HomeMy WebLinkAboutResolution - 2025-R0541 - Sale, E Bluefield, Thomas L. Cooke & Deidra Deann Williams Martin, 404.5-Acre - 12/09/2025TO: Citizens Tower
1314 Ave K
7tn Floor-Engineering
Attn: Ken Jernberg
FROM: Amber Heesch/ TITLE ONE, DIGITAL TITLE SERVICES
6102 82"d STREET, STE. 11, LUBBOCK, TX 79424
PH: (806) 771-7770 / FAX: (806) 771-0663
EMAIL: amber@titleonetexas.com
RE: City of Lubbock-Airport
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TO: Citizens Tower
1314 Ave. K
7tn Floor-Engineering
Attn: Ken Jernberg
FROM: Amber Heesch/ TITLE ONE, DIGITAL TITLE SERVICES
6102 82"d STREET, STE. 11, LUBBOCK, TX 79424
PH: (806) 771-7770 / FAX: (806) 771-0663
EMAIL: amber@titleonetexas.com
RE: City of Lubbock-Airport
TITLE POLICY AND WARRANTY DEED
TITLE
Title One Digital Title Services
6102 82nd St., Ste. 11
Lubbock, TX 79424
Phone 806-771-7770 " Fax 806-771-0663
February 6, 2026
City of Lubbock - Airport
1314 Avenue K
Lubbock, TX 79404
RE: N. Guava Avenue (total = 404.5 acre tract), Lubbock, TX 79403
Lubbock, Lubbock, TX 79403
Dear Sir or Madam:
In connection with your recent purchase of the above referenced property, enclosed are the following items:
Original Deed:
Original Warranty Deed conveying title to the property to City of Lubbock - Airport from Thomas L. Cooke and
Deidra Williams Martin.
Original Owner's Policy
Owner's copy of the Title Insurance Policy Number 2756043-235714609 issued by Fidelity National Title Insurance
Company, providing $3,228,697.60 of owner's coverage.
We appreciate the opportuniry to be of service to you and hope that you will not hesitate to contact us should you
require legal assistance in the future.
Sincerely,
Title One Digital Title Senrices
David Frisbie
President
Enclosures
bl
Buyer's Transmittal 251249
�Fide�ity Na��onallTi�tle
Policy No.: 138963-1-251249-2026.2756043-235714609
OWNER'S POLICY OF TITLE INSURANCE (Form T-1)
Issued by
FIDELITY NATIONAL TITLE INSURANCE COMPANY
Any notice of claim and any other notice or statement in writing required to be given the Company under this
Policy must be given to the Company at the address shown in Section 18 of the Conditions.
COVERED RISKS
SUBJECT TO THE EXCLUSIONS FROM COVERAGE, THE EXCEPTIONS FROM COVERAGE CONTAINED IN SCHEDULE B, AND
THE CONDITIONS, FIDELITY NATIONAL TITLE INSURANCE COMPANY, a Florida corporation (the "Company") insures, as of
Date of Policy and, to the extent stated in Covered Risks 9 and 10, after Date of Policy, against loss or damage, not
exceeding the Amount of Insurance, sustained or incurred by the Insured by reason of:
1. Title being vested other than as stated in Schedule A.
2. Any defect in or lien or encumbrance on the Title. This Covered Risk includes but is not limited to insurance against loss
from:
(a) A defect in the Title caused by:
(i) forgery, fraud, undue influence, duress, incompetency, incapacity or impersonation;
(ii) failure of any person or Entity to have authorized a transfer or conveyance;
(iii) a document affecting Title not properly created, executed, witnessed, sealed, acknowledged, notarized,
or delivered;
(iv) failure to perform those acts necessary to create a document by electronic means authorized by law;
(v) a document executed under a falsified, expired or otherwise invalid power of attorney;
(vi) a document not properly filed, recorded or indexed in the Public Records including failure to perform
those acts by electronic means authorized by law; or
(vii) a defective judicial or administrative proceeding.
(b) The lien of real estate taxes or assessments imposed on the Title by a governmental authority due or payable,
but unpaid.
(c) Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be
disclosed by an accurate and complete land survey of the Land. The term "encroachment" includes
encroachments of existing improvements located on the Land onto adjoining land, and encroachments onto the
Land of existing improvements located on adjoining land. [This coverage is deleted by Schedule B. Exceptions
From Coverage. Paragraph 2, unless a survey of the Land acceptable to Company is timely provided and the
applicable premium is paid to amend the exception to "shortages in area." ]
(d) Any statutory or constitutional mechanic's, contractor's, or materialman's lien for labor or materials having its
inception on or before Date of Policy.
3. Lack of good and indefeasible Title.
4. No right of access to and from the Land.
5. The violation or enforcement of any law, ordinance, permit, or governmental regulation (including those relating to
building and zoning) restricting, regulating, prohibiting, or relating to
(a) the occupancy, use, or enjoyment of the Land;
(b) the character, dimensions or location of any improvement erected on the Land;
(c) subdivision of land; or
(d) environmental protection
if a notice, describing any part of the Land, is recorded in the Public Records setting forth the violation or intention to
enforce, but only to the extent of the violation or enforcement referred to in that notice.
6. An enforcement action based on the exercise of a governmental police power not covered by Covered Risk 5 if a notice of
the enforcement action, describing any part of the Land, is recorded in the Public Records, but only to the extent of the
enforcement referred to in that notice.
7. The exercise of the rights of eminent domain if a notice of the exercise, describing any part of the Land, is recorded in
the Public Records.
