condition scoring process is based on three elements within the property, which are: 1. Inspectable areas: site, building exterior, building system, common areas and dwelling units. 2. Inspectable items: walls, kitchens, bathrooms and other things to be inspected in the inspectable area; and 3. Observed deficiencies. A score of 55 or below means that the property is in poor condition, and properties in excellent condition have a score of 90 and over. Park Meadows has undergone recent enhancements to improve its quality to meet established standards. Meanwhile, the remaining properties require minimal revitalization and restoration efforts to restore them to their previous excellent condition. The Lubbock Housing Authority's Consolidated Plan LUBBOCK 88 OMB Control No: 2506-0117 (exp. 09/30/2021) (LHA) 5-Year Capital Funds Action Plan outlines necessary updates, encompassing both exterior and interior renovations across all three properties. Describe the public housing agency's strategy for improving the living environment of low- and moderate -income families residing in public housing: The Lubbock Housing Authority (LHA) remains committed to enhancing the living environment for residents by leveraging technological advancements, particularly green technology where feasible, and implementing improved construction methods. Furthermore, LHA will sustain its Family Self -Sufficiency (FSS) program, empowering residents to enhance their living situations through education and career progression. In addition to the improvements mentioned in the prior section that will improve the properties 'physical living environment, LHA's 5-Year Capital Funds Action Plan includes security improvements, including enhanced lighting and surveillance cameras at Behner Place/Mary Myers, Cherry Point/36 South, and 96 West. These enhancements aim to bolster the safety of residents residing in these communities. LHA actively engages residents through its Resident Advisory Board (RAB), which convenes regularly to solicit feedback and input on initiatives aimed at improving the living environment. This inclusive approach allows residents to play an active role in the management of public housing. Consolidated Plan LUBBOCK 89 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-30 Homeless Facilities and Services — 91.210(c) Introduction According to the 2023 Housing Inventory Chart (HIC) there are 7 organizations administering 15 projects that provide Emergency Shelter, Transitional Housing, Rapid Rehousing, and Permanent Supportive Housing assistance to persons experiencing homelessness in Lubbock County. This includes 4 Emergency Shelters, 5 Transitional Housing programs, 3 Rapid Rehousing programs and 3 Permanent Supportive Housing programs. The HIC reports the total number of beds available and being utilized on a single night in January for each type of homeless assistance project. The table below details the number of year-round beds available for each household type and target population. Please note that the table below does not include the number of year-round beds available for Rapid Rehousing programs. On a single night in January there were 110 beds available for households with adult(s) and child(ren) and 102 beds available for households with only adults in Rapid Rehousing programs in Lubbock County. Out of the beds available 19 were utilized by Veterans and their families. Facilities and Housing Targeted to Homeless Households Emergency Shelter Beds Transitional Permanent Supportive Housing Beds Housing Beds Year -Round Voucher / Current & Current & Under Beds Seasonal / New New Development (Current & Overflow New) Beds Households with 121 0 29 25 0 Adult(s) and Child(ren) Households with Only 131 29 35 151 0 Adults Chronically Homeless 0 0 0 81 0 Households Veterans 0 0 0 70 0 Unaccompanied Youth 0 0 0 0 0 Table 43 - Facilities and Housing Targeted to Homeless Households Consolidated Plan LUBBOCK 90 OMB Control No: 2506-0117 (exp. 09/30/2021) Describe mainstream services, such as health, mental health, and employment services to the extent those services are used to complement services targeted to homeless persons Within Lubbock County there are several agencies that complement services targeted at persons facing homelessness. All the providers listed below are members of the South Plains Homeless Consortium, the local chapter of the Texas Balance of State Continuum of Care (CoC). • Children's Connections — Provides planned and unplanned pregnancy support, parenting support, and crime victim services for adult survivors of violent crimes who are pregnant or parenting a child under 3 years of age. • Community Health Center of Lubbock — Provides behavioral health, dental care, eye care, general primary medical care, and other health services to low-income individuals and families including persons experiencing homelessness. • Providence — General primary medical care and other specialized health services • Goodwill of Northwest Texas — Carrer Resource Center — provides employment services that includes computer skills classes and other employment development training. • HOPE Community — Hot meals and clothing assistance. • Nurturing Center — Services include pregnancy tests, items for infants, pregnancy education and mentoring support. • South Plains Community Action — Offers health, child education, childcare, and workforce career and employment training for low-income, including people who are experiencing homelessness. • Stare Care — Specialty health services including mental health and substance use. • Larry Combest Community Health & Wellness Center — A Federally Qualified Health Center providing primary medical care, behavioral health, and other education and health services. • VetStar —The Homeless Veterans Reintegration Program helps eligible veterans prepare towards long-term housing solutions and individual success through gainful employment and job - readiness training. List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations. Lubbock is served by a wide range of organizations that address the needs of homeless individuals and families including households experiencing chronic homelessness, families with children, veterans, youth, and persons fleeing from domestic violence: • Catholic Charities Diocese of Lubbock • Direct Client Assistance Program — Provides assistance with utilities, food, clothing, hygiene, eye exams, eyeglasses, and prescriptions. Consolidated Plan LUBBOCK 91 OMB Control No: 2506-0117 (exp. 09/30/2021) • Parent Empowerment & Family and Youth Success — Assists low-income families, single parents and their children with education services, counseling, parenting classes, and case management services. • Holy Spirit Catholic Church — Offers a food pantry and other ministries that target low-income and persons experiencing homelessness. • Grace Campus —temporary emergency shelter and case management • Open Door — Permanent Supportive Housing for the chronically homeless and temporary housing with therapeutic supportive services for adult survivors of sex trafficking and their children • Lubbock Housing Authority — Operates public housing, the Housing Choice Voucher (HCV) program, and the Emergency Housing Voucher (EHV) program. • St. Benedict's Chapel — provides hot meals 7 days a week. • Women's Protective Services - emergency shelter for victims of domestic violence • The Salvation Army - emergency shelter and transitional housing • StarCare Specialty Health System - Sunrise Canyon Hospital - emergency shelter for people who are a danger to themselves or others. • VetStar— Supportive Service for Veterans and Families (SSVF) provides rapid rehousing and homelessness prevention services. • Lubbock Faith Center — Residential long term recovery transitional housing • Family Promise — Emergency Shelter/ temporary housing using the Family Promise model. • Stages of Recovery— residential sober living/ transitional housing • Simple Acts Ministry - transitional housing These facilities and programs address housing and service needs of homeless individuals and families by offering emergency shelter, transitional housing beds, permanent housing, and a variety of much needed supportive services. Consolidated Plan LUBBOCK 92 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-35 Special Needs Facilities and Services — 91.210(d) Introduction Within the City of Lubbock, there are four principal groups with non -homeless special needs: the elderly and frail elderly, those affected by HIV/AIDS and their families, those grappling with alcohol and/or drug addiction, and those with mental and physical disabilities. This section aims to define these groups, outline their supportive housing needs, and expound on how the City is currently or should be addressing those needs. Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify, and describe their supportive housing needs Elderly: The supportive housing needs for this population can vary widely depending on the health and fitness of the individuals. In general, elderly residents need a living environment that provides them with several areas of assistance or convenience. First, the availability of healthcare is important because health problems generally become more prevalent with aging. Second, the availability of assistance with daily activities (i.e., shopping, cooking, and housekeeping) becomes more important as people grow older. Third, the availability of transportation, particularly public transportation that is accessible to them, is necessary to allow elderly persons to live as independently as possible for as long as possible. Fourth, safety is a primary concern since older residents are particularly vulnerable to crime or exploitation. Fifth, the weather and climate are considerations for elderly people because these factor into transit as well as health. Supportive housing must include access to health professionals and allow for housing modifications to assist the residents with their independence. HIV/AIDS: Medical and social support is important for residents living with HIV/AIDS. While there have been great advances in the medical treatment of HIV/AIDS, it is important to provide specialized support. Family and friends must have access to information and be accessible to the individual. Medical facilities also must be nearby. Alcohol and/or Drug Addiction: Individuals dealing with addiction often require housing options that will provide a safe, sober place for recovery. A strong network is necessary to maximize the chance they will stay healthy and sober. It is important that these persons have access to health services, support groups, employment assistance, and access to family and friends. Additionally, detoxification facilities are necessary when addiction is first recognized. By taking a harm reduction approach to addiction, the City can work to reduce the harms of addiction and provide support during recovery, particularly for those dealing with opioid addiction. Mental and Physical Disabilities: Individuals with disabilities encompass a wide range of skill levels and abilities. Therefore, they have many of the same issues as the general population with the added needs that are unique to their situation. Often, individuals with disabilities have a fixed income and limited housing options. Individuals with more independent skills can utilize subsidized housing but individuals Consolidated Plan LUBBOCK 93 OMB Control No: 2506-0117 (exp. 09/30/2021) that need more support or specialized housing have fewer options. Many individuals continue to reside with parents and families throughout adulthood, which can put an additional financial burden on the family. Regardless of the housing situation, a common thread is the need to continuous supportive services dependent on the level of capabilities. Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing StarCare Lubbock is a provider for the Substance Abuse and Mental Health Services Administration (SAMHSA) funded program called Project for Assistance in Transition from Homelessness (PATH). The PATH program offers specialized outreach services, community mental health, substance abuse treatment, case management and referrals for individuals and families experiencing homelessness or at - risk of homelessness, including exiting an institution, with a serious mental illness (SMI) or co-occurring diagnosis of SMI and substance use disorder. The Housing Authority of Lubbock receives 33 vouchers from the Mainstream Voucher program. The Housing Authority's mainstream voucher program has a policy priority to successfully integrate non - elderly persons with disabilities who are in institutional settings or other segregated settings or at risk of institutionalization into communities; and/ or prevent and end homelessness among non -elderly persons with disabilities. Many of the homeless shelters and homeless housing providers in the City of Lubbock accept individuals and families from the Continuum of Care's Coordinated Entry referral system. The Coordinated Entry system can be utilized by persons who are exiting a mental and/ or physical health institution to receive appropriate supportive housing like Permanent Supportive Housing or Rapid Rehousing. Other than the Coordinated Entry referral system there is no established protocol within the service provision structure in Lubbock regarding returning patients from mental and physical health institutions back into appropriate supportive housing. Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e) The following outcomes are planned: The City will provide supportive services for special needs populations in the jurisdiction, such as fair housing awareness, elderly programs that address their needs and support independent living, recreational programs for special needs populations, and education and health programs for special needs households. For this, 500 persons will be assisted each year. For affordable housing programs, the City estimates it will assist low- to moderate -income households with the following activities in PY 2024: Consolidated Plan LUBBOCK 94 OMB Control No: 2506-0117 (exp. 09/30/2021) Homeowner Housing Rehabilitated: 10 Household Housing Units Direct Financial Assistance to Homebuyers: 10 Households Assisted Rental units constructed: 2 Household Housing Units Rental units rehabilitated: 20 Household Housing Units For more details on the City's 1-year housing goals, please see the AP-20. For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) N/A Consolidated Plan LUBBOCK 95 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-40 Barriers to Affordable Housing — 91.210(e) Negative Effects of Public Policies on Affordable Housing and Residential Investment WILL COMPLETE THIS SECTION WHEN THE ANALYSIS OF IMPEDIMENTS HAS BEEN COMPLETED Consolidated Plan LUBBOCK 96 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-45 Non -Housing Community Development Assets — 91.215 (f) Introduction This section provides insight into the non -housing assets within the community. In particular, economic activity and education levels are addressed. Non -housing factors have a significant impact on a household's ability to afford housing and may impact whether residents stay in a community or seek housing elsewhere. Economic Development Market Analysis Business Activity Business by Sector Number of Workers Number of Jobs Share of Workers Share of Jobs Jobs less workers Agriculture, Mining, Oil & Gas Extraction 2,171 592 Arts, Entertainment, Accommodations 15,282 19,506 Construction 9,643 6,219 Education and Health Care Services 39,877 47,261 Finance, Insurance, and Real Estate 8,120 7,804 Information 1,912 1,834 Manufacturing 6,085 3,936 Other Services 6,829 4,257 Professional, Scientific, Management Services 14,184 11,764 Public Administration 4,494 3,826 Retail Trade 15,532 18,376 Transportation and Warehousing 7,866 4,854 Wholesale Trade 3,216 6,554 Total 135,211 136,783 -- -- -- Table 45 - Business Activity Data 2018-2022 ACS (Workers), 2021 Longitudinal Employer -Household Dynamics (Jobs) Source: Share of Workers to Jobs The table above illustrates the distribution of workers and jobs across various sectors. It is notable that the number of jobs closely parallels the number of available workers in the City. However, a discrepancy exists in terms of job distribution relative to the skills possessed by the workforce. Notably, the Education and Health Care Services sector exhibits the largest disparity, with 7,384 more jobs than available workers. The second largest disparity is Arts, Entertainment, Accommodations sector with 4,224 more jobs than workers. Consolidated Plan LUBBOCK 97 OMB Control No: 2506-0117 (exp. 09/30/2021) Labor Force Total Population in the Civilian Labor Force 135,411 Civilian Employed Population 16 years and over 129,211 Unemployment Rate 5.1 Unemployment Rate for Ages 16-24 9.00 Unemployment Rate for Ages 25-65 3.00 Table 46 - Labor Force Data Source: 2018-2022 ACS Unemployment This report relies on two primary sources to assess the unemployment rate within the City, each offering distinct advantages and limitations, and their combined use enables a more comprehensive understanding of unemployment in the City. The first source, the US Census Bureau's American Community Survey 5-Estimates (ACS), only provides average annual rates for the five years included, which does not necessarily provide an accurate view of recent employment trends. However, the ACS data is available at a census tract level and can help identify areas that have disproportionately high unemployment. The second source is the Bureau of Labor Statistics (BLS), which provides monthly updates on unemployment metrics, thus capturing more timely trends. This source provides data at the City level but not at the census tract level. BLS data provides an analysis of employment as it relates to time, while the ACS provides an analysis of employment as it relates to geography. In Lubbock, the unemployment rate has stayed relatively steady since 2010. Unemployment decreased from 5.2% to 2.8% between 2012 and 2019 but then increased in 2020 due to the COVID-19 pandemic. By 2022, the City's unemployment rate receded to an average of 3.4. Noteworthy fluctuations were observed within the year 2022, with the unemployment rate standing at 3.9% in January but declining to 2.9% by December. Unemployment Rate 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 5.2 4.9 3.9 3.3 3.4 3.2 3.1 2.8 5.9 4.6 3.4 Table 1- BLS Unemployment Rate from 2012 to 2022 (%) Consolidated Plan LUBBOCK 98 OMB Control No: 2506-0117 (exp. 09/30/2021) Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec 3.9 3.6 3.1 3.0 3.1 3.9 3.7 3.5 3.2 3.3 3.2 2.9 Table 2 - BLS Unemployment Rate from Jan 2022 to Dec 2022 (%) The unemployment rate varies throughout the City by census tract; however, the highest rates of unemployment are on the east side of the City. Estimated percent of people age 16 y Percent People unemployed Source'. Census Year 2018-2022 insufficient Data 1 99%or less 2,00%- 3,99% 6 00%7 99% - 6, "Wt - , 8.00%or greater Shaded by Census Tract,. 2022 10 Reese Ai.rpi FOL C Percent of People Unemployed C MapTiler.g,, OpenStreelMap Consolidated Plan LUBBOCK 99 OMB Control No: 2506-0117 (exp. 09/30/2021) Occupations by Sector Number of People Management, business and financial 51,453 Farming, fisheries and forestry occupations 155 Service 23,359 Sales and office 29,226 Construction, extraction, maintenance and repair 10,358 Production, transportation and material moving 14,660 Table 47 — Occupations by Sector Data Source: 2018-2022 ACS Occupations by Sector The table above presents a breakdown of occupations by sector. Unlike the initial table in this section, which primarily highlighted the prevalence of different sectors, this analysis delves into the specific job types available within each sector. For instance, it encompasses roles such as fast-food restaurant managers and logging company managers under the same category —Management, business, and Financial —whereas in the previous table, they would have been segregated into separate categories. Within the jurisdiction, the most prominent occupation sector is the Management, business, and financial sector. Over 51,000 people are employed in that sector. The second largest sector is Sales and office with nearly 30,0000 people and the third largest is Service with over 23,000 people. Travel Time Travel Time Number Percentage < 30 Minutes 108,888 51% 30-59 Minutes 101,589 47% 60 or More Minutes 3,949 2% Total 214,425 100% Table 48 - Travel Time Data Source: 2018-2022 ACS Consolidated Plan LUBBOCK 100 OMB Control No: 2506-0117 (exp. 09/30/2021) Commute Time All other things being equal, residents typically prefer residing close to their workplace. Relative to short commutes, long commute times are associated with lower life satisfaction, increased stress, obesity, anxiety, depression, and increased exposure to pollutants. This is particularly true when compared to commuters who use bicycles or walk to work. Over half of Lubbock residents commute less than 30 minutes. However, 49% commute over 30 minutes, including 2% who commute for more than an hour. Education: Educational Attainment by Employment Status (Population 16 and Older) Educational Attainment In Labor Force Civilian Employed Unemployed Not in Labor Force Less than high school graduate 6,515 427 4,782 High school graduate (includes equivalency) 21,486 1,366 6,513 Some college or Associate's degree 29,751 1,676 6,069 Bachelor's degree or higher 34,201 608 5,673 Table 49 - Educational Attainment by Employment Status Data Source: 2018-2022 ACS Educational Attainment by Employment Status The table above details educational attainment by employment status for persons 16 years of age and older within the City. Educational attainment is one of the best indicators of economic success, both in attaining a job and receiving a higher wage. In Lubbock, the unemployment rate for a person in the labor force without a high school diploma is 6.1% while the rate for persons with a bachelor's degree or higher is only 1.7%. The labor participation rate is also higher for those with higher educational attainment. Approximately 40.8% of residents without a high school diploma are not in the workforce, which is higher than the 14.0% for those with bachelor's degrees. Consolidated Plan LUBBOCK 101 OMB Control No: 2506-0117 (exp. 09/30/2021) Educational Attainment by Age Age 18-24 yrs. 25-34 yrs. 35-44 yrs. 45-65 yrs. 65+ yrs. Less than 9th grade 655 599 829 2,450 3,263 9th to 12th grade, no diploma 2,137 2,632 1,478 3,563 2,252 High school graduate, GED, or alternative 13,537 8,670 8,148 12,256 7,293 Some college, no degree 23,265 9,592 7,127 10,623 6,585 Associate's degree 3,170 3,618 2,365 3,910 1,482 Bachelor's degree 5,928 8,709 6,060 10,060 6,243 Graduate or professional degree 441 4,925 5,001 5,768 4,656 Table 50 - Educational Attainment by Age Data Source: 2018-2022 ACS Educational Attainment by Age There are nearly 8,000 residents that have less than a 91" grade education, the majority of whom are over the age of 65. Additionally, there are approximately 12,000 residents with a 91"-12t" grade education but without a high school diploma. As noted above, education is closely related to employment and without a high school diploma or equivalent these residents may struggle to find stable employment. Consolidated Plan LUBBOCK 102 OMB Control No: 2506-0117 (exp. 09/30/2021) Educational Attainment — Median Earnings in the Past 12 Months Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 26,055 High school graduate (includes equivalency) 33,663 Some college or Associate's degree 40,162 Bachelor's degree 56,838 Graduate or professional degree 68,811 Table 51— Median Earnings in the Past 12 Months Data Source: 2018-2022 ACS Median Earnings in Past 12 Months based on Educational Attainment Disparities in annual wages based on education can translate into substantial differences in wealth accumulation over one's lifetime. By simply using the median earnings in the past 12 months, a person who graduates high school and works from the age 18 to 65 will earn approximately $1,582,161 during their working life, while a person with a bachelor's degree who works from age 23 to 65 will earn $2,387,196. That is over a 50% increase in earnings despite fewer years of employment. Additionally, this financial advantage does not account for additional perks associated with higher -paying positions, such as health insurance benefits. The higher income bracket can also facilitate investments, homeownership instead of renting, lower interest rates on loans, and other wealth -boosting activities, further enhancing financial prosperity. Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? According to the Business Activity table, the most active business sector in Lubbock, in terms of the number of workers in the various industries, is Education and Health Care Services with nearly 30% of all workers and 35% of all jobs. That sector is followed by Retail Trade and Arts, Entertainment, and Accommodations, both with 11% of workers. Professional, Scientific, and Management Services have a 10% share of workers, followed by Construction with 7%. Describe the workforce and infrastructure needs of the business community: The "Plan Lubbock 2040: Comprehensive Plan for the Future," published in 2018, identified a number of needs for the business community to help continue economic growth. The major issue with infrastructure is related to water. The Plan recommended four steps to address this need: Consolidated Plan LUBBOCK 103 OMB Control No: 2506-0117 (exp. 09/30/2021) 1. Appoint a Capital Improvements Advisory Committee 2. Implement the Water Master Plan 3. Implement the Wastewater Master Plan 4. Implement the Stormwater Master Plan To support economic development the Plan had two recommendations. First, there needs to be support for efforts of the Lubbock Economic Development Alliance and Market Lubbock Incorporated. The conditions in Lubbock are changing and these two organizations are working to keep the economy strong and help recruit and retain the workforce. Second, a capital improvements advisory committee should be created to address water and park issues. This advisory committee is also recommended in the Plan to address infrastructure issues. Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create. Orbia's Connectivity Solutions business, Dura-Line, has plans to expand in Lubbock which will result in the investment of more than $52 million and creation of 141 full time jobs in the city. Orbia's Dura-Line is a global manufacturer and distributor of conduit, FuturePath, and cable -in -conduit. The business delivers infrastructure solutions to transform connectivity in the telecommunications, enterprise networking, energy and transportation industries. Dura-Line will expand into the Lubbock Logistics Center II where it will manufacture plastic conduit for fiberoptic lines. It expects to begin production in the second half of 2024. How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction? Generally, there is a wide range of jobs in Lubbock with a variety of education and skill requirements. The industry with the most workers in Lubbock is the Education and Health Care Services sector, which typically has stringent education and skill requirements for the most visible portion of the workforce, the educators, doctors, and nurses. This sector also has a large support staff with lower education and skill requirements, including maintenance workers, drivers, and many other job classifications. Lubbock's second and third largest sectors are Retail Trade and Arts, Entertainment, Accommodations, typically calling for a less educated, less skilled workforce. Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan. According to the Lubbock Economic Development Alliance (LEDA) website, the following workforce training initiatives are available in the city: Consolidated Plan LUBBOCK 104 OMB Control No: 2506-0117 (exp. 09/30/2021) Texas Workforce Commission (TWC) is the state agency charged with overseeing and providing workforce development services to employers and job seekers of Texas. TWC strengthens the Texas economy by providing the workforce development component of the Governor's economic development strategy. Workforce Solutions of South Plains (WSSP) offers Career, Business, and Childcare Services and Programs in its Workforce Center located in Lubbock. It has a Teacher Externship Program, Summer Earn and Learn (SEAL) program which provides students with disabilities, aged 14 — 22, with work readiness training and paid work experience, and employee training grants. South Plains College (SPC) is a comprehensive, two-year community college that serves the greater South Plains area of Texas featuring innovative educational programs that span the arts and sciences, technical education, continuing education and workforce development. With more than 100 study and career programs, there is something for everyone at SPC. Reese Technology Center (RTC) has served West Texas as a business and research park for over 20 years. The RTC has been a valuable resource for redevelopment projects. As it strives to be a technological hub for the South Plains, the RTC is proud to host some of the nation's front -running research in renewable energy, alternative fuels, battery storage, defense technology, and more. As a partner with higher education institutions in Lubbock, The RTC is home to South Plains College (SPC), Texas Tech University Institute for Environmental and Human Health, the National Wind Institute, and the SPC Center for Clinical Excellence. Texas Tech Research Park & Innovation Hub (The Hub) is a 40,000 square foot lead -certified premier facility and is a resource for Texas Tech University and the surrounding community designed to stimulate innovation and entrepreneurialism within the community by offering programming support for launching or growing companies based in West Texas. Offering state-of-the-art technology and resources such as space designed to configure to the tenants 'needs, two activator labs and two fully outfitted biosafety level II safety facilities. The Innovation HUB at Research Park continues to provide substantial financial and mentorship support for startups in West Texas. Lubbock ISD — Bryon Martin Advanced Technology Center was established in 1998 as a partnership between LISD, South Plains College, and the City of Lubbock to assist with workforce development. At this technology center, there are more than 2,000 high school students in grades 10-12. Career and Technical Education (CTE) programs provide students with opportunities to gain valuable hands-on experience in diverse careers, including culinary arts and floral design. LISD has four large high schools, nine middle schools, and the Byron Martin Advanced Technology Center that facilitates the high -demand CTE programs. Within LISD, there are 168 CTE classes and 137 teachers teaching these classes. LISD offers programs in 15 of the 16 career cluster areas and offers 26 nationally recognized industry certifications, including 24 classes for college credit. Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? M Consolidated Plan LUBBOCK 105 OMB Control No: 2506-0117 (exp. 09/30/2021) If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth. N/A Consolidated Plan LUBBOCK 106 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-50 Needs and Market Analysis Discussion Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") HUD identifies fours pecific data points that constitute housing problems: cost burden, overcrowding, lack of complete plumbing facilities, and lack of complete kitchen facilities. Areas of concentration are census tracts that have two or more housing problems that are substantially higher than the regional average. For this analysis, "substantially higher" is based on the HUD provided standards set in the Needs Assessment. A tract with a housing problem rate of 10% higher than the regional average is considered substantially higher. To provide a more nuanced analysis, "cost burden" has been split into renter cost burden and homeowners (with a mortgage) cost burden. Due to data limits the following section uses 2018-2022 American Community Survey data. City Rate - Ove rc rowd i ng: 1. 0% - Lack of Complete Plumbing Facilities: 0.2% - Lack of Complete Kitchen Facilities: 0.4% - Renter Cost Burden: 50.33% - Homeowners Cost Burden: 20.6% Substantial Rate - Overcrowding:11.0% • Census Tract 00408 — 13.9% - Lack of Complete Plumbing Facilities: 10.2% • Census Tract 00304 — 12.7% • Census Tract 01300 — 12.3% • Census Tract 01200 — 15.1% - Lack of Complete Kitchen Facilities: 10.4% • Census Tract 00304 — 11.6% • Census Tract 00700 — 10.8% • Census Tract 01300 — 12.6% • Census Tract 02402 — 23.1% - Renter Cost Burden: 60.33% • Census Tract 10412 — 100.0% • Census Tract 10415 — 93.1% • Census Tract 10410 — 65.2% • Census Tract 10502 — 61.7% • Census Tract 01804 — 64.2% • Census Tract 01712 — 60.4% • Census Tract 01905 — 64.3% • Census Tract 01502 — 74.5% Consolidated Plan LUBBOCK 107 OMB Control No: 2506-0117 (exp. 09/30/2021) • Census Tract 02002 — 61.8% • Census Tract 01401— 61.9% • Census Tract 01402 — 82.7% • Census Tract 00605 — 85.1% • Census Tract 01300 — 71.7% • Census Tract 01200 — 69.5% • Census Tract 00901— 81.1% • Census Tract 00902 — 73.8% - Homeowners Cost Burden: 30.6% • Census Tract 00100 — 31.3% • Census Tract 00303 — 54.7% • Census Tract 00304 — 30.6% • Census Tract 01601— 32.6% • Census Tract 01805 — 38.7% • Census Tract 01709 — 32.8% • Census Tract 01808 — 36.4% • Census Tract 10411— 34.6% • Census Tract 00607 — 40.0% • Census Tract 01501— 32.8% • Census Tract 01402 — 33.1% • Census Tract 02002 — 31.2% • Census Tract 02302 — 36.0% • Census Tract 02401— 34.2% • Census Tract 02402 — 34.9% • Census Tract 02208 — 37.0% • Census Tract 02205 — 38.2% There are six Tracts with multiple housing problems: - Tract 00304 o Lack Complete Plumbing Facilities o Lack Complete Kitchen Facilities o Homeowner Cost Burden - Tract 01300 o Lack Complete Plumbing Facilities o Lack Complete Kitchen Facilities o Renter Cost Burden - Tract 01200 o Lack Complete Plumbing Facilities o Renter Cost Burden - Tract 02402 Consolidated Plan LUBBOCK OMB Control No: 2506-0117 (exp. 09/30/2021) 108 o Lack Complete Kitchen Facilities o Homeowner Cost Burden - Tract 02002 o Renter Cost Burden o Homeowner Cost Burden - Tract 01402 o Renter Cost Burden o Homeowner Cost Burden Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") Race/Ethnicity For this analysis, a concentration is any census tract where the racial or ethnic minority group makes up 10% more than the County average. The minority groups with the highest population sizes are listed below. Due to the small size of other racial groups, a comparison could not be conducted. City Rate - Asian, non -Hispanic: 2.7% - Black or African American, non -Hispanic: 7.3% - Multiracial, non -Hispanic: 2.6% - Hispanic, all races: 37.6% Concentration Rate - Asian, non -Hispanic: 12.7% - Black, non -Hispanic: 17.3% - Multiracial, non -Hispanic: 12.6% - Hispanic, all races: 47.6% Asian, non -Hispanic: There are three tracts with a concentration of Asian, non -Hispanic residents. Two are located in the north -central part of the City and one is in the southwest portion of the City. See map — Concentration Asian, non -Hispanic Black, non -Hispanic There is a concentration of Black, non -Hispanic residents on the east side of the City of Lubbock. See map - Concentration Black, non -Hispanic Multi -racial, non -Hispanic: There is one tract with a concentration of multi -racial households in Lubbock. The population of tract 01905 is 19.7% multiracial. Consolidated Plan LUBBOCK 109 OMB Control No: 2506-0117 (exp. 09/30/2021) Hispanic, all Races: There are areas throughout the City that have a concentration of Hispanic residents. See map - Concentration Hispanic, all Races Low -Income Families A family is considered low-income if it earns less than 80% of the area median income. A tract has a concentration of low-income families if the tract median household income is less than 80% of the county median household income. 80% Area Median Income: $46,987 Using this definition, there are multiple areas in the City that have a concentration of low-income families as shown in the maps below. These tracts are found primarily in the center portion of the City, with a few on the west side. See map - Concentration Low -Income Families What are the characteristics of the market in these areas/neighborhoods? The areas with a concentration of housing problems, minority households, or LMI households span the entire City. The market characteristics of some tracts do not match those of others. There is no clear pattern. Are there any community assets in these areas/neighborhoods? As noted above, the areas covered in this section span the entire City. There are no community assets that tie the areas together. Are there other strategic opportunities in any of these areas? As noted above, the areas covered in this section span the entire City. The strategic opportunities available differ locally. Consolidated Plan LUBBOCK 110 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of all people who are non -Hispanic Asian, between 201 B-2022. Shallowater Percent Non -Hispanic Asian Population Source. Census lKJly� 34 Year 201112022 Insufficient Data 0,08%or less 0.99% 1.411% 1,49% - 5.45% 5 45% - 7.99% 500% or greater Shaded by Census Tract. 2022 keeSe Alrpark Wolfforth Concentration Asian, non -Hispanic Consolidated Plan ■ LUBBOCK m; D u 111 OMB Control No: 2506-0117 (exp. 09/30/2021) Est pct of all people who are non -Hispanic Black/African American, b/w 2018-2022. Shallawater Percent Hon-H ispanic Black or African American Population H, Source Cep e�'gq veer. 201a2022 uUUcck -53 1—df —M Data nh tnten^�a[ipnal Airpprt 4.99%oe less S W%-999% 10.00%. 14.99% l bfq%-19.94% gl J 20.00%,greater Shaded by. block Gr.p. 2022 1 Reese©rpark , Wolfforth r _ E n.- P .-OL Y ti..r l9av Concentration Black, non -Hispanic Consolidated Plan LUBBOCK 112 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated percent of all people who were Hispanic or Latino, between 2018-2022. Shallowater Percent Hispanic or Latino Population Source Census Year 201 a-202z Insufficient Data 19.99%or less 20 00', - 39.99'a 4D.00%- 59.99% 60.00% - 79.99% SO Oor% or greater Shaded by. Block G—p, 2022 Reese©rpark am Internati AM �a�Q■III 1 WAN�� i wolfforth I L 0 W i Concentration Hispanic, all Races Consolidated Plan I UP LUBBOCK 3 mi 11 7 113 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimated median income of a house[ Fd edian HauSehold InCOme Cerrs us Yesr 2018-2022 Insufficient Data 534,999 or less 535.000 - SS4.999 1 S55.000 S74.999 $75.600 - 544,999 S95.000 or greater Shaded by Census Tract. 2022 Reese Air pa POLICYMA Concentration Low -Income Families contributors Consolidated Plan LUBBOCK 114 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-60 Broadband Needs of Housing Occupied by Low- to Moderate -Income Households - 91.210(a)(4), 91.310(a)(2) Describe the need for broadband wiring and connections for households, including low- and moderate -income households and neighborhoods. The internet is an essential communications and information platform facilitating enhanced connectivity across business, education, commerce, and day-to-day utility. Reliable access to the internet is becoming a necessity to thrive in the modern economic environment. Communities that lack broadband access struggle to keep pace with the country. Locations without broadband access impede its population's ability to take advantage of the educational and entrepreneurial opportunities available online. This is particularly problematic for LMI areas where economic opportunities are already often lacking. The City of Lubbock does not have significant gaps in broadband coverage in the residential areas. Most of the City has multiple options for internet providers, including LMI areas. According to Broadband Now, the City has 96.0% broadband coverage, slightly higher than the state average of 92.5%. The City has 28 broadband providers, 11 of which provide residential services. The average City household has at least three (3) options for broadband -quality Internet service; however, a small portion of the City still doesn't have access to more than two (2) providers and may have to rely on low-grade wireless. These areas are primarily along the northern outskirts of the City. (See broadband access map below). The following map shows broadband access throughout the City. Broadband access is defined as advertised internet speeds of 768 kilobits per second or higher. FCC data shows six (6) major infrastructure options within Lubbock: IPBB, fiber, cable, satellite, fixed wireless, and 5G. See Map at the end of the section - Broadband Access Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction. Once broadband access has been obtained, it is important to ensure there is competition among service providers. Any resource that has a de facto monopoly on an area may not be incentivized to provide standard and consistent services. Lubbock has a total of eleven (11) Internet providers offering residential service (Source: BroadbanclNow). Viasat, Hughesnet, and Starlink are the strongest providers in the City as far as coverage, all covering 100% of the City. The average Lubbock household has at least three (3) options for broadband -quality Internet service. These providers frequently overlap around the City: AT&T Fiber (IPBB, Fiber) Optimum (Cable) Viasat Internet (Satellite) HughesNet (Satellite) Consolidated Plan LUBBOCK 115 OMB Control No: 2506-0117 (exp. 09/30/2021) Rise Broadband (Fixed Wireless) Verizon (5G) AlwaysOn (Fixed Wireless) Telespan (Fixed Wireless) Resound (Fixed Wireless) Starlink (Satellite) T-Mobile Home Internet (5G) Eight providers offer discounted home internet services through the Affordable Connectivity Program (ACP). ACP is an FCC benefit program that helps ensure that households can afford the broadband they need for work, school, healthcare and more. The benefit provides a discount of up to $30 per month toward internet service for eligible households. Eligible households can also receive a one-time discount of up to $100 to purchase a laptop, desktop computer, or tablet from participating providers if they contribute more than $10 and less than $50 toward the purchase price. In January 2024 however, the FCC announced that applications were closing due to funding available. At that time, Congress had not approved any additional funding for the program. Elimination of the ACP program would remove internet access from many low-income households throughout Lubbock that cannot afford full internet prices. The following map shows the number of broadband service providers by census tract. Most of the residential areas in the City have two (2) options of high-speed internet with competitive providers, though there are some tracts with lower populations that only have access to one provider. See Map at the end of the section - Highspeed Internet Providers Consolidated Plan LUBBOCK 116 OMB Control No: 2506-0117 (exp. 09/30/2021) Availability of residential wired broadband internet access in 2020. Shallowater Wired Broadband Aaess(Residenbal) Source'FCC N Yeer. 2020 r COLORS Insufficient Data ■ BrOatlbantl Available No Br --band Availahle Shaded by &lock I a� Reese©fpank Broadband Access Consolidated Plan LUBBOCK mr 117 OMB Control No: 2506-0117 (exp. 09/30/2021) Number of residential wired internet Wired h l—t Providers (Resideirwi) Source FCC Yee....20 Insufficient Paw or less 2 3 4 5 d greeter Shaded by. Black R1252 Ai (( d Highspeed Internet Providers Consolidated Plan LUBBOCK 118 OMB Control No: 2506-0117 (exp. 09/30/2021) MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3) Describe the jurisdiction's increased natural hazard risks associated with climate change. Lubbock has historically been prone to various natural hazard events including flooding, hail, thunderstorm winds, tornados, and others. The potential impacts of climate change —including an increase in prolonged periods of excessively high temperatures, more heavy precipitation, more severe storms, or droughts —are often most significant for vulnerable communities. In 2021, the EPA released its US EPA's Climate Adaptor Plan, asserting that Texas's most significant vulnerabilities to climate change include sea level rise/coastal inundation, frequency and intensity of storms, droughts, and wildfires. The City is not located near the coast and is not likely to experience direct coastal effects. However, any increase in the ocean levels or increased storm activity may lead to people moving away from the coast. An increase in people could come into the City which may drive up housing costs, reduce the availability of jobs, and tax resources. According to the Intergovernmental Panel on Climate Change (IPCC), by the middle of the century the average summer temperature is expected to rise four degrees. This rise in temperature could lead to altered weather and precipitation patterns, a rise in severe storms, an increased risk of catastrophic floods, increased electricity costs, and ruined crops. Describe the vulnerability to these risks of housing occupied by low- and moderate -income households based on an analysis of data, findings, and methods. Low- and moderate -income residents are at particular risk due to having less available resources to combat the impacts of natural disasters. A dramatic rise in electricity or housing costs could put them at imminent risk of homelessness or living in substandard conditions. According to the 2021 EPA study on Climate Change and Social Vulnerability in the United States, low-income individuals are more likely to live in areas with the highest increases in mortality rates due to climate -driven changes in extreme temperatures as well as the highest rates of labor hour losses for weather -exposed workers. Further, residents in rural communities will have less access to public support in case of emergencies and will have fewer resources to repair or prevent damage to their homes. The City of Lubbock strives to inform and prepare the general public for multi -hazard mitigation. There are online venues (including the City Emergency Management website and free LBKALERT system, the Lubbock County Emergency Management website, social media pages, the Local Emergency Planning Committee of Lubbock County, and the Texas VOAD website and social media pages) that disseminate numerous informational guidebooks, videos, and emergency resources to build disaster resiliency in the community. Consolidated Plan LUBBOCK 119 OMB Control No: 2506-0117 (exp. 09/30/2021) Strategic Plan SP-05 Overview Strategic Plan Overview The Strategic Plan is the City of Lubbock's housing and community development plan over the next five years of the 2024-2028 Consolidated Plan. The plan outlines how the City intends to use CDBG, HOME and ESG funds toward HUD's statutory goals of providing a suitable living environment and safe, decent and affordable housing for low- to moderate -income (LMI) households and special need groups in the City. Through data analysis in the Needs Assessment and Market Analysis of the plan and a comprehensive citizen participation process that involved input from the community and stakeholder organizations; the City was able to identify the priority needs that exist in Lubbock. The goals developed in the Strategic Plan address these needs over the five-year plan period. While the City does not target funding based solely on geographic requirements, the City will consider investments in low/mod block group tracts in its five-year plan. Low/mod block group tracts are defined by HUD as tracts where the residents are at least 51% low- to moderate -income households. These tracts are eligible for certain types of activities funded by CDBG. For example, public improvements such as those to neighborhood facilities, community centers or infrastructure like roads and streets can be targeted to these low/mod block group tracts. Direct services to individuals and families are not necessarily targeted to areas; however, they must meet income qualifications in order to be eligible. These activities can be direct affordable housing assistance and public services. The following are the six (6) priority needs and associated goals identified in the Strategic Plan. More details of the priority needs are given in the SP-25 and the goals are detailed in the SP-45. Priority Need: Expand & Improve Public Infrastructure & Facilities 1A Improve & Expand Public Infrastructure 1B Improve Access to Public Facilities Priority Need: Preserve & Develop Affordable Housing 2A Provide for Owner -Occupied Housing Rehab 2B Increase Homeownership Opportunities 2C Increase Affordable Rental Housing Opportunities Priority Need: Public Services & Quality of Life Improvements 3A Provide Supportive Services Special Needs Pop 3B Provide Vital Services for LMI Households Consolidated Plan LUBBOCK 120 OMB Control No: 2506-0117 (exp. 09/30/2021) Priority Need: Homelessness Housing and Support Services 4A Provide Homeless Rapid Re -Housing Assistance 4B Provide Assistance to Homeless Shelters 4C Provide Homelessness Prevention Assistance Priority Need: Effective Program Management 5A Effective Program Management Consolidated Plan LUBBOCK 121 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-10 Geographic Priorities — 91.215 (a)(1) Geographic Area Table 52 - Geographic Priority Areas 1 Area Name: Low/Mod Block Group Tracts Area Type: Other Other Target Area Description: Other HUD Approval Date: of Low/ Mod: Revital Type: Comprehensive Other Revital Description: Identify the neighborhood boundaries Low/Mod Block Group Tracts located within the for this target area. boundaries of the City of Lubbock. A low/mod block group tract is defined by HUD as an area that is primarily residential and where at least 51 percent of the residents are low- and moderate -income persons. Include specific housing and commercial From 2010 to 2022, Lubbock has seen a gradual growth characteristics of this target area. in housing development; however, housing remains old as approximately 43% of all units were built before 1980 (Source: 2018-2022 ACS). These housing units will naturally have higher concentrations of deferred maintenance, deteriorating conditions and a greater risk of lead -based paint hazards. As the urban hub in the area, Lubbock is home to the areas manufacturing, construction, retail trade, education and health industries. Consolidated Plan LUBBOCK 122 OMB Control No: 2506-0117 (exp. 09/30/2021) How did your consultation and citizen The City of Lubbock works with a wide variety of participation process help you to agencies, organizations, and service providers in an identify this neighborhood as a target effort to bring various viewpoints to bear in the area? identification of local housing and service needs. Needs were determined through meetings with various public officials and citizens throughout the City, as well as a public survey that was available online. A public hearing and public comment period was given to afford citizens an opportunity to participate in the development of the plan. Identify the needs in this target area. There is a need to expand and improve public infrastructure as well as improve access to public facilities in Lubbock. Public infrastructure improvements will make the City more inviting to people with disabilities by increasing the number of ramps and ensuring ADA compliance. Public facilities are necessary in order to create a safer and more suitable living environment, particularly for low and moderate -income households. Public transportation also needs to be improved within Lubbock. Bus services need to be accessible for low- income and rural communities, which means not only the expansion of routes but longer service hours that conform to the needs of the community. There is a need for expanded and improved public services to provide support for the growing population. In particular, low-income families need assistance with child-care, housing, and job opportunities. The special needs population which includes the elderly, persons with a disability and victims of domestic violence are also in need of vital public services that meet their unique needs. Finally, there is a continued need for homeless services. What are the opportunities for Investment towards LMI areas and LMI persons will improvement in this target area? improve the quality of life for citizens in the City of Lubbock. Are there barriers to improvement in Access to funding is a barrier to improvements in the this target area? City. Consolidated Plan LUBBOCK 123 OMB Control No: 2506-0117 (exp. 09/30/2021) General Allocation Priorities Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA) The City of Lubbock does not determine funding targets solely on geographic areas. Much of the funding from the CDBG and HOME programs are available for use in any of the target low/mod neighborhoods or citywide, depending on the specifics of the designated activities. Direct services such as public services and affordable housing benefits are based on household income eligibility rather than area benefit. Improvements to public facilities and infrastructure have an areawide low/mod income benefit and the distribution of funds is by need within eligible target areas. The City however will give priority to areas of LMI concentration, areas of high minority concentration and LMI households "citywide". These areas are described in more detail in the MA-50. For example, when planned activities are intended to serve individuals or households directly, beneficiaries must meet income qualifications, as well as residency requirements (residing within the City), in order to receive assistance from the program. In these instances, City staff and/or one of its partner agencies will complete an in -take and eligibility status review of the applicant before the activity is initiated. The City has also identified infrastructure and public facility improvement activities. In which case, the planned activities will serve a community or neighborhood. These activities are said to have an "area - wide" benefit. Per HUD requirements, these areas must be within an eligible Low/Mod Block Group Tract, as defined by HUD-CDBG regulations, whereby the majority of the residents are low- to moderate -income (or 51%). To determine LMI tracts the City utilizes HUD's CDBG Low Mod Income Summary Data (LMISD) from the HUD Exchange website, which has defined the eligible block group tracts within the jurisdiction. The tracts can be at: https://www.hudexchange.info/programs/acs-low-mod-summary-data/. Consolidated Plan LUBBOCK 124 OMB Control No: 2506-0117 (exp. 09/30/2021) Block Group LMI Status C Low/Mod Block Group Tract, LMISD 2023 Consolidated Plan LUBBOCK 125 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-25 Priority Needs - 91.215(a)(2) Priority Needs Table 53 — Priority Needs Summary 1 Priority Need Expand/Improve Public Infrastructure & Facilities Name Priority Level High Population Extremely Low Low Moderate Families with Children Elderly Non -housing Community Development Geographic Low/Mod Block Group Tracts Areas Affected Associated 1A Improve & Expand Public Infrastructure Goals 1B Improve Access to Public Facilities Description Expand and improve public infrastructure through activities for LMI persons and households. Some activities will include ADA compliance for curb ramps and sidewalks as well as roadway safety projects. The City will also improve access to public facilities that will benefit LMI persons and households. Funds will be used to improve facilities such as recreational parks and community centers throughout the City. Basis for Through community participation and consultation of local stakeholder the need Relative to Expand & Improve Public Infrastructure & Facilities was identified. The basis is Priority to improve accessibility for all residents and create a suitable living environment. 2 Priority Need Preserve & Develop Affordable Housing Name Priority Level High Population Extremely Low Low Moderate Families with Children Elderly Public Housing Residents Consolidated Plan LUBBOCK 126 OMB Control No: 2506-0117 (exp. 09/30/2021) Geographic Low/Mod Block Group Tracts Areas Affected Associated 2A Provide for Owner -Occupied Housing Rehab Goals 2B Increase Homeownership Opportunities 2C Increase Affordable Rental Housing Opportunities Description The City will provide for owner occupied housing rehabilitation; increase homeownership opportunities; and increase affordable rental housing opportunities through rental units being constructed and rehabilitated. These activities will benefit LMI households. Basis for Through community participation and consultation of local stakeholder Relative organizations the need to Preserve & Develop Affordable Housing was identified. Priority The basis is to create affordable housing for LMI residents in Lubbock. 3 Priority Need Public Services & Quality of Life Improvements Name Priority Level High Population Extremely Low Low Moderate Families with Children Non -housing Community Development Geographic Low/Mod Block Group Tracts Areas Affected Associated 3A Provide Supportive Services Special Needs Population Goals 3B Provide Vital Services for LMI Households Description Provide supportive services for LMI households and also the special needs populations in Lubbock. Public services will target LMI citizens and will include fair housing awareness, crime prevention programs, case management for emergency assistance, family self-sufficiency programs, legal counseling, employment programs, health programs, and homeownership counseling. Public services that will serve special needs populations are fair housing awareness, elderly programs that address their needs and to support independent living, recreational programs, and education and health programs. Basis for Through community participation and consultation of local stakeholder partners Relative and organizations the need for Public Services & Quality of Life Improvements Priority was identified. The basis for this need is to provide all citizens with access to services and create a suitable living environment. Consolidated Plan LUBBOCK 127 OMB Control No: 2506-0117 (exp. 09/30/2021) 4 Priority Need Homelessness Housing and Support Services Name Priority Level High Population Extremely Low Low Moderate Chronic Homelessness Families with Children Non -housing Community Development Geographic Low/Mod Block Group Tracts Areas Affected Associated 4A Provide Homeless Rapid Re -Housing Assistance Goals 4B Provide Assistance to Homeless Shelters 4C Provide Homelessness Prevention Assistance Description The City will address homelessness through Homelessness Prevention/ Rapid Rehousing rental assistance activities and overnight emergency shelter programs helping them to increase bed availability and support shelter operations. Basis for Through community participation and consultation of local stakeholder Relative organizations the need for Homelessness Housing and Support Services was Priority identified. The basis for this need is to provide accessibility and sustainability for persons experiencing homelessness. 5 Priority Need Effective Program Management Name Priority Level High Population Extremely Low Low Moderate Non -housing Community Development Geographic Low/Mod Block Group Tracts Areas Affected Associated 5A Effective Program Management Goals Description Effective program management will include general administration of the CPD grant programs, monitoring subrecipients, and keeping strict grant -based accounting. Comprehensive planning requirements will include the development Consolidated Plan LUBBOCK 128 OMB Control No: 2506-0117 (exp. 09/30/2021) of AAPs, an evaluation of the performance of the programs through annual reports, and meeting citizen participation requirements. Basis for There is a need to provide effective program management of HUD grant Relative programs that will ensure compliance with each respective grant and their Priority regulations and that programs meet their established objectives. Consolidated Plan LUBBOCK 129 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-30 Influence of Market Conditions — 91.215 (b) Influence of Market Conditions Consolidated Plan LUBBOCK 130 OMB Control No: 2506-0117 (exp. 09/30/2021) Affordable Market Characteristics that will influence Housing Type the use of funds available for housing type Tenant Based TBRA will be provided in response to the needs of LMI and at -risk of homeless Rental Assistance households identified below: (TBRA) - High rates of housing cost burden and severe housing cost burden as reported in the NA-10, especially for LMI renters. - The cost of rent has increased tremendously in the past decade. Median contract rent has increased 51% from 2010 to 2022. - Fair Market Rents (FMR) are still out of reach for the lowest income households. - Homeless households have a need for stable housing as they work towards self-sustainability. - There is a need for additional Housing Choice Vouchers as the LHA maintains a long waiting list. - As reported in the MA-15, there is a shortage of affordable rental units for lower income households. TBRA for Non- See above. Homeless Special Needs New Unit New Unit Production will be provided in response to the needs identified below: Production - There is a limited supply of affordable housing for LMI households as housing cost burden is the biggest housing problem in the City. - High housing development costs limit the construction of affordable housing. - The cost of rent has increased dramatically in the past decade. Median contract rent has increased 51% from 2010 to 2022. - As reported in the MA-15, there is a shortage of affordable homeowner and rental units for lower income households. Rehabilitation Housing Rehabilitation activities will be provided in response to the needs identified below: - The housing stock is aging and a significant number of units may be in need of repairs. As reported in the MA, approximately 43% of all housing were built before 1980 (Source: 2018-2022 ACS). LMI households often reside in older and aging housing units, and without assistance may lack the finances to maintain their homes. - The cost of new construction and/or housing replacement is prohibitive for lower income households. - The condition of older housing units are also likely to require higher maintenance costs. - There is a higher risk of lead -based paint hazards for older housing built before 1978. Consolidated Plan LUBBOCK 131 OMB Control No: 2506-0117 (exp. 09/30/2021) Affordable Market Characteristics that will influence Housing Type the use of funds available for housing type Tenant Based TBRA will be provided in response to the needs of LMI and at -risk of homeless Rental Assistance households identified below: (TBRA) - High rates of housing cost burden and severe housing cost burden as reported in the NA-10, especially for LMI renters. - The cost of rent has increased tremendously in the past decade. Median contract rent has increased 51% from 2010 to 2022. - Fair Market Rents (FMR) are still out of reach for the lowest income households. - Homeless households have a need for stable housing as they work towards self-sustainability. - There is a need for additional Housing Choice Vouchers as the LHA maintains a long waiting list. - As reported in the MA-15, there is a shortage of affordable rental units for lower income households. TBRA for Non- See above. Homeless Special Needs Acquisition, Acquisition, for the purpose of rehabilitation will be provided in response to the including needs identified below: preservation - Acquisition for the purpose of preserving and maintaining affordable housing. Table 54 —influence of Market Conditions Consolidated Plan LUBBOCK 132 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction The City of Lubbock receives funding from three federal grant programs, which are the Community Development Block Grant (CDBG), the HOME Investment Partnerships (HOME), and the Emergency Solutions Grants (ESG) programs. These grant programs will support community development programs, affordable housing development and preservation, and address homelessness in PY 2024. In addition to these programs, the City anticipates it will generate program income in the amount of $100,000 for HOME housing programs. PY 2024 is the first program year of the Five -Year 2024-2028 Consolidated Plan, and the City anticipates it will receive similar allocation amounts in each year of the Consolidated Plan period. Contingency Provision for PY 2024 CDBG Allocation At this time HUD has not yet announced the PY 2024 Community Planning and Development (CPD) allocations. The allocations listed below are only an estimate of the anticipated PY 2024 allocations and the City has a contingency provision to match the actual allocation amount once it has been announced by HUD. The City's final allocation towards activities in the AAP will be divided among all proposed projects and budgets will be proportionally increased or decreased from the estimated funding levels to match the actual allocation amounts, with adjustments to remain in compliance with administration and public service regulatory caps for CDBG, administrative regulatory cap and CHDO reserve set aside requirement for HOME, and the administrative regulatory cap for the ESG grant. Consolidated Plan LUBBOCK 133 OMB Control No: 2506-0117 (exp. 09/30/2021) Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description Funds Amount Annual Program Prior Year Total: Available Allocation: Income: $ Resources: $ Remainder $ $ of ConPlan CDBG public - Acquisition PY 2024 is the first program year of federal Admin and Planning the ConPlan. The funds expected Housing for the remainder of ConPlan is 4x Public Improvements more years of the annual allocation Public Services 2,245,749 0 0 2,245,749 8,982,996 and program income. HOME public - Acquisition PY 2024 is the first program year of federal Homebuyer assistance the ConPlan. The funds expected Homeowner rehab for the remainder of ConPlan is 4x Multifamily rental new more years of the annual allocation construction and program income. Multifamily rental rehab New construction for ownership 1,163,287 100,000 0 1,263,287 5,053,148 ESG public - Financial Assistance PY 2024 is the first program year of federal Overnight shelter the ConPlan. The funds expected Rapid re -housing (rental for the remainder of ConPlan is 4x assistance) more years of the annual allocation. Homelessness Prevention (rental assistance) Services 198,147 0 0 198,147 792,588 Table 55 - Anticipated Resources Consolidated Plan LUBBOCK 134 OMB Control No: 2506-0117 (exp. 09/30/2021) Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Federal HUD entitlement funds have helped the City leverage recent local and state funds. Through leveraging federal funds, the City was able to receive the North-East Lubbock Neighborhood Infrastructure Fund (NELNIF) from the City's general fund. CEAP funds were also received for households in crisis and in immediate need of utility payment assistance. ESG funding will have a 100% match, and the fund will be matched by each subgrantee. HOME match will be identified on a project by project basis, where required. The City will monitor other funding opportunities as they are presented. Where project opportunities are presented with Low -Income Housing Tax Credits or Project -Based Vouchers (rental assistance) as potential additional resources that could assist with the development of new housing, the City will support any efforts to secure those resources. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The City of Lubbock has vacant land available for sale to nonprofit developers through the Urban Renewal Agency (URA). The URA studies the need for neighborhood rehabilitation in older sections of Lubbock and recommends rehabilitation projects to be funded. Some properties are located within flood zones, where many are remnants and too small for development. However, URA does own some lots that are feasible for housing and development activities. The URA meets the third Tuesday of each month to discuss these properties and to plan redevelopment activities. Discussion The City has programmed approximately $3.7 million for the CDBG, HOME, and ESG programs for PY 2024. These funds will be used to operate a range of housing and community development services as described later in the Annual Action Plan goals and projects. Consolidated Plan LUBBOCK 135 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-40 Institutional Delivery Structure — 91.215(k) Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions. Responsible Entity Responsible Role Geographic Area Entity Type Served LUBBOCK Government Economic Development Jurisdiction Homelessness Non -homeless special needs Ownership Planning Rental neighborhood improvements public facilities LUBBOCK HOUSING PHA Public Housing Jurisdiction AUTHORITY LUBBOCK CHILDRENS Health Agency Non -homeless special needs Jurisdiction HEALTH CLINIC LUBBOCK HOUSING Developer Ownership Jurisdiction FINANCE CORP. Rental VETSTAR Nonprofit Non -homeless special needs Jurisdiction CATHOLIC CHARITIES, Nonprofit Non -homeless special needs Jurisdiction DIOCESE OF LUBBOCK FAMILY PROMISE OF Nonprofit Non -homeless special needs Jurisdiction LUBBOCK LUBBOCK CHILDRENS Nonprofit Non -homeless special needs Jurisdiction GUADALUPE PARKWAY Nonprofit Non -homeless special needs Jurisdiction NEIGHBORHOOD CENTERS YWCA LUBBOCK Nonprofit Non -homeless special needs Jurisdiction SERVE LUBBOCK Nonprofit Non -homeless special needs Jurisdiction ECHO WEST TEXAS Nonprofit Non -homeless special needs Jurisdiction LUBBOCK IMPACT Nonprofit Non -homeless special needs Jurisdiction TEXAS HOMELESS Continuum of Homelessness Region NETWORK Care Planning LOVE THE HUB Nonprofit Homelessness Jurisdiction ONE VOICE HOME Nonprofit Homelessness Jurisdiction Table 6 - Institutional Delivery Structure Assess of Strengths and Gaps in the Institutional Delivery System The institutional delivery system in Lubbock is well coordinated and spans a range of community needs. The City has many years of experience managing and implementing the programs addressed in the Consolidated Plan, as well as working with outside agencies that fill identified needs in the community. The Housing Authority of Lubbock (LHA) operates public housing units in the area and works closely with the City. The LHA and the City worked together to Consolidated Plan LUBBOCK 136 OMB Control No: 2506-0117 (exp. 09/30/2021) produce the most recent Analysis of Impediments to Fair Housing Choice, which will help guide housing efforts over the next five years of the plan. The only gap is the limited number of CHDOs operating in Lubbock. More CHDOs could further assist the City in meeting its housing goals. Availability of services targeted to homeless persons and persons with HIV and mainstream services Homelessness Prevention Services Available in the Community Targeted to Homeless Targeted to People with HIV Homelessness Prevention Services Counseling/Advocacy X X Legal Assistance X X Mortgage Assistance X X Rental Assistance X X Utilities Assistance X X Street Outreach Services Law Enforcement Mobile Clinics Other Street Outreach Services X X Supportive Services Alcohol & Drug Abuse X X Child Care X X Education X Employment and Employment Training X X Healthcare X X X HIV/AIDS X Life Skills X X Mental Health Counseling X X Transportation X X Other Other Table 7 - Homeless Prevention Services Summary Describe how the service delivery system including, but not limited to, the services listed above meet the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) The City's homeless prevention programs are managed in-house under the Community Development (CD) department. Activities funded under the ESG program are those targeting persons experiencing homelessness using a Housing First approach and include Rapid Rehousing and Homelessness Prevention rental assistance activities. ESG funding will also be used to help with shelter operations and essential services that meet the needs of the City's most vulnerable groups. Removing housing instability is an important step in helping households experiencing homelessness become economically self-sufficient. Consolidated Plan LUBBOCK 137 OMB Control No: 2506-0117 (exp. 09/30/2021) The City and local homeless service providers work together to resolve, reduce and remove the barriers that persons experiencing homelessness face during their transition to permanent housing and self-sufficiency. This is first done by utilizing the Coordinated Entry assessment process to identify all homeless persons and prioritize referrals to participating housing programs. Participant referrals to Rapid Rehousing and Permanent Supportive Housing programs are prioritized by the longest histories of homelessness and the highest service needs. The City advocates and supports projects that implement evidence -based best practices like the Housing First model. Homeless service providers connect program participants to resources such as mainstream benefits, job placement services, vital records, and other supportive services to increase the participants self-sufficiency. Homeless housing programs provide housing search and placement services and utilize available housing resource lists to assist program participants in identifying affordable housing options. The goal is to reduce the length of time individuals and families experience homelessness once enrolled in a housing program. The City and local homeless shelters utilize HMIS data to analyze the results of the homeless service system as well as individual projects to gain insight on service gaps within the community and improve the performance outcomes of each individual project and the overall homeless system. While the City does not directly assist individuals and their families living with HIV/AIDS, there are several agencies located within the City that offer services to meet their needs. Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above The strength of the service delivery system is the strong network of nonprofit organizations and service providers in the City. There is a full array of services to support individuals and families with housing instability in Lubbock. Further, to streamline services, the City's CD runs its own Homelessness Prevention program. This service delivery system has helped to increase the speed and effectiveness of meeting the needs of persons experiencing homelessness or at -risk of homelessness. While there may be an appropriate range of services, the need may sometimes exceed the availability of services. The gaps in the system are primarily associated with the lack of affordable housing, housing cost burden, low wages and limited employment opportunities for low-income and homeless persons. In general, the largest gap in the homeless service delivery system is a lack of resources to implement programs and services that can meet all the needs of the homeless and special needs population. The requests for assistance often exceed the available funds offered by the City's CDBG, HOME, and ESG grants. ECHO West Texas, a local homeless consortium, is currently in the process of registering and applying to be the HUD Continuum of Care for Lubbock County. The County forming its own independent CoC separate from the Balance of State is an important step for the local homeless system allowing more autonomy, local decision -making ability, and more targeted solutions to homelessness and at -risk of homelessness throughout the City of Lubbock. Consolidated Plan LUBBOCK 138 OMB Control No: 2506-0117 (exp. 09/30/2021) Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs The City is working to improve its service delivery system through the recruitment of qualified service partners and nonprofit organizations as well as to help train them to increase their capacity to implement federal funds. The City will also continue to train staff to become more strategic with our investments in HUD resources. Other actions the City will take are: - Work with ECHO West Texas and other homeless service providers to establish a HUD designated Continuum of Care for Lubbock County. - Work with nonprofit organizations and homeless service providers to address community needs and provide support to federal and non-federal funding initiatives. - Work with the private industry to address important issues that hamper housing and community development efforts. - Identify opportunities to create private/public partnerships for project financing and development to leverage federal funds. Consolidated Plan LUBBOCK 139 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-45 Goals Summary — 91.215(a)(4) Goals Summary Information Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 1 1A Improve & 2024 2028 Non -Housing Low/Mod Expand/Improve CDBG: $1,965,033 Public Facility or Infrastructure Expand Public Community Block Group Public Infrastructure Activities other than Infrastructure Development Tracts & Facilities Low/Moderate Income Housing Benefit: 10000 Persons Assisted 2 1B Improve Access 2024 2028 Non -Housing Low/Mod Expand/Improve CDBG: $1,965,033 Public Facility or Infrastructure to Public Facilities Community Block Group Public Infrastructure Activities other than Development Tracts & Facilities Low/Moderate Income Housing Benefit: 10000 Persons Assisted 3 2A Provide for 2024 2028 Affordable Low/Mod Preserve & Develop CDBG: $3,368,624 Homeowner Housing Owner -Occupied Housing Block Group Affordable Housing Rehabilitated: 50 Household Housing Rehab Tracts Housing Unit 4 2B Increase 2024 2028 Affordable Low/Mod Preserve & Develop HOME: $2,368,665 Direct Financial Assistance to Homeownership Housing Block Group Affordable Housing Homebuyers: 50 Households Opportunities Tracts Assisted 5 2C Increase 2024 2028 Affordable Low/Mod Preserve & Develop HOME: $3,316,130 Rental units constructed: 10 Affordable Rental Housing Block Group Affordable Housing Household Housing Unit Housing Tracts Rental units rehabilitated: 100 Opportunities Household Housing Unit Consolidated Plan LUBBOCK 140 OMB Control No: 2506-0117 (exp. 09/30/2021) Sort Goal Name Start End Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Year Area 6 3A Provide 2024 2028 Non -Homeless Low/Mod Public Services & CDBG: $842,155 Public service activities other Supportive Services Special Needs Block Group Quality of Life than Low/Moderate Income Special Needs Pop Tracts Improvements Housing Benefit: 500 Persons Assisted 7 3B Provide Vital 2024 2028 Non -Homeless Low/Mod Public Services & CDBG: $842,155 Public service activities other Services for LMI Special Needs Block Group Quality of Life than Low/Moderate Income Households Tracts Improvements Housing Benefit: 2500 Persons Assisted 8 4A Provide 2024 2028 Homeless Low/Mod Homelessness ESG: $242,735 Tenant -based rental assistance Homeless Rapid Re- Block Group Housing and / Rapid Rehousing: 100 Housing Assistance Tracts Support Services Households Assisted 9 4B Provide 2024 2028 Homeless Low/Mod Homelessness ESG: $297,225 Overnight/Emergency Assistance to Block Group Housing and Shelter/Transitional Housing Homeless Shelters Tracts Support Services Beds added: 4000 Beds 10 4C Provide 2024 2028 Homeless Low/Mod Homelessness ESG: $376,470 Homelessness Prevention: 250 Homelessness Block Group Housing and Persons Assisted Prevention Tracts Support Services Assistance 11 5A Effective 2024 2028 Non -Housing Low/Mod Effective Program CDBG: $2,245,745 Other: 3 Program Community Block Group Management HOME: $631,640 Management Development Tracts ESG: $74,305 Table 58 — Goals Summary Consolidated Plan LUBBOCK 141 OMB Control No: 2506-0117 (exp. 09/30/2021) Goal Descriptions 1 Goal Name 1A Improve & Expand Public Infrastructure Goal Expand and improve public infrastructure through activities for LMI persons and households. Activities will include Description improvements to infrastructure in the jurisdiction such as roadway resurfacing; expansion of sidewalks in low/mod areas; and improvements to curbs and ramps on sidewalks for ADA compliance. 2 Goal Name 1B Improve Access to Public Facilities Goal Improve access to public facilities that will benefit LMI persons and households. Funds will be used to improve facilities Description such as recreational parks and community centers throughout the City. 3 Goal Name 2A Provide for Owner -Occupied Housing Rehab Goal Provide for owner occupied housing rehabilitation that will benefit LMI households. Rehab activities may include minor Description structural repair, sewer system repairs, HVAC, and other repairs related to urgent health and safety concerns. 4 Goal Name 2B Increase Homeownership Opportunities Goal Provide for homeownership opportunities to eligible first-time homebuyers such as direct financial assistance and loans. Description 5 Goal Name 2C Increase Affordable Rental Housing Opportunities Goal Increase affordable rental housing opportunities in the City through acquisition, new construction, rehab of existing Description structures, and rental assistance. 6 Goal Name 3A Provide Supportive Services for Special Needs Populations Goal Provide vital services for households with special needs, including persons with a disability, elderly persons, persons Description experiencing homelessness and victims of domestic violence. Consolidated Plan LUBBOCK 142 OMB Control No: 2506-0117 (exp. 09/30/2021) 7 Goal Name 3B Provide Vital Services for LMI Households Goal Provide vital services for LMI persons and households. Public services will target low- and moderate -income citizens and Description may include: fair housing awareness, case management for emergency assistance, family self-sufficiency programs, employment programs, and child care services. 8 Goal Name 4A Provide Homeless Rapid Re -Housing Assistance Goal Provide Rapid Rehousing program activities for homeless households though security deposits, utility deposits, monthly Description rental assistance, monthly utility assistance and other housing search and case management services. 9 Goal Name 4B Provide Assistance to Homeless Shelters Goal Provide assistance to homeless shelters and helping them increase availability of overnight shelter beds. Description 10 Goal Name 4C Provide Homelessness Prevention Assistance Goal Provide Homelessness Prevention program activities for at -risk of homeless households through rental assistance, utility Description assistance, and other housing search and case management services. Households that are unable to be stabilized in their current housing unit will be able to move to a more affordable unit with the program being able to provide security and utility deposit assistance. 11 Goal Name 5A Effective Program Management Goal Effective program management of HUD grant programs will ensure compliance with each respective grant and their Description regulations and that programs meet their established objectives. Consolidated Plan LUBBOCK 143 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimate the number of extremely low-income, low-income, and moderate -income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) Over the five years of the Consolidated Plan, the City estimates it will assist low- to moderate -income households with the following housing activities: Homeowner Housing Rehabilitated: 50 Household Housing Unit Direct Financial Assistance to Homebuyers: 50 Households Assisted Rental units constructed: 10 Household Housing Unit Rental units rehabilitated: 100 Household Housing Unit Consolidated Plan LUBBOCK 144 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-50 Public Housing Accessibility and Involvement — 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement) As of the most recent 2023 PHA plan, the Lubbock Housing Authority (LHA) has a waitlist of 289 households for public housing and 398 households for Section 8. The waiting list has been closed for 12 months, and the LHA does not plan to reopen the waitlist during the program year. New activities planned include mixed finance modernization and development of units and the conversion of public housing units to project -based assistance under the RAID program. These include continuing the conversion of approximately 75 units of housing for affordable Section 8 rental housing. The agency continually evaluates units as they are vacated for renovation needs, often removing individual units from the inventory temporarily to allow for renovation activities. The agency will also re-evaluate its payment standard to assure that subsidies are relevant in the housing market. The LHA also intends to operate a Section 8 Project -Based Voucher Program. The LHA will consider the needs of individuals and families with a disability, and make any reasonable accommodation as needed. Currently, every development site in the LHA inventory is in compliance with the number of accessible units required. Activities to Increase Resident Involvements Each year, the Lubbock Housing Authority encourages residents to participate in resident councils, but has little success maintaining ongoing interest at the individual development level. The organization -wide resident council is maintained to assist in the planning process. The agency does not currently operate any homeownership programs. Is the public housing agency designated as troubled under 24 CFR part 902? Not applicable. The Lubbock Housing Authority is not designated as troubled, and is a "High Performer". Plan to remove the `troubled 'designation Not applicable. Consolidated Plan LUBBOCK 145 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-55 Barriers to affordable housing — 91.215(h) Barriers to Affordable Housing WILL COMPLETE THIS SECTION WHEN THE ANALYSIS OF IMPEDIMENTS HAS BEEN COMPLETED Strategy to Remove or Ameliorate the Barriers to Affordable Housing Consolidated Plan LUBBOCK 146 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-60 Homelessness Strategy — 91.215(d) Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs: Addressing the emergency and transitional housing needs of homeless persons The City and local homeless service providers are focusing efforts on increasing the bed capacity for both emergency shelter and transitional housing programs that have a focus on participants obtaining permanent housing at the end of their stay. The City is developing a plan to leverage funds from other Federal, State, local, and private sources to increase shelter capacity within Lubbock to address the needs of homeless persons. The City will use ESG funds to support current shelter operations in Lubbock throughout the program year. Through the annual CoC competition, the Balance of State CoC will continue trying to expand Permanent Supportive Housing and Rapid Rehousing programs that should result in additional beds being made available at emergency shelter and transitional housing locations. The City is coordinating with ECHO West Texas, a local homeless consortium, that is currently in the process of registering and applying to be the HUD Continuum of Care for Lubbock County. The County forming its own independent CoC separate from the Balance of State is an important step for the local homeless system allowing more autonomy, local decision -making ability, and more targeted solutions to homelessness and at -risk of homelessness throughout Lubbock County. Many homeless service providers in Lubbock engage in street outreach activities as part of their efforts to address homelessness. Street outreach is conducted on a regular basis and is focused on individuals and families that are least likely to present for homeless services, including housing. The City of Lubbock Police Department's Homeless Outreach Team (HOT) engages individuals and families experiencing homelessness daily helping them navigate the homeless system. The HOTteam provides referrals to other agencies for employment, social security cards, birth certificates, and bus fares. Additionally, they coordinate with other homeless service providers in the community to provide referrals to additional resources. StarCare Specialty Health System, another service agency, provides specialized outreach services to the homeless with a serious mental illness and/ or co-occurring substance use disorder. To identify individuals and families experiencing homelessness and assess their individual needs Lubbock will increase community engagement with service providers. Community awareness, engagement and collaboration are the keys to impactful change. By increasing leadership engagement, collaboration, and community awareness, we can strengthen the capacity of public and private organizations by increasing community knowledge about service interventions and best practices to prevent and end homelessness. The City will allocate ESG funds during the ConPlan period towards HMIS. The City will help support HMIS activities to continue assessing homelessness in the City, and therefore improve delivery of services to people experiencing homelessness. These activities will include but will not be limited to the periodic review of local project data quality and data analysis on local and CoC wide HMIS data including system performance metrics, racial disparities, Longitudinal System Analysis (LSA), local project performance, and local outreach data. To track our goals for outreach and other service interventions our plan continues to Consolidated Plan LUBBOCK 147 OMB Control No: 2506-0117 (exp. 09/30/2021) include utilizing Coordinated Entry to provide assessment, prioritization and referrals to housing programs, tracking by name all of those who are experiencing homelessness in our community and inputting the information into HMIS. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again. The City in partnership with homeless service providers work to resolve, reduce and remove the barriers that persons experiencing homelessness face during their transition to permanent housing and self- sufficiency. This is first done by utilizing the Coordinated Entry assessment process to identify all homeless persons and prioritize referrals to participating housing programs. Referrals to Rapid Rehousing and Permanent Supportive Housing programs are prioritized by the longest histories of homelessness and the highest service needs. The City advocates and supports projects that implement evidence -based best practices like the Housing First model. Homeless service providers connect program participants to resources such as mainstream benefits, job placement services, vital records, and other supportive services to increase participants self-sufficiency. Homeless housing programs provide housing search and placement services and utilize available resource lists to assist program participants in identifying affordable housing options. This helps to reduce the length of time individuals and families experience homelessness once enrolled in a housing program. The City and local homeless shelters utilize HMIS data to analyze the results of the homeless service system as well as individual projects to gain insight on service gaps within the community and improve the performance outcomes of each individual project and the overall system. Proposed funding for the ESG program includes Rapid Rehousing and Homelessness Prevention rental activities. ESG funding will also be used to help with shelter operations and essential services. Help low-income individuals and families avoid becoming homeless, especially extremely low- income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs Homelessness Prevention is a major focus of the City, in particular individuals and families discharged from other systems of care. The City is focused on keeping individuals and families out of chronic homelessness. For some providers, Homelessness Prevention is their sole mission. Other providers provide prevention as an additional support program in conjunction with the provision of emergency shelter and other supportive services. All of these activities will help individuals and families Consolidated Plan LUBBOCK 148 OMB Control No: 2506-0117 (exp. 09/30/2021) avoid repeated experiences of being homeless. The City has staff that will refer low-income individuals and families to available affordable housing options and supportive service programs, which will help them avoid becoming homeless. Additionally, the Lubbock Housing Authority has 33 HUD Emergency Housing Vouchers (EHVs) to assist those that are homeless; at -risk of homelessness; fleeing, or attempting to flee domestic violence, sexual assault, stalking, or human trafficking; were recently homeless; or have a high risk of housing instability. Consolidated Plan LUBBOCK 149 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-65 Lead based paint Hazards — 91.215(i) Actions to address LBP hazards and increase access to housing without LBP hazards The goal of the City of Lubbock is to increase the inventory of lead safe housing units. The City will utilize these strategies below: • Continue to meet HUD lead -based paint abatement standards in housing rehabilitation programs. • Housing rehabilitation activities will include lead testing for any housing unit built before 1978. • Identify additional funding to perform abatement on pre 1978 housing in the target low/mod tracts. • Seek funding as it becomes available to provide testing and abatement of lead -based paint hazards in single-family housing where young children are present. • Expand the stock of lead safe housing units through housing initiatives. • Seek funding as it becomes available to provide for testing, abatement, training, and educational awareness. How are the actions listed above related to the extent of lead poisoning and hazards? A major priority of the City is the preservation of affordable housing, and this is addressed through housing rehabilitation programs. These programs target some of the oldest housing stock in the City, which are typically in the worst condition and have a high risk of lead -based paint hazards. To the extent that lead - based paint hazards are found in the older housing stock, these programs address the issue directly. How are the actions listed above integrated into housing policies and procedures? The City of Lubbock currently performs visual inspections of housing units included in their housing programs. Where defective paint is observed, surfaces are prepped and repainted, following abatement guidelines provided by HUD. All housing programs include provisions requiring that all painted surfaces be in good condition. Similar efforts are undertaken bythe Lubbock Housing Authoritywhen bringing new Section 8 housing units into the program. Housing units are inspected according to the provisions of Housing Quality Standard regulations, including lead -based paint conditions. Consolidated Plan LUBBOCK 150 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-70 Anti -Poverty Strategy — 91.215(j) Jurisdiction Goals, Programs and Policies for reducing the number of Poverty -Level Families The activities in this plan work directly to reduce poverty and alleviate homelessness in the City of Lubbock. CDBG public service programs and public improvements are aimed at improving accessibility and quality of life for residents. CDBG and HOME funded affordable housing development and preservation programs will create and maintain living conditions that help LMI households avoid homelessness. ESG funds will go towards Homelessness Prevention and Rapid Rehousing activities. The City is also making progress through implementing various economic development initiatives. The goal is to reduce the size of the impoverished population in the City of Lubbock through these economic development opportunities. The City will use the strategy outlines below: Objective 1: Expand job opportunities in Lubbock. • Work with local entrepreneurs to stimulate business development in targeted neighborhoods. • Work to attract corporate relocations/expansions into Lubbock to increase the total number of available jobs. • Work with local business leaders to assess the needs that businesses operating in Lubbock are experiencing. Objective 2: Enhance efforts to ensure that the workforce is trained to meet the occupation demands of local employers. • Promote Workforce Investment Act (WIA) program among neighborhood associations and community -based organizations. • Promote workforce development programs offered by local universities and colleges. • Promote existing General Education Development (GED) programs that work with adults who have not earned their high school diplomas. Objective 3: Increase childcare and educational opportunities for children from low-income families. • Provide support to nonprofit agencies that deliver childcare, head start, and after -school services to low-income households. Objective 4: Expand affordable housing opportunities. • Work with developers to identify opportunities for the use of Low -Income Housing Tax Credits to build affordable housing developments. • Work with the Lubbock Housing Authority to identify homeownership opportunities through subsidized funds. Consolidated Plan LUBBOCK 151 OMB Control No: 2506-0117 (exp. 09/30/2021) How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan The City works closely with a variety of nonprofit service providers who provide assistance for homeless clients and other households with low- and extremely -low incomes with the purpose of assisting them in improving their financial situations. These providers may also offer programs that help locate and secure affordable housing. Some even work to develop new affordable housing, often funded partially with City grant funds. The City also operates programs that provide down payment and closing cost assistance, and therefore opens an opportunity for LMI households to participate in homeownership. During the five-year Consolidated Plan period, the City will select projects for funding that are designed to reduce the number of persons in poverty. The City will also collaborate with other City departments, nonprofit service providers and local organizations that operate programs that similarly have a goal of reducing the poverty level in Lubbock. Actions that the City may implement include: • Target federal resources in neighborhoods that have low/mod block group tracts and as a result may have a high poverty rate; • Fund public service programs that provide services to LMI households that encourage housing stability and improve the quality of life for residents; • Provide assistance for special needs groups such as those with a disability, the elderly and victims of domestic violence; • Continue to fund housing rehab activities for owners to maintain the condition of their homes which will prevent the risk of homelessness; • Expand the affordable rental housing stock; • Provide direct rental assistance for individuals and families at risk of homelessness. Consolidated Plan LUBBOCK 152 OMB Control No: 2506-0117 (exp. 09/30/2021) SP-80 Monitoring — 91.230 Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements The City of Lubbock's monitoring standards and procedures help assist staff in fulfilling its regulatory obligation to monitor approved subrecipients, including City departments. The primary purpose for monitoring is to ensure proper program performance, financial performance and regulatory compliance in accordance with HUD regulations and other related Federal requirements. The secondary purpose is to ensure that the funded agencies are providing the best and most cost-effective services possible and that they are positioned to access additional funding from non -HUD sources. The funded agencies shall comply with Title 2 CFR Part 200: Uniform Administrative Requirements. All agencies that receive HUD grant funds through the City are monitored by the City's Community Development (CD) department. The Contract and Compliance Manager oversees the monitoring processes and ensures all items are being met. Monthly desk monitoring and annual onsite monitoring are performed each fiscal year. Subrecipients are required to provide all backup data including financial expenditures and demographics for those served by their programs with each monthly expense reimbursement requests. Prior to year-end closeout, the subrecipients are then monitored at a final annual on -site audit. Recently, as part of the comprehensive planning requirements, the City contracted with an agency who provides education and guidance on the monitoring process. This training has provided CD with a more comprehensive understanding of the monitoring process and the requirements of reporting. The training was also made available to agencies who received grant funding. The comprehensive planning requirements include the development process of the City's 5-Year ConPlan, AAPs, and CAPERS as per 24 CFR 91 Subpart A, C & F. Citizen participation is a vital part of the consolidated planning process and the City will make sure to follow its HUD approved Citizen Participation Plan (CPP) which helps guide CD staff to gather community input, which is an essential component in identifying the priority housing and community development needs in the City. The ConPlan is developed every 5 years, and identifies the priority needs in the community and the goals to address these needs. This helps to form the Strategic Plan which covers the 5-year period of the ConPlan. Each year of the 5-Year plan, the City develops an AAP which identifies the projects and activities that will address and further the goals of the plan. The AAP is required to be submitted to and approved by HUD each year to receive CDBG, HOME and ESG funding annually. At the end of each AAP program year, the City will report on the performance of the program through the CAPER. Citizen participation is required in the development of each of these stages as per 24 CFR 91.105. The City of Lubbock encourages historically underutilized, small and disadvantaged business enterprises to participate in the contract bid process. These include minority -owned and women -owned Consolidated Plan LUBBOCK 153 OMB Control No: 2506-0117 (exp. 09/30/2021) businesses. Furthermore, the City will comply with Section 3 of the Housing and Urban Development Act of 1968 (12 U.S.0 1701u) and implementing regulations at 24 CFR Part 75. Consolidated Plan LUBBOCK 154 OMB Control No: 2506-0117 (exp. 09/30/2021) Expected Resources AP-15 Expected Resources — 91.220(c)(1,2) Introduction The City of Lubbock receives funding from three federal grant programs, which are the Community Development Block Grant (CDBG), the HOME Investment Partnerships (HOME), and the Emergency Solutions Grants (ESG) programs. These grant programs will support community development programs, affordable housing development and preservation, and address homelessness in PY 2024. In addition to these programs, the City anticipates it will generate program income in the amount of $100,000 for HOME housing programs. PY 2024 is the first program year of the Five -Year 2024-2028 Consolidated Plan, and the City anticipates it will receive similar allocation amounts in each year of the Consolidated Plan period. Contingency Provision for PY 2024 CDBG Allocation At this time HUD has not yet announced the PY 2024 Community Planning and Development (CPD) allocations. The allocations listed below are only an estimate of the anticipated PY 2024 allocations and the City has a contingency provision to match the actual allocation amount once it has been announced by HUD. The City's final allocation towards activities in the AAP will be divided among all proposed projects and budgets will be proportionally increased or decreased from the estimated funding levels to match the actual allocation amounts, with adjustments to remain in compliance with administration and public service regulatory caps for CDBG, administrative regulatory cap and CHDO reserve set aside requirement for HOME, and the administrative regulatory cap for the ESG grant. Consolidated Plan LUBBOCK 155 OMB Control No: 2506-0117 (exp. 09/30/2021) Program Source of Uses of Funds Expected Amount Available Year 1 Expected Narrative Description Funds Amount Annual Program Prior Year Total: Available Allocation: Income: $ Resources: $ Remainder $ $ of ConPlan CDBG public - Acquisition PY 2024 is the first program year of federal Admin and Planning the ConPlan. The funds expected Housing for the remainder of ConPlan is 4x Public Improvements more years of the annual allocation Public Services 2,245,749 0 0 2,245,749 8,982,996 and program. HOME public - Acquisition PY 2024 is the first program year of federal Homebuyer assistance the ConPlan. The funds expected Homeowner rehab for the remainder of ConPlan is 4x Multifamily rental new more years of the annual allocation construction and program. Multifamily rental rehab New construction for ownership 1,163,287 100,000 0 1,263,287 5,053,148 ESG public - Financial Assistance PY 2024 is the first program year of federal Overnight shelter the ConPlan. The funds expected Rapid re -housing (rental for the remainder of ConPlan is 4x assistance) more years of the annual allocation. Homelessness Prevention (rental assistance) Services 198,147 0 0 198,147 792,588 Table 59 - Expected Resources — Priority Table Consolidated Plan LUBBOCK 156 OMB Control No: 2506-0117 (exp. 09/30/2021) Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied Federal HUD entitlement funds have helped the City leverage recent local and state funds. Through leveraging federal funds, the City was able to receive the North-East Lubbock Neighborhood Infrastructure Fund (NELNIF) from the City's general fund. CEAP funds were also received for households in crisis and in immediate need of utility payment assistance. ESG funding will have a 100% match, and the fund will be matched by each subgrantee. HOME match will be identified on a project by project basis, where required. The City will monitor other funding opportunities as they are presented. Where project opportunities are presented with Low -Income Housing Tax Credits or Project -Based Vouchers (rental assistance) as potential additional resources that could assist with the development of new housing, the City will support any efforts to secure those resources. If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan The City of Lubbock has vacant land available for sale to nonprofit developers through the Urban Renewal Agency (URA). The URA studies the need for neighborhood rehabilitation in older sections of Lubbock and recommends rehabilitation projects to be funded. Some properties are located within flood zones, where many are remnants and too small for development. However, URA does own some lots that are feasible for housing and development programs. The URA meets the third Tuesday of each month to discuss these properties and to plan redevelopment activities. Discussion The City has programmed approximately $3.7 million for the CDBG, HOME, and ESG programs for PY 2024. These funds will be used to operate a range of housing and community development services as described later in the Annual Action Plan goals and projects. Consolidated Plan LUBBOCK 157 OMB Control No: 2506-0117 (exp. 09/30/2021) Annual Goals and Objectives AP-20 Annual Goals and Objectives Goals Summary Information Sort Goal Name Start End Year Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Area 1 1A Improve & 2024 2028 Non -Housing Low/Mod Expand/Improve CDBG: $393,007 Public Facility or Expand Public Community Block Group Public Infrastructure Activities other Infrastructure Development Tracts Infrastructure & than Low/Moderate Income Facilities Housing Benefit: 2000 Persons Assisted 2 1B Improve Access 2024 2028 Non -Housing Low/Mod Expand/Improve CDBG: $393,007 Public Facility or to Public Facilities Community Block Group Public Infrastructure Activities other Development Tracts Infrastructure & than Low/Moderate Income Facilities Housing Benefit: 2000 Persons Assisted 3 2A Provide for 2024 2028 Affordable Low/Mod Preserve & Develop CDBG: $673,725 Homeowner Housing Owner -Occupied Housing Block Group Affordable Housing Rehabilitated: 10 Household Housing Rehab Tracts Housing Unit 4 2B Increase 2024 2028 Affordable Low/Mod Preserve & Develop HOME: Direct Financial Assistance to Homeownership Housing Block Group Affordable Housing $473,733 Homebuyers: 10 Households Opportunities Tracts Assisted Consolidated Plan LUBBOCK 158 OMB Control No: 2506-0117 (exp. 09/30/2021) Sort Goal Name Start End Year Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Area 5 2C Increase 2024 2028 Affordable Low/Mod Preserve & Develop HOME: Rental units constructed: 2 Affordable Rental Housing Block Group Affordable Housing $663,226 Household Housing Unit Housing Tracts Rental units rehabilitated: 20 Opportunities Household Housing Unit 6 3A Provide 2024 2028 Non -Homeless Low/Mod Public Services & CDBG: $168,431 Public service activities other Supportive Services Special Needs Block Group Quality of Life than Low/Moderate Income Special Needs Pop Tracts Improvements Housing Benefit: 100 Persons Assisted 7 3B Provide Vital 2024 2028 Non -Homeless Low/Mod Public Services & CDBG: $168,431 Public service activities other Services for LMI Special Needs Block Group Quality of Life than Low/Moderate Income Households Tracts Improvements Housing Benefit: 500 Persons Assisted 8 4A Provide 2024 2028 Homeless Low/Mod Homelessness ESG: $48,547 Tenant -based rental Homeless Rapid Re- Block Group Housing and assistance / Rapid Rehousing: Housing Assistance Tracts Support Services 15 Households Assisted 9 4B Provide 2024 2028 Homeless Low/Mod Homelessness ESG: $59,445 Overnight/Emergency Assistance to Block Group Housing and Shelter/Transitional Housing Homeless Shelters Tracts Support Services Beds added: 375 Beds 10 4C Provide 2024 2028 Homeless Low/Mod Homelessness ESG: $75,294 Homelessness Prevention: 20 Homelessness Block Group Housing and Persons Assisted Prevention Tracts Support Services Assistance Consolidated Plan LUBBOCK 159 OMB Control No: 2506-0117 (exp. 09/30/2021) Sort Goal Name Start End Year Category Geographic Needs Addressed Funding Goal Outcome Indicator Order Year Area 11 5A Effective 2024 2028 Non -Housing Low/Mod Effective Program CDBG: $449,149 Other: 3 Program Community Block Group Management HOME: Management Development Tracts $126,328 ESG: $14,861 Table 60 — Goals Summary Consolidated Plan LUBBOCK 160 OMB Control No: 2506-0117 (exp. 09/30/2021) Goal Descriptions 1 Goal Name 1A Improve & Expand Public Infrastructure Goal Description Expand and improve public infrastructure through activities for LMI persons and households. Activities will include improvements to infrastructure in the jurisdiction such as roadway resurfacing; expansion of sidewalks in low/mod areas; and improvements to curbs and ramps on sidewalks for ADA compliance. 