8. Any taking by a governmental body that has occurred and is binding on the rights of a purchaser for value without
Knowledge.
9. Title being vested other than as stated in Schedule A or being defective:
(a) as a result of the avoidance in whole or in part, or from a court order providing an alternative remedy, of a
transfer of all or any part of the title to or any interest in the Land occurring prior to the transaction vesting Title
as shown in Schedule A because that prior transfer constituted a fraudulent or preferential transfer under federal
bankruptcy, state insolvency, or similar creditors' rights laws; or
2756043 T-1 Owners Policy of Title Insurance 11/O1/24 for TX_560
Page 1
(b) because the instrument of transfer vesting Title as shown in Schedule A constitutes a preferential transfer under
federal bankruptcy, state insolvency, or similar creditors' rights laws by reason of the failure of its recording in
the Public Records.
(i) to be timely, or
(ii) to impart notice of its existence to a purchaser for value or a judgment or lien creditor.
10. Any defect in or lien or encumbrance on the Title or other matter included in Covered Risks 1 through 9 that has been
created or attached or has been filed or recorded in the Public Records subsequent to Date of Policy and prior to the
recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.
The Company will also pay the costs, attorneys' fees, and expenses incurred in defense of any matter insured against by this
Policy, but only to the extent provided in the Conditions.
IN WITNESS WHEREOF, the Company has caused this Policy to be signed with the facsimile signatures of its President and
Secretary and sealed as required by its By-Laws.
FIDELITY NATIONAL TITLE INSURANCE COMPANY
Countersigned:
�.�1t-�-�
Author ec�' icer or Agent
Title One, Digital TiNe Services, LLC
6102 82nd St Ste 11
Lubbock,TX 79424-0802
Te1:806-771-7770
Fax:806-771-0663
a� a�a�uxny B�/:
�1
��oPp�RO��:
'�� S�� �� Michael J. Nolan
;, �� �° President
���N�mm�Pv`°,
Attest:
�� Y� �
(/�'4Sarjorie Nemzur�� a�f
Secretary
2756043 T-1 Owners Policy of Title Insurance 11/01/24 for TX_560
Page 2
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage,
costs, attorneys' fees, or expenses which arise by reason of:
1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning,
restricting,
regulating, prohibiting, or relating to:
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land;
(iii) subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a)
does not modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under
Covered Risk 6.
2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.
3. Defects, liens, encumbrances, adverse claims, or other matters:
(a) created, suffered, assumed, or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured
Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured
Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided
under Covered Risk 9 and 10); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the
Title.
4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the
transaction vesting the Title as shown in Schedule A, is:
(a) a fraudulent conveyance or freudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.
5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching
between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that
vests Title as shown in Schedule A.
6. The refusal of any person to purchase, lease or lend money on the estate or interest covered hereby in the land
described in Schedule A because of Unmarketable Title.
CONDITIONS
1. DEFINITION OF TERMS
The following terms when used in this policy mean:
(a) "Amount of Insurance": The amount stated in Schedule A, as may be increased or decreased by endorsement to
this policy, increased by Section 8(b), or decreased by Sections 10 and 11 of these Conditions.
(b) "Date of Policy": The date designated as °'Date of Policy" in Schedule A.
(c) '�Entity": A corporation, partnership, trust, limited liability company, or other similar legal entity.
(d) "Insured": The Insured named in Schedule A.
(i) The term "Insured" also includes
(A) successors to the Title of the Insured by operation of law as distinguished from purchase, including
heirs, devisees, survivors, personal representatives, or next of kin;
(B) successors to an Insured by dissolution, merger, consolidation, distribution, or reorganization;
(C) successors to an Insured by its conversion to another kind of Entity;
(D) a grantee of an Insured under a deed delivered without payment of actual valuable consideration
conveying the Title
(1) if the stock, shares, memberships, or other equity interests of the grantee are wholly-owned by
the named Insured,
(2) if the grantee wholly owns the named Insured,
(3) if the grantee is wholly-owned by an affiliated Entity of the named Insured, provided the affiliated
Entity and the named Insured are both wholly-owned by the same person or Entity, or
(4) if the grantee is a trustee or beneficiary of a trust created by a written instrument established by
the Insured named in Schedule A for estate planning purposes.
(ii) With regard to (A), (B), (C), and (D) reserving, however, all rights and defenses as to any successor that
the Company would have had against any predecessor Insured.
(e) "Insured ClaimanY': An Insured claiming loss or damage.
(� "Knowledge" or "Known": Actual knowledge, not constructive knowledge or notice that may be imputed to an
Insured by reason of the Public Records or any other records that impart constructive notice of matters affecting
the Title.
2756043 T-1 Owners Policy of Title Insurance 11/01/24 for TX_560
Page 3
(g) "Land": The land described in Schedule A, and affixed improvements that by law constitute real property. The
term "Land" does not include any property beyond the lines of the area described in Schedule A, nor any right,
title interest, estate, or easement in abutting streets, roads, avenues, alleys, lanes, ways, or waterways, but this
does not modify or limit the extent that a right of access to and from the Land is insured by this policy.
(h) "Mortgage": Mortgage, deed of trust, trust deed, or other security instrument, including one evidenced by
electronic means authorized by law.
(i) "Public Records": Records established under state statutes at Date of Policy for the purpose of imparting
constructive notice of matter relating to real property to purchasers for value and without Knowledge. With
respect to Covered Risk 5(d), "Public Records" shall also include environmental protection liens filed in the
records of the clerk of the United States District Court for the district where the Land is located.
(j) "Title": The estate or interest described in Schedule A.
(k) "Unmarketable Title": Title affected by an alleged or apparent matter that would permit a prospective purchaser
or lessee of the Title or lender on the Title to be released from the obligation to purchase, lease, or lend if there
is a contractual condition requiring the delivery of marketable title.
2. CONTINUATION OF INSURANCE
The coverage of this policy shall continue in force as of Date of Policy in favor of an Insured, but only so long as the
Insured retains an estate or interest in the Land, or holds an obligation secured by a purchase money Mortgage given by
a purchaser from the Insured, or only so long as the Insured shall have liability by reason of warranties in any transfer or
conveyance of the Title. This policy shall not continue in force in favor of any purchaser from the Insured of either (i) an
estate or interest in the Land, or (ii) an obligation secured by a purchase money Mortgage given to the Insured.
3. NOTICE OF CLAIM TO BE GIVEN BY INSURED CLAIMANT
The Insured shall notify the Company promptly in writing (i) in case of any litigation as set forth in Section 5(a) below, or
(ii) in case Knowledge shall come to an Insured hereunder of any claim of title or interest that is adverse to the Title, as
insured, and that might cause loss or damage for which the Company may be liable by virtue of this policy. If the
Company is prejudiced by the failure of the Insured Claimant to provide prompt notice, the Company's liability to the
Insured Claimant under the policy shall be reduced to the extent of the prejudice.
When, after the Date of the Policy, the Insured notifies the Company as required herein of a lien, encumbrance, adverse
claim or other defect in Title insured by this policy that is not excluded or excepted from the coverage of this policy, the
Company shall promptly investigate the charge to determine whether the lien, encumbrance, adverse claim or defect or
other matter is valid and not barred by law or statute. The Company shall notify the Insured in writing, within a
reasonable time, of its determination as to the validity or invalidity of the Insured's claim or charge under the policy. If
the Company concludes that the lien, encumbrance, adverse claim or defect is not covered by this policy, or was
otherwise addressed in the closing of the transaction in connection with which this policy was issued, the Company shall
specifically advise the Insured of the reasons for its determination. If the Company concludes that the lien,
encumbrance, adverse claim or defect is valid, the Company shall take one of the following actions: (i) institute the
necessary proceedings to clear the lien, encumbrance, adverse claim or defect from the Title as insured; (ii) indemnify
the Insured as provided in this policy;(iii) upon payment of appropriate premium and charges therefor, issue to the
Insured Claimant or to a subsequent owner, mortgagee or holder of the estate or interest in the Land insured by this
policy, a policy of title insurance without exception for the lien, encumbrance, adverse claim or defect, said policy to be
in an amount equal to the current value of the Land or, if a loan policy, the amount of the loan; (iv) indemnify another
title insurance company in connection with its issuance of a policy(ies) of title insurance without exception for the lien,
encumbrance, adverse claim or defect; (v) secure a release or other document discharging the lien, encumbrance,
adverse claim or defect, or (vi) undertake a combination of (i) through (v) herein.
4. PROOF OF LOSS
In the event the Company is unable to determine the amount of loss or damage, the Company may, at its option, require
as a condition of payment that the Insured Claimant furnish a signed proof of loss. The proof of loss must describe the
defect, lien, encumbrance, or other matter insured against by this policy that constitutes the basis of loss or damage and
shall state, to the extent possible, the basis of calculating the amount of the loss or damage.
5. DEFENSE AND PROSECUTION OF ACTIONS
(a) Upon written request by the Insured, and subject to the options contained in Sections 3 and 7 of these
Conditions, the Company, at its own cost and without unreasonable delay, shall provide for the defense of an
Insured in litigation in which any third party asserts a claim covered by this policy adverse to the Insured. This
obligation is limited to only those stated causes of action alleging matters insured against by this policy. The
Company shall have the right to select counsel of its choice (subject to the right of the Insured to object for
reasonable cause) to represent the Insured as to those stated causes of action. It shall not be liable for and will
not pay the fees of any other counsel. The Company will not pay any fees, costs, or expenses incurred by the
Insured in the defense of those causes of action that allege matters not insured against by this policy.
(b) The Company shall have the right, in addition to the options contained in Sections 3 and 7, at its own cost, to
institute and prosecute any action or proceeding or to do any other act that in its opinion may be necessary or
desirable to establish the Title, as insured, or to prevent or reduce loss or damage to the Insured. The Company
may take any appropriate action under the terms of this policy, whether or not it shall be liable to the Insured.
The exercise of these rights shall not be an admission of liability or waiver of any provision of this policy. If the
Company exercises its rights under this subsection, it must do so diligently.
(c) Whenever the Company brings an action or asserts a defense as required or permitted by this policy, the
Company may pursue the litigation to a final determination by a court of competent jurisdiction and it expressly
reserves the right, in its sole discretion, to appeal from any adverse judgment or order.
6. DUTY OF INSURED CLAIMANT TO COOPERATE
2756043 T-1 Owners Policy of Title Insurance 11/0S/24 for TX_560
Page 4
(a) In all cases where this policy permits or requires the Company to prosecute or provide for the defense of any
action or proceeding and any appeals, the Insured shall secure to the Company the right to so prosecute or
provide defense in the action or proceeding, including the right to use, at its option, the name of the Insured for
this purpose. Whenever requested by the Company, the Insured, at the Company's expense, shall give the
Company all reasonable aid (i) in securing evidence, obtaining witnesses, prosecuting or defending the action or
proceeding, or effecting settlement, and (ii) in any other lawful act that in the opinion of the Company may be
necessary or desirable to establish the Title or any other matter as insured. If the Company is prejudiced by the
failure of the Insured to furnish the required cooperation, the Company's obligations to the Insured under the
policy shall terminate, including any liability or obligation to defend, prosecute, or continue any litigation, with
regard to the matter or matters requiring such cooperation.