2 Goal Name 1B Improve Access to Public Facilities Goal Description Improve access to public facilities that will benefit LMI persons and households. Funds will be used to improve facilities such as recreational parks and community centers throughout the City. 3 Goal Name 2A Provide for Owner -Occupied Housing Rehab Goal Description Provide for owner occupied housing rehabilitation that will benefit LMI households. Rehab activities may include minor structural repair, sewer system repairs, HVAC, and other repairs related to urgent health and safety concerns. 4 Goal Name 2B Increase Homeownership Opportunities Goal Description Provide for homeownership opportunities to eligible first-time homebuyers such as direct financial assistance and loans. 5 Goal Name 2C Increase Affordable Rental Housing Opportunities Goal Description Increase affordable rental housing opportunities in the City through acquisition, new construction, rehab of existing structures, and rental assistance. 6 Goal Name 3A Provide Supportive Services for Special Needs Populations Goal Description Provide vital services for households with special needs, including persons with a disability, elderly persons, persons experiencing homelessness and victims of domestic violence. 7 Goal Name 3B Provide Vital Services for LMI Households Goal Description Provide vital services for LMI persons and households. Public services will target low- and moderate -income citizens and may include: fair housing awareness, case management for emergency assistance, family self-sufficiency programs, employment programs, and child care services. Consolidated Plan LUBBOCK 161 OMB Control No: 2506-0117 (exp. 09/30/2021) 8 Goal Name 4A Provide Homeless Rapid Re -Housing Assistance Goal Provide rapid rehousing rental activities for homeless households though monthly rental assistance. Homeless Description prevention activities will also be provided including case management services. 9 Goal Name 4B Provide Assistance to Homeless Shelters Goal Provide assistance to homeless shelters and helping them increase availability of overnight shelter beds. Description 10 Goal Name 4C Provide Homelessness Prevention Assistance Goal Provide Homelessness Prevention program activities for at -risk of homeless households through rental assistance, utility Description assistance, and other housing search and case management services. Households that are unable to be stabilized in their current housing unit will be able to move to a more affordable unit with the program being able to provide security and utility deposit assistance. 11 Goal Name 5A Effective Program Management Goal Effective program management of HUD grant programs will ensure compliance with each respective grant and their Description regulations and that programs meet their established objectives. Consolidated Plan LUBBOCK 162 OMB Control No: 2506-0117 (exp. 09/30/2021) Projects AP-35 Projects — 91.220(d) Introduction The following projects were developed by staff with consultation from nonprofit housing and community development service providers and input from citizens in the community. CDBG will fund public facilities and infrastructure improvements, community development programs and housing rehab activities. The CDBG program has a 20% grant cap allowed for administrative costs and no more than 15% of the grant may be allocated towards public services. HOME will fund affordable housing development and preservation through the City's housing programs and Community Housing Development Organization (CHDO) development activities as required under grant guidelines. There is a 10% grant cap for administrative activities and 15% of the total grant is reserved for CHDO activities. ESG will fund homeless programs such as Homelessness Prevention, Rapid Rehousing and shelter operations. For ESG, there is a 7.5% grant cap for administrative activities. Contingency Provision for PY 2024 CDBG Allocation At this time HUD has not yet announced the PY 2024 Community Planning and Development (CPD) allocations. The City estimates that it will receive $2,245,749 for CDBG, $1,163,287 for HOME and $198,147 for ESG. These amounts are only an estimate of the anticipated PY 2024 allocations and the City has a contingency provision to match the actual allocation amount once it has been announced by HUD. The City also anticipates generating $100,000 in program income for the HOME program. The City's final allocation towards activities in the AAP will be divided among all proposed projects and budgets will be proportionally increased or decreased from the estimated funding levels to match the actual allocation amounts, with adjustments to remain in compliance with administration and public service regulatory caps for CDBG, administrative regulatory cap and CHDO reserve set aside requirement for HOME, and the administrative regulatory cap for the ESG grant. Please see below for the estimated budget before the contingency provision. CDBG Administration (20% max cap): $449,149 CDBG Public Facilities & Infrastructure (35%): $786,013 CDBG Public Services (15% max cap): $336,862 CDBG Housing Rehab (30%): $673,725 HOME Administration (10%): $126,328 HOME CHDO Affordable Rentals (15% requirement): $189,493 HOME Affordable Housing Development (75%): $947,466 ESG Homeless Housing and Services (100%): $198,147 Consolidated Plan LUBBOCK 163 OMB Control No: 2506-0117 (exp. 09/30/2021) Projects # Project Name 1 CDBG: Administration (2024) 2 CDBG: Public Facilities & Infrastructure (2024) 3 CDBG: Public Services (2024) 4 CDBG: Housing Programs (2024) 5 HOME: Administration (2024) 6 HOME: CHDO Affordable Rentals (2024) 7 HOME: Affordable Housing Development (2024) 8 ESG24 - Lubbock Table 61— Project Information Describe the reasons for allocation priorities and any obstacles to addressing underserved needs The City of Lubbock's funded projects will address the housing and community development needs as identified in the ConPlan's five-year Strategic Plan. The following needs are categorized by priority. Public facilities and infrastructure improvements have been identified as a high need in Lubbock, specifically in low- and moderate -income areas. Public improvements are addressed through CDBG funds and will only target low/mod areas as identified by HUD LMISD data. For more details on low/mod target areas, see the AP-50. Public services that improve the quality of life for LMI residents are a high priority. This need exceeds the amount of funds available, however there is a 15% grant cap allocation for public services. The preservation of existing affordable housing units as well as the development of additional affordable housing, for both rental and homeownership opportunities, remains one of the highest priorities in the City. These needs are addressed by CDBG and HOME funds as eligible under each grant guideline. Activities include direct financial assistance, rental housing construction, existing homeowner housing rehab, and other homeownership opportunities. Homeless housing and supportive services that work to end homelessness in Lubbock is a high priority and this need is addressed through the ESG program. The City will fund programs that help with homeless prevention and rapid rehousing activities to help families avoid homelessness, as well as emergency shelter services for persons experiencing homelessness. Other activities include data collection (HMIS) Consolidated Plan LUBBOCK 164 OMB Control No: 2506-0117 (exp. 09/30/2021) and administration of the program. In summary, the projects listed above were selected from project proposals received in accordance to their consistency with the priorities established in the Consolidated Plan. These projects meet needs enumerated in the Needs Assessment and prioritization process to the extent that funding was available. Organizational competencies were also considered when selecting one project over another, leaning toward those organizations with long-standing histories of successful project management. The use of these funds are consistent with the priorities and goals identified in the 5-year Strategic Plan. Consolidated Plan LUBBOCK 165 OMB Control No: 2506-0117 (exp. 09/30/2021) AP-38 Project Summary Project Summary Information 1 Project Name CDBG: Administration (2024) Target Area Low/Mod Block Group Tracts Goals Supported 1A Improve & Expand Public Infrastructure 1B Improve Access to Public Facilities 2A Provide for Owner -Occupied Housing Rehab 3A Provide Supportive Services Special Needs Pop 3B Provide Vital Services for LMI Households 5A Effective Program Management Needs Addressed Expand/Improve Public Infrastructure & Facilities Preserve & Develop Affordable Housing Public Services & Quality of Life Improvements Effective Program Management Funding CDBG: $449,149 Description Program administration of the CDBG program. Target Date 9/30/2025 Estimate the number N/A and type of families that will benefit from the proposed activities Location Description Citywide Planned Activities Program administration of the CDBG program 2 Project Name CDBG: Public Facilities & Infrastructure (2024) Target Area Low/Mod Block Group Tracts Goals Supported 1A Improve & Expand Public Infrastructure 1B Improve Access to Public Facilities Needs Addressed Expand/Improve Public Infrastructure & Facilities Funding CDBG: $786,013 Consolidated Plan LUBBOCK 166 OMB Control No: 2506-0117 (exp. 09/30/2021) Description Improve and expand public infrastructure capacity through activities for LMI persons and households. Improve access to public facilities that will benefit LMI persons and households. Target Date 9/30/2025 Estimate the number Public facilities and/or Infrastructure other than Low/Moderate Income and type of families Housing Benefit: 4000 Persons Assisted that will benefit from the proposed activities Location Description Low/mod eligible tracts, Citywide. Planned Activities Planned activities include: Infrastructure Improvement throughout the City. LIST 3 Project Name CDBG: Public Services (2024) Target Area Low/Mod Block Group Tracts Goals Supported 3A Provide Supportive Services Special Needs Pop 3B Provide Vital Services for LMI Households Needs Addressed Public Services & Quality of Life Improvements Funding CDBG: $336,862 Description The City will fund vital public services for LMI households and special needs groups. Target Date 9/30/2025 Estimate the number Public service activities other than Low/Moderate Income Housing and type of families Benefit: 600 Persons Assisted that will benefit from the proposed activities Location Description Eligible LMI persons, Citywide. Planned Activities Planned activities will be services for LMI and special needs: Services for LMI/Special Needs: $336,862 LIST 4 Project Name CDBG: Housing Programs (2024) Consolidated Plan LUBBOCK 167 OMB Control No: 2506-0117 (exp. 09/30/2021) Target Area Low/Mod Block Group Tracts Goals Supported 2A Provide for Owner -Occupied Housing Rehab Needs Addressed Preserve & Develop Affordable Housing Funding CDBG: $673,725 Description The City will provide for minor owner -occupied housing rehabilitation for eligible LMI households. Housing counseling services will also be provided in connection to rehab services. Target Date 9/30/2025 Estimate the number Homeowner Housing Rehabilitated: 10 Household Housing Unit and type of families that will benefit from the proposed activities Location Description Eligible LMI persons, Citywide. Planned Activities Planned activities will include project delivery and field services, minor owner -occupied housing rehab, and housing counseling services in connection to the rehab activities. LIST Minor Rehab Program and Direct Delivery/Field Services: $### Housing Counseling Services: $### 5 Project Name HOME: Administration (2024) Target Area Low/Mod Block Group Tracts Goals Supported 2B Increase Homeownership Opportunities 2C Increase Affordable Rental Housing Opportunities Needs Addressed Preserve & Develop Affordable Housing Funding HOME: $126,328 Description Administration of the HOME program. Target Date 9/30/2025 Consolidated Plan LUBBOCK 168 OMB Control No: 2506-0117 (exp. 09/30/2021) Estimate the number and type of families that will benefit from the proposed activities N/A Location Description Citywide Planned Activities Administration of the HOME program. 6 Project Name HOME: CHDO Affordable Rentals (2024) Target Area Low/Mod Block Group Tracts Goals Supported 2C Increase Affordable Rental Housing Opportunities Needs Addressed Preserve & Develop Affordable Housing Funding HOME: $189,493 Description Increase affordable rental availability for LMI households through CHDO development activities. Target Date 9/30/2025 Estimate the number and type of families that will benefit from the proposed activities Affordable Rental Housing Added: 2 Household Housing Unit Location Description Eligible LMI households, Citywide. Planned Activities CHDO development activities. 7 Project Name HOME: Affordable Housing Development (2024) Target Area Low/Mod Block Group Tracts Goals Supported 2B Increase Homeownership Opportunities 2C Increase Affordable Rental Housing Opportunities Needs Addressed Preserve & Develop Affordable Housing Funding HOME: $947,466 Consolidated Plan LUBBOCK 169 OMB Control No: 2506-0117 (exp. 09/30/2021) Description The City will provide affordable housing opportunities such as direct financial assistance and loans for eligible LMI first-time homebuyers. The City will also work to increase affordable rental housing opportunities through rental units being constructed and rehabilitated. These activities will benefit LMI households. Target Date 9/30/2025 Estimate the number Direct Financial Assistance to Homebuyers: 10 Households Assisted and type of families Rehab of Rental units: 20 Household Housing Unit that will benefit from the proposed activities Location Description Eligible LMI households, Citywide. Planned Activities Planned activities include: Direct financial assistance for eligible homebuyers and rehab of existing housing. 8 Project Name ESG24 - Lubbock Target Area Low/Mod Block Group Tracts Goals Supported 5A Provide Homeless Rapid Re -Housing Assistance 5B Provide Assistance to Homeless Shelters Needs Addressed Homelessness Housing & Support Services Funding ESG: $198,147 Description The City will support homeless persons through overnight shelter operations, rapid rehousing, and homeless prevention activities. Assistance to homeless shelters will help increase the availability of overnight shelter beds. Target Date 9/30/2025 Estimate the number Rapid Rehousing: 15 Households Assisted and type of families Homeless Person Overnight Shelter: 375 Persons Assisted that will benefit from the proposed activities Homeless Prevention: 20 Persons Assisted Location Description Citywide Consolidated Plan LUBBOCK 170 OMB Control No: 2506-0117 (exp. 09/30/2021) Planned Activities I Planned activities for ESG 2024: Admin will be no more than 7.5%: $14,861 HMIS: $### Homeless Activities: $### - Homeless Prevention - Rapid Rehousing - Shelter Operations - Essential Services Consolidated Plan LUBBOCK 171 OMB Control No: 2506-0117 (exp. 09/30/2021) AP-50 Geographic Distribution — 91.220(f) Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed The City of Lubbock does not determine funding targets solely based on geographic areas. Much of the funding from the CDBG and HOME programs are available for use in any of the target neighborhoods or citywide, depending on the specifics of the designated activities. Direct services such as public services and affordable housing benefits are based on individual income eligibility rather than area benefit. Improvements to public facilities and infrastructure have an areawide low/mod income benefit and the distribution of funds is targeted to low/mod block group tracts. The City does however have a preference to target areas of LMI concentration and areas of high minority concentration. Low -Income Families Households earning less than 80% of the area median income (AMI) are considered low-income. To be considered a tract with a concentration of low-income households, the tract median household income is less than 80% of the area median household income. The City's area median income is $58,734 and at 80%, low-income is estimated at $46,987. Based on these criteria, the majority of the tracts with a concentration of low-income tracts are those surrounding the downtown area. For a map of the concentration of low-income households, see the MA-50 of the 2024- 2028 ConPlan. Minority Concentrations: For the purposes of this analysis, a concentration is any census tract where the racial or ethnic minority group makes up 10% more than the Citywide average. More information about race/ethnicity concentrations in Lubbock can be found in the MA-50. Data was taken from the most recent 2018-2022 ACS. Black and African -Americans comprise of about 8.0% of the population in Lubbock, and a tract with a concentration would be 18.0% or more. There is a concentration of the minority group in tracts east of the downtown area with the percentage of this group being as high as 70% in those tracts. These areas also display high rates of poverty, with rates near 30%. Likewise, the Hispanic population, which makes up 34.9% of the total population of Lubbock would make a tract with a concentration at 44.9% or more. There is concentrated in census tracts north, east, and southeast of the downtown area. There is also one tract on the western border of the City with a concentration. In some of these tracts, the percentage of Hispanic persons exceeds 80% of the total population of the tract. These tracts also show high rates of poverty. Asians make up 2.8% of the Citywide population and a tract with a concentration would be 12.8% or more. There are two tracts just west of downtown (000.301 & 000.503) with a concentration of this minority Consolidated Plan LUBBOCK 172 OMB Control No: 2506-0117 (exp. 09/30/2021) group. These tracts are also located in areas with high rates of poverty. Area benefits are discussed further below. Geographic Distribution Target Area Percentage of Funds Low/Mod Block Group Tracts 100 Table 62 - Geographic Distribution Rationale for the priorities for allocating investments geographically The proposed allocation of funds is based on federal funding requirements for each formula -allocated grant. The City will target areas of LMI concentration with an emphasis on areas of high minority concentration. The City will also target LMI individuals and households "citywide" based on eligibility. For example, when a planned activities is intended to serve individuals or households directly, those individuals or households must meet income qualifications, as well as residency requirements (residing within the City), in order to receive assistance from the program. In these instances, City staff and/or one of its partner agencies will complete an in -take and eligibility status review of the applicant before the activity is initiated. The City has also identified infrastructure and public facility improvement activities. In which case, the planned activities will serve a community or neighborhood. These activities are said to have an "area - wide" benefit. Per HUD requirements, these areas must be within an eligible Census Block Group Tract, as defined by HUD-CDBG regulations, whereby the majority of the residents are low- to moderate -income (or 51%). To determine LMI tracts the City utilizes HUD's CDBG Low Mod Income Summary Data (LMISD) from the HUD Exchange website, which has defined the eligible block group tracts within thejurisdiction. The tracts can be at: https://www.hudexchange.info/programs/acs-low-mod-summary-data/. Discussion The distribution of funds by target area is projected to be primarily citywide low/mod areas due to use of funds for administrative, non-profit support, and individual benefit -oriented programmatic uses of the funds. Consolidated Plan LUBBOCK 173 OMB Control No: 2506-0117 (exp. 09/30/2021) Affordable Housing AP-55 Affordable Housing — 91.220(g) Introduction The annual goals listed previously in the AP-20 specify the following production numbers for housing assistance for the homeless, non -homeless, and special needs populations. These activities will