(b) The Company may reasonably require the Insured Claimant to submit to examination under oath by any
authorized representative of the Company and to produce for examination, inspection, and copying, at such
reasonable times and places as may be designated by the authorized representative of the Company, all records,
in whatever medium maintained, including books, ledgers, checks, memoranda, eorrespondence, reports, e-
mails, disks, tapes, and videos whether bearing a date before or after Date of Policy, that reasonably pertain to
the loss or damage. Further, if requested by any authorized representative of the Company, the Insured
Claimant shall grant its permission, in writing, for any authorized representative of the Company to examine,
inspect, and copy all of these records in the custody or control of a third party that reasonably pertain to the loss
or damage. All information designated as confidential by the Insured Claimant provided to the Company
pursuant to this Section shall not be disclosed to others unless, in the reasonable judgment of the Company, it is
necessary in the administration of the claim. Failure of the Insured Claimant to submit for examination under
oath, produce any reasonably requested information, or grant permission to secure reasonably necessary
information from third parties as required in this subsection, unless prohibited by law or governmental
regulation, shall terminate any liability of the Company under this policy as to that claim.
7. OPTIONS TO PAY OR OTHERWISE SETTLE CLAIMS; TERMINATION OF LIABILITY
In case of a claim under this policy, the Company shall have the following additional options:
(a) To Pay or Tender Payment of the Amount of Insurance.
To pay or tender payment of the Amount of Insurance under this policy together with any costs, attorneys' fees, and
expenses incurred by the Insured Claimant that were authorized by the Company up to the time of payment or
tender of payment and that the Company is obligated to pay.
Upon the exercise by the Company of this option, all liability and obligations of the Company to the Insured under
this policy, other than to make the payment required in this subsection, shall terminate, including any liability or
obligation to defend, prosecute, or continue any litigation.
(b) To Pay or Otherwise Settle With Parties Other Than the Insured or With the Insured Claimant.
(i) To pay or otherwise settle with other parties for or in the name of an Insured Claimant any claim insured
against under this policy. In addition, the Company will pay any costs, attorneys' fees, and expenses
incurred by the Insured Claimant that were authorized by the Company up to the time of payment and
that the Company is obligated to pay; or
(ii) To pay or otherwise settle with the Insured Claimant the loss or damage provided for under this policy,
together with any costs, attorneys' fees, and expenses incurred by the Insured Claimant that were
authorized by the Company up to the time of payment and that the Company is obligated to pay. Upon
the exercise by the Company of either of the options provided for in subsections (b)(i) or (ii), the
Company's obligations to the Insured under this policy for the claimed loss or damage, other than the
payments required to be made, shall terminate, including any liability or obligation to defend, prosecute,
or continue any litigation.
8. DETERMINATION AND EXTENT OF LIABILITY
This policy is a contract of indemnity against actual monetary loss or damage sustained or incurred by the Insured
Claimant who has suffered loss or damage by reason of matters insured against by this policy.
(a) The extent of liability of the Company for loss or damage under this policy shall not exceed the lesser of
(i) the Amount of Insurance; or
(ii) the difference between the value of the Title as insured and the value of the Title subject to the risk
insured against by this policy.
(b) If the Company pursues its rights under Section 3 or 5 and is unsuccessful in establishing the Title, as insured, .
(i) the Amount of Insurance shall be increased by 10%, and
(ii) the Insured Claimant shall have the right to have the loss or damage determined either as of the date the
claim was made by the Insured Claimant or as of the date it is settled and paid.
(c) In addition to the extent of liability under (a) and (b), the Company will also pay those costs, attorneys' fees,
and expenses incurred in accordance with Sections 5 and 7 of these Conditions.
9. LIMITATION OF LIABILITY
(a) If the Company establishes the Title, or removes the alleged defect, lien, or encumbrance, or cures the lack of a
right of access to or from the Land, all as insured, or takes action in accordance with Section 3 or 7 in a
reasonably diligent manner by any method, including litigation and the completion of any appeals, it shall have
fully performed its obligations with respect to that matter and shall not be liable for any loss or damage caused
to the Insured.
(b) In the event of any litigation, including litigation by the Company or with the Company's consent, the Company
shall have no liability for loss or damage until there has been a final determination by a court of competent
jurisdiction, and disposition of all appeals, adverse to the Title, as insured.
2756043 T-1 Owners Policy of Title Insurance 11/01/24 for TX_560
Page 5
(c) The Company shall not be liable for loss or damage to the Insured for liability voluntarily assumed by the
Insured in settling any claim or suit without the prior written consent of the Company.
10. REDUCTION OF INSURANCE; REDUCTION OR TERMINATION OF LIABILITY
All payments under this policy, except payments made for costs, attorneys' fees, and expenses, shall reduce the Amount
of Insurance by the amount of the payment.
11. LIABILITY NONCUMULATIVE
The Amount of Insurance shall be reduced by any amount the Company pays under any policy insuring a Mortgage to
which exception is taken in Schedule B or to which the Insured has agreed, assumed, or taken subject, or which is
executed by an Insured after Date of Policy and which is a charge or lien on the Title, and the amount so paid shall be
deemed a payment to the Insured under this policy.
12. PAYMENT OF LOSS
When liability and the extent of loss or damage have been definitely fixed in accordance with these Conditions, the
payment shall be made within 30 days.
13. RIGHTS OF RECOVERY UPON PAYMENT OR SETTLEMENT
(a) Whenever the Company shall have settled and paid a claim under this policy, it shall be subrogated and entitled
to the rights of the Insured Claimant in the Title and all other rights and remedies in respect to the claim that
the Insured Claimant has against any person or property, to the extent of the amount of any loss, costs,
attorneys' fees, and expenses paid by the Company. If requested by the Company, the Insured Claimant shall
execute documents to evidence the transfer to the Company of these rights and remedies. The Insured
Claimant shall permit the Company to sue, compromise, or settle in the name of the Insured Claimant and to
use the name of the Insured Claimant in any transaction or litigation involving these rights and remedies.
If a payment on account of a claim does not fully cover the loss of the Insured Claimant, the Company shall
defer the exercise of its right to recover until after the Insured Claimant shall have recovered its loss.
(b) The Company's right of subrogation includes the rights of the Insured to indemnities, guaranties, other policies
of insurance, or bonds, notwithstanding any terms or conditions contained in those instruments that address
subrogation rights.
14. ARBITRATION
Either the Company or the Insured may demand that the claim or controversy shall be submitted to arbitration pursuant
to the Title Insurance Arbitration Rules of the American Land Title Association ("Rules"). Except as provided in the Rules,
there shall be no joinder or consolidation with claims or controversies of other persons. Arbitrable matters may include,
but are not limited to, any controversy or claim between the Company and the Insured arising out of or relating to this
policy, any service in connection with its issuance or the breach of a policy provision, or to any other controversy or
claim arising out of the transaction giving rise to this policy. All arbitrable matters when the Amount of Insurance is
$2,000,000 or less shall be arbitrated at the option of either the Company or the Insured, unless the Insured is an
individual person (as distinguished from an Entity). All arbitrable matters when the Amount of Insurance is in excess of
$2,000,000 shall be arbitrated only when agreed to by both the Company and the Insured.
Arbitration pursuant to this policy and under the Rules shall be binding upon the parties. Judgment upon the award
rendered by the Arbitrator(s) may be entered in any court of competent jurisdiction.
15. LIABILITY LIMITED TO THIS POLICY; POLICY ENTIRE CONTRACT
(a) This policy together with all endorsements, if any, attached to it by the Company is the entire policy and
contract between the Insured and the Company. In interpreting any provision of this policy, this policy shall be
construed as a whole.
(b) Any claim of loss or damage that arises out of the status of the Title or by any action asserting such claim shall
be restricted to this policy.
(c) Any amendment of or endorsement to this policy must be in writing and authenticated by an authorized person,
or expressly incorporated by Schedule A of this policy.
(d) Each endorsement to this policy issued at any time is made a part of this policy and is subject to all of its terms
and provisions. Except as the endorsement expressly states, it does not (i) modify any of the terms and
provisions of the policy, (ii) modify any prior endorsement, (iii) extend the Date of Policy or (iv) increase the
Amount of Insurance. Each Commitment, endorsement or other form, or provision in the Schedules to this
policy that refers to a term defined in Section 1 of the Conditions shall be deemed to refer to the term regardless
of whether the term is capitalized in the Commitment, endorsement or other form, or Schedule. Each
Commitment, endorsement or other form, or provision in the Schedules that refers to the Conditions and
Stipulations shall be deemed to refer to the Conditions of this policy.
16. SEVERABILITY
In the event any provision of this policy, in whole or in part, is held invalid or unenforceable under applicable law, the
policy shall be deemed not to include that provision or such part held to be invalid, and all other provisions shall remain
in full force and effect.
17. CHOICE OF LAW; FORUM
(a) Choice of Law: The Insured acknowledges the Company has underwritten the risks covered by this policy and
determined the premium charged therefor in reliance upon the law affecting interests in real property and
applicable to the interpretation, rights, remedies, or enforcement of policies of title insurance of the jurisdiction
where the Land is located.
Therefore, the court or an arbitrator shall apply the law of the jurisdiction where the Land is located to
determine the validity of claims against the Title that are adverse to the Insured and in interpreting and
2756043 T-1 Owners Policy of Title Insurance 11/0S/24 for TX_560
Page 6
enforcing the terms of this policy. In neither case shall the court or arbitrator apply its conflicts of laws
principles to determine the applicable law.
(b) Choice of Forum: Any litigation or other proceeding brought by the Insured against the Company must be filed
only in a state or federal court within the United States of America or its territories having appropriate
jurisdiction.
18. NOTICES, WHERE SENT
Any notice of claim and any other notice or statement in writing required to be given to the Company under this Policy
must be given to the Company at: FIDELITY NATIONAL TITLE INSURANCE COMPANY, Attn: Claims Department, P.O.
Box 45023, Jacksonville, FL 32232-5023.
2756043 T-1 Owners Policy of Title Insurance 11/01/24 for TX_560
Page 7
HAVE A COMPLAINT OR NEED HELP?
If you have a problem with a claim or your
premium, call your insurance company or HMO
first. If you can't work out the issue, the Texas
Department of Insurance may be able to help.
Even if you file a complaint with the Texas
Department of Insurance, you should also file a
complaint or appeal through your insurance
company or HMO. If you don't, you may lose
your right to appeal.