include homeowner and renter housing rehab, new development of rental housing, direct financial assistance to potential homebuyers and rental assistance for persons at -risk or experiencing homelessness. One Year Goals for the Number of Households to be Supported Homeless 0 Non -Homeless 42 Special -Needs 0 Total 42 Table 64 - One Year Goals for Affordable Housing by Support Requirement One Year Goals for the Number of Households Supported Through Rental Assistance 0 The Production of New Units 12 Rehab of Existing Units 30 Acquisition of Existing Units 0 Total 42 Table 65 - One Year Goals for Affordable Housing by Support Type Discussion CDBG: Homeowner Housing Rehabilitated: 10 Household Housing Unit HOME: Rental units constructed (CHDO): 2 Household Housing Unit Rental Units Rehabilitated: 20 Household Housing Unit Direct Financial Assistance to Homebuyers: 10 Households Assisted Consolidated Plan LUBBOCK 174 OMB Control No: 2506-0117 (exp. 09/30/2021) AP-60 Public Housing — 91.220(h) Introduction The Lubbock Housing Authority (LHA) manages over 306 units of public housing and 1,258 Housing Choice Vouchers (HCV). The housing authority provides services and housing as detailed in their PHA Plan. This section provides a short summary of actions planned for the next year. Actions planned during the next year to address the needs to public housing As of the most recent 2023 PHA plan, the Lubbock Housing Authority (LHA) has a waitlist of 289 households for public housing and 398 households for Section 8. The waiting list has been closed for 12 months, and the LHA does not plan to reopen the waitlist during the program year. New activities planned include mixed finance modernization and development of units and the conversion of public housing units to project -based assistance under the RAID program. These include continuing the conversion of approximately 75 units of housing for affordable Section 8 rental housing. The agency continually evaluates units as they are vacated for renovation needs, often removing individual units from the inventory temporarily to allow for renovation activities. The agency also will re-evaluate its payment standard to ensure that subsidies are relevant in the housing market. The LHA also intends to operate a Section 8 Project -Based Voucher Program. The LHA will consider the needs of individuals and families with a disability, and make any reasonable accommodation as needed. Currently, every development site in the LHA inventory is in compliance with the number of accessible units required. Actions to encourage public housing residents to become more involved in management and participate in homeownership Each year, the Lubbock Housing Authority encourages residents to participate in resident councils, but has little success maintaining ongoing interest at the individual development level. The organization -wide resident council is maintained to assist in the planning process. The agency does not currently operate any homeownership programs. If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance Not applicable. The Lubbock Housing Authority is not designated as troubled, and is a "High Performer". Discussion See the PHA Plan for details of actions mentioned above. The PHA plan can be found on LHA's website at: https://lubbockha.org/2023/04/05/2023-final-annual-plan/. Consolidated Plan LUBBOCK 175 OMB Control No: 2506-0117 (exp. 09/30/2021) AP-65 Homeless and Other Special Needs Activities — 91.220(i) Introduction Funding from the Emergency Solutions Grants (ESG) Program is used to support the homeless population in Lubbock. These funds are intended to target specific activities, which will be administered by the City. In the coming program year, the following activities are eligible under the ESG program. (1) Street Outreach funds may be used for costs of providing essential services necessary to engage people experiencing unsheltered homelessness; connect with emergency shelter, housing, or critical services; and provide urgent, non -facility -based care to unsheltered homeless people who are unwilling or unable to access emergency shelter, housing, or an appropriate health facility. (2) Emergency Shelter funds may be used for costs of providing essential services to homeless families and to individuals in emergency shelters, renovating buildings to be used as emergency shelter for homeless families and individuals, and operating emergency shelters. (3) Homelessness Prevention funds may be used to provide housing relocation and stabilization services and short and/or medium -term rental assistance necessaryto prevent an individual orfamilyfrom moving into an emergency shelter or other homeless situation. (4) Rapid Re -housing Assistance funds may be used to provide housing relocation and stabilization services and short and/or medium -term rental assistance as necessary to help a homeless individual or family move as quickly as possible into permanent housing and achieve stability in that housing. (5) Relocation and Stabilization Services funds may be used to pay financial assistance to housing owners, utility companies and other third parties. (6) HMIS funds may be used to pay the costs of contributing data to the local HMIS designated by the Continuum of Care for the area. Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including: Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs Many homeless service providers in Lubbock engage in street outreach activities as part of their efforts to address homelessness. Street outreach is conducted on a regular basis and is focused on individuals and families that are least likely to present for homeless services, including housing. The City of Lubbock Police Department's Homeless Outreach Team (HOT) engages individuals and families experiencing homelessness daily helping them navigate the homeless system. The HOTteam provides referrals to other agencies for employment, social security cards, birth certificates, and bus fares. Additionally, they coordinate with other homeless service providers in the community to provide referrals to additional resources. StarCare Specialty Health System, another service agency, provides specialized outreach Consolidated Plan LUBBOCK 176 OMB Control No: 2506-0117 (exp. 09/30/2021) services to the homeless with a serious mental illness and/ or co-occurring substance use disorder. To identify individuals and families experiencing homelessness and assess their individual needs Lubbock will increase community engagement with service providers. Community awareness, engagement and collaboration are the keys to impactful change. By increasing leadership engagement, collaboration, and community awareness, we can strengthen the capacity of public and private organizations by increasing community knowledge about service interventions and best practices to prevent and end homelessness. The City will allocate ESG funds during the ConPlan period towards HMIS. The City will help support HMIS activities to continue assessing homelessness in the City, and therefore improve delivery of services to people experiencing homelessness. These activities will include but will not be limited to the periodic review of local project data quality and data analysis on local and CoC wide HMIS data including system performance metrics, racial disparities, Longitudinal System Analysis (LSA), local project performance, and local outreach data. To track our goals for outreach and other service interventions our plan continues to include utilizing Coordinated Entry to provide assessment, prioritization and referrals to housing programs, tracking by name all of those who are experiencing homelessness in our community and inputting the information into HMIS. Addressing the emergency shelter and transitional housing needs of homeless persons The City and local homeless service providers are focusing efforts on increasing the bed capacity for both emergency shelter and transitional housing programs that have a focus on participants obtaining permanent housing at the end of their stay. The City is developing a plan to leverage funds from other Federal, State, local, and private sources to increase shelter capacity within Lubbock to address the needs of homeless persons. The City will use ESG funds to support current shelter operations in Lubbock throughout the program year. The homeless CoC will continue trying to expand Permanent Supportive Housing and Rapid Rehousing programs, through the HUD CoC competition, that should result in additional beds being made available at emergency shelter and transitional housing locations. Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again The City in partnership with local homeless service providers work to resolve, reduce and remove the barriers that persons experiencing homelessness face during their transition to permanent housing and self-sufficiency. This is first done by utilizing the Coordinated Entry assessment process to identify all persons experiencing homelessness and prioritize referrals to participating housing programs. Referrals to Rapid Rehousing and Permanent Supportive Housing programs are prioritized by the longest histories of homelessness and the highest service needs. The City advocates and supports projects that implement evidence -based best practices like the Housing First model. Homeless service providers connect program Consolidated Plan LUBBOCK 177 OMB Control No: 2506-0117 (exp. 09/30/2021) participants to resources such as mainstream benefits, job placement services, vital records, and other supportive services to increase participants self-sufficiency. Homeless housing programs provide housing search and placement services and utilize available resource lists to assist program participants in identifying affordable housing options. This helps to reduce the length of time individuals and families experience homelessness once enrolled in a housing program. The City and local homeless shelters utilize HMIS data to analyze the results of the homeless service system as well as individual projects to gain insight on service gaps within the community and improve the performance outcomes of each individual project and the overall system. Proposed funding for the ESG program includes Rapid Rehousing and Homelessness Prevention rental activities. ESG funding will also be used to help with shelter operations and essential services. Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs Homelessness prevention is a major focus of the City, in particular individuals and families discharged from other systems of care. The City is focused on keeping individuals and families out of chronic homelessness. For some providers, Homelessness Prevention is their sole mission. Other agencies provide Homelessness Prevention as an additional support program in conjunction with the provision of emergency shelter, Rapid Rehousing, Permanent Supportive Housing, and other supportive services. All of these activities will help individuals and families avoid repeated experiences of being homeless. The City has staff that will refer low-income individuals and families to available affordable housing options and supportive service programs, which will help them avoid becoming homeless. Additionally, the Lubbock Housing Authority has received 33 HUD Emergency Housing Vouchers (EHVs) to assist those that are homeless; at -risk of homelessness; fleeing, or attempting to flee domestic violence, sexual assault, stalking, or human trafficking; or were recently homeless and for whom providing rental assistance will prevent the family's homelessness or having a high risk of housing instability. Consolidated Plan LUBBOCK 178 OMB Control No: 2506-0117 (exp. 09/30/2021) AP-75 Barriers to affordable housing — 91.22O(j) Introduction: THIS WILL SECTION WILL BE COMPLETED WHEN THE ANALYSIS OF IMPEDIMENTS HAS BEEN DRAFTED Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment Consolidated Plan LUBBOCK 179 OMB Control No: 2506-0117 (exp. 09/30/2021) AP-85 Other Actions — 91.220(k) Introduction: The City currently provides a variety of housing and community development services for the residents of Lubbock, in particular to those who are LMI or have special needs. Activities are funded by CDBG, HOME, and ESG, with private, state and local funding bringing additional assets to bear on the needs identified in the plan. Below are some of the actions currently performed by the City or under consideration for the future. Actions planned to address obstacles to meeting underserved needs The City will continue to look for new funding sources for programs to address underserved needs. Funding is the major obstacle in providing services needed for the vast variety of issues that prevent families from breaking out of poverty and from living in the best, most affordable housing possible. As reported in the Needs Assessment of the Consolidated Plan, cost burden continues to be the biggest housing problem in Lubbock and these issues have only increased with rising housing costs. These issues were exacerbated from the COVID-19 pandemic which had a major negative affect on the economy, and has not fully recovered yet, in particular for LMI residents. To help address this, the City will continue to use federal funds as leverage for local and state grants where possible and for programs that help the most underserved populations in the City. Actions planned to foster and maintain affordable housing The City will work directly to assist LMI households with affordable housing programs. Planned activities will include minor owner -occupied housing rehab and housing counseling services. Affordable housing opportunities such as direct financial assistance and loans for eligible LMI first-time homebuyers will also be provided. In addition, the City will work to increase affordable rental housing opportunities through rental units being constructed and rehabilitated. These activities will benefit LMI households. The City will also continue to identify any city -owned parcels that might be suitable for affordable housing development opportunities; work with developers to fund projects; support tax credit applications; and manage programs to assist homeowners with maintenance and rehab needs. Actions planned to reduce lead -based paint hazards The goal of the City of Lubbock is to increase the inventory of lead safe housing units. The City's housing rehabilitation program targets some of the oldest housing stock in the City, which are typically in the worst condition and have high -risk of lead -based paint hazards. To the extent that lead -based paint hazards are found in older housing, this program will address the issue directly. The City will utilize these strategies below: • Continue to meet HUD lead -based paint abatement standards in housing rehabilitation programs. • Housing rehabilitation activities will include lead testing for any housing unit build before 1978. Consolidated Plan LUBBOCK 180 OMB Control No: 2506-0117 (exp. 09/30/2021) • Identify additional funding to perform abatement on pre 1978 housing in the target low/mod tracts. • Seek funding as it becomes available to provide testing and abatement of lead -based paint hazards in single-family housing where young children are present. • Expand the stock of lead safe housing units through housing initiatives. • Seek funding as it becomes available to provide for testing, abatement, training, and educational awareness. Actions planned to reduce the number of poverty -level families The activities in this PY 2024 AAP work directly to reduce the number of poverty -level families in Lubbock. CDBG housing programs such as the minor rehab program help to maintain housing conditions and protects property value. The mortgage assistance program helps LMI families financially and gives them the opportunity to participate in homeownership. HOME funded activities include affordable rental development; affordable homebuyer programs for potential LMI households; and affordable housing development by CHDOs. These activities help keep housing costs affordable and allows LMI households to direct funds towards other necessary needs such as food and healthcare. The City also works to reduce poverty through its partnership with homeless service providers and housing providers such as the PHA. These efforts are in conjunction with ECHO West Texas and the Lubbock Housing Authority, and include the development of services needed to assist LMI individuals and families with educational opportunities, job growth, and life skills training. Various service agencies operating in Lubbock will take part as members of the local homeless consortium. Through the ESG program, Rapid Rehousing and Homelessness Prevention rental assistance is designed to house families and help prevent repeat homelessness, which will provide the stability needed for them to have the best chance at becoming self -sustainable. Actions planned to develop institutional structure To continue developing the institutional structure, the City will: Work with nonprofit organizations to address community needs and provide support to federal and non-federal funding initiatives. Nonprofits will receive technical assistance on grant programs. - Work with private industry to address important issues that hamper housing and community development efforts. - Identify opportunities that will create private/public partnerships for project financing and leverage federal funds for development. Create networking opportunities through a housing roundtable that provides opportunities for City Consolidated Plan LUBBOCK 181 OMB Control No: 2506-0117 (exp. 09/30/2021) staff to interact with all sectors of the housing industry. Actions planned to enhance coordination between public and private housing and social service agencies The City will continue to coordinate and plan activities with housing providers and social service agencies to meet the goals in this plan. The City will also take part in the Continuum of Care and the annual enumeration of point -in -time count surveys. City staff will also continue participation in other coalitions and study groups as the opportunity arises. The City will provide technical assistance to subrecipients of its federal grants to help ensure the success of each program and that these programs and services help improve the lives of intended beneficiaries. Through activities such as monitoring and progress reports, the City will be able to enhance the coordination of grant recipients and help to meet its overall program objectives. Discussion: No major obstacles in the institutional structure have been identified that need to be addressed. The City is also satisfied with its efforts to coordinate with private housing and social service agencies. Consolidated Plan LUBBOCK 182 OMB Control No: 2506-0117 (exp. 09/30/2021) Program Specific Requirements AP-90 Program Specific Requirements — 91.220(1)(1,2,4) Introduction: The following provides details on program specific requirements for each of the three entitlement programs, Community Development Block Grant (CDBG), HOME Investment Partnership (HOME), and Emergency Solutions Grant (ESG). Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(1)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out. 1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements LIJ 4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan 0 5. The amount of income from float -funded activities Total Program Income: Other CDBG Requirements 1. The amount of urgent need activities 1.7 2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit — A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 70.00% Consolidated Plan LUBBOCK 183 0 0 OMB Control No: 2506-0117 (exp. 09/30/2021) HOME Investment Partnership Program (HOME) Reference 24 CFR 91.220(I)(2) 1. A description of other forms of investment being used beyond those identified in Section 92.205 is as follows: The City of Lubbock is using and will use HOME funds for eligible activities and costs, as described in 24 CFR § 92.205 through 92.209 and that it is not using and will not use HOME funds for prohibited activities, as described in § 92.214. 2. A description of the guidelines that will be used for resale or recapture of HOME funds when used for homebuyer activities as required in 92.254, is as follows: The City of Lubbock follows the regulations for resale and recapture. For the Lease/Purchase Program the resale method is used. This is accomplished through a homeowner's agreement. For the New Construction Program, the recapture method is used. The city administers this program and places a recapture clause in the loan agreements. These loans are serviced in house. The recapture amount will be based on the net proceeds available from the sale up to but not exceeding the entire amount of the HOME investment. The complete HOME Recapture / Resale Provisions are attached to this document in the grantee unique appendices in the AD-26. 3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired with HOME funds? See 24 CFR 92.254(a)(4) are as follows: Resale requirements must ensure that if the housing does not continue to be the principal residence of the family for the full period of affordability that the housing must be made available for subsequent purchase only to a buyer whose family qualifies as a low-income family and will use the property as their principal residence. The resale requirement must also ensure that the price at resale provides the original HOME -assisted owner a fair return on investment (including the homeowner's investment and any capital improvement as defined below) and ensure that the housing will remain affordable to a reasonable range of low-income homebuyers. The period of affordability is based on the total amount of HOME funds initially invested in the housing. Details are attached in the AD-26. 4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is rehabilitated with HOME funds along with a description of the refinancing guidelines required that will be used under 24 CFR 92.206(b), are as follows: The City does not intend to use HOME funds to refinance existing debt secured by multifamily housing that is being rehabilitated with HOME funds. In addition, the funds will not be used to refinance multifamily loans made or insured by any federal program. The City is aware that HOME funds cannot Consolidated Plan LUBBOCK 184 OMB Control No: 2506-0117 (exp. 09/30/2021) be used to refinance multifamily loans made or insured by any federal program, including CDBG. 5. If applicable to a planned HOME TBRA activity, a description of the preference for persons with special needs or disabilities. (See 24 CFR 92.209(c)(2)(i) and CFR 91.220(I)(2)(vii)). Not applicable. The City of Lubbock does not plan to fund TBRA activities with FY 2024 HOME program funds. 6. If applicable to a planned HOME TBRA activity, a description of how the preference for a specific category of individuals with disabilities (e.g. persons with HIV/AIDS or chronic mental illness) will narrow the gap in benefits and the preference is needed to narrow the gap in benefits and services received by such persons. (See 24 CFR 92.209(c)(2)(ii) and 91.220(I)(2)(vii)). Not applicable. The City of Lubbock does not plan to fund TBRA activities with FY 2024 HOME program funds. 7. If applicable, a description of any preference or limitation for rental housing projects. (See 24 CFR 92.253(d)(3) and CFR 91.220(I)(2)(vii)). Note: Preferences cannot be administered in a manner that limits the opportunities of persons on any basis prohibited by the laws listed under 24 CFR 5.105(a). In accordance with 24 CFR 92.253(d)(3), an owner of rental housing assisted with HOME funds must comply with the affirmative marketing requirements established by the City of Lubbock, which is the participating jurisdiction (PJ) pursuant to 24 CFR 92.351(a). The owner of the rental housing project must adopt and follow written tenant selection policies and criteria, which include that it may give a preference to a particular segment of the population if permitted in its written agreement with the PJ such as persons with a disability or other special needs. However, at this time there is no limit to eligibility or preference given to any particular segment of the population with rental housing projects funded by the City's HOME program funds. HOME funds must however target low- to moderate - income households. The City does not discriminate and provides equal access to all eligible households. Consolidated Plan LUBBOCK 185 OMB Control No: 2506-0117 (exp. 09/30/2021) Emergency Solutions Grant (ESG) Reference 91.220(I)(4) 1. Include written standards for providing ESG assistance (may include as attachment) Currently funded agencies or those who have received prior funding from the Community Development Department (CD) will also be evaluated on past performance in carrying out programmatic activities and contractual compliance. Factors such as agency ability to meet service delivery goals, timely expenditure of funds, timely reporting, accuracy of reporting, ability to meet audit requirements, and other programmatic and fiscal contractual requirements will be considered. These other factors will be considered in conjunction with the proposal score in developing an overall recommendation for agency funding. The ESG Program Standards have been attached along with the Citizen Participation Plan and Monitoring Plan in the Appendix. 2. If the Continuum of Care has established centralized or coordinated assessment system that meets HUD requirements, describe that centralized or coordinated assessment system. See attachment, Unique Grantee Appendices. 3. Identify the process for making sub -awards and describe how the ESG allocation available to private nonprofit organizations (including community and faith -based organizations). The City of Lubbock receives an annual allocation of Emergency Solutions Grants (ESG) funds. These funds will be awarded to community -based, nonprofit organizations providing emergency shelter and related services to the homeless, on a dollar -for -dollar match. Emergency Solutions Grants funds may be used for operations and maintenance, essential support services and renovation/rehabilitation activities in connection with emergency shelters for the homeless. It is a priority of the U.S. Department of Housing and Urban Development (HUD) and the City of Lubbock to work in coordination with the HUD designated Continuum of Care to assist homeless individuals and families to obtain a decent living environment, either through rental housing or home ownership. The CD specifically seeks proposals to provide shelter and supportive services for the homeless. The purpose of the Emergency Solutions Grants (ESG) Program is to: 1) Broaden existing emergency shelter and Homelessness Prevention activities; 2) Emphasize Rapid Re -Housing; and, 3) Help people quickly regain stability in permanent housing after experiencing a housing crisis and/or homelessness; 4) Enhance alignment of ESG regulations with other HUD programs including CDBG and HOME; and, 5) Support more coordinated and effective data collection, performance measurement, and program evaluation. The City will conduct a technical workshop in the summer and will be open to all citizens, agencies, non -profits, for profits, organizations, and City departments that are interested in applying for any of the three entitlement grants, including ESG. Applications for funding are issued to any interested agencies and submitted to the City. A formal RFP process is not conducted. Consolidated Plan LUBBOCK 186 OMB Control No: 2506-0117 (exp. 09/30/2021) 4. If the jurisdiction is unable to meet the homeless participation requirement in 24 CFR 576.405(a), the jurisdiction must specify its plan for reaching out to and consulting with homeless or formerly homeless individuals in considering policies and funding decisions regarding facilities and services funded under ESG. The lead agency of the Balance of State Continuum of Care (Texas Homeless Network) has formerly homeless persons on its Board of Directors and all local ESG sub -recipients have formerly homeless individuals involved in decision -making capacities. The City of Lubbock continues to the maximum extent possible to have workshops and public hearings in an effort to encourage the underserved to express their needs and concerns. S. Describe performance standards for evaluating ESG. All ESG activities funded under this proposal must provide the required HMIS data specific to ESG to the City of Lubbock in order to be reimbursed for eligible expenses. The City strives to meet all program specific requirements as detailed in the enabling legislation and program guidelines. City staff work with subrecipients to ensure that these requirements are met and oversee internal operations towards the same goal. The City consults with the HUD designated CoC, ECHO West Tezas, and local homeless housing and service providers that provide ESG eligible services in determining the priorities for the use of ESG funding, evaluation of ESG funded programs, and HMIS issues. The City has implemented the following performance standards for the ESG program: All ESG Proiects Performance Standards: Metric: The timeliness of ESG participant data entered for project start and project exit. This will be measured using Q06e of the ESG CAPER and is calculated by subtracting the date and time of the record entered from the project start or exit date entered for the ESG program. Goal: The timeliness of data entry will be 3 days or less. Rapid Rehousing: Metric: The length of time individuals and families remain homeless in Rapid Rehousing projects. This will be measured using Q22c of the ESG CAPER. Goal: The length of time participants spend from project entry to residential move in should be on average less than 60 days. Rapid Rehousing & Homelessness Prevention: Metric: The extent to which Rapid Rehousing participants exit the program to a positive housing destination. This will be measured using Q23c of the ESG CAPER. Goal: Minimum of 75% of participants exit the program to a positive housing destination. Consolidated Plan LUBBOCK 187 OMB Control No: 2506-0117 (exp. 09/30/2021) Emergency Shelter: Metric: The extent to which Emergency Shelter participants exit the program to a positive housing destination. This will be measured using Q23c of the ESG CAPER. Goal: Minimum of 20% of participants exit the program to a positive housing destination. HOME Program, Eligible Applicants Open Enrollment Process, Homeowner Rehabilitation Programs The department will hold Open Enrollment up to two (2) times per fiscal year. The department will affirmatively further fair housing by making programs available to all eligible persons. The department will post updates to program availability on our website and social media platforms, as well as make available informational flyers for distribution to anyone interested in the program including contact information and minimum qualifications. Flyers will be available for pick up in our office or at various community centers and public facilities, as well as via email to collaborating agencies, neighborhood associations, and other community members or persons. Information will be made available in English and Spanish. Special accommodation will be made upon request. Through a standard pre-screening process, staff will take calls from interested homeowners, answer any questions about the program and gather specific information from callers that is pertinent to pre - qualification for the homeowner rehab programs. Staff will maintain a log of calls, which will include information for anyone who may be pre -approved or for anyone who does not meet the minimum program requirements. CD staff gather information including homeowner details and make an assessment of eligibility. From the information obtained, staff will be able to immediately determine if the caller would pre -qualify. A reason why they may not pre -qualify is included in the Open Enrollment Process attachment in the Grantee Unique Appendices in the AP-26. Funding for these programs is limited and not all the callers who pre -qualify will be assisted. Once the list is deemed as "complete", staff will submit the list to the City of Lubbock, City Secretary office. Staff within that office will perform a randomization procedure of the list, sign the results and then submit the list back to CD. The purpose of randomizing the list is to provide callers with an equal chance of obtaining assistance. This is not a first -come, first -serve program. Many citizens do not have access to transportation, internet or other platforms of which information is shared about program availability. Those with limited capacities who call the department during the last days of Open Enrollment will have the same chance of being selected for the program as those who called on the first few days. Once the list is complete, the Housing Inspectors will begin feasibility checks on the properties. These checks will not automatically qualify the homeowner for the program, but will allow the homeowner to move forward with the application process. Funding is limited and not all applications submitted will be processed. Details of the application process is located in the Open Enrollment Process attachment in the Grantee Unique Appendices in the AP-26. Consolidated Plan LUBBOCK 188 OMB Control No: 2506-0117 (exp. 09/30/2021) Appendix - Alternate/Local Data Sources 1 Data Source Name 2008-2012 ACS, 2018-2022 ACS List the name of the organization or individual who originated the data set. US Census Bureau Provide a brief summary of the data set. The American Community Survey (ACS) is an ongoing survey that provides data every year -- giving communities the current information they need to plan investments and services. Information from the survey generates data that help determine how more than $400 billion in federal and state funds are distributed each year. The ACS is accessed through the Census website, which provides data about the United States, Puerto Rico and the Island Areas. What was the purpose for developing this data set? Information from the ACS help determine how more than $400 billion in federal and state funds are distributed each year to help communities, state governments, and federal programs. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2008-2012 ACS, 2018-2022 ACS 5-Year Estimates What is the status of the data set (complete, in progress, or planned)? Complete 2 Data Source Name 2018-2022 ACS List the name of the organization or individual who originated the data set. U.S. Census Bureau Provide a brief summary of the data set. The American Community Survey (ACS) is an ongoing survey that provides data every year -- giving communities the current information they need to plan investments and services. Information from the survey generates data that help determine how more than $400 billion in federal and state funds are distributed each year. The ACS is accessed through the Census website, which provides data about the United States, Puerto Rico and the Island Areas. Consolidated Plan LUBBOCK 189 OMB Control No: 2506-0117 (exp. 09/30/2021) What was the purpose for developing this data set? Information from the ACS help determine how more than $400 billion in federal and state funds are distributed each year to help communities, state governments, and federal programs. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2018-2022 ACS 5-Year Estimates What is the status of the data set (complete, in progress, or planned)? Complete 3 Data Source Name 2017-2021 ACS (Workers), 2021 LEHD (Jobs) List the name of the organization or individual who originated the data set. 2017-2021 ACS and 2021 Longitudinal Employee -Household Dynamics: United States Census Bureau Provide a brief summary of the data set. The American Community Survey (ACS) is an ongoing survey that provides data every year -- giving communities the current information they need to plan investments and services. Information from the survey generates data that help determine how more than $400 billion in federal and state funds are distributed each year. The ACS is accessed through the Census website, which provides data about the United States, Puerto Rico and the Island Areas. The Longitudinal Employer -Household Dynamics (LEHD) program is part of the Center for Economic Studies at the U.S. Census Bureau. The LEHD program produces new, cost effective, public -use information combining federal, state and Census Bureau data on employers and employees under the Local Employment Dynamics (LED) Partnership. What was the purpose for developing this data set? ACS: Information from the ACS help determine how more than $400 billion in federal and state funds are distributed each year to help communities, state governments, and federal programs. LEHD: Information from the LEHD help state and local authorities who increasingly need detailed local information about their economies to make informed decisions. The LEHD Partnership works to fill critical data gaps and provide indicators needed by state and local authorities. LEHD's mission is to provide new dynamic information on workers, employers, and jobs with state-of-the- art confidentiality protections and no additional data collection burden. Consolidated Plan LUBBOCK 190 OMB Control No: 2506-0117 (exp. 09/30/2021) How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2017-2021 ACS (Workers), 2021 LEHD (Jobs) What is the status of the data set (complete, in progress, or planned)? Complete 4 Data Source Name 2016-2020 CHAS List the name of the organization or individual who originated the data set. US Census Bureau, American Community Survey (ACS) and U.S. Department of Housing and Urban Development (HUD) Provide a brief summary of the data set. Each year, the U.S. Department of Housing and Urban Development (HUD) receives custom tabulations of American Community Survey (ACS) data from the U.S. Census Bureau. These data, known as the "CHAS" data (Comprehensive Housing Affordability Strategy), demonstrate the extent of housing problems and housing needs, particularly for low income households. What was the purpose for developing this data set? The CHAS data are used by local governments to plan how to spend HUD funds, and may also be used by HUD to distribute grant funds. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2016-2020 CHAS What is the status of the data set (complete, in progress, or planned)? Complete 5 Data Source Name Bureau of Labor Statistics List the name of the organization or individual who originated the data set. Bureau of Labor Statistics (BLS) Consolidated Plan LUBBOCK 191 OMB Control No: 2506-0117 (exp. 09/30/2021) Provide a brief summary of the data set. BLS unemployment rates are from the BLS Local Area Unemployment Statistics (LAUS). This program produces monthly and annual employment, unemployment, and labor force data for Census regions and divisions, States, counties, metropolitan areas, and many cities, by place of residence. What was the purpose for developing this data set? The purpose of the BLS data is to collect, analyze, and disseminate essential economic information to support public and private decision making. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2023 What is the status of the data set (complete, in progress, or planned)? Complete 6 Data Source Name PIC (PIH Information Center) List the name of the organization or individual who originated the data set. US Department of Housing and Urban Development (HUD) Provide a brief summary of the data set. IMS/PIC is responsible for maintaining and gathering data about all of PIH's inventories of HAs, Developments, Buildings, Units, HA Officials, HUD Offices and Field Staff and IMS/PIC Users. What was the purpose for developing this data set? IMS/PIC PIH's inventories of HAs, Developments, Buildings, Units, HA Officials, HUD Offices and Field Staff and IMS/PIC Users help housing authorities and local government agencies to determine the needs of the users and identify gaps in the system of service delivery. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2024 Consolidated Plan LUBBOCK 192 OMB Control No: 2506-0117 (exp. 09/30/2021) What is the status of the data set (complete, in progress, or planned)? Complete 7 Data Source Name 2023 Housing Inventory Count List the name of the organization or individual who originated the data set. US Department of Housing and Urban Development (HUD) Provide a brief summary of the data set. The Housing Inventory Count Reports provide a snapshot of a CoC's HIC, an inventory of housing conducted annually during the last ten days in January, and are available at the national and state level, as well as for each CoC. The reports tally the number of beds and units available on the night designated for the count by program type, and include beds dedicated to serve persons who are homeless as well as persons in Permanent Supportive Housing. What was the purpose for developing this data set? HIC provides the inventory of housing conducted annually during the last ten days in January. The reports tally the number of beds and units available on the night designated for the count by program type, and include beds dedicated to serve persons who are homeless. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? COC What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2023 What is the status of the data set (complete, in progress, or planned)? Complete 8 Data Source Name 2023 PIT Count List the name of the organization or individual who originated the data set. HUD 2023 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations Report Provide a brief summary of the data set. This Data is based on point -in -time information provided to HUD by the CoC. The PIT Count data is a snapshot of the homeless population in the area on any given night. Consolidated Plan LUBBOCK 193 OMB Control No: 2506-0117 (exp. 09/30/2021) What was the purpose for developing this data set? The PIT Count data is a snapshot of the homeless population in the area on any given night. This data will help services providers to identify the needs of the homeless population in the area. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? COC What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2023 What is the status of the data set (complete, in progress, or planned)? Complete 9 Data Source Name HUD 2023 FMR and HOME Rents List the name of the organization or individual who originated the data set. US Department of Housing and Urban Development (HUD) Provide a brief summary of the data set. Fair Market Rents (FMRs) are set by HUD and used to determine payment standard amounts for HUD Programs. HUD annually estimates FMRs for the Office of Management and Budget (OMB) defined metropolitan areas, some HUD defined subdivisions of OMB metropolitan areas and each nonmetropolitan county. HOME Rents Limits are based on FMRs published by HUD. HOME Rent Limits are set to determine the rent in HOME -assisted rental units and are applicable to new HOME leases. What was the purpose for developing this data set? Fair Market Rents (FMRs) are used to determine payment standard amounts for HUD Programs. HOME Rent Limits are the maximum amount that may be charged for rent in HOME -assisted rental units and are applicable to new HOME leases. How comprehensive is the coverage of this administrative data? Is data collection concentrated in one geographic area or among a certain population? Jurisdiction What time period (provide the year, and optionally month, or month and day) is covered by this data set? 2023 What is the status of the data set (complete, in progress, or planned)? Complete Consolidated Plan LUBBOCK 194 OMB Control No: 2506-0117 (exp. 09/30/2021)