FIDELITY NATIONAL TITLE INSURANCE
COMPANY
To get information or file a complaint with your
insurance company or HMO:
Call: Intake Supervisor at 402-498-7000
Tol I-free: 888-453-4095
Email: claimsinquiries@fnf.com
Mail:
2533 North 117th Avenue
Omaha, NE 68164
The Texas Department of Insurance
To get help with an insurance question or file a
complaint with the state:
Call with a question: 1-800-252-3439
File a complaint: www.tdi.texas.gov
Email: ConsumerProtection@tdi.texas.gov
Mail:
Consumer Protection, MC: CO-CP
Texas Department of Insurance
P.O. Box 12030
Austin, TX 78711-2030
�TIENE UNA QUEJA O NECESITA
AYU DA?
Si tiene un problema con una reclamacion o con
su prima de seguro, Ilame primero a su compania
de seguros o HMO. Si no puede resolver el
problema, es posible que el Departmento de
Seguros de Texas (Texas Department of
Insurance, por su nombre en ingles) pueda
ayudar.
Aun si usted presenta una queja ante el
Departmento de Seguros de Texas, tambien
debe presentar una queja a traves del proceso
de quejas o de apelaciones de su compania de
seguros o HMO. Si no lo hace, podria perder su
derecho para apelar.
FIDELITY NATIONAL TITLE INSURANCE
COMPANY
Para obtener informacion o para presentar una
queja ante su compania de seguros o HMO:
Llame a: Intake Supervisor al 402-498-7000
Telefono gratuito: 888-453-4095
Correo electronico: claimsinquiries@fnf.com
Direccion postal:
2533 North 117th Avenue
Omaha, NE 68164
EI Departmento de Seguros de Texas
Para obtener ayuda con una pregunta
relacionada con los seguros o para presentar una
queja ante el estado:
Llame con sus preguntas al: 1-800-252-3439
Presente una queja en: www.tdi.texas.gov
Correo electrdnico:
ConsumerProtection@tdi.texas.gov
Direccion postal:
Consumer Protection, MC: CO-CP
Texas Department of Insurance
P.O. Box 12030
Austin, TX 78711-2030
Notice of Toll-Free Telephone Numbers and Information and Complaint Procedures Texas Form (07/01/23)
Fidelity National Title Insurance
Company
OWNER'S POLICY OF TITLE INSURANCE (FORM T-1)
SCHEDULE A
File No.: 251249
Policy No.: 2756043-235714609
Amount of Insurance: $3,228,697.60
Date of Policy: February 2, 2026 at 04:04 PM
Trans Code: 1000
*Address Reference: N. Guava Avenue (total = 404.5 acre tract), Lubbock, TX 79403
Lubbock, Lubbock, TX 79403
1. Name of Insured:
City of Lubbock - Airport
2. The estate or interest in the Land that is insured by this policy is:
Fee Simple
3. Title is insured as vested in:
City of Lubbock - Airport
4. The land referred to in this policy is described as follows:
Premium: $15,225.00
Rate Rule: 1000
METES AND BOUNDS DESCRIPTION of a 404.5 acre tract, being that same tract described under
County Clerk File No. 2020045741 of the O�cial Public Records of Lubbock County, Texas, located in
Section 43, Block A, H. E. & W. T. Railroad Company Survey, Lubbock County, Texas, said 404.5 acre
tract being further described as follows:
BEGINNING at a 1/2" iron rod with cap marked "HRA" set for the Southeast corner of said Section 43,
Block A, H. E. & W. T. Railroad Company Survey, Lubbock County, Texas, same being the Southeast
corner of this tract, from whence a railroad spike found at the Southeast corner of Section 42, Block A,
Lubbock County, Texas, bears S. 01°25'25" W. a distance of 5289.54 feet;
THENCE N. 88°35'20" W., along the South line of said Section 43, at 2639.31 feet pass a found 1/2" iron
rod with cap marked "HRA", continuing for a total distance of 5278.64 feet to a 5/8" iron rod found at the
Southwest corner of said Section 43 and this tract, from whence a 1/2" iron pipe found at the Southwest
corner of said Section 42, bears S. 01 °23'51" W. a distance of 5292.35 feet;
THENCE N. 01 °23'47" E. along the West line of said Section 43, at 46.47 feet pass a found 1/2" iron rod,
at 2390.34 pass a found railroad spike, continuing for a total distance of 3340.43 feet to a railroad spike
found at the Southwest corner of a 195.2 acre tract, described in Volume 1778, Page 95 of the Deed
FIDELITY NATIONAL TITLE INSURANCE COMPANY
FORM T-1: Owner's Policy of Title tnsurance (01/03/14) File No.: 251249
Schedule A
SCHEDULE A
(Continued)
Records of Lubbock County, Texas and the Northwest corner of this tract, from whence a 1" iron pipe
found at the Northwest corner of said Section 43, bears N. 01 °23'47" E. a distance of 1952.25 feet;
THENCE S. 88°32'07" E. along the Southern boundary of said 195.2 acre tract, a distance of 5279.65 feet
to a 1/2" iron rod with cap marked "HRA" set in the East line of said Section 43, for the Southeast corner
of said 195.2 acre tract and the Northeast corner of this tract, from whence a railroad spike found at the
Northeast corner of said Section 43, bears N. 01°24'49" E. a distance of 1953.61 feet;
THENCE S. 01 °24'49" W., along the East line of said Section 43, a distance of 3335.50 feet to the Point of
Beginning
* The Company is prohibited from insuring the area or quantity of the land. Any statement in the legal
description contained in Schedule A as to the area or quantity of land is not a representation that such
area or quantity is correct but is for informal identification purposes and does not override Schedule B.
Item 2 herein.
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Title One Digital Title Services
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Lubbock, TX 79424
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FIDELITY NATIONAL TITLE INSURANCE COMPANY
FORM T-1: Owner's Policy of Title Insurance (01/03/14) File No.: 251249
Schedule A
OWNER'S POLICY OF TITLE INSURANCE (FORM T-1)
�ee
Order No: 251249
SCHEDULE B
EXCEPTIONS FROM COVERAGE
Policy No.: 2756043-235714609
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or
expenses) that arise by reason of the terms and conditions of the leases and easements, if any, shown in
Schedule A, and the following matters:
1.
2.
3.
4.
Any discrepancies, conflicts, or shortages in area or boundary lines, or any encroachments or protrusions,
or any overlapping of improvements. Covered Risk 2(c) is hereby deleted.
Homestead or community property or survivorship rights, if any, of any spouse of any Insured.
Any titles or rights asserted by anyone, including but not limited to, persons, the public, corporations,
governments or other entities,
to tidelands, or lands comprising the shores or beds of navigable or perennial rivers and streams,
lakes, bays, gulfs or oceans, or
to lands beyond the line of the harbor or bulkhead lines as established or changed by any
government, or
to filled-in lands, or artificial islands, or
to statutory water rights, including riparian rights, or
to the area extending from the line of inean low tide to the line of vegetation, or the right of access
to that area or easement along and across that area.
5. Standby fees, taxes and assessments by any taxing authority for the year 2026, and subsequent years;
and subsequent taxes and assessments by any'taxing authority for prior years due to change in land
usage or ownership, but not those taxes or assessments for prior years because of an exemption granted
to a previous owner of the property under Section 11.13, Texas Tax Code, or because of improvements
not assessed for a previous tax year.
6. The following matters and all terms of the documents creating or offering evidence of the matters (The
Company must insert matters or delete this exception).
a. An oil, gas, and mineral lease recorded in/under Volume 29, Page 579, Oil and Gas Records,
Lubbock County, Texas. (Title to said lease has not been examined subsequent to the date of its
execution.)
FIDELITY NATIONAL TITLE INSURANCE COMPANY
FORM T-1: Owner's Policy of Title Insurance (01/03/14) File No.: 251249
Schedule B
SCHEDULE B
(Continued)
b. An oil, gas, and mineral lease recorded in/under Volume 29, Page 581, Oil and Gas Records,
Lubbock County, Texas. (Title to said lease has not been examined subsequent to the date of its
execution.)
c. An oil, gas, and mineral lease recorded in/under Volume 29, Page 633, Oil and Gas Records,
Lubbock County, Texas. (Title to said lease has not been examined subsequent to the date of its
execution.)
An oil, gas, and mineral lease recorded in/under Volume 29, Page 665, Oil and Gas Records,
Lubbock County, Texas. (Title to said lease has not been examined subsequent to the date of its
execution.)
e. An oil, gas, and mineral lease recorded in/under Volume 35, Page 135, Oil and Gas Records,
Lubbock County, Texas. (Title to said lease has not been examined subsequent to the date of its
execution.)
f. Interest in and to all coal, lignite, oil, gas and other minerals, and all rights incident thereto,
contained in instrument recorded in Volume 719, Page 585, Deed Records of Lubbock County,
Texas. Reference to which instrument is here made for particulars. No further search of title has
been made as to the interest(s) evidenced by this instrument, and the Company makes no
representation as to the ownership of holder of such interest(s).
g. Interest in and to all coal, lignite, oil, gas and other minerals, and all rights incident thereto,
contained in instrument recorded in Volume 719, Page 587, Deed Records of Lubbock County,
Texas. Reference to which instrument is here made for particulars. No further search of title has
been made as to the interest(s) evidenced by this instrument, and the Company makes no
representation as to the ownership of holder of such interest(s).
h. Interest in and to all coal, lignite, oil, gas and other minerals, and all rights incident thereto,
contained in instrument recorded in Volume 719, Page 699, Deed Records of Lubbock County,
Texas. Reference to which instrument is here made for particulars. No further search of title has
been made as to the interest(s) evidenced by this instrument, and the Company makes no
representation as to the ownership of holder of such interest(s).
i. Interest in and to all coal, lignite, oil, gas and other minerals, and all rights incident thereto,
contained in instrument recorded in Volume 720, Page 19, Deed Records of Lubbock County,
Texas. Reference to which instrument is here made for particulars. No further search of title has
been made as to the interest(s) evidenced by this instrument, and the Company makes no
representation as to the ownership of holder of such interest(s).
j. Interest in and to all coal, lignite, oil, gas and other minerals, and all rights incident thereto,
contained in instrument recorded in Volume 1502, Page 904, Deed Records of Lubbock County,
Texas. Reference to which instrument is here made for particulars. No further search of title has
been made as to the interest(s) evidenced by this instrument, and the Company makes no
representation as to the ownership of holder of such interest(s).
k. An oil, gas, and mineral lease recorded in/under Volume 5220, Page 305, Real Property Records,
Lubbock County, Texas. (Title to said lease has not been examined subsequent to the date of its
execution.)
FIDELITY NATIONAL TITLE INSURANCE COMPANY
FORM T-1: Owner's Policy of Title Insurance (01/03/14) File No.: 251249
Schedule B
SCHEDULE B
(Continued)
An oil, gas, and mineral lease recorded in/under Clerk's File No. 2011038107, O�cial Public
Records, Lubbock County, Texas. (Title to said lease has not been examined subsequent to the
date of its execution.)
m. An oil, gas, and mineral lease recorded in/under Clerk's File No. 2011038114, Official Public
Records, Lubbock County, Texas. (Title to said lease has not been examined subsequent to the
date of its execution.)
n. An oil, gas, and mineral lease recorded in/under Clerk's File No. 2011038115, Official Public
Records, Lubbock County, Texas. (Title to said lease has not been examined subsequent to the
date of its execution.)
o. An oil, gas, and mineral lease recorded in/under Clerk's File No. 2011038121, Official Public
Records, Lubbock County, Texas. (Title to said lease has not been examined subsequent to the
date of its execution.)
p. An oil, gas, and mineral lease recorded in/under Clerk's File No. 2011040464, O�cial Public
Records, Lubbock County, Texas. (Title to said lease has not been examined subsequent to the
date of its execution.)
q. An oil, gas, and mineral lease recorded in/under Clerk's File No. 2012004614, Official Public
Records, Lubbock County, Texas. (Title to said lease has not been examined subsequent to the
date of its execution.)
r. All leases, grants, exceptions or reservation of coal, lignite, oil, gas and other minerals together
with all rights, privileges and immunities relating thereto appearing in the Public Records whether
listed in Schedule B or not. There may be leases, grants, exceptions or reservations of mineral
interest that are not listed.
s. All leases, grants, exceptions or reservations of the geothermal energy and associated resources
below the surFace of the Land, together with all rights, privileges, and immunities relating thereto,
appearing in the Public Records whether listed in Schedule B or not. There may be leases, grants,
exceptions or reservations of the geothermal energy and associated resources below the surface
of the Land that are not listed.
t. Right-of-Way Easement recorded in Volume 1154, Page 579, Deed Records of Lubbock County,
Texas.
u. Right-of-Way Easement recorded in Volume 1164, Page 267, Deed Records of Lubbock County,
Texas.
v. Right-of-Way Easement recorded in Volume 1164, Page 526, Deed Records of Lubbock County,
Texas.
w. Right-of-Way Easement recorded in Volume 1431, Page 512, Deed Records of Lubbock County,
Texas.
x. Right-of-Way Easement recorded in Volume 1431, Page 518, Deed Records of Lubbock Counry,
Texas.
y. All matters as set forth in City Ordinance No. 2025-O0042, recorded in Clerk's File No.
2025018935, of the Official Public Records of Lubbock County, Texas.
FIDELITY NATIONAL TITLE INSURANCE COMPANY
FORM T-1: Owner's Policy of Title Insurance (01/03/14) File No.: 251249
Schedule B
SCHEDULE B
(Continued)
Any and all fences, easements and/or encroachments as shown on survey dated October 30,
2024, by Cyril H. Turner, Registered Professional Land Surveyor.
aa. Easements or claims of easements not recorded in the public records.
ab. Subject to the rights and claims of tenants and parties in possession.
ac. No. 14 on the Owner's Jacket regarding Arbitration is hereby deleted.
FIDELITY NATIONAL TITLE INSURANCE COMPANY
FORM T-1: Owner's Policy of Title Insurance (01/03/14) File No.: 251249
Schedule B
HAVE A COMPLAINT OR NEED HELP?
If you have a problem with a claim or your
premium, call your insurance company or HMO
first. If you can't work out the issue, the Texas
Department of Insurance may be able to help.
Even if you file a complaint with the Texas
Department of Insurance, you should also file a
complaint or appeal through your insurance
company or HMO. If you don't, you may lose
your right to appeal.
FIDELITY NATIONAL TITLE INSURANCE
COMPANY
To get information or file a complaint with your
insurance company or HMO:
Call: Intake Supervisor at 402-498-7000
Tol I-free: 888-453-4095
Email: claimsinquiries@fnf.com
Mail:
2533 North 117th Avenue
Omaha, NE 68164
The Texas Department of Insurance
To get help with an insurance question or file a
complaint with the state:
Call with a question: 1-800-252-3439
File a complaint: www.tdi.texas.gov
Email: ConsumerProtection@tdi.texas.gov
Mail:
Consumer Protection, MC: CO-CP
Texas Department of Insurance
P.O. Box 12030
Austin, TX 78711-2030
�TIENE UNA QUEJA O NECESITA
AYUDA?
Si tiene un problema con una reclamacion o con
su prima de seguro, Ilame primero a su compania
de seguros o HMO. Si no puede resolver el
problema, es posible que el Departmento de
Seguros de Texas (Texas Department of
Insurance, por su nombre en ingles) pueda
ayudar.
Aun si usted presenta una queja ante el
Departmento de Seguros de Texas, tambien
debe presentar una queja a traves del proceso
de quejas o de apelaciones de su compania de
seguros o HMO. Si no lo hace, podria perder su
derecho para apelar.
FIDELITY NATIONAL TITLE INSURANCE
COMPANY
Para obtener informacion o para presentar una
queja ante su compania de seguros o HMO:
Llame a: Intake Supervisor al 402-498-7000
Telefono gratuito: 888-453-4095
Correo electrdnico: claimsinquiries@fnf.com
Direccion postal:
2533 North 117th Avenue
Omaha, NE 68164
EI Departmento de Seguros de Texas
Para obtener ayuda con una pregunta
relacionada con los seguros o para presentar una
queja ante el estado:
Llame con sus preguntas al: 1-800-252-3439
Presente una queja en: www.tdi.texas.gov
Correo electronico:
ConsumerProtection@tdi.texas.gov
Direccion postal:
Consumer Protection, MC: CO-CP
Texas Department of Insurance
P.O. Box 12030
Austin, TX 78711-2030
Notice of Toll-Free Telephone Numbers and Information and Complaint Procedures Texas Form (07/01/23)